WALL FINANCIAL CORP (WFC.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:WFC - CA9319021007 - Common Stock
16.15 CAD
+0.62 (+3.99%)
Taking everything into account, WFC scores 3 out of 10 in our fundamental rating. WFC was compared to 33 industry peers in the Real Estate Management & Development industry. There are concerns on the financial health of WFC while its profitability can be described as average. WFC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year WFC was profitable.
In the past year WFC had a positive cash flow from operations.
In the past 5 years WFC has always been profitable.
WFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
WFC's Return On Assets of 3.25% is fine compared to the rest of the industry. WFC outperforms 75.76% of its industry peers.
Looking at the Return On Equity, with a value of 15.63%, WFC belongs to the top of the industry, outperforming 93.94% of the companies in the same industry.
WFC's Return On Invested Capital of 5.74% is fine compared to the rest of the industry. WFC outperforms 78.79% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for WFC is below the industry average of 10.35%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.25% | ||
| ROE | 15.63% | ||
| ROIC | 5.74% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
1.3 Margins
With a decent Profit Margin value of 16.17%, WFC is doing good in the industry, outperforming 63.64% of the companies in the same industry.
WFC's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 35.16%, WFC is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
WFC's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 43.35%, WFC perfoms like the industry average, outperforming 48.48% of the companies in the same industry.
WFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.16% | ||
| PM (TTM) | 16.17% | ||
| GM | 43.35% |
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WFC is destroying value.
The number of shares outstanding for WFC has been reduced compared to 1 year ago.
The number of shares outstanding for WFC has been reduced compared to 5 years ago.
Compared to 1 year ago, WFC has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.64, we must say that WFC is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of WFC (0.64) is worse than 72.73% of its industry peers.
WFC has a debt to FCF ratio of 12.92. This is a negative value and a sign of low solvency as WFC would need 12.92 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 12.92, WFC is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
A Debt/Equity ratio of 2.89 is on the high side and indicates that WFC has dependencies on debt financing.
With a Debt to Equity ratio value of 2.89, WFC is not doing good in the industry: 81.82% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.89 | ||
| Debt/FCF | 12.92 | ||
| Altman-Z | 0.64 |
ROIC/WACC0.85
WACC6.78%
2.3 Liquidity
WFC has a Current Ratio of 0.10. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.10, WFC is doing worse than 90.91% of the companies in the same industry.
WFC has a Quick Ratio of 0.10. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.07, WFC is doing worse than 90.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.1 | ||
| Quick Ratio | 0.07 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 23.99% over the past year.
The earnings per share for WFC have been decreasing by -25.09% on average. This is quite bad
The Revenue has been growing slightly by 2.59% in the past year.
WFC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -15.43% yearly.
EPS 1Y (TTM)23.99%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%11.15%
Revenue 1Y (TTM)2.59%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-28.66%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
WFC is valuated correctly with a Price/Earnings ratio of 16.82.
WFC's Price/Earnings ratio is a bit cheaper when compared to the industry. WFC is cheaper than 60.61% of the companies in the same industry.
When comparing the Price/Earnings ratio of WFC to the average of the S&P500 Index (26.28), we can say WFC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | N/A |
4.2 Price Multiples
84.85% of the companies in the same industry are more expensive than WFC, based on the Enterprise Value to EBITDA ratio.
WFC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. WFC is cheaper than 78.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.12 | ||
| EV/EBITDA | 11.06 |
4.3 Compensation for Growth
The decent profitability rating of WFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
WFC has a Yearly Dividend Yield of 15.67%, which is a nice return.
Compared to an average industry Dividend Yield of 3.42, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
WFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
5.2 History
WFC has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:WFC (12/9/2025, 7:00:00 PM)
16.15
+0.62 (+3.99%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.39%
Ins Owner ChangeN/A
Market Cap516.15M
Revenue(TTM)191.30M
Net Income(TTM)30.94M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | N/A | ||
| P/S | 2.7 | ||
| P/FCF | 10.12 | ||
| P/OCF | 9.86 | ||
| P/B | 2.61 | ||
| P/tB | 2.61 | ||
| EV/EBITDA | 11.06 |
EPS(TTM)0.96
EY5.94%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.6
FCFY9.89%
OCF(TTM)1.64
OCFY10.14%
SpS5.99
BVpS6.19
TBVpS6.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.25% | ||
| ROE | 15.63% | ||
| ROCE | 12.26% | ||
| ROIC | 5.74% | ||
| ROICexc | 5.84% | ||
| ROICexgc | 5.84% | ||
| OM | 35.16% | ||
| PM (TTM) | 16.17% | ||
| GM | 43.35% | ||
| FCFM | 26.67% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexgc growth 3Y-18.95%
ROICexgc growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score7
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.89 | ||
| Debt/FCF | 12.92 | ||
| Debt/EBITDA | 7.23 | ||
| Cap/Depr | 11.31% | ||
| Cap/Sales | 0.7% | ||
| Interest Coverage | 2.38 | ||
| Cash Conversion | 66.22% | ||
| Profit Quality | 164.93% | ||
| Current Ratio | 0.1 | ||
| Quick Ratio | 0.07 | ||
| Altman-Z | 0.64 |
F-Score7
WACC6.78%
ROIC/WACC0.85
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)23.99%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%11.15%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.59%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-28.66%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y10.63%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y154.49%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y119.95%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%
WALL FINANCIAL CORP / WFC.CA FAQ
What is the ChartMill fundamental rating of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a fundamental rating of 3 / 10 to WFC.CA.
What is the valuation status of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a valuation rating of 4 / 10 to WALL FINANCIAL CORP (WFC.CA). This can be considered as Fairly Valued.
What is the profitability of WFC stock?
WALL FINANCIAL CORP (WFC.CA) has a profitability rating of 6 / 10.
What is the valuation of WALL FINANCIAL CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WALL FINANCIAL CORP (WFC.CA) is 16.82 and the Price/Book (PB) ratio is 2.61.