WUESTENROT & WUERTTEMBERG (WUW.DE) Fundamental Analysis & Valuation

FRA:WUW • DE0008051004

16.25 EUR
+0.09 (+0.56%)
Last: Mar 6, 2026, 11:53 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This WUW.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

3

Overall WUW gets a fundamental rating of 3 out of 10. We evaluated WUW against 46 industry peers in the Insurance industry. WUW may be in some trouble as it scores bad on both profitability and health. WUW has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. WUW.DE Profitability Analysis

1.1 Basic Checks

  • WUW had positive earnings in the past year.
  • In the past year WUW had a positive cash flow from operations.
  • Each year in the past 5 years WUW has been profitable.
  • In multiple years WUW reported negative operating cash flow during the last 5 years.
WUW.DE Yearly Net Income VS EBIT VS OCF VS FCFWUW.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B -2B

1.2 Ratios

  • WUW's Return On Assets of 0.05% is on the low side compared to the rest of the industry. WUW is outperformed by 86.96% of its industry peers.
  • WUW has a Return On Equity of 0.69%. This is amonst the worse of the industry: WUW underperforms 86.96% of its industry peers.
Industry RankSector Rank
ROA 0.05%
ROE 0.69%
ROIC N/A
ROA(3y)0.2%
ROA(5y)0.27%
ROE(3y)2.78%
ROE(5y)3.95%
ROIC(3y)N/A
ROIC(5y)N/A
WUW.DE Yearly ROA, ROE, ROICWUW.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6

1.3 Margins

  • With a Profit Margin value of 1.13%, WUW is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of WUW has declined.
  • WUW does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 1.13%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-42.51%
PM growth 5Y-21.31%
GM growth 3YN/A
GM growth 5YN/A
WUW.DE Yearly Profit, Operating, Gross MarginsWUW.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. WUW.DE Health Analysis

2.1 Basic Checks

  • WUW does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • WUW has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, WUW has about the same amount of shares outstanding.
  • WUW has a better debt/assets ratio than last year.
WUW.DE Yearly Shares OutstandingWUW.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
WUW.DE Yearly Total Debt VS Total AssetsWUW.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

  • The Debt to FCF ratio of WUW is 3.18, which is a good value as it means it would take WUW, 3.18 years of fcf income to pay off all of its debts.
  • WUW has a Debt to FCF ratio of 3.18. This is comparable to the rest of the industry: WUW outperforms 45.65% of its industry peers.
  • WUW has a Debt/Equity ratio of 1.32. This is a high value indicating a heavy dependency on external financing.
  • WUW's Debt to Equity ratio of 1.32 is on the low side compared to the rest of the industry. WUW is outperformed by 82.61% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 3.18
Altman-Z N/A
ROIC/WACCN/A
WACC3.33%
WUW.DE Yearly LT Debt VS Equity VS FCFWUW.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WUW.DE Yearly Current Assets VS Current LiabilitesWUW.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. WUW.DE Growth Analysis

3.1 Past

  • The earnings per share for WUW have decreased strongly by -75.47% in the last year.
  • The earnings per share for WUW have been decreasing by -32.80% on average. This is quite bad
  • The Revenue has decreased by -2.83% in the past year.
  • Measured over the past years, WUW shows a very negative growth in Revenue. The Revenue has been decreasing by -14.60% on average per year.
EPS 1Y (TTM)-75.47%
EPS 3Y-54.03%
EPS 5Y-32.8%
EPS Q2Q%239.3%
Revenue 1Y (TTM)-2.83%
Revenue growth 3Y-20.08%
Revenue growth 5Y-14.6%
Sales Q2Q%98.75%

3.2 Future

  • Based on estimates for the next years, WUW will show a very strong growth in Earnings Per Share. The EPS will grow by 76.74% on average per year.
  • The Revenue is expected to grow by 4.47% on average over the next years.
EPS Next Y158.33%
EPS Next 2Y113.76%
EPS Next 3Y76.74%
EPS Next 5YN/A
Revenue Next Year-1.34%
Revenue Next 2Y4.23%
Revenue Next 3Y4.47%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
WUW.DE Yearly Revenue VS EstimatesWUW.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2B 4B 6B
WUW.DE Yearly EPS VS EstimatesWUW.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3

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Find the best growth stocksShow best growing peers

6

4. WUW.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 45.14 indicates a quite expensive valuation of WUW.
  • 86.96% of the companies in the same industry are cheaper than WUW, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.74. WUW is valued rather expensively when compared to this.
  • Based on the Price/Forward Earnings ratio of 7.34, the valuation of WUW can be described as very cheap.
  • WUW's Price/Forward Earnings ratio is rather cheap when compared to the industry. WUW is cheaper than 95.65% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.82. WUW is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 45.14
Fwd PE 7.34
WUW.DE Price Earnings VS Forward Price EarningsWUW.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, WUW is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 0.74
EV/EBITDA N/A
WUW.DE Per share dataWUW.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WUW's earnings are expected to grow with 76.74% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.29
PEG (5Y)N/A
EPS Next 2Y113.76%
EPS Next 3Y76.74%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. WUW.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.39%, WUW is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 4.03, WUW has a dividend in line with its industry peers.
  • WUW's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.39%

5.2 History

  • The dividend of WUW has a limited annual growth rate of 0.03%.
Dividend Growth(5Y)0.03%
Div Incr Years0
Div Non Decr Years4
WUW.DE Yearly Dividends per shareWUW.DE Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • WUW pays out 179.41% of its income as dividend. This is not a sustainable payout ratio.
  • WUW's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP179.41%
EPS Next 2Y113.76%
EPS Next 3Y76.74%
WUW.DE Yearly Income VS Free CF VS DividendWUW.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1B -2B
WUW.DE Dividend Payout.WUW.DE Dividend Payout, showing the Payout Ratio.WUW.DE Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

WUW.DE Fundamentals: All Metrics, Ratios and Statistics

WUESTENROT & WUERTTEMBERG

FRA:WUW (3/6/2026, 11:53:28 AM)

16.25

+0.09 (+0.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)N/A
Earnings (Next)03-27
Inst Owners6.11%
Inst Owner ChangeN/A
Ins Owners11.29%
Ins Owner ChangeN/A
Market Cap1.52B
Revenue(TTM)3.02B
Net Income(TTM)34.00M
Analysts82.86
Price Target18.7 (15.08%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.39%
Yearly Dividend0.65
Dividend Growth(5Y)0.03%
DP179.41%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.48%
PT rev (3m)1.48%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-18.95%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.49%
Valuation
Industry RankSector Rank
PE 45.14
Fwd PE 7.34
P/S 0.5
P/FCF 0.74
P/OCF 0.72
P/B 0.31
P/tB 0.31
EV/EBITDA N/A
EPS(TTM)0.36
EY2.22%
EPS(NY)2.22
Fwd EY13.63%
FCF(TTM)22.04
FCFY135.61%
OCF(TTM)22.6
OCFY139.09%
SpS32.21
BVpS52.85
TBVpS51.65
PEG (NY)0.29
PEG (5Y)N/A
Graham Number20.69
Profitability
Industry RankSector Rank
ROA 0.05%
ROE 0.69%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 1.13%
GM N/A
FCFM 68.41%
ROA(3y)0.2%
ROA(5y)0.27%
ROE(3y)2.78%
ROE(5y)3.95%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-42.51%
PM growth 5Y-21.31%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.32
Debt/FCF 3.18
Debt/EBITDA N/A
Cap/Depr 48.18%
Cap/Sales 1.75%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 6076.47%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC3.33%
ROIC/WACCN/A
Cap/Depr(3y)103.36%
Cap/Depr(5y)134.26%
Cap/Sales(3y)2.7%
Cap/Sales(5y)2.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-75.47%
EPS 3Y-54.03%
EPS 5Y-32.8%
EPS Q2Q%239.3%
EPS Next Y158.33%
EPS Next 2Y113.76%
EPS Next 3Y76.74%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.83%
Revenue growth 3Y-20.08%
Revenue growth 5Y-14.6%
Sales Q2Q%98.75%
Revenue Next Year-1.34%
Revenue Next 2Y4.23%
Revenue Next 3Y4.47%
Revenue Next 5YN/A
EBIT growth 1Y-29.15%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y355.67%
FCF growth 3YN/A
FCF growth 5Y-21.15%
OCF growth 1Y396.17%
OCF growth 3YN/A
OCF growth 5Y-19.89%

WUESTENROT & WUERTTEMBERG / WUW.DE FAQ

What is the ChartMill fundamental rating of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?

ChartMill assigns a fundamental rating of 3 / 10 to WUW.DE.


Can you provide the valuation status for WUESTENROT & WUERTTEMBERG?

ChartMill assigns a valuation rating of 6 / 10 to WUESTENROT & WUERTTEMBERG (WUW.DE). This can be considered as Fairly Valued.


How profitable is WUESTENROT & WUERTTEMBERG (WUW.DE) stock?

WUESTENROT & WUERTTEMBERG (WUW.DE) has a profitability rating of 2 / 10.


What is the financial health of WUESTENROT & WUERTTEMBERG (WUW.DE) stock?

The financial health rating of WUESTENROT & WUERTTEMBERG (WUW.DE) is 2 / 10.


What is the earnings growth outlook for WUESTENROT & WUERTTEMBERG?

The Earnings per Share (EPS) of WUESTENROT & WUERTTEMBERG (WUW.DE) is expected to grow by 158.33% in the next year.