22.53 USD
-0.02 (-0.07%)
Taking everything into account, ADAML scores 3 out of 10 in our fundamental rating. ADAML was compared to 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAML may be in some trouble as it scores bad on both profitability and health. ADAML is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year ADAML was profitable.
ADAML had a positive operating cash flow in the past year.
In the past 5 years ADAML reported 4 times negative net income.
Each year in the past 5 years ADAML had a positive operating cash flow.
1.2 Ratios
The Return On Assets of ADAML (0.14%) is worse than 62.32% of its industry peers.
ADAML has a Return On Equity of 1.27%. This is in the lower half of the industry: ADAML underperforms 62.32% of its industry peers.
ADAML has a Return On Invested Capital of 0.31%. This is in the lower half of the industry: ADAML underperforms 65.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROIC | 0.31% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ADAML's Profit Margin of 2.62% is on the low side compared to the rest of the industry. ADAML is outperformed by 62.32% of its industry peers.
ADAML's Operating Margin of 7.21% is on the low side compared to the rest of the industry. ADAML is outperformed by 66.67% of its industry peers.
With a Gross Margin value of 31.77%, ADAML perfoms like the industry average, outperforming 59.42% of the companies in the same industry.
ADAML's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ADAML is destroying value.
The number of shares outstanding for ADAML remains at a similar level compared to 1 year ago.
Compared to 5 years ago, ADAML has less shares outstanding
The debt/assets ratio for ADAML is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.59, we must say that ADAML is in the distress zone and has some risk of bankruptcy.
ADAML's Altman-Z score of -0.59 is on the low side compared to the rest of the industry. ADAML is outperformed by 68.12% of its industry peers.
The Debt to FCF ratio of ADAML is 137.72, which is on the high side as it means it would take ADAML, 137.72 years of fcf income to pay off all of its debts.
ADAML has a Debt to FCF ratio (137.72) which is in line with its industry peers.
A Debt/Equity ratio of 7.78 is on the high side and indicates that ADAML has dependencies on debt financing.
With a Debt to Equity ratio value of 7.78, ADAML is not doing good in the industry: 68.12% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Altman-Z | -0.59 |
ROIC/WACC0.06
WACC5.65%
2.3 Liquidity
ADAML has a Current Ratio of 0.06. This is a bad value and indicates that ADAML is not financially healthy enough and could expect problems in meeting its short term obligations.
ADAML's Current ratio of 0.06 is on the low side compared to the rest of the industry. ADAML is outperformed by 72.46% of its industry peers.
ADAML has a Quick Ratio of 0.06. This is a bad value and indicates that ADAML is not financially healthy enough and could expect problems in meeting its short term obligations.
ADAML has a worse Quick ratio (0.06) than 72.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
ADAML shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
ADAML shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.93%.
Measured over the past years, ADAML shows a decrease in Revenue. The Revenue has been decreasing by -7.75% on average per year.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
3.2 Future
Based on estimates for the next years, ADAML will show a very strong growth in Earnings Per Share. The EPS will grow by 44.88% on average per year.
Based on estimates for the next years, ADAML will show a very strong growth in Revenue. The Revenue will grow by 37.91% on average per year.
EPS Next Y186.39%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
EPS Next 5YN/A
Revenue Next Year104.55%
Revenue Next 2Y61.43%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
ADAML is valuated quite expensively with a Price/Earnings ratio of 321.86.
Based on the Price/Earnings ratio, ADAML is valued a bit more expensive than 76.81% of the companies in the same industry.
When comparing the Price/Earnings ratio of ADAML to the average of the S&P500 Index (26.41), we can say ADAML is valued expensively.
The Price/Forward Earnings ratio is 25.03, which means the current valuation is very expensive for ADAML.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ADAML indicates a slightly more expensive valuation: ADAML is more expensive than 76.81% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of ADAML to the average of the S&P500 Index (35.40), we can say ADAML is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 321.86 | ||
| Fwd PE | 25.03 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ADAML is valued a bit cheaper than 72.46% of the companies in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as ADAML.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.89 | ||
| EV/EBITDA | 84.55 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A more expensive valuation may be justified as ADAML's earnings are expected to grow with 44.88% in the coming years.
PEG (NY)1.73
PEG (5Y)N/A
EPS Next 2Y70.84%
EPS Next 3Y44.88%
5. Dividend
5.1 Amount
ADAML has a Yearly Dividend Yield of 12.01%, which is a nice return.
ADAML's Dividend Yield is comparable with the industry average which is at 13.00.
Compared to an average S&P500 Dividend Yield of 2.32, ADAML pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.01% |
5.2 History
On average, the dividend of ADAML grows each year by 8.89%, which is quite nice.
ADAML has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
665.48% of the earnings are spent on dividend by ADAML. This is not a sustainable payout ratio.
The dividend of ADAML is growing, but earnings are growing more, so the dividend growth is sustainable.
DP665.48%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
ADAMAS TRUST INC - ADAM 6 7/8 PERP
NASDAQ:ADAML (12/4/2025, 8:03:16 PM)
22.53
-0.02 (-0.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.53%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.03B
Revenue(TTM)674.62M
Net Income(TTM)17.67M
Analysts76.36
Price Target24.78 (9.99%)
Short Float %0%
Short Ratio0.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.01% |
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-205.11%
Min EPS beat(4)-945.64%
Max EPS beat(4)259.48%
EPS beat(8)3
Avg EPS beat(8)32.17%
EPS beat(12)4
Avg EPS beat(12)-514.85%
EPS beat(16)4
Avg EPS beat(16)-703.81%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)2
Avg Revenue beat(4)88.6%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)6
Avg Revenue beat(8)335.96%
Revenue beat(12)10
Avg Revenue beat(12)324.36%
Revenue beat(16)12
Avg Revenue beat(16)240.43%
PT rev (1m)-1.49%
PT rev (3m)N/A
EPS NQ rev (1m)53.85%
EPS NQ rev (3m)N/A
EPS NY rev (1m)7.79%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)35.48%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)4.05%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 321.86 | ||
| Fwd PE | 25.03 | ||
| P/S | 3.02 | ||
| P/FCF | 25.89 | ||
| P/OCF | 20.13 | ||
| P/B | 1.46 | ||
| P/tB | 1.49 | ||
| EV/EBITDA | 84.55 |
EPS(TTM)0.07
EY0.31%
EPS(NY)0.9
Fwd EY4%
FCF(TTM)0.87
FCFY3.86%
OCF(TTM)1.12
OCFY4.97%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)1.73
PEG (5Y)N/A
Graham Number4.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROCE | 0.84% | ||
| ROIC | 0.31% | ||
| ROICexc | 0.32% | ||
| ROICexgc | 0.32% | ||
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% | ||
| FCFM | 11.65% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Debt/EBITDA | 147.76 | ||
| Cap/Depr | 91.28% | ||
| Cap/Sales | 3.33% | ||
| Interest Coverage | 0.12 | ||
| Cash Conversion | 137.99% | ||
| Profit Quality | 444.66% | ||
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | -0.59 |
F-Score5
WACC5.65%
ROIC/WACC0.06
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y186.39%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
EPS Next 5YN/A
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year104.55%
Revenue Next 2Y61.43%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y343.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y299.73%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%
ADAMAS TRUST INC - ADAM 6 7/8 PERP / ADAML FAQ
Can you provide the ChartMill fundamental rating for ADAMAS TRUST INC - ADAM 6 7/8 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to ADAML.
What is the valuation status of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?
ChartMill assigns a valuation rating of 3 / 10 to ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML). This can be considered as Overvalued.
How profitable is ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?
ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) has a profitability rating of 2 / 10.
How financially healthy is ADAMAS TRUST INC - ADAM 6 7/8 PERP?
The financial health rating of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is 1 / 10.
Can you provide the expected EPS growth for ADAML stock?
The Earnings per Share (EPS) of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is expected to grow by 186.39% in the next year.