ABN AMRO BANK NV-CVA (ABN.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:ABN - NL0011540547
29.35 EUR
-0.06 (-0.2%)
Overall ABN gets a fundamental rating of 2 out of 10. We evaluated ABN against 102 industry peers in the Banks industry. ABN has a bad profitability rating. Also its financial health evaluation is rather negative. ABN does not seem to be growing, but still is valued expensively. ABN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ABN was profitable.
ABN had a negative operating cash flow in the past year.
ABN had positive earnings in 4 of the past 5 years.
In multiple years ABN reported negative operating cash flow during the last 5 years.
1.2 Ratios
With a Return On Assets value of 0.52%, ABN is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
With a Return On Equity value of 7.80%, ABN is not doing good in the industry: 64.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 7.8% | ||
| ROIC | N/A |
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)9.1%
ROE(5y)6.35%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ABN has a Profit Margin of 22.73%. This is comparable to the rest of the industry: ABN outperforms 51.96% of its industry peers.
ABN's Profit Margin has improved in the last couple of years.
ABN does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 22.73% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.68%
PM growth 5Y4.95%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ABN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ABN has been reduced compared to 1 year ago.
ABN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, ABN has a worse debt to assets ratio.
2.2 Solvency
ABN has a Debt/Equity ratio of 2.67. This is a high value indicating a heavy dependency on external financing.
ABN has a Debt to Equity ratio of 2.67. This is in the lower half of the industry: ABN underperforms 65.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC9.63%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for ABN have decreased strongly by -14.29% in the last year.
The Earnings Per Share has been growing slightly by 5.46% on average over the past years.
ABN shows a small growth in Revenue. In the last year, the Revenue has grown by 2.67%.
Measured over the past years, ABN shows a decrease in Revenue. The Revenue has been decreasing by -1.59% on average per year.
EPS 1Y (TTM)-14.29%
EPS 3Y30.68%
EPS 5Y5.46%
EPS Q2Q%-14.1%
Revenue 1Y (TTM)2.67%
Revenue growth 3Y-0.5%
Revenue growth 5Y-1.59%
Sales Q2Q%-3.73%
3.2 Future
Based on estimates for the next years, ABN will show a small growth in Earnings Per Share. The EPS will grow by 7.10% on average per year.
The Revenue is expected to grow by 2.91% on average over the next years.
EPS Next Y-4.05%
EPS Next 2Y0.77%
EPS Next 3Y7.12%
EPS Next 5Y7.1%
Revenue Next Year-0.24%
Revenue Next 2Y2.84%
Revenue Next 3Y3.56%
Revenue Next 5Y2.91%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.93, which indicates a very decent valuation of ABN.
ABN's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.92, ABN is valued rather cheaply.
The Price/Forward Earnings ratio is 10.70, which indicates a very decent valuation of ABN.
ABN's Price/Forward Earnings ratio is in line with the industry average.
When comparing the Price/Forward Earnings ratio of ABN to the average of the S&P500 Index (23.46), we can say ABN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 10.7 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.19
EPS Next 2Y0.77%
EPS Next 3Y7.12%
5. Dividend
5.1 Amount
ABN has a Yearly Dividend Yield of 4.39%, which is a nice return.
Compared to an average industry Dividend Yield of 4.31, ABN has a dividend in line with its industry peers.
ABN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.39% |
5.2 History
The dividend of ABN has a limited annual growth rate of 0.21%.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
52.45% of the earnings are spent on dividend by ABN. This is a bit on the high side, but may be sustainable.
ABN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP52.45%
EPS Next 2Y0.77%
EPS Next 3Y7.12%
AMS:ABN (12/29/2025, 5:35:30 PM)
29.35
-0.06 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners47.85%
Inst Owner ChangeN/A
Ins Owners0%
Ins Owner ChangeN/A
Market Cap17.53B
Revenue(TTM)9.54B
Net Income(TTM)2.15B
Analysts72
Price Target32.51 (10.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.39% |
Yearly Dividend1.46
Dividend Growth(5Y)0.21%
DP52.45%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.19%
Min EPS beat(2)2.08%
Max EPS beat(2)2.3%
EPS beat(4)3
Avg EPS beat(4)6.3%
Min EPS beat(4)-2.93%
Max EPS beat(4)23.76%
EPS beat(8)7
Avg EPS beat(8)16.15%
EPS beat(12)11
Avg EPS beat(12)44.38%
EPS beat(16)15
Avg EPS beat(16)56%
Revenue beat(2)0
Avg Revenue beat(2)-2.01%
Min Revenue beat(2)-2.68%
Max Revenue beat(2)-1.33%
Revenue beat(4)2
Avg Revenue beat(4)-0.07%
Min Revenue beat(4)-2.68%
Max Revenue beat(4)1.9%
Revenue beat(8)5
Avg Revenue beat(8)0.46%
Revenue beat(12)9
Avg Revenue beat(12)4.89%
Revenue beat(16)13
Avg Revenue beat(16)7.85%
PT rev (1m)10.59%
PT rev (3m)24.61%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.75%
EPS NY rev (1m)0.09%
EPS NY rev (3m)-0.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.22%
Revenue NY rev (1m)-0.66%
Revenue NY rev (3m)-0.84%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 10.7 | ||
| P/S | 1.86 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.46
EY8.38%
EPS(NY)2.74
Fwd EY9.34%
FCF(TTM)-2.26
FCFYN/A
OCF(TTM)-1.55
OCFYN/A
SpS15.8
BVpS46.03
TBVpS45.54
PEG (NY)N/A
PEG (5Y)2.19
Graham Number50.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.52% | ||
| ROE | 7.8% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 22.73% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.58%
ROA(5y)0.4%
ROE(3y)9.1%
ROE(5y)6.35%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y26.68%
PM growth 5Y4.95%
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.67 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 268.55% | ||
| Cap/Sales | 4.53% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score2
WACC9.63%
ROIC/WACCN/A
Cap/Depr(3y)169.11%
Cap/Depr(5y)137.34%
Cap/Sales(3y)3.36%
Cap/Sales(5y)2.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.29%
EPS 3Y30.68%
EPS 5Y5.46%
EPS Q2Q%-14.1%
EPS Next Y-4.05%
EPS Next 2Y0.77%
EPS Next 3Y7.12%
EPS Next 5Y7.1%
Revenue 1Y (TTM)2.67%
Revenue growth 3Y-0.5%
Revenue growth 5Y-1.59%
Sales Q2Q%-3.73%
Revenue Next Year-0.24%
Revenue Next 2Y2.84%
Revenue Next 3Y3.56%
Revenue Next 5Y2.91%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y93.65%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y95.61%
OCF growth 3YN/A
OCF growth 5YN/A
ABN AMRO BANK NV-CVA / ABN.AS FAQ
Can you provide the ChartMill fundamental rating for ABN AMRO BANK NV-CVA?
ChartMill assigns a fundamental rating of 2 / 10 to ABN.AS.
What is the valuation status of ABN AMRO BANK NV-CVA (ABN.AS) stock?
ChartMill assigns a valuation rating of 3 / 10 to ABN AMRO BANK NV-CVA (ABN.AS). This can be considered as Overvalued.
Can you provide the profitability details for ABN AMRO BANK NV-CVA?
ABN AMRO BANK NV-CVA (ABN.AS) has a profitability rating of 2 / 10.
How financially healthy is ABN AMRO BANK NV-CVA?
The financial health rating of ABN AMRO BANK NV-CVA (ABN.AS) is 1 / 10.
Is the dividend of ABN AMRO BANK NV-CVA sustainable?
The dividend rating of ABN AMRO BANK NV-CVA (ABN.AS) is 7 / 10 and the dividend payout ratio is 52.45%.