YORK WATER CO (YORW) Stock Fundamental Analysis
USA - NASDAQ:YORW - US9871841089 - Common Stock
32.07 USD
-0.38 (-1.17%)
32.07 USD
0 (0%)
YORW gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 15 industry peers in the Water Utilities industry. While YORW is still in line with the averages on profitability rating, there are concerns on its financial health. YORW has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year YORW was profitable.
In the past year YORW had a positive cash flow from operations.
Each year in the past 5 years YORW has been profitable.
Each year in the past 5 years YORW had a positive operating cash flow.
1.2 Ratios
YORW has a Return On Assets of 3.01%. This is comparable to the rest of the industry: YORW outperforms 53.33% of its industry peers.
YORW has a Return On Equity of 8.40%. This is comparable to the rest of the industry: YORW outperforms 53.33% of its industry peers.
YORW has a Return On Invested Capital (3.49%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for YORW is in line with the industry average of 4.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.01% | ||
| ROE | 8.4% | ||
| ROIC | 3.49% |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
1.3 Margins
With a decent Profit Margin value of 25.83%, YORW is doing good in the industry, outperforming 80.00% of the companies in the same industry.
YORW's Profit Margin has been stable in the last couple of years.
The Operating Margin of YORW (36.90%) is better than 80.00% of its industry peers.
In the last couple of years the Operating Margin of YORW has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.9% | ||
| PM (TTM) | 25.83% | ||
| GM | N/A |
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), YORW is destroying value.
YORW has more shares outstanding than it did 1 year ago.
YORW has more shares outstanding than it did 5 years ago.
YORW has a worse debt/assets ratio than last year.
2.2 Solvency
YORW has an Altman-Z score of 1.12. This is a bad value and indicates that YORW is not financially healthy and even has some risk of bankruptcy.
YORW has a better Altman-Z score (1.12) than 66.67% of its industry peers.
A Debt/Equity ratio of 0.93 indicates that YORW is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.93, YORW perfoms like the industry average, outperforming 53.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.12 |
ROIC/WACC0.47
WACC7.42%
2.3 Liquidity
A Current Ratio of 1.00 indicates that YORW may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.00, YORW is in line with its industry, outperforming 46.67% of the companies in the same industry.
YORW has a Quick Ratio of 1.00. This is a bad value and indicates that YORW is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.80, YORW perfoms like the industry average, outperforming 46.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 0.8 |
3. Growth
3.1 Past
YORW shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -6.08%.
Measured over the past 5 years, YORW shows a small growth in Earnings Per Share. The EPS has been growing by 5.05% on average per year.
The Revenue has been growing slightly by 5.53% in the past year.
Measured over the past years, YORW shows a small growth in Revenue. The Revenue has been growing by 7.76% on average per year.
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
Revenue 1Y (TTM)5.53%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
3.2 Future
The Earnings Per Share is expected to grow by 6.53% on average over the next years.
The Revenue is expected to grow by 5.83% on average over the next years.
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.33%
Revenue Next 2Y5.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 23.07, the valuation of YORW can be described as rather expensive.
YORW's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.06. YORW is around the same levels.
The Price/Forward Earnings ratio is 19.90, which indicates a rather expensive current valuation of YORW.
Compared to the rest of the industry, the Price/Forward Earnings ratio of YORW is on the same level as its industry peers.
YORW's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 32.73.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.07 | ||
| Fwd PE | 19.9 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as YORW.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 16.28 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.57
EPS Next 2Y6.53%
EPS Next 3YN/A
5. Dividend
5.1 Amount
YORW has a Yearly Dividend Yield of 2.90%.
YORW's Dividend Yield is a higher than the industry average which is at 3.39.
Compared to an average S&P500 Dividend Yield of 2.37, YORW pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
5.2 History
The dividend of YORW has a limited annual growth rate of 3.93%.
YORW has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of YORW decreased recently.
Dividend Growth(5Y)3.93%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
62.74% of the earnings are spent on dividend by YORW. This is not a sustainable payout ratio.
YORW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP62.74%
EPS Next 2Y6.53%
EPS Next 3YN/A
32.07
-0.38 (-1.17%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryWater Utilities
Earnings (Last)
Earnings (Next)
Inst Owners57.53%
Inst Owner Change-0.03%
Ins Owners0.6%
Ins Owner Change0.46%
Market Cap462.45M
Revenue(TTM)74.96M
Net Income(TTM)19.70M
Analysts85.71
Price Target41.82 (30.4%)
Short Float %2.24%
Short Ratio3.03
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.9% |
Yearly Dividend0.84
Dividend Growth(5Y)3.93%
DP62.74%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.87%
Min EPS beat(2)-25.73%
Max EPS beat(2)3.98%
EPS beat(4)1
Avg EPS beat(4)-7.08%
Min EPS beat(4)-25.73%
Max EPS beat(4)3.98%
EPS beat(8)4
Avg EPS beat(8)-2.91%
EPS beat(12)7
Avg EPS beat(12)-1.21%
EPS beat(16)9
Avg EPS beat(16)-0.86%
Revenue beat(2)0
Avg Revenue beat(2)-2.85%
Min Revenue beat(2)-4.77%
Max Revenue beat(2)-0.93%
Revenue beat(4)0
Avg Revenue beat(4)-2.93%
Min Revenue beat(4)-4.77%
Max Revenue beat(4)-0.93%
Revenue beat(8)2
Avg Revenue beat(8)-1.51%
Revenue beat(12)6
Avg Revenue beat(12)0.49%
Revenue beat(16)8
Avg Revenue beat(16)0.57%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-7.32%
EPS NY rev (1m)0%
EPS NY rev (3m)1.5%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.07 | ||
| Fwd PE | 19.9 | ||
| P/S | 6.07 | ||
| P/FCF | N/A | ||
| P/OCF | 14.76 | ||
| P/B | 1.97 | ||
| P/tB | 1.97 | ||
| EV/EBITDA | 16.28 |
EPS(TTM)1.39
EY4.33%
EPS(NY)1.61
Fwd EY5.03%
FCF(TTM)-1.26
FCFYN/A
OCF(TTM)2.17
OCFY6.77%
SpS5.29
BVpS16.27
TBVpS16.27
PEG (NY)N/A
PEG (5Y)4.57
Graham Number22.55
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.01% | ||
| ROE | 8.4% | ||
| ROCE | 4.42% | ||
| ROIC | 3.49% | ||
| ROICexc | 3.49% | ||
| ROICexgc | 3.49% | ||
| OM | 36.9% | ||
| PM (TTM) | 25.83% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.69%
ROA(5y)3.77%
ROE(3y)9.66%
ROE(5y)10.34%
ROIC(3y)3.87%
ROIC(5y)4.14%
ROICexc(3y)3.87%
ROICexc(5y)4.14%
ROICexgc(3y)3.87%
ROICexgc(5y)4.14%
ROCE(3y)4.9%
ROCE(5y)5.24%
ROICexgc growth 3Y-5.1%
ROICexgc growth 5Y-7.77%
ROICexc growth 3Y-5.1%
ROICexc growth 5Y-7.77%
OM growth 3Y-4.13%
OM growth 5Y-4.1%
PM growth 3Y-4.16%
PM growth 5Y-0.58%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.93 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.21 | ||
| Cap/Depr | 362.09% | ||
| Cap/Sales | 64.98% | ||
| Interest Coverage | 3.22 | ||
| Cash Conversion | 74.9% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 0.8 | ||
| Altman-Z | 1.12 |
F-Score4
WACC7.42%
ROIC/WACC0.47
Cap/Depr(3y)473.57%
Cap/Depr(5y)440.35%
Cap/Sales(3y)79.82%
Cap/Sales(5y)72.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-6.08%
EPS 3Y2.99%
EPS 5Y5.05%
EPS Q2Q%4.88%
EPS Next Y-3.03%
EPS Next 2Y6.53%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)5.53%
Revenue growth 3Y10.79%
Revenue growth 5Y7.76%
Sales Q2Q%3.28%
Revenue Next Year5.33%
Revenue Next 2Y5.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-2.56%
EBIT growth 3Y6.22%
EBIT growth 5Y3.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y48.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y22.3%
OCF growth 3Y10%
OCF growth 5Y10.11%
YORK WATER CO / YORW FAQ
Can you provide the ChartMill fundamental rating for YORK WATER CO?
ChartMill assigns a fundamental rating of 3 / 10 to YORW.
What is the valuation status for YORW stock?
ChartMill assigns a valuation rating of 1 / 10 to YORK WATER CO (YORW). This can be considered as Overvalued.
Can you provide the profitability details for YORK WATER CO?
YORK WATER CO (YORW) has a profitability rating of 4 / 10.
What is the valuation of YORK WATER CO based on its PE and PB ratios?
The Price/Earnings (PE) ratio for YORK WATER CO (YORW) is 23.07 and the Price/Book (PB) ratio is 1.97.
Can you provide the dividend sustainability for YORW stock?
The dividend rating of YORK WATER CO (YORW) is 5 / 10 and the dividend payout ratio is 62.74%.