XCEL ENERGY INC (XEL) Stock Fundamental Analysis
NASDAQ:XEL - US98389B1008 - Common Stock
72.44 USD
-0.43 (-0.59%)
XEL gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 47 industry peers in the Electric Utilities industry. While XEL is still in line with the averages on profitability rating, there are concerns on its financial health. XEL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year XEL was profitable.
In the past year XEL had a positive cash flow from operations.
In the past 5 years XEL has always been profitable.
Each year in the past 5 years XEL had a positive operating cash flow.
1.2 Ratios
XEL's Return On Assets of 2.75% is in line compared to the rest of the industry. XEL outperforms 46.81% of its industry peers.
Looking at the Return On Equity, with a value of 9.89%, XEL is in line with its industry, outperforming 46.81% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 2.82%, XEL is doing worse than 87.23% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for XEL is in line with the industry average of 5.03%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.75% | ||
| ROE | 9.89% | ||
| ROIC | 2.82% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
With a Profit Margin value of 14.85%, XEL perfoms like the industry average, outperforming 57.45% of the companies in the same industry.
In the last couple of years the Profit Margin of XEL has grown nicely.
With a Operating Margin value of 18.00%, XEL is not doing good in the industry: 68.09% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of XEL has remained more or less at the same level.
XEL has a better Gross Margin (92.80%) than 97.87% of its industry peers.
XEL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18% | ||
| PM (TTM) | 14.85% | ||
| GM | 92.8% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so XEL is destroying value.
Compared to 1 year ago, XEL has more shares outstanding
XEL has more shares outstanding than it did 5 years ago.
XEL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.93, we must say that XEL is in the distress zone and has some risk of bankruptcy.
XEL has a Altman-Z score of 0.93. This is comparable to the rest of the industry: XEL outperforms 53.19% of its industry peers.
A Debt/Equity ratio of 1.53 is on the high side and indicates that XEL has dependencies on debt financing.
XEL has a Debt to Equity ratio (1.53) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.93 |
ROIC/WACC0.42
WACC6.68%
2.3 Liquidity
A Current Ratio of 0.96 indicates that XEL may have some problems paying its short term obligations.
With a decent Current ratio value of 0.96, XEL is doing good in the industry, outperforming 61.70% of the companies in the same industry.
A Quick Ratio of 0.85 indicates that XEL may have some problems paying its short term obligations.
XEL's Quick ratio of 0.85 is in line compared to the rest of the industry. XEL outperforms 59.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 3.69% over the past year.
XEL shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.68% yearly.
Looking at the last year, XEL shows a small growth in Revenue. The Revenue has grown by 1.28% in the last year.
The Revenue has been growing slightly by 3.12% on average over the past years.
EPS 1Y (TTM)3.69%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%38.89%
Revenue 1Y (TTM)1.28%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%8.55%
3.2 Future
XEL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.05% yearly.
XEL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.24% yearly.
EPS Next Y10.67%
EPS Next 2Y9.4%
EPS Next 3Y9%
EPS Next 5Y8.05%
Revenue Next Year3.11%
Revenue Next 2Y4.8%
Revenue Next 3Y5.24%
Revenue Next 5Y5.24%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 19.85 indicates a rather expensive valuation of XEL.
Based on the Price/Earnings ratio, XEL is valued a bit more expensive than the industry average as 61.70% of the companies are valued more cheaply.
XEL's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.14.
Based on the Price/Forward Earnings ratio of 17.39, the valuation of XEL can be described as rather expensive.
XEL's Price/Forward Earnings is on the same level as the industry average.
XEL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.85 | ||
| Fwd PE | 17.39 |
4.2 Price Multiples
72.34% of the companies in the same industry are cheaper than XEL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.33 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XEL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.86
PEG (5Y)3.49
EPS Next 2Y9.4%
EPS Next 3Y9%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.10%, XEL has a reasonable but not impressive dividend return.
XEL's Dividend Yield is comparable with the industry average which is at 3.53.
XEL's Dividend Yield is a higher than the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
The dividend of XEL is nicely growing with an annual growth rate of 6.45%!
XEL has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of XEL decreased recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
59.09% of the earnings are spent on dividend by XEL. This is a bit on the high side, but may be sustainable.
XEL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP59.09%
EPS Next 2Y9.4%
EPS Next 3Y9%
NASDAQ:XEL (8/28/2025, 3:01:09 PM)
72.44
-0.43 (-0.59%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners89.61%
Inst Owner Change4.36%
Ins Owners0.15%
Ins Owner Change5.5%
Market Cap42.84B
Analysts80
Price Target78.46 (8.31%)
Short Float %1.71%
Short Ratio3.01
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP59.09%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.56%
Min EPS beat(2)-9.55%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-1.19%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.13%
EPS beat(12)5
Avg EPS beat(12)-1.02%
EPS beat(16)6
Avg EPS beat(16)-1.08%
Revenue beat(2)1
Avg Revenue beat(2)-0.14%
Min Revenue beat(2)-1.66%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-6.63%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-8.96%
Revenue beat(12)4
Avg Revenue beat(12)-3.02%
Revenue beat(16)8
Avg Revenue beat(16)-0.65%
PT rev (1m)1.5%
PT rev (3m)1.79%
EPS NQ rev (1m)-1.05%
EPS NQ rev (3m)2.67%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.03%
Revenue NQ rev (1m)-0.38%
Revenue NQ rev (3m)-1.65%
Revenue NY rev (1m)-0.69%
Revenue NY rev (3m)-0.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.85 | ||
| Fwd PE | 17.39 | ||
| P/S | 3.07 | ||
| P/FCF | N/A | ||
| P/OCF | 9.5 | ||
| P/B | 2.04 | ||
| P/tB | 2.04 | ||
| EV/EBITDA | 13.33 |
EPS(TTM)3.65
EY5.04%
EPS(NY)4.16
Fwd EY5.75%
FCF(TTM)-6.6
FCFYN/A
OCF(TTM)7.63
OCFY10.53%
SpS23.6
BVpS35.44
TBVpS35.44
PEG (NY)1.86
PEG (5Y)3.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.75% | ||
| ROE | 9.89% | ||
| ROCE | 3.62% | ||
| ROIC | 2.82% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18% | ||
| PM (TTM) | 14.85% | ||
| GM | 92.8% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexcg growth 3Y-3.22%
ROICexcg growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score5
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.53 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.84 | ||
| Cap/Depr | 283.39% | ||
| Cap/Sales | 60.26% | ||
| Interest Coverage | 2.1 | ||
| Cash Conversion | 82.3% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.96 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.93 |
F-Score5
WACC6.68%
ROIC/WACC0.42
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.69%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%38.89%
EPS Next Y10.67%
EPS Next 2Y9.4%
EPS Next 3Y9%
EPS Next 5Y8.05%
Revenue 1Y (TTM)1.28%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%8.55%
Revenue Next Year3.11%
Revenue Next 2Y4.8%
Revenue Next 3Y5.24%
Revenue Next 5Y5.24%
EBIT growth 1Y-7.82%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year113.73%
EBIT Next 3Y38.83%
EBIT Next 5Y26.57%
FCF growth 1Y-388.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2.52%
OCF growth 3Y28.47%
OCF growth 5Y7.3%