ABACUS GLOBAL MANAGEMENT INC (ABL) Stock Fundamental Analysis

NASDAQ:ABL • US00258Y1047

8.47 USD
-0.03 (-0.35%)
At close: Dec 29, 2025
8.47 USD
0 (0%)
After Hours: 12/29/2025, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to ABL. ABL was compared to 150 industry peers in the Insurance industry. ABL may be in some trouble as it scores bad on both profitability and health. ABL is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year ABL was profitable.
  • ABL had a negative operating cash flow in the past year.
ABL Yearly Net Income VS EBIT VS OCF VS FCFABL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 0 -50M -100M -150M -200M

1.2 Ratios

  • With a Return On Assets value of 1.20%, ABL perfoms like the industry average, outperforming 41.89% of the companies in the same industry.
  • ABL has a Return On Equity of 2.51%. This is in the lower half of the industry: ABL underperforms 79.05% of its industry peers.
  • ABL's Return On Invested Capital of 5.49% is amongst the best of the industry. ABL outperforms 83.11% of its industry peers.
Industry RankSector Rank
ROA 1.2%
ROE 2.51%
ROIC 5.49%
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ABL Yearly ROA, ROE, ROICABL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 0 20 40 60 80 100

1.3 Margins

  • ABL has a Profit Margin of 5.62%. This is in the lower half of the industry: ABL underperforms 61.49% of its industry peers.
  • ABL has a Operating Margin of 25.02%. This is amongst the best in the industry. ABL outperforms 85.81% of its industry peers.
  • ABL has a better Gross Margin (87.52%) than 99.32% of its industry peers.
  • In the last couple of years the Gross Margin of ABL has grown nicely.
Industry RankSector Rank
OM 25.02%
PM (TTM) 5.62%
GM 87.52%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
ABL Yearly Profit, Operating, Gross MarginsABL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 0 20 -20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABL is destroying value.
  • ABL has more shares outstanding than it did 1 year ago.
  • Compared to 1 year ago, ABL has a worse debt to assets ratio.
ABL Yearly Shares OutstandingABL Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 20M 40M 60M 80M
ABL Yearly Total Debt VS Total AssetsABL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • ABL has an Altman-Z score of 1.37. This is a bad value and indicates that ABL is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.37, ABL belongs to the top of the industry, outperforming 81.08% of the companies in the same industry.
  • ABL has a Debt/Equity ratio of 0.66. This is a neutral value indicating ABL is somewhat dependend on debt financing.
  • ABL's Debt to Equity ratio of 0.66 is on the low side compared to the rest of the industry. ABL is outperformed by 78.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF N/A
Altman-Z 1.37
ROIC/WACC0.72
WACC7.63%
ABL Yearly LT Debt VS Equity VS FCFABL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 200M -200M 400M

2.3 Liquidity

  • A Current Ratio of 0.93 indicates that ABL may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.93, ABL is in the better half of the industry, outperforming 78.38% of the companies in the same industry.
  • A Quick Ratio of 0.93 indicates that ABL may have some problems paying its short term obligations.
  • ABL has a Quick ratio of 0.93. This is in the better half of the industry: ABL outperforms 78.38% of its industry peers.
Industry RankSector Rank
Current Ratio 0.93
Quick Ratio 0.93
ABL Yearly Current Assets VS Current LiabilitesABL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • ABL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 94.87%, which is quite impressive.
  • Looking at the last year, ABL shows a very strong growth in Revenue. The Revenue has grown by 91.93%.
  • ABL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 353.50% yearly.
EPS 1Y (TTM)94.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)91.93%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%123.73%

3.2 Future

  • Based on estimates for the next years, ABL will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.56% on average per year.
  • Based on estimates for the next years, ABL will show a very strong growth in Revenue. The Revenue will grow by 38.54% on average per year.
EPS Next Y28.44%
EPS Next 2Y23.95%
EPS Next 3Y18.56%
EPS Next 5YN/A
Revenue Next Year100.07%
Revenue Next 2Y54.74%
Revenue Next 3Y38.54%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
ABL Yearly Revenue VS EstimatesABL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 50M 100M 150M 200M 250M
ABL Yearly EPS VS EstimatesABL Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 11.14, the valuation of ABL can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of ABL is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of ABL to the average of the S&P500 Index (27.10), we can say ABL is valued rather cheaply.
  • The Price/Forward Earnings ratio is 8.48, which indicates a very decent valuation of ABL.
  • ABL's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ABL is cheaper than 68.92% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ABL to the average of the S&P500 Index (28.06), we can say ABL is valued rather cheaply.
Industry RankSector Rank
PE 11.14
Fwd PE 8.48
ABL Price Earnings VS Forward Price EarningsABL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABL indicates a slightly more expensive valuation: ABL is more expensive than 64.19% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 17.37
ABL Per share dataABL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3 4

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ABL's earnings are expected to grow with 18.56% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y23.95%
EPS Next 3Y18.56%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • ABL has a Yearly Dividend Yield of 2.36%.
  • Compared to an average industry Dividend Yield of 2.63, ABL pays a bit more dividend than its industry peers.
  • ABL's Dividend Yield is a higher than the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 2.36%

5.2 History

  • ABL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
ABL Yearly Dividends per shareABL Yearly Dividends per shareYearly Dividends per share 2025 0.05 0.1 0.15

5.3 Sustainability

DPN/A
EPS Next 2Y23.95%
EPS Next 3Y18.56%
ABL Yearly Income VS Free CF VS DividendABL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2021 2022 2023 2024 0 -50M -100M -150M -200M

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Find the best dividend stocksShow peers with best dividend

ABACUS GLOBAL MANAGEMENT INC

NASDAQ:ABL (12/29/2025, 8:00:00 PM)

After market: 8.47 0 (0%)

8.47

-0.03 (-0.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-06
Earnings (Next)03-25
Inst Owners30.84%
Inst Owner Change-4.52%
Ins Owners44.76%
Ins Owner Change0%
Market Cap827.94M
Revenue(TTM)196.55M
Net Income(TTM)11.04M
Analysts80
Price Target13.36 (57.73%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.36%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.22%
Min EPS beat(2)7.62%
Max EPS beat(2)32.82%
EPS beat(4)4
Avg EPS beat(4)16.9%
Min EPS beat(4)7.62%
Max EPS beat(4)32.82%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)26.76%
Min Revenue beat(2)24.29%
Max Revenue beat(2)29.23%
Revenue beat(4)4
Avg Revenue beat(4)18.48%
Min Revenue beat(4)9.92%
Max Revenue beat(4)29.23%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.5%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.22%
EPS NY rev (1m)0%
EPS NY rev (3m)4.63%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)7.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.06%
Valuation
Industry RankSector Rank
PE 11.14
Fwd PE 8.48
P/S 4.21
P/FCF N/A
P/OCF N/A
P/B 1.88
P/tB 6.89
EV/EBITDA 17.37
EPS(TTM)0.76
EY8.97%
EPS(NY)1
Fwd EY11.79%
FCF(TTM)-1.14
FCFYN/A
OCF(TTM)-1.13
OCFYN/A
SpS2.01
BVpS4.5
TBVpS1.23
PEG (NY)0.39
PEG (5Y)N/A
Graham Number8.77
Profitability
Industry RankSector Rank
ROA 1.2%
ROE 2.51%
ROCE 6.38%
ROIC 5.49%
ROICexc 6.18%
ROICexgc 11.6%
OM 25.02%
PM (TTM) 5.62%
GM 87.52%
FCFM N/A
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
F-Score3
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.66
Debt/FCF N/A
Debt/EBITDA 4.37
Cap/Depr 5.41%
Cap/Sales 0.47%
Interest Coverage 1.73
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.93
Quick Ratio 0.93
Altman-Z 1.37
F-Score3
WACC7.63%
ROIC/WACC0.72
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)94.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y28.44%
EPS Next 2Y23.95%
EPS Next 3Y18.56%
EPS Next 5YN/A
Revenue 1Y (TTM)91.93%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%123.73%
Revenue Next Year100.07%
Revenue Next 2Y54.74%
Revenue Next 3Y38.54%
Revenue Next 5YN/A
EBIT growth 1Y229.74%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year527.05%
EBIT Next 3Y101.79%
EBIT Next 5YN/A
FCF growth 1Y-223.92%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-223.62%
OCF growth 3YN/A
OCF growth 5YN/A

ABACUS GLOBAL MANAGEMENT INC / ABL FAQ

What is the fundamental rating for ABL stock?

ChartMill assigns a fundamental rating of 4 / 10 to ABL.


Can you provide the valuation status for ABACUS GLOBAL MANAGEMENT INC?

ChartMill assigns a valuation rating of 5 / 10 to ABACUS GLOBAL MANAGEMENT INC (ABL). This can be considered as Fairly Valued.


What is the profitability of ABL stock?

ABACUS GLOBAL MANAGEMENT INC (ABL) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for ABL stock?

The Price/Earnings (PE) ratio for ABACUS GLOBAL MANAGEMENT INC (ABL) is 11.14 and the Price/Book (PB) ratio is 1.88.