GENERAL MOTORS CO (8GM.DE) Stock Fundamental Analysis
FRA:8GM • US37045V1008
68.01 EUR
-0.82 (-1.19%)
Last: Feb 17, 2026, 07:00 PM
We assign a fundamental rating of 4 out of 10 to 8GM. 8GM was compared to 34 industry peers in the Automobiles industry. 8GM has a bad profitability rating. Also its financial health evaluation is rather negative. 8GM may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
- 8GM had positive earnings in the past year.
- 8GM had a positive operating cash flow in the past year.
- Each year in the past 5 years 8GM has been profitable.
- Each year in the past 5 years 8GM had a positive operating cash flow.
1.2 Ratios
- 8GM's Return On Assets of 1.14% is in line compared to the rest of the industry. 8GM outperforms 47.06% of its industry peers.
- The Return On Equity of 8GM (5.22%) is comparable to the rest of the industry.
- Looking at the Return On Invested Capital, with a value of 0.98%, 8GM is doing worse than 70.59% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for 8GM is in line with the industry average of 5.78%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROIC | 0.98% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
1.3 Margins
- The Profit Margin of 8GM (1.73%) is comparable to the rest of the industry.
- 8GM's Profit Margin has declined in the last couple of years.
- 8GM has a Operating Margin of 1.25%. This is in the lower half of the industry: 8GM underperforms 70.59% of its industry peers.
- In the last couple of years the Operating Margin of 8GM has declined.
- 8GM has a Gross Margin of 5.94%. This is amonst the worse of the industry: 8GM underperforms 88.24% of its industry peers.
- In the last couple of years the Gross Margin of 8GM has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% |
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so 8GM is destroying value.
- The number of shares outstanding for 8GM has been reduced compared to 1 year ago.
- The number of shares outstanding for 8GM has been reduced compared to 5 years ago.
- Compared to 1 year ago, 8GM has about the same debt to assets ratio.
2.2 Solvency
- 8GM has an Altman-Z score of 1.21. This is a bad value and indicates that 8GM is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 1.21, 8GM perfoms like the industry average, outperforming 55.88% of the companies in the same industry.
- 8GM has a debt to FCF ratio of 73.56. This is a negative value and a sign of low solvency as 8GM would need 73.56 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 73.56, 8GM is in line with its industry, outperforming 44.12% of the companies in the same industry.
- 8GM has a Debt/Equity ratio of 1.55. This is a high value indicating a heavy dependency on external financing.
- 8GM's Debt to Equity ratio of 1.55 is on the low side compared to the rest of the industry. 8GM is outperformed by 73.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Altman-Z | 1.21 |
ROIC/WACC0.13
WACC7.78%
2.3 Liquidity
- A Current Ratio of 1.17 indicates that 8GM should not have too much problems paying its short term obligations.
- 8GM has a Current ratio (1.17) which is comparable to the rest of the industry.
- A Quick Ratio of 1.01 indicates that 8GM should not have too much problems paying its short term obligations.
- 8GM's Quick ratio of 1.01 is fine compared to the rest of the industry. 8GM outperforms 76.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
- 8GM shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.57%.
- The Earnings Per Share has been growing by 16.83% on average over the past years. This is quite good.
- The Revenue has decreased by -1.29% in the past year.
- The Revenue has been growing by 8.60% on average over the past years. This is quite good.
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
3.2 Future
- 8GM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.91% yearly.
- Based on estimates for the next years, 8GM will show a small growth in Revenue. The Revenue will grow by 1.49% on average per year.
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 7.59, which indicates a rather cheap valuation of 8GM.
- 97.06% of the companies in the same industry are more expensive than 8GM, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 27.16, 8GM is valued rather cheaply.
- A Price/Forward Earnings ratio of 6.29 indicates a rather cheap valuation of 8GM.
- 8GM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. 8GM is cheaper than 70.59% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of 8GM to the average of the S&P500 Index (28.10), we can say 8GM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.59 | ||
| Fwd PE | 6.29 |
4.2 Price Multiples
- 8GM's Enterprise Value to EBITDA is on the same level as the industry average.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 8GM is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.15 | ||
| EV/EBITDA | 10.04 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- 8GM's earnings are expected to grow with 12.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.37
PEG (5Y)0.45
EPS Next 2Y16.4%
EPS Next 3Y12.05%
5. Dividend
5.1 Amount
- 8GM has a yearly dividend return of 0.79%, which is pretty low.
- Compared to an average industry Dividend Yield of 3.46, 8GM is paying slightly less dividend.
- With a Dividend Yield of 0.79, 8GM pays less dividend than the S&P500 average, which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
5.2 History
- The dividend of 8GM is nicely growing with an annual growth rate of 7.63%!
Dividend Growth(5Y)7.63%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 20.58% of the earnings are spent on dividend by 8GM. This is a low number and sustainable payout ratio.
- 8GM's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP20.58%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
FRA:8GM (2/17/2026, 7:00:00 PM)
68.01
-0.82 (-1.19%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)01-27 2026-01-27/bmo
Earnings (Next)04-28 2026-04-28/bmo
Inst Owners87%
Inst Owner ChangeN/A
Ins Owners0.18%
Ins Owner ChangeN/A
Market Cap61.48B
Revenue(TTM)185.02B
Net Income(TTM)3.19B
Analysts77.3
Price Target76.33 (12.23%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.79% |
Yearly Dividend0.58
Dividend Growth(5Y)7.63%
DP20.58%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14%
Min EPS beat(2)10.23%
Max EPS beat(2)17.77%
EPS beat(4)3
Avg EPS beat(4)6.74%
Min EPS beat(4)-1.54%
Max EPS beat(4)17.77%
EPS beat(8)6
Avg EPS beat(8)8.77%
EPS beat(12)10
Avg EPS beat(12)11.81%
EPS beat(16)13
Avg EPS beat(16)12.13%
Revenue beat(2)1
Avg Revenue beat(2)0.09%
Min Revenue beat(2)-4.03%
Max Revenue beat(2)4.22%
Revenue beat(4)1
Avg Revenue beat(4)-0.42%
Min Revenue beat(4)-4.03%
Max Revenue beat(4)4.22%
Revenue beat(8)4
Avg Revenue beat(8)1.5%
Revenue beat(12)7
Avg Revenue beat(12)1.85%
Revenue beat(16)9
Avg Revenue beat(16)1.17%
PT rev (1m)14.45%
PT rev (3m)24.06%
EPS NQ rev (1m)-1.31%
EPS NQ rev (3m)5.33%
EPS NY rev (1m)8.62%
EPS NY rev (3m)9.82%
Revenue NQ rev (1m)-2.43%
Revenue NQ rev (3m)-1.51%
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.59 | ||
| Fwd PE | 6.29 | ||
| P/S | 0.39 | ||
| P/FCF | 41.15 | ||
| P/OCF | 2.71 | ||
| P/B | 1.19 | ||
| P/tB | 1.28 | ||
| EV/EBITDA | 10.04 |
EPS(TTM)8.96
EY13.17%
EPS(NY)10.81
Fwd EY15.89%
FCF(TTM)1.65
FCFY2.43%
OCF(TTM)25.07
OCFY36.86%
SpS172.65
BVpS57.03
TBVpS52.96
PEG (NY)0.37
PEG (5Y)0.45
Graham Number107.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.14% | ||
| ROE | 5.22% | ||
| ROCE | 1.23% | ||
| ROIC | 0.98% | ||
| ROICexc | 1.15% | ||
| ROICexgc | 1.18% | ||
| OM | 1.25% | ||
| PM (TTM) | 1.73% | ||
| GM | 5.94% | ||
| FCFM | 0.96% |
ROA(3y)2.46%
ROA(5y)2.95%
ROE(3y)10.73%
ROE(5y)12.36%
ROIC(3y)3.92%
ROIC(5y)4.36%
ROICexc(3y)4.61%
ROICexc(5y)5.19%
ROICexgc(3y)4.75%
ROICexgc(5y)5.36%
ROCE(3y)4.93%
ROCE(5y)5.47%
ROICexgc growth 3Y-38.69%
ROICexgc growth 5Y-24.91%
ROICexc growth 3Y-38.52%
ROICexc growth 5Y-24.69%
OM growth 3Y-39.37%
OM growth 5Y-27.26%
PM growth 3Y-32.9%
PM growth 5Y-19.55%
GM growth 3Y-21.68%
GM growth 5Y-11.75%
F-Score5
Asset Turnover0.66
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.55 | ||
| Debt/FCF | 73.56 | ||
| Debt/EBITDA | 5.6 | ||
| Cap/Depr | 172.03% | ||
| Cap/Sales | 13.56% | ||
| Interest Coverage | 0.35 | ||
| Cash Conversion | 159.01% | ||
| Profit Quality | 55.47% | ||
| Current Ratio | 1.17 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 1.21 |
F-Score5
WACC7.78%
ROIC/WACC0.13
Cap/Depr(3y)196.6%
Cap/Depr(5y)192.19%
Cap/Sales(3y)13.94%
Cap/Sales(5y)14.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.57%
EPS 3Y11.8%
EPS 5Y16.83%
EPS Q2Q%30.73%
EPS Next Y20.62%
EPS Next 2Y16.4%
EPS Next 3Y12.05%
EPS Next 5Y7.91%
Revenue 1Y (TTM)-1.29%
Revenue growth 3Y5.69%
Revenue growth 5Y8.6%
Sales Q2Q%-5.06%
Revenue Next Year0.33%
Revenue Next 2Y1.34%
Revenue Next 3Y0.83%
Revenue Next 5Y1.49%
EBIT growth 1Y-84.56%
EBIT growth 3Y-35.93%
EBIT growth 5Y-21.01%
EBIT Next Year59.08%
EBIT Next 3Y28.96%
EBIT Next 5Y8.26%
FCF growth 1Y129.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y33.47%
OCF growth 3Y18.75%
OCF growth 5Y10.02%
GENERAL MOTORS CO / 8GM.DE FAQ
Can you provide the ChartMill fundamental rating for GENERAL MOTORS CO?
ChartMill assigns a fundamental rating of 4 / 10 to 8GM.DE.
Can you provide the valuation status for GENERAL MOTORS CO?
ChartMill assigns a valuation rating of 7 / 10 to GENERAL MOTORS CO (8GM.DE). This can be considered as Undervalued.
Can you provide the profitability details for GENERAL MOTORS CO?
GENERAL MOTORS CO (8GM.DE) has a profitability rating of 3 / 10.
Can you provide the expected EPS growth for 8GM stock?
The Earnings per Share (EPS) of GENERAL MOTORS CO (8GM.DE) is expected to grow by 20.62% in the next year.
Can you provide the dividend sustainability for 8GM stock?
The dividend rating of GENERAL MOTORS CO (8GM.DE) is 3 / 10 and the dividend payout ratio is 20.58%.