WUESTENROT & WUERTTEMBERG (WUW.DE) Fundamental Analysis & Valuation
FRA:WUW • DE0008051004
Current stock price
14.16 EUR
+0.12 (+0.85%)
Last:
This WUW.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. WUW.DE Profitability Analysis
1.1 Basic Checks
- WUW had positive earnings in the past year.
- In the past year WUW had a positive cash flow from operations.
- Each year in the past 5 years WUW has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: WUW reported negative operating cash flow in multiple years.
1.2 Ratios
- WUW has a Return On Assets of 0.17%. This is amonst the worse of the industry: WUW underperforms 83.33% of its industry peers.
- The Return On Equity of WUW (2.45%) is worse than 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.17% | ||
| ROE | 2.45% | ||
| ROIC | N/A |
ROA(3y)0.14%
ROA(5y)0.25%
ROE(3y)1.99%
ROE(5y)3.61%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- WUW's Profit Margin of 3.86% is on the low side compared to the rest of the industry. WUW is outperformed by 80.95% of its industry peers.
- In the last couple of years the Profit Margin of WUW has grown nicely.
- WUW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 3.86% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.58%
PM growth 5Y3.16%
GM growth 3YN/A
GM growth 5YN/A
2. WUW.DE Health Analysis
2.1 Basic Checks
- WUW does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, WUW has about the same amount of shares outstanding.
- Compared to 5 years ago, WUW has about the same amount of shares outstanding.
- WUW has a worse debt/assets ratio than last year.
2.2 Solvency
- WUW has a debt to FCF ratio of 8.77. This is a slightly negative value and a sign of low solvency as WUW would need 8.77 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 8.77, WUW is doing worse than 64.29% of the companies in the same industry.
- WUW has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
- Looking at the Debt to Equity ratio, with a value of 1.67, WUW is doing worse than 83.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | 8.77 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC2.47%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. WUW.DE Growth Analysis
3.1 Past
- WUW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 255.65%, which is quite impressive.
- The earnings per share for WUW have been decreasing by -10.43% on average. This is quite bad
- Looking at the last year, WUW shows a small growth in Revenue. The Revenue has grown by 3.84% in the last year.
- WUW shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.17% yearly.
EPS 1Y (TTM)255.65%
EPS 3Y-19.9%
EPS 5Y-10.43%
EPS Q2Q%-17.7%
Revenue 1Y (TTM)3.84%
Revenue growth 3Y-2.81%
Revenue growth 5Y-13.17%
Sales Q2Q%106.07%
3.2 Future
- The Earnings Per Share is expected to grow by 43.73% on average over the next years. This is a very strong growth
- The Revenue is expected to grow by 7.88% on average over the next years.
EPS Next Y70.54%
EPS Next 2Y43.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.89%
Revenue Next 2Y7.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. WUW.DE Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 10.98, the valuation of WUW can be described as very reasonable.
- WUW's Price/Earnings ratio is a bit cheaper when compared to the industry. WUW is cheaper than 71.43% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 26.21, WUW is valued rather cheaply.
- With a Price/Forward Earnings ratio of 6.37, the valuation of WUW can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of WUW indicates a rather cheap valuation: WUW is cheaper than 100.00% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 23.10. WUW is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.98 | ||
| Fwd PE | 6.37 |
4.2 Price Multiples
- WUW's Price/Free Cash Flow ratio is rather cheap when compared to the industry. WUW is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.41 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- WUW's earnings are expected to grow with 43.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y43.73%
EPS Next 3YN/A
5. WUW.DE Dividend Analysis
5.1 Amount
- WUW has a Yearly Dividend Yield of 4.39%, which is a nice return.
- WUW's Dividend Yield is slightly below the industry average, which is at 4.54.
- Compared to an average S&P500 Dividend Yield of 1.89, WUW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.39% |
5.2 History
- The dividend of WUW has a limited annual growth rate of 0.03%.
Dividend Growth(5Y)0.03%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- WUW pays out 50.41% of its income as dividend. This is a bit on the high side, but may be sustainable.
- WUW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP50.41%
EPS Next 2Y43.73%
EPS Next 3YN/A
WUW.DE Fundamentals: All Metrics, Ratios and Statistics
FRA:WUW (4/7/2026, 7:00:00 PM)
14.16
+0.12 (+0.85%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-27 2026-03-27/amc
Earnings (Next)05-13 2026-05-13
Inst Owners5.94%
Inst Owner ChangeN/A
Ins Owners11.29%
Ins Owner ChangeN/A
Market Cap1.33B
Revenue(TTM)3.14B
Net Income(TTM)121.00M
Analysts82.86
Price Target19.11 (34.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.39% |
Yearly Dividend0.65
Dividend Growth(5Y)0.03%
DP50.41%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.18%
PT rev (3m)3.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.98 | ||
| Fwd PE | 6.37 | ||
| P/S | 0.42 | ||
| P/FCF | 1.41 | ||
| P/OCF | 1.35 | ||
| P/B | 0.27 | ||
| P/tB | 0.28 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.29
EY9.11%
EPS(NY)2.22
Fwd EY15.69%
FCF(TTM)10.03
FCFY70.81%
OCF(TTM)10.49
OCFY74.05%
SpS33.45
BVpS52.58
TBVpS51.4
PEG (NY)0.16
PEG (5Y)N/A
Graham Number39.06
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.17% | ||
| ROE | 2.45% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 3.86% | ||
| GM | N/A | ||
| FCFM | 29.97% |
ROA(3y)0.14%
ROA(5y)0.25%
ROE(3y)1.99%
ROE(5y)3.61%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.58%
PM growth 5Y3.16%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.67 | ||
| Debt/FCF | 8.77 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 46.74% | ||
| Cap/Sales | 1.37% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 776.86% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC2.47%
ROIC/WACCN/A
Cap/Depr(3y)64.38%
Cap/Depr(5y)102.35%
Cap/Sales(3y)1.96%
Cap/Sales(5y)2.29%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)255.65%
EPS 3Y-19.9%
EPS 5Y-10.43%
EPS Q2Q%-17.7%
EPS Next Y70.54%
EPS Next 2Y43.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.84%
Revenue growth 3Y-2.81%
Revenue growth 5Y-13.17%
Sales Q2Q%106.07%
Revenue Next Year10.89%
Revenue Next 2Y7.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.9%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y233.33%
FCF growth 3YN/A
FCF growth 5Y27.86%
OCF growth 1Y180.86%
OCF growth 3YN/A
OCF growth 5Y17.71%
WUESTENROT & WUERTTEMBERG / WUW.DE Fundamental Analysis FAQ
What is the ChartMill fundamental rating of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?
ChartMill assigns a fundamental rating of 3 / 10 to WUW.DE.
Can you provide the valuation status for WUESTENROT & WUERTTEMBERG?
ChartMill assigns a valuation rating of 8 / 10 to WUESTENROT & WUERTTEMBERG (WUW.DE). This can be considered as Undervalued.
What is the profitability of WUW stock?
WUESTENROT & WUERTTEMBERG (WUW.DE) has a profitability rating of 2 / 10.
What is the valuation of WUESTENROT & WUERTTEMBERG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WUESTENROT & WUERTTEMBERG (WUW.DE) is 10.98 and the Price/Book (PB) ratio is 0.27.
How sustainable is the dividend of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?
The dividend rating of WUESTENROT & WUERTTEMBERG (WUW.DE) is 6 / 10 and the dividend payout ratio is 50.41%.