ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28 (ABLLL) Stock Fundamental Analysis
NASDAQ:ABLLL - Nasdaq - US00258Y2037 - Currency: USD
ABLLL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 145 industry peers in the Insurance industry. ABLLL may be in some trouble as it scores bad on both profitability and health. ABLLL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
ABLLL had positive earnings in the past year.
ABLLL had a negative operating cash flow in the past year.
1.2 Ratios
ABLLL has a Return On Assets of -2.10%. This is amonst the worse of the industry: ABLLL underperforms 88.28% of its industry peers.
ABLLL has a Return On Equity of -4.13%. This is amonst the worse of the industry: ABLLL underperforms 86.21% of its industry peers.
With a Return On Invested Capital value of 1.98%, ABLLL perfoms like the industry average, outperforming 48.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.1% | ||
| ROE | -4.13% | ||
| ROIC | 1.98% |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ABLLL has a Operating Margin (12.39%) which is comparable to the rest of the industry.
With an excellent Gross Margin value of 88.29%, ABLLL belongs to the best of the industry, outperforming 98.62% of the companies in the same industry.
ABLLL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.39% | ||
| PM (TTM) | N/A | ||
| GM | 88.29% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
2. Health
2.1 Basic Checks
ABLLL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ABLLL has more shares outstanding than it did 1 year ago.
ABLLL has a worse debt/assets ratio than last year.
2.2 Solvency
ABLLL has an Altman-Z score of 3.49. This indicates that ABLLL is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.49, ABLLL belongs to the top of the industry, outperforming 96.55% of the companies in the same industry.
A Debt/Equity ratio of 0.55 indicates that ABLLL is somewhat dependend on debt financing.
ABLLL has a Debt to Equity ratio of 0.55. This is in the lower half of the industry: ABLLL underperforms 70.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.49 |
ROIC/WACC0.23
WACC8.59%
2.3 Liquidity
A Current Ratio of 0.47 indicates that ABLLL may have some problems paying its short term obligations.
ABLLL has a Current ratio of 0.47. This is in the better half of the industry: ABLLL outperforms 75.86% of its industry peers.
ABLLL has a Quick Ratio of 0.47. This is a bad value and indicates that ABLLL is not financially healthy enough and could expect problems in meeting its short term obligations.
With a decent Quick ratio value of 0.47, ABLLL is doing good in the industry, outperforming 75.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.47 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
ABLLL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -19425.00%.
The Revenue has grown by 73.24% in the past year. This is a very strong growth!
ABLLL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 353.50% yearly.
EPS 1Y (TTM)-19425%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%63.64%
Revenue 1Y (TTM)73.24%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%105.39%
3.2 Future
Based on estimates for the next years, ABLLL will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.72% on average per year.
The Revenue is expected to grow by 47.92% on average over the next years. This is a very strong growth
EPS Next Y17.78%
EPS Next 2Y21.92%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue Next Year72.5%
Revenue Next 2Y47.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 34.38, ABLLL can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of ABLLL indicates a slightly more expensive valuation: ABLLL is more expensive than 76.55% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of ABLLL to the average of the S&P500 Index (27.48), we can say ABLLL is valued slightly more expensively.
A Price/Forward Earnings ratio of 25.61 indicates a quite expensive valuation of ABLLL.
Based on the Price/Forward Earnings ratio, ABLLL is valued a bit more expensive than the industry average as 76.55% of the companies are valued more cheaply.
The average S&P500 Price/Forward Earnings ratio is at 36.52. ABLLL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.38 | ||
| Fwd PE | 25.61 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABLLL indicates a slightly more expensive valuation: ABLLL is more expensive than 70.34% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 98.86 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as ABLLL's earnings are expected to grow with 17.72% in the coming years.
PEG (NY)1.93
PEG (5Y)N/A
EPS Next 2Y21.92%
EPS Next 3Y17.72%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.01%, ABLLL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.76, ABLLL pays a better dividend. On top of this ABLLL pays more dividend than 98.62% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, ABLLL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.01% |
5.2 History
ABLLL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y21.92%
EPS Next 3Y17.72%
ABACUS GLOBAL MGMT INC - ABL 9 7/8 11/15/28
NASDAQ:ABLLL (7/17/2025, 8:00:48 PM)
24.75
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners28.63%
Inst Owner ChangeN/A
Ins Owners46.43%
Ins Owner ChangeN/A
Market Cap2.42B
Analysts80
Price Target61.26 (147.52%)
Short Float %0.02%
Short Ratio0.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.01% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)13.59%
Min EPS beat(2)12.8%
Max EPS beat(2)14.38%
EPS beat(4)4
Avg EPS beat(4)27.58%
Min EPS beat(4)12.8%
Max EPS beat(4)46.41%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)10.21%
Min Revenue beat(2)9.92%
Max Revenue beat(2)10.49%
Revenue beat(4)3
Avg Revenue beat(4)4.81%
Min Revenue beat(4)-2.08%
Max Revenue beat(4)10.49%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)33.1%
PT rev (3m)32.71%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.18%
EPS NY rev (1m)-1.3%
EPS NY rev (3m)1.74%
Revenue NQ rev (1m)0.01%
Revenue NQ rev (3m)5.33%
Revenue NY rev (1m)1.56%
Revenue NY rev (3m)4.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 34.38 | ||
| Fwd PE | 25.61 | ||
| P/S | 18 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 5.56 | ||
| P/tB | 19.81 | ||
| EV/EBITDA | 98.86 |
EPS(TTM)0.72
EY2.91%
EPS(NY)0.97
Fwd EY3.9%
FCF(TTM)-2.79
FCFYN/A
OCF(TTM)-2.79
OCFYN/A
SpS1.38
BVpS4.45
TBVpS1.25
PEG (NY)1.93
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.1% | ||
| ROE | -4.13% | ||
| ROCE | 2.3% | ||
| ROIC | 1.98% | ||
| ROICexc | 2.1% | ||
| ROICexgc | 3.89% | ||
| OM | 12.39% | ||
| PM (TTM) | N/A | ||
| GM | 88.29% | ||
| FCFM | N/A |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
F-Score1
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.55 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 8.6 | ||
| Cap/Depr | 7.2% | ||
| Cap/Sales | 0.59% | ||
| Interest Coverage | 1.09 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.47 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 3.49 |
F-Score1
WACC8.59%
ROIC/WACC0.23
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-19425%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%63.64%
EPS Next Y17.78%
EPS Next 2Y21.92%
EPS Next 3Y17.72%
EPS Next 5YN/A
Revenue 1Y (TTM)73.24%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%105.39%
Revenue Next Year72.5%
Revenue Next 2Y47.92%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.97%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year425.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2408.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-2401.54%
OCF growth 3YN/A
OCF growth 5YN/A