ACRES COMMERCIAL REALTY CORP (ACR) Stock Fundamental Analysis
NYSE:ACR - New York Stock Exchange, Inc. - US00489Q1022 - REIT - Currency: USD
Taking everything into account, ACR scores 3 out of 10 in our fundamental rating. ACR was compared to 65 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ACR has a medium profitability rating, but doesn't score so well on its financial health evaluation. ACR does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year ACR was profitable.
In the past year ACR had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: ACR reported negative net income in multiple years.
Each year in the past 5 years ACR had a positive operating cash flow.
1.2 Ratios
ACR has a better Return On Assets (0.48%) than 61.54% of its industry peers.
ACR has a worse Return On Equity (2.08%) than 61.54% of its industry peers.
With a decent Return On Invested Capital value of 0.54%, ACR is doing good in the industry, outperforming 63.08% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for ACR is in line with the industry average of 1.42%.
The 3 year average ROIC (0.54%) for ACR is below the current ROIC(0.54%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.48% | ||
| ROE | 2.08% | ||
| ROIC | 0.54% |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.54%
ROIC(5y)N/A
1.3 Margins
ACR has a Profit Margin of 4.57%. This is comparable to the rest of the industry: ACR outperforms 43.08% of its industry peers.
ACR's Profit Margin has declined in the last couple of years.
ACR has a Operating Margin of 5.81%. This is in the lower half of the industry: ACR underperforms 61.54% of its industry peers.
ACR's Operating Margin has declined in the last couple of years.
ACR has a better Gross Margin (38.58%) than 81.54% of its industry peers.
In the last couple of years the Gross Margin of ACR has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.81% | ||
| PM (TTM) | 4.57% | ||
| GM | 38.58% |
OM growth 3Y-45.63%
OM growth 5Y-26.08%
PM growth 3Y-34.18%
PM growth 5Y-23.69%
GM growth 3Y-1.09%
GM growth 5Y1.39%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACR is destroying value.
Compared to 1 year ago, ACR has less shares outstanding
The number of shares outstanding for ACR has been reduced compared to 5 years ago.
The debt/assets ratio for ACR has been reduced compared to a year ago.
2.2 Solvency
ACR has an Altman-Z score of -0.44. This is a bad value and indicates that ACR is not financially healthy and even has some risk of bankruptcy.
ACR has a Altman-Z score of -0.44. This is in the lower half of the industry: ACR underperforms 64.62% of its industry peers.
ACR has a Debt/Equity ratio of 2.80. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of ACR (2.80) is better than 72.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.8 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.44 |
ROIC/WACC0.08
WACC6.8%
2.3 Liquidity
A Current Ratio of 0.36 indicates that ACR may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.36, ACR is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
A Quick Ratio of 0.36 indicates that ACR may have some problems paying its short term obligations.
ACR's Quick ratio of 0.36 is fine compared to the rest of the industry. ACR outperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
ACR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -81.86%.
Measured over the past years, ACR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -15.41% on average per year.
ACR shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -13.64%.
ACR shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.60% yearly.
EPS 1Y (TTM)-81.86%
EPS 3Y-14.61%
EPS 5Y-15.41%
EPS Q2Q%-637.5%
Revenue 1Y (TTM)-13.64%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-9.41%
3.2 Future
Based on estimates for the next years, ACR will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.83% on average per year.
ACR is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -9.44% yearly.
EPS Next Y-62.22%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-3.91%
Revenue Next 2Y-9.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 48.68, which means the current valuation is very expensive for ACR.
Based on the Price/Earnings ratio, ACR is valued a bit more expensive than 64.62% of the companies in the same industry.
ACR's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.31.
Based on the Price/Forward Earnings ratio of 16.67, the valuation of ACR can be described as correct.
Based on the Price/Forward Earnings ratio, ACR is valued a bit more expensive than 66.15% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.13, ACR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.68 | ||
| Fwd PE | 16.67 |
4.2 Price Multiples
81.54% of the companies in the same industry are more expensive than ACR, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 67.49 |
4.3 Compensation for Growth
ACR's earnings are expected to decrease with -11.83% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-11.83%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for ACR!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
18.01
-0.06 (-0.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners36.3%
Inst Owner Change18.42%
Ins Owners3.32%
Ins Owner Change0%
Market Cap133.09M
Analysts76.67
Price Target22.44 (24.6%)
Short Float %0.81%
Short Ratio1.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend2.58
Dividend Growth(5Y)-6.08%
DP219.3%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)19.88%
Min EPS beat(2)-39.59%
Max EPS beat(2)79.34%
EPS beat(4)2
Avg EPS beat(4)-4.01%
Min EPS beat(4)-65.56%
Max EPS beat(4)79.34%
EPS beat(8)6
Avg EPS beat(8)12.99%
EPS beat(12)9
Avg EPS beat(12)8.68%
EPS beat(16)10
Avg EPS beat(16)-15.79%
Revenue beat(2)1
Avg Revenue beat(2)0.8%
Min Revenue beat(2)-3.39%
Max Revenue beat(2)4.99%
Revenue beat(4)1
Avg Revenue beat(4)-3.54%
Min Revenue beat(4)-13.77%
Max Revenue beat(4)4.99%
Revenue beat(8)5
Avg Revenue beat(8)7.31%
Revenue beat(12)9
Avg Revenue beat(12)53.21%
Revenue beat(16)13
Avg Revenue beat(16)80.35%
PT rev (1m)0%
PT rev (3m)12.82%
EPS NQ rev (1m)197.16%
EPS NQ rev (3m)64.06%
EPS NY rev (1m)-68.86%
EPS NY rev (3m)-72.19%
Revenue NQ rev (1m)9.78%
Revenue NQ rev (3m)8.41%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.47%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 48.68 | ||
| Fwd PE | 16.67 | ||
| P/S | 0.67 | ||
| P/FCF | N/A | ||
| P/OCF | 7 | ||
| P/B | 0.3 | ||
| P/tB | 0.31 | ||
| EV/EBITDA | 67.49 |
EPS(TTM)0.37
EY2.05%
EPS(NY)1.08
Fwd EY6%
FCF(TTM)-3.52
FCFYN/A
OCF(TTM)2.57
OCFY14.28%
SpS27.01
BVpS59.4
TBVpS58.46
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.48% | ||
| ROE | 2.08% | ||
| ROCE | 0.69% | ||
| ROIC | 0.54% | ||
| ROICexc | 0.56% | ||
| ROICexgc | 0.57% | ||
| OM | 5.81% | ||
| PM (TTM) | 4.57% | ||
| GM | 38.58% | ||
| FCFM | N/A |
ROA(3y)0.08%
ROA(5y)-2.31%
ROE(3y)0.25%
ROE(5y)-11.49%
ROIC(3y)0.54%
ROIC(5y)N/A
ROICexc(3y)0.56%
ROICexc(5y)N/A
ROICexgc(3y)0.56%
ROICexgc(5y)N/A
ROCE(3y)0.68%
ROCE(5y)N/A
ROICexcg growth 3Y-26.8%
ROICexcg growth 5Y-15.02%
ROICexc growth 3Y-26.89%
ROICexc growth 5Y-15.13%
OM growth 3Y-45.63%
OM growth 5Y-26.08%
PM growth 3Y-34.18%
PM growth 5Y-23.69%
GM growth 3Y-1.09%
GM growth 5Y1.39%
F-Score8
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.8 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 57.73 | ||
| Cap/Depr | 464.4% | ||
| Cap/Sales | 22.55% | ||
| Interest Coverage | 0.1 | ||
| Cash Conversion | 89.24% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -0.44 |
F-Score8
WACC6.8%
ROIC/WACC0.08
Cap/Depr(3y)765.92%
Cap/Depr(5y)459.64%
Cap/Sales(3y)30.68%
Cap/Sales(5y)18.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-81.86%
EPS 3Y-14.61%
EPS 5Y-15.41%
EPS Q2Q%-637.5%
EPS Next Y-62.22%
EPS Next 2Y-11.83%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-13.64%
Revenue growth 3Y21.05%
Revenue growth 5Y6.6%
Sales Q2Q%-9.41%
Revenue Next Year-3.91%
Revenue Next 2Y-9.44%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-43.89%
EBIT growth 3Y-34.19%
EBIT growth 5Y-21.2%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-425%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-58.7%
OCF growth 3Y-22.36%
OCF growth 5Y-15.19%