AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
NASDAQ:AGNCL - Nasdaq - US00123Q8565 - Currency: USD
Taking everything into account, AGNCL scores 3 out of 10 in our fundamental rating. AGNCL was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
AGNCL had a positive operating cash flow in the past year.
In multiple years AGNCL reported negative net income over the last 5 years.
AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCL has a Return On Assets (0.35%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 3.33%, AGNCL is in line with its industry, outperforming 49.25% of the companies in the same industry.
AGNCL has a Return On Invested Capital (0.40%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROIC | 0.4% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCL has a Profit Margin of 9.46%. This is in the better half of the industry: AGNCL outperforms 62.69% of its industry peers.
AGNCL's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 13.31%, AGNCL is in the better half of the industry, outperforming 65.67% of the companies in the same industry.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
Looking at the Gross Margin, with a value of 16.54%, AGNCL is in line with its industry, outperforming 41.79% of the companies in the same industry.
In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
Compared to 5 years ago, AGNCL has more shares outstanding
The debt/assets ratio for AGNCL is higher compared to a year ago.
2.2 Solvency
AGNCL has an Altman-Z score of -0.95. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.95, AGNCL is doing worse than 89.55% of the companies in the same industry.
The Debt to FCF ratio of AGNCL is 323.18, which is on the high side as it means it would take AGNCL, 323.18 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 323.18, AGNCL is not doing good in the industry: 65.67% of the companies in the same industry are doing better.
A Debt/Equity ratio of 8.30 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL's Debt to Equity ratio of 8.30 is on the low side compared to the rest of the industry. AGNCL is outperformed by 79.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Altman-Z | -0.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AGNCL has a Current Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Current ratio (0.02) than 89.55% of its industry peers.
AGNCL has a Quick Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
AGNCL has a worse Quick ratio (0.02) than 89.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
AGNCL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.36%.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCL shows a strong growth in Revenue. In the last year, the Revenue has grown by 53.82%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -5.57% on average per year.
Based on estimates for the next years, AGNCL will show a very strong growth in Revenue. The Revenue will grow by 201.74% on average per year.
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.42, the valuation of AGNCL can be described as correct.
AGNCL's Price/Earnings ratio is a bit cheaper when compared to the industry. AGNCL is cheaper than 61.19% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.46. AGNCL is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 15.25, which indicates a correct valuation of AGNCL.
AGNCL's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 36.44. AGNCL is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | 15.25 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 64.18% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 98.79 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -5.57% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
5. Dividend
5.1 Amount
AGNCL has a Yearly Dividend Yield of 15.57%, which is a nice return.
Compared to an average industry Dividend Yield of 11.97, AGNCL pays a better dividend. On top of this AGNCL pays more dividend than 86.57% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.57% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
AGNCL pays out 395.81% of its income as dividend. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP395.81%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (7/21/2025, 8:00:00 PM)
24.98
+0.19 (+0.76%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners41.88%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap25.49B
Analysts78.1
Price Target26.53 (6.2%)
Short Float %0.01%
Short Ratio4.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.57% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP395.81%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.53%
Min EPS beat(2)-14.53%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-6.68%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)3
Avg EPS beat(8)-2.58%
EPS beat(12)7
Avg EPS beat(12)4.43%
EPS beat(16)11
Avg EPS beat(16)6.38%
Revenue beat(2)0
Avg Revenue beat(2)-49.72%
Min Revenue beat(2)-52.02%
Max Revenue beat(2)-47.42%
Revenue beat(4)0
Avg Revenue beat(4)-84.58%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-97.85%
Revenue beat(12)1
Avg Revenue beat(12)-90.88%
Revenue beat(16)1
Avg Revenue beat(16)-106.22%
PT rev (1m)-0.88%
PT rev (3m)-7.2%
EPS NQ rev (1m)-0.19%
EPS NQ rev (3m)3.85%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)2.43%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)14.96%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)7.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | 15.25 | ||
| P/S | 7.22 | ||
| P/FCF | 98.79 | ||
| P/OCF | 98.79 | ||
| P/B | 2.54 | ||
| P/tB | 2.68 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.49%
EPS(NY)1.64
Fwd EY6.56%
FCF(TTM)0.25
FCFY1.01%
OCF(TTM)0.25
OCFY1.01%
SpS3.46
BVpS9.84
TBVpS9.33
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 3.33% | ||
| ROCE | 4.62% | ||
| ROIC | 0.4% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 13.31% | ||
| PM (TTM) | 9.46% | ||
| GM | 16.54% | ||
| FCFM | 7.31% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 323.18 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 77.25% | ||
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 | ||
| Altman-Z | -0.95 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-11.58%
EPS Next 2Y-7.38%
EPS Next 3Y-5.57%
EPS Next 5YN/A
Revenue 1Y (TTM)53.82%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1981.96%
Revenue Next 2Y404.27%
Revenue Next 3Y201.74%
Revenue Next 5YN/A
EBIT growth 1Y-37.25%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-61.38%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y-61.38%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%