ZEST (ZEST.MI) Fundamental Analysis & Valuation

BIT:ZEST • IT0005013013

0.13 EUR
+0 (+0.39%)
Last: Mar 4, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This ZEST.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

ZEST gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. ZEST has a bad profitability rating. Also its financial health evaluation is rather negative. ZEST is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. ZEST.MI Profitability Analysis

1.1 Basic Checks

  • In the past year ZEST has reported negative net income.
  • In the past year ZEST has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: ZEST reported negative net income in multiple years.
  • ZEST had negative operating cash flow in 4 of the past 5 years.
ZEST.MI Yearly Net Income VS EBIT VS OCF VS FCFZEST.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M -2M 4M -4M 6M

1.2 Ratios

  • With a Return On Assets value of -0.86%, ZEST is not doing good in the industry: 65.81% of the companies in the same industry are doing better.
  • ZEST's Return On Equity of -1.17% is on the low side compared to the rest of the industry. ZEST is outperformed by 64.10% of its industry peers.
Industry RankSector Rank
ROA -0.86%
ROE -1.17%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ZEST.MI Yearly ROA, ROE, ROICZEST.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • In the last couple of years the Profit Margin of ZEST has grown nicely.
  • The Gross Margin of ZEST (60.68%) is better than 66.67% of its industry peers.
  • ZEST's Gross Margin has declined in the last couple of years.
  • ZEST does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 60.68%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y41.09%
PM growth 5Y50.3%
GM growth 3Y-18.5%
GM growth 5Y-9.45%
ZEST.MI Yearly Profit, Operating, Gross MarginsZEST.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. ZEST.MI Health Analysis

2.1 Basic Checks

  • ZEST has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ZEST.MI Yearly Shares OutstandingZEST.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M 40M 50M
ZEST.MI Yearly Total Debt VS Total AssetsZEST.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M

2.2 Solvency

  • Based on the Altman-Z score of 0.89, we must say that ZEST is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of ZEST (0.89) is comparable to the rest of the industry.
  • A Debt/Equity ratio of 0.07 indicates that ZEST is not too dependend on debt financing.
  • ZEST has a Debt to Equity ratio of 0.07. This is amongst the best in the industry. ZEST outperforms 82.91% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Altman-Z 0.89
ROIC/WACCN/A
WACCN/A
ZEST.MI Yearly LT Debt VS Equity VS FCFZEST.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M

2.3 Liquidity

  • A Current Ratio of 0.61 indicates that ZEST may have some problems paying its short term obligations.
  • ZEST's Current ratio of 0.61 is in line compared to the rest of the industry. ZEST outperforms 47.86% of its industry peers.
  • A Quick Ratio of 0.61 indicates that ZEST may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.61, ZEST perfoms like the industry average, outperforming 47.86% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.61
Quick Ratio 0.61
ZEST.MI Yearly Current Assets VS Current LiabilitesZEST.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 1M 2M 3M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. ZEST.MI Growth Analysis

3.1 Past

  • The earnings per share for ZEST have decreased strongly by -120.00% in the last year.
  • The Earnings Per Share has been growing by 38.26% on average over the past years. This is a very strong growth
  • Looking at the last year, ZEST shows a small growth in Revenue. The Revenue has grown by 4.92% in the last year.
  • The Revenue has been growing by 14.68% on average over the past years. This is quite good.
EPS 1Y (TTM)-120%
EPS 3Y16.84%
EPS 5Y38.26%
EPS Q2Q%-102.9%
Revenue 1Y (TTM)4.92%
Revenue growth 3Y16.57%
Revenue growth 5Y14.68%
Sales Q2Q%57.25%

3.2 Future

  • ZEST is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -25.99% yearly.
  • The Revenue is expected to grow by 8.87% on average over the next years. This is quite good.
EPS Next Y-110.52%
EPS Next 2Y-44.58%
EPS Next 3Y-25.99%
EPS Next 5YN/A
Revenue Next Year-3.23%
Revenue Next 2Y3.7%
Revenue Next 3Y8.87%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
ZEST.MI Yearly Revenue VS EstimatesZEST.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2M 4M 6M 8M 10M
ZEST.MI Yearly EPS VS EstimatesZEST.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 0 0.02 0.04 0.06

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0

4. ZEST.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • ZEST is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
ZEST.MI Price Earnings VS Forward Price EarningsZEST.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ZEST.MI Per share dataZEST.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.05 0.1 0.15 0.2

4.3 Compensation for Growth

  • ZEST's earnings are expected to decrease with -25.99% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-44.58%
EPS Next 3Y-25.99%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ZEST.MI Dividend Analysis

5.1 Amount

  • No dividends for ZEST!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ZEST.MI Fundamentals: All Metrics, Ratios and Statistics

ZEST

BIT:ZEST (3/4/2026, 7:00:00 PM)

0.13

+0 (+0.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners6.94%
Ins Owner ChangeN/A
Market Cap25.75M
Revenue(TTM)10.42M
Net Income(TTM)-507.00K
Analysts85.71
Price Target0.24 (84.62%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-49.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.43%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 2.47
P/FCF N/A
P/OCF N/A
P/B 0.59
P/tB 0.61
EV/EBITDA N/A
EPS(TTM)0
EYN/A
EPS(NY)-0.01
Fwd EYN/A
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS0.05
BVpS0.22
TBVpS0.21
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.86%
ROE -1.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 60.68%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y41.09%
PM growth 5Y50.3%
GM growth 3Y-18.5%
GM growth 5Y-9.45%
F-Score3
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 5.76%
Cap/Sales 0.46%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.61
Quick Ratio 0.61
Altman-Z 0.89
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.02%
Cap/Sales(5y)3.34%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-120%
EPS 3Y16.84%
EPS 5Y38.26%
EPS Q2Q%-102.9%
EPS Next Y-110.52%
EPS Next 2Y-44.58%
EPS Next 3Y-25.99%
EPS Next 5YN/A
Revenue 1Y (TTM)4.92%
Revenue growth 3Y16.57%
Revenue growth 5Y14.68%
Sales Q2Q%57.25%
Revenue Next Year-3.23%
Revenue Next 2Y3.7%
Revenue Next 3Y8.87%
Revenue Next 5YN/A
EBIT growth 1Y9.81%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-110.53%
EBIT Next 3Y-25.99%
EBIT Next 5YN/A
FCF growth 1Y-778.09%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1151.89%
OCF growth 3YN/A
OCF growth 5YN/A

ZEST / ZEST.MI FAQ

What is the ChartMill fundamental rating of ZEST (ZEST.MI) stock?

ChartMill assigns a fundamental rating of 2 / 10 to ZEST.MI.


What is the valuation status of ZEST (ZEST.MI) stock?

ChartMill assigns a valuation rating of 0 / 10 to ZEST (ZEST.MI). This can be considered as Overvalued.


How profitable is ZEST (ZEST.MI) stock?

ZEST (ZEST.MI) has a profitability rating of 1 / 10.


What is the earnings growth outlook for ZEST?

The Earnings per Share (EPS) of ZEST (ZEST.MI) is expected to decline by -110.52% in the next year.