WALL FINANCIAL CORP (WFC.CA) Stock Fundamental Analysis
TSX:WFC - Toronto Stock Exchange - CA9319021007 - Common Stock - Currency: CAD
WFC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 32 industry peers in the Real Estate Management & Development industry. While WFC has a great profitability rating, there are quite some concerns on its financial health. WFC has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
WFC had positive earnings in the past year.
In the past year WFC had a positive cash flow from operations.
Each year in the past 5 years WFC has been profitable.
WFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of WFC (3.19%) is better than 68.75% of its industry peers.
With an excellent Return On Equity value of 15.93%, WFC belongs to the best of the industry, outperforming 96.88% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 5.86%, WFC belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for WFC is in line with the industry average of 7.45%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.19% | ||
| ROE | 15.93% | ||
| ROIC | 5.86% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
1.3 Margins
Looking at the Profit Margin, with a value of 14.02%, WFC is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
In the last couple of years the Profit Margin of WFC has declined.
WFC's Operating Margin of 32.03% is fine compared to the rest of the industry. WFC outperforms 62.50% of its industry peers.
In the last couple of years the Operating Margin of WFC has grown nicely.
WFC has a Gross Margin (39.60%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of WFC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.03% | ||
| PM (TTM) | 14.02% | ||
| GM | 39.6% |
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so WFC is still creating some value.
The number of shares outstanding for WFC has been reduced compared to 1 year ago.
The number of shares outstanding for WFC has been reduced compared to 5 years ago.
Compared to 1 year ago, WFC has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.67, we must say that WFC is in the distress zone and has some risk of bankruptcy.
WFC's Altman-Z score of 0.67 is on the low side compared to the rest of the industry. WFC is outperformed by 68.75% of its industry peers.
WFC has a debt to FCF ratio of 9.19. This is a negative value and a sign of low solvency as WFC would need 9.19 years to pay back of all of its debts.
WFC has a Debt to FCF ratio of 9.19. This is in the better half of the industry: WFC outperforms 75.00% of its industry peers.
A Debt/Equity ratio of 3.08 is on the high side and indicates that WFC has dependencies on debt financing.
WFC's Debt to Equity ratio of 3.08 is on the low side compared to the rest of the industry. WFC is outperformed by 81.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.08 | ||
| Debt/FCF | 9.19 | ||
| Altman-Z | 0.67 |
ROIC/WACC0.96
WACC6.12%
2.3 Liquidity
A Current Ratio of 0.08 indicates that WFC may have some problems paying its short term obligations.
WFC's Current ratio of 0.08 is on the low side compared to the rest of the industry. WFC is outperformed by 90.63% of its industry peers.
A Quick Ratio of 0.05 indicates that WFC may have some problems paying its short term obligations.
WFC has a worse Quick ratio (0.05) than 93.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.05 |
3. Growth
3.1 Past
WFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 30.89%, which is quite impressive.
Measured over the past years, WFC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -25.09% on average per year.
WFC shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.53%.
Measured over the past years, WFC shows a very negative growth in Revenue. The Revenue has been decreasing by -15.43% on average per year.
EPS 1Y (TTM)30.89%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%70.36%
Revenue 1Y (TTM)33.53%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%18.98%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 17.41, which indicates a rather expensive current valuation of WFC.
Based on the Price/Earnings ratio, WFC is valued a bit cheaper than 68.75% of the companies in the same industry.
WFC's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.03.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.41 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WFC is valued cheaper than 90.63% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, WFC is valued cheaper than 81.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.18 | ||
| EV/EBITDA | 10.98 |
4.3 Compensation for Growth
The decent profitability rating of WFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.67%, WFC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.37, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, WFC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
5.2 History
WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:WFC (7/30/2025, 7:00:00 PM)
16.02
+0.02 (+0.12%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.35%
Ins Owner ChangeN/A
Market Cap513.12M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.67% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.41 | ||
| Fwd PE | N/A | ||
| P/S | 2.42 | ||
| P/FCF | 7.18 | ||
| P/OCF | 7.03 | ||
| P/B | 2.75 | ||
| P/tB | 2.75 | ||
| EV/EBITDA | 10.98 |
EPS(TTM)0.92
EY5.74%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.23
FCFY13.92%
OCF(TTM)2.28
OCFY14.22%
SpS6.62
BVpS5.83
TBVpS5.83
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.19% | ||
| ROE | 15.93% | ||
| ROCE | 12.48% | ||
| ROIC | 5.86% | ||
| ROICexc | 5.93% | ||
| ROICexgc | 5.93% | ||
| OM | 32.03% | ||
| PM (TTM) | 14.02% | ||
| GM | 39.6% | ||
| FCFM | 33.69% |
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexcg growth 3Y-18.95%
ROICexcg growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score7
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.08 | ||
| Debt/FCF | 9.19 | ||
| Debt/EBITDA | 7.18 | ||
| Cap/Depr | 12.42% | ||
| Cap/Sales | 0.71% | ||
| Interest Coverage | 2.24 | ||
| Cash Conversion | 91.17% | ||
| Profit Quality | 240.32% | ||
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.05 | ||
| Altman-Z | 0.67 |
F-Score7
WACC6.12%
ROIC/WACC0.96
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)30.89%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%70.36%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)33.53%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%18.98%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y21.01%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y205.42%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y176.27%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%