ABN AMRO BANK NV-CVA (ABN.AS) Stock Fundamental Analysis
Europe • Euronext Amsterdam • AMS:ABN • NL0011540547
31.135 EUR
+0.46 (+1.48%)
Last: Jan 30, 2026, 12:42 PM
We assign a fundamental rating of 3 out of 10 to ABN. ABN was compared to 114 industry peers in the Banks industry. ABN has a bad profitability rating. Also its financial health evaluation is rather negative. ABN is quite expensive at the moment. It does show a decent growth rate. Finally ABN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ABN had positive earnings in the past year.
- In the past year ABN has reported a negative cash flow from operations.
- Of the past 5 years ABN 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: ABN reported negative operating cash flow in multiple years.
1.2 Ratios
- ABN has a worse Return On Assets (0.52%) than 64.91% of its industry peers.
- ABN's Return On Equity of 7.80% is on the low side compared to the rest of the industry. ABN is outperformed by 65.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 7.8% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)9.1%
ROE(5y)6.35%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ABN's Profit Margin of 22.73% is in line compared to the rest of the industry. ABN outperforms 48.25% of its industry peers.
- In the last couple of years the Profit Margin of ABN has grown nicely.
- ABN does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 22.73% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y20.79%
PM growth 5Y2.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ABN does not have a ROIC to compare to the WACC, probably because it is not profitable.
- ABN has less shares outstanding than it did 1 year ago.
- ABN has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, ABN has a worse debt to assets ratio.
2.2 Solvency
- ABN has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 2.67, ABN is doing worse than 69.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.65%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for ABN have decreased strongly by -14.29% in the last year.
- The Earnings Per Share has been growing slightly by 5.46% on average over the past years.
- Looking at the last year, ABN shows a decrease in Revenue. The Revenue has decreased by -0.70% in the last year.
- The Revenue has been growing slightly by 0.69% on average over the past years.
EPS 1Y (TTM)-14.29%
EPS 3Y30.68%
EPS 5Y5.46%
EPS Q2Q%-14.1%
Revenue 1Y (TTM)-0.7%
Revenue growth 3Y4.36%
Revenue growth 5Y0.69%
Sales Q2Q%-3.73%
3.2 Future
- ABN is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.24% yearly.
- Based on estimates for the next years, ABN will show a small growth in Revenue. The Revenue will grow by 2.44% on average per year.
EPS Next Y-3.5%
EPS Next 2Y1.14%
EPS Next 3Y7.37%
EPS Next 5Y7.24%
Revenue Next Year-0.24%
Revenue Next 2Y2.84%
Revenue Next 3Y3.56%
Revenue Next 5Y2.44%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 12.66, the valuation of ABN can be described as correct.
- Based on the Price/Earnings ratio, ABN is valued a bit more expensive than the industry average as 70.18% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Earnings ratio of 28.39, ABN is valued rather cheaply.
- With a Price/Forward Earnings ratio of 11.27, the valuation of ABN can be described as very reasonable.
- ABN's Price/Forward Earnings is on the same level as the industry average.
- When comparing the Price/Forward Earnings ratio of ABN to the average of the S&P500 Index (25.72), we can say ABN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.66 | ||
| Fwd PE | 11.27 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.32
EPS Next 2Y1.14%
EPS Next 3Y7.37%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.16%, ABN is a good candidate for dividend investing.
- ABN's Dividend Yield is comparable with the industry average which is at 3.93.
- ABN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.16% |
5.2 History
- The dividend of ABN has a limited annual growth rate of 0.22%.
Dividend Growth(5Y)0.22%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 52.45% of the earnings are spent on dividend by ABN. This is a bit on the high side, but may be sustainable.
- The dividend of ABN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP52.45%
EPS Next 2Y1.14%
EPS Next 3Y7.37%
ABN AMRO BANK NV-CVA / ABN.AS FAQ
Can you provide the ChartMill fundamental rating for ABN AMRO BANK NV-CVA?
ChartMill assigns a fundamental rating of 3 / 10 to ABN.AS.
What is the valuation status for ABN stock?
ChartMill assigns a valuation rating of 3 / 10 to ABN AMRO BANK NV-CVA (ABN.AS). This can be considered as Overvalued.
Can you provide the profitability details for ABN AMRO BANK NV-CVA?
ABN AMRO BANK NV-CVA (ABN.AS) has a profitability rating of 2 / 10.
What is the financial health of ABN AMRO BANK NV-CVA (ABN.AS) stock?
The financial health rating of ABN AMRO BANK NV-CVA (ABN.AS) is 1 / 10.
Can you provide the expected EPS growth for ABN stock?
The Earnings per Share (EPS) of ABN AMRO BANK NV-CVA (ABN.AS) is expected to decline by -3.5% in the next year.