ABN AMRO BANK NV-CVA (ABN.AS) Fundamental Analysis & Valuation

AMS:ABN • NL0011540547

Current stock price

27.97 EUR
+0.86 (+3.17%)
Last:

This ABN.AS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. ABN.AS Profitability Analysis

1.1 Basic Checks

  • ABN had positive earnings in the past year.
  • In the past year ABN had a positive cash flow from operations.
  • ABN had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: ABN reported negative operating cash flow in multiple years.
ABN.AS Yearly Net Income VS EBIT VS OCF VS FCFABN.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B

1.2 Ratios

  • ABN has a worse Return On Assets (0.49%) than 71.17% of its industry peers.
  • The Return On Equity of ABN (7.53%) is worse than 64.86% of its industry peers.
Industry RankSector Rank
ROA 0.49%
ROE 7.53%
ROIC N/A
ROA(3y)0.59%
ROA(5y)0.51%
ROE(3y)9.02%
ROE(5y)8%
ROIC(3y)N/A
ROIC(5y)N/A
ABN.AS Yearly ROA, ROE, ROICABN.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6 8 10

1.3 Margins

  • The Profit Margin of ABN (21.78%) is comparable to the rest of the industry.
  • ABN's Profit Margin has been stable in the last couple of years.
  • ABN does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 21.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.32%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ABN.AS Yearly Profit, Operating, Gross MarginsABN.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

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2

2. ABN.AS Health Analysis

2.1 Basic Checks

  • ABN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • ABN has less shares outstanding than it did 1 year ago.
  • ABN has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, ABN has an improved debt to assets ratio.
ABN.AS Yearly Shares OutstandingABN.AS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
ABN.AS Yearly Total Debt VS Total AssetsABN.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B 400B

2.2 Solvency

  • The Debt to FCF ratio of ABN is 51.19, which is on the high side as it means it would take ABN, 51.19 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of ABN (51.19) is comparable to the rest of the industry.
  • ABN has a Debt/Equity ratio of 2.78. This is a high value indicating a heavy dependency on external financing.
  • ABN has a worse Debt to Equity ratio (2.78) than 72.07% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 51.19
Altman-Z N/A
ROIC/WACCN/A
WACC7.41%
ABN.AS Yearly LT Debt VS Equity VS FCFABN.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B 80B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
ABN.AS Yearly Current Assets VS Current LiabilitesABN.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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4

3. ABN.AS Growth Analysis

3.1 Past

  • ABN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -8.89%.
  • ABN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.87% yearly.
  • The Revenue has decreased by -2.44% in the past year.
  • The Revenue has been growing slightly by 1.47% on average over the past years.
EPS 1Y (TTM)-8.89%
EPS 3Y7.87%
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)-2.44%
Revenue growth 3Y3.28%
Revenue growth 5Y1.47%
Sales Q2Q%0.85%

3.2 Future

  • The Earnings Per Share is expected to grow by 11.70% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 3.74% on average over the next years.
EPS Next Y13.25%
EPS Next 2Y17.32%
EPS Next 3Y18.35%
EPS Next 5Y11.7%
Revenue Next Year6.09%
Revenue Next 2Y6.07%
Revenue Next 3Y5.49%
Revenue Next 5Y3.74%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
ABN.AS Yearly Revenue VS EstimatesABN.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
ABN.AS Yearly EPS VS EstimatesABN.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3 4

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6

4. ABN.AS Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.37 indicates a reasonable valuation of ABN.
  • ABN's Price/Earnings ratio is in line with the industry average.
  • When comparing the Price/Earnings ratio of ABN to the average of the S&P500 Index (25.35), we can say ABN is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.04 indicates a reasonable valuation of ABN.
  • Based on the Price/Forward Earnings ratio, ABN is valued a bit cheaper than 63.96% of the companies in the same industry.
  • ABN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.61.
Industry RankSector Rank
PE 11.37
Fwd PE 10.04
ABN.AS Price Earnings VS Forward Price EarningsABN.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, ABN is valued a bit cheaper than 68.47% of the companies in the same industry.
Industry RankSector Rank
P/FCF 9.35
EV/EBITDA N/A
ABN.AS Per share dataABN.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • ABN's earnings are expected to grow with 18.35% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.86
PEG (5Y)N/A
EPS Next 2Y17.32%
EPS Next 3Y18.35%

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5

5. ABN.AS Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.61%, ABN is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.78, ABN has a dividend in line with its industry peers.
  • ABN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 4.61%

5.2 History

  • The dividend of ABN decreases each year by -1.32%.
Dividend Growth(5Y)-1.32%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • ABN pays out 53.32% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP53.32%
EPS Next 2Y17.32%
EPS Next 3Y18.35%
ABN.AS Yearly Income VS Free CF VS DividendABN.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B
ABN.AS Dividend Payout.ABN.AS Dividend Payout, showing the Payout Ratio.ABN.AS Dividend Payout.PayoutRetained Earnings

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ABN.AS Fundamentals: All Metrics, Ratios and Statistics

ABN AMRO BANK NV-CVA

AMS:ABN (4/1/2026, 9:17:16 AM)

27.97

+0.86 (+3.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-11
Earnings (Next)05-13
Inst Owners48.45%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap17.23B
Revenue(TTM)9.35B
Net Income(TTM)2.04B
Analysts73.91
Price Target34.54 (23.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.61%
Yearly Dividend1.31
Dividend Growth(5Y)-1.32%
DP53.32%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.38%
Min EPS beat(2)-22.97%
Max EPS beat(2)2.21%
EPS beat(4)3
Avg EPS beat(4)-4.09%
Min EPS beat(4)-22.97%
Max EPS beat(4)2.3%
EPS beat(8)6
Avg EPS beat(8)6.36%
EPS beat(12)10
Avg EPS beat(12)17.27%
EPS beat(16)14
Avg EPS beat(16)36.18%
Revenue beat(2)0
Avg Revenue beat(2)-3.73%
Min Revenue beat(2)-5.2%
Max Revenue beat(2)-2.25%
Revenue beat(4)0
Avg Revenue beat(4)-2.87%
Min Revenue beat(4)-5.2%
Max Revenue beat(4)-1.33%
Revenue beat(8)4
Avg Revenue beat(8)-0.49%
Revenue beat(12)7
Avg Revenue beat(12)0.07%
Revenue beat(16)11
Avg Revenue beat(16)4.55%
PT rev (1m)0.28%
PT rev (3m)6.24%
EPS NQ rev (1m)0.21%
EPS NQ rev (3m)8.33%
EPS NY rev (1m)0.87%
EPS NY rev (3m)1.61%
Revenue NQ rev (1m)-0.61%
Revenue NQ rev (3m)-3.08%
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)-0.26%
Valuation
Industry RankSector Rank
PE 11.37
Fwd PE 10.04
P/S 1.84
P/FCF 9.35
P/OCF 7.71
P/B 0.64
P/tB 0.65
EV/EBITDA N/A
EPS(TTM)2.46
EY8.8%
EPS(NY)2.79
Fwd EY9.96%
FCF(TTM)2.99
FCFY10.69%
OCF(TTM)3.63
OCFY12.97%
SpS15.17
BVpS43.89
TBVpS43.31
PEG (NY)0.86
PEG (5Y)N/A
Graham Number49.29
Profitability
Industry RankSector Rank
ROA 0.49%
ROE 7.53%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 21.78%
GM N/A
FCFM 19.72%
ROA(3y)0.59%
ROA(5y)0.51%
ROE(3y)9.02%
ROE(5y)8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.32%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 51.19
Debt/EBITDA N/A
Cap/Depr 217.78%
Cap/Sales 4.19%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 90.57%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC7.41%
ROIC/WACCN/A
Cap/Depr(3y)205.27%
Cap/Depr(5y)165.85%
Cap/Sales(3y)4.02%
Cap/Sales(5y)3.34%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.89%
EPS 3Y7.87%
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y13.25%
EPS Next 2Y17.32%
EPS Next 3Y18.35%
EPS Next 5Y11.7%
Revenue 1Y (TTM)-2.44%
Revenue growth 3Y3.28%
Revenue growth 5Y1.47%
Sales Q2Q%0.85%
Revenue Next Year6.09%
Revenue Next 2Y6.07%
Revenue Next 3Y5.49%
Revenue Next 5Y3.74%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y116.39%
FCF growth 3YN/A
FCF growth 5Y-47.24%
OCF growth 1Y120.7%
OCF growth 3YN/A
OCF growth 5Y-45.22%

ABN AMRO BANK NV-CVA / ABN.AS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for ABN AMRO BANK NV-CVA?

ChartMill assigns a fundamental rating of 3 / 10 to ABN.AS.


What is the valuation status for ABN stock?

ChartMill assigns a valuation rating of 6 / 10 to ABN AMRO BANK NV-CVA (ABN.AS). This can be considered as Fairly Valued.


What is the profitability of ABN stock?

ABN AMRO BANK NV-CVA (ABN.AS) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for ABN stock?

The Price/Earnings (PE) ratio for ABN AMRO BANK NV-CVA (ABN.AS) is 11.37 and the Price/Book (PB) ratio is 0.64.


What is the expected EPS growth for ABN AMRO BANK NV-CVA (ABN.AS) stock?

The Earnings per Share (EPS) of ABN AMRO BANK NV-CVA (ABN.AS) is expected to grow by 13.25% in the next year.