ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - FRA:1N8 - NL0012969182 - Common Stock
1409.4 EUR
-16.8 (-1.18%)
Taking everything into account, 1N8 scores 6 out of 10 in our fundamental rating. 1N8 was compared to 50 industry peers in the Financial Services industry. 1N8 has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. 1N8 is valied quite expensively at the moment, while it does show a decent growth rate. These ratings would make 1N8 suitable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year 1N8 was profitable.
In the past year 1N8 had a positive cash flow from operations.
1N8 had positive earnings in each of the past 5 years.
1N8 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.15%, 1N8 belongs to the top of the industry, outperforming 86.00% of the companies in the same industry.
With an excellent Return On Equity value of 21.32%, 1N8 belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
1N8's Return On Invested Capital of 15.30% is amongst the best of the industry. 1N8 outperforms 90.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for 1N8 is significantly above the industry average of 9.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
With an excellent Profit Margin value of 40.51%, 1N8 belongs to the best of the industry, outperforming 88.00% of the companies in the same industry.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
With an excellent Operating Margin value of 40.52%, 1N8 belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
1N8's Operating Margin has improved in the last couple of years.
The Gross Margin of 1N8 (88.47%) is better than 90.00% of its industry peers.
In the last couple of years the Gross Margin of 1N8 has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
1N8 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
Compared to 5 years ago, 1N8 has more shares outstanding
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
1N8 has an Altman-Z score of 4.10. This indicates that 1N8 is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of 1N8 (4.10) is better than 82.00% of its industry peers.
1N8 has a debt to FCF ratio of 0.07. This is a very positive value and a sign of high solvency as it would only need 0.07 years to pay back of all of its debts.
1N8's Debt to FCF ratio of 0.07 is amongst the best of the industry. 1N8 outperforms 94.00% of its industry peers.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.04, 1N8 belongs to the best of the industry, outperforming 86.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 4.1 |
ROIC/WACC2.03
WACC7.53%
2.3 Liquidity
1N8 has a Current Ratio of 1.48. This is a normal value and indicates that 1N8 is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.48, 1N8 is in line with its industry, outperforming 56.00% of the companies in the same industry.
A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8 has a better Quick ratio (1.47) than 62.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
1N8 shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.72% yearly.
Looking at the last year, 1N8 shows a quite strong growth in Revenue. The Revenue has grown by 19.86% in the last year.
The Revenue has been decreasing by -3.25% on average over the past years.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
1N8 is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 19.70% yearly.
Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 19.76% on average per year.
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 44.45 indicates a quite expensive valuation of 1N8.
Compared to the rest of the industry, the Price/Earnings ratio of 1N8 is on the same level as its industry peers.
When comparing the Price/Earnings ratio of 1N8 to the average of the S&P500 Index (25.89), we can say 1N8 is valued expensively.
The Price/Forward Earnings ratio is 32.95, which means the current valuation is very expensive for 1N8.
Based on the Price/Forward Earnings ratio, 1N8 is valued a bit more expensive than the industry average as 62.00% of the companies are valued more cheaply.
The average S&P500 Price/Forward Earnings ratio is at 34.59. 1N8 is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.45 | ||
| Fwd PE | 32.95 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of 1N8 is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, 1N8 is valued a bit cheaper than 62.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.84 | ||
| EV/EBITDA | 29.41 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The excellent profitability rating of 1N8 may justify a higher PE ratio.
1N8's earnings are expected to grow with 22.05% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.6
PEG (5Y)1.28
EPS Next 2Y20.13%
EPS Next 3Y22.05%
5. Dividend
5.1 Amount
1N8 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (11/14/2025, 7:00:00 PM)
1409.4
-16.8 (-1.18%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.63%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap44.42B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80.49
Price Target1832.62 (30.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.27%
PT rev (3m)-5.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.84%
EPS NY rev (3m)-7.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.2%
Revenue NY rev (3m)-2.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 44.45 | ||
| Fwd PE | 32.95 | ||
| P/S | 18.06 | ||
| P/FCF | 11.84 | ||
| P/OCF | 11.52 | ||
| P/B | 9.5 | ||
| P/tB | 9.52 | ||
| EV/EBITDA | 29.41 |
EPS(TTM)31.71
EY2.25%
EPS(NY)42.78
Fwd EY3.04%
FCF(TTM)119
FCFY8.44%
OCF(TTM)122.37
OCFY8.68%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.6
PEG (5Y)1.28
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 4.1 |
F-Score5
WACC7.53%
ROIC/WACC2.03
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.73%
EBIT Next 3Y31.83%
EBIT Next 5Y25.05%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 44.45 and the Price/Book (PB) ratio is 9.5.