22.43 USD
-0.17 (-0.75%)
Overall ADAMN gets a fundamental rating of 3 out of 10. We evaluated ADAMN against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAMN may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, ADAMN is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
- ADAMN had positive earnings in the past year.
- ADAMN had a positive operating cash flow in the past year.
- ADAMN had negative earnings in 4 of the past 5 years.
- ADAMN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.14%, ADAMN is doing worse than 60.29% of the companies in the same industry.
- ADAMN's Return On Equity of 1.27% is on the low side compared to the rest of the industry. ADAMN is outperformed by 60.29% of its industry peers.
- ADAMN has a Return On Invested Capital of 0.31%. This is in the lower half of the industry: ADAMN underperforms 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROIC | 0.31% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ADAMN has a Profit Margin of 2.62%. This is in the lower half of the industry: ADAMN underperforms 60.29% of its industry peers.
- ADAMN has a Operating Margin of 7.21%. This is in the lower half of the industry: ADAMN underperforms 64.71% of its industry peers.
- ADAMN has a Gross Margin of 31.77%. This is in the better half of the industry: ADAMN outperforms 61.76% of its industry peers.
- In the last couple of years the Gross Margin of ADAMN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ADAMN is destroying value.
- The number of shares outstanding for ADAMN remains at a similar level compared to 1 year ago.
- The number of shares outstanding for ADAMN has been reduced compared to 5 years ago.
- The debt/assets ratio for ADAMN is higher compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of -0.59, we must say that ADAMN is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.59, ADAMN is doing worse than 69.12% of the companies in the same industry.
- ADAMN has a debt to FCF ratio of 137.72. This is a negative value and a sign of low solvency as ADAMN would need 137.72 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 137.72, ADAMN is in line with its industry, outperforming 58.82% of the companies in the same industry.
- ADAMN has a Debt/Equity ratio of 7.78. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 7.78, ADAMN is not doing good in the industry: 67.65% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Altman-Z | -0.59 |
ROIC/WACC0.05
WACC5.73%
2.3 Liquidity
- ADAMN has a Current Ratio of 0.06. This is a bad value and indicates that ADAMN is not financially healthy enough and could expect problems in meeting its short term obligations.
- ADAMN has a worse Current ratio (0.06) than 72.06% of its industry peers.
- ADAMN has a Quick Ratio of 0.06. This is a bad value and indicates that ADAMN is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of ADAMN (0.06) is worse than 72.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
- ADAMN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
- ADAMN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.93%.
- The Revenue has been decreasing by -7.75% on average over the past years.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
3.2 Future
- Based on estimates for the next years, ADAMN will show a very strong growth in Earnings Per Share. The EPS will grow by 46.51% on average per year.
- ADAMN is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 48.89% yearly.
EPS Next Y190.55%
EPS Next 2Y72.88%
EPS Next 3Y46.51%
EPS Next 5YN/A
Revenue Next Year104.8%
Revenue Next 2Y74.93%
Revenue Next 3Y48.89%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 320.43, ADAMN can be considered very expensive at the moment.
- ADAMN's Price/Earnings ratio is a bit more expensive when compared to the industry. ADAMN is more expensive than 75.00% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.47. ADAMN is valued rather expensively when compared to this.
- The Price/Forward Earnings ratio is 23.15, which indicates a rather expensive current valuation of ADAMN.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of ADAMN indicates a slightly more expensive valuation: ADAMN is more expensive than 75.00% of the companies listed in the same industry.
- ADAMN's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.26.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 320.43 | ||
| Fwd PE | 23.15 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ADAMN indicates a somewhat cheap valuation: ADAMN is cheaper than 75.00% of the companies listed in the same industry.
- ADAMN's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.78 | ||
| EV/EBITDA | 84.61 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ADAMN's earnings are expected to grow with 46.51% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.68
PEG (5Y)N/A
EPS Next 2Y72.88%
EPS Next 3Y46.51%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 9.04%, ADAMN is a good candidate for dividend investing.
- ADAMN's Dividend Yield is a higher than the industry average which is at 10.90.
- Compared to an average S&P500 Dividend Yield of 1.89, ADAMN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.04% |
5.2 History
- On average, the dividend of ADAMN grows each year by 8.89%, which is quite nice.
- ADAMN has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 665.48% of the earnings are spent on dividend by ADAMN. This is not a sustainable payout ratio.
- ADAMN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP665.48%
EPS Next 2Y72.88%
EPS Next 3Y46.51%
ADAMAS TRUST INC - ADAM 8 PERP
NASDAQ:ADAMN (1/16/2026, 8:00:00 PM)
22.43
-0.17 (-0.75%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-29 2025-10-29/dmh
Earnings (Next)02-17 2026-02-17/amc
Inst Owners56.57%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.03B
Revenue(TTM)674.62M
Net Income(TTM)17.67M
Analysts76.36
Price Target23.14 (3.17%)
Short Float %0.02%
Short Ratio2.72
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.04% |
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-191.72%
Min EPS beat(4)-945.64%
Max EPS beat(4)313.03%
EPS beat(8)3
Avg EPS beat(8)38.87%
EPS beat(12)4
Avg EPS beat(12)-510.39%
EPS beat(16)4
Avg EPS beat(16)-700.46%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)1
Avg Revenue beat(4)86.26%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)5
Avg Revenue beat(8)334.79%
Revenue beat(12)9
Avg Revenue beat(12)323.58%
Revenue beat(16)11
Avg Revenue beat(16)239.85%
PT rev (1m)-0.18%
PT rev (3m)-5.44%
EPS NQ rev (1m)-27.78%
EPS NQ rev (3m)8.34%
EPS NY rev (1m)-8.74%
EPS NY rev (3m)27.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)22.63%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.43%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 320.43 | ||
| Fwd PE | 23.15 | ||
| P/S | 3 | ||
| P/FCF | 25.78 | ||
| P/OCF | 20.04 | ||
| P/B | 1.46 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 84.61 |
EPS(TTM)0.07
EY0.31%
EPS(NY)0.97
Fwd EY4.32%
FCF(TTM)0.87
FCFY3.88%
OCF(TTM)1.12
OCFY4.99%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)1.68
PEG (5Y)N/A
Graham Number4.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROCE | 0.84% | ||
| ROIC | 0.31% | ||
| ROICexc | 0.32% | ||
| ROICexgc | 0.32% | ||
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% | ||
| FCFM | 11.65% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Debt/EBITDA | 147.76 | ||
| Cap/Depr | 91.28% | ||
| Cap/Sales | 3.33% | ||
| Interest Coverage | 0.12 | ||
| Cash Conversion | 137.99% | ||
| Profit Quality | 444.66% | ||
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | -0.59 |
F-Score5
WACC5.73%
ROIC/WACC0.05
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y190.55%
EPS Next 2Y72.88%
EPS Next 3Y46.51%
EPS Next 5YN/A
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year104.8%
Revenue Next 2Y74.93%
Revenue Next 3Y48.89%
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y343.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y299.73%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%
ADAMAS TRUST INC - ADAM 8 PERP / ADAMN FAQ
What is the fundamental rating for ADAMN stock?
ChartMill assigns a fundamental rating of 3 / 10 to ADAMN.
What is the valuation status of ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) stock?
ChartMill assigns a valuation rating of 2 / 10 to ADAMAS TRUST INC - ADAM 8 PERP (ADAMN). This can be considered as Overvalued.
What is the profitability of ADAMN stock?
ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) has a profitability rating of 2 / 10.
What is the valuation of ADAMAS TRUST INC - ADAM 8 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) is 320.43 and the Price/Book (PB) ratio is 1.46.
Can you provide the dividend sustainability for ADAMN stock?
The dividend rating of ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) is 6 / 10 and the dividend payout ratio is 665.48%.