WUESTENROT & WUERTTEMBERG (WUW.DE) Fundamental Analysis & Valuation

FRA:WUWDE0008051004

Current stock price

14.16 EUR
+0.12 (+0.85%)
Last:

This WUW.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. WUW.DE Profitability Analysis

1.1 Basic Checks

  • WUW had positive earnings in the past year.
  • In the past year WUW had a positive cash flow from operations.
  • Each year in the past 5 years WUW has been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: WUW reported negative operating cash flow in multiple years.
WUW.DE Yearly Net Income VS EBIT VS OCF VS FCFWUW.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B -2B

1.2 Ratios

  • WUW has a Return On Assets of 0.17%. This is amonst the worse of the industry: WUW underperforms 83.33% of its industry peers.
  • The Return On Equity of WUW (2.45%) is worse than 85.71% of its industry peers.
Industry RankSector Rank
ROA 0.17%
ROE 2.45%
ROIC N/A
ROA(3y)0.14%
ROA(5y)0.25%
ROE(3y)1.99%
ROE(5y)3.61%
ROIC(3y)N/A
ROIC(5y)N/A
WUW.DE Yearly ROA, ROE, ROICWUW.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4 6

1.3 Margins

  • WUW's Profit Margin of 3.86% is on the low side compared to the rest of the industry. WUW is outperformed by 80.95% of its industry peers.
  • In the last couple of years the Profit Margin of WUW has grown nicely.
  • WUW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 3.86%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.58%
PM growth 5Y3.16%
GM growth 3YN/A
GM growth 5YN/A
WUW.DE Yearly Profit, Operating, Gross MarginsWUW.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40 -60

0

2. WUW.DE Health Analysis

2.1 Basic Checks

  • WUW does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WUW has about the same amount of shares outstanding.
  • Compared to 5 years ago, WUW has about the same amount of shares outstanding.
  • WUW has a worse debt/assets ratio than last year.
WUW.DE Yearly Shares OutstandingWUW.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
WUW.DE Yearly Total Debt VS Total AssetsWUW.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.2 Solvency

  • WUW has a debt to FCF ratio of 8.77. This is a slightly negative value and a sign of low solvency as WUW would need 8.77 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 8.77, WUW is doing worse than 64.29% of the companies in the same industry.
  • WUW has a Debt/Equity ratio of 1.67. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 1.67, WUW is doing worse than 83.33% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF 8.77
Altman-Z N/A
ROIC/WACCN/A
WACC2.47%
WUW.DE Yearly LT Debt VS Equity VS FCFWUW.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WUW.DE Yearly Current Assets VS Current LiabilitesWUW.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

5

3. WUW.DE Growth Analysis

3.1 Past

  • WUW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 255.65%, which is quite impressive.
  • The earnings per share for WUW have been decreasing by -10.43% on average. This is quite bad
  • Looking at the last year, WUW shows a small growth in Revenue. The Revenue has grown by 3.84% in the last year.
  • WUW shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -13.17% yearly.
EPS 1Y (TTM)255.65%
EPS 3Y-19.9%
EPS 5Y-10.43%
EPS Q2Q%-17.7%
Revenue 1Y (TTM)3.84%
Revenue growth 3Y-2.81%
Revenue growth 5Y-13.17%
Sales Q2Q%106.07%

3.2 Future

  • The Earnings Per Share is expected to grow by 43.73% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 7.88% on average over the next years.
EPS Next Y70.54%
EPS Next 2Y43.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.89%
Revenue Next 2Y7.88%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
WUW.DE Yearly Revenue VS EstimatesWUW.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B
WUW.DE Yearly EPS VS EstimatesWUW.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

8

4. WUW.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.98, the valuation of WUW can be described as very reasonable.
  • WUW's Price/Earnings ratio is a bit cheaper when compared to the industry. WUW is cheaper than 71.43% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 26.21, WUW is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 6.37, the valuation of WUW can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WUW indicates a rather cheap valuation: WUW is cheaper than 100.00% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 23.10. WUW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.98
Fwd PE 6.37
WUW.DE Price Earnings VS Forward Price EarningsWUW.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • WUW's Price/Free Cash Flow ratio is rather cheap when compared to the industry. WUW is cheaper than 100.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.41
EV/EBITDA N/A
WUW.DE Per share dataWUW.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WUW's earnings are expected to grow with 43.73% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y43.73%
EPS Next 3YN/A

6

5. WUW.DE Dividend Analysis

5.1 Amount

  • WUW has a Yearly Dividend Yield of 4.39%, which is a nice return.
  • WUW's Dividend Yield is slightly below the industry average, which is at 4.54.
  • Compared to an average S&P500 Dividend Yield of 1.89, WUW pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.39%

5.2 History

  • The dividend of WUW has a limited annual growth rate of 0.03%.
Dividend Growth(5Y)0.03%
Div Incr Years0
Div Non Decr Years5
WUW.DE Yearly Dividends per shareWUW.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • WUW pays out 50.41% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • WUW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP50.41%
EPS Next 2Y43.73%
EPS Next 3YN/A
WUW.DE Yearly Income VS Free CF VS DividendWUW.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -1B -2B
WUW.DE Dividend Payout.WUW.DE Dividend Payout, showing the Payout Ratio.WUW.DE Dividend Payout.PayoutRetained Earnings

WUW.DE Fundamentals: All Metrics, Ratios and Statistics

WUESTENROT & WUERTTEMBERG

FRA:WUW (4/7/2026, 7:00:00 PM)

14.16

+0.12 (+0.85%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-27
Earnings (Next)05-13
Inst Owners5.94%
Inst Owner ChangeN/A
Ins Owners11.29%
Ins Owner ChangeN/A
Market Cap1.33B
Revenue(TTM)3.14B
Net Income(TTM)121.00M
Analysts82.86
Price Target19.11 (34.96%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.39%
Yearly Dividend0.65
Dividend Growth(5Y)0.03%
DP50.41%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.18%
PT rev (3m)3.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.04%
Valuation
Industry RankSector Rank
PE 10.98
Fwd PE 6.37
P/S 0.42
P/FCF 1.41
P/OCF 1.35
P/B 0.27
P/tB 0.28
EV/EBITDA N/A
EPS(TTM)1.29
EY9.11%
EPS(NY)2.22
Fwd EY15.69%
FCF(TTM)10.03
FCFY70.81%
OCF(TTM)10.49
OCFY74.05%
SpS33.45
BVpS52.58
TBVpS51.4
PEG (NY)0.16
PEG (5Y)N/A
Graham Number39.06
Profitability
Industry RankSector Rank
ROA 0.17%
ROE 2.45%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 3.86%
GM N/A
FCFM 29.97%
ROA(3y)0.14%
ROA(5y)0.25%
ROE(3y)1.99%
ROE(5y)3.61%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.58%
PM growth 5Y3.16%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.67
Debt/FCF 8.77
Debt/EBITDA N/A
Cap/Depr 46.74%
Cap/Sales 1.37%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 776.86%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC2.47%
ROIC/WACCN/A
Cap/Depr(3y)64.38%
Cap/Depr(5y)102.35%
Cap/Sales(3y)1.96%
Cap/Sales(5y)2.29%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)255.65%
EPS 3Y-19.9%
EPS 5Y-10.43%
EPS Q2Q%-17.7%
EPS Next Y70.54%
EPS Next 2Y43.73%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.84%
Revenue growth 3Y-2.81%
Revenue growth 5Y-13.17%
Sales Q2Q%106.07%
Revenue Next Year10.89%
Revenue Next 2Y7.88%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y7.9%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y233.33%
FCF growth 3YN/A
FCF growth 5Y27.86%
OCF growth 1Y180.86%
OCF growth 3YN/A
OCF growth 5Y17.71%

WUESTENROT & WUERTTEMBERG / WUW.DE Fundamental Analysis FAQ

What is the ChartMill fundamental rating of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to WUW.DE.


Can you provide the valuation status for WUESTENROT & WUERTTEMBERG?

ChartMill assigns a valuation rating of 8 / 10 to WUESTENROT & WUERTTEMBERG (WUW.DE). This can be considered as Undervalued.


What is the profitability of WUW stock?

WUESTENROT & WUERTTEMBERG (WUW.DE) has a profitability rating of 2 / 10.


What is the valuation of WUESTENROT & WUERTTEMBERG based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WUESTENROT & WUERTTEMBERG (WUW.DE) is 10.98 and the Price/Book (PB) ratio is 0.27.


How sustainable is the dividend of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?

The dividend rating of WUESTENROT & WUERTTEMBERG (WUW.DE) is 6 / 10 and the dividend payout ratio is 50.41%.