AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD
We assign a fundamental rating of 2 out of 10 to AGNCL. AGNCL was compared to 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, AGNCL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
AGNCL had a positive operating cash flow in the past year.
In multiple years AGNCL reported negative net income over the last 5 years.
AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCL has a Return On Assets (0.35%) which is comparable to the rest of the industry.
AGNCL has a Return On Equity of 3.33%. This is comparable to the rest of the industry: AGNCL outperforms 47.69% of its industry peers.
AGNCL has a Return On Invested Capital of 0.40%. This is comparable to the rest of the industry: AGNCL outperforms 50.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCL has a Profit Margin (9.46%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AGNCL has declined.
AGNCL's Operating Margin of 13.31% is fine compared to the rest of the industry. AGNCL outperforms 63.08% of its industry peers.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
AGNCL has a worse Gross Margin (16.54%) than 60.00% of its industry peers.
AGNCL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
Compared to 5 years ago, AGNCL has more shares outstanding
AGNCL has a worse debt/assets ratio than last year.
2.2 Solvency
AGNCL has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of AGNCL (-0.95) is worse than 86.15% of its industry peers.
The Debt to FCF ratio of AGNCL is 323.18, which is on the high side as it means it would take AGNCL, 323.18 years of fcf income to pay off all of its debts.
AGNCL's Debt to FCF ratio of 323.18 is on the low side compared to the rest of the industry. AGNCL is outperformed by 69.23% of its industry peers.
AGNCL has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 8.30, AGNCL is doing worse than 81.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Current ratio (0.02) than 92.31% of its industry peers.
AGNCL has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Quick ratio (0.02) than 92.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -29.20%.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
The Revenue has been growing slightly by 5.15% in the past year.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
3.2 Future
The Earnings Per Share is expected to decrease by -5.57% on average over the next years.
AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 201.74% yearly.
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.26, the valuation of AGNCL can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of AGNCL is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.32. AGNCL is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 15.27, AGNCL is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
The average S&P500 Price/Forward Earnings ratio is at 22.19. AGNCL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.26 | ||
| Fwd PE | 15.27 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNCL indicates a slightly more expensive valuation: AGNCL is more expensive than 67.69% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 99.82 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.32%, AGNCL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 12.22, AGNCL pays a better dividend. On top of this AGNCL pays more dividend than 87.69% of the companies listed in the same industry.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
395.81% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (6/17/2025, 8:00:00 PM)
25.24
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.75B
Analysts78.1
Price Target26.77 (6.06%)
Short Float %0%
Short Ratio2.04
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.32% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-3.43%
PT rev (3m)5.7%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.1%
EPS NY rev (1m)0%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.26 | ||
| Fwd PE | 15.27 | ||
| P/S | 7.3 | ||
| P/FCF | 99.82 | ||
| P/OCF | 99.82 | ||
| P/B | 2.56 | ||
| P/tB | 2.71 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY7.01%
EPS(NY)1.65
Fwd EY6.55%
FCF(TTM)0.25
FCFY1%
OCF(TTM)0.25
OCFY1%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-29.2%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-24.14%
EPS Next Y-11.35%
EPS Next 2Y-6.96%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)5.15%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%630%
Revenue Next Year1983.49%
Revenue Next 2Y404.58%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%