10.95 USD
-0.24 (-2.14%)
At close: Oct 1, 2024
10.95 USD
0 (0%)
After Hours: 10/1/2024, 8:00:00 PM
Taking everything into account, AMSWA scores 6 out of 10 in our fundamental rating. AMSWA was compared to 277 industry peers in the Software industry. AMSWA has an excellent financial health rating, but there are some minor concerns on its profitability. AMSWA is valued correctly, but it does not seem to be growing. AMSWA also has an excellent dividend rating. With these ratings, AMSWA could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
- AMSWA had positive earnings in the past year.
- AMSWA had a positive operating cash flow in the past year.
- In the past 5 years AMSWA has always been profitable.
- Of the past 5 years AMSWA 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.65%, AMSWA is in the better half of the industry, outperforming 78.72% of the companies in the same industry.
- AMSWA has a better Return On Equity (8.19%) than 77.31% of its industry peers.
- AMSWA has a better Return On Invested Capital (2.84%) than 71.63% of its industry peers.
- AMSWA had an Average Return On Invested Capital over the past 3 years of 5.64%. This is significantly below the industry average of 10.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.65% | ||
| ROE | 8.19% | ||
| ROIC | 2.84% |
ROA(3y)5.96%
ROA(5y)5.27%
ROE(3y)8.6%
ROE(5y)7.61%
ROIC(3y)5.64%
ROIC(5y)4.75%
1.3 Margins
- The Profit Margin of AMSWA (10.39%) is better than 78.37% of its industry peers.
- In the last couple of years the Profit Margin of AMSWA has grown nicely.
- AMSWA's Operating Margin of 4.44% is fine compared to the rest of the industry. AMSWA outperforms 70.92% of its industry peers.
- In the last couple of years the Operating Margin of AMSWA has declined.
- The Gross Margin of AMSWA (65.20%) is comparable to the rest of the industry.
- AMSWA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.44% | ||
| PM (TTM) | 10.39% | ||
| GM | 65.2% |
OM growth 3Y0.48%
OM growth 5Y-4.21%
PM growth 3Y15.12%
PM growth 5Y12.14%
GM growth 3Y5.77%
GM growth 5Y4.43%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AMSWA is destroying value.
- AMSWA has less shares outstanding than it did 1 year ago.
- AMSWA has more shares outstanding than it did 5 years ago.
- AMSWA has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 4.57 indicates that AMSWA is not in any danger for bankruptcy at the moment.
- AMSWA has a better Altman-Z score (4.57) than 61.70% of its industry peers.
- There is no outstanding debt for AMSWA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.57 |
ROIC/WACC0.28
WACC10.12%
2.3 Liquidity
- AMSWA has a Current Ratio of 2.03. This indicates that AMSWA is financially healthy and has no problem in meeting its short term obligations.
- AMSWA has a Current ratio of 2.03. This is in the better half of the industry: AMSWA outperforms 60.64% of its industry peers.
- AMSWA has a Quick Ratio of 2.03. This indicates that AMSWA is financially healthy and has no problem in meeting its short term obligations.
- AMSWA has a Quick ratio of 2.03. This is in the better half of the industry: AMSWA outperforms 60.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 2.03 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 8.51% over the past year.
- The Earnings Per Share has been growing by 19.42% on average over the past years. This is quite good.
- AMSWA shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -15.41%.
- AMSWA shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.16% yearly.
EPS 1Y (TTM)8.51%
EPS 3Y18.05%
EPS 5Y19.42%
EPS Q2Q%0%
Revenue 1Y (TTM)-15.41%
Revenue growth 3Y-2.73%
Revenue growth 5Y-1.16%
Sales Q2Q%-10.2%
3.2 Future
- Based on estimates for the next years, AMSWA will show a decrease in Earnings Per Share. The EPS will decrease by -8.45% on average per year.
- AMSWA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.03% yearly.
EPS Next Y-17.06%
EPS Next 2Y-8.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.33%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 21.47, AMSWA is valued on the expensive side.
- Based on the Price/Earnings ratio, AMSWA is valued a bit cheaper than the industry average as 79.79% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 28.03, AMSWA is valued a bit cheaper.
- Based on the Price/Forward Earnings ratio of 25.62, the valuation of AMSWA can be described as expensive.
- 71.63% of the companies in the same industry are more expensive than AMSWA, based on the Price/Forward Earnings ratio.
- AMSWA is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 27.97, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 25.62 |
4.2 Price Multiples
- AMSWA's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. AMSWA is cheaper than 75.53% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, AMSWA is valued a bit cheaper than the industry average as 62.77% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 48.44 | ||
| EV/EBITDA | 25.23 |
4.3 Compensation for Growth
- AMSWA has a very decent profitability rating, which may justify a higher PE ratio.
- AMSWA's earnings are expected to decrease with -8.45% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.11
EPS Next 2Y-8.45%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.02%, AMSWA is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 0.61, AMSWA pays a better dividend. On top of this AMSWA pays more dividend than 97.52% of the companies listed in the same industry.
- AMSWA's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
5.2 History
- The dividend of AMSWA has a limited annual growth rate of 0.17%.
- AMSWA has been paying a dividend for at least 10 years, so it has a reliable track record.
- AMSWA has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.17%
Div Incr Years0
Div Non Decr Years11
5.3 Sustainability
- 138.84% of the earnings are spent on dividend by AMSWA. This is not a sustainable payout ratio.
- The Dividend Rate of AMSWA has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP138.84%
EPS Next 2Y-8.45%
EPS Next 3YN/A
10.95
-0.24 (-2.14%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-22 2024-08-22/amc
Earnings (Next)11-14 2024-11-14/amc
Inst Owners73.34%
Inst Owner Change-99.97%
Ins Owners4.16%
Ins Owner Change0%
Market Cap368.58M
Revenue(TTM)102.81M
Net Income(TTM)10.68M
Analysts85.45
Price Target16.32 (49.04%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.02% |
Yearly Dividend0.44
Dividend Growth(5Y)0.17%
DP138.84%
Div Incr Years0
Div Non Decr Years11
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)48.73%
Min EPS beat(2)48.09%
Max EPS beat(2)49.37%
EPS beat(4)3
Avg EPS beat(4)66.2%
Min EPS beat(4)-9.34%
Max EPS beat(4)176.69%
EPS beat(8)7
Avg EPS beat(8)47.5%
EPS beat(12)11
Avg EPS beat(12)48.85%
EPS beat(16)15
Avg EPS beat(16)58.73%
Revenue beat(2)1
Avg Revenue beat(2)-0.62%
Min Revenue beat(2)-1.89%
Max Revenue beat(2)0.65%
Revenue beat(4)1
Avg Revenue beat(4)-3.27%
Min Revenue beat(4)-11.78%
Max Revenue beat(4)0.65%
Revenue beat(8)1
Avg Revenue beat(8)-4.03%
Revenue beat(12)4
Avg Revenue beat(12)-1.66%
Revenue beat(16)4
Avg Revenue beat(16)-1.9%
PT rev (1m)0%
PT rev (3m)2.13%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.18%
EPS NY rev (1m)0%
EPS NY rev (3m)11.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 25.62 | ||
| P/S | 3.59 | ||
| P/FCF | 48.44 | ||
| P/OCF | 47 | ||
| P/B | 2.83 | ||
| P/tB | 4.92 | ||
| EV/EBITDA | 25.23 |
EPS(TTM)0.51
EY4.66%
EPS(NY)0.43
Fwd EY3.9%
FCF(TTM)0.23
FCFY2.06%
OCF(TTM)0.23
OCFY2.13%
SpS3.05
BVpS3.88
TBVpS2.23
PEG (NY)N/A
PEG (5Y)1.11
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.65% | ||
| ROE | 8.19% | ||
| ROCE | 3.46% | ||
| ROIC | 2.84% | ||
| ROICexc | 9.37% | ||
| ROICexgc | N/A | ||
| OM | 4.44% | ||
| PM (TTM) | 10.39% | ||
| GM | 65.2% | ||
| FCFM | 7.4% |
ROA(3y)5.96%
ROA(5y)5.27%
ROE(3y)8.6%
ROE(5y)7.61%
ROIC(3y)5.64%
ROIC(5y)4.75%
ROICexc(3y)60.32%
ROICexc(5y)42.81%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)6.87%
ROCE(5y)5.79%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y-25.04%
ROICexc growth 5Y-12.71%
OM growth 3Y0.48%
OM growth 5Y-4.21%
PM growth 3Y15.12%
PM growth 5Y12.14%
GM growth 3Y5.77%
GM growth 5Y4.43%
F-Score5
Asset Turnover0.54
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 4.76% | ||
| Cap/Sales | 0.23% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 82.92% | ||
| Profit Quality | 71.25% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 2.03 | ||
| Altman-Z | 4.57 |
F-Score5
WACC10.12%
ROIC/WACC0.28
Cap/Depr(3y)53.1%
Cap/Depr(5y)45.36%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.51%
EPS 3Y18.05%
EPS 5Y19.42%
EPS Q2Q%0%
EPS Next Y-17.06%
EPS Next 2Y-8.45%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.41%
Revenue growth 3Y-2.73%
Revenue growth 5Y-1.16%
Sales Q2Q%-10.2%
Revenue Next Year3.33%
Revenue Next 2Y4.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-52.35%
EBIT growth 3Y-2.26%
EBIT growth 5Y-5.32%
EBIT Next Year22.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-65.83%
FCF growth 3Y-0.44%
FCF growth 5Y-0.58%
OCF growth 1Y-67.95%
OCF growth 3Y-1.81%
OCF growth 5Y-6.82%
AMERICAN SOFTWARE INC-CL A / AMSWA FAQ
What is the ChartMill fundamental rating of AMERICAN SOFTWARE INC-CL A (AMSWA) stock?
ChartMill assigns a fundamental rating of 6 / 10 to AMSWA.
Can you provide the valuation status for AMERICAN SOFTWARE INC-CL A?
ChartMill assigns a valuation rating of 4 / 10 to AMERICAN SOFTWARE INC-CL A (AMSWA). This can be considered as Fairly Valued.
What is the profitability of AMSWA stock?
AMERICAN SOFTWARE INC-CL A (AMSWA) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for AMSWA stock?
The Price/Earnings (PE) ratio for AMERICAN SOFTWARE INC-CL A (AMSWA) is 21.47 and the Price/Book (PB) ratio is 2.83.
What is the earnings growth outlook for AMERICAN SOFTWARE INC-CL A?
The Earnings per Share (EPS) of AMERICAN SOFTWARE INC-CL A (AMSWA) is expected to decline by -17.06% in the next year.