AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) Stock Fundamental Analysis
USA - NASDAQ:AGNCL - US00123Q8565
24.47 USD
-0.01 (-0.03%)
Taking everything into account, AGNCL scores 2 out of 10 in our fundamental rating. AGNCL was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNCL may be in some trouble as it scores bad on both profitability and health. AGNCL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AGNCL had positive earnings in the past year.
In the past year AGNCL had a positive cash flow from operations.
In multiple years AGNCL reported negative net income over the last 5 years.
Of the past 5 years AGNCL 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.23%, AGNCL is in line with its industry, outperforming 50.00% of the companies in the same industry.
With a Return On Equity value of 2.28%, AGNCL perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
AGNCL's Return On Invested Capital of 0.30% is in line compared to the rest of the industry. AGNCL outperforms 45.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 6.92%, AGNCL is in line with its industry, outperforming 55.88% of the companies in the same industry.
In the last couple of years the Profit Margin of AGNCL has declined.
AGNCL's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNCL outperforms 63.24% of its industry peers.
In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
Looking at the Gross Margin, with a value of 14.54%, AGNCL is doing worse than 66.18% of the companies in the same industry.
AGNCL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
AGNCL has more shares outstanding than it did 1 year ago.
The number of shares outstanding for AGNCL has been increased compared to 5 years ago.
AGNCL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -0.98, we must say that AGNCL is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of AGNCL (-0.98) is worse than 91.18% of its industry peers.
The Debt to FCF ratio of AGNCL is 197.64, which is on the high side as it means it would take AGNCL, 197.64 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of AGNCL (197.64) is worse than 66.18% of its industry peers.
A Debt/Equity ratio of 8.75 is on the high side and indicates that AGNCL has dependencies on debt financing.
AGNCL has a worse Debt to Equity ratio (8.75) than 80.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -0.98 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
AGNCL has a worse Current ratio (0.01) than 91.18% of its industry peers.
A Quick Ratio of 0.01 indicates that AGNCL may have some problems paying its short term obligations.
The Quick ratio of AGNCL (0.01) is worse than 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNCL have decreased strongly by -28.04% in the last year.
Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
AGNCL shows a decrease in Revenue. In the last year, the revenue decreased by -7.48%.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
Based on estimates for the next years, AGNCL will show a decrease in Earnings Per Share. The EPS will decrease by -6.06% on average per year.
AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 204.03% yearly.
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.89, the valuation of AGNCL can be described as correct.
The rest of the industry has a similar Price/Earnings ratio as AGNCL.
AGNCL's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.28.
With a Price/Forward Earnings ratio of 15.30, AGNCL is valued correctly.
The rest of the industry has a similar Price/Forward Earnings ratio as AGNCL.
When comparing the Price/Forward Earnings ratio of AGNCL to the average of the S&P500 Index (33.61), we can say AGNCL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.89 | ||
| Fwd PE | 15.3 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, AGNCL is valued a bit more expensive than the industry average as 60.29% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.28 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNCL's earnings are expected to decrease with -6.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
AGNCL has a Yearly Dividend Yield of 14.10%, which is a nice return.
AGNCL's Dividend Yield is a higher than the industry average which is at 13.24.
AGNCL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
5.2 History
The dividend of AGNCL decreases each year by -5.92%.
AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
AGNCL pays out 602.97% of its income as dividend. This is not a sustainable payout ratio.
AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP
NASDAQ:AGNCL (11/10/2025, 8:00:00 PM)
24.47
-0.01 (-0.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner ChangeN/A
Ins Owners0.36%
Ins Owner ChangeN/A
Market Cap25.77B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts77
Price Target24.95 (1.96%)
Short Float %0%
Short Ratio0.84
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.1% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years0
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)-2.09%
PT rev (3m)-4.9%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.78%
EPS NY rev (1m)-3.66%
EPS NY rev (3m)-7.57%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)8.79%
Revenue NY rev (1m)-1.68%
Revenue NY rev (3m)-22.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.89 | ||
| Fwd PE | 15.3 | ||
| P/S | 7.55 | ||
| P/FCF | 56.28 | ||
| P/OCF | 56.28 | ||
| P/B | 2.49 | ||
| P/tB | 2.62 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY6.29%
EPS(NY)1.6
Fwd EY6.54%
FCF(TTM)0.43
FCFY1.78%
OCF(TTM)0.43
OCFY1.78%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -0.98 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-18.27%
EPS Next 2Y-8.5%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1514.86%
Revenue Next 2Y416.91%
Revenue Next 3Y204.03%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to AGNCL.
Can you provide the valuation status for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
ChartMill assigns a valuation rating of 2 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 3 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 15.89 and the Price/Book (PB) ratio is 2.49.
Can you provide the expected EPS growth for AGNCL stock?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to decline by -18.27% in the next year.