ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) Stock Fundamental Analysis

NASDAQ:ACGLN • US03939A4040

17.63 USD
-0.05 (-0.28%)
Last: Feb 24, 2026, 04:30 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

Taking everything into account, ACGLN scores 6 out of 10 in our fundamental rating. ACGLN was compared to 150 industry peers in the Insurance industry. While ACGLN has a great profitability rating, there are some minor concerns on its financial health. ACGLN scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally ACGLN also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year ACGLN was profitable.
  • In the past year ACGLN had a positive cash flow from operations.
  • In the past 5 years ACGLN has always been profitable.
  • Each year in the past 5 years ACGLN had a positive operating cash flow.
ACGLN Yearly Net Income VS EBIT VS OCF VS FCFACGLN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

1.2 Ratios

  • With an excellent Return On Assets value of 5.50%, ACGLN belongs to the best of the industry, outperforming 85.33% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 18.01%, ACGLN is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
  • ACGLN's Return On Invested Capital of 5.11% is fine compared to the rest of the industry. ACGLN outperforms 78.00% of its industry peers.
  • ACGLN had an Average Return On Invested Capital over the past 3 years of 5.03%. This is significantly below the industry average of 15.13%.
  • The 3 year average ROIC (5.03%) for ACGLN is below the current ROIC(5.11%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROIC 5.11%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ACGLN Yearly ROA, ROE, ROICACGLN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

1.3 Margins

  • ACGLN's Profit Margin of 22.58% is amongst the best of the industry. ACGLN outperforms 92.67% of its industry peers.
  • In the last couple of years the Profit Margin of ACGLN has grown nicely.
  • ACGLN has a Operating Margin of 23.68%. This is amongst the best in the industry. ACGLN outperforms 82.00% of its industry peers.
  • ACGLN's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 23.68%
PM (TTM) 22.58%
GM N/A
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
ACGLN Yearly Profit, Operating, Gross MarginsACGLN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ACGLN is destroying value.
  • Compared to 1 year ago, ACGLN has less shares outstanding
  • Compared to 5 years ago, ACGLN has less shares outstanding
  • The debt/assets ratio for ACGLN has been reduced compared to a year ago.
ACGLN Yearly Shares OutstandingACGLN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M
ACGLN Yearly Total Debt VS Total AssetsACGLN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of ACGLN is 0.45, which is an excellent value as it means it would take ACGLN, only 0.45 years of fcf income to pay off all of its debts.
  • ACGLN has a better Debt to FCF ratio (0.45) than 84.67% of its industry peers.
  • ACGLN has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • ACGLN has a Debt to Equity ratio of 0.11. This is in the better half of the industry: ACGLN outperforms 76.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.7
WACC7.31%
ACGLN Yearly LT Debt VS Equity VS FCFACGLN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ACGLN Yearly Current Assets VS Current LiabilitesACGLN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • ACGLN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.47%.
  • Measured over the past years, ACGLN shows a very strong growth in Earnings Per Share. The EPS has been growing by 48.87% on average per year.
  • Looking at the last year, ACGLN shows a quite strong growth in Revenue. The Revenue has grown by 14.90% in the last year.
  • The Revenue has been growing by 18.36% on average over the past years. This is quite good.
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%

3.2 Future

  • ACGLN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.32% yearly.
  • The Revenue is expected to grow by 2.61% on average over the next years.
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ACGLN Yearly Revenue VS EstimatesACGLN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B
ACGLN Yearly EPS VS EstimatesACGLN Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • ACGLN is valuated cheaply with a Price/Earnings ratio of 1.79.
  • Based on the Price/Earnings ratio, ACGLN is valued cheaper than 91.33% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.64, ACGLN is valued rather cheaply.
  • A Price/Forward Earnings ratio of 1.84 indicates a rather cheap valuation of ACGLN.
  • 90.67% of the companies in the same industry are more expensive than ACGLN, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of ACGLN to the average of the S&P500 Index (27.75), we can say ACGLN is valued rather cheaply.
Industry RankSector Rank
PE 1.79
Fwd PE 1.84
ACGLN Price Earnings VS Forward Price EarningsACGLN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 93.33% of the companies in the same industry are more expensive than ACGLN, based on the Enterprise Value to EBITDA ratio.
  • ACGLN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ACGLN is cheaper than 94.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.04
EV/EBITDA 1.71
ACGLN Per share dataACGLN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • The decent profitability rating of ACGLN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.04
EPS Next 2Y2.32%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • ACGLN has a Yearly Dividend Yield of 6.40%, which is a nice return.
  • ACGLN's Dividend Yield is rather good when compared to the industry average which is at 2.58. ACGLN pays more dividend than 85.33% of the companies in the same industry.
  • ACGLN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 6.4%

5.2 History

  • The dividend of ACGLN has a limited annual growth rate of 4.53%.
  • ACGLN has been paying a dividend for over 5 years, so it has already some track record.
  • ACGLN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.53%
Div Incr Years0
Div Non Decr Years3
ACGLN Yearly Dividends per shareACGLN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 1.08% of the earnings are spent on dividend by ACGLN. This is a low number and sustainable payout ratio.
  • ACGLN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP1.08%
EPS Next 2Y2.32%
EPS Next 3YN/A
ACGLN Yearly Income VS Free CF VS DividendACGLN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B
ACGLN Dividend Payout.ACGLN Dividend Payout, showing the Payout Ratio.ACGLN Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP

NASDAQ:ACGLN (2/24/2026, 4:30:00 PM)

17.63

-0.05 (-0.28%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-09
Earnings (Next)04-27
Inst Owners93.88%
Inst Owner ChangeN/A
Ins Owners3.18%
Ins Owner ChangeN/A
Market Cap6.39B
Revenue(TTM)19.31B
Net Income(TTM)4.36B
Analysts74.81
Price Target20.13 (14.18%)
Short Float %0.03%
Short Ratio1.64
Dividend
Industry RankSector Rank
Dividend Yield 6.4%
Yearly Dividend0.13
Dividend Growth(5Y)4.53%
DP1.08%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)16.61%
Min EPS beat(2)12.73%
Max EPS beat(2)20.5%
EPS beat(4)4
Avg EPS beat(4)14.14%
Min EPS beat(4)9.27%
Max EPS beat(4)20.5%
EPS beat(8)7
Avg EPS beat(8)13.29%
EPS beat(12)11
Avg EPS beat(12)16.97%
EPS beat(16)15
Avg EPS beat(16)21.6%
Revenue beat(2)0
Avg Revenue beat(2)-10.95%
Min Revenue beat(2)-12.59%
Max Revenue beat(2)-9.32%
Revenue beat(4)0
Avg Revenue beat(4)-7.54%
Min Revenue beat(4)-12.59%
Max Revenue beat(4)-2.23%
Revenue beat(8)2
Avg Revenue beat(8)-4.29%
Revenue beat(12)6
Avg Revenue beat(12)-1.79%
Revenue beat(16)7
Avg Revenue beat(16)-2.29%
PT rev (1m)-0.51%
PT rev (3m)-2.33%
EPS NQ rev (1m)0.45%
EPS NQ rev (3m)1.54%
EPS NY rev (1m)0.28%
EPS NY rev (3m)1.02%
Revenue NQ rev (1m)-2.06%
Revenue NQ rev (3m)-1.88%
Revenue NY rev (1m)-2.95%
Revenue NY rev (3m)-4.93%
Valuation
Industry RankSector Rank
PE 1.79
Fwd PE 1.84
P/S 0.33
P/FCF 1.04
P/OCF 1.04
P/B 0.26
P/tB 0.28
EV/EBITDA 1.71
EPS(TTM)9.87
EY55.98%
EPS(NY)9.56
Fwd EY54.22%
FCF(TTM)16.9
FCFY95.85%
OCF(TTM)17.02
OCFY96.54%
SpS53.24
BVpS66.75
TBVpS63.38
PEG (NY)N/A
PEG (5Y)0.04
Graham Number121.75
Profitability
Industry RankSector Rank
ROA 5.5%
ROE 18.01%
ROCE 5.79%
ROIC 5.11%
ROICexc 5.18%
ROICexgc 7.03%
OM 23.68%
PM (TTM) 22.58%
GM N/A
FCFM 31.74%
ROA(3y)6.33%
ROA(5y)5.33%
ROE(3y)20.84%
ROE(5y)17.82%
ROIC(3y)5.03%
ROIC(5y)4.39%
ROICexc(3y)5.1%
ROICexc(5y)4.46%
ROICexgc(3y)6.85%
ROICexgc(5y)5.97%
ROCE(3y)5.7%
ROCE(5y)4.98%
ROICexgc growth 3Y18.1%
ROICexgc growth 5Y11.09%
ROICexc growth 3Y17.37%
ROICexc growth 5Y9.31%
OM growth 3Y10.92%
OM growth 5Y4.5%
PM growth 3Y15.51%
PM growth 5Y6.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 0.45
Debt/EBITDA 0.57
Cap/Depr 22.8%
Cap/Sales 0.23%
Interest Coverage 35.99
Cash Conversion 129.56%
Profit Quality 140.58%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC7.31%
ROIC/WACC0.7
Cap/Depr(3y)33.08%
Cap/Depr(5y)39.56%
Cap/Sales(3y)0.31%
Cap/Sales(5y)0.38%
Profit Quality(3y)141.66%
Profit Quality(5y)169.76%
High Growth Momentum
Growth
EPS 1Y (TTM)6.47%
EPS 3Y26.64%
EPS 5Y48.87%
EPS Q2Q%31.86%
EPS Next Y-3.15%
EPS Next 2Y2.32%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)14.9%
Revenue growth 3Y25.34%
Revenue growth 5Y18.36%
Sales Q2Q%-4.45%
Revenue Next Year-0.21%
Revenue Next 2Y1.72%
Revenue Next 3Y2.61%
Revenue Next 5YN/A
EBIT growth 1Y15.52%
EBIT growth 3Y39.03%
EBIT growth 5Y23.69%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-7.46%
FCF growth 3Y17.65%
FCF growth 5Y16.57%
OCF growth 1Y-7.51%
OCF growth 3Y17.39%
OCF growth 5Y16.42%

ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP / ACGLN FAQ

Can you provide the ChartMill fundamental rating for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ChartMill assigns a fundamental rating of 6 / 10 to ACGLN.


Can you provide the valuation status for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ChartMill assigns a valuation rating of 8 / 10 to ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN). This can be considered as Undervalued.


Can you provide the profitability details for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP?

ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) has a profitability rating of 7 / 10.


Can you provide the PE and PB ratios for ACGLN stock?

The Price/Earnings (PE) ratio for ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 1.79 and the Price/Book (PB) ratio is 0.26.


Is the dividend of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP sustainable?

The dividend rating of ARCH CAPITAL GROUP LTD - ACGL 4.55 PERP (ACGLN) is 7 / 10 and the dividend payout ratio is 1.08%.