XCEL ENERGY INC (XEL) Stock Fundamental Analysis
USA - NASDAQ:XEL - US98389B1008 - Common Stock
81.23 USD
+0.83 (+1.03%)
Taking everything into account, XEL scores 3 out of 10 in our fundamental rating. XEL was compared to 47 industry peers in the Electric Utilities industry. While XEL is still in line with the averages on profitability rating, there are concerns on its financial health. XEL is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
XEL had positive earnings in the past year.
In the past year XEL had a positive cash flow from operations.
Each year in the past 5 years XEL has been profitable.
Each year in the past 5 years XEL had a positive operating cash flow.
1.2 Ratios
XEL's Return On Assets of 2.42% is on the low side compared to the rest of the industry. XEL is outperformed by 68.09% of its industry peers.
With a Return On Equity value of 9.04%, XEL is not doing good in the industry: 61.70% of the companies in the same industry are doing better.
With a Return On Invested Capital value of 2.84%, XEL is not doing good in the industry: 85.11% of the companies in the same industry are doing better.
Measured over the past 3 years, the Average Return On Invested Capital for XEL is in line with the industry average of 5.02%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
The Profit Margin of XEL (13.46%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of XEL has grown nicely.
XEL has a Operating Margin of 18.53%. This is in the lower half of the industry: XEL underperforms 63.83% of its industry peers.
In the last couple of years the Operating Margin of XEL has remained more or less at the same level.
With an excellent Gross Margin value of 92.94%, XEL belongs to the best of the industry, outperforming 97.87% of the companies in the same industry.
XEL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), XEL is destroying value.
The number of shares outstanding for XEL has been increased compared to 1 year ago.
XEL has more shares outstanding than it did 5 years ago.
The debt/assets ratio for XEL is higher compared to a year ago.
2.2 Solvency
XEL has an Altman-Z score of 0.92. This is a bad value and indicates that XEL is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.92, XEL perfoms like the industry average, outperforming 48.94% of the companies in the same industry.
XEL has a Debt/Equity ratio of 1.64. This is a high value indicating a heavy dependency on external financing.
XEL has a Debt to Equity ratio of 1.64. This is in the lower half of the industry: XEL underperforms 65.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.92 |
ROIC/WACC0.42
WACC6.71%
2.3 Liquidity
A Current Ratio of 0.79 indicates that XEL may have some problems paying its short term obligations.
The Current ratio of XEL (0.79) is comparable to the rest of the industry.
A Quick Ratio of 0.69 indicates that XEL may have some problems paying its short term obligations.
XEL's Quick ratio of 0.69 is in line compared to the rest of the industry. XEL outperforms 53.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.82% over the past year.
The Earnings Per Share has been growing slightly by 5.68% on average over the past years.
XEL shows a small growth in Revenue. In the last year, the Revenue has grown by 3.38%.
Measured over the past years, XEL shows a small growth in Revenue. The Revenue has been growing by 3.12% on average per year.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
XEL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.76% yearly.
XEL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.54% yearly.
EPS Next Y10.81%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
EPS Next 5Y8.76%
Revenue Next Year2.38%
Revenue Next 2Y4.82%
Revenue Next 3Y5.52%
Revenue Next 5Y5.54%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 22.32, the valuation of XEL can be described as rather expensive.
Based on the Price/Earnings ratio, XEL is valued a bit more expensive than 74.47% of the companies in the same industry.
When comparing the Price/Earnings ratio of XEL to the average of the S&P500 Index (26.28), we can say XEL is valued inline with the index average.
A Price/Forward Earnings ratio of 19.52 indicates a rather expensive valuation of XEL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of XEL indicates a slightly more expensive valuation: XEL is more expensive than 70.21% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 33.61. XEL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.32 | ||
| Fwd PE | 19.52 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of XEL indicates a slightly more expensive valuation: XEL is more expensive than 74.47% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 14.07 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.06
PEG (5Y)3.93
EPS Next 2Y9.35%
EPS Next 3Y9.32%
5. Dividend
5.1 Amount
XEL has a Yearly Dividend Yield of 2.84%.
Compared to an average industry Dividend Yield of 3.23, XEL has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, XEL pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.84% |
5.2 History
The dividend of XEL is nicely growing with an annual growth rate of 6.45%!
XEL has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of XEL decreased recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.69%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
NASDAQ:XEL (11/11/2025, 12:15:05 PM)
81.23
+0.83 (+1.03%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners90.66%
Inst Owner Change0.46%
Ins Owners0.14%
Ins Owner Change0.22%
Market Cap48.04B
Revenue(TTM)14.23B
Net Income(TTM)1.92B
Analysts82.61
Price Target87.53 (7.76%)
Short Float %3.72%
Short Ratio4.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.84% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP65.69%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.85%
Min EPS beat(2)-6.97%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-2.52%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.53%
EPS beat(12)5
Avg EPS beat(12)-1.25%
EPS beat(16)6
Avg EPS beat(16)-1.19%
Revenue beat(2)1
Avg Revenue beat(2)0.5%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-4.7%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-7.88%
Revenue beat(12)3
Avg Revenue beat(12)-4.13%
Revenue beat(16)7
Avg Revenue beat(16)-0.72%
PT rev (1m)6.16%
PT rev (3m)11.65%
EPS NQ rev (1m)14.96%
EPS NQ rev (3m)3.91%
EPS NY rev (1m)0.03%
EPS NY rev (3m)0.16%
Revenue NQ rev (1m)4.38%
Revenue NQ rev (3m)1.25%
Revenue NY rev (1m)-0.59%
Revenue NY rev (3m)-1.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.32 | ||
| Fwd PE | 19.52 | ||
| P/S | 3.38 | ||
| P/FCF | N/A | ||
| P/OCF | 10.59 | ||
| P/B | 2.27 | ||
| P/tB | 2.27 | ||
| EV/EBITDA | 14.07 |
EPS(TTM)3.64
EY4.48%
EPS(NY)4.16
Fwd EY5.12%
FCF(TTM)-8.71
FCFYN/A
OCF(TTM)7.67
OCFY9.45%
SpS24.06
BVpS35.81
TBVpS35.81
PEG (NY)2.06
PEG (5Y)3.93
Graham Number54.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROCE | 3.66% | ||
| ROIC | 2.84% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexgc growth 3Y-3.22%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.1 | ||
| Cap/Depr | 318.86% | ||
| Cap/Sales | 68.08% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 79.96% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 0.92 |
F-Score4
WACC6.71%
ROIC/WACC0.42
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
EPS Next Y10.81%
EPS Next 2Y9.35%
EPS Next 3Y9.32%
EPS Next 5Y8.76%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
Revenue Next Year2.38%
Revenue Next 2Y4.82%
Revenue Next 3Y5.52%
Revenue Next 5Y5.54%
EBIT growth 1Y-1.86%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year112.39%
EBIT Next 3Y38.49%
EBIT Next 5Y25.6%
FCF growth 1Y-1083.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-11.33%
OCF growth 3Y28.47%
OCF growth 5Y7.3%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status of XCEL ENERGY INC (XEL) stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
How profitable is XCEL ENERGY INC (XEL) stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
How financially healthy is XCEL ENERGY INC?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Can you provide the dividend sustainability for XEL stock?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.