WORLDLINE SA (WO6.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:WO6 - FR0011981968 - Common Stock
1.511 EUR
-0.02 (-1.24%)
Overall WO6 gets a fundamental rating of 3 out of 10. We evaluated WO6 against 53 industry peers in the Financial Services industry. Both the profitability and financial health of WO6 have multiple concerns. WO6 is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year WO6 was profitable.
WO6 had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: WO6 reported negative net income in multiple years.
In the past 5 years WO6 always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -28.16%, WO6 is doing worse than 84.91% of the companies in the same industry.
WO6 has a Return On Equity of -112.71%. This is amonst the worse of the industry: WO6 underperforms 81.13% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.33%, WO6 is in line with its industry, outperforming 49.06% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for WO6 is significantly below the industry average of 8.63%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROIC | 2.33% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
1.3 Margins
WO6 has a Operating Margin (6.39%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of WO6 has declined.
WO6 has a better Gross Margin (84.73%) than 81.13% of its industry peers.
In the last couple of years the Gross Margin of WO6 has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.39% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% |
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
WO6 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for WO6 has been increased compared to 1 year ago.
Compared to 5 years ago, WO6 has more shares outstanding
Compared to 1 year ago, WO6 has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.24, we must say that WO6 is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.24, WO6 is doing worse than 69.81% of the companies in the same industry.
The Debt to FCF ratio of WO6 is 13.47, which is on the high side as it means it would take WO6, 13.47 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 13.47, WO6 perfoms like the industry average, outperforming 43.40% of the companies in the same industry.
WO6 has a Debt/Equity ratio of 0.83. This is a neutral value indicating WO6 is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.83, WO6 is not doing good in the industry: 62.26% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.47 | ||
| Altman-Z | 0.24 |
ROIC/WACC1.38
WACC1.69%
2.3 Liquidity
WO6 has a Current Ratio of 1.06. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
WO6 has a Current ratio of 1.06. This is in the lower half of the industry: WO6 underperforms 66.04% of its industry peers.
WO6 has a Quick Ratio of 1.06. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
WO6's Quick ratio of 1.06 is on the low side compared to the rest of the industry. WO6 is outperformed by 64.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
The earnings per share for WO6 have decreased strongly by -30.29% in the last year.
Looking at the last year, WO6 shows a decrease in Revenue. The Revenue has decreased by -2.35% in the last year.
The Revenue has been growing by 14.23% on average over the past years. This is quite good.
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
3.2 Future
WO6 is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.97% yearly.
WO6 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.09% yearly.
EPS Next Y-45.84%
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
EPS Next 5Y-5.97%
Revenue Next Year-1.72%
Revenue Next 2Y-1.41%
Revenue Next 3Y-0.47%
Revenue Next 5Y0.09%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.24, the valuation of WO6 can be described as very cheap.
94.34% of the companies in the same industry are more expensive than WO6, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of WO6 to the average of the S&P500 Index (26.15), we can say WO6 is valued rather cheaply.
WO6 is valuated cheaply with a Price/Forward Earnings ratio of 1.58.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WO6 indicates a rather cheap valuation: WO6 is cheaper than 94.34% of the companies listed in the same industry.
WO6 is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.22, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.24 | ||
| Fwd PE | 1.58 |
4.2 Price Multiples
WO6's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WO6 is cheaper than 92.45% of the companies in the same industry.
WO6's Price/Free Cash Flow ratio is rather cheap when compared to the industry. WO6 is cheaper than 94.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.45 | ||
| EV/EBITDA | 0.44 |
4.3 Compensation for Growth
A cheap valuation may be justified as WO6's earnings are expected to decrease with -11.37% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
5. Dividend
5.1 Amount
WO6 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:WO6 (12/2/2025, 7:00:00 PM)
1.511
-0.02 (-1.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners62.78%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap428.47M
Revenue(TTM)4.55B
Net Income(TTM)-4.49B
Analysts51.43
Price Target2.67 (76.7%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-30.67%
PT rev (3m)-31.85%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-14.34%
EPS NY rev (3m)-31.05%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.57%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.24 | ||
| Fwd PE | 1.58 | ||
| P/S | 0.09 | ||
| P/FCF | 1.45 | ||
| P/OCF | 0.78 | ||
| P/B | 0.11 | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.44 |
EPS(TTM)1.22
EY80.74%
EPS(NY)0.96
Fwd EY63.48%
FCF(TTM)1.04
FCFY68.8%
OCF(TTM)1.94
OCFY128.64%
SpS16.04
BVpS14.03
TBVpS-11.15
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROCE | 3.42% | ||
| ROIC | 2.33% | ||
| ROICexc | 2.96% | ||
| ROICexgc | N/A | ||
| OM | 6.39% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% | ||
| FCFM | 6.48% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score5
Asset Turnover0.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.47 | ||
| Debt/EBITDA | 0.66 | ||
| Cap/Depr | 5.47% | ||
| Cap/Sales | 5.64% | ||
| Interest Coverage | 19.25 | ||
| Cash Conversion | 11.08% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 0.24 |
F-Score5
WACC1.69%
ROIC/WACC1.38
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
EPS Next Y-45.84%
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
EPS Next 5Y-5.97%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
Revenue Next Year-1.72%
Revenue Next 2Y-1.41%
Revenue Next 3Y-0.47%
Revenue Next 5Y0.09%
EBIT growth 1Y-40.96%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year12.02%
EBIT Next 3Y7.79%
EBIT Next 5Y2.41%
FCF growth 1Y-57.81%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-47.89%
OCF growth 3Y-15%
OCF growth 5Y7.16%
WORLDLINE SA / WO6.DE FAQ
What is the fundamental rating for WO6 stock?
ChartMill assigns a fundamental rating of 3 / 10 to WO6.DE.
What is the valuation status of WORLDLINE SA (WO6.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to WORLDLINE SA (WO6.DE). This can be considered as Undervalued.
How profitable is WORLDLINE SA (WO6.DE) stock?
WORLDLINE SA (WO6.DE) has a profitability rating of 3 / 10.
What are the PE and PB ratios of WORLDLINE SA (WO6.DE) stock?
The Price/Earnings (PE) ratio for WORLDLINE SA (WO6.DE) is 1.24 and the Price/Book (PB) ratio is 0.11.
Can you provide the expected EPS growth for WO6 stock?
The Earnings per Share (EPS) of WORLDLINE SA (WO6.DE) is expected to decline by -45.84% in the next year.