ABACUS GLOBAL MANAGEMENT INC (ABL) Stock Fundamental Analysis
USA - NASDAQ:ABL - US00258Y1047 - Common Stock
6.45 USD
+1.17 (+22.16%)
6.3 USD
-0.15 (-2.33%)
Overall ABL gets a fundamental rating of 4 out of 10. We evaluated ABL against 146 industry peers in the Insurance industry. Both the profitability and financial health of ABL have multiple concerns. ABL is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
ABL had positive earnings in the past year.
In the past year ABL has reported a negative cash flow from operations.
1.2 Ratios
ABL has a Return On Assets of -0.14%. This is amonst the worse of the industry: ABL underperforms 84.25% of its industry peers.
With a Return On Equity value of -0.27%, ABL is not doing good in the industry: 83.56% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 4.03%, ABL is in the better half of the industry, outperforming 70.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.14% | ||
| ROE | -0.27% | ||
| ROIC | 4.03% |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ABL's Operating Margin of 20.52% is amongst the best of the industry. ABL outperforms 80.82% of its industry peers.
The Gross Margin of ABL (88.21%) is better than 99.32% of its industry peers.
In the last couple of years the Gross Margin of ABL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.52% | ||
| PM (TTM) | N/A | ||
| GM | 88.21% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABL is destroying value.
The number of shares outstanding for ABL has been increased compared to 1 year ago.
The debt/assets ratio for ABL is higher compared to a year ago.
2.2 Solvency
ABL has an Altman-Z score of 0.97. This is a bad value and indicates that ABL is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of ABL (0.97) is better than 78.77% of its industry peers.
A Debt/Equity ratio of 0.56 indicates that ABL is somewhat dependend on debt financing.
The Debt to Equity ratio of ABL (0.56) is worse than 78.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.97 |
ROIC/WACC0.55
WACC7.36%
2.3 Liquidity
A Current Ratio of 0.76 indicates that ABL may have some problems paying its short term obligations.
With a decent Current ratio value of 0.76, ABL is doing good in the industry, outperforming 78.08% of the companies in the same industry.
A Quick Ratio of 0.76 indicates that ABL may have some problems paying its short term obligations.
ABL has a better Quick ratio (0.76) than 78.08% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.76 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 94.87% over the past year.
ABL shows a strong growth in Revenue. In the last year, the Revenue has grown by 68.56%.
ABL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 353.50% yearly.
EPS 1Y (TTM)94.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)68.56%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%123.75%
3.2 Future
The Earnings Per Share is expected to grow by 15.63% on average over the next years. This is quite good.
ABL is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 38.93% yearly.
EPS Next Y22.54%
EPS Next 2Y23.24%
EPS Next 3Y15.63%
EPS Next 5YN/A
Revenue Next Year85.69%
Revenue Next 2Y49.37%
Revenue Next 3Y38.93%
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
ABL is valuated reasonably with a Price/Earnings ratio of 8.49.
ABL's Price/Earnings ratio is a bit cheaper when compared to the industry. ABL is cheaper than 76.03% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.83, ABL is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.53, the valuation of ABL can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of ABL indicates a rather cheap valuation: ABL is cheaper than 80.82% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 32.68, ABL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.49 | ||
| Fwd PE | 6.53 |
4.2 Price Multiples
65.07% of the companies in the same industry are cheaper than ABL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.3 |
4.3 Compensation for Growth
ABL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ABL's earnings are expected to grow with 15.63% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.38
PEG (5Y)N/A
EPS Next 2Y23.24%
EPS Next 3Y15.63%
5. Dividend
5.1 Amount
No dividends for ABL!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
6.45
+1.17 (+22.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners26.78%
Inst Owner Change1.14%
Ins Owners42.66%
Ins Owner Change-3.4%
Market Cap661.51M
Revenue(TTM)111.92M
Net Income(TTM)-1.16M
Analysts80
Price Target13.26 (105.58%)
Short Float %12.92%
Short Ratio7.25
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)22.81%
Min EPS beat(2)12.8%
Max EPS beat(2)32.82%
EPS beat(4)4
Avg EPS beat(4)26.6%
Min EPS beat(4)12.8%
Max EPS beat(4)46.41%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)19.58%
Min Revenue beat(2)9.92%
Max Revenue beat(2)29.23%
Revenue beat(4)3
Avg Revenue beat(4)11.89%
Min Revenue beat(4)-2.08%
Max Revenue beat(4)29.23%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.26%
PT rev (3m)-2.26%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-5.15%
EPS NY rev (1m)0%
EPS NY rev (3m)4.22%
Revenue NQ rev (1m)1.73%
Revenue NQ rev (3m)4.59%
Revenue NY rev (1m)0%
Revenue NY rev (3m)6.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.49 | ||
| Fwd PE | 6.53 | ||
| P/S | 4.09 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.57 | ||
| P/tB | 5.94 | ||
| EV/EBITDA | 17.3 |
EPS(TTM)0.76
EY11.78%
EPS(NY)0.99
Fwd EY15.31%
FCF(TTM)-1.27
FCFYN/A
OCF(TTM)-1.27
OCFYN/A
SpS1.58
BVpS4.11
TBVpS1.09
PEG (NY)0.38
PEG (5Y)N/A
Graham Number8.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.14% | ||
| ROE | -0.27% | ||
| ROCE | 4.69% | ||
| ROIC | 4.03% | ||
| ROICexc | 4.51% | ||
| ROICexgc | 8.84% | ||
| OM | 20.52% | ||
| PM (TTM) | N/A | ||
| GM | 88.21% | ||
| FCFM | N/A |
ROA(3y)17.91%
ROA(5y)N/A
ROE(3y)38.8%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y32.83%
GM growth 5YN/A
F-Score2
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5 | ||
| Cap/Depr | 6.93% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 1.68 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.76 | ||
| Altman-Z | 0.97 |
F-Score2
WACC7.36%
ROIC/WACC0.55
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)94.87%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y22.54%
EPS Next 2Y23.24%
EPS Next 3Y15.63%
EPS Next 5YN/A
Revenue 1Y (TTM)68.56%
Revenue growth 3Y353.5%
Revenue growth 5YN/A
Sales Q2Q%123.75%
Revenue Next Year85.69%
Revenue Next 2Y49.37%
Revenue Next 3Y38.93%
Revenue Next 5YN/A
EBIT growth 1Y119.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year470.24%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-470.49%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-466.13%
OCF growth 3YN/A
OCF growth 5YN/A
ABACUS GLOBAL MANAGEMENT INC / ABL FAQ
What is the fundamental rating for ABL stock?
ChartMill assigns a fundamental rating of 4 / 10 to ABL.
What is the valuation status for ABL stock?
ChartMill assigns a valuation rating of 6 / 10 to ABACUS GLOBAL MANAGEMENT INC (ABL). This can be considered as Fairly Valued.
What is the profitability of ABL stock?
ABACUS GLOBAL MANAGEMENT INC (ABL) has a profitability rating of 3 / 10.
What are the PE and PB ratios of ABACUS GLOBAL MANAGEMENT INC (ABL) stock?
The Price/Earnings (PE) ratio for ABACUS GLOBAL MANAGEMENT INC (ABL) is 8.49 and the Price/Book (PB) ratio is 1.57.
Can you provide the financial health for ABL stock?
The financial health rating of ABACUS GLOBAL MANAGEMENT INC (ABL) is 2 / 10.