AGNC INVESTMENT CORP (AGNC) Fundamental Analysis & Valuation
NASDAQ:AGNC • US00123Q1040
Current stock price
9.69 USD
-0.15 (-1.52%)
At close:
9.75 USD
+0.06 (+0.62%)
After Hours:
This AGNC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. AGNC Profitability Analysis
1.1 Basic Checks
- AGNC had positive earnings in the past year.
- AGNC had a positive operating cash flow in the past year.
- Of the past 5 years AGNC 4 years were profitable.
- Of the past 5 years AGNC 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.31%, AGNC belongs to the top of the industry, outperforming 83.82% of the companies in the same industry.
- With an excellent Return On Equity value of 12.18%, AGNC belongs to the best of the industry, outperforming 94.12% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 1.16%, AGNC belongs to the best of the industry, outperforming 85.29% of the companies in the same industry.
- AGNC had an Average Return On Invested Capital over the past 3 years of 0.70%. This is in line with the industry average of 1.30%.
- The 3 year average ROIC (0.70%) for AGNC is below the current ROIC(1.16%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROIC | 1.16% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 32.49%, AGNC belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
- AGNC's Profit Margin has declined in the last couple of years.
- AGNC has a better Operating Margin (35.95%) than 89.71% of its industry peers.
- AGNC's Operating Margin has declined in the last couple of years.
- AGNC has a better Gross Margin (38.69%) than 61.76% of its industry peers.
- AGNC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% |
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
2. AGNC Health Analysis
2.1 Basic Checks
- AGNC has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for AGNC has been increased compared to 5 years ago.
- Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
- AGNC has an Altman-Z score of -1.02. This is a bad value and indicates that AGNC is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of -1.02, AGNC is not doing good in the industry: 91.18% of the companies in the same industry are doing better.
- AGNC has a debt to FCF ratio of 155.89. This is a negative value and a sign of low solvency as AGNC would need 155.89 years to pay back of all of its debts.
- AGNC has a Debt to FCF ratio of 155.89. This is in the lower half of the industry: AGNC underperforms 60.29% of its industry peers.
- AGNC has a Debt/Equity ratio of 8.21. This is a high value indicating a heavy dependency on external financing.
- AGNC's Debt to Equity ratio of 8.21 is on the low side compared to the rest of the industry. AGNC is outperformed by 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Altman-Z | -1.02 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
- AGNC has a Current ratio of 0.01. This is amonst the worse of the industry: AGNC underperforms 89.71% of its industry peers.
- A Quick Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
- With a Quick ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. AGNC Growth Analysis
3.1 Past
- AGNC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.42%.
- Measured over the past years, AGNC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
- The Revenue has grown by 18.98% in the past year. This is quite good.
- The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
3.2 Future
- Based on estimates for the next years, AGNC will show a decrease in Earnings Per Share. The EPS will decrease by -0.91% on average per year.
- Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 27.10% on average per year.
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. AGNC Valuation Analysis
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 6.38, the valuation of AGNC can be described as very cheap.
- Based on the Price/Earnings ratio, AGNC is valued cheaper than 89.71% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 24.89. AGNC is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 6.30, the valuation of AGNC can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 85.29% of the companies listed in the same industry.
- AGNC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.38 | ||
| Fwd PE | 6.3 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.67 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of AGNC may justify a higher PE ratio.
PEG (NY)5.49
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
5. AGNC Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 14.63%, AGNC is a good candidate for dividend investing.
- AGNC's Dividend Yield is a higher than the industry average which is at 13.42.
- Compared to an average S&P500 Dividend Yield of 1.89, AGNC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.63% |
5.2 History
- The dividend of AGNC decreases each year by -2.31%.
- AGNC has paid a dividend for at least 10 years, which is a reliable track record.
- AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-2.31%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
- AGNC pays out 106.10% of its income as dividend. This is not a sustainable payout ratio.
- AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP106.1%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC Fundamentals: All Metrics, Ratios and Statistics
9.69
-0.15 (-1.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26 2026-01-26/amc
Earnings (Next)N/A N/A
Inst Owners39.96%
Inst Owner Change2.87%
Ins Owners0.35%
Ins Owner Change5.42%
Market Cap10.88B
Revenue(TTM)4.64B
Net Income(TTM)1.51B
Analysts73
Price Target11.99 (23.74%)
Short Float %7.84%
Short Ratio3.93
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.63% |
Yearly Dividend1.6
Dividend Growth(5Y)-2.31%
DP106.1%
Div Incr Years1
Div Non Decr Years3
Ex-Date02-27 2026-02-27 (0.12)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.34%
Min EPS beat(2)-11.21%
Max EPS beat(2)-7.47%
EPS beat(4)1
Avg EPS beat(4)-5.13%
Min EPS beat(4)-11.21%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.95%
EPS beat(12)4
Avg EPS beat(12)-3.62%
EPS beat(16)8
Avg EPS beat(16)2.3%
Revenue beat(2)0
Avg Revenue beat(2)-51.38%
Min Revenue beat(2)-56.47%
Max Revenue beat(2)-46.3%
Revenue beat(4)0
Avg Revenue beat(4)-53.34%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-46.3%
Revenue beat(8)0
Avg Revenue beat(8)-75.85%
Revenue beat(12)0
Avg Revenue beat(12)-80.39%
Revenue beat(16)1
Avg Revenue beat(16)-96.1%
PT rev (1m)0%
PT rev (3m)15.15%
EPS NQ rev (1m)1.11%
EPS NQ rev (3m)-4.61%
EPS NY rev (1m)0.2%
EPS NY rev (3m)-4.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.97%
Revenue NY rev (1m)1.37%
Revenue NY rev (3m)2.13%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.38 | ||
| Fwd PE | 6.3 | ||
| P/S | 2.34 | ||
| P/FCF | 16.67 | ||
| P/OCF | 16.67 | ||
| P/B | 0.88 | ||
| P/tB | 0.92 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.52
EY15.69%
EPS(NY)1.54
Fwd EY15.87%
FCF(TTM)0.58
FCFY6%
OCF(TTM)0.58
OCFY6%
SpS4.14
BVpS11.03
TBVpS10.57
PEG (NY)5.49
PEG (5Y)N/A
Graham Number19.43
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 12.18% | ||
| ROCE | 13.41% | ||
| ROIC | 1.16% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.17% | ||
| OM | 35.95% | ||
| PM (TTM) | 32.49% | ||
| GM | 38.69% | ||
| FCFM | 14.06% |
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.21 | ||
| Debt/FCF | 155.89 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.6 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 43.27% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -1.02 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y1.16%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year60.72%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y93.51%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year22.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y659.3%
FCF growth 3Y-13.62%
FCF growth 5Y-17.87%
OCF growth 1Y659.3%
OCF growth 3Y-13.62%
OCF growth 5Y-17.87%
AGNC INVESTMENT CORP / AGNC Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 5 / 10 to AGNC.
What is the valuation status for AGNC stock?
ChartMill assigns a valuation rating of 6 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 7 / 10.
What is the earnings growth outlook for AGNC INVESTMENT CORP?
The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 1.16% in the next year.
Can you provide the dividend sustainability for AGNC stock?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 106.1%.