AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) Stock Fundamental Analysis

NASDAQ:AGNCZ • US00123Q8318

26.09 USD
+0.08 (+0.31%)
Last: Feb 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall AGNCZ gets a fundamental rating of 3 out of 10. We evaluated AGNCZ against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCZ is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, AGNCZ is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year AGNCZ was profitable.
  • In the past year AGNCZ had a positive cash flow from operations.
  • Of the past 5 years AGNCZ 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: AGNCZ reported negative operating cash flow in multiple years.
AGNCZ Yearly Net Income VS EBIT VS OCF VS FCFAGNCZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNCZ has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCZ outperforms 64.29% of its industry peers.
  • AGNCZ has a Return On Equity of 6.00%. This is in the better half of the industry: AGNCZ outperforms 77.14% of its industry peers.
  • AGNCZ has a Return On Invested Capital (0.62%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for AGNCZ is in line with the industry average of 1.26%.
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROIC 0.62%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNCZ Yearly ROA, ROE, ROICAGNCZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • The Profit Margin of AGNCZ (18.05%) is better than 75.71% of its industry peers.
  • AGNCZ's Profit Margin has declined in the last couple of years.
  • AGNCZ has a Operating Margin of 22.01%. This is in the better half of the industry: AGNCZ outperforms 75.71% of its industry peers.
  • In the last couple of years the Operating Margin of AGNCZ has declined.
  • With a Gross Margin value of 25.11%, AGNCZ is not doing good in the industry: 61.43% of the companies in the same industry are doing better.
  • AGNCZ's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNCZ Yearly Profit, Operating, Gross MarginsAGNCZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • The number of shares outstanding for AGNCZ has been increased compared to 1 year ago.
  • AGNCZ has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AGNCZ is higher compared to a year ago.
AGNCZ Yearly Shares OutstandingAGNCZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNCZ Yearly Total Debt VS Total AssetsAGNCZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -0.94, we must say that AGNCZ is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.94, AGNCZ is doing worse than 82.86% of the companies in the same industry.
  • The Debt to FCF ratio of AGNCZ is 157.31, which is on the high side as it means it would take AGNCZ, 157.31 years of fcf income to pay off all of its debts.
  • AGNCZ has a Debt to FCF ratio of 157.31. This is in the lower half of the industry: AGNCZ underperforms 60.00% of its industry peers.
  • AGNCZ has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 8.30, AGNCZ is not doing good in the industry: 80.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Altman-Z -0.94
ROIC/WACCN/A
WACCN/A
AGNCZ Yearly LT Debt VS Equity VS FCFAGNCZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.02 indicates that AGNCZ may have some problems paying its short term obligations.
  • AGNCZ has a worse Current ratio (0.02) than 97.14% of its industry peers.
  • AGNCZ has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCZ is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNCZ has a worse Quick ratio (0.02) than 97.14% of its industry peers.
Industry RankSector Rank
Current Ratio 0.02
Quick Ratio 0.02
AGNCZ Yearly Current Assets VS Current LiabilitesAGNCZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • AGNCZ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
  • The earnings per share for AGNCZ have been decreasing by -10.92% on average. This is quite bad
  • Looking at the last year, AGNCZ shows a quite strong growth in Revenue. The Revenue has grown by 18.98% in the last year.
  • The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%-76.98%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
  • Based on estimates for the next years, AGNCZ will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNCZ Yearly Revenue VS EstimatesAGNCZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNCZ Yearly EPS VS EstimatesAGNCZ Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 17.16, AGNCZ is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Earnings ratio of AGNCZ is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of AGNCZ to the average of the S&P500 Index (27.97), we can say AGNCZ is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 17.00 indicates a rather expensive valuation of AGNCZ.
  • AGNCZ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AGNCZ is more expensive than 61.43% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.96, AGNCZ is valued a bit cheaper.
Industry RankSector Rank
PE 17.16
Fwd PE 17
AGNCZ Price Earnings VS Forward Price EarningsAGNCZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, AGNCZ is valued a bit more expensive than 61.43% of the companies in the same industry.
Industry RankSector Rank
P/FCF 46.34
EV/EBITDA N/A
AGNCZ Per share dataAGNCZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)17.82
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • AGNCZ has a Yearly Dividend Yield of 9.41%, which is a nice return.
  • AGNCZ's Dividend Yield is comparable with the industry average which is at 12.46.
  • Compared to an average S&P500 Dividend Yield of 1.79, AGNCZ pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.41%

5.2 History

  • The dividend of AGNCZ decreases each year by -5.92%.
  • AGNCZ does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)-5.92%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • 221.40% of the earnings are spent on dividend by AGNCZ. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNCZ has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNCZ Yearly Income VS Free CF VS DividendAGNCZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNCZ Dividend Payout.AGNCZ Dividend Payout, showing the Payout Ratio.AGNCZ Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

AGNC INVESTMENT CORP - AGNC 8 3/4 PERP

NASDAQ:AGNCZ (2/13/2026, 8:00:00 PM)

26.09

+0.08 (+0.31%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap28.90B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts73
Price Target27.77 (6.44%)
Short Float %0%
Short Ratio0.04
Dividend
Industry RankSector Rank
Dividend Yield 9.41%
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)2
Avg Revenue beat(4)81.25%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)309.2%
Revenue beat(8)6
Avg Revenue beat(8)304%
Revenue beat(12)8
Avg Revenue beat(12)217.94%
Revenue beat(16)8
Avg Revenue beat(16)114.12%
PT rev (1m)10.27%
PT rev (3m)8.09%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)-5.02%
EPS NY rev (3m)-4.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.75%
Revenue NY rev (3m)0.75%
Valuation
Industry RankSector Rank
PE 17.16
Fwd PE 17
P/S 7.35
P/FCF 46.34
P/OCF 46.34
P/B 2.45
P/tB 2.56
EV/EBITDA N/A
EPS(TTM)1.52
EY5.83%
EPS(NY)1.53
Fwd EY5.88%
FCF(TTM)0.56
FCFY2.16%
OCF(TTM)0.56
OCFY2.16%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)17.82
PEG (5Y)N/A
Graham Number19.1
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROCE 7.23%
ROIC 0.62%
ROICexc 0.62%
ROICexgc 0.63%
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
FCFM 15.87%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 87.92%
Current Ratio 0.02
Quick Ratio 0.02
Altman-Z -0.94
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%-76.98%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A

AGNC INVESTMENT CORP - AGNC 8 3/4 PERP / AGNCZ FAQ

What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) stock?

ChartMill assigns a fundamental rating of 3 / 10 to AGNCZ.


What is the valuation status for AGNCZ stock?

ChartMill assigns a valuation rating of 1 / 10 to AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ). This can be considered as Overvalued.


Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 8 3/4 PERP?

AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) has a profitability rating of 4 / 10.


What is the valuation of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) is 17.16 and the Price/Book (PB) ratio is 2.45.


Can you provide the expected EPS growth for AGNCZ stock?

The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) is expected to grow by 0.96% in the next year.