AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - US00123Q8565
25.02 USD
-0.18 (-0.71%)
Taking everything into account, AGNCL scores 3 out of 10 in our fundamental rating. AGNCL was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
AGNCL had a positive operating cash flow in the past year.
In multiple years AGNCL reported negative net income over the last 5 years.
Of the past 5 years AGNCL 4 years had a positive operating cash flow.
1.2 Ratios
AGNCL has a Return On Assets of 0.23%. This is comparable to the rest of the industry: AGNCL outperforms 53.73% of its industry peers.
Looking at the Return On Equity, with a value of 2.28%, AGNCL is in line with its industry, outperforming 53.73% of the companies in the same industry.
AGNCL has a Return On Invested Capital (0.30%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCL has a Profit Margin of 6.92%. This is in the better half of the industry: AGNCL outperforms 65.67% of its industry peers.
In the last couple of years the Profit Margin of AGNCL has declined.
With a decent Operating Margin value of 11.08%, AGNCL is doing good in the industry, outperforming 65.67% of the companies in the same industry.
AGNCL's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 14.54%, AGNCL perfoms like the industry average, outperforming 40.30% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNCL has more shares outstanding
AGNCL has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, AGNCL has a worse debt to assets ratio.
2.2 Solvency
AGNCL has an Altman-Z score of -0.98. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.98, AGNCL is doing worse than 89.55% of the companies in the same industry.
The Debt to FCF ratio of AGNCL is 197.64, which is on the high side as it means it would take AGNCL, 197.64 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 197.64, AGNCL is not doing good in the industry: 71.64% of the companies in the same industry are doing better.
AGNCL has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNCL has a Debt to Equity ratio of 8.75. This is amonst the worse of the industry: AGNCL underperforms 82.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Current ratio (0.01) than 92.54% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNCL is doing worse than 92.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCL shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
The Earnings Per Share is expected to decrease by -5.91% on average over the next years.
The Revenue is expected to grow by 207.05% on average over the next years. This is a very strong growth
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.44 indicates a correct valuation of AGNCL.
64.18% of the companies in the same industry are more expensive than AGNCL, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.08, AGNCL is valued a bit cheaper.
The Price/Forward Earnings ratio is 15.45, which indicates a correct valuation of AGNCL.
AGNCL's Price/Forward Earnings ratio is in line with the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.72. AGNCL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.44 | ||
| Fwd PE | 15.45 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 65.67% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.91 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCL's earnings are expected to decrease with -5.91% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.71%, AGNCL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.25, AGNCL pays a better dividend. On top of this AGNCL pays more dividend than 83.58% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (8/29/2025, 8:05:44 PM)
25.02
-0.18 (-0.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners38.94%
Inst Owner ChangeN/A
Ins Owners0.37%
Ins Owner ChangeN/A
Market Cap26.06B
Analysts78.1
Price Target25.79 (3.08%)
Short Float %0%
Short Ratio0.78
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-2.81%
PT rev (3m)-6.96%
EPS NQ rev (1m)-0.66%
EPS NQ rev (3m)-4.31%
EPS NY rev (1m)-4.56%
EPS NY rev (3m)-4.81%
Revenue NQ rev (1m)-22.46%
Revenue NQ rev (3m)-9.35%
Revenue NY rev (1m)-21.11%
Revenue NY rev (3m)-21.17%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.44 | ||
| Fwd PE | 15.45 | ||
| P/S | 7.64 | ||
| P/FCF | 56.91 | ||
| P/OCF | 56.91 | ||
| P/B | 2.52 | ||
| P/tB | 2.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.47%
EPS(NY)1.62
Fwd EY6.47%
FCF(TTM)0.44
FCFY1.76%
OCF(TTM)0.44
OCFY1.76%
SpS3.28
BVpS9.93
TBVpS9.43
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.62%
EPS Next 2Y-7.93%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%