AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD
AGNCL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, AGNCL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
In the past year AGNCL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCL reported negative net income in multiple years.
Of the past 5 years AGNCL 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.83%, AGNCL is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
With an excellent Return On Equity value of 7.49%, AGNCL belongs to the best of the industry, outperforming 81.54% of the companies in the same industry.
AGNCL has a Return On Invested Capital (0.78%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROIC | 0.78% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of AGNCL (18.72%) is better than 80.00% of its industry peers.
AGNCL's Profit Margin has declined in the last couple of years.
AGNCL has a Operating Margin of 22.11%. This is in the better half of the industry: AGNCL outperforms 76.92% of its industry peers.
AGNCL's Operating Margin has been stable in the last couple of years.
AGNCL's Gross Margin of 24.92% is in line compared to the rest of the industry. AGNCL outperforms 47.69% of its industry peers.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
The number of shares outstanding for AGNCL has been increased compared to 5 years ago.
Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
AGNCL has an Altman-Z score of -0.92. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AGNCL (-0.92) is worse than 89.23% of its industry peers.
The Debt to FCF ratio of AGNCL is 901.61, which is on the high side as it means it would take AGNCL, 901.61 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AGNCL (901.61) is worse than 70.77% of its industry peers.
AGNCL has a Debt/Equity ratio of 7.94. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of AGNCL (7.94) is worse than 83.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Altman-Z | -0.92 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
AGNCL's Current ratio of 0.01 is on the low side compared to the rest of the industry. AGNCL is outperformed by 95.38% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNCL is doing worse than 95.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
AGNCL shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
AGNCL shows a small growth in Revenue. In the last year, the Revenue has grown by 5.15%.
AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
The Revenue is expected to grow by 201.74% on average over the next years. This is a very strong growth
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.08, the valuation of AGNCL can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as AGNCL.
AGNCL is valuated rather cheaply when we compare the Price/Earnings ratio to 25.82, which is the current average of the S&P500 Index.
AGNCL is valuated correctly with a Price/Forward Earnings ratio of 15.08.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNCL is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (21.76), we can say AGNCL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.08 | ||
| Fwd PE | 15.08 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 70.77% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 295.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.36%, AGNCL is a good candidate for dividend investing.
AGNCL's Dividend Yield is a higher than the industry average which is at 14.23.
Compared to an average S&P500 Dividend Yield of 2.39, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.36% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
169.77% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP169.77%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (5/23/2025, 9:12:19 PM)
24.93
-0.19 (-0.76%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.92%
Inst Owner ChangeN/A
Ins Owners0.48%
Ins Owner ChangeN/A
Market Cap25.44B
Analysts78.1
Price Target27.72 (11.19%)
Short Float %0%
Short Ratio0.48
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.36% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP169.77%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.24%
Min EPS beat(2)-15.95%
Max EPS beat(2)-14.53%
EPS beat(4)0
Avg EPS beat(4)-8.77%
Min EPS beat(4)-15.95%
Max EPS beat(4)-0.92%
EPS beat(8)3
Avg EPS beat(8)-2.86%
EPS beat(12)7
Avg EPS beat(12)4.77%
EPS beat(16)11
Avg EPS beat(16)7.06%
Revenue beat(2)0
Avg Revenue beat(2)-90.28%
Min Revenue beat(2)-133.13%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-98.37%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-93.91%
Revenue beat(12)1
Avg Revenue beat(12)-110.36%
Revenue beat(16)2
Avg Revenue beat(16)-88.14%
PT rev (1m)-1.5%
PT rev (3m)5.09%
EPS NQ rev (1m)-0.38%
EPS NQ rev (3m)0.26%
EPS NY rev (1m)2.7%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)-1%
Revenue NQ rev (3m)-10.83%
Revenue NY rev (1m)-1.09%
Revenue NY rev (3m)-0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.08 | ||
| Fwd PE | 15.08 | ||
| P/S | 6.52 | ||
| P/FCF | 295.79 | ||
| P/OCF | 295.79 | ||
| P/B | 2.61 | ||
| P/tB | 2.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.1%
EPS(NY)1.65
Fwd EY6.63%
FCF(TTM)0.08
FCFY0.34%
OCF(TTM)0.08
OCFY0.34%
SpS3.83
BVpS9.57
TBVpS9.05
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.83% | ||
| ROE | 7.49% | ||
| ROCE | 8.7% | ||
| ROIC | 0.78% | ||
| ROICexc | 0.78% | ||
| ROICexgc | 0.79% | ||
| OM | 22.11% | ||
| PM (TTM) | 18.72% | ||
| GM | 24.92% | ||
| FCFM | 2.2% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.94 | ||
| Debt/FCF | 901.61 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.3 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 11.76% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.92 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y456.77%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y172.88%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y172.88%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%