ABN AMRO BANK NV-CVA (ABN.AS) Stock Fundamental Analysis

AMS:ABN • NL0011540547

28.56 EUR
+0.35 (+1.24%)
Last: Feb 25, 2026, 05:36 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

ABN gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 108 industry peers in the Banks industry. ABN has a bad profitability rating. Also its financial health evaluation is rather negative. ABN has a decent growth rate and is not valued too expensively. ABN also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year ABN was profitable.
  • In the past year ABN has reported a negative cash flow from operations.
  • Of the past 5 years ABN 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: ABN reported negative operating cash flow in multiple years.
ABN.AS Yearly Net Income VS EBIT VS OCF VS FCFABN.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B -10B 20B 30B 40B

1.2 Ratios

  • The Return On Assets of ABN (0.52%) is worse than 68.52% of its industry peers.
  • ABN has a worse Return On Equity (7.80%) than 65.74% of its industry peers.
Industry RankSector Rank
ROA 0.52%
ROE 7.8%
ROIC N/A
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)9.1%
ROE(5y)6.35%
ROIC(3y)N/A
ROIC(5y)N/A
ABN.AS Yearly ROA, ROE, ROICABN.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6 8 10

1.3 Margins

  • ABN has a Profit Margin (22.73%) which is comparable to the rest of the industry.
  • ABN's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for ABN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 22.73%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y20.79%
PM growth 5Y2.59%
GM growth 3YN/A
GM growth 5YN/A
ABN.AS Yearly Profit, Operating, Gross MarginsABN.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • ABN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • ABN has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, ABN has less shares outstanding
  • The debt/assets ratio for ABN is higher compared to a year ago.
ABN.AS Yearly Shares OutstandingABN.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
ABN.AS Yearly Total Debt VS Total AssetsABN.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

  • A Debt/Equity ratio of 2.67 is on the high side and indicates that ABN has dependencies on debt financing.
  • ABN has a worse Debt to Equity ratio (2.67) than 66.67% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.67
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC9.62%
ABN.AS Yearly LT Debt VS Equity VS FCFABN.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20B 40B 60B 80B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ABN.AS Yearly Current Assets VS Current LiabilitesABN.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • ABN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.29%.
  • Measured over the past 5 years, ABN shows a small growth in Earnings Per Share. The EPS has been growing by 5.46% on average per year.
  • ABN shows a decrease in Revenue. In the last year, the revenue decreased by -0.70%.
  • ABN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 0.69% yearly.
EPS 1Y (TTM)-14.29%
EPS 3Y30.68%
EPS 5Y5.46%
EPS Q2Q%-14.1%
Revenue 1Y (TTM)-0.7%
Revenue growth 3Y4.36%
Revenue growth 5Y0.69%
Sales Q2Q%-3.73%

3.2 Future

  • ABN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.83% yearly.
  • ABN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.04% yearly.
EPS Next Y-3.5%
EPS Next 2Y1.14%
EPS Next 3Y7.37%
EPS Next 5Y6.83%
Revenue Next Year-0.24%
Revenue Next 2Y2.84%
Revenue Next 3Y3.56%
Revenue Next 5Y2.04%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ABN.AS Yearly Revenue VS EstimatesABN.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
ABN.AS Yearly EPS VS EstimatesABN.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.61 indicates a reasonable valuation of ABN.
  • The rest of the industry has a similar Price/Earnings ratio as ABN.
  • The average S&P500 Price/Earnings ratio is at 26.98. ABN is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 10.34, the valuation of ABN can be described as very reasonable.
  • ABN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ABN is cheaper than 72.22% of the companies in the same industry.
  • ABN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.01.
Industry RankSector Rank
PE 11.61
Fwd PE 10.34
ABN.AS Price Earnings VS Forward Price EarningsABN.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ABN.AS Per share dataABN.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)2.13
EPS Next 2Y1.14%
EPS Next 3Y7.37%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 4.25%, ABN is a good candidate for dividend investing.
  • ABN's Dividend Yield is comparable with the industry average which is at 4.37.
  • Compared to an average S&P500 Dividend Yield of 1.81, ABN pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.25%

5.2 History

  • The dividend of ABN has a limited annual growth rate of 0.22%.
Dividend Growth(5Y)0.22%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 52.45% of the earnings are spent on dividend by ABN. This is a bit on the high side, but may be sustainable.
  • The dividend of ABN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP52.45%
EPS Next 2Y1.14%
EPS Next 3Y7.37%
ABN.AS Yearly Income VS Free CF VS DividendABN.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B -10B 20B 30B 40B
ABN.AS Dividend Payout.ABN.AS Dividend Payout, showing the Payout Ratio.ABN.AS Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ABN AMRO BANK NV-CVA

AMS:ABN (2/25/2026, 5:36:15 PM)

28.56

+0.35 (+1.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-11
Earnings (Next)05-13
Inst Owners50.26%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap17.60B
Revenue(TTM)9.35B
Net Income(TTM)2.15B
Analysts71.82
Price Target33.18 (16.18%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.25%
Yearly Dividend1.46
Dividend Growth(5Y)0.22%
DP52.45%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.19%
Min EPS beat(2)2.08%
Max EPS beat(2)2.3%
EPS beat(4)3
Avg EPS beat(4)6.3%
Min EPS beat(4)-2.93%
Max EPS beat(4)23.76%
EPS beat(8)7
Avg EPS beat(8)16.15%
EPS beat(12)11
Avg EPS beat(12)44.38%
EPS beat(16)15
Avg EPS beat(16)56%
Revenue beat(2)0
Avg Revenue beat(2)-2.01%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-1.33%
Revenue beat(4)2
Avg Revenue beat(4)-0.07%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)1.9%
Revenue beat(8)5
Avg Revenue beat(8)0.46%
Revenue beat(12)9
Avg Revenue beat(12)4.89%
Revenue beat(16)13
Avg Revenue beat(16)7.85%
PT rev (1m)2.05%
PT rev (3m)12.86%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.66%
Valuation
Industry RankSector Rank
PE 11.61
Fwd PE 10.34
P/S 1.87
P/FCF N/A
P/OCF N/A
P/B 0.64
P/tB 0.65
EV/EBITDA N/A
EPS(TTM)2.46
EY8.61%
EPS(NY)2.76
Fwd EY9.67%
FCF(TTM)-2.19
FCFYN/A
OCF(TTM)-1.5
OCFYN/A
SpS15.31
BVpS44.6
TBVpS44.13
PEG (NY)N/A
PEG (5Y)2.13
Graham Number49.69
Profitability
Industry RankSector Rank
ROA 0.52%
ROE 7.8%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 22.73%
GM N/A
FCFM N/A
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)9.1%
ROE(5y)6.35%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y20.79%
PM growth 5Y2.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 2.67
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 268.55%
Cap/Sales 4.53%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACC9.62%
ROIC/WACCN/A
Cap/Depr(3y)169.11%
Cap/Depr(5y)137.34%
Cap/Sales(3y)3.36%
Cap/Sales(5y)3.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.29%
EPS 3Y30.68%
EPS 5Y5.46%
EPS Q2Q%-14.1%
EPS Next Y-3.5%
EPS Next 2Y1.14%
EPS Next 3Y7.37%
EPS Next 5Y6.83%
Revenue 1Y (TTM)-0.7%
Revenue growth 3Y4.36%
Revenue growth 5Y0.69%
Sales Q2Q%-3.73%
Revenue Next Year-0.24%
Revenue Next 2Y2.84%
Revenue Next 3Y3.56%
Revenue Next 5Y2.04%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y93.65%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y95.61%
OCF growth 3YN/A
OCF growth 5YN/A

ABN AMRO BANK NV-CVA / ABN.AS FAQ

Can you provide the ChartMill fundamental rating for ABN AMRO BANK NV-CVA?

ChartMill assigns a fundamental rating of 3 / 10 to ABN.AS.


What is the valuation status for ABN stock?

ChartMill assigns a valuation rating of 4 / 10 to ABN AMRO BANK NV-CVA (ABN.AS). This can be considered as Fairly Valued.


Can you provide the profitability details for ABN AMRO BANK NV-CVA?

ABN AMRO BANK NV-CVA (ABN.AS) has a profitability rating of 2 / 10.


What is the financial health of ABN AMRO BANK NV-CVA (ABN.AS) stock?

The financial health rating of ABN AMRO BANK NV-CVA (ABN.AS) is 1 / 10.


Can you provide the expected EPS growth for ABN stock?

The Earnings per Share (EPS) of ABN AMRO BANK NV-CVA (ABN.AS) is expected to decline by -3.5% in the next year.