24.86 USD
-0.1 (-0.4%)
AGNCL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. While showing a medium growth rate, AGNCL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
In the past year AGNCL had a positive cash flow from operations.
In multiple years AGNCL reported negative net income over the last 5 years.
AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCL has a better Return On Assets (0.63%) than 70.59% of its industry peers.
The Return On Equity of AGNCL (6.00%) is better than 83.82% of its industry peers.
AGNCL's Return On Invested Capital of 0.62% is fine compared to the rest of the industry. AGNCL outperforms 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCL has a Profit Margin of 18.05%. This is amongst the best in the industry. AGNCL outperforms 82.35% of its industry peers.
In the last couple of years the Profit Margin of AGNCL has declined.
AGNCL's Operating Margin of 22.01% is amongst the best of the industry. AGNCL outperforms 82.35% of its industry peers.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
AGNCL has a Gross Margin of 25.11%. This is comparable to the rest of the industry: AGNCL outperforms 45.59% of its industry peers.
AGNCL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
AGNCL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AGNCL is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.94, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
AGNCL has a Altman-Z score of -0.94. This is amonst the worse of the industry: AGNCL underperforms 89.71% of its industry peers.
The Debt to FCF ratio of AGNCL is 157.31, which is on the high side as it means it would take AGNCL, 157.31 years of fcf income to pay off all of its debts.
AGNCL has a Debt to FCF ratio of 157.31. This is comparable to the rest of the industry: AGNCL outperforms 47.06% of its industry peers.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCL has dependencies on debt financing.
With a Debt to Equity ratio value of 8.30, AGNCL is not doing good in the industry: 73.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Current ratio (0.02) than 89.71% of its industry peers.
AGNCL has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.02, AGNCL is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.04%.
The Earnings Per Share has been decreasing by -2.52% on average over the past years.
AGNCL shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
AGNCL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
The Revenue is expected to grow by 204.03% on average over the next years. This is a very strong growth
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 16.14, AGNCL is valued correctly.
AGNCL's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of AGNCL to the average of the S&P500 Index (26.38), we can say AGNCL is valued slightly cheaper.
A Price/Forward Earnings ratio of 15.55 indicates a correct valuation of AGNCL.
AGNCL's Price/Forward Earnings is on the same level as the industry average.
AGNCL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.14 | ||
| Fwd PE | 15.55 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.15 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of AGNCL may justify a higher PE ratio.
AGNCL's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
AGNCL has a Yearly Dividend Yield of 13.98%, which is a nice return.
AGNCL's Dividend Yield is a higher than the industry average which is at 12.28.
Compared to an average S&P500 Dividend Yield of 1.87, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.98% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
AGNCL pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (12/19/2025, 8:27:29 PM)
24.86
-0.1 (-0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners39.87%
Inst Owner ChangeN/A
Ins Owners0.34%
Ins Owner ChangeN/A
Market Cap26.67B
Revenue(TTM)3.81B
Net Income(TTM)687.00M
Analysts77
Price Target24.54 (-1.29%)
Short Float %0%
Short Ratio0.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.98% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)-1.66%
PT rev (3m)0.1%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.7%
EPS NY rev (1m)0%
EPS NY rev (3m)-3.14%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)20.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.68%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.14 | ||
| Fwd PE | 15.55 | ||
| P/S | 7 | ||
| P/FCF | 44.15 | ||
| P/OCF | 44.15 | ||
| P/B | 2.33 | ||
| P/tB | 2.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.19%
EPS(NY)1.6
Fwd EY6.43%
FCF(TTM)0.56
FCFY2.26%
OCF(TTM)0.56
OCFY2.26%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROCE | 7.23% | ||
| ROIC | 0.62% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% | ||
| FCFM | 15.87% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score3
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 87.92% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.94 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8528.57%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y8528.57%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.
Can you provide the valuation status for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 6 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 16.14 and the Price/Book (PB) ratio is 2.33.
Can you provide the expected EPS growth for AGNCL stock?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to decline by -18.27% in the next year.