ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) Stock Fundamental Analysis

NASDAQ:ADAMN • US6496048819

22.41 USD
-0.13 (-0.58%)
Last: Feb 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

ADAMN gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAMN has a bad profitability rating. Also its financial health evaluation is rather negative. ADAMN is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year ADAMN was profitable.
  • In the past year ADAMN had a positive cash flow from operations.
  • ADAMN had negative earnings in 4 of the past 5 years.
  • ADAMN had a positive operating cash flow in each of the past 5 years.
ADAMN Yearly Net Income VS EBIT VS OCF VS FCFADAMN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • ADAMN has a Return On Assets (0.14%) which is comparable to the rest of the industry.
  • ADAMN has a Return On Equity (1.27%) which is in line with its industry peers.
  • ADAMN has a Return On Invested Capital of 0.31%. This is in the lower half of the industry: ADAMN underperforms 61.43% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROIC 0.31%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ADAMN Yearly ROA, ROE, ROICADAMN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • With a Profit Margin value of 2.62%, ADAMN perfoms like the industry average, outperforming 41.43% of the companies in the same industry.
  • The Operating Margin of ADAMN (7.21%) is worse than 62.86% of its industry peers.
  • ADAMN's Gross Margin of 31.77% is fine compared to the rest of the industry. ADAMN outperforms 62.86% of its industry peers.
  • In the last couple of years the Gross Margin of ADAMN has remained more or less at the same level.
Industry RankSector Rank
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
ADAMN Yearly Profit, Operating, Gross MarginsADAMN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -500 -1K -1.5K -2K

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ADAMN is destroying value.
  • The number of shares outstanding for ADAMN remains at a similar level compared to 1 year ago.
  • Compared to 5 years ago, ADAMN has less shares outstanding
  • ADAMN has a worse debt/assets ratio than last year.
ADAMN Yearly Shares OutstandingADAMN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
ADAMN Yearly Total Debt VS Total AssetsADAMN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.59, we must say that ADAMN is in the distress zone and has some risk of bankruptcy.
  • ADAMN's Altman-Z score of -0.59 is on the low side compared to the rest of the industry. ADAMN is outperformed by 70.00% of its industry peers.
  • ADAMN has a debt to FCF ratio of 137.72. This is a negative value and a sign of low solvency as ADAMN would need 137.72 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 137.72, ADAMN is in line with its industry, outperforming 60.00% of the companies in the same industry.
  • A Debt/Equity ratio of 7.78 is on the high side and indicates that ADAMN has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 7.78, ADAMN is doing worse than 65.71% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Altman-Z -0.59
ROIC/WACC0.06
WACC5.62%
ADAMN Yearly LT Debt VS Equity VS FCFADAMN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • ADAMN has a Current Ratio of 0.06. This is a bad value and indicates that ADAMN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ADAMN's Current ratio of 0.06 is on the low side compared to the rest of the industry. ADAMN is outperformed by 71.43% of its industry peers.
  • ADAMN has a Quick Ratio of 0.06. This is a bad value and indicates that ADAMN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.06, ADAMN is doing worse than 71.43% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
ADAMN Yearly Current Assets VS Current LiabilitesADAMN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • ADAMN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
  • The Revenue has grown by 8.93% in the past year. This is quite good.
  • ADAMN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.75% yearly.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%

3.2 Future

  • The Earnings Per Share is expected to grow by 46.11% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 43.79% on average over the next years. This is a very strong growth
EPS Next Y191.33%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
EPS Next 5YN/A
Revenue Next Year100.13%
Revenue Next 2Y68.18%
Revenue Next 3Y43.79%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ADAMN Yearly Revenue VS EstimatesADAMN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ADAMN Yearly EPS VS EstimatesADAMN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • ADAMN is valuated quite expensively with a Price/Earnings ratio of 320.14.
  • ADAMN's Price/Earnings ratio is a bit more expensive when compared to the industry. ADAMN is more expensive than 78.57% of the companies in the same industry.
  • ADAMN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.97.
  • Based on the Price/Forward Earnings ratio of 23.50, the valuation of ADAMN can be described as rather expensive.
  • 71.43% of the companies in the same industry are cheaper than ADAMN, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.96, ADAMN is valued at the same level.
Industry RankSector Rank
PE 320.14
Fwd PE 23.5
ADAMN Price Earnings VS Forward Price EarningsADAMN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ADAMN is valued a bit cheaper than 75.71% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of ADAMN is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 25.75
EV/EBITDA 84.54
ADAMN Per share dataADAMN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • ADAMN's earnings are expected to grow with 46.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.67
PEG (5Y)N/A
EPS Next 2Y72.43%
EPS Next 3Y46.11%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 11.41%, ADAMN is a good candidate for dividend investing.
  • ADAMN's Dividend Yield is slightly below the industry average, which is at 12.46.
  • Compared to an average S&P500 Dividend Yield of 1.79, ADAMN pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.41%

5.2 History

  • On average, the dividend of ADAMN grows each year by 8.89%, which is quite nice.
  • ADAMN has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
ADAMN Yearly Dividends per shareADAMN Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 665.48% of the earnings are spent on dividend by ADAMN. This is not a sustainable payout ratio.
  • The dividend of ADAMN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP665.48%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
ADAMN Yearly Income VS Free CF VS DividendADAMN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
ADAMN Dividend Payout.ADAMN Dividend Payout, showing the Payout Ratio.ADAMN Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

ADAMAS TRUST INC - ADAM 8 PERP

NASDAQ:ADAMN (2/13/2026, 8:00:00 PM)

22.41

-0.13 (-0.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-29
Earnings (Next)02-18
Inst Owners56.57%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.02B
Revenue(TTM)674.62M
Net Income(TTM)17.67M
Analysts76.67
Price Target23.22 (3.61%)
Short Float %0.02%
Short Ratio0.98
Dividend
Industry RankSector Rank
Dividend Yield 11.41%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-191.72%
Min EPS beat(4)-945.64%
Max EPS beat(4)313.03%
EPS beat(8)3
Avg EPS beat(8)38.87%
EPS beat(12)4
Avg EPS beat(12)-510.39%
EPS beat(16)4
Avg EPS beat(16)-700.46%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)1
Avg Revenue beat(4)86.26%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)5
Avg Revenue beat(8)334.79%
Revenue beat(12)9
Avg Revenue beat(12)323.58%
Revenue beat(16)11
Avg Revenue beat(16)239.85%
PT rev (1m)-1.84%
PT rev (3m)-5.08%
EPS NQ rev (1m)2.69%
EPS NQ rev (3m)17.11%
EPS NY rev (1m)0.86%
EPS NY rev (3m)5.72%
Revenue NQ rev (1m)-6.54%
Revenue NQ rev (3m)0.45%
Revenue NY rev (1m)-2.28%
Revenue NY rev (3m)-2.16%
Valuation
Industry RankSector Rank
PE 320.14
Fwd PE 23.5
P/S 3
P/FCF 25.75
P/OCF 20.02
P/B 1.46
P/tB 1.48
EV/EBITDA 84.54
EPS(TTM)0.07
EY0.31%
EPS(NY)0.95
Fwd EY4.26%
FCF(TTM)0.87
FCFY3.88%
OCF(TTM)1.12
OCFY4.99%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)1.67
PEG (5Y)N/A
Graham Number4.92
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROCE 0.84%
ROIC 0.31%
ROICexc 0.32%
ROICexgc 0.32%
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
FCFM 11.65%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Debt/EBITDA 147.76
Cap/Depr 91.28%
Cap/Sales 3.33%
Interest Coverage 0.12
Cash Conversion 137.99%
Profit Quality 444.66%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.59
F-Score5
WACC5.62%
ROIC/WACC0.06
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y191.33%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
EPS Next 5YN/A
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year100.13%
Revenue Next 2Y68.18%
Revenue Next 3Y43.79%
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y343.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y299.73%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%

ADAMAS TRUST INC - ADAM 8 PERP / ADAMN FAQ

What is the fundamental rating for ADAMN stock?

ChartMill assigns a fundamental rating of 3 / 10 to ADAMN.


What is the valuation status of ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) stock?

ChartMill assigns a valuation rating of 2 / 10 to ADAMAS TRUST INC - ADAM 8 PERP (ADAMN). This can be considered as Overvalued.


What is the profitability of ADAMN stock?

ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) has a profitability rating of 3 / 10.


What is the valuation of ADAMAS TRUST INC - ADAM 8 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) is 320.14 and the Price/Book (PB) ratio is 1.46.


Can you provide the dividend sustainability for ADAMN stock?

The dividend rating of ADAMAS TRUST INC - ADAM 8 PERP (ADAMN) is 5 / 10 and the dividend payout ratio is 665.48%.