ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - FRA:1N8 - NL0012969182 - Common Stock
1384.4 EUR
+8.2 (+0.6%)
Overall 1N8 gets a fundamental rating of 6 out of 10. We evaluated 1N8 against 47 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. 1N8 is quite expensive at the moment. It does show a decent growth rate. These ratings could make 1N8 a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
1N8 had positive earnings in the past year.
In the past year 1N8 had a positive cash flow from operations.
In the past 5 years 1N8 has always been profitable.
In the past 5 years 1N8 always reported a positive cash flow from operatings.
1.2 Ratios
1N8 has a better Return On Assets (7.15%) than 87.23% of its industry peers.
The Return On Equity of 1N8 (21.32%) is better than 80.85% of its industry peers.
1N8's Return On Invested Capital of 15.30% is amongst the best of the industry. 1N8 outperforms 89.36% of its industry peers.
1N8 had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 9.94%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8's Profit Margin of 40.51% is amongst the best of the industry. 1N8 outperforms 85.11% of its industry peers.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
1N8's Operating Margin of 40.52% is amongst the best of the industry. 1N8 outperforms 80.85% of its industry peers.
1N8's Operating Margin has improved in the last couple of years.
1N8 has a Gross Margin of 88.47%. This is amongst the best in the industry. 1N8 outperforms 87.23% of its industry peers.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), 1N8 is creating value.
The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
The number of shares outstanding for 1N8 has been increased compared to 5 years ago.
1N8 has a better debt/assets ratio than last year.
2.2 Solvency
1N8 has an Altman-Z score of 4.02. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
With a decent Altman-Z score value of 4.02, 1N8 is doing good in the industry, outperforming 74.47% of the companies in the same industry.
The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of 1N8 (0.07) is better than 95.74% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
1N8 has a better Debt to Equity ratio (0.04) than 87.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.02 |
ROIC/WACC2.03
WACC7.53%
2.3 Liquidity
A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.48, 1N8 is in the better half of the industry, outperforming 63.83% of the companies in the same industry.
1N8 has a Quick Ratio of 1.47. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
1N8's Quick ratio of 1.47 is fine compared to the rest of the industry. 1N8 outperforms 70.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
1N8 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.72% yearly.
1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
The Earnings Per Share is expected to grow by 18.44% on average over the next years. This is quite good.
1N8 is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 19.39% yearly.
EPS Next Y19.73%
EPS Next 2Y21.28%
EPS Next 3Y22.68%
EPS Next 5Y18.44%
Revenue Next Year20.44%
Revenue Next 2Y21.96%
Revenue Next 3Y21.83%
Revenue Next 5Y19.39%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 43.66 indicates a quite expensive valuation of 1N8.
1N8's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 27.06, 1N8 is valued quite expensively.
With a Price/Forward Earnings ratio of 31.75, 1N8 can be considered very expensive at the moment.
1N8's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1N8 is more expensive than 68.09% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.64, 1N8 is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.66 | ||
| Fwd PE | 31.75 |
4.2 Price Multiples
1N8's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than 72.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.63 | ||
| EV/EBITDA | 28.21 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates 1N8 does not grow enough to justify the current Price/Earnings ratio.
1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
1N8's earnings are expected to grow with 22.68% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.21
PEG (5Y)1.26
EPS Next 2Y21.28%
EPS Next 3Y22.68%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (9/24/2025, 7:00:00 PM)
1384.4
+8.2 (+0.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners81.17%
Inst Owner ChangeN/A
Ins Owners7.34%
Ins Owner ChangeN/A
Market Cap43.62B
Analysts80.5
Price Target1871.54 (35.19%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.09%
PT rev (3m)-2.32%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-5.43%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)-2.15%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 43.66 | ||
| Fwd PE | 31.75 | ||
| P/S | 17.73 | ||
| P/FCF | 11.63 | ||
| P/OCF | 11.31 | ||
| P/B | 9.33 | ||
| P/tB | 9.35 | ||
| EV/EBITDA | 28.21 |
EPS(TTM)31.71
EY2.29%
EPS(NY)43.6
Fwd EY3.15%
FCF(TTM)119.04
FCFY8.6%
OCF(TTM)122.41
OCFY8.84%
SpS78.06
BVpS148.37
TBVpS148.1
PEG (NY)2.21
PEG (5Y)1.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.02 |
F-Score5
WACC7.53%
ROIC/WACC2.03
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y19.73%
EPS Next 2Y21.28%
EPS Next 3Y22.68%
EPS Next 5Y18.44%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year20.44%
Revenue Next 2Y21.96%
Revenue Next 3Y21.83%
Revenue Next 5Y19.39%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year41.4%
EBIT Next 3Y33.79%
EBIT Next 5Y24.46%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%