PANDORA A/S (3P7.DE) Stock Fundamental Analysis
FRA:3P7 • DK0060252690
65.44 EUR
-1.52 (-2.27%)
Last: Mar 2, 2026, 07:00 PM
We assign a fundamental rating of 6 out of 10 to 3P7. 3P7 was compared to 45 industry peers in the Textiles, Apparel & Luxury Goods industry. 3P7 scores excellent on profitability, but there are some minor concerns on its financial health. 3P7 scores decently on growth, while it is valued quite cheap. This could make an interesting combination. 3P7 also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- 3P7 had positive earnings in the past year.
- 3P7 had a positive operating cash flow in the past year.
- Each year in the past 5 years 3P7 has been profitable.
- 3P7 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- 3P7 has a better Return On Assets (17.70%) than 91.11% of its industry peers.
- 3P7 has a Return On Equity of 99.22%. This is amongst the best in the industry. 3P7 outperforms 100.00% of its industry peers.
- With an excellent Return On Invested Capital value of 32.08%, 3P7 belongs to the best of the industry, outperforming 97.78% of the companies in the same industry.
- The Average Return On Invested Capital over the past 3 years for 3P7 is significantly above the industry average of 12.24%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 17.7% | ||
| ROE | 99.22% | ||
| ROIC | 32.08% |
ROA(3y)18.82%
ROA(5y)20.35%
ROE(3y)94.21%
ROE(5y)82.45%
ROIC(3y)33.21%
ROIC(5y)37.84%
1.3 Margins
- Looking at the Profit Margin, with a value of 16.10%, 3P7 belongs to the top of the industry, outperforming 84.44% of the companies in the same industry.
- 3P7's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 23.91%, 3P7 belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
- In the last couple of years the Operating Margin of 3P7 has grown nicely.
- 3P7 has a Gross Margin of 79.10%. This is amongst the best in the industry. 3P7 outperforms 91.11% of its industry peers.
- In the last couple of years the Gross Margin of 3P7 has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.91% | ||
| PM (TTM) | 16.1% | ||
| GM | 79.1% |
OM growth 3Y-2.1%
OM growth 5Y10.73%
PM growth 3Y-5.37%
PM growth 5Y9.57%
GM growth 3Y1.21%
GM growth 5Y0.68%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so 3P7 is creating value.
- 3P7 has less shares outstanding than it did 1 year ago.
- 3P7 has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for 3P7 is higher compared to a year ago.
2.2 Solvency
- 3P7 has an Altman-Z score of 3.27. This indicates that 3P7 is financially healthy and has little risk of bankruptcy at the moment.
- 3P7 has a Altman-Z score of 3.27. This is in the better half of the industry: 3P7 outperforms 64.44% of its industry peers.
- 3P7 has a debt to FCF ratio of 2.76. This is a good value and a sign of high solvency as 3P7 would need 2.76 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.76, 3P7 is in the better half of the industry, outperforming 64.44% of the companies in the same industry.
- A Debt/Equity ratio of 2.26 is on the high side and indicates that 3P7 has dependencies on debt financing.
- 3P7 has a Debt to Equity ratio of 2.26. This is amonst the worse of the industry: 3P7 underperforms 84.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.26 | ||
| Debt/FCF | 2.76 | ||
| Altman-Z | 3.27 |
ROIC/WACC4.13
WACC7.76%
2.3 Liquidity
- 3P7 has a Current Ratio of 0.91. This is a bad value and indicates that 3P7 is not financially healthy enough and could expect problems in meeting its short term obligations.
- 3P7 has a worse Current ratio (0.91) than 86.67% of its industry peers.
- 3P7 has a Quick Ratio of 0.91. This is a bad value and indicates that 3P7 is not financially healthy enough and could expect problems in meeting its short term obligations.
- 3P7's Quick ratio of 0.47 is on the low side compared to the rest of the industry. 3P7 is outperformed by 82.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 4.98% over the past year.
- Measured over the past years, 3P7 shows a very strong growth in Earnings Per Share. The EPS has been growing by 28.06% on average per year.
- 3P7 shows a small growth in Revenue. In the last year, the Revenue has grown by 2.74%.
- Measured over the past years, 3P7 shows a quite strong growth in Revenue. The Revenue has been growing by 11.36% on average per year.
EPS 1Y (TTM)4.98%
EPS 3Y8.12%
EPS 5Y28.06%
EPS Q2Q%3.94%
Revenue 1Y (TTM)2.74%
Revenue growth 3Y7.14%
Revenue growth 5Y11.36%
Sales Q2Q%-0.96%
3.2 Future
- Based on estimates for the next years, 3P7 will show a small growth in Earnings Per Share. The EPS will grow by 3.14% on average per year.
- Based on estimates for the next years, 3P7 will show a small growth in Revenue. The Revenue will grow by 3.57% on average per year.
EPS Next Y0.27%
EPS Next 2Y-4.07%
EPS Next 3Y9%
EPS Next 5Y3.14%
Revenue Next Year-0.46%
Revenue Next 2Y2.38%
Revenue Next 3Y3.08%
Revenue Next 5Y3.57%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.25, the valuation of 3P7 can be described as very cheap.
- Based on the Price/Earnings ratio, 3P7 is valued cheaply inside the industry as 95.56% of the companies are valued more expensively.
- 3P7 is valuated cheaply when we compare the Price/Earnings ratio to 26.83, which is the current average of the S&P500 Index.
- 3P7 is valuated cheaply with a Price/Forward Earnings ratio of 7.22.
- Based on the Price/Forward Earnings ratio, 3P7 is valued cheaper than 97.78% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of 3P7 to the average of the S&P500 Index (24.95), we can say 3P7 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.25 | ||
| Fwd PE | 7.22 |
4.2 Price Multiples
- 3P7's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. 3P7 is cheaper than 84.44% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, 3P7 is valued cheaper than 82.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.09 | ||
| EV/EBITDA | 5.05 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
- The excellent profitability rating of 3P7 may justify a higher PE ratio.
PEG (NY)26.56
PEG (5Y)0.26
EPS Next 2Y-4.07%
EPS Next 3Y9%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.87%, 3P7 has a reasonable but not impressive dividend return.
- The stock price of 3P7 dropped by -33.83% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- 3P7's Dividend Yield is rather good when compared to the industry average which is at 1.97. 3P7 pays more dividend than 88.89% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, 3P7 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.87% |
5.2 History
- The dividend of 3P7 is nicely growing with an annual growth rate of 18.98%!
Dividend Growth(5Y)18.98%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 3P7 pays out 29.90% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 3P7 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP29.9%
EPS Next 2Y-4.07%
EPS Next 3Y9%
FRA:3P7 (3/2/2026, 7:00:00 PM)
65.44
-1.52 (-2.27%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)01-09 2026-01-09/dmh
Earnings (Next)05-04 2026-05-04
Inst Owners48.42%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.17B
Revenue(TTM)32.55B
Net Income(TTM)5.24B
Analysts65.83
Price Target85.82 (31.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.87% |
Yearly Dividend2.73
Dividend Growth(5Y)18.98%
DP29.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.01%
Min EPS beat(2)-4.7%
Max EPS beat(2)-3.31%
EPS beat(4)2
Avg EPS beat(4)-0.42%
Min EPS beat(4)-4.7%
Max EPS beat(4)5.83%
EPS beat(8)4
Avg EPS beat(8)1%
EPS beat(12)4
Avg EPS beat(12)-1.71%
EPS beat(16)7
Avg EPS beat(16)0.54%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-4.88%
Max Revenue beat(2)-1.79%
Revenue beat(4)0
Avg Revenue beat(4)-2.4%
Min Revenue beat(4)-4.88%
Max Revenue beat(4)-0.73%
Revenue beat(8)2
Avg Revenue beat(8)-0.94%
Revenue beat(12)5
Avg Revenue beat(12)-0.26%
Revenue beat(16)8
Avg Revenue beat(16)0.26%
PT rev (1m)-25.58%
PT rev (3m)-37.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-10.6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-6.04%
Revenue NY rev (3m)-6.62%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.25 | ||
| Fwd PE | 7.22 | ||
| P/S | 1.19 | ||
| P/FCF | 7.09 | ||
| P/OCF | 5.25 | ||
| P/B | 7.31 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.05 |
EPS(TTM)9.03
EY13.8%
EPS(NY)9.06
Fwd EY13.84%
FCF(TTM)9.23
FCFY14.11%
OCF(TTM)12.47
OCFY19.06%
SpS55.15
BVpS8.95
TBVpS-5.22
PEG (NY)26.56
PEG (5Y)0.26
Graham Number42.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 17.7% | ||
| ROE | 99.22% | ||
| ROCE | 42.41% | ||
| ROIC | 32.08% | ||
| ROICexc | 34.54% | ||
| ROICexgc | 67.82% | ||
| OM | 23.91% | ||
| PM (TTM) | 16.1% | ||
| GM | 79.1% | ||
| FCFM | 16.74% |
ROA(3y)18.82%
ROA(5y)20.35%
ROE(3y)94.21%
ROE(5y)82.45%
ROIC(3y)33.21%
ROIC(5y)37.84%
ROICexc(3y)36.87%
ROICexc(5y)41.74%
ROICexgc(3y)77.43%
ROICexgc(5y)128.29%
ROCE(3y)43.9%
ROCE(5y)50.03%
ROICexgc growth 3Y-31.01%
ROICexgc growth 5Y-35.54%
ROICexc growth 3Y-12.08%
ROICexc growth 5Y4.01%
OM growth 3Y-2.1%
OM growth 5Y10.73%
PM growth 3Y-5.37%
PM growth 5Y9.57%
GM growth 3Y1.21%
GM growth 5Y0.68%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.26 | ||
| Debt/FCF | 2.76 | ||
| Debt/EBITDA | 1.15 | ||
| Cap/Depr | 73.9% | ||
| Cap/Sales | 5.87% | ||
| Interest Coverage | 7.71 | ||
| Cash Conversion | 70.99% | ||
| Profit Quality | 103.99% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 3.27 |
F-Score5
WACC7.76%
ROIC/WACC4.13
Cap/Depr(3y)72.28%
Cap/Depr(5y)61.29%
Cap/Sales(3y)5.49%
Cap/Sales(5y)4.69%
Profit Quality(3y)121.03%
Profit Quality(5y)112.65%
High Growth Momentum
Growth
EPS 1Y (TTM)4.98%
EPS 3Y8.12%
EPS 5Y28.06%
EPS Q2Q%3.94%
EPS Next Y0.27%
EPS Next 2Y-4.07%
EPS Next 3Y9%
EPS Next 5Y3.14%
Revenue 1Y (TTM)2.74%
Revenue growth 3Y7.14%
Revenue growth 5Y11.36%
Sales Q2Q%-0.96%
Revenue Next Year-0.46%
Revenue Next 2Y2.38%
Revenue Next 3Y3.08%
Revenue Next 5Y3.57%
EBIT growth 1Y-2.4%
EBIT growth 3Y4.9%
EBIT growth 5Y23.3%
EBIT Next Year20.27%
EBIT Next 3Y4.33%
EBIT Next 5Y5.69%
FCF growth 1Y-22.61%
FCF growth 3Y18.89%
FCF growth 5Y-0.08%
OCF growth 1Y-15.59%
OCF growth 3Y18.41%
OCF growth 5Y4.26%
PANDORA A/S / 3P7.DE FAQ
What is the ChartMill fundamental rating of PANDORA A/S (3P7.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 3P7.DE.
Can you provide the valuation status for PANDORA A/S?
ChartMill assigns a valuation rating of 8 / 10 to PANDORA A/S (3P7.DE). This can be considered as Undervalued.
How profitable is PANDORA A/S (3P7.DE) stock?
PANDORA A/S (3P7.DE) has a profitability rating of 9 / 10.
Can you provide the financial health for 3P7 stock?
The financial health rating of PANDORA A/S (3P7.DE) is 4 / 10.
How sustainable is the dividend of PANDORA A/S (3P7.DE) stock?
The dividend rating of PANDORA A/S (3P7.DE) is 7 / 10 and the dividend payout ratio is 29.9%.