GOLDMONEY INC (XAU.CA) Fundamental Analysis & Valuation

TSX:XAU • VGG4001R1047

Current stock price

16.29 CAD
-0.04 (-0.24%)
Last:

This XAU.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. XAU.CA Profitability Analysis

1.1 Basic Checks

  • XAU had positive earnings in the past year.
  • In the past year XAU had a positive cash flow from operations.
  • In multiple years XAU reported negative net income over the last 5 years.
  • XAU had a positive operating cash flow in 4 of the past 5 years.
XAU.CA Yearly Net Income VS EBIT VS OCF VS FCFXAU.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M 60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 11.61%, XAU is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
  • XAU has a better Return On Equity (23.09%) than 73.68% of its industry peers.
  • With a decent Return On Invested Capital value of 12.17%, XAU is doing good in the industry, outperforming 73.68% of the companies in the same industry.
  • XAU had an Average Return On Invested Capital over the past 3 years of 7.53%. This is below the industry average of 11.16%.
  • The 3 year average ROIC (7.53%) for XAU is below the current ROIC(12.17%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 11.61%
ROE 23.09%
ROIC 12.17%
ROA(3y)-1.7%
ROA(5y)-0.45%
ROE(3y)-1.49%
ROE(5y)-0.26%
ROIC(3y)7.53%
ROIC(5y)5.5%
XAU.CA Yearly ROA, ROE, ROICXAU.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • Looking at the Profit Margin, with a value of 20.60%, XAU belongs to the top of the industry, outperforming 89.47% of the companies in the same industry.
  • With an excellent Operating Margin value of 22.15%, XAU belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
  • In the last couple of years the Operating Margin of XAU has grown nicely.
  • The Gross Margin of XAU (26.44%) is worse than 73.68% of its industry peers.
  • XAU's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 22.15%
PM (TTM) 20.6%
GM 26.44%
OM growth 3Y129.49%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.31%
GM growth 5Y49.71%
XAU.CA Yearly Profit, Operating, Gross MarginsXAU.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20

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6

2. XAU.CA Health Analysis

2.1 Basic Checks

  • XAU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • Compared to 1 year ago, XAU has about the same amount of shares outstanding.
  • The number of shares outstanding for XAU has been reduced compared to 5 years ago.
  • Compared to 1 year ago, XAU has a worse debt to assets ratio.
XAU.CA Yearly Shares OutstandingXAU.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
XAU.CA Yearly Total Debt VS Total AssetsXAU.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.2 Solvency

  • XAU has an Altman-Z score of 1.74. This is a bad value and indicates that XAU is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.74, XAU is doing worse than 63.16% of the companies in the same industry.
  • XAU has a debt to FCF ratio of 1.67. This is a very positive value and a sign of high solvency as it would only need 1.67 years to pay back of all of its debts.
  • With an excellent Debt to FCF ratio value of 1.67, XAU belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
  • A Debt/Equity ratio of 0.47 indicates that XAU is not too dependend on debt financing.
  • XAU's Debt to Equity ratio of 0.47 is fine compared to the rest of the industry. XAU outperforms 63.16% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 1.67
Altman-Z 1.74
ROIC/WACC1.82
WACC6.7%
XAU.CA Yearly LT Debt VS Equity VS FCFXAU.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

2.3 Liquidity

  • XAU has a Current Ratio of 1.10. This is a normal value and indicates that XAU is financially healthy and should not expect problems in meeting its short term obligations.
  • XAU has a Current ratio (1.10) which is comparable to the rest of the industry.
  • A Quick Ratio of 1.08 indicates that XAU should not have too much problems paying its short term obligations.
  • XAU's Quick ratio of 1.08 is fine compared to the rest of the industry. XAU outperforms 78.95% of its industry peers.
Industry RankSector Rank
Current Ratio 1.1
Quick Ratio 1.08
XAU.CA Yearly Current Assets VS Current LiabilitesXAU.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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2

3. XAU.CA Growth Analysis

3.1 Past

  • XAU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 257.54%, which is quite impressive.
  • The Revenue has grown by 160.79% in the past year. This is a very strong growth!
  • Measured over the past years, XAU shows a very negative growth in Revenue. The Revenue has been decreasing by -25.78% on average per year.
EPS 1Y (TTM)257.54%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%514.23%
Revenue 1Y (TTM)160.79%
Revenue growth 3Y-33.74%
Revenue growth 5Y-25.78%
Sales Q2Q%221.27%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
XAU.CA Yearly Revenue VS EstimatesXAU.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
XAU.CA Yearly EPS VS EstimatesXAU.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 0 1 -1

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5

4. XAU.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 4.91, which indicates a rather cheap valuation of XAU.
  • 89.47% of the companies in the same industry are more expensive than XAU, based on the Price/Earnings ratio.
  • XAU is valuated cheaply when we compare the Price/Earnings ratio to 24.88, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 4.91
Fwd PE N/A
XAU.CA Price Earnings VS Forward Price EarningsXAU.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, XAU is valued a bit cheaper than the industry average as 63.16% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of XAU indicates a rather cheap valuation: XAU is cheaper than 84.21% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.64
EV/EBITDA 5.83
XAU.CA Per share dataXAU.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The decent profitability rating of XAU may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. XAU.CA Dividend Analysis

5.1 Amount

  • XAU does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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XAU.CA Fundamentals: All Metrics, Ratios and Statistics

GOLDMONEY INC

TSX:XAU (3/27/2026, 7:00:00 PM)

16.29

-0.04 (-0.24%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)11-05
Earnings (Next)N/A
Inst Owners6.11%
Inst Owner ChangeN/A
Ins Owners39.5%
Ins Owner ChangeN/A
Market Cap202.48M
Revenue(TTM)216.29M
Net Income(TTM)44.56M
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 4.91
Fwd PE N/A
P/S 0.94
P/FCF 3.64
P/OCF 3.64
P/B 1.05
P/tB 1.15
EV/EBITDA 5.83
EPS(TTM)3.32
EY20.38%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)4.47
FCFY27.44%
OCF(TTM)4.47
OCFY27.47%
SpS17.4
BVpS15.52
TBVpS14.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number34.05
Profitability
Industry RankSector Rank
ROA 11.61%
ROE 23.09%
ROCE 16.91%
ROIC 12.17%
ROICexc 12.78%
ROICexgc 13.59%
OM 22.15%
PM (TTM) 20.6%
GM 26.44%
FCFM 25.69%
ROA(3y)-1.7%
ROA(5y)-0.45%
ROE(3y)-1.49%
ROE(5y)-0.26%
ROIC(3y)7.53%
ROIC(5y)5.5%
ROICexc(3y)8.47%
ROICexc(5y)6.29%
ROICexgc(3y)10.03%
ROICexgc(5y)7.79%
ROCE(3y)10.45%
ROCE(5y)7.64%
ROICexgc growth 3Y15.41%
ROICexgc growth 5YN/A
ROICexc growth 3Y26.17%
ROICexc growth 5YN/A
OM growth 3Y129.49%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y71.31%
GM growth 5Y49.71%
F-Score8
Asset Turnover0.56
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 1.67
Debt/EBITDA 1.87
Cap/Depr 11.02%
Cap/Sales 0.02%
Interest Coverage 10.23
Cash Conversion 114.94%
Profit Quality 124.71%
Current Ratio 1.1
Quick Ratio 1.08
Altman-Z 1.74
F-Score8
WACC6.7%
ROIC/WACC1.82
Cap/Depr(3y)0.72%
Cap/Depr(5y)1.83%
Cap/Sales(3y)0.01%
Cap/Sales(5y)0.01%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)257.54%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%514.23%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)160.79%
Revenue growth 3Y-33.74%
Revenue growth 5Y-25.78%
Sales Q2Q%221.27%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y132.32%
EBIT growth 3Y52.06%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y182.56%
FCF growth 3YN/A
FCF growth 5Y82.3%
OCF growth 1Y-21.6%
OCF growth 3YN/A
OCF growth 5Y81.29%

GOLDMONEY INC / XAU.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of GOLDMONEY INC (XAU.CA) stock?

ChartMill assigns a fundamental rating of 5 / 10 to XAU.CA.


What is the valuation status for XAU stock?

ChartMill assigns a valuation rating of 5 / 10 to GOLDMONEY INC (XAU.CA). This can be considered as Fairly Valued.


How profitable is GOLDMONEY INC (XAU.CA) stock?

GOLDMONEY INC (XAU.CA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of GOLDMONEY INC (XAU.CA) stock?

The Price/Earnings (PE) ratio for GOLDMONEY INC (XAU.CA) is 4.91 and the Price/Book (PB) ratio is 1.05.


How financially healthy is GOLDMONEY INC?

The financial health rating of GOLDMONEY INC (XAU.CA) is 6 / 10.