PANDORA A/S (3P7.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:3P7 - DK0060252690 - Common Stock
74.52 EUR
-2.26 (-2.94%)
3P7 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 51 industry peers in the Textiles, Apparel & Luxury Goods industry. While 3P7 has a great profitability rating, there are some minor concerns on its financial health. 3P7 may be a bit undervalued, certainly considering the very reasonable score on growth 3P7 also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- 3P7 had positive earnings in the past year.
- 3P7 had a positive operating cash flow in the past year.
- Each year in the past 5 years 3P7 has been profitable.
- Each year in the past 5 years 3P7 had a positive operating cash flow.
1.2 Ratios
- 3P7 has a better Return On Assets (18.50%) than 90.20% of its industry peers.
- 3P7 has a better Return On Equity (180.14%) than 100.00% of its industry peers.
- 3P7's Return On Invested Capital of 38.09% is amongst the best of the industry. 3P7 outperforms 100.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for 3P7 is significantly above the industry average of 11.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 18.5% | ||
| ROE | 180.14% | ||
| ROIC | 38.09% |
ROA(3y)20.53%
ROA(5y)18.75%
ROE(3y)84.53%
ROE(5y)67.85%
ROIC(3y)38.27%
ROIC(5y)35.53%
1.3 Margins
- Looking at the Profit Margin, with a value of 16.11%, 3P7 belongs to the top of the industry, outperforming 86.27% of the companies in the same industry.
- 3P7's Profit Margin has improved in the last couple of years.
- With an excellent Operating Margin value of 24.36%, 3P7 belongs to the best of the industry, outperforming 90.20% of the companies in the same industry.
- In the last couple of years the Operating Margin of 3P7 has grown nicely.
- With an excellent Gross Margin value of 79.71%, 3P7 belongs to the best of the industry, outperforming 92.16% of the companies in the same industry.
- 3P7's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.36% | ||
| PM (TTM) | 16.11% | ||
| GM | 79.71% |
OM growth 3Y0.6%
OM growth 5Y2.58%
PM growth 3Y-2.47%
PM growth 5Y4.14%
GM growth 3Y1.6%
GM growth 5Y0.63%
2. Health
2.1 Basic Checks
- 3P7 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- 3P7 has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for 3P7 has been reduced compared to 5 years ago.
- Compared to 1 year ago, 3P7 has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 3.21 indicates that 3P7 is not in any danger for bankruptcy at the moment.
- 3P7 has a Altman-Z score of 3.21. This is in the better half of the industry: 3P7 outperforms 60.78% of its industry peers.
- The Debt to FCF ratio of 3P7 is 3.04, which is a good value as it means it would take 3P7, 3.04 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of 3P7 (3.04) is better than 64.71% of its industry peers.
- A Debt/Equity ratio of 4.09 is on the high side and indicates that 3P7 has dependencies on debt financing.
- The Debt to Equity ratio of 3P7 (4.09) is worse than 92.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.09 | ||
| Debt/FCF | 3.04 | ||
| Altman-Z | 3.21 |
ROIC/WACC4.7
WACC8.11%
2.3 Liquidity
- A Current Ratio of 0.70 indicates that 3P7 may have some problems paying its short term obligations.
- 3P7's Current ratio of 0.70 is on the low side compared to the rest of the industry. 3P7 is outperformed by 92.16% of its industry peers.
- A Quick Ratio of 0.28 indicates that 3P7 may have some problems paying its short term obligations.
- The Quick ratio of 3P7 (0.28) is worse than 92.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.7 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 13.57% over the past year.
- 3P7 shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.47% yearly.
- Looking at the last year, 3P7 shows a small growth in Revenue. The Revenue has grown by 7.00% in the last year.
- Measured over the past years, 3P7 shows a small growth in Revenue. The Revenue has been growing by 7.69% on average per year.
EPS 1Y (TTM)13.57%
EPS 3Y15.53%
EPS 5Y16.47%
EPS Q2Q%-13.7%
Revenue 1Y (TTM)7%
Revenue growth 3Y10.64%
Revenue growth 5Y7.69%
Sales Q2Q%2.72%
3.2 Future
- The Earnings Per Share is expected to grow by 10.49% on average over the next years. This is quite good.
- Based on estimates for the next years, 3P7 will show a small growth in Revenue. The Revenue will grow by 6.25% on average per year.
EPS Next Y7.66%
EPS Next 2Y6.71%
EPS Next 3Y5.48%
EPS Next 5Y10.49%
Revenue Next Year4.8%
Revenue Next 2Y5.36%
Revenue Next 3Y5.75%
Revenue Next 5Y6.25%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 8.42, the valuation of 3P7 can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of 3P7 indicates a rather cheap valuation: 3P7 is cheaper than 96.08% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, 3P7 is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 7.61, the valuation of 3P7 can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of 3P7 indicates a rather cheap valuation: 3P7 is cheaper than 100.00% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.12. 3P7 is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.42 | ||
| Fwd PE | 7.61 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 3P7 indicates a rather cheap valuation: 3P7 is cheaper than 82.35% of the companies listed in the same industry.
- 3P7's Price/Free Cash Flow ratio is rather cheap when compared to the industry. 3P7 is cheaper than 86.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.47 | ||
| EV/EBITDA | 5.84 |
4.3 Compensation for Growth
- 3P7's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
- 3P7 has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)1.1
PEG (5Y)0.51
EPS Next 2Y6.71%
EPS Next 3Y5.48%
5. Dividend
5.1 Amount
- 3P7 has a Yearly Dividend Yield of 2.96%. Purely for dividend investing, there may be better candidates out there.
- The stock price of 3P7 dropped by -32.41% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- 3P7's Dividend Yield is rather good when compared to the industry average which is at 1.94. 3P7 pays more dividend than 86.27% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.91, 3P7 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
5.2 History
- The dividend of 3P7 has a limited annual growth rate of 0.30%.
Dividend Growth(5Y)0.3%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 3P7 pays out 29.78% of its income as dividend. This is a sustainable payout ratio.
- The dividend of 3P7 is growing, but earnings are growing more, so the dividend growth is sustainable.
DP29.78%
EPS Next 2Y6.71%
EPS Next 3Y5.48%
FRA:3P7 (1/14/2026, 7:00:00 PM)
74.52
-2.26 (-2.94%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)02-05 2026-02-05/amc
Inst Owners48.42%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.89B
Revenue(TTM)32.66B
Net Income(TTM)5.26B
Analysts71.67
Price Target128.62 (72.6%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.96% |
Yearly Dividend2.45
Dividend Growth(5Y)0.3%
DP29.78%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.09%
Min EPS beat(2)-4.7%
Max EPS beat(2)0.52%
EPS beat(4)2
Avg EPS beat(4)-0.11%
Min EPS beat(4)-4.7%
Max EPS beat(4)5.83%
EPS beat(8)4
Avg EPS beat(8)0.52%
EPS beat(12)5
Avg EPS beat(12)-1.24%
EPS beat(16)7
Avg EPS beat(16)0.21%
Revenue beat(2)0
Avg Revenue beat(2)-2%
Min Revenue beat(2)-2.21%
Max Revenue beat(2)-1.79%
Revenue beat(4)0
Avg Revenue beat(4)-1.27%
Min Revenue beat(4)-2.21%
Max Revenue beat(4)-0.33%
Revenue beat(8)2
Avg Revenue beat(8)-0.43%
Revenue beat(12)6
Avg Revenue beat(12)0.38%
Revenue beat(16)8
Avg Revenue beat(16)0.53%
PT rev (1m)-4.19%
PT rev (3m)N/A
EPS NQ rev (1m)0.46%
EPS NQ rev (3m)3.1%
EPS NY rev (1m)-0.28%
EPS NY rev (3m)-0.3%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)3.19%
Revenue NY rev (1m)-0.35%
Revenue NY rev (3m)-0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.42 | ||
| Fwd PE | 7.61 | ||
| P/S | 1.35 | ||
| P/FCF | 7.47 | ||
| P/OCF | 5.65 | ||
| P/B | 15.06 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.84 |
EPS(TTM)8.85
EY11.88%
EPS(NY)9.8
Fwd EY13.15%
FCF(TTM)9.98
FCFY13.39%
OCF(TTM)13.19
OCFY17.69%
SpS55.33
BVpS4.95
TBVpS-9.16
PEG (NY)1.1
PEG (5Y)0.51
Graham Number31.39
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 18.5% | ||
| ROE | 180.14% | ||
| ROCE | 50.28% | ||
| ROIC | 38.09% | ||
| ROICexc | 40.03% | ||
| ROICexgc | 89.55% | ||
| OM | 24.36% | ||
| PM (TTM) | 16.11% | ||
| GM | 79.71% | ||
| FCFM | 18.04% |
ROA(3y)20.53%
ROA(5y)18.75%
ROE(3y)84.53%
ROE(5y)67.85%
ROIC(3y)38.27%
ROIC(5y)35.53%
ROICexc(3y)42.35%
ROICexc(5y)40.56%
ROICexgc(3y)123.84%
ROICexgc(5y)236.93%
ROCE(3y)50.52%
ROCE(5y)46.9%
ROICexgc growth 3Y-25.69%
ROICexgc growth 5Y3.46%
ROICexc growth 3Y-6.26%
ROICexc growth 5Y6.13%
OM growth 3Y0.6%
OM growth 5Y2.58%
PM growth 3Y-2.47%
PM growth 5Y4.14%
GM growth 3Y1.6%
GM growth 5Y0.63%
F-Score6
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.09 | ||
| Debt/FCF | 3.04 | ||
| Debt/EBITDA | 1.14 | ||
| Cap/Depr | 75.26% | ||
| Cap/Sales | 5.79% | ||
| Interest Coverage | 8.36 | ||
| Cash Conversion | 74.34% | ||
| Profit Quality | 111.97% | ||
| Current Ratio | 0.7 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 3.21 |
F-Score6
WACC8.11%
ROIC/WACC4.7
Cap/Depr(3y)67.76%
Cap/Depr(5y)50.87%
Cap/Sales(3y)5.03%
Cap/Sales(5y)4.05%
Profit Quality(3y)107.87%
Profit Quality(5y)148.31%
High Growth Momentum
Growth
EPS 1Y (TTM)13.57%
EPS 3Y15.53%
EPS 5Y16.47%
EPS Q2Q%-13.7%
EPS Next Y7.66%
EPS Next 2Y6.71%
EPS Next 3Y5.48%
EPS Next 5Y10.49%
Revenue 1Y (TTM)7%
Revenue growth 3Y10.64%
Revenue growth 5Y7.69%
Sales Q2Q%2.72%
Revenue Next Year4.8%
Revenue Next 2Y5.36%
Revenue Next 3Y5.75%
Revenue Next 5Y6.25%
EBIT growth 1Y6.11%
EBIT growth 3Y11.3%
EBIT growth 5Y10.48%
EBIT Next Year31.8%
EBIT Next 3Y10.63%
EBIT Next 5Y9.95%
FCF growth 1Y13.24%
FCF growth 3Y7.66%
FCF growth 5Y3.38%
OCF growth 1Y17.26%
OCF growth 3Y11.88%
OCF growth 5Y5.18%
PANDORA A/S / 3P7.DE FAQ
What is the ChartMill fundamental rating of PANDORA A/S (3P7.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 3P7.DE.
Can you provide the valuation status for PANDORA A/S?
ChartMill assigns a valuation rating of 8 / 10 to PANDORA A/S (3P7.DE). This can be considered as Undervalued.
How profitable is PANDORA A/S (3P7.DE) stock?
PANDORA A/S (3P7.DE) has a profitability rating of 9 / 10.
Can you provide the financial health for 3P7 stock?
The financial health rating of PANDORA A/S (3P7.DE) is 4 / 10.
How sustainable is the dividend of PANDORA A/S (3P7.DE) stock?
The dividend rating of PANDORA A/S (3P7.DE) is 7 / 10 and the dividend payout ratio is 29.78%.