BAYERISCHE MOTOREN WERKE AG (1BMW.MI) Stock Fundamental Analysis
BIT:1BMW • DE0005190003
90.58 EUR
+1.64 (+1.84%)
Last: Feb 17, 2026, 07:00 PM
We assign a fundamental rating of 5 out of 10 to 1BMW. 1BMW was compared to 31 industry peers in the Automobiles industry. While 1BMW has a great profitability rating, there are quite some concerns on its financial health. 1BMW has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year 1BMW was profitable.
- 1BMW had a positive operating cash flow in the past year.
- 1BMW had positive earnings in each of the past 5 years.
- In the past 5 years 1BMW always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 2.68%, 1BMW is doing good in the industry, outperforming 64.29% of the companies in the same industry.
- 1BMW has a better Return On Equity (7.52%) than 71.43% of its industry peers.
- With a decent Return On Invested Capital value of 3.89%, 1BMW is doing good in the industry, outperforming 64.29% of the companies in the same industry.
- 1BMW had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.01%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
- With an excellent Profit Margin value of 5.15%, 1BMW belongs to the best of the industry, outperforming 82.14% of the companies in the same industry.
- 1BMW's Profit Margin has improved in the last couple of years.
- The Operating Margin of 1BMW (7.29%) is better than 75.00% of its industry peers.
- 1BMW's Operating Margin has improved in the last couple of years.
- With a Gross Margin value of 15.47%, 1BMW is not doing good in the industry: 71.43% of the companies in the same industry are doing better.
- 1BMW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), 1BMW is creating some value.
- Compared to 1 year ago, 1BMW has less shares outstanding
- 1BMW has less shares outstanding than it did 5 years ago.
- 1BMW has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 1.40, we must say that 1BMW is in the distress zone and has some risk of bankruptcy.
- 1BMW has a better Altman-Z score (1.40) than 71.43% of its industry peers.
- The Debt to FCF ratio of 1BMW is 2505.77, which is on the high side as it means it would take 1BMW, 2505.77 years of fcf income to pay off all of its debts.
- 1BMW's Debt to FCF ratio of 2505.77 is in line compared to the rest of the industry. 1BMW outperforms 46.43% of its industry peers.
- A Debt/Equity ratio of 0.72 indicates that 1BMW is somewhat dependend on debt financing.
- 1BMW's Debt to Equity ratio of 0.72 is in line compared to the rest of the industry. 1BMW outperforms 50.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.4 |
ROIC/WACC0.98
WACC3.97%
2.3 Liquidity
- 1BMW has a Current Ratio of 1.14. This is a normal value and indicates that 1BMW is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.14, 1BMW perfoms like the industry average, outperforming 53.57% of the companies in the same industry.
- A Quick Ratio of 0.86 indicates that 1BMW may have some problems paying its short term obligations.
- 1BMW has a Quick ratio of 0.86. This is comparable to the rest of the industry: 1BMW outperforms 42.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- 1BMW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
- The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
- 1BMW shows a decrease in Revenue. In the last year, the revenue decreased by -8.40%.
- Measured over the past years, 1BMW shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
- 1BMW is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.89% yearly.
- Based on estimates for the next years, 1BMW will show a small growth in Revenue. The Revenue will grow by 0.08% on average per year.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y5.89%
Revenue Next Year-6.16%
Revenue Next 2Y-2.01%
Revenue Next 3Y-0.25%
Revenue Next 5Y0.08%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.96, the valuation of 1BMW can be described as very cheap.
- Based on the Price/Earnings ratio, 1BMW is valued cheaply inside the industry as 82.14% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.07. 1BMW is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 8.01 indicates a reasonable valuation of 1BMW.
- 60.71% of the companies in the same industry are more expensive than 1BMW, based on the Price/Forward Earnings ratio.
- 1BMW is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.05, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.01 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as 1BMW.
- 1BMW's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1297.21 | ||
| EV/EBITDA | 7.56 |
4.3 Compensation for Growth
- The decent profitability rating of 1BMW may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.86
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
- 1BMW has a Yearly Dividend Yield of 4.84%, which is a nice return.
- 1BMW's Dividend Yield is a higher than the industry average which is at 3.07.
- 1BMW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.84% |
5.2 History
- On average, the dividend of 1BMW grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- The dividend of 1BMW is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BIT:1BMW (2/17/2026, 7:00:00 PM)
90.58
+1.64 (+1.84%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)11-05 2025-11-05/bmo
Earnings (Next)03-12 2026-03-12/amc
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap55.78B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts69.68
Price Target94.05 (3.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.84% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)2.25%
PT rev (3m)6.58%
EPS NQ rev (1m)-2.52%
EPS NQ rev (3m)-10.92%
EPS NY rev (1m)0%
EPS NY rev (3m)3.06%
Revenue NQ rev (1m)0.69%
Revenue NQ rev (3m)0.63%
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)-1.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.96 | ||
| Fwd PE | 8.01 | ||
| P/S | 0.41 | ||
| P/FCF | 1297.21 | ||
| P/OCF | 4.88 | ||
| P/B | 0.6 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | 7.56 |
EPS(TTM)11.38
EY12.56%
EPS(NY)11.3
Fwd EY12.48%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY20.48%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.86
Graham Number197.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROCE | 5.52% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.42% | ||
| ROICexgc | 5.03% | ||
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% | ||
| FCFM | 0.03% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 132.93% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.73% | ||
| Profit Quality | 0.61% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.4 |
F-Score4
WACC3.97%
ROIC/WACC0.98
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y5.89%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.16%
Revenue Next 2Y-2.01%
Revenue Next 3Y-0.25%
Revenue Next 5Y0.08%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year57.61%
EBIT Next 3Y22.58%
EBIT Next 5Y9.55%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%
BAYERISCHE MOTOREN WERKE AG / 1BMW.MI FAQ
What is the fundamental rating for 1BMW stock?
ChartMill assigns a fundamental rating of 5 / 10 to 1BMW.MI.
What is the valuation status of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to BAYERISCHE MOTOREN WERKE AG (1BMW.MI). This can be considered as Fairly Valued.
What is the profitability of 1BMW stock?
BAYERISCHE MOTOREN WERKE AG (1BMW.MI) has a profitability rating of 7 / 10.
What are the PE and PB ratios of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE AG (1BMW.MI) is 7.96 and the Price/Book (PB) ratio is 0.6.
What is the financial health of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) stock?
The financial health rating of BAYERISCHE MOTOREN WERKE AG (1BMW.MI) is 3 / 10.