Altabancorp (ALTA) Stock Fundamental Analysis

NASDAQ:ALTA

44.16
-0.56 (-1.25%)
At close: Sep 30, 2021
44.16
0 (0%)
After Hours: 9/30/2021, 8:17:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Taking everything into account, ALTA scores 2 out of 10 in our fundamental rating. ALTA was compared to 381 industry peers in the Banks industry. The financial health of ALTA is average, but there are quite some concerns on its profitability. While showing a medium growth rate, ALTA is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year ALTA was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 1.26%
ROE 12.01%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

  • ALTA does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 36.25%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • There is no outstanding debt for ALTA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

  • There is no outstanding debt for ALTA. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.17% over the past year.
  • Measured over the past years, ALTA shows a quite strong growth in Earnings Per Share. The EPS has been growing by 15.33% on average per year.
  • The Revenue has decreased by -2.81% in the past year.
  • Measured over the past years, ALTA shows a quite strong growth in Revenue. The Revenue has been growing by 10.19% on average per year.
EPS 1Y (TTM)5.17%
EPS 3Y15.83%
EPS 5Y15.33%
EPS Q2Q%38.18%
Revenue 1Y (TTM)-2.81%
Revenue growth 3Y9.9%
Revenue growth 5Y10.19%
Sales Q2Q%-4.12%

3.2 Future

  • Based on estimates for the next years, ALTA will show a small growth in Earnings Per Share. The EPS will grow by 3.40% on average per year.
  • The Revenue is expected to grow by 4.19% on average over the next years.
EPS Next Y2.44%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
EPS Next 5Y3.4%
Revenue Next Year-4.43%
Revenue Next 2Y1.33%
Revenue Next 3Y3.04%
Revenue Next 5Y4.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ALTA Yearly Revenue VS EstimatesALTA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
ALTA Yearly EPS VS EstimatesALTA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

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1

4. Valuation

4.1 Price/Earnings Ratio

  • ALTA is valuated rather expensively with a Price/Earnings ratio of 18.10.
  • ALTA is valuated rather cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 19.30, which indicates a rather expensive current valuation of ALTA.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, ALTA is valued a bit cheaper.
Industry RankSector Rank
PE 18.1
Fwd PE 19.3
ALTA Price Earnings VS Forward Price EarningsALTA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ALTA Per share dataALTA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ALTA does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)7.41
PEG (5Y)1.18
EPS Next 2Y-0.26%
EPS Next 3Y3.5%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. Dividend

5.1 Amount

  • ALTA has a Yearly Dividend Yield of 1.54%.
  • ALTA's Dividend Yield is comparable with the S&P500 average which is at 1.85.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

  • ALTA does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr YearsN/A
Div Non Decr YearsN/A
ALTA Yearly Dividends per shareALTA Yearly Dividends per shareYearly Dividends per share 2020 2021 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 24.54% of the earnings are spent on dividend by ALTA. This is a low number and sustainable payout ratio.
DP24.54%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
ALTA Dividend Payout.ALTA Dividend Payout, showing the Payout Ratio.ALTA Dividend Payout.PayoutRetained Earnings

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Altabancorp

NASDAQ:ALTA (9/30/2021, 8:17:29 PM)

After market: 44.16 0 (0%)

44.16

-0.56 (-1.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.8%
Inst Owner Change0%
Ins Owners1.29%
Ins Owner Change0%
Market Cap834.05M
Revenue(TTM)122.85M
Net Income(TTM)44.53M
Analysts60
Price Target45.22 (2.4%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.68
Dividend Growth(5Y)N/A
DP24.54%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 18.1
Fwd PE 19.3
P/S 6.79
P/FCF N/A
P/OCF N/A
P/B 2.25
P/tB N/A
EV/EBITDA N/A
EPS(TTM)2.44
EY5.53%
EPS(NY)2.29
Fwd EY5.18%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS6.5
BVpS19.62
TBVpSN/A
PEG (NY)7.41
PEG (5Y)1.18
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.26%
ROE 12.01%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 36.25%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.17%
EPS 3Y15.83%
EPS 5Y15.33%
EPS Q2Q%38.18%
EPS Next Y2.44%
EPS Next 2Y-0.26%
EPS Next 3Y3.5%
EPS Next 5Y3.4%
Revenue 1Y (TTM)-2.81%
Revenue growth 3Y9.9%
Revenue growth 5Y10.19%
Sales Q2Q%-4.12%
Revenue Next Year-4.43%
Revenue Next 2Y1.33%
Revenue Next 3Y3.04%
Revenue Next 5Y4.19%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Altabancorp / ALTA FAQ

Can you provide the ChartMill fundamental rating for Altabancorp?

ChartMill assigns a fundamental rating of 4 / 10 to ALTA.


What is the valuation status for ALTA stock?

ChartMill assigns a valuation rating of 1 / 10 to Altabancorp (ALTA). This can be considered as Overvalued.


Can you provide the profitability details for Altabancorp?

Altabancorp (ALTA) has a profitability rating of 6 / 10.


What is the expected EPS growth for Altabancorp (ALTA) stock?

The Earnings per Share (EPS) of Altabancorp (ALTA) is expected to grow by 2.44% in the next year.


How sustainable is the dividend of Altabancorp (ALTA) stock?

The dividend rating of Altabancorp (ALTA) is 2 / 10 and the dividend payout ratio is 24.54%.