ADYEN NV (1N8.DE) Stock Fundamental Analysis
Europe - FRA:1N8 - NL0012969182 - Common Stock
1334.2 EUR
-33.4 (-2.44%)
1N8 gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. 1N8 gets an excellent profitability rating and is at the same time showing great financial health properties. While showing a medium growth rate, 1N8 is valued expensive at the moment. These ratings would make 1N8 suitable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year 1N8 was profitable.
In the past year 1N8 had a positive cash flow from operations.
In the past 5 years 1N8 has always been profitable.
1N8 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
1N8 has a Return On Assets of 7.15%. This is amongst the best in the industry. 1N8 outperforms 88.00% of its industry peers.
1N8's Return On Equity of 21.32% is amongst the best of the industry. 1N8 outperforms 84.00% of its industry peers.
1N8's Return On Invested Capital of 15.30% is amongst the best of the industry. 1N8 outperforms 92.00% of its industry peers.
1N8 had an Average Return On Invested Capital over the past 3 years of 16.46%. This is significantly above the industry average of 9.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROIC | 15.3% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
1.3 Margins
1N8's Profit Margin of 40.51% is amongst the best of the industry. 1N8 outperforms 90.00% of its industry peers.
In the last couple of years the Profit Margin of 1N8 has grown nicely.
With an excellent Operating Margin value of 40.52%, 1N8 belongs to the best of the industry, outperforming 84.00% of the companies in the same industry.
1N8's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 88.47%, 1N8 belongs to the top of the industry, outperforming 92.00% of the companies in the same industry.
1N8's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% |
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
2. Health
2.1 Basic Checks
1N8 has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for 1N8 has been increased compared to 1 year ago.
Compared to 5 years ago, 1N8 has more shares outstanding
The debt/assets ratio for 1N8 has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.92 indicates that 1N8 is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.92, 1N8 is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
The Debt to FCF ratio of 1N8 is 0.07, which is an excellent value as it means it would take 1N8, only 0.07 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 0.07, 1N8 belongs to the best of the industry, outperforming 96.00% of the companies in the same industry.
A Debt/Equity ratio of 0.04 indicates that 1N8 is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.04, 1N8 belongs to the top of the industry, outperforming 88.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Altman-Z | 3.92 |
ROIC/WACC2.03
WACC7.53%
2.3 Liquidity
A Current Ratio of 1.48 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8's Current ratio of 1.48 is in line compared to the rest of the industry. 1N8 outperforms 58.00% of its industry peers.
A Quick Ratio of 1.47 indicates that 1N8 should not have too much problems paying its short term obligations.
1N8's Quick ratio of 1.47 is fine compared to the rest of the industry. 1N8 outperforms 64.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 19.62% over the past year.
Measured over the past years, 1N8 shows a very strong growth in Earnings Per Share. The EPS has been growing by 34.72% on average per year.
1N8 shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.86%.
1N8 shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -3.25% yearly.
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
3.2 Future
The Earnings Per Share is expected to grow by 19.70% on average over the next years. This is quite good.
Based on estimates for the next years, 1N8 will show a quite strong growth in Revenue. The Revenue will grow by 19.76% on average per year.
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 42.08, the valuation of 1N8 can be described as expensive.
The rest of the industry has a similar Price/Earnings ratio as 1N8.
Compared to an average S&P500 Price/Earnings ratio of 26.06, 1N8 is valued quite expensively.
A Price/Forward Earnings ratio of 31.19 indicates a quite expensive valuation of 1N8.
1N8's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. 1N8 is more expensive than 60.00% of the companies in the same industry.
1N8 is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 32.73, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.08 | ||
| Fwd PE | 31.19 |
4.2 Price Multiples
1N8's Enterprise Value to EBITDA ratio is in line with the industry average.
1N8's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. 1N8 is cheaper than 66.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.21 | ||
| EV/EBITDA | 26.8 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
1N8 has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as 1N8's earnings are expected to grow with 22.05% in the coming years.
PEG (NY)2.47
PEG (5Y)1.21
EPS Next 2Y20.13%
EPS Next 3Y22.05%
5. Dividend
5.1 Amount
No dividends for 1N8!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:1N8 (11/7/2025, 7:00:00 PM)
1334.2
-33.4 (-2.44%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners80.63%
Inst Owner ChangeN/A
Ins Owners7.35%
Ins Owner ChangeN/A
Market Cap42.05B
Revenue(TTM)2.46B
Net Income(TTM)996.51M
Analysts80.49
Price Target1832.62 (37.36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.27%
PT rev (3m)-5.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.84%
EPS NY rev (3m)-7.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.2%
Revenue NY rev (3m)-2.7%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 42.08 | ||
| Fwd PE | 31.19 | ||
| P/S | 17.1 | ||
| P/FCF | 11.21 | ||
| P/OCF | 10.9 | ||
| P/B | 9 | ||
| P/tB | 9.01 | ||
| EV/EBITDA | 26.8 |
EPS(TTM)31.71
EY2.38%
EPS(NY)42.78
Fwd EY3.21%
FCF(TTM)119
FCFY8.92%
OCF(TTM)122.37
OCFY9.17%
SpS78.04
BVpS148.32
TBVpS148.06
PEG (NY)2.47
PEG (5Y)1.21
Graham Number325.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.15% | ||
| ROE | 21.32% | ||
| ROCE | 20.47% | ||
| ROIC | 15.3% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 40.52% | ||
| PM (TTM) | 40.51% | ||
| GM | 88.47% | ||
| FCFM | 152.49% |
ROA(3y)7.6%
ROA(5y)7.44%
ROE(3y)22.46%
ROE(5y)22.95%
ROIC(3y)16.46%
ROIC(5y)18.16%
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)22.02%
ROCE(5y)24.3%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y58.95%
OM growth 5Y29.15%
PM growth 3Y73.71%
PM growth 5Y36.03%
GM growth 3Y74.4%
GM growth 5Y34.53%
F-Score5
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.07 | ||
| Debt/EBITDA | 0.17 | ||
| Cap/Depr | 91.46% | ||
| Cap/Sales | 4.32% | ||
| Interest Coverage | 65.58 | ||
| Cash Conversion | 346.59% | ||
| Profit Quality | 376.4% | ||
| Current Ratio | 1.48 | ||
| Quick Ratio | 1.47 | ||
| Altman-Z | 3.92 |
F-Score5
WACC7.53%
ROIC/WACC2.03
Cap/Depr(3y)111.44%
Cap/Depr(5y)113.24%
Cap/Sales(3y)3.12%
Cap/Sales(5y)2.17%
Profit Quality(3y)257.28%
Profit Quality(5y)305.77%
High Growth Momentum
Growth
EPS 1Y (TTM)19.62%
EPS 3Y24.61%
EPS 5Y34.72%
EPS Q2Q%15.74%
EPS Next Y17.07%
EPS Next 2Y20.13%
EPS Next 3Y22.05%
EPS Next 5Y19.7%
Revenue 1Y (TTM)19.86%
Revenue growth 3Y-27.84%
Revenue growth 5Y-3.25%
Sales Q2Q%19.72%
Revenue Next Year19.9%
Revenue Next 2Y21.48%
Revenue Next 3Y21.4%
Revenue Next 5Y19.76%
EBIT growth 1Y32.48%
EBIT growth 3Y14.7%
EBIT growth 5Y24.96%
EBIT Next Year38.73%
EBIT Next 3Y31.83%
EBIT Next 5Y25.05%
FCF growth 1Y344.47%
FCF growth 3Y-3.16%
FCF growth 5Y25.77%
OCF growth 1Y302.15%
OCF growth 3Y-2.16%
OCF growth 5Y26.35%
ADYEN NV / 1N8.DE FAQ
What is the ChartMill fundamental rating of ADYEN NV (1N8.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to 1N8.DE.
What is the valuation status for 1N8 stock?
ChartMill assigns a valuation rating of 3 / 10 to ADYEN NV (1N8.DE). This can be considered as Overvalued.
Can you provide the profitability details for ADYEN NV?
ADYEN NV (1N8.DE) has a profitability rating of 9 / 10.
Can you provide the PE and PB ratios for 1N8 stock?
The Price/Earnings (PE) ratio for ADYEN NV (1N8.DE) is 42.08 and the Price/Book (PB) ratio is 9.