AGNC INVESTMENT CORP (AGNC) Stock Fundamental Analysis
USA - NASDAQ:AGNC - US00123Q1040 - REIT
9.985 USD
-0.08 (-0.75%)
We assign a fundamental rating of 3 out of 10 to AGNC. AGNC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While AGNC is still in line with the averages on profitability rating, there are concerns on its financial health. AGNC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
AGNC had positive earnings in the past year.
In the past year AGNC had a positive cash flow from operations.
In multiple years AGNC reported negative net income over the last 5 years.
AGNC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
AGNC's Return On Assets of 0.23% is in line compared to the rest of the industry. AGNC outperforms 55.88% of its industry peers.
Looking at the Return On Equity, with a value of 2.28%, AGNC is in line with its industry, outperforming 55.88% of the companies in the same industry.
The Return On Invested Capital of AGNC (0.30%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROIC | 0.3% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AGNC has a better Profit Margin (6.92%) than 67.65% of its industry peers.
In the last couple of years the Profit Margin of AGNC has declined.
AGNC's Operating Margin of 11.08% is fine compared to the rest of the industry. AGNC outperforms 66.18% of its industry peers.
AGNC's Operating Margin has been stable in the last couple of years.
The Gross Margin of AGNC (14.54%) is comparable to the rest of the industry.
AGNC's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% |
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AGNC has more shares outstanding
Compared to 5 years ago, AGNC has more shares outstanding
Compared to 1 year ago, AGNC has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -1.08, we must say that AGNC is in the distress zone and has some risk of bankruptcy.
AGNC's Altman-Z score of -1.08 is on the low side compared to the rest of the industry. AGNC is outperformed by 94.12% of its industry peers.
AGNC has a debt to FCF ratio of 197.64. This is a negative value and a sign of low solvency as AGNC would need 197.64 years to pay back of all of its debts.
AGNC has a worse Debt to FCF ratio (197.64) than 69.12% of its industry peers.
AGNC has a Debt/Equity ratio of 8.75. This is a high value indicating a heavy dependency on external financing.
AGNC's Debt to Equity ratio of 8.75 is on the low side compared to the rest of the industry. AGNC is outperformed by 79.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Altman-Z | -1.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.01 indicates that AGNC may have some problems paying its short term obligations.
With a Current ratio value of 0.01, AGNC is not doing good in the industry: 89.71% of the companies in the same industry are doing better.
AGNC has a Quick Ratio of 0.01. This is a bad value and indicates that AGNC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.01, AGNC is doing worse than 89.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
The earnings per share for AGNC have decreased strongly by -28.04% in the last year.
AGNC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.52% yearly.
The Revenue has decreased by -7.48% in the past year.
The Revenue has been growing slightly by 5.98% on average over the past years.
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
3.2 Future
The Earnings Per Share is expected to decrease by -5.81% on average over the next years.
Based on estimates for the next years, AGNC will show a very strong growth in Revenue. The Revenue will grow by 207.05% on average per year.
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.48 indicates a rather cheap valuation of AGNC.
Based on the Price/Earnings ratio, AGNC is valued cheaper than 89.71% of the companies in the same industry.
AGNC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.76.
With a Price/Forward Earnings ratio of 6.04, the valuation of AGNC can be described as very cheap.
AGNC's Price/Forward Earnings ratio is rather cheap when compared to the industry. AGNC is cheaper than 89.71% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of AGNC to the average of the S&P500 Index (22.63), we can say AGNC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.48 | ||
| Fwd PE | 6.04 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGNC is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.96 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as AGNC's earnings are expected to decrease with -5.81% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
5. Dividend
5.1 Amount
AGNC has a Yearly Dividend Yield of 13.98%, which is a nice return.
Compared to an average industry Dividend Yield of 12.65, AGNC pays a bit more dividend than its industry peers.
AGNC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.98% |
5.2 History
The dividend of AGNC decreases each year by -5.92%.
AGNC has been paying a dividend for at least 10 years, so it has a reliable track record.
AGNC has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)-5.92%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
602.97% of the earnings are spent on dividend by AGNC. This is not a sustainable payout ratio.
The Dividend Rate of AGNC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP602.97%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
NASDAQ:AGNC (10/30/2025, 3:46:05 PM)
9.985
-0.08 (-0.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43.07%
Inst Owner Change-9.73%
Ins Owners0.36%
Ins Owner Change-4.81%
Market Cap10.52B
Revenue(TTM)3.81B
Net Income(TTM)236.00M
Analysts78.1
Price Target10.31 (3.25%)
Short Float %5.21%
Short Ratio2.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.98% |
Yearly Dividend1.56
Dividend Growth(5Y)-5.92%
DP602.97%
Div Incr Years1
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.93%
Min EPS beat(2)-9.32%
Max EPS beat(2)7.47%
EPS beat(4)1
Avg EPS beat(4)-8.08%
Min EPS beat(4)-15.95%
Max EPS beat(4)7.47%
EPS beat(8)2
Avg EPS beat(8)-4.35%
EPS beat(12)6
Avg EPS beat(12)0.44%
EPS beat(16)10
Avg EPS beat(16)4.9%
Revenue beat(2)0
Avg Revenue beat(2)-55.29%
Min Revenue beat(2)-58.55%
Max Revenue beat(2)-52.02%
Revenue beat(4)0
Avg Revenue beat(4)-72.78%
Min Revenue beat(4)-133.13%
Max Revenue beat(4)-47.42%
Revenue beat(8)0
Avg Revenue beat(8)-90.31%
Revenue beat(12)1
Avg Revenue beat(12)-78.9%
Revenue beat(16)1
Avg Revenue beat(16)-96.7%
PT rev (1m)0%
PT rev (3m)0.94%
EPS NQ rev (1m)0.18%
EPS NQ rev (3m)0.12%
EPS NY rev (1m)0.24%
EPS NY rev (3m)-3.82%
Revenue NQ rev (1m)8.79%
Revenue NQ rev (3m)-15.65%
Revenue NY rev (1m)2.62%
Revenue NY rev (3m)-19.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.48 | ||
| Fwd PE | 6.04 | ||
| P/S | 3.08 | ||
| P/FCF | 22.96 | ||
| P/OCF | 22.96 | ||
| P/B | 1.02 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.54
EY15.42%
EPS(NY)1.65
Fwd EY16.57%
FCF(TTM)0.43
FCFY4.35%
OCF(TTM)0.43
OCFY4.35%
SpS3.24
BVpS9.82
TBVpS9.32
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 2.28% | ||
| ROCE | 3.6% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.3% | ||
| ROICexgc | 0.3% | ||
| OM | 11.08% | ||
| PM (TTM) | 6.92% | ||
| GM | 14.54% | ||
| FCFM | 13.42% |
ROA(3y)-0.54%
ROA(5y)-0.22%
ROE(3y)-2.86%
ROE(5y)-1.11%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-4.26%
ROICexgc growth 5Y9.59%
ROICexc growth 3Y-4.07%
ROICexc growth 5Y9.52%
OM growth 3Y-35.43%
OM growth 5Y-1.27%
PM growth 3Y-35.92%
PM growth 5Y-2.73%
GM growth 3Y-35.24%
GM growth 5Y-1.15%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.75 | ||
| Debt/FCF | 197.64 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.07% | ||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z | -1.08 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.04%
EPS 3Y-14.16%
EPS 5Y-2.52%
EPS Q2Q%-18.6%
EPS Next Y-14.96%
EPS Next 2Y-6.94%
EPS Next 3Y-5.81%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.48%
Revenue growth 3Y62.37%
Revenue growth 5Y5.98%
Sales Q2Q%331.25%
Revenue Next Year1585.54%
Revenue Next 2Y419.14%
Revenue Next 3Y207.05%
Revenue Next 5YN/A
EBIT growth 1Y-8.92%
EBIT growth 3Y4.84%
EBIT growth 5Y4.64%
EBIT Next Year33.61%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y60.7%
FCF growth 3Y-61.78%
FCF growth 5Y-40.77%
OCF growth 1Y60.7%
OCF growth 3Y-61.78%
OCF growth 5Y-40.77%
AGNC INVESTMENT CORP / AGNC FAQ
Can you provide the ChartMill fundamental rating for AGNC INVESTMENT CORP?
ChartMill assigns a fundamental rating of 3 / 10 to AGNC.
What is the valuation status of AGNC INVESTMENT CORP (AGNC) stock?
ChartMill assigns a valuation rating of 5 / 10 to AGNC INVESTMENT CORP (AGNC). This can be considered as Fairly Valued.
What is the profitability of AGNC stock?
AGNC INVESTMENT CORP (AGNC) has a profitability rating of 4 / 10.
What are the PE and PB ratios of AGNC INVESTMENT CORP (AGNC) stock?
The Price/Earnings (PE) ratio for AGNC INVESTMENT CORP (AGNC) is 6.48 and the Price/Book (PB) ratio is 1.02.
Is the dividend of AGNC INVESTMENT CORP sustainable?
The dividend rating of AGNC INVESTMENT CORP (AGNC) is 5 / 10 and the dividend payout ratio is 602.97%.