AGNC INVESTMENT CORP - AGNC 9.67315 PERP (AGNCN) Stock Fundamental Analysis
NASDAQ:AGNCN - Nasdaq - US00123Q5009 - Currency: USD
We assign a fundamental rating of 2 out of 10 to AGNCN. AGNCN was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of AGNCN have multiple concerns. AGNCN is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCN had positive earnings in the past year.
In the past year AGNCN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCN reported negative net income in multiple years.
Of the past 5 years AGNCN 4 years had a positive operating cash flow.
1.2 Ratios
With a Return On Assets value of 0.35%, AGNCN perfoms like the industry average, outperforming 43.28% of the companies in the same industry.
Looking at the Return On Equity, with a value of 3.33%, AGNCN is in line with its industry, outperforming 44.78% of the companies in the same industry.
With a Return On Invested Capital value of 0.40%, AGNCN perfoms like the industry average, outperforming 46.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCN has a Profit Margin (9.46%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AGNCN has declined.
Looking at the Operating Margin, with a value of 13.31%, AGNCN is in line with its industry, outperforming 59.70% of the companies in the same industry.
AGNCN's Operating Margin has been stable in the last couple of years.
AGNCN has a worse Gross Margin (16.54%) than 64.18% of its industry peers.
AGNCN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCN has more shares outstanding than it did 1 year ago.
AGNCN has more shares outstanding than it did 5 years ago.
AGNCN has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCN has an Altman-Z score of -0.94. This is a bad value and indicates that AGNCN is not financially healthy and even has some risk of bankruptcy.
AGNCN's Altman-Z score of -0.94 is on the low side compared to the rest of the industry. AGNCN is outperformed by 83.58% of its industry peers.
The Debt to FCF ratio of AGNCN is 323.18, which is on the high side as it means it would take AGNCN, 323.18 years of fcf income to pay off all of its debts.
AGNCN has a Debt to FCF ratio of 323.18. This is in the lower half of the industry: AGNCN underperforms 71.64% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCN has dependencies on debt financing.
AGNCN has a worse Debt to Equity ratio (8.30) than 85.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCN may have some problems paying its short term obligations.
The Current ratio of AGNCN (0.02) is worse than 95.52% of its industry peers.
A Quick Ratio of 0.02 indicates that AGNCN may have some problems paying its short term obligations.
The Quick ratio of AGNCN (0.02) is worse than 95.52% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCN have decreased strongly by -31.36% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
AGNCN shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
AGNCN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
AGNCN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.57% yearly.
Based on estimates for the next years, AGNCN will show a very strong growth in Revenue. The Revenue will grow by 201.74% on average per year.
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1995.79%
Revenue Next 2Y430.41%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.88, which indicates a correct valuation of AGNCN.
Compared to the rest of the industry, the Price/Earnings ratio of AGNCN is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 26.82, AGNCN is valued a bit cheaper.
AGNCN is valuated correctly with a Price/Forward Earnings ratio of 15.70.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCN indicates a slightly more expensive valuation: AGNCN is more expensive than 61.19% of the companies listed in the same industry.
AGNCN is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.7 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCN is valued a bit more expensive than 70.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 103.85 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCN's earnings are expected to decrease with -5.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.71%, AGNCN is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 10.53, AGNCN is paying slightly less dividend.
Compared to an average S&P500 Dividend Yield of 2.39, AGNCN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.71% |
5.2 History
The dividend of AGNCN decreases each year by -5.92%.
AGNCN has been paying a dividend for over 5 years, so it has already some track record.
AGNCN has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years3
Div Non Decr Years7
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCN. This is not a sustainable payout ratio.
AGNCN's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 9.67315 PERP
NASDAQ:AGNCN (8/1/2025, 8:19:32 PM)
25.72
-0.16 (-0.62%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap26.79B
Analysts78.1
Price Target27.21 (5.79%)
Short Float %0%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.71% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years3
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)0.74%
PT rev (3m)-6.65%
EPS NQ rev (1m)-0.01%
EPS NQ rev (3m)-0.01%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)2.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.59%
Revenue NY rev (3m)-0.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.88 | ||
| Fwd PE | 15.7 | ||
| P/S | 7.59 | ||
| P/FCF | 103.85 | ||
| P/OCF | 103.85 | ||
| P/B | 2.67 | ||
| P/tB | 2.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.3%
EPS(NY)1.64
Fwd EY6.37%
FCF(TTM)0.25
FCFY0.96%
OCF(TTM)0.25
OCFY0.96%
SpS3.39
BVpS9.64
TBVpS9.14
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1995.79%
Revenue Next 2Y430.41%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%