ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28 (ABLLL) Stock Fundamental Analysis
USA - NASDAQ:ABLLL - US00258Y2037
25.07 USD
+0.02 (+0.08%)
ABLLL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 146 industry peers in the Insurance industry. Both the profitability and financial health of ABLLL have multiple concerns. ABLLL is valued quite expensive, but it does show an excellent growth.
1. Profitability
1.1 Basic Checks
ABLLL had positive earnings in the past year.
In the past year ABLLL has reported a negative cash flow from operations.
1.2 Ratios
ABLLL has a Return On Assets of -0.14%. This is amonst the worse of the industry: ABLLL underperforms 82.88% of its industry peers.
ABLLL has a Return On Equity of -0.27%. This is amonst the worse of the industry: ABLLL underperforms 82.19% of its industry peers.
With a decent Return On Invested Capital value of 4.03%, ABLLL is doing good in the industry, outperforming 73.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.14% | ||
| ROE | -0.27% | ||
| ROIC | 4.03% |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Operating Margin value of 20.52%, ABLLL belongs to the best of the industry, outperforming 80.82% of the companies in the same industry.
ABLLL's Gross Margin of 88.21% is amongst the best of the industry. ABLLL outperforms 98.63% of its industry peers.
ABLLL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.52% | ||
| PM (TTM) | N/A | ||
| GM | 88.21% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABLLL is destroying value.
ABLLL has more shares outstanding than it did 1 year ago.
Compared to 1 year ago, ABLLL has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.82 indicates that ABLLL is not in any danger for bankruptcy at the moment.
With an excellent Altman-Z score value of 3.82, ABLLL belongs to the best of the industry, outperforming 94.52% of the companies in the same industry.
A Debt/Equity ratio of 0.56 indicates that ABLLL is somewhat dependend on debt financing.
The Debt to Equity ratio of ABLLL (0.56) is worse than 77.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.82 |
ROIC/WACC0.48
WACC8.33%
2.3 Liquidity
A Current Ratio of 0.76 indicates that ABLLL may have some problems paying its short term obligations.
ABLLL has a better Current ratio (0.76) than 77.40% of its industry peers.
ABLLL has a Quick Ratio of 0.76. This is a bad value and indicates that ABLLL is not financially healthy enough and could expect problems in meeting its short term obligations.
ABLLL has a Quick ratio of 0.76. This is in the better half of the industry: ABLLL outperforms 77.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.76 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 280.00% over the past year.
The Revenue has grown by 69.56% in the past year. This is a very strong growth!
Measured over the past years, ABLLL shows a very strong growth in Revenue. The Revenue has been growing by 353.50% on average per year.
EPS 1Y (TTM)280%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%22.22%
Revenue 1Y (TTM)69.56%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%106.57%
3.2 Future
Based on estimates for the next years, ABLLL will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.72% on average per year.
The Revenue is expected to grow by 49.02% on average over the next years. This is a very strong growth
EPS Next Y22.75%
EPS Next 2Y25.89%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue Next Year83.46%
Revenue Next 2Y49.02%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
ABLLL is valuated quite expensively with a Price/Earnings ratio of 32.99.
Compared to the rest of the industry, the Price/Earnings ratio of ABLLL indicates a slightly more expensive valuation: ABLLL is more expensive than 79.45% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.38. ABLLL is valued slightly more expensive when compared to this.
The Price/Forward Earnings ratio is 24.34, which indicates a rather expensive current valuation of ABLLL.
74.66% of the companies in the same industry are cheaper than ABLLL, based on the Price/Forward Earnings ratio.
When comparing the Price/Forward Earnings ratio of ABLLL to the average of the S&P500 Index (22.86), we can say ABLLL is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.99 | ||
| Fwd PE | 24.34 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ABLLL is valued a bit more expensive than 70.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 59.89 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
ABLLL's earnings are expected to grow with 17.72% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.45
PEG (5Y)N/A
EPS Next 2Y25.89%
EPS Next 3Y17.72%
5. Dividend
5.1 Amount
ABLLL has a Yearly Dividend Yield of 9.86%, which is a nice return.
ABLLL's Dividend Yield is rather good when compared to the industry average which is at 3.44. ABLLL pays more dividend than 97.95% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, ABLLL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.86% |
5.2 History
ABLLL is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y25.89%
EPS Next 3Y17.72%
ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28
NASDAQ:ABLLL (9/22/2025, 2:10:05 PM)
25.07
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners28.73%
Inst Owner ChangeN/A
Ins Owners45.95%
Ins Owner ChangeN/A
Market Cap2.57B
Analysts80
Price Target52.69 (110.17%)
Short Float %0%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.86% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.81%
Min EPS beat(2)12.8%
Max EPS beat(2)32.82%
EPS beat(4)4
Avg EPS beat(4)26.6%
Min EPS beat(4)12.8%
Max EPS beat(4)46.41%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)19.58%
Min Revenue beat(2)9.92%
Max Revenue beat(2)29.23%
Revenue beat(4)3
Avg Revenue beat(4)11.89%
Min Revenue beat(4)-2.08%
Max Revenue beat(4)29.23%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-14.96%
PT rev (3m)-13.99%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.15%
EPS NY rev (1m)0%
EPS NY rev (3m)4.22%
Revenue NQ rev (1m)-3.52%
Revenue NQ rev (3m)4%
Revenue NY rev (1m)1.33%
Revenue NY rev (3m)6.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.99 | ||
| Fwd PE | 24.34 | ||
| P/S | 15.9 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 6.1 | ||
| P/tB | 23.1 | ||
| EV/EBITDA | 59.89 |
EPS(TTM)0.76
EY3.03%
EPS(NY)1.03
Fwd EY4.11%
FCF(TTM)-1.27
FCFYN/A
OCF(TTM)-1.27
OCFYN/A
SpS1.58
BVpS4.11
TBVpS1.09
PEG (NY)1.45
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.14% | ||
| ROE | -0.27% | ||
| ROCE | 4.69% | ||
| ROIC | 4.03% | ||
| ROICexc | 4.51% | ||
| ROICexgc | 8.84% | ||
| OM | 20.52% | ||
| PM (TTM) | N/A | ||
| GM | 88.21% | ||
| FCFM | N/A |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5 | ||
| Cap/Depr | 6.93% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 1.68 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.76 | ||
| Altman-Z | 3.82 |
F-Score2
WACC8.33%
ROIC/WACC0.48
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)280%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%22.22%
EPS Next Y22.75%
EPS Next 2Y25.89%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue 1Y (TTM)69.56%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%106.57%
Revenue Next Year83.46%
Revenue Next 2Y49.02%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y119.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year425.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-470.49%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-466.13%
OCF growth 3YN/A
OCF growth 5YN/A