Altabancorp (ALTA) Fundamental Analysis & Valuation

NASDAQ:ALTA

Current stock price

44.16
-0.56 (-1.25%)
At close:
44.16
0 (0%)
After Hours:

This ALTA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. ALTA Profitability Analysis

1.1 Basic Checks

  • ALTA had positive earnings in the past year.

1.2 Ratios

Industry RankSector Rank
ROA 1.26%
ROE 12.01%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

  • ALTA does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 36.25%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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4

2. ALTA Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for ALTA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

  • There is no outstanding debt for ALTA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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4

3. ALTA Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.17% over the past year.
  • Measured over the past years, ALTA shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.33% on average per year.
  • ALTA shows a decrease in Revenue. In the last year, the revenue decreased by -2.81%.
  • The Revenue has been growing by 10.19% on average over the past years. This is quite good.
EPS 1Y (TTM)5.17%
EPS 3Y15.83%
EPS 5Y15.33%
EPS Q2Q%38.18%
Revenue 1Y (TTM)-2.81%
Revenue growth 3Y9.9%
Revenue growth 5Y10.19%
Sales Q2Q%-4.12%

3.2 Future

  • ALTA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.40% yearly.
  • The Revenue is expected to grow by 4.19% on average over the next years.
EPS Next Y2.44%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
EPS Next 5Y3.4%
Revenue Next Year-4.43%
Revenue Next 2Y1.33%
Revenue Next 3Y3.04%
Revenue Next 5Y4.19%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ALTA Yearly Revenue VS EstimatesALTA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
ALTA Yearly EPS VS EstimatesALTA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

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1

4. ALTA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.10, which indicates a rather expensive current valuation of ALTA.
  • ALTA is valuated rather cheaply when we compare the Price/Earnings ratio to 26.21, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 19.30, the valuation of ALTA can be described as rather expensive.
  • ALTA's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 23.13.
Industry RankSector Rank
PE 18.1
Fwd PE 19.3
ALTA Price Earnings VS Forward Price EarningsALTA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ALTA Per share dataALTA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ALTA does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)7.41
PEG (5Y)1.18
EPS Next 2Y-0.26%
EPS Next 3Y3.5%

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2

5. ALTA Dividend Analysis

5.1 Amount

  • ALTA has a Yearly Dividend Yield of 1.54%.
  • Compared to an average S&P500 Dividend Yield of 1.89, ALTA has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

  • ALTA is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
ALTA Yearly Dividends per shareALTA Yearly Dividends per shareYearly Dividends per share 2020 2021 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 24.54% of the earnings are spent on dividend by ALTA. This is a low number and sustainable payout ratio.
DP24.54%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
ALTA Dividend Payout.ALTA Dividend Payout, showing the Payout Ratio.ALTA Dividend Payout.PayoutRetained Earnings

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ALTA Fundamentals: All Metrics, Ratios and Statistics

Altabancorp

NASDAQ:ALTA (9/30/2021, 8:17:29 PM)

After market: 44.16 0 (0%)

44.16

-0.56 (-1.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.8%
Inst Owner Change0%
Ins Owners1.29%
Ins Owner Change0%
Market Cap834.05M
Revenue(TTM)122.85M
Net Income(TTM)44.53M
Analysts60
Price Target45.22 (2.4%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.68
Dividend Growth(5Y)N/A
DP24.54%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 18.1
Fwd PE 19.3
P/S 6.79
P/FCF N/A
P/OCF N/A
P/B 2.25
P/tB N/A
EV/EBITDA N/A
EPS(TTM)2.44
EY5.53%
EPS(NY)2.29
Fwd EY5.18%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS6.5
BVpS19.62
TBVpSN/A
PEG (NY)7.41
PEG (5Y)1.18
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.26%
ROE 12.01%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 36.25%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.17%
EPS 3Y15.83%
EPS 5Y15.33%
EPS Q2Q%38.18%
EPS Next Y2.44%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
EPS Next 5Y3.4%
Revenue 1Y (TTM)-2.81%
Revenue growth 3Y9.9%
Revenue growth 5Y10.19%
Sales Q2Q%-4.12%
Revenue Next Year-4.43%
Revenue Next 2Y1.33%
Revenue Next 3Y3.04%
Revenue Next 5Y4.19%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Altabancorp / ALTA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for Altabancorp?

ChartMill assigns a fundamental rating of 4 / 10 to ALTA.


Can you provide the valuation status for Altabancorp?

ChartMill assigns a valuation rating of 1 / 10 to Altabancorp (ALTA). This can be considered as Overvalued.


How profitable is Altabancorp (ALTA) stock?

Altabancorp (ALTA) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for ALTA stock?

The Price/Earnings (PE) ratio for Altabancorp (ALTA) is 18.1 and the Price/Book (PB) ratio is 2.25.


What is the financial health of Altabancorp (ALTA) stock?

The financial health rating of Altabancorp (ALTA) is 3 / 10.