25.06 USD
+0.12 (+0.48%)
We assign a fundamental rating of 3 out of 10 to AGNCL. AGNCL was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNCL is still in line with the averages on profitability rating, there are concerns on its financial health. AGNCL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- AGNCL had positive earnings in the past year.
- AGNCL had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: AGNCL reported negative net income in multiple years.
- AGNCL had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- AGNCL has a Return On Assets of 0.63%. This is in the better half of the industry: AGNCL outperforms 69.12% of its industry peers.
- AGNCL has a Return On Equity of 6.00%. This is amongst the best in the industry. AGNCL outperforms 82.35% of its industry peers.
- AGNCL has a better Return On Invested Capital (0.62%) than 61.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.63% | ||
| ROE | 6% | ||
| ROIC | 0.62% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- AGNCL's Profit Margin of 18.05% is amongst the best of the industry. AGNCL outperforms 80.88% of its industry peers.
- In the last couple of years the Profit Margin of AGNCL has declined.
- AGNCL's Operating Margin of 22.01% is amongst the best of the industry. AGNCL outperforms 80.88% of its industry peers.
- In the last couple of years the Operating Margin of AGNCL has remained more or less at the same level.
- AGNCL has a Gross Margin (25.11%) which is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of AGNCL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 22.01% | ||
| PM (TTM) | 18.05% | ||
| GM | 25.11% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
- The number of shares outstanding for AGNCL has been increased compared to 1 year ago.
- The number of shares outstanding for AGNCL has been increased compared to 5 years ago.
- The debt/assets ratio for AGNCL is higher compared to a year ago.
2.2 Solvency
- AGNCL has an Altman-Z score of -0.94. This is a bad value and indicates that AGNCL is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of -0.94, AGNCL is not doing good in the industry: 88.24% of the companies in the same industry are doing better.
- AGNCL has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNCL would need 157.31 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 157.31, AGNCL is in line with its industry, outperforming 45.59% of the companies in the same industry.
- AGNCL has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of AGNCL (8.30) is worse than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.3 | ||
| Debt/FCF | 157.31 | ||
| Altman-Z | -0.94 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNCL has a Current Ratio of 0.02. This is a bad value and indicates that AGNCL is not financially healthy enough and could expect problems in meeting its short term obligations.
- AGNCL has a worse Current ratio (0.02) than 91.18% of its industry peers.
- A Quick Ratio of 0.02 indicates that AGNCL may have some problems paying its short term obligations.
- AGNCL has a worse Quick ratio (0.02) than 91.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.02 | ||
| Quick Ratio | 0.02 |
3. Growth
3.1 Past
- The earnings per share for AGNCL have decreased strongly by -28.04% in the last year.
- Measured over the past years, AGNCL shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.52% on average per year.
- Looking at the last year, AGNCL shows a decrease in Revenue. The Revenue has decreased by -7.48% in the last year.
- AGNCL shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.98% yearly.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
- AGNCL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.06% yearly.
- AGNCL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 205.52% yearly.
EPS Next Y-18.31%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
EPS Next 5YN/A
Revenue Next Year1597.83%
Revenue Next 2Y417.51%
Revenue Next 3Y205.52%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- AGNCL is valuated correctly with a Price/Earnings ratio of 16.27.
- Compared to the rest of the industry, the Price/Earnings ratio of AGNCL is on the same level as its industry peers.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, AGNCL is valued a bit cheaper.
- The Price/Forward Earnings ratio is 15.51, which indicates a correct valuation of AGNCL.
- AGNCL's Price/Forward Earnings is on the same level as the industry average.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, AGNCL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.27 | ||
| Fwd PE | 15.51 |
4.2 Price Multiples
- AGNCL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 44.51 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- AGNCL has a very decent profitability rating, which may justify a higher PE ratio.
- AGNCL's earnings are expected to decrease with -6.06% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.48%, AGNCL is a good candidate for dividend investing.
- AGNCL's Dividend Yield is a higher than the industry average which is at 11.01.
- Compared to an average S&P500 Dividend Yield of 1.82, AGNCL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.48% |
5.2 History
- The dividend of AGNCL decreases each year by -5.92%.
- AGNCL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)-5.92%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- AGNCL pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
- AGNCL's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y-8.02%
EPS Next 3Y-6.06%
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP / AGNCL FAQ
What is the ChartMill fundamental rating of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a fundamental rating of 3 / 10 to AGNCL.
What is the valuation status of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) stock?
ChartMill assigns a valuation rating of 3 / 10 to AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL). This can be considered as Overvalued.
Can you provide the profitability details for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for AGNCL stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is 16.27 and the Price/Book (PB) ratio is 2.35.
What is the earnings growth outlook for AGNC INVESTMENT CORP - AGNC 7 3/4 PERP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP - AGNC 7 3/4 PERP (AGNCL) is expected to decline by -18.31% in the next year.