ZILLOW GROUP INC - C (Z) Stock Fundamental Analysis
NASDAQ:Z • US98954M2008
42.83 USD
-2.63 (-5.79%)
At close: Feb 23, 2026
42.4231 USD
-0.41 (-0.95%)
After Hours: 2/23/2026, 4:30:02 PM
We assign a fundamental rating of 5 out of 10 to Z. Z was compared to 62 industry peers in the Real Estate Management & Development industry. No worries on liquidiy or solvency for Z as it has an excellent financial health rating, but there are worries on the profitability. Z has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- Z had positive earnings in the past year.
- In the past year Z had a positive cash flow from operations.
- In the past 5 years Z reported 4 times negative net income.
- Of the past 5 years Z 4 years had a positive operating cash flow.
1.2 Ratios
- Z's Return On Assets of 0.40% is in line compared to the rest of the industry. Z outperforms 53.23% of its industry peers.
- Z has a Return On Equity (0.47%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 0.47% | ||
| ROIC | N/A |
ROA(3y)-1.3%
ROA(5y)-2.07%
ROE(3y)-1.78%
ROE(5y)-3.49%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of Z (0.89%) is comparable to the rest of the industry.
- Z has a better Gross Margin (74.14%) than 88.71% of its industry peers.
- In the last couple of years the Gross Margin of Z has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 0.89% | ||
| GM | 74.14% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.19%
GM growth 5Y9.35%
2. Health
2.1 Basic Checks
- Z does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, Z has less shares outstanding
- Compared to 5 years ago, Z has about the same amount of shares outstanding.
- The debt/assets ratio for Z has been reduced compared to a year ago.
2.2 Solvency
- Z has an Altman-Z score of 8.52. This indicates that Z is financially healthy and has little risk of bankruptcy at the moment.
- With an excellent Altman-Z score value of 8.52, Z belongs to the best of the industry, outperforming 88.71% of the companies in the same industry.
- Z has a debt to FCF ratio of 3.60. This is a good value and a sign of high solvency as Z would need 3.60 years to pay back of all of its debts.
- Z has a better Debt to FCF ratio (3.60) than 74.19% of its industry peers.
- Z has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.07, Z is doing good in the industry, outperforming 75.81% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 3.6 | ||
| Altman-Z | 8.52 |
ROIC/WACCN/A
WACC8.48%
2.3 Liquidity
- Z has a Current Ratio of 3.13. This indicates that Z is financially healthy and has no problem in meeting its short term obligations.
- The Current ratio of Z (3.13) is better than 75.81% of its industry peers.
- Z has a Quick Ratio of 3.13. This indicates that Z is financially healthy and has no problem in meeting its short term obligations.
- Z has a Quick ratio of 3.13. This is in the better half of the industry: Z outperforms 79.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.13 | ||
| Quick Ratio | 3.13 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 19.71% over the past year.
- Measured over the past years, Z shows a very strong growth in Earnings Per Share. The EPS has been growing by 35.43% on average per year.
- Looking at the last year, Z shows a quite strong growth in Revenue. The Revenue has grown by 15.52% in the last year.
- The Revenue has been decreasing by -5.01% on average over the past years.
EPS 1Y (TTM)19.71%
EPS 3Y1.9%
EPS 5Y35.43%
EPS Q2Q%44.44%
Revenue 1Y (TTM)15.52%
Revenue growth 3Y9.67%
Revenue growth 5Y-5.01%
Sales Q2Q%18.05%
3.2 Future
- The Earnings Per Share is expected to grow by 33.55% on average over the next years. This is a very strong growth
- The Revenue is expected to grow by 13.61% on average over the next years. This is quite good.
EPS Next Y37.18%
EPS Next 2Y34.86%
EPS Next 3Y39.87%
EPS Next 5Y33.55%
Revenue Next Year15.62%
Revenue Next 2Y14.43%
Revenue Next 3Y13.67%
Revenue Next 5Y13.61%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 26.12, which means the current valuation is very expensive for Z.
- Z's Price/Earnings ratio is a bit cheaper when compared to the industry. Z is cheaper than 67.74% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.99. Z is around the same levels.
- The Price/Forward Earnings ratio is 19.04, which indicates a rather expensive current valuation of Z.
- Based on the Price/Forward Earnings ratio, Z is valued a bit cheaper than 79.03% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.02. Z is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.12 | ||
| Fwd PE | 19.04 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as Z.
- The rest of the industry has a similar Price/Free Cash Flow ratio as Z.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 102.64 | ||
| EV/EBITDA | 39.58 |
4.3 Compensation for Growth
- Z's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- Z's earnings are expected to grow with 39.87% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.7
PEG (5Y)0.74
EPS Next 2Y34.86%
EPS Next 3Y39.87%
5. Dividend
5.1 Amount
- Z does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
42.83
-2.63 (-5.79%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)02-10 2026-02-10/amc
Earnings (Next)05-05 2026-05-05/amc
Inst Owners99.3%
Inst Owner Change-0.27%
Ins Owners6.41%
Ins Owner Change2.04%
Market Cap10.37B
Revenue(TTM)2.58B
Net Income(TTM)23.00M
Analysts74.67
Price Target88.49 (106.61%)
Short Float %5.87%
Short Ratio2.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.12%
Min EPS beat(2)-4.41%
Max EPS beat(2)0.18%
EPS beat(4)2
Avg EPS beat(4)-0.76%
Min EPS beat(4)-7.26%
Max EPS beat(4)8.47%
EPS beat(8)5
Avg EPS beat(8)6.73%
EPS beat(12)9
Avg EPS beat(12)38.85%
EPS beat(16)13
Avg EPS beat(16)84.33%
Revenue beat(2)0
Avg Revenue beat(2)-1.31%
Min Revenue beat(2)-1.43%
Max Revenue beat(2)-1.18%
Revenue beat(4)0
Avg Revenue beat(4)-0.92%
Min Revenue beat(4)-1.43%
Max Revenue beat(4)-0.3%
Revenue beat(8)3
Avg Revenue beat(8)0.61%
Revenue beat(12)7
Avg Revenue beat(12)1.87%
Revenue beat(16)9
Avg Revenue beat(16)-6.6%
PT rev (1m)0.23%
PT rev (3m)-2.41%
EPS NQ rev (1m)-5.49%
EPS NQ rev (3m)-4.98%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)0.55%
Revenue NQ rev (1m)1.98%
Revenue NQ rev (3m)2.02%
Revenue NY rev (1m)1.06%
Revenue NY rev (3m)1.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26.12 | ||
| Fwd PE | 19.04 | ||
| P/S | 4.01 | ||
| P/FCF | 102.64 | ||
| P/OCF | 28.17 | ||
| P/B | 2.12 | ||
| P/tB | 5.82 | ||
| EV/EBITDA | 39.58 |
EPS(TTM)1.64
EY3.83%
EPS(NY)2.25
Fwd EY5.25%
FCF(TTM)0.42
FCFY0.97%
OCF(TTM)1.52
OCFY3.55%
SpS10.67
BVpS20.18
TBVpS7.36
PEG (NY)0.7
PEG (5Y)0.74
Graham Number27.29
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.4% | ||
| ROE | 0.47% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 0.89% | ||
| GM | 74.14% | ||
| FCFM | 3.91% |
ROA(3y)-1.3%
ROA(5y)-2.07%
ROE(3y)-1.78%
ROE(5y)-3.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.19%
GM growth 5Y9.35%
F-Score8
Asset Turnover0.45
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.07 | ||
| Debt/FCF | 3.6 | ||
| Debt/EBITDA | 1.57 | ||
| Cap/Depr | 101.14% | ||
| Cap/Sales | 10.34% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | 158.62% | ||
| Profit Quality | 439.13% | ||
| Current Ratio | 3.13 | ||
| Quick Ratio | 3.13 | ||
| Altman-Z | 8.52 |
F-Score8
WACC8.48%
ROIC/WACCN/A
Cap/Depr(3y)81.29%
Cap/Depr(5y)78.02%
Cap/Sales(3y)8.82%
Cap/Sales(5y)6.98%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.71%
EPS 3Y1.9%
EPS 5Y35.43%
EPS Q2Q%44.44%
EPS Next Y37.18%
EPS Next 2Y34.86%
EPS Next 3Y39.87%
EPS Next 5Y33.55%
Revenue 1Y (TTM)15.52%
Revenue growth 3Y9.67%
Revenue growth 5Y-5.01%
Sales Q2Q%18.05%
Revenue Next Year15.62%
Revenue Next 2Y14.43%
Revenue Next 3Y13.67%
Revenue Next 5Y13.61%
EBIT growth 1Y83.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year1915.73%
EBIT Next 3Y215.92%
EBIT Next 5Y113.16%
FCF growth 1Y-60.7%
FCF growth 3Y-71.5%
FCF growth 5Y-20.38%
OCF growth 1Y-14.02%
OCF growth 3Y-56.61%
OCF growth 5Y-2.8%
ZILLOW GROUP INC - C / Z FAQ
What is the ChartMill fundamental rating of ZILLOW GROUP INC - C (Z) stock?
ChartMill assigns a fundamental rating of 5 / 10 to Z.
What is the valuation status of ZILLOW GROUP INC - C (Z) stock?
ChartMill assigns a valuation rating of 5 / 10 to ZILLOW GROUP INC - C (Z). This can be considered as Fairly Valued.
What is the profitability of Z stock?
ZILLOW GROUP INC - C (Z) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for Z stock?
The Price/Earnings (PE) ratio for ZILLOW GROUP INC - C (Z) is 26.12 and the Price/Book (PB) ratio is 2.12.
What is the financial health of ZILLOW GROUP INC - C (Z) stock?
The financial health rating of ZILLOW GROUP INC - C (Z) is 8 / 10.