Arlington Asset Investment Corp (AAIC) Stock Fundamental Analysis
USA - NYSE:AAIC - US0413562051 - REIT
4.84 USD
+0.07 (+1.47%)
4.84 USD
0 (0%)
Taking everything into account, AAIC scores 2 out of 10 in our fundamental rating. AAIC was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of AAIC have multiple concerns. AAIC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
AAIC had positive earnings in the past year.
AAIC had a negative operating cash flow in the past year.
In multiple years AAIC reported negative net income over the last 5 years.
Of the past 5 years AAIC 4 years had a positive operating cash flow.
1.2 Ratios
AAIC has a worse Return On Assets (-0.27%) than 65.63% of its industry peers.
AAIC's Return On Equity of -1.08% is on the low side compared to the rest of the industry. AAIC is outperformed by 62.50% of its industry peers.
With a Return On Invested Capital value of 0.19%, AAIC is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROIC | 0.19% |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AAIC's Profit Margin has declined in the last couple of years.
The Operating Margin of AAIC (4.02%) is worse than 62.50% of its industry peers.
In the last couple of years the Operating Margin of AAIC has declined.
AAIC has a Gross Margin of 36.78%. This is comparable to the rest of the industry: AAIC outperforms 57.81% of its industry peers.
In the last couple of years the Gross Margin of AAIC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% |
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AAIC has less shares outstanding
AAIC has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -3.28, we must say that AAIC is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -3.28, AAIC is not doing good in the industry: 98.44% of the companies in the same industry are doing better.
A Debt/Equity ratio of 3.01 is on the high side and indicates that AAIC has dependencies on debt financing.
AAIC has a Debt to Equity ratio (3.01) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -3.28 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AAIC has a Current Ratio of 0.36. This is a bad value and indicates that AAIC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.36, AAIC is in line with its industry, outperforming 57.81% of the companies in the same industry.
A Quick Ratio of 0.36 indicates that AAIC may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.36, AAIC is in line with its industry, outperforming 57.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
AAIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.39%, which is quite good.
The earnings per share for AAIC have been decreasing by -33.34% on average. This is quite bad
Looking at the last year, AAIC shows a quite strong growth in Revenue. The Revenue has grown by 17.04% in the last year.
AAIC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -16.37% yearly.
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
3.2 Future
AAIC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.19% yearly.
Based on estimates for the next years, AAIC will show a small growth in Revenue. The Revenue will grow by 6.81% on average per year.
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
AAIC is valuated rather expensively with a Price/Earnings ratio of 17.93.
The rest of the industry has a similar Price/Earnings ratio as AAIC.
The average S&P500 Price/Earnings ratio is at 26.06. AAIC is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 17.57, which indicates a rather expensive current valuation of AAIC.
Based on the Price/Forward Earnings ratio, AAIC is valued a bit more expensive than the industry average as 70.31% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of AAIC to the average of the S&P500 Index (32.73), we can say AAIC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.93 | ||
| Fwd PE | 17.57 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AAIC does not grow enough to justify the current Price/Earnings ratio.
AAIC's earnings are expected to decrease with -4.19% in the coming years. This may justify a cheaper valuation.
PEG (NY)18.29
PEG (5Y)N/A
EPS Next 2Y-4.19%
EPS Next 3YN/A
5. Dividend
5.1 Amount
AAIC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
4.84
+0.07 (+1.47%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners43%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap137.07M
Revenue(TTM)52.20M
Net Income(TTM)-2.30M
Analysts77.78
Price Target5.61 (15.91%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.09
Dividend Growth(5Y)-47.16%
DP-86.96%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.77%
Min EPS beat(2)-8.5%
Max EPS beat(2)6.95%
EPS beat(4)2
Avg EPS beat(4)-5.02%
Min EPS beat(4)-34.64%
Max EPS beat(4)16.1%
EPS beat(8)4
Avg EPS beat(8)10.25%
EPS beat(12)6
Avg EPS beat(12)21.86%
EPS beat(16)8
Avg EPS beat(16)20.88%
Revenue beat(2)1
Avg Revenue beat(2)114.9%
Min Revenue beat(2)-4.22%
Max Revenue beat(2)234.03%
Revenue beat(4)3
Avg Revenue beat(4)82.39%
Min Revenue beat(4)-4.22%
Max Revenue beat(4)234.03%
Revenue beat(8)7
Avg Revenue beat(8)85.94%
Revenue beat(12)9
Avg Revenue beat(12)80.72%
Revenue beat(16)12
Avg Revenue beat(16)39.2%
PT rev (1m)0%
PT rev (3m)18.92%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.93 | ||
| Fwd PE | 17.57 | ||
| P/S | 2.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.64 | ||
| P/tB | 0.64 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.27
EY5.58%
EPS(NY)0.28
Fwd EY5.69%
FCF(TTM)-0.43
FCFYN/A
OCF(TTM)-0.43
OCFYN/A
SpS1.84
BVpS7.52
TBVpS7.52
PEG (NY)18.29
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.27% | ||
| ROE | -1.08% | ||
| ROCE | 0.67% | ||
| ROIC | 0.19% | ||
| ROICexc | 0.19% | ||
| ROICexgc | 0.2% | ||
| OM | 4.02% | ||
| PM (TTM) | N/A | ||
| GM | 36.78% | ||
| FCFM | N/A |
ROA(3y)-2.37%
ROA(5y)-1.82%
ROE(3y)-11.03%
ROE(5y)-12.68%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y41.72%
ROICexgc growth 5Y-6.71%
ROICexc growth 3Y41.32%
ROICexc growth 5Y-6.79%
OM growth 3Y18.88%
OM growth 5Y-16.44%
PM growth 3Y-17.2%
PM growth 5Y-18.06%
GM growth 3Y36.91%
GM growth 5Y-0.28%
F-Score4
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | -3.28 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.39%
EPS 3Y-30.92%
EPS 5Y-33.34%
EPS Q2Q%-36.36%
EPS Next Y0.98%
EPS Next 2Y-4.19%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)17.04%
Revenue growth 3Y-25.55%
Revenue growth 5Y-16.37%
Sales Q2Q%-64.33%
Revenue Next Year-6.88%
Revenue Next 2Y6.81%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-78.57%
EBIT growth 3Y-11.49%
EBIT growth 5Y-30.12%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-258.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-258.44%
OCF growth 3YN/A
OCF growth 5YN/A
Arlington Asset Investment Corp / AAIC FAQ
What is the ChartMill fundamental rating of Arlington Asset Investment Corp (AAIC) stock?
ChartMill assigns a fundamental rating of 2 / 10 to AAIC.
What is the valuation status of Arlington Asset Investment Corp (AAIC) stock?
ChartMill assigns a valuation rating of 1 / 10 to Arlington Asset Investment Corp (AAIC). This can be considered as Overvalued.
Can you provide the profitability details for Arlington Asset Investment Corp?
Arlington Asset Investment Corp (AAIC) has a profitability rating of 2 / 10.
What is the earnings growth outlook for Arlington Asset Investment Corp?
The Earnings per Share (EPS) of Arlington Asset Investment Corp (AAIC) is expected to grow by 0.98% in the next year.
Can you provide the dividend sustainability for AAIC stock?
The dividend rating of Arlington Asset Investment Corp (AAIC) is 0 / 10 and the dividend payout ratio is -86.96%.