WORLDLINE SA (WO6.DE) Stock Fundamental Analysis

FRA:WO6 • FR0011981968

1.3475 EUR
+0.01 (+0.6%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall WO6 gets a fundamental rating of 3 out of 10. We evaluated WO6 against 58 industry peers in the Financial Services industry. WO6 has a bad profitability rating. Also its financial health evaluation is rather negative. WO6 has a bad growth rate and is valued cheaply.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year WO6 was profitable.
  • In the past year WO6 had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: WO6 reported negative net income in multiple years.
  • WO6 had a positive operating cash flow in each of the past 5 years.
WO6.DE Yearly Net Income VS EBIT VS OCF VS FCFWO6.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B

1.2 Ratios

  • WO6 has a worse Return On Assets (-28.16%) than 86.21% of its industry peers.
  • WO6's Return On Equity of -112.71% is on the low side compared to the rest of the industry. WO6 is outperformed by 82.76% of its industry peers.
  • The Return On Invested Capital of WO6 (2.33%) is comparable to the rest of the industry.
  • WO6 had an Average Return On Invested Capital over the past 3 years of 2.48%. This is significantly below the industry average of 8.98%.
Industry RankSector Rank
ROA -28.16%
ROE -112.71%
ROIC 2.33%
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
WO6.DE Yearly ROA, ROE, ROICWO6.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

  • WO6 has a Operating Margin (6.40%) which is in line with its industry peers.
  • WO6's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 84.73%, WO6 belongs to the top of the industry, outperforming 84.48% of the companies in the same industry.
  • In the last couple of years the Gross Margin of WO6 has declined.
Industry RankSector Rank
OM 6.4%
PM (TTM) N/A
GM 84.73%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
WO6.DE Yearly Profit, Operating, Gross MarginsWO6.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80 100

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2

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so WO6 is still creating some value.
  • Compared to 1 year ago, WO6 has more shares outstanding
  • WO6 has more shares outstanding than it did 5 years ago.
  • WO6 has a worse debt/assets ratio than last year.
WO6.DE Yearly Shares OutstandingWO6.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
WO6.DE Yearly Total Debt VS Total AssetsWO6.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • WO6 has an Altman-Z score of 0.23. This is a bad value and indicates that WO6 is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.23, WO6 is doing worse than 62.07% of the companies in the same industry.
  • WO6 has a debt to FCF ratio of 13.46. This is a negative value and a sign of low solvency as WO6 would need 13.46 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 13.46, WO6 perfoms like the industry average, outperforming 46.55% of the companies in the same industry.
  • A Debt/Equity ratio of 0.83 indicates that WO6 is somewhat dependend on debt financing.
  • WO6 has a Debt to Equity ratio of 0.83. This is in the lower half of the industry: WO6 underperforms 63.79% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF 13.46
Altman-Z 0.23
ROIC/WACC1.5
WACC1.56%
WO6.DE Yearly LT Debt VS Equity VS FCFWO6.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.3 Liquidity

  • WO6 has a Current Ratio of 1.06. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.06, WO6 perfoms like the industry average, outperforming 43.10% of the companies in the same industry.
  • A Quick Ratio of 1.06 indicates that WO6 should not have too much problems paying its short term obligations.
  • The Quick ratio of WO6 (1.06) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.06
Quick Ratio 1.06
WO6.DE Yearly Current Assets VS Current LiabilitesWO6.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • WO6 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -30.29%.
  • Looking at the last year, WO6 shows a decrease in Revenue. The Revenue has decreased by -2.35% in the last year.
  • The Revenue has been growing by 14.23% on average over the past years. This is quite good.
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%

3.2 Future

  • WO6 is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.60% yearly.
  • Based on estimates for the next years, WO6 will show a decrease in Revenue. The Revenue will decrease by -0.58% on average per year.
EPS Next Y-47.21%
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%
EPS Next 5Y-6.6%
Revenue Next Year-1.74%
Revenue Next 2Y-2.59%
Revenue Next 3Y-1.32%
Revenue Next 5Y-0.58%

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
WO6.DE Yearly Revenue VS EstimatesWO6.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B 4B
WO6.DE Yearly EPS VS EstimatesWO6.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0.5 1 1.5 2

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Find the best growth stocksShow best growing peers

7

4. Valuation

4.1 Price/Earnings Ratio

  • WO6 is valuated cheaply with a Price/Earnings ratio of 1.10.
  • WO6's Price/Earnings ratio is rather cheap when compared to the industry. WO6 is cheaper than 96.55% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of WO6 to the average of the S&P500 Index (27.27), we can say WO6 is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 1.74, the valuation of WO6 can be described as very cheap.
  • 96.55% of the companies in the same industry are more expensive than WO6, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of WO6 to the average of the S&P500 Index (28.16), we can say WO6 is valued rather cheaply.
Industry RankSector Rank
PE 1.1
Fwd PE 1.74
WO6.DE Price Earnings VS Forward Price EarningsWO6.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 94.83% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 96.55% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 1.3
EV/EBITDA 0.43
WO6.DE Per share dataWO6.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 -10 15

4.3 Compensation for Growth

  • WO6's earnings are expected to decrease with -16.11% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for WO6!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

WORLDLINE SA

FRA:WO6 (2/18/2026, 7:00:00 PM)

1.3475

+0.01 (+0.6%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21
Earnings (Next)02-25
Inst Owners64.9%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap382.64M
Revenue(TTM)4.55B
Net Income(TTM)-4.49B
Analysts54.29
Price Target2.25 (66.98%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.63%
PT rev (3m)-29.54%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.02%
Valuation
Industry RankSector Rank
PE 1.1
Fwd PE 1.74
P/S 0.08
P/FCF 1.3
P/OCF 0.69
P/B 0.1
P/tB N/A
EV/EBITDA 0.43
EPS(TTM)1.22
EY90.54%
EPS(NY)0.77
Fwd EY57.46%
FCF(TTM)1.04
FCFY77.1%
OCF(TTM)1.94
OCFY144.13%
SpS16.02
BVpS14.02
TBVpS-11.13
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.61
Profitability
Industry RankSector Rank
ROA -28.16%
ROE -112.71%
ROCE 3.42%
ROIC 2.33%
ROICexc 2.97%
ROICexgc N/A
OM 6.4%
PM (TTM) N/A
GM 84.73%
FCFM 6.49%
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score5
Asset Turnover0.29
Health
Industry RankSector Rank
Debt/Equity 0.83
Debt/FCF 13.46
Debt/EBITDA 0.66
Cap/Depr 5.47%
Cap/Sales 5.64%
Interest Coverage 19.03
Cash Conversion 11.08%
Profit Quality N/A
Current Ratio 1.06
Quick Ratio 1.06
Altman-Z 0.23
F-Score5
WACC1.56%
ROIC/WACC1.5
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
EPS Next Y-47.21%
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%
EPS Next 5Y-6.6%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
Revenue Next Year-1.74%
Revenue Next 2Y-2.59%
Revenue Next 3Y-1.32%
Revenue Next 5Y-0.58%
EBIT growth 1Y-40.86%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year9.24%
EBIT Next 3Y3.6%
EBIT Next 5Y2.19%
FCF growth 1Y-57.78%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-47.86%
OCF growth 3Y-15%
OCF growth 5Y7.16%

WORLDLINE SA / WO6.DE FAQ

What is the fundamental rating for WO6 stock?

ChartMill assigns a fundamental rating of 3 / 10 to WO6.DE.


What is the valuation status for WO6 stock?

ChartMill assigns a valuation rating of 7 / 10 to WORLDLINE SA (WO6.DE). This can be considered as Undervalued.


How profitable is WORLDLINE SA (WO6.DE) stock?

WORLDLINE SA (WO6.DE) has a profitability rating of 3 / 10.


Can you provide the financial health for WO6 stock?

The financial health rating of WORLDLINE SA (WO6.DE) is 2 / 10.


What is the expected EPS growth for WORLDLINE SA (WO6.DE) stock?

The Earnings per Share (EPS) of WORLDLINE SA (WO6.DE) is expected to decline by -47.21% in the next year.