SENMIAO TECHNOLOGY LTD (AIHS) Fundamental Analysis & Valuation

NASDAQ:AIHS • US8172253036

Current stock price

1.75 USD
+0.27 (+18.24%)
At close:
1.73 USD
-0.02 (-1.14%)
After Hours:

This AIHS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. AIHS Profitability Analysis

1.1 Basic Checks

  • In the past year AIHS has reported negative net income.
  • In the past year AIHS has reported a negative cash flow from operations.
  • AIHS had negative earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: AIHS reported negative operating cash flow in multiple years.
AIHS Yearly Net Income VS EBIT VS OCF VS FCFAIHS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2M -4M -6M -8M -10M

1.2 Ratios

  • AIHS has a Return On Assets of -63.15%. This is amonst the worse of the industry: AIHS underperforms 94.44% of its industry peers.
  • AIHS has a worse Return On Equity (-823.58%) than 90.74% of its industry peers.
Industry RankSector Rank
ROA -63.15%
ROE -823.58%
ROIC N/A
ROA(3y)-41.09%
ROA(5y)-34.49%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AIHS Yearly ROA, ROE, ROICAIHS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300 -400

1.3 Margins

  • AIHS has a Gross Margin of 28.14%. This is in the lower half of the industry: AIHS underperforms 61.11% of its industry peers.
  • AIHS's Gross Margin has improved in the last couple of years.
  • The Profit Margin and Operating Margin are not available for AIHS so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 28.14%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5Y3.04%
AIHS Yearly Profit, Operating, Gross MarginsAIHS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500 -1K -1.5K -2K

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3

2. AIHS Health Analysis

2.1 Basic Checks

  • AIHS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • AIHS has about the same amout of shares outstanding than it did 1 year ago.
  • AIHS has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AIHS is higher compared to a year ago.
AIHS Yearly Shares OutstandingAIHS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200K 400K 600K 800K 1M
AIHS Yearly Total Debt VS Total AssetsAIHS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

2.2 Solvency

  • AIHS has an Altman-Z score of -12.10. This is a bad value and indicates that AIHS is not financially healthy and even has some risk of bankruptcy.
  • AIHS has a Altman-Z score of -12.10. This is in the lower half of the industry: AIHS underperforms 70.37% of its industry peers.
  • AIHS has a Debt/Equity ratio of 1.50. This is a high value indicating a heavy dependency on external financing.
  • AIHS's Debt to Equity ratio of 1.50 is in line compared to the rest of the industry. AIHS outperforms 57.41% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Altman-Z -12.1
ROIC/WACCN/A
WACC7.31%
AIHS Yearly LT Debt VS Equity VS FCFAIHS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M

2.3 Liquidity

  • AIHS has a Current Ratio of 2.24. This indicates that AIHS is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of AIHS (2.24) is better than 74.07% of its industry peers.
  • AIHS has a Quick Ratio of 2.24. This indicates that AIHS is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of AIHS (2.24) is better than 74.07% of its industry peers.
Industry RankSector Rank
Current Ratio 2.24
Quick Ratio 2.24
AIHS Yearly Current Assets VS Current LiabilitesAIHS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. AIHS Growth Analysis

3.1 Past

  • AIHS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.27%, which is quite impressive.
  • The Revenue for AIHS has decreased by -21.46% in the past year. This is quite bad
  • Measured over the past years, AIHS shows a very negative growth in Revenue. The Revenue has been decreasing by -26.37% on average per year.
EPS 1Y (TTM)20.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%46.88%
Revenue 1Y (TTM)-21.46%
Revenue growth 3Y-11.62%
Revenue growth 5Y-26.37%
Sales Q2Q%-61%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AIHS Yearly Revenue VS EstimatesAIHS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M

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0

4. AIHS Valuation Analysis

4.1 Price/Earnings Ratio

  • AIHS reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
AIHS Price Earnings VS Forward Price EarningsAIHS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AIHS Per share dataAIHS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -1 -2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. AIHS Dividend Analysis

5.1 Amount

  • No dividends for AIHS!.
Industry RankSector Rank
Dividend Yield 0%

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AIHS Fundamentals: All Metrics, Ratios and Statistics

SENMIAO TECHNOLOGY LTD

NASDAQ:AIHS (3/25/2026, 8:10:04 PM)

After market: 1.73 -0.02 (-1.14%)

1.75

+0.27 (+18.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)02-13
Earnings (Next)07-08
Inst Owners1.29%
Inst Owner Change490.14%
Ins Owners0.25%
Ins Owner ChangeN/A
Market Cap7.98M
Revenue(TTM)3.00M
Net Income(TTM)-3.63M
Analysts0
Price TargetN/A
Short Float %0.15%
Short Ratio0.27
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.66
P/FCF N/A
P/OCF N/A
P/B 18.13
P/tB 65.73
EV/EBITDA N/A
EPS(TTM)-2.56
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.29
FCFYN/A
OCF(TTM)-0.29
OCFYN/A
SpS0.66
BVpS0.1
TBVpS0.03
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -63.15%
ROE -823.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 28.14%
FCFM N/A
ROA(3y)-41.09%
ROA(5y)-34.49%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5Y3.04%
F-Score5
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.24
Quick Ratio 2.24
Altman-Z -12.1
F-Score5
WACC7.31%
ROIC/WACCN/A
Cap/Depr(3y)51.04%
Cap/Depr(5y)227.02%
Cap/Sales(3y)10.07%
Cap/Sales(5y)42.78%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%46.88%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.46%
Revenue growth 3Y-11.62%
Revenue growth 5Y-26.37%
Sales Q2Q%-61%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-15.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-6923.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-331.33%
OCF growth 3YN/A
OCF growth 5YN/A

SENMIAO TECHNOLOGY LTD / AIHS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SENMIAO TECHNOLOGY LTD?

ChartMill assigns a fundamental rating of 1 / 10 to AIHS.


Can you provide the valuation status for SENMIAO TECHNOLOGY LTD?

ChartMill assigns a valuation rating of 0 / 10 to SENMIAO TECHNOLOGY LTD (AIHS). This can be considered as Overvalued.


What is the profitability of AIHS stock?

SENMIAO TECHNOLOGY LTD (AIHS) has a profitability rating of 1 / 10.