AGNC INVESTMENT CORP - AGNC 8.84971 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM - Nasdaq - US00123Q6098 - Currency: USD
Overall AGNCM gets a fundamental rating of 3 out of 10. We evaluated AGNCM against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCM while its profitability can be described as average. AGNCM is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCM was profitable.
In the past year AGNCM had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.35%, AGNCM is in line with its industry, outperforming 49.23% of the companies in the same industry.
AGNCM has a Return On Equity (3.33%) which is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 0.40%, AGNCM is in line with its industry, outperforming 53.85% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNCM (9.46%) is better than 63.08% of its industry peers.
AGNCM's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 13.31%, AGNCM is doing good in the industry, outperforming 66.15% of the companies in the same industry.
AGNCM's Operating Margin has been stable in the last couple of years.
AGNCM has a Gross Margin (16.54%) which is comparable to the rest of the industry.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCM has been increased compared to 1 year ago.
AGNCM has more shares outstanding than it did 5 years ago.
AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCM has an Altman-Z score of -0.96. This is a bad value and indicates that AGNCM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.96, AGNCM is not doing good in the industry: 89.23% of the companies in the same industry are doing better.
The Debt to FCF ratio of AGNCM is 323.18, which is on the high side as it means it would take AGNCM, 323.18 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 323.18, AGNCM is doing worse than 66.15% of the companies in the same industry.
AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 8.30, AGNCM is doing worse than 78.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.96 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a Current ratio of 0.02. This is amonst the worse of the industry: AGNCM underperforms 89.23% of its industry peers.
AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM has a worse Quick ratio (0.02) than 89.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCM shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
AGNCM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
AGNCM is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 201.74% yearly.
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.92, which indicates a correct valuation of AGNCM.
Based on the Price/Earnings ratio, AGNCM is valued a bit cheaper than the industry average as 63.08% of the companies are valued more expensively.
AGNCM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.45.
A Price/Forward Earnings ratio of 14.90 indicates a correct valuation of AGNCM.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCM.
The average S&P500 Price/Forward Earnings ratio is at 21.90. AGNCM is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.92 | ||
| Fwd PE | 14.9 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCM indicates a slightly more expensive valuation: AGNCM is more expensive than 64.62% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 97.45 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCM's earnings are expected to decrease with -5.57% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 15.45%, which is a nice return.
AGNCM's Dividend Yield is rather good when compared to the industry average which is at 11.56. AGNCM pays more dividend than 86.15% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
AGNCM pays out 395.81% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCM has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 8.84971 PERP
NASDAQ:AGNCM (7/3/2025, 8:26:42 PM)
24.64
+0.07 (+0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.14B
Analysts78.1
Price Target26.21 (6.37%)
Short Float %0%
Short Ratio1.18
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.45% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years1
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-3.82%
PT rev (3m)1.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.79%
EPS NY rev (1m)0%
EPS NY rev (3m)4.4%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.92 | ||
| Fwd PE | 14.9 | ||
| P/S | 7.12 | ||
| P/FCF | 97.45 | ||
| P/OCF | 97.45 | ||
| P/B | 2.5 | ||
| P/tB | 2.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.18%
EPS(NY)1.65
Fwd EY6.71%
FCF(TTM)0.25
FCFY1.03%
OCF(TTM)0.25
OCFY1.03%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.96 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%