AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
USA - NASDAQ:AGNCM - US00123Q6098
24.99 USD
-0.08 (-0.32%)
We assign a fundamental rating of 3 out of 10 to AGNCM. AGNCM was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCM had positive earnings in the past year.
AGNCM had a positive operating cash flow in the past year.
In multiple years AGNCM reported negative net income over the last 5 years.
Of the past 5 years AGNCM 4 years had a positive operating cash flow.
1.2 Ratios
AGNCM has a Return On Assets (0.23%) which is in line with its industry peers.
AGNCM has a Return On Equity (2.28%) which is comparable to the rest of the industry.
AGNCM has a Return On Invested Capital (0.30%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCM has a Profit Margin of 6.92%. This is in the better half of the industry: AGNCM outperforms 67.16% of its industry peers.
In the last couple of years the Profit Margin of AGNCM has declined.
Looking at the Operating Margin, with a value of 11.08%, AGNCM is in the better half of the industry, outperforming 65.67% of the companies in the same industry.
AGNCM's Operating Margin has been stable in the last couple of years.
AGNCM has a Gross Margin of 14.54%. This is comparable to the rest of the industry: AGNCM outperforms 40.30% of its industry peers.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCM has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
The debt/assets ratio for AGNCM is higher compared to a year ago.
2.2 Solvency
AGNCM has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
AGNCM has a worse Altman-Z score (-0.98) than 89.55% of its industry peers.
AGNCM has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNCM would need 197.64 years to pay back of all of its debts.
With a Debt to FCF ratio value of 197.64, AGNCM is not doing good in the industry: 71.64% of the companies in the same industry are doing better.
AGNCM has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of AGNCM (8.75) is worse than 82.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a Current ratio of 0.01. This is amonst the worse of the industry: AGNCM underperforms 92.54% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a Quick ratio of 0.01. This is amonst the worse of the industry: AGNCM underperforms 92.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
Measured over the past years, AGNCM shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
The Revenue has been growing slightly by 6.76% in the past year.
AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -5.91% on average per year.
The Revenue is expected to grow by 207.05% on average over the next years. This is a very strong growth
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.43 indicates a correct valuation of AGNCM.
Based on the Price/Earnings ratio, AGNCM is valued a bit cheaper than 64.18% of the companies in the same industry.
AGNCM is valuated rather cheaply when we compare the Price/Earnings ratio to 27.43, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 15.44, AGNCM is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
AGNCM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.87, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.43 | ||
| Fwd PE | 15.44 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCM is valued a bit more expensive than 65.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.84 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 14.12%, which is a nice return.
AGNCM's Dividend Yield is rather good when compared to the industry average which is at 11.13. AGNCM pays more dividend than 83.58% of the companies in the same industry.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.12% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (9/12/2025, 2:15:44 PM)
24.99
-0.08 (-0.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.03B
Analysts78.1
Price Target25.82 (3.32%)
Short Float %0%
Short Ratio1.02
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.12% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-3.59%
PT rev (3m)-3.07%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.31%
EPS NY rev (1m)-4.56%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-9.35%
Revenue NY rev (1m)-21.63%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.43 | ||
| Fwd PE | 15.44 | ||
| P/S | 7.63 | ||
| P/FCF | 56.84 | ||
| P/OCF | 56.84 | ||
| P/B | 2.52 | ||
| P/tB | 2.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.48%
EPS(NY)1.62
Fwd EY6.48%
FCF(TTM)0.44
FCFY1.76%
OCF(TTM)0.44
OCFY1.76%
SpS3.28
BVpS9.93
TBVpS9.43
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%