AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation
NASDAQ:AGNC • US00123Q1040
Current stock price
10.14 USD
+0.2 (+2.01%)
At close:
10.1501 USD
+0.01 (+0.1%)
After Hours:
This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AGNC Profitability Analysis
1.1 Basic Checks
- In the past year AGNC was profitable.
- In the past year AGNC had a positive cash flow from operations.
- Of the past 5 years AGNC 4 years were profitable.
- AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With an excellent Return On Assets value of 1.31%, AGNC belongs to the best of the industry, outperforming 83.82% of the companies in the same industry.
- The Return On Equity of AGNC (12.18%) is better than 94.12% of its industry peers.
- AGNC's Return On Invested Capital of 1.16% is amongst the best of the industry. AGNC outperforms 85.29% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for AGNC is in line with the industry average of 1.30%.
- The last Return On Invested Capital (1.16%) for AGNC is above the 3 year average (0.70%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROIC | 1.16% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- AGNC's Profit Margin of 32.49% is amongst the best of the industry. AGNC outperforms 89.71% of its industry peers.
- AGNC's Profit Margin has declined in the last couple of years.
- AGNC has a Operating Margin of 35.95%. This is amongst the best in the industry. AGNC outperforms 89.71% of its industry peers.
- In the last couple of years the Operating Margin of AGNC has declined.
- AGNC has a Gross Margin of 38.69%. This is in the better half of the industry: AGNC outperforms 61.76% of its industry peers.
- In the last couple of years the Gross Margin of AGNC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. AGNC Health Analysis
2.1 Basic Checks
- AGNC has more shares outstanding than it did 1 year ago.
- AGNC has more shares outstanding than it did 5 years ago.
- AGNC has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -1.01, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -1.01, AGNC is doing worse than 91.18% of the companies in the same industry.
- AGNC has a debt to FCF ratio of 155.89. This is a negative value and a sign of low solvency as AGNC would need 155.89 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 155.89, AGNC is doing worse than 60.29% of the companies in the same industry.
- A Debt/Equity ratio of 8.21 is on the high side and indicates that AGNC has dependencies on debt financing.
- AGNC has a worse Debt to Equity ratio (8.21) than 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Altman-Z | -1.01 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AGNC has a Current Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
- AGNC has a Quick Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. AGNC Growth Analysis
3.1 Past
- AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- The earnings per share for AGNC have been decreasing by -10.92% on average. This is quite bad
- The Revenue has grown by 18.98% in the past year. This is quite good.
- Measured over the past years, AGNC shows a very strong growth in Revenue. The Revenue has been growing by 56.11% on average per year.
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- AGNC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.91% yearly.
- Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. AGNC Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.67 indicates a rather cheap valuation of AGNC.
- Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 89.71% of the companies listed in the same industry.
- AGNC is valuated cheaply when we compare the Price/Earnings ratio to 25.61, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 6.59 indicates a rather cheap valuation of AGNC.
- Based on the Price/Forward Earnings ratio, AGNC is valued cheaper than 83.82% of the companies in the same industry.
- AGNC is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.79, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | 6.59 |
4.2 Price Multiples
- AGNC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.44 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of AGNC may justify a higher PE ratio.
PEG (NY)5.75
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. AGNC Dividend Analysis
5.1 Amount
- AGNC has a Yearly Dividend Yield of 13.99%, which is a nice return.
- AGNC's Dividend Yield is a higher than the industry average which is at 11.96.
- Compared to an average S&P500 Dividend Yield of 1.89, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.99% |
5.2 History
- The dividend of AGNC decreases each year by -2.31%.
- AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.31%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- 106.10% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
- AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC Fundamentals: All Metrics, Ratios and Statistics
10.14
+0.2 (+2.01%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.96%
Inst Owner Change2.87%
Ins Owners0.35%
Ins Owner Change5.42%
Market Cap11.39B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.99 (18.24%)
Short Float %7.84%
Short Ratio3.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.99% |
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years1
Div Non Decr Years3
Ex-Date02-27 2026-02-27 (0.12)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)0%
PT rev (3m)15.66%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.15%
EPS NY rev (1m)0.2%
EPS NY rev (3m)-3.85%
Revenue NQ rev (1m)1.73%
Revenue NQ rev (3m)2.97%
Revenue NY rev (1m)1.37%
Revenue NY rev (3m)2.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.67 | ||
| Fwd PE | 6.59 | ||
| P/S | 2.45 | ||
| P/FCF | 17.44 | ||
| P/OCF | 17.44 | ||
| P/B | 0.92 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY14.99%
EPS(NY)1.54
Fwd EY15.16%
FCF(TTM)0.58
FCFY5.73%
OCF(TTM)0.58
OCFY5.73%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)5.75
PEG (5Y)N/A
Graham Number19.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROCE | 13.41% | ||
| ROIC | 1.16% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.17% | ||
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% | ||
| FCFM | 14.06% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 43.27% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -1.01 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%
AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 5 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 1.16% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 106.1%.