24.51 USD
-0.61 (-2.43%)
We assign a fundamental rating of 3 out of 10 to AGNCM. AGNCM was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of AGNCM while its profitability can be described as average. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
AGNCM had positive earnings in the past year.
AGNCM had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
Of the past 5 years AGNCM 4 years had a positive operating cash flow.
1.2 Ratios
AGNCM has a better Return On Assets (0.63%) than 70.59% of its industry peers.
The Return On Equity of AGNCM (6.00%) is better than 83.82% of its industry peers.
AGNCM has a better Return On Invested Capital (0.62%) than 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 18.05%, AGNCM belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCM has declined.
AGNCM has a better Operating Margin (22.01%) than 82.35% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
Looking at the Gross Margin, with a value of 25.11%, AGNCM is in line with its industry, outperforming 45.59% of the companies in the same industry.
AGNCM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCM has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNCM has been increased compared to 5 years ago.
AGNCM has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.94, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
AGNCM has a Altman-Z score of -0.94. This is amonst the worse of the industry: AGNCM underperforms 89.71% of its industry peers.
AGNCM has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCM would need 157.31 years to pay back of all of its debts.
AGNCM has a Debt to FCF ratio (157.31) which is in line with its industry peers.
AGNCM has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
AGNCM has a Debt to Equity ratio of 8.30. This is in the lower half of the industry: AGNCM underperforms 73.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.02 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a worse Current ratio (0.02) than 89.71% of its industry peers.
AGNCM has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.02, AGNCM is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
The earnings per share for AGNCM have decreased strongly by -28.04% in the last year.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
AGNCM shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
The Revenue is expected to grow by 204.03% on average over the next years. This is a very strong growth
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 15.92, AGNCM is valued correctly.
AGNCM's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.51. AGNCM is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 15.17, which indicates a correct valuation of AGNCM.
AGNCM's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of AGNCM to the average of the S&P500 Index (23.13), we can say AGNCM is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | 15.17 |
4.2 Price Multiples
The rest of the industry has a similar Price/Free Cash Flow ratio as AGNCM.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 43.53 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AGNCM may justify a higher PE ratio.
AGNCM's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
AGNCM has a Yearly Dividend Yield of 13.28%, which is a nice return.
Compared to an average industry Dividend Yield of 10.99, AGNCM pays a better dividend. On top of this AGNCM pays more dividend than 82.35% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, AGNCM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.28% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
AGNCM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years5
5.3 Sustainability
221.40% of the earnings are spent on dividend by AGNCM. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP
NASDAQ:AGNCM (12/31/2025, 8:00:01 PM)
24.51
-0.61 (-2.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners39.87%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.29B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target24.4 (-0.45%)
Short Float %0%
Short Ratio0.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.28% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-2.6%
PT rev (3m)-0.02%
EPS NQ rev (1m)-0.25%
EPS NQ rev (3m)-5.94%
EPS NY rev (1m)-0.05%
EPS NY rev (3m)-3.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.68%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | 15.17 | ||
| P/S | 6.91 | ||
| P/FCF | 43.53 | ||
| P/OCF | 43.53 | ||
| P/B | 2.3 | ||
| P/tB | 2.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.28%
EPS(NY)1.62
Fwd EY6.59%
FCF(TTM)0.56
FCFY2.3%
OCF(TTM)0.56
OCFY2.3%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 8.49815 PERP / AGNCM FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCM.
What is the valuation status for AGNCM stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM). This can be considered as Overvalued.
What is the profitability of AGNCM stock?
AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) has a profitability rating of 6 / 10.
How financially healthy is AGNC INVESTMENT CORP - AGNC 8.49815 PERP?
The financial health rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 0 / 10.
How sustainable is the dividend of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) stock?
The dividend rating of AGNC INVESTMENT CORP - AGNC 8.49815 PERP (AGNCM) is 5 / 10 and the dividend payout ratio is 221.4%.