74.26 USD
+0.88 (+1.2%)
74.26 USD
0 (0%)
Taking everything into account, XEL scores 3 out of 10 in our fundamental rating. XEL was compared to 46 industry peers in the Electric Utilities industry. There are concerns on the financial health of XEL while its profitability can be described as average. While showing a medium growth rate, XEL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
XEL had positive earnings in the past year.
XEL had a positive operating cash flow in the past year.
XEL had positive earnings in each of the past 5 years.
Each year in the past 5 years XEL had a positive operating cash flow.
1.2 Ratios
XEL has a worse Return On Assets (2.42%) than 69.57% of its industry peers.
XEL has a Return On Equity of 9.04%. This is in the lower half of the industry: XEL underperforms 65.22% of its industry peers.
With a Return On Invested Capital value of 2.84%, XEL is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
XEL had an Average Return On Invested Capital over the past 3 years of 3.27%. This is in line with the industry average of 4.58%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROIC | 2.84% |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
1.3 Margins
XEL has a Profit Margin of 13.46%. This is comparable to the rest of the industry: XEL outperforms 47.83% of its industry peers.
XEL's Profit Margin has improved in the last couple of years.
XEL has a Operating Margin of 18.53%. This is in the lower half of the industry: XEL underperforms 65.22% of its industry peers.
In the last couple of years the Operating Margin of XEL has remained more or less at the same level.
With an excellent Gross Margin value of 92.94%, XEL belongs to the best of the industry, outperforming 95.65% of the companies in the same industry.
XEL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% |
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
2. Health
2.1 Basic Checks
XEL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
XEL has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, XEL has more shares outstanding
Compared to 1 year ago, XEL has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.88, we must say that XEL is in the distress zone and has some risk of bankruptcy.
XEL has a Altman-Z score (0.88) which is in line with its industry peers.
A Debt/Equity ratio of 1.64 is on the high side and indicates that XEL has dependencies on debt financing.
The Debt to Equity ratio of XEL (1.64) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.88 |
ROIC/WACC0.43
WACC6.66%
2.3 Liquidity
XEL has a Current Ratio of 0.79. This is a bad value and indicates that XEL is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of XEL (0.79) is comparable to the rest of the industry.
A Quick Ratio of 0.69 indicates that XEL may have some problems paying its short term obligations.
XEL has a Quick ratio (0.69) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 2.82% over the past year.
Measured over the past 5 years, XEL shows a small growth in Earnings Per Share. The EPS has been growing by 5.68% on average per year.
XEL shows a small growth in Revenue. In the last year, the Revenue has grown by 3.38%.
Measured over the past years, XEL shows a small growth in Revenue. The Revenue has been growing by 3.12% on average per year.
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
3.2 Future
The Earnings Per Share is expected to grow by 8.85% on average over the next years. This is quite good.
XEL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.59% yearly.
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.85%
Revenue Next Year3.22%
Revenue Next 2Y5.4%
Revenue Next 3Y6.18%
Revenue Next 5Y5.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.40, the valuation of XEL can be described as rather expensive.
Based on the Price/Earnings ratio, XEL is valued a bit more expensive than the industry average as 63.04% of the companies are valued more cheaply.
The average S&P500 Price/Earnings ratio is at 27.19. XEL is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 17.82 indicates a rather expensive valuation of XEL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of XEL is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 23.88. XEL is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.4 | ||
| Fwd PE | 17.82 |
4.2 Price Multiples
XEL's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. XEL is more expensive than 73.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.34 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates XEL does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.88
PEG (5Y)3.59
EPS Next 2Y9.42%
EPS Next 3Y9.41%
5. Dividend
5.1 Amount
XEL has a Yearly Dividend Yield of 3.09%.
XEL's Dividend Yield is comparable with the industry average which is at 3.05.
XEL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.09% |
5.2 History
On average, the dividend of XEL grows each year by 6.45%, which is quite nice.
XEL has paid a dividend for at least 10 years, which is a reliable track record.
XEL has decreased its dividend recently.
Dividend Growth(5Y)6.45%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
XEL pays out 65.69% of its income as dividend. This is not a sustainable payout ratio.
The dividend of XEL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.69%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
74.26
+0.88 (+1.2%)
Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)
Earnings (Next)
Inst Owners95.29%
Inst Owner Change0%
Ins Owners0.14%
Ins Owner Change-0.83%
Market Cap43.93B
Revenue(TTM)14.23B
Net Income(TTM)1.92B
Analysts82.61
Price Target88.68 (19.42%)
Short Float %5.49%
Short Ratio6.29
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.09% |
Yearly Dividend2.08
Dividend Growth(5Y)6.45%
DP65.69%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)3.85%
Min EPS beat(2)-6.97%
Max EPS beat(2)14.67%
EPS beat(4)1
Avg EPS beat(4)-2.52%
Min EPS beat(4)-9.55%
Max EPS beat(4)14.67%
EPS beat(8)3
Avg EPS beat(8)-0.53%
EPS beat(12)5
Avg EPS beat(12)-1.25%
EPS beat(16)6
Avg EPS beat(16)-1.19%
Revenue beat(2)1
Avg Revenue beat(2)0.5%
Min Revenue beat(2)-0.38%
Max Revenue beat(2)1.39%
Revenue beat(4)1
Avg Revenue beat(4)-4.7%
Min Revenue beat(4)-18.13%
Max Revenue beat(4)1.39%
Revenue beat(8)1
Avg Revenue beat(8)-7.88%
Revenue beat(12)3
Avg Revenue beat(12)-4.13%
Revenue beat(16)7
Avg Revenue beat(16)-0.72%
PT rev (1m)-1.47%
PT rev (3m)7.56%
EPS NQ rev (1m)0.9%
EPS NQ rev (3m)13.81%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.07%
Revenue NQ rev (1m)-1.33%
Revenue NQ rev (3m)2.22%
Revenue NY rev (1m)-0.65%
Revenue NY rev (3m)0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.4 | ||
| Fwd PE | 17.82 | ||
| P/S | 3.09 | ||
| P/FCF | N/A | ||
| P/OCF | 9.68 | ||
| P/B | 2.07 | ||
| P/tB | 2.07 | ||
| EV/EBITDA | 13.34 |
EPS(TTM)3.64
EY4.9%
EPS(NY)4.17
Fwd EY5.61%
FCF(TTM)-8.7
FCFYN/A
OCF(TTM)7.67
OCFY10.33%
SpS24.05
BVpS35.81
TBVpS35.81
PEG (NY)1.88
PEG (5Y)3.59
Graham Number54.15
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.42% | ||
| ROE | 9.04% | ||
| ROCE | 3.66% | ||
| ROIC | 2.84% | ||
| ROICexc | 2.88% | ||
| ROICexgc | 2.88% | ||
| OM | 18.53% | ||
| PM (TTM) | 13.46% | ||
| GM | 92.94% | ||
| FCFM | N/A |
ROA(3y)2.79%
ROA(5y)2.77%
ROE(3y)10.13%
ROE(5y)10.14%
ROIC(3y)3.27%
ROIC(5y)3.27%
ROICexc(3y)3.28%
ROICexc(5y)3.28%
ROICexgc(3y)3.28%
ROICexgc(5y)3.28%
ROCE(3y)4.2%
ROCE(5y)4.2%
ROICexgc growth 3Y-3.22%
ROICexgc growth 5Y-4%
ROICexc growth 3Y-3.22%
ROICexc growth 5Y-4%
OM growth 3Y2.67%
OM growth 5Y-0.62%
PM growth 3Y6.6%
PM growth 5Y3.89%
GM growth 3Y0.42%
GM growth 5Y0.25%
F-Score4
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.1 | ||
| Cap/Depr | 318.86% | ||
| Cap/Sales | 68.08% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 79.96% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 0.88 |
F-Score4
WACC6.66%
ROIC/WACC0.43
Cap/Depr(3y)221.93%
Cap/Depr(5y)222.34%
Cap/Sales(3y)42.1%
Cap/Sales(5y)40.89%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.82%
EPS 3Y5.54%
EPS 5Y5.68%
EPS Q2Q%-0.8%
EPS Next Y10.85%
EPS Next 2Y9.42%
EPS Next 3Y9.41%
EPS Next 5Y8.85%
Revenue 1Y (TTM)3.38%
Revenue growth 3Y0.02%
Revenue growth 5Y3.12%
Sales Q2Q%7.44%
Revenue Next Year3.22%
Revenue Next 2Y5.4%
Revenue Next 3Y6.18%
Revenue Next 5Y5.59%
EBIT growth 1Y-1.86%
EBIT growth 3Y2.7%
EBIT growth 5Y2.48%
EBIT Next Year110.64%
EBIT Next 3Y40.84%
EBIT Next 5Y26.07%
FCF growth 1Y-1083.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-11.33%
OCF growth 3Y28.47%
OCF growth 5Y7.3%
XCEL ENERGY INC / XEL FAQ
Can you provide the ChartMill fundamental rating for XCEL ENERGY INC?
ChartMill assigns a fundamental rating of 3 / 10 to XEL.
What is the valuation status for XEL stock?
ChartMill assigns a valuation rating of 1 / 10 to XCEL ENERGY INC (XEL). This can be considered as Overvalued.
What is the profitability of XEL stock?
XCEL ENERGY INC (XEL) has a profitability rating of 4 / 10.
What is the financial health of XCEL ENERGY INC (XEL) stock?
The financial health rating of XCEL ENERGY INC (XEL) is 1 / 10.
Is the dividend of XCEL ENERGY INC sustainable?
The dividend rating of XCEL ENERGY INC (XEL) is 5 / 10 and the dividend payout ratio is 65.69%.