WALL FINANCIAL CORP (WFC.CA) Stock Fundamental Analysis
TSX:WFC • CA9319021007
16.6 CAD
+0.35 (+2.15%)
Last: Feb 13, 2026, 07:00 PM
Taking everything into account, WFC scores 4 out of 10 in our fundamental rating. WFC was compared to 32 industry peers in the Real Estate Management & Development industry. While WFC has a great profitability rating, there are quite some concerns on its financial health. WFC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- WFC had positive earnings in the past year.
- WFC had a positive operating cash flow in the past year.
- In the past 5 years WFC has always been profitable.
- WFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- WFC has a Return On Assets of 3.42%. This is in the better half of the industry: WFC outperforms 78.13% of its industry peers.
- WFC has a Return On Equity of 15.91%. This is amongst the best in the industry. WFC outperforms 93.75% of its industry peers.
- WFC has a Return On Invested Capital of 5.59%. This is amongst the best in the industry. WFC outperforms 81.25% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for WFC is below the industry average of 10.90%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 15.91% | ||
| ROIC | 5.59% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
1.3 Margins
- Looking at the Profit Margin, with a value of 17.83%, WFC is in the better half of the industry, outperforming 65.63% of the companies in the same industry.
- In the last couple of years the Profit Margin of WFC has declined.
- WFC has a better Operating Margin (36.68%) than 68.75% of its industry peers.
- WFC's Operating Margin has improved in the last couple of years.
- WFC has a Gross Margin (44.85%) which is in line with its industry peers.
- In the last couple of years the Gross Margin of WFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 36.68% | ||
| PM (TTM) | 17.83% | ||
| GM | 44.85% |
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WFC is destroying value.
- WFC has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, WFC has less shares outstanding
- The debt/assets ratio for WFC has been reduced compared to a year ago.
2.2 Solvency
- WFC has an Altman-Z score of 0.79. This is a bad value and indicates that WFC is not financially healthy and even has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.79, WFC is in line with its industry, outperforming 40.63% of the companies in the same industry.
- The Debt to FCF ratio of WFC is 15.97, which is on the high side as it means it would take WFC, 15.97 years of fcf income to pay off all of its debts.
- With a decent Debt to FCF ratio value of 15.97, WFC is doing good in the industry, outperforming 65.63% of the companies in the same industry.
- WFC has a Debt/Equity ratio of 2.86. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of WFC (2.86) is worse than 81.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.86 | ||
| Debt/FCF | 15.97 | ||
| Altman-Z | 0.79 |
ROIC/WACC0.83
WACC6.77%
2.3 Liquidity
- WFC has a Current Ratio of 0.12. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Current ratio value of 0.12, WFC is not doing good in the industry: 90.63% of the companies in the same industry are doing better.
- WFC has a Quick Ratio of 0.12. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
- WFC's Quick ratio of 0.09 is on the low side compared to the rest of the industry. WFC is outperformed by 93.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.09 |
3. Growth
3.1 Past
- WFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.34%, which is quite impressive.
- Measured over the past years, WFC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -25.09% on average per year.
- WFC shows a decrease in Revenue. In the last year, the revenue decreased by -4.02%.
- The Revenue for WFC have been decreasing by -15.43% on average. This is quite bad
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.96, WFC is valued correctly.
- WFC's Price/Earnings ratio is a bit cheaper when compared to the industry. WFC is cheaper than 62.50% of the companies in the same industry.
- When comparing the Price/Earnings ratio of WFC to the average of the S&P500 Index (27.19), we can say WFC is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.96 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- 78.13% of the companies in the same industry are more expensive than WFC, based on the Enterprise Value to EBITDA ratio.
- WFC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. WFC is cheaper than 71.88% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.71 | ||
| EV/EBITDA | 12.38 |
4.3 Compensation for Growth
- The decent profitability rating of WFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- WFC has a Yearly Dividend Yield of 15.67%, which is a nice return.
- WFC's Dividend Yield is rather good when compared to the industry average which is at 2.41. WFC pays more dividend than 100.00% of the companies in the same industry.
- WFC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
5.2 History
- WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:WFC (2/13/2026, 7:00:00 PM)
16.6
+0.35 (+2.15%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)12-12 2025-12-12
Earnings (Next)05-04 2026-05-04
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.41%
Ins Owner ChangeN/A
Market Cap530.20M
Revenue(TTM)186.69M
Net Income(TTM)33.29M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.96 | ||
| Fwd PE | N/A | ||
| P/S | 2.84 | ||
| P/FCF | 12.71 | ||
| P/OCF | 12.09 | ||
| P/B | 2.53 | ||
| P/tB | 2.53 | ||
| EV/EBITDA | 12.38 |
EPS(TTM)1.04
EY6.27%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.31
FCFY7.87%
OCF(TTM)1.37
OCFY8.27%
SpS5.85
BVpS6.55
TBVpS6.55
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 15.91% | ||
| ROCE | 10.06% | ||
| ROIC | 5.59% | ||
| ROICexc | 5.68% | ||
| ROICexgc | 5.68% | ||
| OM | 36.68% | ||
| PM (TTM) | 17.83% | ||
| GM | 44.85% | ||
| FCFM | 22.35% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexgc growth 3Y-18.95%
ROICexgc growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score6
Asset Turnover0.19
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.86 | ||
| Debt/FCF | 15.97 | ||
| Debt/EBITDA | 7.47 | ||
| Cap/Depr | 18.31% | ||
| Cap/Sales | 1.14% | ||
| Interest Coverage | 2.52 | ||
| Cash Conversion | 54.77% | ||
| Profit Quality | 125.36% | ||
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.09 | ||
| Altman-Z | 0.79 |
F-Score6
WACC6.77%
ROIC/WACC0.83
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y11.1%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.24%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y224.48%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%
WALL FINANCIAL CORP / WFC.CA FAQ
What is the ChartMill fundamental rating of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WFC.CA.
What is the valuation status for WFC stock?
ChartMill assigns a valuation rating of 4 / 10 to WALL FINANCIAL CORP (WFC.CA). This can be considered as Fairly Valued.
What is the profitability of WFC stock?
WALL FINANCIAL CORP (WFC.CA) has a profitability rating of 7 / 10.
What are the PE and PB ratios of WALL FINANCIAL CORP (WFC.CA) stock?
The Price/Earnings (PE) ratio for WALL FINANCIAL CORP (WFC.CA) is 15.96 and the Price/Book (PB) ratio is 2.53.