AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis

NASDAQ:AGNC • US00123Q1040

11.38 USD
-0.05 (-0.44%)
At close: Feb 12, 2026
11.3701 USD
-0.01 (-0.09%)
After Hours: 2/12/2026, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

AGNC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AGNC has a medium profitability rating, but doesn't score so well on its financial health evaluation. AGNC is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year AGNC was profitable.
  • In the past year AGNC had a positive cash flow from operations.
  • Of the past 5 years AGNC 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: AGNC reported negative operating cash flow in multiple years.
AGNC Yearly Net Income VS EBIT VS OCF VS FCFAGNC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B

1.2 Ratios

  • With a decent Return On Assets value of 0.63%, AGNC is doing good in the industry, outperforming 72.86% of the companies in the same industry.
  • The Return On Equity of AGNC (6.00%) is better than 85.71% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.62%, AGNC is in the better half of the industry, outperforming 65.71% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for AGNC is in line with the industry average of 1.26%.
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROIC 0.62%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
AGNC Yearly ROA, ROE, ROICAGNC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 -10 -15

1.3 Margins

  • AGNC has a Profit Margin of 18.05%. This is amongst the best in the industry. AGNC outperforms 84.29% of its industry peers.
  • In the last couple of years the Profit Margin of AGNC has declined.
  • AGNC has a better Operating Margin (22.01%) than 84.29% of its industry peers.
  • AGNC's Operating Margin has declined in the last couple of years.
  • The Gross Margin of AGNC (25.11%) is comparable to the rest of the industry.
  • AGNC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
AGNC Yearly Profit, Operating, Gross MarginsAGNC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 200

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • The number of shares outstanding for AGNC has been increased compared to 1 year ago.
  • AGNC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for AGNC is higher compared to a year ago.
AGNC Yearly Shares OutstandingAGNC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
AGNC Yearly Total Debt VS Total AssetsAGNC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

2.2 Solvency

  • Based on the Altman-Z score of -1.03, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
  • With a Altman-Z score value of -1.03, AGNC is not doing good in the industry: 94.29% of the companies in the same industry are doing better.
  • AGNC has a debt to FCF ratio of 157.31. This is a negative value and a sign of low solvency as AGNC would need 157.31 years to pay back of all of its debts.
  • AGNC has a Debt to FCF ratio (157.31) which is comparable to the rest of the industry.
  • AGNC has a Debt/Equity ratio of 8.30. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 8.30, AGNC is not doing good in the industry: 71.43% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Altman-Z -1.03
ROIC/WACCN/A
WACCN/A
AGNC Yearly LT Debt VS Equity VS FCFAGNC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • A Current Ratio of 0.02 indicates that AGNC may have some problems paying its short term obligations.
  • The Current ratio of AGNC (0.02) is worse than 88.57% of its industry peers.
  • AGNC has a Quick Ratio of 0.02. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • AGNC has a worse Quick ratio (0.02) than 88.57% of its industry peers.
Industry RankSector Rank
Current Ratio 0.02
Quick Ratio 0.02
AGNC Yearly Current Assets VS Current LiabilitesAGNC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B 100B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The earnings per share for AGNC have decreased strongly by -20.42% in the last year.
  • Measured over the past years, AGNC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.92% on average per year.
  • The Revenue has grown by 18.98% in the past year. This is quite good.
  • The Revenue has been growing by 56.11% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%

3.2 Future

  • The Earnings Per Share is expected to decrease by -0.91% on average over the next years.
  • The Revenue is expected to grow by 27.10% on average over the next years. This is a very strong growth
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
AGNC Yearly Revenue VS EstimatesAGNC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 1B 2B 3B 4B
AGNC Yearly EPS VS EstimatesAGNC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 1 2 3

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • AGNC is valuated cheaply with a Price/Earnings ratio of 7.49.
  • Compared to the rest of the industry, the Price/Earnings ratio of AGNC indicates a rather cheap valuation: AGNC is cheaper than 81.43% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 27.67. AGNC is valued rather cheaply when compared to this.
  • AGNC is valuated cheaply with a Price/Forward Earnings ratio of 7.42.
  • Based on the Price/Forward Earnings ratio, AGNC is valued a bit cheaper than 78.57% of the companies in the same industry.
  • AGNC is valuated cheaply when we compare the Price/Forward Earnings ratio to 27.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.49
Fwd PE 7.42
AGNC Price Earnings VS Forward Price EarningsAGNC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • AGNC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 20.21
EV/EBITDA N/A
AGNC Per share dataAGNC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)7.77
PEG (5Y)N/A
EPS Next 2Y0.35%
EPS Next 3Y-0.91%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 12.63%, AGNC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 12.51, AGNC has a dividend in line with its industry peers.
  • AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 12.63%

5.2 History

  • The dividend of AGNC decreases each year by -5.92%.
  • AGNC has paid a dividend for at least 10 years, which is a reliable track record.
  • AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
AGNC Yearly Dividends per shareAGNC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • AGNC pays out 221.40% of its income as dividend. This is not a sustainable payout ratio.
  • AGNC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP221.4%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
AGNC Yearly Income VS Free CF VS DividendAGNC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B
AGNC Dividend Payout.AGNC Dividend Payout, showing the Payout Ratio.AGNC Dividend Payout.PayoutRetained Earnings

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AGNC INVESTMENT CORP

NASDAQ:AGNC (2/12/2026, 8:00:00 PM)

After market: 11.3701 -0.01 (-0.09%)

11.38

-0.05 (-0.44%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)01-26
Earnings (Next)N/A
Inst Owners39.98%
Inst Owner Change-3.92%
Ins Owners0.34%
Ins Owner Change15.06%
Market Cap12.21B
Revenue(TTM)4.64B
Net Income(TTM)687.00M
Analysts77
Price Target11.99 (5.36%)
Short Float %6.05%
Short Ratio3.19
Dividend
Industry RankSector Rank
Dividend Yield 12.63%
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP221.4%
Div Incr Years1
Div Non Decr Years3
Ex-Date01-30
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-10.27%
Min EPS beat(2)-11.21%
Max EPS beat(2)-9.32%
EPS beat(4)1
Avg EPS beat(4)-6.9%
Min EPS beat(4)-14.53%
Max EPS beat(4)7.47%
EPS beat(8)1
Avg EPS beat(8)-6.12%
EPS beat(12)5
Avg EPS beat(12)-2.1%
EPS beat(16)9
Avg EPS beat(16)3.33%
Revenue beat(2)0
Avg Revenue beat(2)-57.51%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-56.47%
Revenue beat(4)0
Avg Revenue beat(4)-53.62%
Min Revenue beat(4)-58.55%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-83.53%
Revenue beat(12)1
Avg Revenue beat(12)-66.63%
Revenue beat(16)1
Avg Revenue beat(16)-99.31%
PT rev (1m)15.15%
PT rev (3m)16.29%
EPS NQ rev (1m)-0.15%
EPS NQ rev (3m)-0.4%
EPS NY rev (1m)-5.02%
EPS NY rev (3m)-4.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0.75%
Revenue NY rev (3m)0.75%
Valuation
Industry RankSector Rank
PE 7.49
Fwd PE 7.42
P/S 3.21
P/FCF 20.21
P/OCF 20.21
P/B 1.07
P/tB 1.12
EV/EBITDA N/A
EPS(TTM)1.52
EY13.36%
EPS(NY)1.53
Fwd EY13.49%
FCF(TTM)0.56
FCFY4.95%
OCF(TTM)0.56
OCFY4.95%
SpS3.55
BVpS10.67
TBVpS10.18
PEG (NY)7.77
PEG (5Y)N/A
Graham Number19.1
Profitability
Industry RankSector Rank
ROA 0.63%
ROE 6%
ROCE 7.23%
ROIC 0.62%
ROICexc 0.62%
ROICexgc 0.63%
OM 22.01%
PM (TTM) 18.05%
GM 25.11%
FCFM 15.87%
ROA(3y)0.73%
ROA(5y)0.13%
ROE(3y)6.68%
ROE(5y)1.98%
ROIC(3y)0.7%
ROIC(5y)N/A
ROICexc(3y)0.71%
ROICexc(5y)N/A
ROICexgc(3y)0.72%
ROICexgc(5y)N/A
ROCE(3y)7.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-47.06%
OM growth 5YN/A
PM growth 3Y-50.24%
PM growth 5YN/A
GM growth 3Y-44.58%
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 8.3
Debt/FCF 157.31
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality 87.92%
Current Ratio 0.02
Quick Ratio 0.02
Altman-Z -1.03
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20.42%
EPS 3Y-21.4%
EPS 5Y-10.92%
EPS Q2Q%-5.41%
EPS Next Y0.96%
EPS Next 2Y0.35%
EPS Next 3Y-0.91%
EPS Next 5YN/A
Revenue 1Y (TTM)18.98%
Revenue growth 3YN/A
Revenue growth 5Y56.11%
Sales Q2Q%79.13%
Revenue Next Year58.55%
Revenue Next 2Y27.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.32%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.67%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2616.67%
OCF growth 3YN/A
OCF growth 5YN/A

AGNC INVESTMENT CORP / AGNC FAQ

Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?

ChartMill assigns a fundamental rating of 4 / 10 to AGNC.


What is the valuation status for AGNC stock?

ChartMill assigns a valuation rating of 5 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.


What is the profitability of AGNC stock?

AGNC INVESTMENT CORP (AGNC) has a profitability rating of 5 / 10.


What is the earnings growth outlook for AGNC INVESTMENT CORP?

The Earnings per Share (EPS) of AGNC INVESTMENT CORP (AGNC) is expected to grow by 0.96% in the next year.


Can you provide the dividend sustainability for AGNC stock?

The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 221.4%.