WALL FINANCIAL CORP (WFC.CA) Stock Fundamental Analysis
Canada - TSX:WFC - CA9319021007 - Common Stock
16.45 CAD
-0.1 (-0.6%)
Overall WFC gets a fundamental rating of 4 out of 10. We evaluated WFC against 33 industry peers in the Real Estate Management & Development industry. While WFC belongs to the best of the industry regarding profitability, there are concerns on its financial health. WFC is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year WFC was profitable.
In the past year WFC had a positive cash flow from operations.
In the past 5 years WFC has always been profitable.
In the past 5 years WFC always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.25%, WFC is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
With an excellent Return On Equity value of 15.63%, WFC belongs to the best of the industry, outperforming 93.94% of the companies in the same industry.
WFC's Return On Invested Capital of 5.74% is amongst the best of the industry. WFC outperforms 81.82% of its industry peers.
The Average Return On Invested Capital over the past 3 years for WFC is below the industry average of 10.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.25% | ||
| ROE | 15.63% | ||
| ROIC | 5.74% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
1.3 Margins
The Profit Margin of WFC (16.17%) is better than 63.64% of its industry peers.
WFC's Profit Margin has declined in the last couple of years.
The Operating Margin of WFC (35.16%) is better than 66.67% of its industry peers.
WFC's Operating Margin has improved in the last couple of years.
WFC has a Gross Margin (43.35%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of WFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.16% | ||
| PM (TTM) | 16.17% | ||
| GM | 43.35% |
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WFC is destroying value.
Compared to 1 year ago, WFC has less shares outstanding
WFC has less shares outstanding than it did 5 years ago.
The debt/assets ratio for WFC has been reduced compared to a year ago.
2.2 Solvency
WFC has an Altman-Z score of 0.65. This is a bad value and indicates that WFC is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.65, WFC is doing worse than 69.70% of the companies in the same industry.
The Debt to FCF ratio of WFC is 12.92, which is on the high side as it means it would take WFC, 12.92 years of fcf income to pay off all of its debts.
WFC's Debt to FCF ratio of 12.92 is fine compared to the rest of the industry. WFC outperforms 63.64% of its industry peers.
A Debt/Equity ratio of 2.89 is on the high side and indicates that WFC has dependencies on debt financing.
The Debt to Equity ratio of WFC (2.89) is worse than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.89 | ||
| Debt/FCF | 12.92 | ||
| Altman-Z | 0.65 |
ROIC/WACC0.82
WACC6.96%
2.3 Liquidity
WFC has a Current Ratio of 0.10. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
WFC's Current ratio of 0.10 is on the low side compared to the rest of the industry. WFC is outperformed by 93.94% of its industry peers.
A Quick Ratio of 0.07 indicates that WFC may have some problems paying its short term obligations.
WFC has a worse Quick ratio (0.07) than 93.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.1 | ||
| Quick Ratio | 0.07 |
3. Growth
3.1 Past
WFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.99%, which is quite impressive.
WFC shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -25.09% yearly.
WFC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.59%.
The Revenue for WFC have been decreasing by -15.43% on average. This is quite bad
EPS 1Y (TTM)23.99%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%11.15%
Revenue 1Y (TTM)2.59%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-28.66%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.14, WFC is valued on the expensive side.
WFC's Price/Earnings ratio is a bit cheaper when compared to the industry. WFC is cheaper than 63.64% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.89. WFC is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | N/A |
4.2 Price Multiples
WFC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. WFC is cheaper than 84.85% of the companies in the same industry.
WFC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. WFC is cheaper than 75.76% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.32 | ||
| EV/EBITDA | 11.19 |
4.3 Compensation for Growth
The decent profitability rating of WFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.67%, WFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.40, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
WFC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
5.2 History
WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:WFC (11/14/2025, 7:00:00 PM)
16.45
-0.1 (-0.6%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.39%
Ins Owner ChangeN/A
Market Cap526.40M
Revenue(TTM)191.30M
Net Income(TTM)30.94M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.14 | ||
| Fwd PE | N/A | ||
| P/S | 2.75 | ||
| P/FCF | 10.32 | ||
| P/OCF | 10.05 | ||
| P/B | 2.66 | ||
| P/tB | 2.66 | ||
| EV/EBITDA | 11.19 |
EPS(TTM)0.96
EY5.84%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.59
FCFY9.69%
OCF(TTM)1.64
OCFY9.95%
SpS5.98
BVpS6.19
TBVpS6.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number11.56
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.25% | ||
| ROE | 15.63% | ||
| ROCE | 12.26% | ||
| ROIC | 5.74% | ||
| ROICexc | 5.84% | ||
| ROICexgc | 5.84% | ||
| OM | 35.16% | ||
| PM (TTM) | 16.17% | ||
| GM | 43.35% | ||
| FCFM | 26.67% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexgc growth 3Y-18.95%
ROICexgc growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score7
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.89 | ||
| Debt/FCF | 12.92 | ||
| Debt/EBITDA | 7.23 | ||
| Cap/Depr | 11.31% | ||
| Cap/Sales | 0.7% | ||
| Interest Coverage | 2.38 | ||
| Cash Conversion | 66.22% | ||
| Profit Quality | 164.93% | ||
| Current Ratio | 0.1 | ||
| Quick Ratio | 0.07 | ||
| Altman-Z | 0.65 |
F-Score7
WACC6.96%
ROIC/WACC0.82
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)23.99%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%11.15%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.59%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-28.66%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y10.63%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y154.49%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y119.95%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%
WALL FINANCIAL CORP / WFC.CA FAQ
What is the ChartMill fundamental rating of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to WFC.CA.
What is the valuation status of WALL FINANCIAL CORP (WFC.CA) stock?
ChartMill assigns a valuation rating of 4 / 10 to WALL FINANCIAL CORP (WFC.CA). This can be considered as Fairly Valued.
What is the profitability of WFC stock?
WALL FINANCIAL CORP (WFC.CA) has a profitability rating of 7 / 10.
What is the valuation of WALL FINANCIAL CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WALL FINANCIAL CORP (WFC.CA) is 17.14 and the Price/Book (PB) ratio is 2.66.