AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) Stock Fundamental Analysis
USA - NASDAQ:AGNCZ - US00123Q8318
25.52 USD
+0.08 (+0.31%)
Overall AGNCZ gets a fundamental rating of 2 out of 10. We evaluated AGNCZ against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCZ may be in some trouble as it scores bad on both profitability and health. AGNCZ is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCZ was profitable.
In the past year AGNCZ had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCZ reported negative net income in multiple years.
Of the past 5 years AGNCZ 4 years had a positive operating cash flow.
1.2 Ratios
AGNCZ has a Return On Assets (0.23%) which is comparable to the rest of the industry.
The Return On Equity of AGNCZ (2.28%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 0.30%, AGNCZ perfoms like the industry average, outperforming 42.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCZ's Profit Margin of 6.92% is fine compared to the rest of the industry. AGNCZ outperforms 60.29% of its industry peers.
AGNCZ's Profit Margin has declined in the last couple of years.
AGNCZ has a Operating Margin (11.08%) which is comparable to the rest of the industry.
AGNCZ's Operating Margin has been stable in the last couple of years.
AGNCZ has a Gross Margin of 14.54%. This is in the lower half of the industry: AGNCZ underperforms 66.18% of its industry peers.
AGNCZ's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCZ has more shares outstanding
The number of shares outstanding for AGNCZ has been increased compared to 5 years ago.
The debt/assets ratio for AGNCZ is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCZ is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.98, AGNCZ is not doing good in the industry: 83.82% of the companies in the same industry are doing better.
The Debt to FCF ratio of AGNCZ is 197.64, which is on the high side as it means it would take AGNCZ, 197.64 years of fcf income to pay off all of its debts.
AGNCZ has a worse Debt to FCF ratio (197.64) than 76.47% of its industry peers.
AGNCZ has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCZ's Debt to Equity ratio of 8.75 is on the low side compared to the rest of the industry. AGNCZ is outperformed by 86.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCZ has a Current Ratio of 0.01. This is a bad value and indicates that AGNCZ is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.01, AGNCZ is not doing good in the industry: 97.06% of the companies in the same industry are doing better.
A Quick Ratio of 0.01 indicates that AGNCZ may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNCZ is doing worse than 97.06% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCZ have decreased strongly by -28.04% in the last year.
AGNCZ shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCZ shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
AGNCZ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%-87.63%
3.2 Future
Based on estimates for the next years, AGNCZ will show a decrease in Earnings Per Share. The EPS will decrease by -5.81% on average per year.
Based on estimates for the next years, AGNCZ will show a very strong growth in Revenue. The Revenue will grow by 207.05% on average per year.
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
AGNCZ is valuated correctly with a Price/Earnings ratio of 16.57.
AGNCZ's Price/Earnings is on the same level as the industry average.
AGNCZ is valuated rather cheaply when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
AGNCZ is valuated correctly with a Price/Forward Earnings ratio of 15.43.
AGNCZ's Price/Forward Earnings is on the same level as the industry average.
AGNCZ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.09.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.57 | ||
| Fwd PE | 15.43 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCZ is valued a bit more expensive than the industry average as 72.06% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 58.69 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCZ's earnings are expected to decrease with -5.81% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.12%, AGNCZ is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.66, AGNCZ pays a bit more dividend than its industry peers.
AGNCZ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.12% |
5.2 History
The dividend of AGNCZ decreases each year by -5.92%.
AGNCZ is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-5.92%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
AGNCZ pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCZ's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
AGNC INVESTMENT CORP - AGNC 8 3/4 PERP
NASDAQ:AGNCZ (10/27/2025, 8:02:30 PM)
25.52
+0.08 (+0.31%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap26.88B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts78.1
Price TargetN/A
Short Float %0%
Short Ratio0.14
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.12% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)1
Avg Revenue beat(2)36.14%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)130.84%
Revenue beat(4)3
Avg Revenue beat(4)225.17%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)519.21%
Revenue beat(8)6
Avg Revenue beat(8)305.55%
Revenue beat(12)8
Avg Revenue beat(12)205.67%
Revenue beat(16)8
Avg Revenue beat(16)116.72%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.57 | ||
| Fwd PE | 15.43 | ||
| P/S | 7.88 | ||
| P/FCF | 58.69 | ||
| P/OCF | 58.69 | ||
| P/B | 2.6 | ||
| P/tB | 2.74 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.03%
EPS(NY)1.65
Fwd EY6.48%
FCF(TTM)0.43
FCFY1.7%
OCF(TTM)0.43
OCFY1.7%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%-87.63%
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8 3/4 PERP / AGNCZ FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) stock?
ChartMill assigns a fundamental rating of 2 / 10 to AGNCZ.
Can you provide the valuation status for AGNC INVESTMENT CORP - AGNC 8 3/4 PERP?
ChartMill assigns a valuation rating of 2 / 10 to AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ). This can be considered as Overvalued.
What is the profitability of AGNCZ stock?
AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for AGNCZ stock?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) is expected to decline by -14.96% in the next year.
Is the dividend of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP sustainable?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8 3/4 PERP (AGNCZ) is 3 / 10 and the dividend payout ratio is 602.97%.