Wells Fargo CDR (WFCS.CA) Stock Fundamental Analysis

TSX:WFCS

23.84 CAD
-1 (-4.03%)
Last: Feb 23, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, WFCS scores 3 out of 10 in our fundamental rating. WFCS was compared to 24 industry peers in the Banks industry. WFCS has a bad profitability rating. Also its financial health evaluation is rather negative. WFCS has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • In the past year WFCS was profitable.
  • WFCS had a negative operating cash flow in the past year.
  • Each year in the past 5 years WFCS has been profitable.
  • In multiple years WFCS reported negative operating cash flow during the last 5 years.
WFCS.CA Yearly Net Income VS EBIT VS OCF VS FCFWFCS.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B

1.2 Ratios

  • With an excellent Return On Assets value of 0.97%, WFCS belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • WFCS has a Return On Equity of 11.02%. This is comparable to the rest of the industry: WFCS outperforms 45.83% of its industry peers.
Industry RankSector Rank
ROA 0.97%
ROE 11.02%
ROIC N/A
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
WFCS.CA Yearly ROA, ROE, ROICWFCS.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • WFCS has a Profit Margin (24.13%) which is in line with its industry peers.
  • WFCS's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for WFCS so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 24.13%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
WFCS.CA Yearly Profit, Operating, Gross MarginsWFCS.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. Health

2.1 Basic Checks

  • WFCS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for WFCS has been reduced compared to 1 year ago.
  • Compared to 5 years ago, WFCS has less shares outstanding
  • WFCS has a worse debt/assets ratio than last year.
WFCS.CA Yearly Shares OutstandingWFCS.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B
WFCS.CA Yearly Total Debt VS Total AssetsWFCS.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500B 1T 1.5T 2T

2.2 Solvency

  • A Debt/Equity ratio of 2.25 is on the high side and indicates that WFCS has dependencies on debt financing.
  • With a Debt to Equity ratio value of 2.25, WFCS perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC13.59%
WFCS.CA Yearly LT Debt VS Equity VS FCFWFCS.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50B 100B 150B 200B 250B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WFCS.CA Yearly Current Assets VS Current LiabilitesWFCS.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 8.08% over the past year.
  • The Earnings Per Share has been growing by 71.88% on average over the past years. This is a very strong growth
  • The Revenue has been growing slightly by 1.70% in the past year.
  • The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%

3.2 Future

  • The Earnings Per Share is expected to grow by 7.25% on average over the next years.
  • The Revenue is expected to grow by 4.78% on average over the next years.
EPS Next Y14.99%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
EPS Next 5Y7.25%
Revenue Next Year5.07%
Revenue Next 2Y4.81%
Revenue Next 3Y4.78%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
WFCS.CA Yearly Revenue VS EstimatesWFCS.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 20B 40B 60B 80B
WFCS.CA Yearly EPS VS EstimatesWFCS.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6 8 10

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 2.83, the valuation of WFCS can be described as very cheap.
  • WFCS's Price/Earnings ratio is a bit cheaper when compared to the industry. WFCS is cheaper than 66.67% of the companies in the same industry.
  • WFCS is valuated cheaply when we compare the Price/Earnings ratio to 26.98, which is the current average of the S&P500 Index.
  • WFCS is valuated cheaply with a Price/Forward Earnings ratio of 2.46.
  • Based on the Price/Forward Earnings ratio, WFCS is valued a bit cheaper than the industry average as 66.67% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 28.01. WFCS is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.83
Fwd PE 2.46
WFCS.CA Price Earnings VS Forward Price EarningsWFCS.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
WFCS.CA Per share dataWFCS.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WFCS's earnings are expected to grow with 12.88% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.19
PEG (5Y)0.04
EPS Next 2Y14.27%
EPS Next 3Y12.88%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 2.04%, WFCS has a reasonable but not impressive dividend return.
  • With a Dividend Yield of 2.04, WFCS pays less dividend than the industry average, which is at 3.11. 87.50% of the companies listed in the same industry pay a better dividend than WFCS!
  • WFCS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.04%

5.2 History

  • The dividend of WFCS decreases each year by -3.84%.
  • WFCS does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)-3.84%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • WFCS pays out 32.40% of its income as dividend. This is a sustainable payout ratio.
DP32.4%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
WFCS.CA Yearly Income VS Free CF VS DividendWFCS.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B 30B 40B
WFCS.CA Dividend Payout.WFCS.CA Dividend Payout, showing the Payout Ratio.WFCS.CA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

Wells Fargo CDR

TSX:WFCS (2/23/2026, 7:00:00 PM)

23.84

-1 (-4.03%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-14
Earnings (Next)04-14
Inst Owners79.13%
Inst Owner ChangeN/A
Ins Owners0.1%
Ins Owner ChangeN/A
Market Cap73.73B
Revenue(TTM)83.70B
Net Income(TTM)19.97B
Analysts75.48
Price Target29.04 (21.81%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.04%
Yearly Dividend2.48
Dividend Growth(5Y)-3.84%
DP32.4%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.31%
Min EPS beat(2)6.37%
Max EPS beat(2)8.25%
EPS beat(4)4
Avg EPS beat(4)9.21%
Min EPS beat(4)6.28%
Max EPS beat(4)15.95%
EPS beat(8)8
Avg EPS beat(8)9.58%
EPS beat(12)11
Avg EPS beat(12)7.8%
EPS beat(16)15
Avg EPS beat(16)8.19%
Revenue beat(2)1
Avg Revenue beat(2)-0.2%
Min Revenue beat(2)-0.73%
Max Revenue beat(2)0.33%
Revenue beat(4)1
Avg Revenue beat(4)-1.56%
Min Revenue beat(4)-3.85%
Max Revenue beat(4)0.33%
Revenue beat(8)3
Avg Revenue beat(8)-0.55%
Revenue beat(12)6
Avg Revenue beat(12)0.07%
Revenue beat(16)8
Avg Revenue beat(16)0.72%
PT rev (1m)-0.31%
PT rev (3m)N/A
EPS NQ rev (1m)-0.81%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.07%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 2.83
Fwd PE 2.46
P/S 0.65
P/FCF N/A
P/OCF N/A
P/B 0.3
P/tB 0.36
EV/EBITDA N/A
EPS(TTM)8.42
EY35.32%
EPS(NY)9.68
Fwd EY40.61%
FCF(TTM)-6.29
FCFYN/A
OCF(TTM)-6.29
OCFYN/A
SpS36.65
BVpS80.19
TBVpS65.71
PEG (NY)0.19
PEG (5Y)0.04
Graham Number123.26
Profitability
Industry RankSector Rank
ROA 0.97%
ROE 11.02%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 24.13%
GM N/A
FCFM N/A
ROA(3y)0.95%
ROA(5y)0.92%
ROE(3y)10.42%
ROE(5y)9.87%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y12.79%
PM growth 5Y58.73%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 2.25
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC13.59%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)8.08%
EPS 3Y19.43%
EPS 5Y71.88%
EPS Q2Q%2.53%
EPS Next Y14.99%
EPS Next 2Y14.27%
EPS Next 3Y12.88%
EPS Next 5Y7.25%
Revenue 1Y (TTM)1.7%
Revenue growth 3Y4.02%
Revenue growth 5Y2.42%
Sales Q2Q%4.49%
Revenue Next Year5.07%
Revenue Next 2Y4.81%
Revenue Next 3Y4.78%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-215.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-215.28%
OCF growth 3YN/A
OCF growth 5YN/A

Wells Fargo CDR / WFCS.CA FAQ

What is the ChartMill fundamental rating of Wells Fargo CDR (WFCS.CA) stock?

ChartMill assigns a fundamental rating of 3 / 10 to WFCS.CA.


What is the valuation status for WFCS stock?

ChartMill assigns a valuation rating of 6 / 10 to Wells Fargo CDR (WFCS.CA). This can be considered as Fairly Valued.


What is the profitability of WFCS stock?

Wells Fargo CDR (WFCS.CA) has a profitability rating of 3 / 10.


What is the expected EPS growth for Wells Fargo CDR (WFCS.CA) stock?

The Earnings per Share (EPS) of Wells Fargo CDR (WFCS.CA) is expected to grow by 14.99% in the next year.


How sustainable is the dividend of Wells Fargo CDR (WFCS.CA) stock?

The dividend rating of Wells Fargo CDR (WFCS.CA) is 2 / 10 and the dividend payout ratio is 32.4%.