WORLDLINE SA (WO6.DE) Stock Fundamental Analysis
Europe - FRA:WO6 - FR0011981968 - Common Stock
2.04 EUR
+0.15 (+7.88%)
WO6 gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 50 industry peers in the Financial Services industry. WO6 has a bad profitability rating. Also its financial health evaluation is rather negative. WO6 has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
WO6 had positive earnings in the past year.
In the past year WO6 had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: WO6 reported negative net income in multiple years.
In the past 5 years WO6 always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of WO6 (-28.16%) is worse than 86.00% of its industry peers.
WO6's Return On Equity of -112.71% is on the low side compared to the rest of the industry. WO6 is outperformed by 84.00% of its industry peers.
With a Return On Invested Capital value of 2.33%, WO6 perfoms like the industry average, outperforming 48.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for WO6 is significantly below the industry average of 9.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROIC | 2.33% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
1.3 Margins
Looking at the Operating Margin, with a value of 6.39%, WO6 is in line with its industry, outperforming 44.00% of the companies in the same industry.
In the last couple of years the Operating Margin of WO6 has declined.
With an excellent Gross Margin value of 84.73%, WO6 belongs to the best of the industry, outperforming 82.00% of the companies in the same industry.
In the last couple of years the Gross Margin of WO6 has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.39% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% |
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
WO6 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
WO6 has more shares outstanding than it did 1 year ago.
The number of shares outstanding for WO6 has been increased compared to 5 years ago.
Compared to 1 year ago, WO6 has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.24, we must say that WO6 is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.24, WO6 is not doing good in the industry: 74.00% of the companies in the same industry are doing better.
The Debt to FCF ratio of WO6 is 13.47, which is on the high side as it means it would take WO6, 13.47 years of fcf income to pay off all of its debts.
WO6 has a worse Debt to FCF ratio (13.47) than 60.00% of its industry peers.
WO6 has a Debt/Equity ratio of 0.83. This is a neutral value indicating WO6 is somewhat dependend on debt financing.
The Debt to Equity ratio of WO6 (0.83) is worse than 66.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.47 | ||
| Altman-Z | 0.24 |
ROIC/WACC1.08
WACC2.15%
2.3 Liquidity
A Current Ratio of 1.06 indicates that WO6 should not have too much problems paying its short term obligations.
The Current ratio of WO6 (1.06) is worse than 68.00% of its industry peers.
A Quick Ratio of 1.06 indicates that WO6 should not have too much problems paying its short term obligations.
The Quick ratio of WO6 (1.06) is worse than 66.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 |
3. Growth
3.1 Past
The earnings per share for WO6 have decreased strongly by -30.29% in the last year.
The Revenue has decreased by -2.35% in the past year.
Measured over the past years, WO6 shows a quite strong growth in Revenue. The Revenue has been growing by 14.23% on average per year.
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
3.2 Future
WO6 is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.97% yearly.
WO6 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.09% yearly.
EPS Next Y-45.84%
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
EPS Next 5Y-5.97%
Revenue Next Year-1.72%
Revenue Next 2Y-1.41%
Revenue Next 3Y-0.47%
Revenue Next 5Y0.09%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.67, the valuation of WO6 can be described as very cheap.
Based on the Price/Earnings ratio, WO6 is valued cheaper than 94.00% of the companies in the same industry.
WO6's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.35.
Based on the Price/Forward Earnings ratio of 2.13, the valuation of WO6 can be described as very cheap.
Based on the Price/Forward Earnings ratio, WO6 is valued cheaper than 94.00% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 33.72, WO6 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.67 | ||
| Fwd PE | 2.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WO6 is valued cheaper than 96.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, WO6 is valued cheaper than 92.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.96 | ||
| EV/EBITDA | 0.47 |
4.3 Compensation for Growth
A cheap valuation may be justified as WO6's earnings are expected to decrease with -11.37% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
5. Dividend
5.1 Amount
WO6 does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:WO6 (11/11/2025, 7:00:00 PM)
2.04
+0.15 (+7.88%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners62.78%
Inst Owner ChangeN/A
Ins Owners0.09%
Ins Owner ChangeN/A
Market Cap578.48M
Revenue(TTM)4.55B
Net Income(TTM)-4.49B
Analysts51.43
Price Target3.2 (56.86%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-17.04%
PT rev (3m)-32.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-14.34%
EPS NY rev (3m)-51.8%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.67 | ||
| Fwd PE | 2.13 | ||
| P/S | 0.13 | ||
| P/FCF | 1.96 | ||
| P/OCF | 1.05 | ||
| P/B | 0.15 | ||
| P/tB | N/A | ||
| EV/EBITDA | 0.47 |
EPS(TTM)1.22
EY59.8%
EPS(NY)0.96
Fwd EY47.02%
FCF(TTM)1.04
FCFY50.96%
OCF(TTM)1.94
OCFY95.28%
SpS16.04
BVpS14.03
TBVpS-11.15
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.63
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.16% | ||
| ROE | -112.71% | ||
| ROCE | 3.42% | ||
| ROIC | 2.33% | ||
| ROICexc | 2.96% | ||
| ROICexgc | N/A | ||
| OM | 6.39% | ||
| PM (TTM) | N/A | ||
| GM | 84.73% | ||
| FCFM | 6.48% |
ROA(3y)-1.31%
ROA(5y)-1.37%
ROE(3y)-3.31%
ROE(5y)-3.31%
ROIC(3y)2.48%
ROIC(5y)2.18%
ROICexc(3y)2.87%
ROICexc(5y)2.48%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)3.56%
ROCE(5y)3.13%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y8.72%
ROICexc growth 5Y-13.12%
OM growth 3Y-7.61%
OM growth 5Y-8.43%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.13%
GM growth 5Y-1.58%
F-Score5
Asset Turnover0.29
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.83 | ||
| Debt/FCF | 13.47 | ||
| Debt/EBITDA | 0.66 | ||
| Cap/Depr | 5.47% | ||
| Cap/Sales | 5.64% | ||
| Interest Coverage | 19.25 | ||
| Cash Conversion | 11.08% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 1.06 | ||
| Altman-Z | 0.24 |
F-Score5
WACC2.15%
ROIC/WACC1.08
Cap/Depr(3y)43.7%
Cap/Depr(5y)47.44%
Cap/Sales(3y)6.91%
Cap/Sales(5y)6.63%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-30.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-41.89%
EPS Next Y-45.84%
EPS Next 2Y-20.82%
EPS Next 3Y-11.37%
EPS Next 5Y-5.97%
Revenue 1Y (TTM)-2.35%
Revenue growth 3Y7.88%
Revenue growth 5Y14.23%
Sales Q2Q%-3.67%
Revenue Next Year-1.72%
Revenue Next 2Y-1.41%
Revenue Next 3Y-0.47%
Revenue Next 5Y0.09%
EBIT growth 1Y-40.96%
EBIT growth 3Y-0.33%
EBIT growth 5Y4.6%
EBIT Next Year12.02%
EBIT Next 3Y7.79%
EBIT Next 5Y2.41%
FCF growth 1Y-57.81%
FCF growth 3Y-24.81%
FCF growth 5Y0.55%
OCF growth 1Y-47.89%
OCF growth 3Y-15%
OCF growth 5Y7.16%
WORLDLINE SA / WO6.DE FAQ
What is the fundamental rating for WO6 stock?
ChartMill assigns a fundamental rating of 3 / 10 to WO6.DE.
What is the valuation status of WORLDLINE SA (WO6.DE) stock?
ChartMill assigns a valuation rating of 7 / 10 to WORLDLINE SA (WO6.DE). This can be considered as Undervalued.
How profitable is WORLDLINE SA (WO6.DE) stock?
WORLDLINE SA (WO6.DE) has a profitability rating of 3 / 10.
What are the PE and PB ratios of WORLDLINE SA (WO6.DE) stock?
The Price/Earnings (PE) ratio for WORLDLINE SA (WO6.DE) is 1.67 and the Price/Book (PB) ratio is 0.15.
Can you provide the expected EPS growth for WO6 stock?
The Earnings per Share (EPS) of WORLDLINE SA (WO6.DE) is expected to decline by -45.84% in the next year.