ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:1N8 - NL0012969182 - Common Stock
1364 EUR
-10 (-0.73%)
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 59 industry peers in the Financial Services industry. Both the health and profitability get an excellent rating, making 1N8 a very profitable company, without any liquidiy or solvency issues. 1N8 is valied quite expensively at the moment, while it does show a decent growth rate. With these ratings, 1N8 could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
1N8 had positive earnings in the past year.
In the past year 1N8 had a positive cash flow from operations.
1N8 had positive earnings in each of the past 5 years.
1N8 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.15%, 1N8 belongs to the top of the industry, outperforming 89.83% of the companies in the same industry.
1N8's Return On Equity of 21.32% is amongst the best of the industry. 1N8 outperforms 84.75% of its industry peers.
1N8 has a better Return On Invested Capital (15.31%) than 91.53% of its industry peers.
The Average Return On Invested Capital over the past 3 years for 1N8 is significantly above the industry average of 9.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.31% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
Looking at the Profit Margin, with a value of 40.52%, 1N8 belongs to the top of the industry, outperforming 89.83% of the companies in the same industry.
1N8's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 40.53%, 1N8 belongs to the best of the industry, outperforming 84.75% of the companies in the same industry.
In the last couple of years the Operating Margin of 1N8 has grown nicely.
1N8 has a Gross Margin of 88.47%. This is amongst the best in the industry. 1N8 outperforms 91.53% of its industry peers.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1N8 is creating value.
1N8 has more shares outstanding than it did 1 year ago.
The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
1N8 has an Altman-Z score of 3.98. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
1N8's Altman-Z score of 3.98 is amongst the best of the industry. 1N8 outperforms 81.36% of its industry peers.
1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
1N8 has a Debt to FCF ratio of 0.07. This is amongst the best in the industry. 1N8 outperforms 96.61% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.04, 1N8 belongs to the best of the industry, outperforming 88.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.98 |
ROIC/WACC2.06
WACC7.44%
2.3 Liquidity
1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
1N8 has a better Current ratio (1.48) than 62.71% of its industry peers.
A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8's Quick ratio of 1.47 is fine compared to the rest of the industry. 1N8 outperforms 67.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
1N8 shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.62%, which is quite good.
The Earnings Per Share has been growing by 34.72% on average over the past years. This is a very strong growth
Looking at the last year, 1N8 shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
Measured over the past years, 1N8 shows a decrease in Revenue. The Revenue has been decreasing by -3.25% on average per year.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
1N8 is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.79% yearly.
Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 19.59% on average per year.
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
1N8 is valuated quite expensively with a Price/Earnings ratio of 43.01.
Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
1N8 is valuated expensively when we compare the Price/Earnings ratio to 26.57, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 32.10, 1N8 can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, 1N8 is valued a bit more expensive than 62.71% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of 1N8 to the average of the S&P500 Index (24.04), we can say 1N8 is valued slightly more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.01 | ||
| Fwd PE | 32.1 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1N8 is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than the industry average as 67.80% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.46 | ||
| EV/EBITDA | 27.65 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
1N8's earnings are expected to grow with 21.33% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.46
PEG (5Y)1.24
EPS Next 2Y19.74%
EPS Next 3Y21.33%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:1N8 (12/23/2025, 7:00:00 PM)
1364
-10 (-0.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners79.55%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap42.99B
Revenue(TTM)2.46B
Net Income(TTM)996.55M
Analysts80.49
Price Target1844.65 (35.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.8%
PT rev (3m)-1.44%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.35%
EPS NY rev (3m)-1.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.01 | ||
| Fwd PE | 32.1 | ||
| P/S | 17.48 | ||
| P/FCF | 11.46 | ||
| P/OCF | 11.15 | ||
| P/B | 9.2 | ||
| P/tB | 9.21 | ||
| EV/EBITDA | 27.65 |
EPS(TTM)31.71
EY2.32%
EPS(NY)42.49
Fwd EY3.12%
FCF(TTM)119.01
FCFY8.73%
OCF(TTM)122.38
OCFY8.97%
SpS78.04
BVpS148.32
TBVpS148.05
PEG (NY)2.46
PEG (5Y)1.24
Graham Number325.3
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.48% | ||
| ROIC | 15.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.53% | ||
| PM (TTM) | 40.52% | ||
| GM | 88.47% | ||
| FCFM | 152.51% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.48% | ||
| Cap/Sales | 4.31% | ||
| Interest Coverage | 63.58 | ||
| Cash Conversion | 346.63% | ||
| Profit Quality | 376.43% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 3.98 |
F-Score5
WACC7.44%
ROIC/WACC2.06
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.48%
EPS Next 2Y19.74%
EPS Next 3Y21.33%
EPS Next 5Y20.79%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.38%
Revenue Next 3Y21.25%
Revenue Next 5Y19.59%
EBIT growth 1Y32.51%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.3%
EBIT Next 3Y30.67%
EBIT Next 5Y24.88%
FCF growth 1Y344.52%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.17%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 43.01 and the Price/Book (PB) ratio is 9.2.