ACRES COMMERCIAL REALTY CORP (ACR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ACR - US00489Q1022 - REIT
21 USD
-0.34 (-1.59%)
Overall ACR gets a fundamental rating of 2 out of 10. We evaluated ACR against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ACR has a medium profitability rating, but doesn't score so well on its financial health evaluation. ACR has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year ACR was profitable.
In the past year ACR has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: ACR reported negative net income in multiple years.
ACR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
ACR has a Return On Assets (0.43%) which is in line with its industry peers.
ACR's Return On Equity of 1.68% is in line compared to the rest of the industry. ACR outperforms 44.12% of its industry peers.
ACR has a Return On Invested Capital of 0.60%. This is comparable to the rest of the industry: ACR outperforms 54.41% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ACR is in line with the industry average of 1.28%.
The last Return On Invested Capital (0.60%) for ACR is above the 3 year average (0.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 1.68% | ||
| ROIC | 0.6% |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.53%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 4.27%, ACR perfoms like the industry average, outperforming 44.12% of the companies in the same industry.
In the last couple of years the Profit Margin of ACR has declined.
The Operating Margin of ACR (6.78%) is worse than 69.12% of its industry peers.
In the last couple of years the Operating Margin of ACR has declined.
ACR has a better Gross Margin (43.97%) than 86.76% of its industry peers.
ACR's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.78% | ||
| PM (TTM) | 4.27% | ||
| GM | 43.97% |
OM growth 3Y-46.25%
OM growth 5Y-26.58%
PM growth 3Y-34.18%
PM growth 5Y-23.68%
GM growth 3Y-1.09%
GM growth 5Y1.39%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACR is destroying value.
The number of shares outstanding for ACR has been reduced compared to 1 year ago.
The number of shares outstanding for ACR has been reduced compared to 5 years ago.
The debt/assets ratio for ACR has been reduced compared to a year ago.
2.2 Solvency
ACR has an Altman-Z score of -0.48. This is a bad value and indicates that ACR is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of -0.48, ACR is not doing good in the industry: 63.24% of the companies in the same industry are doing better.
ACR has a Debt/Equity ratio of 2.48. This is a high value indicating a heavy dependency on external financing.
With a decent Debt to Equity ratio value of 2.48, ACR is doing good in the industry, outperforming 77.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.48 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.48 |
ROIC/WACC0.09
WACC6.91%
2.3 Liquidity
A Current Ratio of 0.36 indicates that ACR may have some problems paying its short term obligations.
The Current ratio of ACR (0.36) is better than 63.24% of its industry peers.
A Quick Ratio of 0.36 indicates that ACR may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.36, ACR is in the better half of the industry, outperforming 63.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
ACR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -54.11%.
The earnings per share for ACR have been decreasing by -15.41% on average. This is quite bad
The Revenue for ACR has decreased by -18.24% in the past year. This is quite bad
ACR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.60% yearly.
EPS 1Y (TTM)-54.11%
EPS 3Y-14.58%
EPS 5Y-15.41%
EPS Q2Q%320.83%
Revenue 1Y (TTM)-18.24%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-5.89%
3.2 Future
The Earnings Per Share is expected to decrease by -11.83% on average over the next years. This is quite bad
Based on estimates for the next years, ACR will show a decrease in Revenue. The Revenue will decrease by -1.56% on average per year.
EPS Next Y-107.27%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.47%
Revenue Next 2Y-1.56%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 31.34, ACR can be considered very expensive at the moment.
Based on the Price/Earnings ratio, ACR is valued a bit more expensive than 67.65% of the companies in the same industry.
ACR is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 19.43, the valuation of ACR can be described as rather expensive.
70.59% of the companies in the same industry are cheaper than ACR, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of ACR to the average of the S&P500 Index (23.13), we can say ACR is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.34 | ||
| Fwd PE | 19.43 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACR indicates a rather cheap valuation: ACR is cheaper than 86.76% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 52.24 |
4.3 Compensation for Growth
A cheap valuation may be justified as ACR's earnings are expected to decrease with -11.83% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.83%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for ACR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
NYSE:ACR (1/2/2026, 10:43:44 AM)
21
-0.34 (-1.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners51%
Inst Owner Change12.21%
Ins Owners3.53%
Ins Owner Change0%
Market Cap153.09M
Revenue(TTM)170.34M
Net Income(TTM)7.28M
Analysts76.67
Price Target24.99 (19%)
Short Float %2.26%
Short Ratio3.3
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend2.58
Dividend Growth(5Y)-6.04%
DP295.43%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)387.51%
Min EPS beat(2)-77.37%
Max EPS beat(2)852.38%
EPS beat(4)2
Avg EPS beat(4)148.04%
Min EPS beat(4)-262.19%
Max EPS beat(4)852.38%
EPS beat(8)4
Avg EPS beat(8)63.93%
EPS beat(12)8
Avg EPS beat(12)53.82%
EPS beat(16)11
Avg EPS beat(16)42.04%
Revenue beat(2)1
Avg Revenue beat(2)0.3%
Min Revenue beat(2)-5.97%
Max Revenue beat(2)6.58%
Revenue beat(4)1
Avg Revenue beat(4)-6.43%
Min Revenue beat(4)-22.92%
Max Revenue beat(4)6.58%
Revenue beat(8)3
Avg Revenue beat(8)-2.89%
Revenue beat(12)7
Avg Revenue beat(12)17.79%
Revenue beat(16)11
Avg Revenue beat(16)47.89%
PT rev (1m)0%
PT rev (3m)4.26%
EPS NQ rev (1m)-34.92%
EPS NQ rev (3m)-29.91%
EPS NY rev (1m)0%
EPS NY rev (3m)80.77%
Revenue NQ rev (1m)-0.67%
Revenue NQ rev (3m)-7.98%
Revenue NY rev (1m)-2.79%
Revenue NY rev (3m)-2.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 31.34 | ||
| Fwd PE | 19.43 | ||
| P/S | 0.9 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.35 | ||
| P/tB | 0.36 | ||
| EV/EBITDA | 52.24 |
EPS(TTM)0.67
EY3.19%
EPS(NY)1.08
Fwd EY5.15%
FCF(TTM)-0.88
FCFYN/A
OCF(TTM)-0.2
OCFYN/A
SpS23.37
BVpS59.39
TBVpS58.5
PEG (NY)N/A
PEG (5Y)N/A
Graham Number29.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 1.68% | ||
| ROCE | 0.76% | ||
| ROIC | 0.6% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 6.78% | ||
| PM (TTM) | 4.27% | ||
| GM | 43.97% | ||
| FCFM | N/A |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.55%
ROICexgc(5y)N/A
ROCE(3y)0.67%
ROCE(5y)N/A
ROICexgc growth 3Y-27.63%
ROICexgc growth 5Y-15.6%
ROICexc growth 3Y-27.72%
ROICexc growth 5Y-15.71%
OM growth 3Y-46.25%
OM growth 5Y-26.58%
PM growth 3Y-34.18%
PM growth 5Y-23.68%
GM growth 3Y-1.09%
GM growth 5Y1.39%
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.48 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 43.08 | ||
| Cap/Depr | 36.83% | ||
| Cap/Sales | 2.89% | ||
| Interest Coverage | 0.13 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -0.48 |
F-Score5
WACC6.91%
ROIC/WACC0.09
Cap/Depr(3y)766.24%
Cap/Depr(5y)459.83%
Cap/Sales(3y)30.67%
Cap/Sales(5y)18.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-54.11%
EPS 3Y-14.58%
EPS 5Y-15.41%
EPS Q2Q%320.83%
EPS Next Y-107.27%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.24%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-5.89%
Revenue Next Year-3.47%
Revenue Next 2Y-1.56%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.91%
EBIT growth 3Y-34.93%
EBIT growth 5Y-21.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-141.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-102.92%
OCF growth 3Y-21.84%
OCF growth 5Y-14.85%
ACRES COMMERCIAL REALTY CORP / ACR FAQ
What is the ChartMill fundamental rating of ACRES COMMERCIAL REALTY CORP (ACR) stock?
ChartMill assigns a fundamental rating of 2 / 10 to ACR.
Can you provide the valuation status for ACRES COMMERCIAL REALTY CORP?
ChartMill assigns a valuation rating of 1 / 10 to ACRES COMMERCIAL REALTY CORP (ACR). This can be considered as Overvalued.
What is the profitability of ACR stock?
ACRES COMMERCIAL REALTY CORP (ACR) has a profitability rating of 4 / 10.
What is the valuation of ACRES COMMERCIAL REALTY CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ACRES COMMERCIAL REALTY CORP (ACR) is 31.34 and the Price/Book (PB) ratio is 0.35.
Can you provide the dividend sustainability for ACR stock?
The dividend rating of ACRES COMMERCIAL REALTY CORP (ACR) is 0 / 10 and the dividend payout ratio is 295.43%.