Logo image of YRD

YIREN DIGITAL LTD - SPS ADR (YRD) Stock Price, Forecast & Analysis

USA - New York Stock Exchange - NYSE:YRD - US98585L1008 - ADR

4.08 USD
-0.2 (-4.67%)
Last: 1/9/2026, 8:04:00 PM

YRD Key Statistics, Chart & Performance

Key Statistics
Market Cap354.69M
Revenue(TTM)6.21B
Net Income(TTM)1.25B
Shares86.93M
Float43.47M
52 Week High8.74
52 Week Low3.64
Yearly Dividend0.19
Dividend Yield9.64%
EPS(TTM)2.08
PE1.96
Fwd PEN/A
Earnings (Next)03-18 2026-03-18
IPO2015-12-18
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


YRD short term performance overview.The bars show the price performance of YRD in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -10 -20 -30

YRD long term performance overview.The bars show the price performance of YRD in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 10 -10 20

The current stock price of YRD is 4.08 USD. In the past month the price decreased by -5.99%. In the past year, price decreased by -12.26%.

YIREN DIGITAL LTD - SPS ADR / YRD Daily stock chart

YRD Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 25.21 258.74B
COF CAPITAL ONE FINANCIAL CORP 13.41 158.42B
SOFI SOFI TECHNOLOGIES INC 91.33 33.04B
SYF SYNCHRONY FINANCIAL 9.49 31.30B
SLMBP SLM CORP - SLM 5.68481 PERP 25.78 14.92B
ALLY ALLY FINANCIAL INC 13.06 14.08B
FIGR FIGURE TECHNOLOGY SOLUT-CL A 63.82 12.43B
OMF ONEMAIN HOLDINGS INC 11.38 8.34B
FCFS FIRSTCASH HOLDINGS INC 20.01 7.28B
SLM SLM CORP 9.69 5.61B
CACC CREDIT ACCEPTANCE CORP 12.74 5.25B
NNI NELNET INC-CL A 16.88 5.03B

About YRD

Company Profile

YRD logo image Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing and currently employs 949 full-time employees. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.

Company Info

YIREN DIGITAL LTD - SPS ADR

28/F, China Merchants Bureau Building, 118 Jianguo Road, Chaoyang District

Beijing BEIJING 100022 CN

CEO: Ning Tang

Employees: 949

YRD Company Website

YRD Investor Relations

Phone: 861052361830

YIREN DIGITAL LTD - SPS ADR / YRD FAQ

What does YRD do?

Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing and currently employs 949 full-time employees. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.


What is the current price of YRD stock?

The current stock price of YRD is 4.08 USD. The price decreased by -4.67% in the last trading session.


What is the dividend status of YIREN DIGITAL LTD - SPS ADR?

YIREN DIGITAL LTD - SPS ADR (YRD) has a dividend yield of 9.64%. The yearly dividend amount is currently 0.19.


How is the ChartMill rating for YIREN DIGITAL LTD - SPS ADR?

YRD has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 6 out of 10.


Can you provide the upcoming dividend date for YIREN DIGITAL LTD - SPS ADR?

The next ex-dividend date for YIREN DIGITAL LTD - SPS ADR (YRD) is September 30, 2025.


How many employees does YIREN DIGITAL LTD - SPS ADR have?

YIREN DIGITAL LTD - SPS ADR (YRD) currently has 949 employees.


What is YIREN DIGITAL LTD - SPS ADR worth?

YIREN DIGITAL LTD - SPS ADR (YRD) has a market capitalization of 354.69M USD. This makes YRD a Small Cap stock.


YRD Technical Analysis


Chartmill TA Rating
Chartmill Setup Rating

YRD Fundamental Analysis

ChartMill assigns a fundamental rating of 6 / 10 to YRD. Both the health and profitability get an excellent rating, making YRD a very profitable company, without any liquidiy or solvency issues.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

YRD Financial Highlights

Over the last trailing twelve months YRD reported a non-GAAP Earnings per Share(EPS) of 2.08. The EPS decreased by -30.34% compared to the year before.


Industry RankSector Rank
PM (TTM) 20.18%
ROA 8.12%
ROE 12.13%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%-10.18%
Sales Q2Q%5.13%
EPS 1Y (TTM)-30.34%
Revenue 1Y (TTM)10.41%

YRD Forecast & Estimates


Analysts
Analysts42.5
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

YRD Ownership

Ownership
Inst Owners3.36%
Ins OwnersN/A
Short Float %0.08%
Short Ratio0.52