AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.8348 USD
+0.09 (+0.38%)
Overall AGNCM gets a fundamental rating of 3 out of 10. We evaluated AGNCM against 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
In multiple years AGNCM reported negative net income over the last 5 years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCM has a Return On Assets (0.23%) which is comparable to the rest of the industry.
AGNCM's Return On Equity of 2.28% is in line compared to the rest of the industry. AGNCM outperforms 55.22% of its industry peers.
The Return On Invested Capital of AGNCM (0.30%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCM has a Profit Margin of 6.92%. This is in the better half of the industry: AGNCM outperforms 67.16% of its industry peers.
In the last couple of years the Profit Margin of AGNCM has declined.
AGNCM's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNCM outperforms 65.67% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
The Gross Margin of AGNCM (14.54%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCM has been increased compared to 1 year ago.
Compared to 5 years ago, AGNCM has more shares outstanding
Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
AGNCM has a Altman-Z score of -0.98. This is amonst the worse of the industry: AGNCM underperforms 89.55% of its industry peers.
The Debt to FCF ratio of AGNCM is 197.64, which is on the high side as it means it would take AGNCM, 197.64 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AGNCM (197.64) is worse than 71.64% of its industry peers.
AGNCM has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of AGNCM (8.75) is worse than 82.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM has a worse Current ratio (0.01) than 92.54% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM's Quick ratio of 0.01 is on the low side compared to the rest of the industry. AGNCM is outperformed by 92.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
Measured over the past years, AGNCM shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCM shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
Measured over the past years, AGNCM shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
The Earnings Per Share is expected to decrease by -5.91% on average over the next years.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
AGNCM is valuated correctly with a Price/Earnings ratio of 15.33.
Based on the Price/Earnings ratio, AGNCM is valued a bit cheaper than the industry average as 64.18% of the companies are valued more expensively.
AGNCM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.86, which is the current average of the S&P500 Index.
AGNCM is valuated correctly with a Price/Forward Earnings ratio of 14.93.
AGNCM's Price/Forward Earnings ratio is in line with the industry average.
AGNCM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.33 | ||
| Fwd PE | 14.93 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCM is valued a bit more expensive than 65.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.12 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.75%, AGNCM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 11.22, AGNCM pays a bit more dividend than its industry peers.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.75% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (10/2/2025, 8:00:01 PM)
24.8348
+0.09 (+0.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap26.16B
Analysts78.1
Price Target24.41 (-1.71%)
Short Float %0%
Short Ratio0.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.75% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-5.47%
PT rev (3m)-6.88%
EPS NQ rev (1m)0.6%
EPS NQ rev (3m)-5.23%
EPS NY rev (1m)0.54%
EPS NY rev (3m)-4.3%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.33 | ||
| Fwd PE | 14.93 | ||
| P/S | 7.67 | ||
| P/FCF | 57.12 | ||
| P/OCF | 57.12 | ||
| P/B | 2.53 | ||
| P/tB | 2.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.52%
EPS(NY)1.66
Fwd EY6.7%
FCF(TTM)0.43
FCFY1.75%
OCF(TTM)0.43
OCFY1.75%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%