17.53 USD
-0.01 (-0.06%)
Taking everything into account, ACGLN scores 5 out of 10 in our fundamental rating. ACGLN was compared to 146 industry peers in the Insurance industry. Both the profitability and the financial health of ACGLN get a neutral evaluation. Nothing too spectacular is happening here. A decent growth rate in combination with a cheap valuation! Better keep an eye on ACGLN. Finally ACGLN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ACGLN had positive earnings in the past year.
- In the past year ACGLN had a positive cash flow from operations.
- In the past 5 years ACGLN has always been profitable.
- In the past 5 years ACGLN always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 5.12%, ACGLN belongs to the top of the industry, outperforming 84.25% of the companies in the same industry.
- With a decent Return On Equity value of 17.10%, ACGLN is doing good in the industry, outperforming 78.77% of the companies in the same industry.
- The Return On Invested Capital of ACGLN (4.08%) is better than 69.18% of its industry peers.
- ACGLN had an Average Return On Invested Capital over the past 3 years of 3.89%. This is significantly below the industry average of 15.11%.
- The last Return On Invested Capital (4.08%) for ACGLN is above the 3 year average (3.89%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROIC | 4.08% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
1.3 Margins
- ACGLN has a Profit Margin of 21.42%. This is amongst the best in the industry. ACGLN outperforms 91.10% of its industry peers.
- In the last couple of years the Profit Margin of ACGLN has grown nicely.
- With a decent Operating Margin value of 21.52%, ACGLN is doing good in the industry, outperforming 78.08% of the companies in the same industry.
- ACGLN's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A |
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ACGLN has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- ACGLN has more shares outstanding than it did 1 year ago.
- ACGLN has less shares outstanding than it did 5 years ago.
- ACGLN has a better debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of ACGLN is 0.43, which is an excellent value as it means it would take ACGLN, only 0.43 years of fcf income to pay off all of its debts.
- ACGLN has a Debt to FCF ratio of 0.43. This is amongst the best in the industry. ACGLN outperforms 85.62% of its industry peers.
- ACGLN has a Debt/Equity ratio of 0.12. This is a healthy value indicating a solid balance between debt and equity.
- ACGLN's Debt to Equity ratio of 0.12 is fine compared to the rest of the industry. ACGLN outperforms 75.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Altman-Z | N/A |
ROIC/WACC0.56
WACC7.26%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for ACGLN have decreased by -3.68% in the last year.
- The Earnings Per Share has been growing by 26.96% on average over the past years. This is a very strong growth
- ACGLN shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.15%.
- The Revenue has been growing by 19.89% on average over the past years. This is quite good.
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
3.2 Future
- The Earnings Per Share is expected to grow by 3.32% on average over the next years.
- ACGLN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.90% yearly.
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue Next Year7.73%
Revenue Next 2Y5.21%
Revenue Next 3Y4.9%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 1.92, the valuation of ACGLN can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 91.10% of the companies listed in the same industry.
- ACGLN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
- ACGLN is valuated cheaply with a Price/Forward Earnings ratio of 1.85.
- ACGLN's Price/Forward Earnings ratio is rather cheap when compared to the industry. ACGLN is cheaper than 90.41% of the companies in the same industry.
- ACGLN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.92 | ||
| Fwd PE | 1.85 |
4.2 Price Multiples
- 91.78% of the companies in the same industry are more expensive than ACGLN, based on the Enterprise Value to EBITDA ratio.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of ACGLN indicates a rather cheap valuation: ACGLN is cheaper than 94.52% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.01 | ||
| EV/EBITDA | 1.86 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates ACGLN does not grow enough to justify the current Price/Earnings ratio.
- The decent profitability rating of ACGLN may justify a higher PE ratio.
PEG (NY)2.49
PEG (5Y)0.07
EPS Next 2Y1.11%
EPS Next 3Y3.32%
5. Dividend
5.1 Amount
- ACGLN has a Yearly Dividend Yield of 6.61%, which is a nice return.
- ACGLN's Dividend Yield is rather good when compared to the industry average which is at 2.42. ACGLN pays more dividend than 90.41% of the companies in the same industry.
- ACGLN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.61% |
5.2 History
- The dividend of ACGLN is nicely growing with an annual growth rate of 118.11%!
- ACGLN has been paying a dividend for over 5 years, so it has already some track record.
- ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)118.11%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- 47.16% of the earnings are spent on dividend by ACGLN. This is a bit on the high side, but may be sustainable.
- The dividend of ACGLN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP47.16%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP
NASDAQ:ACGLN (1/16/2026, 1:16:27 PM)
17.53
-0.01 (-0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27 2025-10-27/amc
Earnings (Next)02-09 2026-02-09/amc
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap6.36B
Revenue(TTM)18.93B
Net Income(TTM)4.06B
Analysts74.81
Price Target19.12 (9.07%)
Short Float %0%
Short Ratio0.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.61% |
Yearly Dividend5.08
Dividend Growth(5Y)118.11%
DP47.16%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.88%
Min EPS beat(2)9.27%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)16.34%
Min EPS beat(4)9.27%
Max EPS beat(4)21.52%
EPS beat(8)7
Avg EPS beat(8)14.25%
EPS beat(12)11
Avg EPS beat(12)20.65%
EPS beat(16)15
Avg EPS beat(16)22.34%
Revenue beat(2)0
Avg Revenue beat(2)-7.41%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-2.23%
Revenue beat(4)0
Avg Revenue beat(4)-6.28%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)3
Avg Revenue beat(8)-3.09%
Revenue beat(12)7
Avg Revenue beat(12)0.7%
Revenue beat(16)8
Avg Revenue beat(16)-1.26%
PT rev (1m)-6.54%
PT rev (3m)-12.55%
EPS NQ rev (1m)1.72%
EPS NQ rev (3m)3.82%
EPS NY rev (1m)0.09%
EPS NY rev (3m)13.59%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.99%
Revenue NY rev (1m)-0.38%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.92 | ||
| Fwd PE | 1.85 | ||
| P/S | 0.34 | ||
| P/FCF | 1.01 | ||
| P/OCF | 1 | ||
| P/B | 0.27 | ||
| P/tB | 0.28 | ||
| EV/EBITDA | 1.86 |
EPS(TTM)9.15
EY52.2%
EPS(NY)9.48
Fwd EY54.06%
FCF(TTM)17.36
FCFY99.03%
OCF(TTM)17.49
OCFY99.75%
SpS52.21
BVpS65.41
TBVpS61.91
PEG (NY)2.49
PEG (5Y)0.07
Graham Number116.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.12% | ||
| ROE | 17.1% | ||
| ROCE | 5.17% | ||
| ROIC | 4.08% | ||
| ROICexc | 4.14% | ||
| ROICexgc | 5.51% | ||
| OM | 21.52% | ||
| PM (TTM) | 21.42% | ||
| GM | N/A | ||
| FCFM | 33.25% |
ROA(3y)5.5%
ROA(5y)4.86%
ROE(3y)18.54%
ROE(5y)16.3%
ROIC(3y)3.89%
ROIC(5y)3.58%
ROICexc(3y)3.95%
ROICexc(5y)3.65%
ROICexgc(3y)5.27%
ROICexgc(5y)4.8%
ROCE(3y)4.92%
ROCE(5y)4.54%
ROICexgc growth 3Y12.01%
ROICexgc growth 5Y3.19%
ROICexc growth 3Y11.28%
ROICexc growth 5Y2.52%
OM growth 3Y4.67%
OM growth 5Y-2.93%
PM growth 3Y2.45%
PM growth 5Y1.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.12 | ||
| Debt/FCF | 0.43 | ||
| Debt/EBITDA | 0.63 | ||
| Cap/Depr | 18.78% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 31.83 | ||
| Cash Conversion | 146.82% | ||
| Profit Quality | 155.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC7.26%
ROIC/WACC0.56
Cap/Depr(3y)41.7%
Cap/Depr(5y)46.55%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.43%
Profit Quality(3y)182.15%
Profit Quality(5y)183.38%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.68%
EPS 3Y37.06%
EPS 5Y26.96%
EPS Q2Q%39.2%
EPS Next Y0.77%
EPS Next 2Y1.11%
EPS Next 3Y3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)17.15%
Revenue growth 3Y23.81%
Revenue growth 5Y19.89%
Sales Q2Q%-2.05%
Revenue Next Year7.73%
Revenue Next 2Y5.21%
Revenue Next 3Y4.9%
Revenue Next 5YN/A
EBIT growth 1Y-4.05%
EBIT growth 3Y29.6%
EBIT growth 5Y16.38%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y25.52%
FCF growth 3Y25.05%
FCF growth 5Y26.92%
OCF growth 1Y25.18%
OCF growth 3Y24.87%
OCF growth 5Y26.64%
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ
Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a fundamental rating of 5 / 10 to ACGLN.
Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.
Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?
ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for ACGLN stock?
The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.92 and the Price/Book (PB) ratio is 0.27.
Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?
The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 47.16%.