WORLDLINE SA (WO6.DE) Stock Fundamental Analysis
FRA:WO6 - Deutsche Boerse Ag - FR0011981968 - Common Stock - Currency: EUR
Taking everything into account, WO6 scores 3 out of 10 in our fundamental rating. WO6 was compared to 50 industry peers in the Financial Services industry. WO6 has a bad profitability rating. Also its financial health evaluation is rather negative. WO6 is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
WO6 had positive earnings in the past year.
WO6 had a positive operating cash flow in the past year.
In multiple years WO6 reported negative net income over the last 5 years.
WO6 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
WO6 has a Return On Assets of -1.53%. This is amonst the worse of the industry: WO6 underperforms 80.00% of its industry peers.
The Return On Equity of WO6 (-3.60%) is worse than 78.00% of its industry peers.
With a Return On Invested Capital value of 2.36%, WO6 is not doing good in the industry: 62.00% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for WO6 is significantly below the industry average of 11.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.53% | ||
| ROE | -3.6% | ||
| ROIC | 2.36% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
1.3 Margins
With a Operating Margin value of 9.32%, WO6 is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
WO6's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 86.94%, WO6 is doing good in the industry, outperforming 80.00% of the companies in the same industry.
In the last couple of years the Gross Margin of WO6 has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.32% | ||
| PM (TTM) | N/A | ||
| GM | 86.94% |
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
WO6 has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
WO6 has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, WO6 has more shares outstanding
Compared to 1 year ago, WO6 has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.55, we must say that WO6 is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.55, WO6 is not doing good in the industry: 64.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of WO6 is 11.75, which is on the high side as it means it would take WO6, 11.75 years of fcf income to pay off all of its debts.
WO6's Debt to FCF ratio of 11.75 is on the low side compared to the rest of the industry. WO6 is outperformed by 60.00% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that WO6 is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.37, WO6 perfoms like the industry average, outperforming 58.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 11.75 | ||
| Altman-Z | 0.55 |
ROIC/WACC0.59
WACC4.03%
2.3 Liquidity
A Current Ratio of 1.05 indicates that WO6 should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.05, WO6 is in line with its industry, outperforming 42.00% of the companies in the same industry.
WO6 has a Quick Ratio of 1.04. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.04, WO6 is in line with its industry, outperforming 48.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.04 |
3. Growth
3.1 Past
WO6 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.30%.
Looking at the last year, WO6 shows a small growth in Revenue. The Revenue has grown by 0.47% in the last year.
Measured over the past years, WO6 shows a quite strong growth in Revenue. The Revenue has been growing by 14.23% on average per year.
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.78%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-1.05%
3.2 Future
Based on estimates for the next years, WO6 will show a quite strong growth in Earnings Per Share. The EPS will grow by 17.48% on average per year.
WO6 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.59% yearly.
EPS Next Y12.38%
EPS Next 2Y9.48%
EPS Next 3Y7.74%
EPS Next 5Y17.48%
Revenue Next Year0.45%
Revenue Next 2Y1.4%
Revenue Next 3Y1.95%
Revenue Next 5Y2.59%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.30, the valuation of WO6 can be described as very cheap.
Based on the Price/Earnings ratio, WO6 is valued cheaply inside the industry as 90.00% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.60, WO6 is valued rather cheaply.
With a Price/Forward Earnings ratio of 2.94, the valuation of WO6 can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 94.00% of the companies listed in the same industry.
WO6 is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.39, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.3 | ||
| Fwd PE | 2.94 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 84.00% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, WO6 is valued cheaper than 88.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.45 | ||
| EV/EBITDA | 2.99 |
4.3 Compensation for Growth
WO6's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.27
PEG (5Y)N/A
EPS Next 2Y9.48%
EPS Next 3Y7.74%
5. Dividend
5.1 Amount
WO6 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:WO6 (6/11/2025, 7:00:00 PM)
5.052
+0.05 (+1.04%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners63.14%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap1.43B
Analysts67.27
Price Target6.04 (19.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-16.85%
PT rev (3m)-32.92%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-12.1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.69%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.3 | ||
| Fwd PE | 2.94 | ||
| P/S | 0.31 | ||
| P/FCF | 4.45 | ||
| P/OCF | 2.38 | ||
| P/B | 0.17 | ||
| P/tB | N/A | ||
| EV/EBITDA | 2.99 |
EPS(TTM)1.53
EY30.29%
EPS(NY)1.72
Fwd EY34.03%
FCF(TTM)1.13
FCFY22.45%
OCF(TTM)2.13
OCFY42.1%
SpS16.33
BVpS29.08
TBVpS-10.41
PEG (NY)0.27
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.53% | ||
| ROE | -3.6% | ||
| ROCE | 3.43% | ||
| ROIC | 2.36% | ||
| ROICexc | 2.75% | ||
| ROICexgc | N/A | ||
| OM | 9.32% | ||
| PM (TTM) | N/A | ||
| GM | 86.94% | ||
| FCFM | 6.94% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score6
Asset Turnover0.24
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 11.75 | ||
| Debt/EBITDA | 2.92 | ||
| Cap/Depr | 46.12% | ||
| Cap/Sales | 6.08% | ||
| Interest Coverage | 33.73 | ||
| Cash Conversion | 57.88% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.04 | ||
| Altman-Z | 0.55 |
F-Score6
WACC4.03%
ROIC/WACC0.59
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.78%
EPS Next Y12.38%
EPS Next 2Y9.48%
EPS Next 3Y7.74%
EPS Next 5Y17.48%
Revenue 1Y (TTM)0.47%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-1.05%
Revenue Next Year0.45%
Revenue Next 2Y1.4%
Revenue Next 3Y1.95%
Revenue Next 5Y2.59%
EBIT growth 1Y-11.26%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year31.92%
EBIT Next 3Y13.45%
EBIT Next 5Y9.53%
FCF growth 1Y-29.92%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-23.83%
OCF growth 3Y-15%
OCF growth 5Y7.16%