AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM - US00123Q6098
25.1705 USD
-0.06 (-0.24%)
AGNCM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCM while its profitability can be described as average. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCM had positive earnings in the past year.
In the past year AGNCM had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.23%, AGNCM is in line with its industry, outperforming 53.73% of the companies in the same industry.
With a Return On Equity value of 2.28%, AGNCM perfoms like the industry average, outperforming 49.25% of the companies in the same industry.
AGNCM has a Return On Invested Capital (0.30%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.92%, AGNCM is in the better half of the industry, outperforming 64.18% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCM has declined.
With a decent Operating Margin value of 11.08%, AGNCM is doing good in the industry, outperforming 62.69% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
AGNCM has a Gross Margin (14.54%) which is in line with its industry peers.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCM has more shares outstanding
Compared to 5 years ago, AGNCM has more shares outstanding
Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
AGNCM has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.98, AGNCM is not doing good in the industry: 88.06% of the companies in the same industry are doing better.
AGNCM has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNCM would need 197.64 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 197.64, AGNCM is doing worse than 71.64% of the companies in the same industry.
AGNCM has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of AGNCM (8.75) is worse than 80.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.01, AGNCM is doing worse than 92.54% of the companies in the same industry.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a worse Quick ratio (0.01) than 92.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
Looking at the last year, AGNCM shows a small growth in Revenue. The Revenue has grown by 6.76% in the last year.
Measured over the past years, AGNCM shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 201.74% yearly.
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1995.79%
Revenue Next 2Y430.41%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.54, AGNCM is valued correctly.
AGNCM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGNCM is cheaper than 64.18% of the companies in the same industry.
AGNCM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.76.
With a Price/Forward Earnings ratio of 15.36, AGNCM is valued correctly.
AGNCM's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.91, AGNCM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.54 | ||
| Fwd PE | 15.36 |
4.2 Price Multiples
65.67% of the companies in the same industry are cheaper than AGNCM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 57.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 9.81%, AGNCM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 10.73, AGNCM is paying slightly less dividend.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.81% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (8/21/2025, 8:00:00 PM)
25.1705
-0.06 (-0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.22B
Analysts78.1
Price Target25.87 (2.78%)
Short Float %0%
Short Ratio0.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.81% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-1.31%
PT rev (3m)-5.08%
EPS NQ rev (1m)-5.39%
EPS NQ rev (3m)-4.31%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.26%
Revenue NQ rev (1m)-20.82%
Revenue NQ rev (3m)-9.35%
Revenue NY rev (1m)0.66%
Revenue NY rev (3m)0.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.54 | ||
| Fwd PE | 15.36 | ||
| P/S | 7.68 | ||
| P/FCF | 57.25 | ||
| P/OCF | 57.25 | ||
| P/B | 2.53 | ||
| P/tB | 2.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.44%
EPS(NY)1.64
Fwd EY6.51%
FCF(TTM)0.44
FCFY1.75%
OCF(TTM)0.44
OCFY1.75%
SpS3.28
BVpS9.93
TBVpS9.43
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1995.79%
Revenue Next 2Y430.41%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%