PANDORA A/S (3P7.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:3P7 • DK0060252690
74.44 EUR
+2.08 (+2.87%)
Last: Feb 10, 2026, 07:00 PM
Taking everything into account, 3P7 scores 6 out of 10 in our fundamental rating. 3P7 was compared to 44 industry peers in the Textiles, Apparel & Luxury Goods industry. 3P7 has an excellent profitability rating, but there are some minor concerns on its financial health. 3P7 may be a bit undervalued, certainly considering the very reasonable score on growth 3P7 also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- 3P7 had positive earnings in the past year.
- In the past year 3P7 had a positive cash flow from operations.
- Each year in the past 5 years 3P7 has been profitable.
- Each year in the past 5 years 3P7 had a positive operating cash flow.
1.2 Ratios
- 3P7 has a better Return On Assets (17.70%) than 86.36% of its industry peers.
- With an excellent Return On Equity value of 99.22%, 3P7 belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
- 3P7's Return On Invested Capital of 32.08% is amongst the best of the industry. 3P7 outperforms 95.45% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for 3P7 is significantly above the industry average of 13.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 17.7% | ||
| ROE | 99.22% | ||
| ROIC | 32.08% |
ROA(3y)18.82%
ROA(5y)20.35%
ROE(3y)94.21%
ROE(5y)82.45%
ROIC(3y)33.21%
ROIC(5y)37.84%
1.3 Margins
- Looking at the Profit Margin, with a value of 16.10%, 3P7 belongs to the top of the industry, outperforming 84.09% of the companies in the same industry.
- 3P7's Profit Margin has improved in the last couple of years.
- Looking at the Operating Margin, with a value of 23.91%, 3P7 belongs to the top of the industry, outperforming 88.64% of the companies in the same industry.
- In the last couple of years the Operating Margin of 3P7 has grown nicely.
- The Gross Margin of 3P7 (79.10%) is better than 90.91% of its industry peers.
- 3P7's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 23.91% | ||
| PM (TTM) | 16.1% | ||
| GM | 79.1% |
OM growth 3Y-2.1%
OM growth 5Y10.73%
PM growth 3Y-5.37%
PM growth 5Y9.57%
GM growth 3Y1.21%
GM growth 5Y0.68%
2. Health
2.1 Basic Checks
- 3P7 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- Compared to 1 year ago, 3P7 has less shares outstanding
- The number of shares outstanding for 3P7 has been reduced compared to 5 years ago.
- 3P7 has a worse debt/assets ratio than last year.
2.2 Solvency
- 3P7 has an Altman-Z score of 3.40. This indicates that 3P7 is financially healthy and has little risk of bankruptcy at the moment.
- 3P7 has a Altman-Z score of 3.40. This is in the better half of the industry: 3P7 outperforms 63.64% of its industry peers.
- The Debt to FCF ratio of 3P7 is 2.76, which is a good value as it means it would take 3P7, 2.76 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.76, 3P7 is in line with its industry, outperforming 59.09% of the companies in the same industry.
- 3P7 has a Debt/Equity ratio of 2.26. This is a high value indicating a heavy dependency on external financing.
- 3P7 has a worse Debt to Equity ratio (2.26) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.26 | ||
| Debt/FCF | 2.76 | ||
| Altman-Z | 3.4 |
ROIC/WACC4.02
WACC7.99%
2.3 Liquidity
- A Current Ratio of 0.91 indicates that 3P7 may have some problems paying its short term obligations.
- The Current ratio of 3P7 (0.91) is worse than 88.64% of its industry peers.
- 3P7 has a Quick Ratio of 0.91. This is a bad value and indicates that 3P7 is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of 3P7 (0.47) is worse than 84.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.47 |
3. Growth
3.1 Past
- 3P7 shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.57%.
- 3P7 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 27.91% yearly.
- Looking at the last year, 3P7 shows a small growth in Revenue. The Revenue has grown by 2.74% in the last year.
- 3P7 shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.36% yearly.
EPS 1Y (TTM)5.57%
EPS 3Y8.26%
EPS 5Y27.91%
EPS Q2Q%4.83%
Revenue 1Y (TTM)2.74%
Revenue growth 3Y7.14%
Revenue growth 5Y11.36%
Sales Q2Q%-0.96%
3.2 Future
- 3P7 is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.82% yearly.
- 3P7 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.99% yearly.
EPS Next Y-1.73%
EPS Next 2Y-5.03%
EPS Next 3Y8.27%
EPS Next 5Y9.82%
Revenue Next Year5.92%
Revenue Next 2Y6.24%
Revenue Next 3Y6.66%
Revenue Next 5Y5.99%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.14, the valuation of 3P7 can be described as very reasonable.
- 97.73% of the companies in the same industry are more expensive than 3P7, based on the Price/Earnings ratio.
- When comparing the Price/Earnings ratio of 3P7 to the average of the S&P500 Index (28.03), we can say 3P7 is valued rather cheaply.
- The Price/Forward Earnings ratio is 8.22, which indicates a very decent valuation of 3P7.
- Based on the Price/Forward Earnings ratio, 3P7 is valued cheaper than 97.73% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 27.97, 3P7 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.14 | ||
| Fwd PE | 8.22 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, 3P7 is valued cheaply inside the industry as 88.64% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of 3P7 indicates a rather cheap valuation: 3P7 is cheaper than 84.09% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.06 | ||
| EV/EBITDA | 5.56 |
4.3 Compensation for Growth
- The excellent profitability rating of 3P7 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.29
EPS Next 2Y-5.03%
EPS Next 3Y8.27%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 3.70%, 3P7 has a reasonable but not impressive dividend return.
- In the last 3 months the price of 3P7 has falen by -29.64%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- Compared to an average industry Dividend Yield of 2.21, 3P7 pays a better dividend. On top of this 3P7 pays more dividend than 86.36% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.80, 3P7 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
5.2 History
- On average, the dividend of 3P7 grows each year by 18.98%, which is quite nice.
Dividend Growth(5Y)18.98%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- 29.90% of the earnings are spent on dividend by 3P7. This is a low number and sustainable payout ratio.
- 3P7's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP29.9%
EPS Next 2Y-5.03%
EPS Next 3Y8.27%
FRA:3P7 (2/10/2026, 7:00:00 PM)
74.44
+2.08 (+2.87%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryTextiles, Apparel & Luxury Goods
Earnings (Last)02-05 2026-02-05/amc
Earnings (Next)05-04 2026-05-04
Inst Owners48.42%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.88B
Revenue(TTM)32.55B
Net Income(TTM)5.24B
Analysts71.67
Price Target87.2 (17.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.7% |
Yearly Dividend2.74
Dividend Growth(5Y)18.98%
DP29.9%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-2.96%
Min Revenue beat(2)-4.13%
Max Revenue beat(2)-1.79%
Revenue beat(4)0
Avg Revenue beat(4)-2.21%
Min Revenue beat(4)-4.13%
Max Revenue beat(4)-0.73%
Revenue beat(8)2
Avg Revenue beat(8)-0.85%
Revenue beat(12)5
Avg Revenue beat(12)-0.19%
Revenue beat(16)8
Avg Revenue beat(16)0.31%
PT rev (1m)-32.2%
PT rev (3m)-38.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-7.55%
EPS NY rev (3m)-12.54%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.58%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.14 | ||
| Fwd PE | 8.22 | ||
| P/S | 1.35 | ||
| P/FCF | 8.06 | ||
| P/OCF | 5.97 | ||
| P/B | 8.32 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.56 |
EPS(TTM)9.15
EY12.29%
EPS(NY)9.06
Fwd EY12.17%
FCF(TTM)9.23
FCFY12.4%
OCF(TTM)12.47
OCFY16.75%
SpS55.14
BVpS8.95
TBVpS-5.22
PEG (NY)N/A
PEG (5Y)0.29
Graham Number42.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 17.7% | ||
| ROE | 99.22% | ||
| ROCE | 42.41% | ||
| ROIC | 32.08% | ||
| ROICexc | 34.54% | ||
| ROICexgc | 67.82% | ||
| OM | 23.91% | ||
| PM (TTM) | 16.1% | ||
| GM | 79.1% | ||
| FCFM | 16.74% |
ROA(3y)18.82%
ROA(5y)20.35%
ROE(3y)94.21%
ROE(5y)82.45%
ROIC(3y)33.21%
ROIC(5y)37.84%
ROICexc(3y)36.87%
ROICexc(5y)41.74%
ROICexgc(3y)77.43%
ROICexgc(5y)128.29%
ROCE(3y)43.9%
ROCE(5y)50.03%
ROICexgc growth 3Y-31.01%
ROICexgc growth 5Y-35.54%
ROICexc growth 3Y-12.08%
ROICexc growth 5Y4.01%
OM growth 3Y-2.1%
OM growth 5Y10.73%
PM growth 3Y-5.37%
PM growth 5Y9.57%
GM growth 3Y1.21%
GM growth 5Y0.68%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.26 | ||
| Debt/FCF | 2.76 | ||
| Debt/EBITDA | 1.15 | ||
| Cap/Depr | 73.9% | ||
| Cap/Sales | 5.87% | ||
| Interest Coverage | 7.71 | ||
| Cash Conversion | 70.99% | ||
| Profit Quality | 103.99% | ||
| Current Ratio | 0.91 | ||
| Quick Ratio | 0.47 | ||
| Altman-Z | 3.4 |
F-Score5
WACC7.99%
ROIC/WACC4.02
Cap/Depr(3y)72.28%
Cap/Depr(5y)61.29%
Cap/Sales(3y)5.49%
Cap/Sales(5y)4.69%
Profit Quality(3y)121.03%
Profit Quality(5y)112.65%
High Growth Momentum
Growth
EPS 1Y (TTM)5.57%
EPS 3Y8.26%
EPS 5Y27.91%
EPS Q2Q%4.83%
EPS Next Y-1.73%
EPS Next 2Y-5.03%
EPS Next 3Y8.27%
EPS Next 5Y9.82%
Revenue 1Y (TTM)2.74%
Revenue growth 3Y7.14%
Revenue growth 5Y11.36%
Sales Q2Q%-0.96%
Revenue Next Year5.92%
Revenue Next 2Y6.24%
Revenue Next 3Y6.66%
Revenue Next 5Y5.99%
EBIT growth 1Y-2.4%
EBIT growth 3Y4.9%
EBIT growth 5Y23.3%
EBIT Next Year34.41%
EBIT Next 3Y13.48%
EBIT Next 5Y12.03%
FCF growth 1Y-22.61%
FCF growth 3Y18.89%
FCF growth 5Y-0.08%
OCF growth 1Y-15.59%
OCF growth 3Y18.41%
OCF growth 5Y4.26%
PANDORA A/S / 3P7.DE FAQ
What is the ChartMill fundamental rating of PANDORA A/S (3P7.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 3P7.DE.
Can you provide the valuation status for PANDORA A/S?
ChartMill assigns a valuation rating of 8 / 10 to PANDORA A/S (3P7.DE). This can be considered as Undervalued.
How profitable is PANDORA A/S (3P7.DE) stock?
PANDORA A/S (3P7.DE) has a profitability rating of 9 / 10.
Can you provide the financial health for 3P7 stock?
The financial health rating of PANDORA A/S (3P7.DE) is 4 / 10.
How sustainable is the dividend of PANDORA A/S (3P7.DE) stock?
The dividend rating of PANDORA A/S (3P7.DE) is 7 / 10 and the dividend payout ratio is 29.9%.