ACRES COMMERCIAL REALTY CORP (ACR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:ACR - US00489Q1022 - REIT
22.62 USD
-0.35 (-1.52%)
ACR gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. There are concerns on the financial health of ACR while its profitability can be described as average. ACR has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
ACR had positive earnings in the past year.
ACR had a negative operating cash flow in the past year.
In multiple years ACR reported negative net income over the last 5 years.
Each year in the past 5 years ACR had a positive operating cash flow.
1.2 Ratios
ACR's Return On Assets of 0.43% is in line compared to the rest of the industry. ACR outperforms 55.07% of its industry peers.
Looking at the Return On Equity, with a value of 1.68%, ACR is in line with its industry, outperforming 43.48% of the companies in the same industry.
The Return On Invested Capital of ACR (0.60%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for ACR is in line with the industry average of 1.23%.
The last Return On Invested Capital (0.60%) for ACR is above the 3 year average (0.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 1.68% | ||
| ROIC | 0.6% |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.53%
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 4.27%, ACR perfoms like the industry average, outperforming 43.48% of the companies in the same industry.
In the last couple of years the Profit Margin of ACR has declined.
ACR's Operating Margin of 6.78% is on the low side compared to the rest of the industry. ACR is outperformed by 69.57% of its industry peers.
ACR's Operating Margin has declined in the last couple of years.
ACR has a better Gross Margin (43.97%) than 86.96% of its industry peers.
In the last couple of years the Gross Margin of ACR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.78% | ||
| PM (TTM) | 4.27% | ||
| GM | 43.97% |
OM growth 3Y-46.25%
OM growth 5Y-26.58%
PM growth 3Y-34.18%
PM growth 5Y-23.68%
GM growth 3Y-1.09%
GM growth 5Y1.39%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACR is destroying value.
The number of shares outstanding for ACR has been reduced compared to 1 year ago.
The number of shares outstanding for ACR has been reduced compared to 5 years ago.
The debt/assets ratio for ACR has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.47, we must say that ACR is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of ACR (-0.47) is worse than 63.77% of its industry peers.
A Debt/Equity ratio of 2.48 is on the high side and indicates that ACR has dependencies on debt financing.
ACR's Debt to Equity ratio of 2.48 is fine compared to the rest of the industry. ACR outperforms 76.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.48 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.47 |
ROIC/WACC0.09
WACC6.96%
2.3 Liquidity
ACR has a Current Ratio of 0.36. This is a bad value and indicates that ACR is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Current ratio value of 0.36, ACR is doing good in the industry, outperforming 62.32% of the companies in the same industry.
A Quick Ratio of 0.36 indicates that ACR may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.36, ACR is doing good in the industry, outperforming 62.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
The earnings per share for ACR have decreased strongly by -54.11% in the last year.
Measured over the past years, ACR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -15.41% on average per year.
ACR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -18.24%.
Measured over the past years, ACR shows a small growth in Revenue. The Revenue has been growing by 6.60% on average per year.
EPS 1Y (TTM)-54.11%
EPS 3Y-14.58%
EPS 5Y-15.41%
EPS Q2Q%320.83%
Revenue 1Y (TTM)-18.24%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-5.89%
3.2 Future
The Earnings Per Share is expected to decrease by -11.83% on average over the next years. This is quite bad
Based on estimates for the next years, ACR will show a small growth in Revenue. The Revenue will grow by 1.26% on average per year.
EPS Next Y-107.27%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.69%
Revenue Next 2Y1.26%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 33.76, the valuation of ACR can be described as expensive.
Based on the Price/Earnings ratio, ACR is valued a bit more expensive than the industry average as 68.12% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 26.41. ACR is valued slightly more expensive when compared to this.
Based on the Price/Forward Earnings ratio of 20.93, the valuation of ACR can be described as rather expensive.
Based on the Price/Forward Earnings ratio, ACR is valued a bit more expensive than 72.46% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of ACR to the average of the S&P500 Index (35.40), we can say ACR is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.76 | ||
| Fwd PE | 20.93 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACR indicates a rather cheap valuation: ACR is cheaper than 85.51% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 52.72 |
4.3 Compensation for Growth
A cheap valuation may be justified as ACR's earnings are expected to decrease with -11.83% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.83%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for ACR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:ACR (12/5/2025, 10:28:52 AM)
22.62
-0.35 (-1.52%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners51.16%
Inst Owner Change12.21%
Ins Owners3.46%
Ins Owner Change-0.12%
Market Cap164.90M
Revenue(TTM)170.34M
Net Income(TTM)7.28M
Analysts76.67
Price Target24.99 (10.48%)
Short Float %2.32%
Short Ratio4.97
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.58
Dividend Growth(5Y)-6.04%
DP295.43%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)387.51%
Min EPS beat(2)-77.37%
Max EPS beat(2)852.38%
EPS beat(4)2
Avg EPS beat(4)148.04%
Min EPS beat(4)-262.19%
Max EPS beat(4)852.38%
EPS beat(8)4
Avg EPS beat(8)63.93%
EPS beat(12)8
Avg EPS beat(12)53.82%
EPS beat(16)11
Avg EPS beat(16)42.04%
Revenue beat(2)1
Avg Revenue beat(2)0.3%
Min Revenue beat(2)-5.97%
Max Revenue beat(2)6.58%
Revenue beat(4)1
Avg Revenue beat(4)-6.43%
Min Revenue beat(4)-22.92%
Max Revenue beat(4)6.58%
Revenue beat(8)3
Avg Revenue beat(8)-2.89%
Revenue beat(12)7
Avg Revenue beat(12)17.79%
Revenue beat(16)11
Avg Revenue beat(16)47.89%
PT rev (1m)4.26%
PT rev (3m)11.36%
EPS NQ rev (1m)7.69%
EPS NQ rev (3m)-46.15%
EPS NY rev (1m)80.77%
EPS NY rev (3m)-111.43%
Revenue NQ rev (1m)-7.36%
Revenue NQ rev (3m)-6.32%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 33.76 | ||
| Fwd PE | 20.93 | ||
| P/S | 0.97 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.38 | ||
| P/tB | 0.39 | ||
| EV/EBITDA | 52.72 |
EPS(TTM)0.67
EY2.96%
EPS(NY)1.08
Fwd EY4.78%
FCF(TTM)-0.88
FCFYN/A
OCF(TTM)-0.2
OCFYN/A
SpS23.37
BVpS59.39
TBVpS58.5
PEG (NY)N/A
PEG (5Y)N/A
Graham Number29.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 1.68% | ||
| ROCE | 0.76% | ||
| ROIC | 0.6% | ||
| ROICexc | 0.62% | ||
| ROICexgc | 0.63% | ||
| OM | 6.78% | ||
| PM (TTM) | 4.27% | ||
| GM | 43.97% | ||
| FCFM | N/A |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.53%
ROIC(5y)N/A
ROICexc(3y)0.55%
ROICexc(5y)N/A
ROICexgc(3y)0.55%
ROICexgc(5y)N/A
ROCE(3y)0.67%
ROCE(5y)N/A
ROICexgc growth 3Y-27.63%
ROICexgc growth 5Y-15.6%
ROICexc growth 3Y-27.72%
ROICexc growth 5Y-15.71%
OM growth 3Y-46.25%
OM growth 5Y-26.58%
PM growth 3Y-34.18%
PM growth 5Y-23.68%
GM growth 3Y-1.09%
GM growth 5Y1.39%
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.48 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 43.08 | ||
| Cap/Depr | 36.83% | ||
| Cap/Sales | 2.89% | ||
| Interest Coverage | 0.13 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -0.47 |
F-Score5
WACC6.96%
ROIC/WACC0.09
Cap/Depr(3y)766.24%
Cap/Depr(5y)459.83%
Cap/Sales(3y)30.67%
Cap/Sales(5y)18.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-54.11%
EPS 3Y-14.58%
EPS 5Y-15.41%
EPS Q2Q%320.83%
EPS Next Y-107.27%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.24%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-5.89%
Revenue Next Year-0.69%
Revenue Next 2Y1.26%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.91%
EBIT growth 3Y-34.93%
EBIT growth 5Y-21.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-141.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-102.92%
OCF growth 3Y-21.84%
OCF growth 5Y-14.85%
ACRES COMMERCIAL REALTY CORP / ACR FAQ
What is the ChartMill fundamental rating of ACRES COMMERCIAL REALTY CORP (ACR) stock?
ChartMill assigns a fundamental rating of 3 / 10 to ACR.
What is the valuation status for ACR stock?
ChartMill assigns a valuation rating of 1 / 10 to ACRES COMMERCIAL REALTY CORP (ACR). This can be considered as Overvalued.
What is the profitability of ACR stock?
ACRES COMMERCIAL REALTY CORP (ACR) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for ACR stock?
The Price/Earnings (PE) ratio for ACRES COMMERCIAL REALTY CORP (ACR) is 33.76 and the Price/Book (PB) ratio is 0.38.
Is the dividend of ACRES COMMERCIAL REALTY CORP sustainable?
The dividend rating of ACRES COMMERCIAL REALTY CORP (ACR) is 0 / 10 and the dividend payout ratio is 295.43%.