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Arlington Asset Investment Corp (AAIC) Stock Fundamental Analysis

NYSE:AAIC - US0413562051 - REIT

4.84 USD
+0.07 (+1.47%)
Last: 12/13/2023, 8:04:00 PM
4.84 USD
0 (0%)
After Hours: 12/13/2023, 8:04:00 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to AAIC. AAIC was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AAIC may be in some trouble as it scores bad on both profitability and health. AAIC is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

AAIC had positive earnings in the past year.
AAIC had a negative operating cash flow in the past year.
In multiple years AAIC reported negative net income over the last 5 years.
Of the past 5 years AAIC 4 years had a positive operating cash flow.
AAIC Yearly Net Income VS EBIT VS OCF VS FCFAAIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 50M -50M 100M

1.2 Ratios

AAIC has a worse Return On Assets (-0.27%) than 65.63% of its industry peers.
Looking at the Return On Equity, with a value of -1.08%, AAIC is doing worse than 62.50% of the companies in the same industry.
The Return On Invested Capital of AAIC (0.19%) is worse than 62.50% of its industry peers.
Industry RankSector Rank
ROA -0.27%
ROE -1.08%
ROIC 0.19%
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
AAIC Yearly ROA, ROE, ROICAAIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 0 -10 -20 -30

1.3 Margins

AAIC's Profit Margin has declined in the last couple of years.
The Operating Margin of AAIC (4.02%) is worse than 62.50% of its industry peers.
In the last couple of years the Operating Margin of AAIC has declined.
AAIC has a Gross Margin (36.78%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of AAIC has remained more or less at the same level.
Industry RankSector Rank
OM 4.02%
PM (TTM) N/A
GM 36.78%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
AAIC Yearly Profit, Operating, Gross MarginsAAIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 0 -500 -1K

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1

2. Health

2.1 Basic Checks

The number of shares outstanding for AAIC has been reduced compared to 1 year ago.
Compared to 1 year ago, AAIC has a worse debt to assets ratio.
AAIC Yearly Shares OutstandingAAIC Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M
AAIC Yearly Total Debt VS Total AssetsAAIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 1B 2B 3B 4B

2.2 Solvency

Based on the Altman-Z score of -3.28, we must say that AAIC is in the distress zone and has some risk of bankruptcy.
AAIC has a Altman-Z score of -3.28. This is amonst the worse of the industry: AAIC underperforms 98.44% of its industry peers.
AAIC has a Debt/Equity ratio of 3.01. This is a high value indicating a heavy dependency on external financing.
AAIC's Debt to Equity ratio of 3.01 is in line compared to the rest of the industry. AAIC outperforms 59.38% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.01
Debt/FCF N/A
Altman-Z -3.28
ROIC/WACCN/A
WACCN/A
AAIC Yearly LT Debt VS Equity VS FCFAAIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 100M 200M 300M 400M

2.3 Liquidity

AAIC has a Current Ratio of 0.36. This is a bad value and indicates that AAIC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.36, AAIC is in line with its industry, outperforming 57.81% of the companies in the same industry.
AAIC has a Quick Ratio of 0.36. This is a bad value and indicates that AAIC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.36, AAIC perfoms like the industry average, outperforming 57.81% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.36
Quick Ratio 0.36
AAIC Yearly Current Assets VS Current LiabilitesAAIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 1B 2B 3B

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 17.39% over the past year.
Measured over the past years, AAIC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -33.34% on average per year.
The Revenue has grown by 17.04% in the past year. This is quite good.
The Revenue for AAIC have been decreasing by -16.37% on average. This is quite bad
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%

3.2 Future

AAIC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.19% yearly.
The Revenue is expected to grow by 6.81% on average over the next years.
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
AAIC Yearly Revenue VS EstimatesAAIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
AAIC Yearly EPS VS EstimatesAAIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4 5

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1

4. Valuation

4.1 Price/Earnings Ratio

AAIC is valuated rather expensively with a Price/Earnings ratio of 17.93.
AAIC's Price/Earnings ratio is in line with the industry average.
AAIC is valuated rather cheaply when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 17.57, which indicates a rather expensive current valuation of AAIC.
AAIC's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. AAIC is more expensive than 70.31% of the companies in the same industry.
AAIC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.67.
Industry RankSector Rank
PE 17.93
Fwd PE 17.57
AAIC Price Earnings VS Forward Price EarningsAAIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AAIC Per share dataAAIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A cheap valuation may be justified as AAIC's earnings are expected to decrease with -4.19% in the coming years.
PEG (NY)18.29
PEG (5Y)N/A
EPS Next 2Y-4.19%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for AAIC!.
Industry RankSector Rank
Dividend Yield N/A

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Arlington Asset Investment Corp

NYSE:AAIC (12/13/2023, 8:04:00 PM)

After market: 4.84 0 (0%)

4.84

+0.07 (+1.47%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)11-13 2023-11-13/bmo
Earnings (Next)03-29 2024-03-29/amc
Inst Owners43%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap137.07M
Analysts77.78
Price Target5.61 (15.91%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0.09
Dividend Growth(5Y)-47.16%
DP-86.96%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.77%
Min EPS beat(2)-8.5%
Max EPS beat(2)6.95%
EPS beat(4)2
Avg EPS beat(4)-5.02%
Min EPS beat(4)-34.64%
Max EPS beat(4)16.1%
EPS beat(8)4
Avg EPS beat(8)10.25%
EPS beat(12)6
Avg EPS beat(12)21.86%
EPS beat(16)8
Avg EPS beat(16)20.88%
Revenue beat(2)1
Avg Revenue beat(2)114.9%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)234.03%
Revenue beat(4)3
Avg Revenue beat(4)82.39%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)234.03%
Revenue beat(8)7
Avg Revenue beat(8)85.94%
Revenue beat(12)9
Avg Revenue beat(12)80.72%
Revenue beat(16)12
Avg Revenue beat(16)39.2%
PT rev (1m)0%
PT rev (3m)18.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 17.93
Fwd PE 17.57
P/S 2.63
P/FCF N/A
P/OCF N/A
P/B 0.64
P/tB 0.64
EV/EBITDA N/A
EPS(TTM)0.27
EY5.58%
EPS(NY)0.28
Fwd EY5.69%
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.43
OCFYN/A
SpS1.84
BVpS7.52
TBVpS7.52
PEG (NY)18.29
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -0.27%
ROE -1.08%
ROCE 0.67%
ROIC 0.19%
ROICexc 0.19%
ROICexgc 0.2%
OM 4.02%
PM (TTM) N/A
GM 36.78%
FCFM N/A
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y41.72%
ROICexcg growth 5Y-6.71%
ROICexc growth 3Y41.32%
ROICexc growth 5Y-6.79%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
F-Score4
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 3.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.07
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.36
Quick Ratio 0.36
Altman-Z -3.28
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-78.57%
EBIT growth 3Y-11.49%
EBIT growth 5Y-30.12%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-258.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-258.44%
OCF growth 3YN/A
OCF growth 5YN/A