10.95 USD
-0.24 (-2.14%)
10.95 USD
0 (0%)
AMSWA gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 276 industry peers in the Software industry. While AMSWA has a great health rating, its profitability is only average at the moment. AMSWA has a valuation in line with the averages, but it does not seem to be growing. Finally AMSWA also has an excellent dividend rating. These ratings could make AMSWA a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
In the past year AMSWA was profitable.
In the past year AMSWA had a positive cash flow from operations.
Each year in the past 5 years AMSWA has been profitable.
Of the past 5 years AMSWA 4 years had a positive operating cash flow.
1.2 Ratios
AMSWA has a Return On Assets of 5.65%. This is in the better half of the industry: AMSWA outperforms 78.72% of its industry peers.
AMSWA's Return On Equity of 8.19% is fine compared to the rest of the industry. AMSWA outperforms 77.31% of its industry peers.
AMSWA's Return On Invested Capital of 2.84% is fine compared to the rest of the industry. AMSWA outperforms 71.63% of its industry peers.
The Average Return On Invested Capital over the past 3 years for AMSWA is significantly below the industry average of 10.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.65% | ||
| ROE | 8.19% | ||
| ROIC | 2.84% |
ROA(3y)5.96%
ROA(5y)5.27%
ROE(3y)8.6%
ROE(5y)7.61%
ROIC(3y)5.64%
ROIC(5y)4.75%
1.3 Margins
AMSWA has a better Profit Margin (10.39%) than 78.37% of its industry peers.
AMSWA's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 4.44%, AMSWA is doing good in the industry, outperforming 70.92% of the companies in the same industry.
AMSWA's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 65.20%, AMSWA perfoms like the industry average, outperforming 46.45% of the companies in the same industry.
In the last couple of years the Gross Margin of AMSWA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 10.39% | ||
| GM | 65.2% |
OM growth 3Y0.48%
OM growth 5Y-4.21%
PM growth 3Y15.12%
PM growth 5Y12.14%
GM growth 3Y5.77%
GM growth 5Y4.43%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AMSWA is destroying value.
AMSWA has less shares outstanding than it did 1 year ago.
AMSWA has more shares outstanding than it did 5 years ago.
AMSWA has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 4.57 indicates that AMSWA is not in any danger for bankruptcy at the moment.
AMSWA's Altman-Z score of 4.57 is fine compared to the rest of the industry. AMSWA outperforms 61.70% of its industry peers.
There is no outstanding debt for AMSWA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.57 |
ROIC/WACC0.28
WACC10.12%
2.3 Liquidity
AMSWA has a Current Ratio of 2.03. This indicates that AMSWA is financially healthy and has no problem in meeting its short term obligations.
AMSWA's Current ratio of 2.03 is fine compared to the rest of the industry. AMSWA outperforms 60.64% of its industry peers.
AMSWA has a Quick Ratio of 2.03. This indicates that AMSWA is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of AMSWA (2.03) is better than 60.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 2.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 8.51% over the past year.
The Earnings Per Share has been growing by 19.42% on average over the past years. This is quite good.
Looking at the last year, AMSWA shows a very negative growth in Revenue. The Revenue has decreased by -15.41% in the last year.
AMSWA shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.16% yearly.
EPS 1Y (TTM)8.51%
EPS 3Y18.05%
EPS 5Y19.42%
EPS Q2Q%0%
Revenue 1Y (TTM)-15.41%
Revenue growth 3Y-2.73%
Revenue growth 5Y-1.16%
Sales Q2Q%-10.2%
3.2 Future
The Earnings Per Share is expected to decrease by -8.45% on average over the next years.
Based on estimates for the next years, AMSWA will show a small growth in Revenue. The Revenue will grow by 4.03% on average per year.
EPS Next Y-17.06%
EPS Next 2Y-8.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.33%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 21.47, the valuation of AMSWA can be described as rather expensive.
Based on the Price/Earnings ratio, AMSWA is valued a bit cheaper than 79.79% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.00. AMSWA is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 25.62, AMSWA can be considered very expensive at the moment.
71.63% of the companies in the same industry are more expensive than AMSWA, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.70. AMSWA is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 25.62 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AMSWA is valued a bit cheaper than 75.53% of the companies in the same industry.
AMSWA's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. AMSWA is cheaper than 62.77% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 48.44 | ||
| EV/EBITDA | 25.23 |
4.3 Compensation for Growth
AMSWA has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as AMSWA's earnings are expected to decrease with -8.45% in the coming years.
PEG (NY)N/A
PEG (5Y)1.11
EPS Next 2Y-8.45%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AMSWA has a Yearly Dividend Yield of 4.02%, which is a nice return.
AMSWA's Dividend Yield is rather good when compared to the industry average which is at 0.54. AMSWA pays more dividend than 97.52% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, AMSWA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
5.2 History
The dividend of AMSWA has a limited annual growth rate of 0.17%.
AMSWA has been paying a dividend for at least 10 years, so it has a reliable track record.
AMSWA has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.17%
Div Incr Years0
Div Non Decr Years11
5.3 Sustainability
138.84% of the earnings are spent on dividend by AMSWA. This is not a sustainable payout ratio.
The Dividend Rate of AMSWA has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP138.84%
EPS Next 2Y-8.45%
EPS Next 3YN/A
10.95
-0.24 (-2.14%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners73.34%
Inst Owner Change0%
Ins Owners4.16%
Ins Owner Change0%
Market Cap368.58M
Revenue(TTM)102.81M
Net Income(TTM)10.68M
Analysts85.45
Price Target16.32 (49.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
Yearly Dividend0.44
Dividend Growth(5Y)0.17%
DP138.84%
Div Incr Years0
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)48.73%
Min EPS beat(2)48.09%
Max EPS beat(2)49.37%
EPS beat(4)3
Avg EPS beat(4)66.2%
Min EPS beat(4)-9.34%
Max EPS beat(4)176.69%
EPS beat(8)7
Avg EPS beat(8)47.5%
EPS beat(12)11
Avg EPS beat(12)48.85%
EPS beat(16)15
Avg EPS beat(16)58.73%
Revenue beat(2)1
Avg Revenue beat(2)-0.62%
Min Revenue beat(2)-1.89%
Max Revenue beat(2)0.65%
Revenue beat(4)1
Avg Revenue beat(4)-3.27%
Min Revenue beat(4)-11.78%
Max Revenue beat(4)0.65%
Revenue beat(8)1
Avg Revenue beat(8)-4.03%
Revenue beat(12)4
Avg Revenue beat(12)-1.66%
Revenue beat(16)4
Avg Revenue beat(16)-1.9%
PT rev (1m)0%
PT rev (3m)2.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.18%
EPS NY rev (1m)0%
EPS NY rev (3m)11.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 25.62 | ||
| P/S | 3.59 | ||
| P/FCF | 48.44 | ||
| P/OCF | 47 | ||
| P/B | 2.83 | ||
| P/tB | 4.92 | ||
| EV/EBITDA | 25.23 |
EPS(TTM)0.51
EY4.66%
EPS(NY)0.43
Fwd EY3.9%
FCF(TTM)0.23
FCFY2.06%
OCF(TTM)0.23
OCFY2.13%
SpS3.05
BVpS3.88
TBVpS2.23
PEG (NY)N/A
PEG (5Y)1.11
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.65% | ||
| ROE | 8.19% | ||
| ROCE | 3.46% | ||
| ROIC | 2.84% | ||
| ROICexc | 9.37% | ||
| ROICexgc | N/A | ||
| OM | 4.44% | ||
| PM (TTM) | 10.39% | ||
| GM | 65.2% | ||
| FCFM | 7.4% |
ROA(3y)5.96%
ROA(5y)5.27%
ROE(3y)8.6%
ROE(5y)7.61%
ROIC(3y)5.64%
ROIC(5y)4.75%
ROICexc(3y)60.32%
ROICexc(5y)42.81%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.87%
ROCE(5y)5.79%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.04%
ROICexc growth 5Y-12.71%
OM growth 3Y0.48%
OM growth 5Y-4.21%
PM growth 3Y15.12%
PM growth 5Y12.14%
GM growth 3Y5.77%
GM growth 5Y4.43%
F-Score5
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 4.76% | ||
| Cap/Sales | 0.23% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 82.92% | ||
| Profit Quality | 71.25% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 2.03 | ||
| Altman-Z | 4.57 |
F-Score5
WACC10.12%
ROIC/WACC0.28
Cap/Depr(3y)53.1%
Cap/Depr(5y)45.36%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.51%
EPS 3Y18.05%
EPS 5Y19.42%
EPS Q2Q%0%
EPS Next Y-17.06%
EPS Next 2Y-8.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.41%
Revenue growth 3Y-2.73%
Revenue growth 5Y-1.16%
Sales Q2Q%-10.2%
Revenue Next Year3.33%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-52.35%
EBIT growth 3Y-2.26%
EBIT growth 5Y-5.32%
EBIT Next Year22.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-65.83%
FCF growth 3Y-0.44%
FCF growth 5Y-0.58%
OCF growth 1Y-67.95%
OCF growth 3Y-1.81%
OCF growth 5Y-6.82%
AMERICAN SOFTWARE INC-CL A / AMSWA FAQ
What is the ChartMill fundamental rating of AMERICAN SOFTWARE INC-CL A (AMSWA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to AMSWA.
Can you provide the valuation status for AMERICAN SOFTWARE INC-CL A?
ChartMill assigns a valuation rating of 4 / 10 to AMERICAN SOFTWARE INC-CL A (AMSWA). This can be considered as Fairly Valued.
What is the profitability of AMSWA stock?
AMERICAN SOFTWARE INC-CL A (AMSWA) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for AMSWA stock?
The Price/Earnings (PE) ratio for AMERICAN SOFTWARE INC-CL A (AMSWA) is 21.47 and the Price/Book (PB) ratio is 2.83.
What is the earnings growth outlook for AMERICAN SOFTWARE INC-CL A?
The Earnings per Share (EPS) of AMERICAN SOFTWARE INC-CL A (AMSWA) is expected to decline by -17.06% in the next year.