AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis

NASDAQ:AGNCL • US00123Q8565

25.16 USD
+0.04 (+0.16%)
Last: Feb 18, 2026, 05:12 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall AGNCL gets a fundamental rating of 3 out of 10. We evaluated AGNCL against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCL is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • AGNCL had positive earnings in the past year.
  • In the past year AGNCL had a positive cash flow from operations.
  • Of the past 5 years AGNCL 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: AGNCL reported negative operating cash flow in multiple years.
AGNCL Yearly Net Income VS EBIT VS OCF VS FCFAGNCL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • AGNCL's Return On Assets of 0.63% is fine compared to the rest of the industry. AGNCL outperforms 68.57% of its industry peers.
  • With an excellent Return On Equity value of 6.00%, AGNCL belongs to the best of the industry, outperforming 81.43% of the companies in the same industry.
  • AGNCL has a Return On Invested Capital of 0.62%. This is in the better half of the industry: AGNCL outperforms 61.43% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGNCL is in line with the industry average of 1.26%.
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROIC 0.62%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNCL Yearly ROA, ROE, ROICAGNCL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNCL has a Profit Margin of 18.05%. This is in the better half of the industry: AGNCL outperforms 80.00% of its industry peers.
  • AGNCL's Profit Margin has declined in the last couple of years.
  • With a decent Operating Margin value of 22.01%, AGNCL is doing good in the industry, outperforming 80.00% of the companies in the same industry.
  • AGNCL's Operating Margin has declined in the last couple of years.
  • The Gross Margin of AGNCL (25.11%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of AGNCL has declined.
Industry RankSector Rank
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNCL Yearly Profit, Operating, Gross MarginsAGNCL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, AGNCL has more shares outstanding
  • AGNCL has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AGNCL is higher compared to a year ago.
AGNCL Yearly Shares OutstandingAGNCL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNCL Yearly Total Debt VS Total AssetsAGNCL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -0.94, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
  • AGNCL has a worse Altman-Z score (-0.94) than 87.14% of its industry peers.
  • AGNCL has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCL would need 157.31 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 157.31, AGNCL is in line with its industry, outperforming 45.71% of the companies in the same industry.
  • AGNCL has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 8.30, AGNCL is doing worse than 75.71% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Altman-Z -0.94
ROIC/WACCN/A
WACCN/A
AGNCL Yearly LT Debt VS Equity VS FCFAGNCL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • AGNCL has a Current Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNCL has a Current ratio of 0.02. This is amonst the worse of the industry: AGNCL underperforms 92.86% of its industry peers.
  • AGNCL has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.02, AGNCL is not doing good in the industry: 92.86% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.02
Quick Ratio 0.02
AGNCL Yearly Current Assets VS Current LiabilitesAGNCL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
  • AGNCL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.92% yearly.
  • AGNCL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.98%.
  • Measured over the past years, AGNCL shows a very strong growth in Revenue. The Revenue has been growing by 56.11% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
  • The Revenue is expected to grow by 27.10% on average over the next years. This is a very strong growth
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
AGNCL Yearly Revenue VS EstimatesAGNCL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNCL Yearly EPS VS EstimatesAGNCL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.55, AGNCL is valued correctly.
  • AGNCL's Price/Earnings ratio is in line with the industry average.
  • The average S&P500 Price/Earnings ratio is at 27.16. AGNCL is valued slightly cheaper when compared to this.
  • A Price/Forward Earnings ratio of 16.39 indicates a correct valuation of AGNCL.
  • AGNCL's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (28.10), we can say AGNCL is valued slightly cheaper.
Industry RankSector Rank
PE 16.55
Fwd PE 16.39
AGNCL Price Earnings VS Forward Price EarningsAGNCL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCL is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 46.14
EV/EBITDA N/A
AGNCL Per share dataAGNCL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AGNCL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)17.18
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 9.41%, AGNCL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 10.41, AGNCL has a dividend in line with its industry peers.
  • AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 9.41%

5.2 History

  • The dividend of AGNCL decreases each year by -5.92%.
  • AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
AGNCL Yearly Dividends per shareAGNCL Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • AGNCL pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNCL Yearly Income VS Free CF VS DividendAGNCL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNCL Dividend Payout.AGNCL Dividend Payout, showing the Payout Ratio.AGNCL Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP

NASDAQ:AGNCL (2/18/2026, 5:12:51 PM)

25.16

+0.04 (+0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)N/A
Inst Owners39.98%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap27.87B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts73
Price Target26.88 (6.84%)
Short Float %0%
Short Ratio0.66
Dividend
Industry RankSector Rank
Dividend Yield 9.41%
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years0
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)10.75%
PT rev (3m)10.19%
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)-5.02%
EPS NY rev (3m)-4.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.52%
Revenue NY rev (3m)0.75%
Valuation
Industry RankSector Rank
PE 16.55
Fwd PE 16.39
P/S 7.32
P/FCF 46.14
P/OCF 46.14
P/B 2.44
P/tB 2.55
EV/EBITDA N/A
EPS(TTM)1.52
EY6.04%
EPS(NY)1.53
Fwd EY6.1%
FCF(TTM)0.55
FCFY2.17%
OCF(TTM)0.55
OCFY2.17%
SpS3.44
BVpS10.33
TBVpS9.86
PEG (NY)17.18
PEG (5Y)N/A
Graham Number18.8
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROCE 7.23%
ROIC 0.62%
ROICexc 0.62%
ROICexgc 0.63%
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
FCFM 15.87%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 87.92%
Current Ratio 0.02
Quick Ratio 0.02
Altman-Z -0.94
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ

What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.


What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?

ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.


Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?

AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 5 / 10.


Can you provide the PE and PB ratios for AGNCL stock?

The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 16.55 and the Price/Book (PB) ratio is 2.44.


What is the earnings growth outlook for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?

The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to grow by 0.96% in the next year.