AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
USA - NASDAQ:AGNCL - US00123Q8565
24.6899 USD
+0.28 (+1.15%)
We assign a fundamental rating of 3 out of 10 to AGNCL. AGNCL was compared to 66 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNCL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year AGNCL was profitable.
In the past year AGNCL had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: AGNCL reported negative net income in multiple years.
AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNCL has a Return On Assets (0.23%) which is in line with its industry peers.
AGNCL's Return On Equity of 2.28% is in line compared to the rest of the industry. AGNCL outperforms 54.55% of its industry peers.
AGNCL has a Return On Invested Capital (0.30%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNCL has a better Profit Margin (6.92%) than 66.67% of its industry peers.
In the last couple of years the Profit Margin of AGNCL has declined.
The Operating Margin of AGNCL (11.08%) is better than 65.15% of its industry peers.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
AGNCL's Gross Margin of 14.54% is on the low side compared to the rest of the industry. AGNCL is outperformed by 60.61% of its industry peers.
AGNCL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
AGNCL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for AGNCL is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
AGNCL's Altman-Z score of -0.98 is on the low side compared to the rest of the industry. AGNCL is outperformed by 90.91% of its industry peers.
The Debt to FCF ratio of AGNCL is 197.64, which is on the high side as it means it would take AGNCL, 197.64 years of fcf income to pay off all of its debts.
AGNCL has a Debt to FCF ratio of 197.64. This is in the lower half of the industry: AGNCL underperforms 71.21% of its industry peers.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL's Debt to Equity ratio of 8.75 is on the low side compared to the rest of the industry. AGNCL is outperformed by 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
AGNCL has a Current ratio of 0.01. This is amonst the worse of the industry: AGNCL underperforms 92.42% of its industry peers.
AGNCL has a Quick Ratio of 0.01. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of AGNCL (0.01) is worse than 92.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCL have decreased strongly by -31.36% in the last year.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCL shows a small growth in Revenue. In the last year, the Revenue has grown by 6.76%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
3.2 Future
AGNCL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.91% yearly.
AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 207.05% yearly.
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 15.24 indicates a correct valuation of AGNCL.
Based on the Price/Earnings ratio, AGNCL is valued a bit cheaper than 63.64% of the companies in the same industry.
When comparing the Price/Earnings ratio of AGNCL to the average of the S&P500 Index (27.40), we can say AGNCL is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 14.84, the valuation of AGNCL can be described as correct.
AGNCL's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (22.94), we can say AGNCL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.24 | ||
| Fwd PE | 14.84 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 66.67% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.78 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
AGNCL's earnings are expected to decrease with -5.91% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.40%, AGNCL is a good candidate for dividend investing.
AGNCL's Dividend Yield is a higher than the industry average which is at 12.06.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNCL. This is not a sustainable payout ratio.
The Dividend Rate of AGNCL has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (10/17/2025, 8:00:00 PM)
24.6899
+0.28 (+1.15%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap26.01B
Analysts78.1
Price Target25.48 (3.2%)
Short Float %0%
Short Ratio0.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.4% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-1.17%
PT rev (3m)-3.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-4.82%
EPS NY rev (1m)0.54%
EPS NY rev (3m)-4.05%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-20.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-21.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.24 | ||
| Fwd PE | 14.84 | ||
| P/S | 7.62 | ||
| P/FCF | 56.78 | ||
| P/OCF | 56.78 | ||
| P/B | 2.51 | ||
| P/tB | 2.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.62
EY6.56%
EPS(NY)1.66
Fwd EY6.74%
FCF(TTM)0.43
FCFY1.76%
OCF(TTM)0.43
OCFY1.76%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-4.26%
ROICexcg growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-31.36%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-28.3%
EPS Next Y-15.16%
EPS Next 2Y-6.67%
EPS Next 3Y-5.91%
EPS Next 5YN/A
Revenue 1Y (TTM)6.76%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%5500%
Revenue Next Year1542.52%
Revenue Next 2Y410.33%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%