ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) Stock Fundamental Analysis

NASDAQ:ACGLO • US03939A1079

21 USD
+0.12 (+0.57%)
Last: Feb 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, ACGLO scores 5 out of 10 in our fundamental rating. ACGLO was compared to 149 industry peers in the Insurance industry. There are concerns on the financial health of ACGLO while its profitability can be described as average. ACGLO is cheap, but on the other hand it scores bad on growth. Finally ACGLO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year ACGLO was profitable.
  • ACGLO had a positive operating cash flow in the past year.
  • ACGLO had positive earnings in 4 of the past 5 years.
  • Of the past 5 years ACGLO 4 years had a positive operating cash flow.
ACGLO Yearly Net Income VS EBIT VS OCF VS FCFACGLO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

1.2 Ratios

  • ACGLO has a Return On Assets of 5.12%. This is amongst the best in the industry. ACGLO outperforms 83.89% of its industry peers.
  • ACGLO has a better Return On Equity (17.10%) than 78.52% of its industry peers.
  • The Return On Invested Capital of ACGLO (4.08%) is better than 68.46% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ACGLO is significantly below the industry average of 14.88%.
  • The last Return On Invested Capital (4.08%) for ACGLO is above the 3 year average (3.89%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROIC 4.08%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ACGLO Yearly ROA, ROE, ROICACGLO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • The Profit Margin of ACGLO (21.42%) is better than 89.93% of its industry peers.
  • In the last couple of years the Profit Margin of ACGLO has grown nicely.
  • The Operating Margin of ACGLO (21.52%) is better than 76.51% of its industry peers.
  • ACGLO's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 21.52%
PM (TTM) 21.42%
GM N/A
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
ACGLO Yearly Profit, Operating, Gross MarginsACGLO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ACGLO is destroying value.
  • ACGLO has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ACGLO Yearly Shares OutstandingACGLO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
ACGLO Yearly Total Debt VS Total AssetsACGLO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ACGLO is 0.43, which is an excellent value as it means it would take ACGLO, only 0.43 years of fcf income to pay off all of its debts.
  • ACGLO has a better Debt to FCF ratio (0.43) than 85.23% of its industry peers.
  • ACGLO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.12, ACGLO is in the better half of the industry, outperforming 75.17% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Altman-Z N/A
ROIC/WACC0.55
WACC7.36%
ACGLO Yearly LT Debt VS Equity VS FCFACGLO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLO Yearly Current Assets VS Current LiabilitesACGLO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • ACGLO shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.47%.
  • ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 48.87% yearly.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-4.45%

3.2 Future

  • ACGLO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.32% yearly.
  • Based on estimates for the next years, ACGLO will show a small growth in Revenue. The Revenue will grow by 3.69% on average per year.
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year2.83%
Revenue Next 2Y3.69%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ACGLO Yearly Revenue VS EstimatesACGLO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
ACGLO Yearly EPS VS EstimatesACGLO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • ACGLO is valuated cheaply with a Price/Earnings ratio of 2.13.
  • Based on the Price/Earnings ratio, ACGLO is valued cheaply inside the industry as 89.26% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.97. ACGLO is valued rather cheaply when compared to this.
  • ACGLO is valuated cheaply with a Price/Forward Earnings ratio of 2.20.
  • Based on the Price/Forward Earnings ratio, ACGLO is valued cheaper than 88.59% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.96. ACGLO is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.13
Fwd PE 2.2
ACGLO Price Earnings VS Forward Price EarningsACGLO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • ACGLO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. ACGLO is cheaper than 92.62% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaper than 92.62% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.21
EV/EBITDA 2.14
ACGLO Per share dataACGLO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.32%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • ACGLO has a Yearly Dividend Yield of 6.53%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.22, ACGLO pays a better dividend. On top of this ACGLO pays more dividend than 92.62% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.79, ACGLO pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.53%

5.2 History

  • The dividend of ACGLO is nicely growing with an annual growth rate of 118.11%!
  • ACGLO has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
ACGLO Yearly Dividends per shareACGLO Yearly Dividends per shareYearly Dividends per share 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 47.16% of the earnings are spent on dividend by ACGLO. This is a bit on the high side, but may be sustainable.
  • The dividend of ACGLO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y2.32%
EPS Next 3YN/A
ACGLO Yearly Income VS Free CF VS DividendACGLO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B
ACGLO Dividend Payout.ACGLO Dividend Payout, showing the Payout Ratio.ACGLO Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP

NASDAQ:ACGLO (2/13/2026, 8:00:00 PM)

21

+0.12 (+0.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-27
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.62B
Revenue(TTM)N/A
Net Income(TTM)4.06B
Analysts74.81
Price Target24.15 (15%)
Short Float %0%
Short Ratio0.51
Dividend
Industry RankSector Rank
Dividend Yield 6.53%
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)4.73%
PT rev (3m)-14.9%
EPS NQ rev (1m)9.34%
EPS NQ rev (3m)12.2%
EPS NY rev (1m)3.29%
EPS NY rev (3m)5.52%
Revenue NQ rev (1m)-1.97%
Revenue NQ rev (3m)-2.61%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)-1.04%
Valuation
Industry RankSector Rank
PE 2.13
Fwd PE 2.2
P/S 0.4
P/FCF 1.21
P/OCF 1.2
P/B 0.32
P/tB 0.34
EV/EBITDA 2.14
EPS(TTM)9.87
EY47%
EPS(NY)9.56
Fwd EY45.52%
FCF(TTM)17.36
FCFY82.66%
OCF(TTM)17.49
OCFY83.27%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)N/A
PEG (5Y)0.04
Graham Number120.52
Profitability
Industry RankSector Rank
ROA 5.12%
ROE 17.1%
ROCE 5.17%
ROIC 4.08%
ROICexc 4.14%
ROICexgc 5.51%
OM 21.52%
PM (TTM) 21.42%
GM N/A
FCFM 33.25%
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF 0.43
Debt/EBITDA 0.63
Cap/Depr 18.78%
Cap/Sales 0.24%
Interest Coverage 31.83
Cash Conversion 146.82%
Profit Quality 155.2%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC7.36%
ROIC/WACC0.55
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-4.45%
Revenue Next Year2.83%
Revenue Next 2Y3.69%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ

What is the fundamental rating for ACGLO stock?

ChartMill assigns a fundamental rating of 5 / 10 to ACGLO.


What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.


What is the profitability of ACGLO stock?

ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.


How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?

The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 3 / 10.


Can you provide the dividend sustainability for ACGLO stock?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.