SENMIAO TECHNOLOGY LTD (AIHS) Fundamental Analysis & Valuation

NASDAQ:AIHS • US8172253036

Current stock price

1.25 USD
-0.06 (-4.58%)
Last:

This AIHS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. AIHS Profitability Analysis

1.1 Basic Checks

  • In the past year AIHS has reported negative net income.
  • In the past year AIHS has reported a negative cash flow from operations.
  • AIHS had negative earnings in each of the past 5 years.
  • In multiple years AIHS reported negative operating cash flow during the last 5 years.
AIHS Yearly Net Income VS EBIT VS OCF VS FCFAIHS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2M -4M -6M -8M -10M

1.2 Ratios

  • AIHS has a Return On Assets of -63.15%. This is amonst the worse of the industry: AIHS underperforms 96.30% of its industry peers.
  • The Return On Equity of AIHS (-823.58%) is worse than 92.59% of its industry peers.
Industry RankSector Rank
ROA -63.15%
ROE -823.58%
ROIC N/A
ROA(3y)-41.09%
ROA(5y)-34.49%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AIHS Yearly ROA, ROE, ROICAIHS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300 -400

1.3 Margins

  • Looking at the Gross Margin, with a value of 28.14%, AIHS is doing worse than 61.11% of the companies in the same industry.
  • AIHS's Gross Margin has improved in the last couple of years.
  • AIHS does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 28.14%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5Y3.04%
AIHS Yearly Profit, Operating, Gross MarginsAIHS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500 -1K -1.5K -2K

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. AIHS Health Analysis

2.1 Basic Checks

  • AIHS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for AIHS remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for AIHS has been increased compared to 5 years ago.
  • The debt/assets ratio for AIHS is higher compared to a year ago.
AIHS Yearly Shares OutstandingAIHS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200K 400K 600K 800K 1M
AIHS Yearly Total Debt VS Total AssetsAIHS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

2.2 Solvency

  • Based on the Altman-Z score of -12.19, we must say that AIHS is in the distress zone and has some risk of bankruptcy.
  • AIHS has a Altman-Z score of -12.19. This is in the lower half of the industry: AIHS underperforms 72.22% of its industry peers.
  • AIHS has a Debt/Equity ratio of 1.50. This is a high value indicating a heavy dependency on external financing.
  • AIHS has a Debt to Equity ratio (1.50) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Altman-Z -12.19
ROIC/WACCN/A
WACC7.22%
AIHS Yearly LT Debt VS Equity VS FCFAIHS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M

2.3 Liquidity

  • A Current Ratio of 2.24 indicates that AIHS has no problem at all paying its short term obligations.
  • AIHS's Current ratio of 2.24 is fine compared to the rest of the industry. AIHS outperforms 74.07% of its industry peers.
  • AIHS has a Quick Ratio of 2.24. This indicates that AIHS is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of AIHS (2.24) is better than 74.07% of its industry peers.
Industry RankSector Rank
Current Ratio 2.24
Quick Ratio 2.24
AIHS Yearly Current Assets VS Current LiabilitesAIHS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. AIHS Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 20.27% over the past year.
  • AIHS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.46%.
  • Measured over the past years, AIHS shows a very negative growth in Revenue. The Revenue has been decreasing by -26.37% on average per year.
EPS 1Y (TTM)20.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%46.88%
Revenue 1Y (TTM)-21.46%
Revenue growth 3Y-11.62%
Revenue growth 5Y-26.37%
Sales Q2Q%-61%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
AIHS Yearly Revenue VS EstimatesAIHS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M

More info and screens

Find the best growth stocksShow best growing peers

0

4. AIHS Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for AIHS. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
AIHS Price Earnings VS Forward Price EarningsAIHS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AIHS Per share dataAIHS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -1 -2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. AIHS Dividend Analysis

5.1 Amount

  • No dividends for AIHS!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

AIHS Fundamentals: All Metrics, Ratios and Statistics

SENMIAO TECHNOLOGY LTD

NASDAQ:AIHS (4/21/2026, 4:30:01 PM)

1.25

-0.06 (-4.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryConsumer Finance
Earnings (Last)02-13
Earnings (Next)07-08
Inst Owners1.29%
Inst Owner Change0%
Ins Owners0.25%
Ins Owner ChangeN/A
Market Cap5.70M
Revenue(TTM)3.00M
Net Income(TTM)-3.63M
Analysts0
Price TargetN/A
Short Float %3.13%
Short Ratio3.02
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.9
P/FCF N/A
P/OCF N/A
P/B 12.95
P/tB 46.95
EV/EBITDA N/A
EPS(TTM)-2.56
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.29
FCFYN/A
OCF(TTM)-0.29
OCFYN/A
SpS0.66
BVpS0.1
TBVpS0.03
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -63.15%
ROE -823.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 28.14%
FCFM N/A
ROA(3y)-41.09%
ROA(5y)-34.49%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5Y3.04%
F-Score5
Asset Turnover0.52
Health
Industry RankSector Rank
Debt/Equity 1.5
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.24
Quick Ratio 2.24
Altman-Z -12.19
F-Score5
WACC7.22%
ROIC/WACCN/A
Cap/Depr(3y)51.04%
Cap/Depr(5y)227.02%
Cap/Sales(3y)10.07%
Cap/Sales(5y)42.78%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.27%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%46.88%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.46%
Revenue growth 3Y-11.62%
Revenue growth 5Y-26.37%
Sales Q2Q%-61%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-15.44%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-6923.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-331.33%
OCF growth 3YN/A
OCF growth 5YN/A

SENMIAO TECHNOLOGY LTD / AIHS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SENMIAO TECHNOLOGY LTD?

ChartMill assigns a fundamental rating of 1 / 10 to AIHS.


What is the valuation status of SENMIAO TECHNOLOGY LTD (AIHS) stock?

ChartMill assigns a valuation rating of 0 / 10 to SENMIAO TECHNOLOGY LTD (AIHS). This can be considered as Overvalued.


How profitable is SENMIAO TECHNOLOGY LTD (AIHS) stock?

SENMIAO TECHNOLOGY LTD (AIHS) has a profitability rating of 1 / 10.


Can you provide the financial health for AIHS stock?

The financial health rating of SENMIAO TECHNOLOGY LTD (AIHS) is 3 / 10.