AGNC INVESTMENT CORP - AGNC 8.84971 PERP (AGNCM) Stock Fundamental Analysis
NASDAQ:AGNCM - Nasdaq - US00123Q6098 - Currency: USD
AGNCM gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCM has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, AGNCM is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
AGNCM had positive earnings in the past year.
AGNCM had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: AGNCM reported negative net income in multiple years.
AGNCM had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.83%, AGNCM is in the better half of the industry, outperforming 72.31% of the companies in the same industry.
With an excellent Return On Equity value of 7.49%, AGNCM belongs to the best of the industry, outperforming 86.15% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.78%, AGNCM is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROIC | 0.78% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 18.72%, AGNCM belongs to the top of the industry, outperforming 83.08% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCM has declined.
AGNCM's Operating Margin of 22.11% is fine compared to the rest of the industry. AGNCM outperforms 80.00% of its industry peers.
In the last couple of years the Operating Margin of AGNCM has remained more or less at the same level.
AGNCM has a Gross Margin (24.92%) which is in line with its industry peers.
In the last couple of years the Gross Margin of AGNCM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCM has more shares outstanding
AGNCM has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCM has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.92, we must say that AGNCM is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of AGNCM (-0.92) is worse than 92.31% of its industry peers.
AGNCM has a debt to FCF ratio of 901.61. This is a negative value and a sign of low solvency as AGNCM would need 901.61 years to pay back of all of its debts.
AGNCM's Debt to FCF ratio of 901.61 is on the low side compared to the rest of the industry. AGNCM is outperformed by 67.69% of its industry peers.
A Debt/Equity ratio of 7.94 is on the high side and indicates that AGNCM has dependencies on debt financing.
The Debt to Equity ratio of AGNCM (7.94) is worse than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Altman-Z | -0.92 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCM has a Current Ratio of 0.01. This is a bad value and indicates that AGNCM is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCM has a Current ratio of 0.01. This is amonst the worse of the industry: AGNCM underperforms 92.31% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCM may have some problems paying its short term obligations.
AGNCM has a Quick ratio of 0.01. This is amonst the worse of the industry: AGNCM underperforms 92.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
Measured over the past years, AGNCM shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCM shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
Based on estimates for the next years, AGNCM will show a decrease in Earnings Per Share. The EPS will decrease by -5.57% on average per year.
Based on estimates for the next years, AGNCM will show a very strong growth in Revenue. The Revenue will grow by 201.74% on average per year.
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.93, which indicates a correct valuation of AGNCM.
61.54% of the companies in the same industry are more expensive than AGNCM, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.19. AGNCM is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 14.91 indicates a correct valuation of AGNCM.
AGNCM's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of AGNCM to the average of the S&P500 Index (22.13), we can say AGNCM is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.93 | ||
| Fwd PE | 14.91 |
4.2 Price Multiples
67.69% of the companies in the same industry are cheaper than AGNCM, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 292.47 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCM's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.36%, AGNCM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 14.38, AGNCM pays a bit more dividend than its industry peers.
AGNCM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.36% |
5.2 History
The dividend of AGNCM decreases each year by -5.92%.
AGNCM has been paying a dividend for over 5 years, so it has already some track record.
The dividend of AGNCM decreased recently.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
AGNCM pays out 169.77% of its income as dividend. This is not a sustainable payout ratio.
AGNCM's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP169.77%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 8.84971 PERP
NASDAQ:AGNCM (5/29/2025, 8:00:00 PM)
24.65
+0.05 (+0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap25.15B
Analysts78.1
Price Target27.25 (10.55%)
Short Float %0%
Short Ratio0.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.36% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP169.77%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.24%
Min EPS beat(2)-15.95%
Max EPS beat(2)-14.53%
EPS beat(4)0
Avg EPS beat(4)-8.77%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.92%
EPS beat(8)3
Avg EPS beat(8)-2.86%
EPS beat(12)7
Avg EPS beat(12)4.77%
EPS beat(16)11
Avg EPS beat(16)7.06%
Revenue beat(2)0
Avg Revenue beat(2)-90.28%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-98.37%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-93.91%
Revenue beat(12)1
Avg Revenue beat(12)-110.36%
Revenue beat(16)2
Avg Revenue beat(16)-88.14%
PT rev (1m)-2.35%
PT rev (3m)0.64%
EPS NQ rev (1m)-0.38%
EPS NQ rev (3m)0.26%
EPS NY rev (1m)2.7%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)-1%
Revenue NQ rev (3m)-10.83%
Revenue NY rev (1m)-1.09%
Revenue NY rev (3m)-0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.93 | ||
| Fwd PE | 14.91 | ||
| P/S | 6.44 | ||
| P/FCF | 292.47 | ||
| P/OCF | 292.47 | ||
| P/B | 2.58 | ||
| P/tB | 2.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.18%
EPS(NY)1.65
Fwd EY6.71%
FCF(TTM)0.08
FCFY0.34%
OCF(TTM)0.08
OCFY0.34%
SpS3.83
BVpS9.57
TBVpS9.05
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROCE | 8.7% | ||
| ROIC | 0.78% | ||
| ROICexc | 0.78% | ||
| ROICexgc | 0.79% | ||
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% | ||
| FCFM | 2.2% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.3 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 11.76% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.92 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y456.77%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y172.88%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y172.88%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%