Logo image of YRD

YIREN DIGITAL LTD - SPS ADR (YRD) Stock Overview

NYSE:YRD - US98585L1008 - ADR

5.82 USD
-0.03 (-0.51%)
Last: 8/29/2025, 8:04:00 PM

YRD Key Statistics, Chart & Performance

Key Statistics
52 Week High9.2
52 Week Low4.22
Market Cap505.96M
Shares86.93M
Float43.47M
Yearly Dividend0.19
Dividend Yield6.37%
EPS(TTM)1.74
PE3.34
Fwd PE3.39
Earnings (Next)11-18 2025-11-18
IPO12-18 2015-12-18
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


YRD short term performance overview.The bars show the price performance of YRD in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months 0 -5 -10 -15

YRD long term performance overview.The bars show the price performance of YRD in the last 1, 2 and 3 years. 1 year 2 years 3 years 100 200 300 400

The current stock price of YRD is 5.82 USD. In the past month the price increased by 2.46%. In the past year, price increased by 28.76%.

YIREN DIGITAL LTD - SPS ADR / YRD Daily stock chart

YRD Competitors/Peers

The largest stocks on the US markets in the "Consumer Finance" sub-industry
Full List
Symbol
Company Name
TA
FA
PE
Market Cap
AXP AMERICAN EXPRESS CO 23.25 230.53B
COF CAPITAL ONE FINANCIAL CORP 13.26 145.31B
SOFI SOFI TECHNOLOGIES INC 106.42 30.31B
SYF SYNCHRONY FINANCIAL 9.26 28.40B
KSPI JSC KASPI.KZ ADR N/A 17.85B
SLMBP SLM CORP - SLM 6.28008 PERP 38.26 15.87B
ALLY ALLY FINANCIAL INC 12.44 12.64B
OMF ONEMAIN HOLDINGS INC 11.07 7.35B
UPST UPSTART HOLDINGS INC 85.21 7.05B
FCFS FIRSTCASH HOLDINGS INC 19.25 6.53B
SLM SLM CORP 15.72 6.52B
CACC CREDIT ACCEPTANCE CORP 13.96 5.79B

About YRD

Company Profile

YRD logo image Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing and currently employs 949 full-time employees. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.

Company Info

YIREN DIGITAL LTD - SPS ADR

10/F, Building 9, 91 Jianguo Road, Chaoyang District

Beijing BEIJING 100022 CN

CEO: Ning Tang

Employees: 949

YRD Company Website

YRD Investor Relations

Phone: 861052361830

YIREN DIGITAL LTD - SPS ADR / YRD FAQ

What is the stock price of YIREN DIGITAL LTD - SPS ADR today?

The current stock price of YRD is 5.82 USD. The price decreased by -0.51% in the last trading session.


What is the ticker symbol for YIREN DIGITAL LTD - SPS ADR stock?

The exchange symbol of YIREN DIGITAL LTD - SPS ADR is YRD and it is listed on the New York Stock Exchange, Inc. exchange.


On which exchange is YRD stock listed?

YRD stock is listed on the New York Stock Exchange, Inc. exchange.


What is YIREN DIGITAL LTD - SPS ADR worth?

YIREN DIGITAL LTD - SPS ADR (YRD) has a market capitalization of 505.96M USD. This makes YRD a Small Cap stock.


How many employees does YIREN DIGITAL LTD - SPS ADR have?

YIREN DIGITAL LTD - SPS ADR (YRD) currently has 949 employees.


What are the support and resistance levels for YIREN DIGITAL LTD - SPS ADR (YRD) stock?

YIREN DIGITAL LTD - SPS ADR (YRD) has a support level at 5.79 and a resistance level at 5.89. Check the full technical report for a detailed analysis of YRD support and resistance levels.


Is YIREN DIGITAL LTD - SPS ADR (YRD) expected to grow?

The Revenue of YIREN DIGITAL LTD - SPS ADR (YRD) is expected to decline by -53.35% in the next year. Check the estimates tab for more information on the YRD EPS, Sales, EBIT and EBITDA future analyst estimates.


Should I buy YIREN DIGITAL LTD - SPS ADR (YRD) stock?

There is no straightforward answer here. It depends on your investment strategy as different types of investors will look at different aspects. In any case it is important to make an informed decision and these pages can help you forming an opinion:


Does YIREN DIGITAL LTD - SPS ADR (YRD) stock pay dividends?

YIREN DIGITAL LTD - SPS ADR (YRD) has a dividend yield of 6.37%. The yearly dividend amount is currently 0.19. Check the full fundamental report for a detailed analysis of YRD dividend history, reliability and sustainability.


When does YIREN DIGITAL LTD - SPS ADR (YRD) report earnings?

YIREN DIGITAL LTD - SPS ADR (YRD) will report earnings on 2025-11-18.


What is the Price/Earnings (PE) ratio of YIREN DIGITAL LTD - SPS ADR (YRD)?

The PE ratio for YIREN DIGITAL LTD - SPS ADR (YRD) is 3.34. This is based on the reported non-GAAP earnings per share of 1.74 and the current share price of 5.82 USD. Check the full fundamental report for a full analysis of the valuation metrics for YRD.


What is the Short Interest ratio of YIREN DIGITAL LTD - SPS ADR (YRD) stock?

The outstanding short interest for YIREN DIGITAL LTD - SPS ADR (YRD) is 0.18% of its float. Check the ownership tab for more information on the YRD short interest.


YRD Technical Analysis

ChartMill assigns a technical rating of 2 / 10 to YRD. When comparing the yearly performance of all stocks, YRD turns out to be only a medium performer in the overall market: it outperformed 67.84% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating

YRD Fundamental Analysis

ChartMill assigns a fundamental rating of 7 / 10 to YRD. YRD has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

YRD Financial Highlights

Over the last trailing twelve months YRD reported a non-GAAP Earnings per Share(EPS) of 1.74. The EPS decreased by -19.85% compared to the year before.


Industry RankSector Rank
PM (TTM) 22.46%
ROA 10.12%
ROE 13.78%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%N/A
Sales Q2Q%10.63%
EPS 1Y (TTM)-19.85%
Revenue 1Y (TTM)-26.3%

YRD Forecast & Estimates

For the next year, analysts expect an EPS growth of -97.48% and a revenue growth -53.35% for YRD


Analysts
Analysts42.5
Price TargetN/A
EPS Next Y-97.48%
Revenue Next Year-53.35%

YRD Ownership

Ownership
Inst Owners2.89%
Ins OwnersN/A
Short Float %0.18%
Short Ratio0.75