ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) Stock Fundamental Analysis

NASDAQ:ADAML • US6496048652

23.76 USD
+0.08 (+0.33%)
Last: Feb 27, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Overall ADAML gets a fundamental rating of 3 out of 10. We evaluated ADAML against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAML may be in some trouble as it scores bad on both profitability and health. ADAML shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • ADAML had positive earnings in the past year.
  • In the past year ADAML had a positive cash flow from operations.
  • In multiple years ADAML reported negative net income over the last 5 years.
  • ADAML had a positive operating cash flow in 4 of the past 5 years.
ADAML Yearly Net Income VS EBIT VS OCF VS FCFADAML Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M -300M

1.2 Ratios

  • With a Return On Assets value of 0.14%, ADAML is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
  • ADAML's Return On Equity of 1.27% is on the low side compared to the rest of the industry. ADAML is outperformed by 64.71% of its industry peers.
  • The Return On Invested Capital of ADAML (0.31%) is worse than 64.71% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROIC 0.31%
ROA(3y)-0.51%
ROA(5y)-0.89%
ROE(3y)-2.02%
ROE(5y)-3.83%
ROIC(3y)N/A
ROIC(5y)N/A
ADAML Yearly ROA, ROE, ROICADAML Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 -10 -15

1.3 Margins

  • ADAML's Profit Margin of 2.62% is on the low side compared to the rest of the industry. ADAML is outperformed by 64.71% of its industry peers.
  • ADAML's Operating Margin of 7.21% is on the low side compared to the rest of the industry. ADAML is outperformed by 63.24% of its industry peers.
  • ADAML has a Gross Margin of 31.77%. This is in the better half of the industry: ADAML outperforms 61.76% of its industry peers.
Industry RankSector Rank
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ADAML Yearly Profit, Operating, Gross MarginsADAML Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -500 -1K -1.5K -2K

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • ADAML has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, ADAML has less shares outstanding
  • Compared to 5 years ago, ADAML has less shares outstanding
  • The debt/assets ratio for ADAML is higher compared to a year ago.
ADAML Yearly Shares OutstandingADAML Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
ADAML Yearly Total Debt VS Total AssetsADAML Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.58, we must say that ADAML is in the distress zone and has some risk of bankruptcy.
  • ADAML has a Altman-Z score of -0.58. This is in the lower half of the industry: ADAML underperforms 67.65% of its industry peers.
  • The Debt to FCF ratio of ADAML is 137.72, which is on the high side as it means it would take ADAML, 137.72 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 137.72, ADAML is in the better half of the industry, outperforming 66.18% of the companies in the same industry.
  • ADAML has a Debt/Equity ratio of 7.78. This is a high value indicating a heavy dependency on external financing.
  • ADAML's Debt to Equity ratio of 7.78 is on the low side compared to the rest of the industry. ADAML is outperformed by 64.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Altman-Z -0.58
ROIC/WACC0.06
WACC5.49%
ADAML Yearly LT Debt VS Equity VS FCFADAML Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

  • A Current Ratio of 0.06 indicates that ADAML may have some problems paying its short term obligations.
  • ADAML's Current ratio of 0.06 is on the low side compared to the rest of the industry. ADAML is outperformed by 69.12% of its industry peers.
  • A Quick Ratio of 0.06 indicates that ADAML may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.06, ADAML is not doing good in the industry: 69.12% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
ADAML Yearly Current Assets VS Current LiabilitesADAML Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 200.00% over the past year.
  • Measured over the past years, ADAML shows a decrease in Earnings Per Share. The EPS has been decreasing by -6.34% on average per year.
  • Looking at the last year, ADAML shows a very strong growth in Revenue. The Revenue has grown by 54.11%.
  • The Revenue has been growing by 123.07% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)200%
EPS 3YN/A
EPS 5Y-6.34%
EPS Q2Q%197.83%
Revenue 1Y (TTM)54.11%
Revenue growth 3Y86.96%
Revenue growth 5Y123.07%
Sales Q2Q%-57.59%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.78% on average over the next years.
  • Based on estimates for the next years, ADAML will show a very strong growth in Revenue. The Revenue will grow by 21.88% on average per year.
EPS Next Y-2.68%
EPS Next 2Y5.78%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year41.33%
Revenue Next 2Y21.88%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ADAML Yearly Revenue VS EstimatesADAML Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
ADAML Yearly EPS VS EstimatesADAML Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

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Find the best growth stocksShow best growing peers

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 24.24, which indicates a rather expensive current valuation of ADAML.
  • Based on the Price/Earnings ratio, ADAML is valued a bit more expensive than the industry average as 61.76% of the companies are valued more cheaply.
  • When comparing the Price/Earnings ratio of ADAML to the average of the S&P500 Index (27.07), we can say ADAML is valued inline with the index average.
  • Based on the Price/Forward Earnings ratio of 24.91, the valuation of ADAML can be described as rather expensive.
  • ADAML's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. ADAML is more expensive than 77.94% of the companies in the same industry.
  • ADAML is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 28.05, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 24.24
Fwd PE 24.91
ADAML Price Earnings VS Forward Price EarningsADAML Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ADAML is valued a bit cheaper than 75.00% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as ADAML.
Industry RankSector Rank
P/FCF 27.31
EV/EBITDA 86.04
ADAML Per share dataADAML EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.78%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 7.23%, ADAML is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 11.00, ADAML's dividend is way lower than its industry peers. On top of this 95.59% of the companies listed in the same industry pay a better dividend than ADAML!
  • Compared to an average S&P500 Dividend Yield of 1.82, ADAML pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.23%

5.2 History

  • The dividend of ADAML is nicely growing with an annual growth rate of 8.89%!
  • ADAML has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
ADAML Yearly Dividends per shareADAML Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • ADAML pays out 665.48% of its income as dividend. This is not a sustainable payout ratio.
  • ADAML's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP665.48%
EPS Next 2Y5.78%
EPS Next 3YN/A
ADAML Yearly Income VS Free CF VS DividendADAML Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M -300M
ADAML Dividend Payout.ADAML Dividend Payout, showing the Payout Ratio.ADAML Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ADAMAS TRUST INC - ADAM 6 7/8 PERP

NASDAQ:ADAML (2/27/2026, 8:00:00 PM)

23.76

+0.08 (+0.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-18
Earnings (Next)04-28
Inst Owners56.57%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap2.15B
Revenue(TTM)812.35M
Net Income(TTM)17.67M
Analysts76.67
Price Target26.34 (10.86%)
Short Float %0.01%
Short Ratio0.94
Dividend
Industry RankSector Rank
Dividend Yield 7.23%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-191.72%
Min EPS beat(4)-945.64%
Max EPS beat(4)313.03%
EPS beat(8)3
Avg EPS beat(8)38.87%
EPS beat(12)4
Avg EPS beat(12)-510.39%
EPS beat(16)4
Avg EPS beat(16)-700.46%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)1
Avg Revenue beat(4)86.26%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)5
Avg Revenue beat(8)334.79%
Revenue beat(12)9
Avg Revenue beat(12)323.58%
Revenue beat(16)11
Avg Revenue beat(16)239.85%
PT rev (1m)9.99%
PT rev (3m)6.32%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25.83%
EPS NY rev (1m)0%
EPS NY rev (3m)5.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-6.54%
Revenue NY rev (1m)0%
Revenue NY rev (3m)8.54%
Valuation
Industry RankSector Rank
PE 24.24
Fwd PE 24.91
P/S 3.18
P/FCF 27.31
P/OCF 21.23
P/B 1.54
P/tB 1.57
EV/EBITDA 86.04
EPS(TTM)0.98
EY4.12%
EPS(NY)0.95
Fwd EY4.01%
FCF(TTM)0.87
FCFY3.66%
OCF(TTM)1.12
OCFY4.71%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)N/A
PEG (5Y)N/A
Graham Number18.43
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROCE 0.84%
ROIC 0.31%
ROICexc 0.32%
ROICexgc 0.32%
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
FCFM 11.65%
ROA(3y)-0.51%
ROA(5y)-0.89%
ROE(3y)-2.02%
ROE(5y)-3.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Debt/EBITDA 147.76
Cap/Depr 91.28%
Cap/Sales 3.33%
Interest Coverage 0.12
Cash Conversion 137.99%
Profit Quality 444.66%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.58
F-Score5
WACC5.49%
ROIC/WACC0.06
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)200%
EPS 3YN/A
EPS 5Y-6.34%
EPS Q2Q%197.83%
EPS Next Y-2.68%
EPS Next 2Y5.78%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)54.11%
Revenue growth 3Y86.96%
Revenue growth 5Y123.07%
Sales Q2Q%-57.59%
Revenue Next Year41.33%
Revenue Next 2Y21.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y372.51%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y5241.15%
OCF growth 3YN/A
OCF growth 5YN/A

ADAMAS TRUST INC - ADAM 6 7/8 PERP / ADAML FAQ

Can you provide the ChartMill fundamental rating for ADAMAS TRUST INC - ADAM 6 7/8 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to ADAML.


What is the valuation status for ADAML stock?

ChartMill assigns a valuation rating of 2 / 10 to ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML). This can be considered as Overvalued.


How profitable is ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?

ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) has a profitability rating of 2 / 10.


What is the financial health of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?

The financial health rating of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is 2 / 10.


What is the expected EPS growth for ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) stock?

The Earnings per Share (EPS) of ADAMAS TRUST INC - ADAM 6 7/8 PERP (ADAML) is expected to decline by -2.68% in the next year.