WORLDLINE SA (WO6.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:WO6 - FR0011981968 - Common Stock
1.514 EUR
-0.05 (-3.07%)
WO6 gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 60 industry peers in the Financial Services industry. Both the profitability and financial health of WO6 have multiple concerns. WO6 is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year WO6 was profitable.
- WO6 had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: WO6 reported negative net income in multiple years.
- Each year in the past 5 years WO6 had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of -28.16%, WO6 is doing worse than 85.00% of the companies in the same industry.
- WO6 has a Return On Equity of -112.71%. This is amonst the worse of the industry: WO6 underperforms 81.67% of its industry peers.
- WO6 has a Return On Invested Capital of 2.33%. This is comparable to the rest of the industry: WO6 outperforms 46.67% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for WO6 is significantly below the industry average of 10.51%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROIC | 2.33% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
1.3 Margins
- WO6's Operating Margin of 6.40% is on the low side compared to the rest of the industry. WO6 is outperformed by 60.00% of its industry peers.
- In the last couple of years the Operating Margin of WO6 has declined.
- Looking at the Gross Margin, with a value of 84.73%, WO6 belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- In the last couple of years the Gross Margin of WO6 has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.4% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% |
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), WO6 is creating some value.
- The number of shares outstanding for WO6 has been increased compared to 1 year ago.
- Compared to 5 years ago, WO6 has more shares outstanding
- WO6 has a worse debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.24, we must say that WO6 is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.24, WO6 is doing worse than 70.00% of the companies in the same industry.
- The Debt to FCF ratio of WO6 is 13.46, which is on the high side as it means it would take WO6, 13.46 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 13.46, WO6 perfoms like the industry average, outperforming 43.33% of the companies in the same industry.
- WO6 has a Debt/Equity ratio of 0.83. This is a neutral value indicating WO6 is somewhat dependend on debt financing.
- WO6 has a worse Debt to Equity ratio (0.83) than 61.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.46 | ||
| Altman-Z | 0.24 |
ROIC/WACC1.36
WACC1.71%
2.3 Liquidity
- WO6 has a Current Ratio of 1.06. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
- With a Current ratio value of 1.06, WO6 is not doing good in the industry: 63.33% of the companies in the same industry are doing better.
- WO6 has a Quick Ratio of 1.06. This is a normal value and indicates that WO6 is financially healthy and should not expect problems in meeting its short term obligations.
- WO6's Quick ratio of 1.06 is on the low side compared to the rest of the industry. WO6 is outperformed by 63.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
- The earnings per share for WO6 have decreased strongly by -30.29% in the last year.
- Looking at the last year, WO6 shows a decrease in Revenue. The Revenue has decreased by -2.35% in the last year.
- The Revenue has been growing by 14.23% on average over the past years. This is quite good.
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
3.2 Future
- WO6 is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.24% yearly.
- The Revenue is expected to decrease by -0.20% on average over the next years.
EPS Next Y-47.21%
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%
EPS Next 5Y-6.24%
Revenue Next Year-1.74%
Revenue Next 2Y-2.59%
Revenue Next 3Y-1.32%
Revenue Next 5Y-0.2%
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 1.24, the valuation of WO6 can be described as very cheap.
- Based on the Price/Earnings ratio, WO6 is valued cheaply inside the industry as 96.67% of the companies are valued more expensively.
- When comparing the Price/Earnings ratio of WO6 to the average of the S&P500 Index (26.94), we can say WO6 is valued rather cheaply.
- With a Price/Forward Earnings ratio of 1.96, the valuation of WO6 can be described as very cheap.
- Based on the Price/Forward Earnings ratio, WO6 is valued cheaper than 96.67% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of WO6 to the average of the S&P500 Index (23.94), we can say WO6 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.24 | ||
| Fwd PE | 1.96 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, WO6 is valued cheaply inside the industry as 96.67% of the companies are valued more expensively.
- WO6's Price/Free Cash Flow ratio is rather cheap when compared to the industry. WO6 is cheaper than 96.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.46 | ||
| EV/EBITDA | 0.44 |
4.3 Compensation for Growth
- WO6's earnings are expected to decrease with -16.11% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%
5. Dividend
5.1 Amount
- WO6 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
FRA:WO6 (1/20/2026, 7:00:00 PM)
1.514
-0.05 (-3.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-21 2025-10-21
Earnings (Next)02-25 2026-02-25/amc
Inst Owners64.9%
Inst Owner ChangeN/A
Ins Owners0.01%
Ins Owner ChangeN/A
Market Cap429.32M
Revenue(TTM)4.55B
Net Income(TTM)-4.49B
Analysts49.52
Price Target2.23 (47.29%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.22%
PT rev (3m)-42.01%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.02%
EPS NY rev (3m)-16.51%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.24 | ||
| Fwd PE | 1.96 | ||
| P/S | 0.09 | ||
| P/FCF | 1.46 | ||
| P/OCF | 0.78 | ||
| P/B | 0.11 | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.44 |
EPS(TTM)1.22
EY80.58%
EPS(NY)0.77
Fwd EY51.14%
FCF(TTM)1.04
FCFY68.71%
OCF(TTM)1.94
OCFY128.46%
SpS16.04
BVpS14.03
TBVpS-11.15
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROCE | 3.42% | ||
| ROIC | 2.33% | ||
| ROICexc | 2.97% | ||
| ROICexgc | N/A | ||
| OM | 6.4% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% | ||
| FCFM | 6.49% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score5
Asset Turnover0.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.46 | ||
| Debt/EBITDA | 0.66 | ||
| Cap/Depr | 5.47% | ||
| Cap/Sales | 5.64% | ||
| Interest Coverage | 19.03 | ||
| Cash Conversion | 11.08% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 0.24 |
F-Score5
WACC1.71%
ROIC/WACC1.36
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
EPS Next Y-47.21%
EPS Next 2Y-28.86%
EPS Next 3Y-16.11%
EPS Next 5Y-6.24%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
Revenue Next Year-1.74%
Revenue Next 2Y-2.59%
Revenue Next 3Y-1.32%
Revenue Next 5Y-0.2%
EBIT growth 1Y-40.86%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year9.24%
EBIT Next 3Y3.6%
EBIT Next 5Y2.12%
FCF growth 1Y-57.78%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-47.86%
OCF growth 3Y-15%
OCF growth 5Y7.16%
WORLDLINE SA / WO6.DE FAQ
What is the fundamental rating for WO6 stock?
ChartMill assigns a fundamental rating of 3 / 10 to WO6.DE.
What is the valuation status for WO6 stock?
ChartMill assigns a valuation rating of 7 / 10 to WORLDLINE SA (WO6.DE). This can be considered as Undervalued.
How profitable is WORLDLINE SA (WO6.DE) stock?
WORLDLINE SA (WO6.DE) has a profitability rating of 3 / 10.
Can you provide the financial health for WO6 stock?
The financial health rating of WORLDLINE SA (WO6.DE) is 2 / 10.
What is the expected EPS growth for WORLDLINE SA (WO6.DE) stock?
The Earnings per Share (EPS) of WORLDLINE SA (WO6.DE) is expected to decline by -47.21% in the next year.