WESTERN PACIFIC TRUST CO (WP.CA) Stock Fundamental Analysis
Canada - TSX Venture Exchange - TSX-V:WP - CA9591431080 - Common Stock
0.16 CAD
+0.01 (+3.23%)
Overall WP gets a fundamental rating of 5 out of 10. We evaluated WP against 78 industry peers in the Capital Markets industry. WP has an excellent financial health rating, but there are some minor concerns on its profitability. WP has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- WP had positive earnings in the past year.
- In the past year WP had a positive cash flow from operations.
- WP had positive earnings in each of the past 5 years.
- WP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.50%, WP is in the better half of the industry, outperforming 65.43% of the companies in the same industry.
- With a decent Return On Equity value of 6.08%, WP is doing good in the industry, outperforming 61.73% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 7.41%, WP is in the better half of the industry, outperforming 74.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.5% | ||
| ROE | 6.08% | ||
| ROIC | 7.41% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 9.61%, WP perfoms like the industry average, outperforming 59.26% of the companies in the same industry.
- In the last couple of years the Profit Margin of WP has grown nicely.
- WP's Operating Margin of 20.16% is on the low side compared to the rest of the industry. WP is outperformed by 64.20% of its industry peers.
- WP's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.16% | ||
| PM (TTM) | 9.61% | ||
| GM | N/A |
OM growth 3Y39.14%
OM growth 5Y14.29%
PM growth 3Y-37.82%
PM growth 5Y17.83%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- WP has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- WP has an Altman-Z score of 4.32. This indicates that WP is financially healthy and has little risk of bankruptcy at the moment.
- WP's Altman-Z score of 4.32 is fine compared to the rest of the industry. WP outperforms 77.78% of its industry peers.
- WP has a debt to FCF ratio of 1.58. This is a very positive value and a sign of high solvency as it would only need 1.58 years to pay back of all of its debts.
- With a decent Debt to FCF ratio value of 1.58, WP is doing good in the industry, outperforming 79.01% of the companies in the same industry.
- WP has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
- WP has a Debt to Equity ratio of 0.23. This is comparable to the rest of the industry: WP outperforms 54.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.58 | ||
| Altman-Z | 4.32 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 10.40 indicates that WP has no problem at all paying its short term obligations.
- The Current ratio of WP (10.40) is better than 87.65% of its industry peers.
- WP has a Quick Ratio of 10.40. This indicates that WP is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of WP (10.40) is better than 87.65% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 10.4 | ||
| Quick Ratio | 10.4 |
3. Growth
3.1 Past
- The earnings per share for WP have decreased strongly by -53.10% in the last year.
- WP shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 32.56% yearly.
- WP shows a decrease in Revenue. In the last year, the revenue decreased by -9.44%.
- The Revenue has been growing by 13.51% on average over the past years. This is quite good.
EPS 1Y (TTM)-53.1%
EPS 3Y-25.12%
EPS 5Y32.56%
EPS Q2Q%-57.89%
Revenue 1Y (TTM)-9.44%
Revenue growth 3Y22.41%
Revenue growth 5Y13.51%
Sales Q2Q%-7.35%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.00, which indicates a correct valuation of WP.
- Compared to the rest of the industry, the Price/Earnings ratio of WP indicates a slightly more expensive valuation: WP is more expensive than 61.73% of the companies listed in the same industry.
- WP's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 28.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WP indicates a rather cheap valuation: WP is cheaper than 91.36% of the companies listed in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of WP indicates a rather cheap valuation: WP is cheaper than 85.19% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.8 | ||
| EV/EBITDA | 6.09 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.49
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- WP has a Yearly Dividend Yield of 3.45%.
- Compared to an average industry Dividend Yield of 1.74, WP pays a better dividend. On top of this WP pays more dividend than 86.42% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, WP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.45% |
5.2 History
- WP has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 146.84% of the earnings are spent on dividend by WP. This is not a sustainable payout ratio.
DP146.84%
EPS Next 2YN/A
EPS Next 3YN/A
WESTERN PACIFIC TRUST CO / WP.CA FAQ
Can you provide the ChartMill fundamental rating for WESTERN PACIFIC TRUST CO?
ChartMill assigns a fundamental rating of 5 / 10 to WP.CA.
What is the valuation status of WESTERN PACIFIC TRUST CO (WP.CA) stock?
ChartMill assigns a valuation rating of 3 / 10 to WESTERN PACIFIC TRUST CO (WP.CA). This can be considered as Overvalued.
Can you provide the profitability details for WESTERN PACIFIC TRUST CO?
WESTERN PACIFIC TRUST CO (WP.CA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for WP stock?
The Price/Earnings (PE) ratio for WESTERN PACIFIC TRUST CO (WP.CA) is 16 and the Price/Book (PB) ratio is 1.43.
Can you provide the financial health for WP stock?
The financial health rating of WESTERN PACIFIC TRUST CO (WP.CA) is 7 / 10.