23.17 USD
-0.11 (-0.47%)
Last: Jan 30, 2026, 08:00 PM
We assign a fundamental rating of 3 out of 10 to ADAML. ADAML was compared to 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAML has a bad profitability rating. Also its financial health evaluation is rather negative. ADAML is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year ADAML was profitable.
- ADAML had a positive operating cash flow in the past year.
- ADAML had negative earnings in 4 of the past 5 years.
- ADAML had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ADAML's Return On Assets of 0.14% is on the low side compared to the rest of the industry. ADAML is outperformed by 60.00% of its industry peers.
- ADAML's Return On Equity of 1.27% is on the low side compared to the rest of the industry. ADAML is outperformed by 60.00% of its industry peers.
- ADAML has a worse Return On Invested Capital (0.31%) than 62.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROIC | 0.31% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 2.62%, ADAML is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
- ADAML has a Operating Margin of 7.21%. This is in the lower half of the industry: ADAML underperforms 64.29% of its industry peers.
- Looking at the Gross Margin, with a value of 31.77%, ADAML is in the better half of the industry, outperforming 61.43% of the companies in the same industry.
- ADAML's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ADAML is destroying value.
- Compared to 1 year ago, ADAML has about the same amount of shares outstanding.
- ADAML has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, ADAML has a worse debt to assets ratio.
2.2 Solvency
- ADAML has an Altman-Z score of -0.59. This is a bad value and indicates that ADAML is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of -0.59, ADAML is not doing good in the industry: 68.57% of the companies in the same industry are doing better.
- The Debt to FCF ratio of ADAML is 137.72, which is on the high side as it means it would take ADAML, 137.72 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of ADAML (137.72) is comparable to the rest of the industry.
- ADAML has a Debt/Equity ratio of 7.78. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of ADAML (7.78) is worse than 67.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Altman-Z | -0.59 |
ROIC/WACC0.06
WACC5.7%
2.3 Liquidity
- A Current Ratio of 0.06 indicates that ADAML may have some problems paying its short term obligations.
- ADAML's Current ratio of 0.06 is on the low side compared to the rest of the industry. ADAML is outperformed by 72.86% of its industry peers.
- ADAML has a Quick Ratio of 0.06. This is a bad value and indicates that ADAML is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.06, ADAML is doing worse than 72.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
- ADAML shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
- Looking at the last year, ADAML shows a quite strong growth in Revenue. The Revenue has grown by 8.93% in the last year.
- ADAML shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -7.75% yearly.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
3.2 Future
- The Earnings Per Share is expected to grow by 46.11% on average over the next years. This is a very strong growth
- ADAML is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 43.79% yearly.
EPS Next Y191.33%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
EPS Next 5YN/A
Revenue Next Year100.13%
Revenue Next 2Y68.18%
Revenue Next 3Y43.79%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 331.00 indicates a quite expensive valuation of ADAML.
- 75.71% of the companies in the same industry are cheaper than ADAML, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 28.32. ADAML is valued rather expensively when compared to this.
- With a Price/Forward Earnings ratio of 24.29, ADAML is valued on the expensive side.
- 72.86% of the companies in the same industry are cheaper than ADAML, based on the Price/Forward Earnings ratio.
- ADAML's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.57.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 331 | ||
| Fwd PE | 24.29 |
4.2 Price Multiples
- ADAML's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. ADAML is cheaper than 74.29% of the companies in the same industry.
- ADAML's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.63 | ||
| EV/EBITDA | 85.32 |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- ADAML's earnings are expected to grow with 46.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.73
PEG (5Y)N/A
EPS Next 2Y72.43%
EPS Next 3Y46.11%
5. Dividend
5.1 Amount
- ADAML has a Yearly Dividend Yield of 10.93%, which is a nice return.
- ADAML's Dividend Yield is comparable with the industry average which is at 11.00.
- ADAML's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.93% |
5.2 History
- On average, the dividend of ADAML grows each year by 8.89%, which is quite nice.
- ADAML has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 665.48% of the earnings are spent on dividend by ADAML. This is not a sustainable payout ratio.
- ADAML's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP665.48%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
ADAMAS TRUST INC - ADAM 6 7/8 PERP / ADAML FAQ
Can you provide the ChartMill fundamental rating for ADAMAS TRUST INC - ADAM 6 7/8 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to ADAML.
What is the valuation status for ADAML stock?
ChartMill assigns a valuation rating of 2 / 10 to ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML). This can be considered as Overvalued.
How profitable is ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?
ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) has a profitability rating of 2 / 10.
What is the financial health of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?
The financial health rating of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is 1 / 10.
What is the expected EPS growth for ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?
The Earnings per Share (EPS) of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is expected to grow by 191.33% in the next year.