Logo image of YRD

YIREN DIGITAL LTD - SPS ADR (YRD) Stock Price, Forecast & Analysis

USA - NYSE:YRD - US98585L1008 - ADR

5.41 USD
+0.11 (+2.08%)
Last: 11/10/2025, 3:16:08 PM

YRD Key Statistics, Chart & Performance

Key Statistics
Market Cap470.32M
Revenue(TTM)6.14B
Net Income(TTM)1.29B
Shares86.93M
Float43.47M
52 Week High8.74
52 Week Low4.41
Yearly Dividend0.19
Dividend Yield6.06%
EPS(TTM)2.09
PE2.59
Fwd PEN/A
Earnings (Next)11-18 2025-11-18
IPO2015-12-18
Sector
GICS SectorFinancials
GICS IndustryConsumer Finance
GICS IndustryGroupFinancial Services
GICS SubIndustryConsumer Finance


YRD short term performance overview.The bars show the price performance of YRD in the last week, last 2 weeks, last month, last 3 and 6 months. 1 week 2 week 1 month 3 months 6 months -5 -10 -15

YRD long term performance overview.The bars show the price performance of YRD in the last 1, 2 and 3 years. 1 year 2 years 3 years 0 100 200 300

The current stock price of YRD is 5.41 USD. In the past month the price decreased by -9.86%. In the past year, price decreased by -12.4%.

YIREN DIGITAL LTD - SPS ADR / YRD Daily stock chart

YRD Latest News, Press Relases and Analysis

YRD Competitors/Peers

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FCFS FIRSTCASH HOLDINGS INC19.647.18B
SLM SLM CORP9.395.58B
NNI NELNET INC-CL A15.734.73B
CACC CREDIT ACCEPTANCE CORP11.644.89B
UPST UPSTART HOLDINGS INC27.373.79B

About YRD

Company Profile

YRD logo image Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing and currently employs 949 full-time employees. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.

Company Info

YIREN DIGITAL LTD - SPS ADR

10/F, Building 9, 91 Jianguo Road, Chaoyang District

Beijing BEIJING 100022 CN

CEO: Ning Tang

Employees: 949

YRD Company Website

YRD Investor Relations

Phone: 861052361830

YIREN DIGITAL LTD - SPS ADR / YRD FAQ

What does YRD do?

Yiren Digital Ltd. engages in the online consumer finance marketplace. The company is headquartered in Beijing, Beijing and currently employs 949 full-time employees. The company went IPO on 2015-12-18. The firm operates through three segments. The Yiren Wealth segment is engaged in the operation of a wealth solution platform for the mass affluent population and provides comprehensive wealth solutions. The Yiren Credit segment is engaged in the operation of a credit-tech platform that provides individual borrowers and small business owners with a full spectrum of online and offline, multi-channel loan products. The Others segment is engaged in the electronic commerce business that provides products such as skin care and beauty, electronics and appliances and allow users to finance purchases through loan products, while providing customized non-financial products and services. The firm is also engaged in the insurance business.


Can you provide the latest stock price for YIREN DIGITAL LTD - SPS ADR?

The current stock price of YRD is 5.41 USD. The price increased by 2.08% in the last trading session.


What is the dividend status of YIREN DIGITAL LTD - SPS ADR?

YIREN DIGITAL LTD - SPS ADR (YRD) has a dividend yield of 6.06%. The yearly dividend amount is currently 0.19.


What is the ChartMill technical and fundamental rating of YRD stock?

YRD has a ChartMill Technical rating of 0 out of 10 and a ChartMill Fundamental rating of 6 out of 10.


What sector and industry does YIREN DIGITAL LTD - SPS ADR belong to?

YIREN DIGITAL LTD - SPS ADR (YRD) operates in the Financials sector and the Consumer Finance industry.


What is the market capitalization of YRD stock?

YIREN DIGITAL LTD - SPS ADR (YRD) has a market capitalization of 470.32M USD. This makes YRD a Small Cap stock.


When does YIREN DIGITAL LTD - SPS ADR (YRD) report earnings?

YIREN DIGITAL LTD - SPS ADR (YRD) will report earnings on 2025-11-18.


YRD Technical Analysis


Chartmill TA Rating
Chartmill Setup Rating

YRD Fundamental Analysis

ChartMill assigns a fundamental rating of 6 / 10 to YRD. Both the health and profitability get an excellent rating, making YRD a very profitable company, without any liquidiy or solvency issues.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend

YRD Financial Highlights

Over the last trailing twelve months YRD reported a non-GAAP Earnings per Share(EPS) of 2.09. The EPS decreased by -35.19% compared to the year before.


Industry RankSector Rank
PM (TTM) 21.05%
ROA 8.94%
ROE 12.94%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%-12.39%
Sales Q2Q%10.63%
EPS 1Y (TTM)-35.19%
Revenue 1Y (TTM)12.42%

YRD Forecast & Estimates


Analysts
Analysts42.5
Price TargetN/A
EPS Next YN/A
Revenue Next YearN/A

YRD Ownership

Ownership
Inst Owners2.92%
Ins OwnersN/A
Short Float %0.13%
Short Ratio0.71