WALL FINANCIAL CORP (WFC.CA) Fundamental Analysis & Valuation
TSX:WFC • CA9319021007
Current stock price
16.7 CAD
+0.3 (+1.83%)
Last:
This WFC.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. WFC.CA Profitability Analysis
1.1 Basic Checks
- WFC had positive earnings in the past year.
- WFC had a positive operating cash flow in the past year.
- In the past 5 years WFC has always been profitable.
- WFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- With a decent Return On Assets value of 3.42%, WFC is doing good in the industry, outperforming 70.00% of the companies in the same industry.
- WFC has a better Return On Equity (15.91%) than 96.67% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 5.59%, WFC is in the better half of the industry, outperforming 73.33% of the companies in the same industry.
- WFC had an Average Return On Invested Capital over the past 3 years of 6.43%. This is significantly below the industry average of 18.09%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 15.91% | ||
| ROIC | 5.59% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
1.3 Margins
- The Profit Margin of WFC (17.83%) is better than 73.33% of its industry peers.
- WFC's Profit Margin has declined in the last couple of years.
- The Operating Margin of WFC (36.68%) is better than 70.00% of its industry peers.
- In the last couple of years the Operating Margin of WFC has grown nicely.
- WFC has a Gross Margin of 44.85%. This is comparable to the rest of the industry: WFC outperforms 50.00% of its industry peers.
- In the last couple of years the Gross Margin of WFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.68% | ||
| PM (TTM) | 17.83% | ||
| GM | 44.85% |
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
2. WFC.CA Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WFC is destroying value.
- Compared to 1 year ago, WFC has less shares outstanding
- WFC has less shares outstanding than it did 5 years ago.
- WFC has a better debt/assets ratio than last year.
2.2 Solvency
- WFC has an Altman-Z score of 0.79. This is a bad value and indicates that WFC is not financially healthy and even has some risk of bankruptcy.
- WFC's Altman-Z score of 0.79 is in line compared to the rest of the industry. WFC outperforms 43.33% of its industry peers.
- WFC has a debt to FCF ratio of 15.97. This is a negative value and a sign of low solvency as WFC would need 15.97 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 15.97, WFC is in the better half of the industry, outperforming 70.00% of the companies in the same industry.
- WFC has a Debt/Equity ratio of 2.86. This is a high value indicating a heavy dependency on external financing.
- WFC's Debt to Equity ratio of 2.86 is on the low side compared to the rest of the industry. WFC is outperformed by 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.86 | ||
| Debt/FCF | 15.97 | ||
| Altman-Z | 0.79 |
ROIC/WACC0.82
WACC6.83%
2.3 Liquidity
- A Current Ratio of 0.12 indicates that WFC may have some problems paying its short term obligations.
- WFC has a Current ratio of 0.12. This is amonst the worse of the industry: WFC underperforms 90.00% of its industry peers.
- A Quick Ratio of 0.09 indicates that WFC may have some problems paying its short term obligations.
- With a Quick ratio value of 0.09, WFC is not doing good in the industry: 93.33% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.09 |
3. WFC.CA Growth Analysis
3.1 Past
- The Earnings Per Share has grown by an impressive 34.34% over the past year.
- WFC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -25.09% yearly.
- Looking at the last year, WFC shows a decrease in Revenue. The Revenue has decreased by -4.02% in the last year.
- WFC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -15.43% yearly.
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. WFC.CA Valuation Analysis
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 16.06, WFC is valued correctly.
- WFC's Price/Earnings ratio is a bit cheaper when compared to the industry. WFC is cheaper than 70.00% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.89, WFC is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.06 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, WFC is valued a bit cheaper than the industry average as 80.00% of the companies are valued more expensively.
- 73.33% of the companies in the same industry are more expensive than WFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.77 | ||
| EV/EBITDA | 12.41 |
4.3 Compensation for Growth
- WFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. WFC.CA Dividend Analysis
5.1 Amount
- WFC has a Yearly Dividend Yield of 24.39%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.70, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
- WFC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 24.39% |
5.2 History
- WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
WFC.CA Fundamentals: All Metrics, Ratios and Statistics
TSX:WFC (4/17/2026, 7:00:00 PM)
16.7
+0.3 (+1.83%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)12-12 2025-12-12
Earnings (Next)04-23 2026-04-23
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.43%
Ins Owner ChangeN/A
Market Cap532.90M
Revenue(TTM)186.69M
Net Income(TTM)33.29M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 24.39% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-23 2026-02-23 (1)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.06 | ||
| Fwd PE | N/A | ||
| P/S | 2.85 | ||
| P/FCF | 12.77 | ||
| P/OCF | 12.15 | ||
| P/B | 2.55 | ||
| P/tB | 2.55 | ||
| EV/EBITDA | 12.41 |
EPS(TTM)1.04
EY6.23%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.31
FCFY7.83%
OCF(TTM)1.37
OCFY8.23%
SpS5.85
BVpS6.56
TBVpS6.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.3882 (-25.82%)
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 15.91% | ||
| ROCE | 10.06% | ||
| ROIC | 5.59% | ||
| ROICexc | 5.68% | ||
| ROICexgc | 5.68% | ||
| OM | 36.68% | ||
| PM (TTM) | 17.83% | ||
| GM | 44.85% | ||
| FCFM | 22.35% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexgc growth 3Y-18.95%
ROICexgc growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score6
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.86 | ||
| Debt/FCF | 15.97 | ||
| Debt/EBITDA | 7.47 | ||
| Cap/Depr | 18.31% | ||
| Cap/Sales | 1.14% | ||
| Interest Coverage | 2.52 | ||
| Cash Conversion | 54.77% | ||
| Profit Quality | 125.36% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.09 | ||
| Altman-Z | 0.79 |
F-Score6
WACC6.83%
ROIC/WACC0.82
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y11.1%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.24%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y224.48%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%
WALL FINANCIAL CORP / WFC.CA Fundamental Analysis FAQ
What is the ChartMill fundamental rating of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WFC.CA.
Can you provide the valuation status for WALL FINANCIAL CORP?
ChartMill assigns a valuation rating of 4 / 10 to WALL FINANCIAL CORP (WFC.CA). This can be considered as Fairly Valued.
How profitable is WALL FINANCIAL CORP (WFC.CA) stock?
WALL FINANCIAL CORP (WFC.CA) has a profitability rating of 6 / 10.
What is the valuation of WALL FINANCIAL CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WALL FINANCIAL CORP (WFC.CA) is 16.06 and the Price/Book (PB) ratio is 2.55.
Is the dividend of WALL FINANCIAL CORP sustainable?
The dividend rating of WALL FINANCIAL CORP (WFC.CA) is 5 / 10 and the dividend payout ratio is 0%.