AGNC INVESTMENT CORP - AGNC 9.54367 PERP (AGNCN) Stock Fundamental Analysis
NASDAQ:AGNCN - US00123Q5009
25.61 USD
+0.09 (+0.35%)
We assign a fundamental rating of 2 out of 10 to AGNCN. AGNCN was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCN may be in some trouble as it scores bad on both profitability and health. AGNCN is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCN was profitable.
In the past year AGNCN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCN reported negative net income in multiple years.
AGNCN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCN's Return On Assets of 0.23% is in line compared to the rest of the industry. AGNCN outperforms 49.25% of its industry peers.
The Return On Equity of AGNCN (2.28%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 0.30%, AGNCN perfoms like the industry average, outperforming 43.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCN has a Profit Margin of 6.92%. This is in the better half of the industry: AGNCN outperforms 61.19% of its industry peers.
In the last couple of years the Profit Margin of AGNCN has declined.
AGNCN's Operating Margin of 11.08% is in line compared to the rest of the industry. AGNCN outperforms 59.70% of its industry peers.
AGNCN's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 14.54%, AGNCN is not doing good in the industry: 65.67% of the companies in the same industry are doing better.
AGNCN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCN has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, AGNCN has more shares outstanding
Compared to 1 year ago, AGNCN has a worse debt to assets ratio.
2.2 Solvency
AGNCN has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCN is not financially healthy and even has some risk of bankruptcy.
AGNCN has a worse Altman-Z score (-0.98) than 83.58% of its industry peers.
The Debt to FCF ratio of AGNCN is 197.64, which is on the high side as it means it would take AGNCN, 197.64 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 197.64, AGNCN is doing worse than 77.61% of the companies in the same industry.
AGNCN has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCN has a Debt to Equity ratio of 8.75. This is amonst the worse of the industry: AGNCN underperforms 88.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCN may have some problems paying its short term obligations.
AGNCN's Current ratio of 0.01 is on the low side compared to the rest of the industry. AGNCN is outperformed by 98.51% of its industry peers.
AGNCN has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGNCN (0.01) is worse than 98.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
Measured over the past years, AGNCN shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCN shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
Based on estimates for the next years, AGNCN will show a decrease in Earnings Per Share. The EPS will decrease by -5.91% on average per year.
The Revenue is expected to grow by 207.05% on average over the next years. This is a very strong growth
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.81, the valuation of AGNCN can be described as correct.
AGNCN's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.90. AGNCN is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 15.82, AGNCN is valued correctly.
AGNCN's Price/Forward Earnings ratio is in line with the industry average.
AGNCN is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.52, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.81 | ||
| Fwd PE | 15.82 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCN indicates a slightly more expensive valuation: AGNCN is more expensive than 71.64% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 58.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCN's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.71%, AGNCN is a good candidate for dividend investing.
AGNCN's Dividend Yield is rather good when compared to the industry average which is at 11.93. AGNCN pays more dividend than 88.06% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, AGNCN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
5.2 History
The dividend of AGNCN decreases each year by -5.92%.
AGNCN has been paying a dividend for over 5 years, so it has already some track record.
AGNCN has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years3
Div Non Decr Years7
5.3 Sustainability
AGNCN pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCN's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 9.54367 PERP
NASDAQ:AGNCN (9/2/2025, 8:00:00 PM)
25.61
+0.09 (+0.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.68B
Analysts78.1
Price Target26.48 (3.4%)
Short Float %0%
Short Ratio0.43
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years3
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-2.67%
PT rev (3m)-6.51%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.31%
EPS NY rev (1m)-4.56%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)-9.94%
Revenue NQ rev (3m)-9.35%
Revenue NY rev (1m)-21.63%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.81 | ||
| Fwd PE | 15.82 | ||
| P/S | 7.82 | ||
| P/FCF | 58.25 | ||
| P/OCF | 58.25 | ||
| P/B | 2.58 | ||
| P/tB | 2.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.33%
EPS(NY)1.62
Fwd EY6.32%
FCF(TTM)0.44
FCFY1.72%
OCF(TTM)0.44
OCFY1.72%
SpS3.28
BVpS9.93
TBVpS9.43
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%