AGNC INVESTMENT CORP - AGNC 8.91116 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM - Nasdaq - US00123Q6098 - Currency: USD
We assign a fundamental rating of 3 out of 10 to AGNCM. AGNCM was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
In multiple years AGNCM reported negative net income over the last 5 years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCM has a Return On Assets (0.35%) which is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 3.33%, AGNCM is in line with its industry, outperforming 47.76% of the companies in the same industry.
AGNCM has a Return On Invested Capital (0.40%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 9.46%, AGNCM is doing good in the industry, outperforming 61.19% of the companies in the same industry.
AGNCM's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 13.31%, AGNCM is doing good in the industry, outperforming 64.18% of the companies in the same industry.
AGNCM's Operating Margin has been stable in the last couple of years.
The Gross Margin of AGNCM (16.54%) is comparable to the rest of the industry.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCM has more shares outstanding than it did 1 year ago.
AGNCM has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
AGNCM has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
AGNCM's Altman-Z score of -0.95 is on the low side compared to the rest of the industry. AGNCM is outperformed by 88.06% of its industry peers.
The Debt to FCF ratio of AGNCM is 323.18, which is on the high side as it means it would take AGNCM, 323.18 years of fcf income to pay off all of its debts.
AGNCM has a Debt to FCF ratio of 323.18. This is in the lower half of the industry: AGNCM underperforms 67.16% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCM has dependencies on debt financing.
With a Debt to Equity ratio value of 8.30, AGNCM is not doing good in the industry: 80.60% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.02, AGNCM is doing worse than 91.04% of the companies in the same industry.
AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.02, AGNCM is not doing good in the industry: 91.04% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCM have decreased strongly by -31.36% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
Looking at the last year, AGNCM shows a small growth in Revenue. The Revenue has grown by 6.76% in the last year.
Measured over the past years, AGNCM shows a small growth in Revenue. The Revenue has been growing by 5.98% on average per year.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
The Revenue is expected to grow by 201.74% on average over the next years. This is a very strong growth
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.50 indicates a correct valuation of AGNCM.
AGNCM's Price/Earnings ratio is a bit cheaper when compared to the industry. AGNCM is cheaper than 61.19% of the companies in the same industry.
When comparing the Price/Earnings ratio of AGNCM to the average of the S&P500 Index (28.04), we can say AGNCM is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 15.33, the valuation of AGNCM can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCM is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of AGNCM to the average of the S&P500 Index (37.64), we can say AGNCM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.5 | ||
| Fwd PE | 15.33 |
4.2 Price Multiples
65.67% of the companies in the same industry are cheaper than AGNCM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 99.31 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCM's earnings are expected to decrease with -5.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.78%, AGNCM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 11.09, AGNCM is paying slightly less dividend.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.78% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
As AGNCM did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 395.81% of its income as dividend. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 8.91116 PERP
NASDAQ:AGNCM (7/25/2025, 8:00:00 PM)
25.11
-0.06 (-0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.62B
Analysts78.1
Price Target26.78 (6.65%)
Short Float %0%
Short Ratio2.54
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.78% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)0.54%
PT rev (3m)-3.41%
EPS NQ rev (1m)-0.19%
EPS NQ rev (3m)3.85%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)2.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)7.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.5 | ||
| Fwd PE | 15.33 | ||
| P/S | 7.26 | ||
| P/FCF | 99.31 | ||
| P/OCF | 99.31 | ||
| P/B | 2.55 | ||
| P/tB | 2.69 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.45%
EPS(NY)1.64
Fwd EY6.52%
FCF(TTM)0.25
FCFY1.01%
OCF(TTM)0.25
OCFY1.01%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%