WALL FINANCIAL CORP (WFC.CA) Stock Fundamental Analysis
TSX:WFC - Toronto Stock Exchange - CA9319021007 - Common Stock - Currency: CAD
Taking everything into account, WFC scores 4 out of 10 in our fundamental rating. WFC was compared to 28 industry peers in the Real Estate Management & Development industry. WFC has an excellent profitability rating, but there are concerns on its financial health. WFC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
WFC had positive earnings in the past year.
In the past year WFC had a positive cash flow from operations.
Each year in the past 5 years WFC has been profitable.
WFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 2.72%, WFC is doing good in the industry, outperforming 75.00% of the companies in the same industry.
WFC has a Return On Equity of 14.00%. This is amongst the best in the industry. WFC outperforms 89.29% of its industry peers.
WFC has a Return On Invested Capital of 5.62%. This is in the better half of the industry: WFC outperforms 75.00% of its industry peers.
WFC had an Average Return On Invested Capital over the past 3 years of 9.31%. This is in line with the industry average of 11.14%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.72% | ||
| ROE | 14% | ||
| ROIC | 5.62% |
ROA(3y)3.22%
ROA(5y)4.27%
ROE(3y)14.13%
ROE(5y)21.45%
ROIC(3y)9.31%
ROIC(5y)11.18%
1.3 Margins
Looking at the Profit Margin, with a value of 12.82%, WFC is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
WFC's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 31.69%, WFC is doing good in the industry, outperforming 71.43% of the companies in the same industry.
WFC's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 40.49%, WFC perfoms like the industry average, outperforming 46.43% of the companies in the same industry.
WFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.69% | ||
| PM (TTM) | 12.82% | ||
| GM | 40.49% |
OM growth 3Y-17.89%
OM growth 5Y9.92%
PM growth 3Y280.05%
PM growth 5Y3.33%
GM growth 3Y-14.87%
GM growth 5Y11.56%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so WFC is still creating some value.
WFC has less shares outstanding than it did 1 year ago.
WFC has less shares outstanding than it did 5 years ago.
WFC has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.64, we must say that WFC is in the distress zone and has some risk of bankruptcy.
WFC's Altman-Z score of 0.64 is on the low side compared to the rest of the industry. WFC is outperformed by 60.71% of its industry peers.
The Debt to FCF ratio of WFC is 26.57, which is on the high side as it means it would take WFC, 26.57 years of fcf income to pay off all of its debts.
WFC has a Debt to FCF ratio (26.57) which is comparable to the rest of the industry.
WFC has a Debt/Equity ratio of 3.22. This is a high value indicating a heavy dependency on external financing.
WFC's Debt to Equity ratio of 3.22 is on the low side compared to the rest of the industry. WFC is outperformed by 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.22 | ||
| Debt/FCF | 26.57 | ||
| Altman-Z | 0.64 |
ROIC/WACC0.86
WACC6.51%
2.3 Liquidity
A Current Ratio of 0.14 indicates that WFC may have some problems paying its short term obligations.
WFC has a worse Current ratio (0.14) than 89.29% of its industry peers.
A Quick Ratio of 0.07 indicates that WFC may have some problems paying its short term obligations.
WFC has a Quick ratio of 0.07. This is amonst the worse of the industry: WFC underperforms 89.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.07 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 7.40% over the past year.
The earnings per share for WFC have been decreasing by -15.79% on average. This is quite bad
WFC shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.85%.
The Revenue for WFC have been decreasing by -19.26% on average. This is quite bad
EPS 1Y (TTM)7.4%
EPS 3Y224.93%
EPS 5Y-15.79%
EPS Q2Q%-1.16%
Revenue 1Y (TTM)26.85%
Revenue growth 3Y-6.78%
Revenue growth 5Y-19.26%
Sales Q2Q%17.67%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.86, WFC is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of WFC indicates a somewhat cheap valuation: WFC is cheaper than 64.29% of the companies listed in the same industry.
WFC's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.25.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.86 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WFC is valued cheaply inside the industry as 89.29% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of WFC indicates a somewhat cheap valuation: WFC is cheaper than 60.71% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.21 | ||
| EV/EBITDA | 11.31 |
4.3 Compensation for Growth
WFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
WFC has a Yearly Dividend Yield of 15.67%, which is a nice return.
Compared to an average industry Dividend Yield of 3.26, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, WFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
5.2 History
On average, the dividend of WFC grows each year by 37.66%, which is quite nice.
WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)37.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:WFC (5/16/2025, 7:00:00 PM)
13.75
-0.98 (-6.65%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners69.8%
Ins Owner ChangeN/A
Market Cap441.24M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
Yearly Dividend3.01
Dividend Growth(5Y)37.66%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.86 | ||
| Fwd PE | N/A | ||
| P/S | 2.27 | ||
| P/FCF | 18.21 | ||
| P/OCF | 16.5 | ||
| P/B | 2.48 | ||
| P/tB | 2.48 | ||
| EV/EBITDA | 11.31 |
EPS(TTM)0.77
EY5.6%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.75
FCFY5.49%
OCF(TTM)0.83
OCFY6.06%
SpS6.06
BVpS5.55
TBVpS5.55
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.72% | ||
| ROE | 14% | ||
| ROCE | 11.14% | ||
| ROIC | 5.62% | ||
| ROICexc | 5.71% | ||
| ROICexgc | 5.71% | ||
| OM | 31.69% | ||
| PM (TTM) | 12.82% | ||
| GM | 40.49% | ||
| FCFM | 12.45% |
ROA(3y)3.22%
ROA(5y)4.27%
ROE(3y)14.13%
ROE(5y)21.45%
ROIC(3y)9.31%
ROIC(5y)11.18%
ROICexc(3y)9.58%
ROICexc(5y)11.63%
ROICexgc(3y)9.58%
ROICexgc(5y)11.63%
ROCE(3y)17.08%
ROCE(5y)21.51%
ROICexcg growth 3Y-23.93%
ROICexcg growth 5Y-7.43%
ROICexc growth 3Y-23.93%
ROICexc growth 5Y-7.43%
OM growth 3Y-17.89%
OM growth 5Y9.92%
PM growth 3Y280.05%
PM growth 5Y3.33%
GM growth 3Y-14.87%
GM growth 5Y11.56%
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.22 | ||
| Debt/FCF | 26.57 | ||
| Debt/EBITDA | 7.74 | ||
| Cap/Depr | 20.08% | ||
| Cap/Sales | 1.3% | ||
| Interest Coverage | 1.91 | ||
| Cash Conversion | 36.05% | ||
| Profit Quality | 97.13% | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.07 | ||
| Altman-Z | 0.64 |
F-Score7
WACC6.51%
ROIC/WACC0.86
Cap/Depr(3y)16.53%
Cap/Depr(5y)13.27%
Cap/Sales(3y)1.4%
Cap/Sales(5y)1.04%
Profit Quality(3y)366.09%
Profit Quality(5y)398.02%
High Growth Momentum
Growth
EPS 1Y (TTM)7.4%
EPS 3Y224.93%
EPS 5Y-15.79%
EPS Q2Q%-1.16%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.85%
Revenue growth 3Y-6.78%
Revenue growth 5Y-19.26%
Sales Q2Q%17.67%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y12.04%
EBIT growth 3Y-23.46%
EBIT growth 5Y-11.25%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-54.26%
FCF growth 3Y51.52%
FCF growth 5Y-40.65%
OCF growth 1Y-50.49%
OCF growth 3Y51.38%
OCF growth 5Y-37.75%