20.9 USD
+0.03 (+0.14%)
Overall ACGLO gets a fundamental rating of 5 out of 10. We evaluated ACGLO against 149 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLO get a neutral evaluation. Nothing too spectacular is happening here. ACGLO may be a bit undervalued, certainly considering the very reasonable score on growth Finally ACGLO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ACGLO had positive earnings in the past year.
- ACGLO had a positive operating cash flow in the past year.
- In the past 5 years ACGLO has always been profitable.
- Each year in the past 5 years ACGLO had a positive operating cash flow.
1.2 Ratios
- ACGLO's Return On Assets of 5.12% is amongst the best of the industry. ACGLO outperforms 83.22% of its industry peers.
- Looking at the Return On Equity, with a value of 17.10%, ACGLO is in the better half of the industry, outperforming 77.85% of the companies in the same industry.
- ACGLO's Return On Invested Capital of 4.08% is fine compared to the rest of the industry. ACGLO outperforms 67.11% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for ACGLO is significantly below the industry average of 14.92%.
- The last Return On Invested Capital (4.08%) for ACGLO is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
- With an excellent Profit Margin value of 21.42%, ACGLO belongs to the best of the industry, outperforming 90.60% of the companies in the same industry.
- ACGLO's Profit Margin has improved in the last couple of years.
- ACGLO's Operating Margin of 21.52% is fine compared to the rest of the industry. ACGLO outperforms 75.84% of its industry peers.
- ACGLO's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLO is destroying value.
- The number of shares outstanding for ACGLO has been increased compared to 1 year ago.
- Compared to 5 years ago, ACGLO has less shares outstanding
- Compared to 1 year ago, ACGLO has an improved debt to assets ratio.
2.2 Solvency
- ACGLO has a debt to FCF ratio of 0.43. This is a very positive value and a sign of high solvency as it would only need 0.43 years to pay back of all of its debts.
- With an excellent Debt to FCF ratio value of 0.43, ACGLO belongs to the best of the industry, outperforming 85.23% of the companies in the same industry.
- ACGLO has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.12, ACGLO is doing good in the industry, outperforming 75.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.54
WACC7.5%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for ACGLO have decreased by -3.68% in the last year.
- ACGLO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 26.96% yearly.
- The Revenue has grown by 17.15% in the past year. This is quite good.
- ACGLO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 19.89% yearly.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
- Based on estimates for the next years, ACGLO will show a small growth in Earnings Per Share. The EPS will grow by 3.32% on average per year.
- Based on estimates for the next years, ACGLO will show a small growth in Revenue. The Revenue will grow by 4.85% on average per year.
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year7.78%
Revenue Next 2Y5%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 2.28, which indicates a rather cheap valuation of ACGLO.
- Based on the Price/Earnings ratio, ACGLO is valued cheaply inside the industry as 87.92% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 26.94. ACGLO is valued rather cheaply when compared to this.
- ACGLO is valuated cheaply with a Price/Forward Earnings ratio of 2.21.
- ACGLO's Price/Forward Earnings ratio is rather cheap when compared to the industry. ACGLO is cheaper than 88.59% of the companies in the same industry.
- ACGLO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.21 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ACGLO indicates a rather cheap valuation: ACGLO is cheaper than 91.28% of the companies listed in the same industry.
- Based on the Price/Free Cash Flow ratio, ACGLO is valued cheaply inside the industry as 92.62% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.2 | ||
| EV/EBITDA | 2.14 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The decent profitability rating of ACGLO may justify a higher PE ratio.
PEG (NY)2.97
PEG (5Y)0.08
EPS Next 2Y1.11%
EPS Next 3Y3.32%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 6.49%, ACGLO is a good candidate for dividend investing.
- ACGLO's Dividend Yield is rather good when compared to the industry average which is at 2.53. ACGLO pays more dividend than 87.92% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, ACGLO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.49% |
5.2 History
- On average, the dividend of ACGLO grows each year by 118.11%, which is quite nice.
- ACGLO has been paying a dividend for over 5 years, so it has already some track record.
- ACGLO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- ACGLO pays out 47.16% of its income as dividend. This is a bit on the high side, but may be sustainable.
- ACGLO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP
NASDAQ:ACGLO (1/21/2026, 9:58:29 AM)
20.9
+0.03 (+0.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27 2025-10-27/amc
Earnings (Next)02-09 2026-02-09/amc
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap7.58B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts74.81
Price Target24.35 (16.51%)
Short Float %0%
Short Ratio0.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.49% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-2.45%
PT rev (3m)-7.67%
EPS NQ rev (1m)6.97%
EPS NQ rev (3m)9.32%
EPS NY rev (1m)0.09%
EPS NY rev (3m)13.59%
Revenue NQ rev (1m)0.12%
Revenue NQ rev (3m)-1.06%
Revenue NY rev (1m)-0.33%
Revenue NY rev (3m)-1.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.28 | ||
| Fwd PE | 2.21 | ||
| P/S | 0.4 | ||
| P/FCF | 1.2 | ||
| P/OCF | 1.2 | ||
| P/B | 0.32 | ||
| P/tB | 0.34 | ||
| EV/EBITDA | 2.14 |
EPS(TTM)9.15
EY43.78%
EPS(NY)9.48
Fwd EY45.34%
FCF(TTM)17.36
FCFY83.06%
OCF(TTM)17.49
OCFY83.67%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.97
PEG (5Y)0.08
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.5%
ROIC/WACC0.54
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.78%
Revenue Next 2Y5%
Revenue Next 3Y4.85%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP / ACGLO FAQ
What is the fundamental rating for ACGLO stock?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLO.
What is the valuation status of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) stock?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO). This can be considered as Undervalued.
What is the profitability of ACGLO stock?
ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) has a profitability rating of 6 / 10.
How financially healthy is ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP?
The financial health rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 4 / 10.
Can you provide the dividend sustainability for ACGLO stock?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 5.45 PERP (ACGLO) is 7 / 10 and the dividend payout ratio is 47.16%.