WALL FINANCIAL CORP (WFC.CA) Fundamental Analysis & Valuation

TSX:WFC • CA9319021007

Current stock price

16.68 CAD
0 (0%)
Last:

This WFC.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. WFC.CA Profitability Analysis

1.1 Basic Checks

  • In the past year WFC was profitable.
  • In the past year WFC had a positive cash flow from operations.
  • Each year in the past 5 years WFC has been profitable.
  • WFC had a positive operating cash flow in each of the past 5 years.
WFC.CA Yearly Net Income VS EBIT VS OCF VS FCFWFC.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

1.2 Ratios

  • WFC has a Return On Assets of 3.42%. This is in the better half of the industry: WFC outperforms 73.33% of its industry peers.
  • With an excellent Return On Equity value of 15.91%, WFC belongs to the best of the industry, outperforming 96.67% of the companies in the same industry.
  • The Return On Invested Capital of WFC (5.59%) is better than 73.33% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for WFC is below the industry average of 11.26%.
Industry RankSector Rank
ROA 3.42%
ROE 15.91%
ROIC 5.59%
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
WFC.CA Yearly ROA, ROE, ROICWFC.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

1.3 Margins

  • With a decent Profit Margin value of 17.83%, WFC is doing good in the industry, outperforming 66.67% of the companies in the same industry.
  • WFC's Profit Margin has declined in the last couple of years.
  • WFC has a Operating Margin of 36.68%. This is in the better half of the industry: WFC outperforms 66.67% of its industry peers.
  • WFC's Operating Margin has improved in the last couple of years.
  • Looking at the Gross Margin, with a value of 44.85%, WFC is in line with its industry, outperforming 46.67% of the companies in the same industry.
  • In the last couple of years the Gross Margin of WFC has grown nicely.
Industry RankSector Rank
OM 36.68%
PM (TTM) 17.83%
GM 44.85%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
WFC.CA Yearly Profit, Operating, Gross MarginsWFC.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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2

2. WFC.CA Health Analysis

2.1 Basic Checks

  • WFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, WFC has less shares outstanding
  • The number of shares outstanding for WFC has been reduced compared to 5 years ago.
  • WFC has a better debt/assets ratio than last year.
WFC.CA Yearly Shares OutstandingWFC.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
WFC.CA Yearly Total Debt VS Total AssetsWFC.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • Based on the Altman-Z score of 0.79, we must say that WFC is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.79, WFC is doing worse than 60.00% of the companies in the same industry.
  • The Debt to FCF ratio of WFC is 15.97, which is on the high side as it means it would take WFC, 15.97 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of WFC (15.97) is better than 66.67% of its industry peers.
  • WFC has a Debt/Equity ratio of 2.86. This is a high value indicating a heavy dependency on external financing.
  • WFC has a worse Debt to Equity ratio (2.86) than 80.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.86
Debt/FCF 15.97
Altman-Z 0.79
ROIC/WACC0.8
WACC6.95%
WFC.CA Yearly LT Debt VS Equity VS FCFWFC.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

2.3 Liquidity

  • WFC has a Current Ratio of 0.12. This is a bad value and indicates that WFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.12, WFC is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.09 indicates that WFC may have some problems paying its short term obligations.
  • WFC has a worse Quick ratio (0.09) than 93.33% of its industry peers.
Industry RankSector Rank
Current Ratio 0.12
Quick Ratio 0.09
WFC.CA Yearly Current Assets VS Current LiabilitesWFC.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. WFC.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 34.34% over the past year.
  • Measured over the past years, WFC shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -25.09% on average per year.
  • WFC shows a decrease in Revenue. In the last year, the revenue decreased by -4.02%.
  • WFC shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -15.43% yearly.
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
WFC.CA Yearly Revenue VS EstimatesWFC.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

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4

4. WFC.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 16.04, WFC is valued correctly.
  • Based on the Price/Earnings ratio, WFC is valued a bit cheaper than 63.33% of the companies in the same industry.
  • WFC's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.70.
Industry RankSector Rank
PE 16.04
Fwd PE N/A
WFC.CA Price Earnings VS Forward Price EarningsWFC.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WFC is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WFC indicates a somewhat cheap valuation: WFC is cheaper than 73.33% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 12.77
EV/EBITDA 12.41
WFC.CA Per share dataWFC.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The decent profitability rating of WFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. WFC.CA Dividend Analysis

5.1 Amount

  • WFC has a Yearly Dividend Yield of 15.67%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.50, WFC pays a better dividend. On top of this WFC pays more dividend than 100.00% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, WFC pays a better dividend.
Industry RankSector Rank
Dividend Yield 15.67%

5.2 History

  • WFC has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
WFC.CA Yearly Dividends per shareWFC.CA Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2023 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
WFC.CA Yearly Income VS Free CF VS DividendWFC.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

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WFC.CA Fundamentals: All Metrics, Ratios and Statistics

WALL FINANCIAL CORP

TSX:WFC (3/13/2026, 7:00:00 PM)

16.68

0 (0%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)12-12
Earnings (Next)05-04
Inst Owners0.02%
Inst Owner ChangeN/A
Ins Owners15.42%
Ins Owner ChangeN/A
Market Cap532.76M
Revenue(TTM)186.69M
Net Income(TTM)33.29M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 15.67%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-23
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 16.04
Fwd PE N/A
P/S 2.85
P/FCF 12.77
P/OCF 12.15
P/B 2.55
P/tB 2.55
EV/EBITDA 12.41
EPS(TTM)1.04
EY6.24%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.31
FCFY7.83%
OCF(TTM)1.37
OCFY8.23%
SpS5.85
BVpS6.55
TBVpS6.55
PEG (NY)N/A
PEG (5Y)N/A
Graham Number12.38
Profitability
Industry RankSector Rank
ROA 3.42%
ROE 15.91%
ROCE 10.06%
ROIC 5.59%
ROICexc 5.68%
ROICexgc 5.68%
OM 36.68%
PM (TTM) 17.83%
GM 44.85%
FCFM 22.35%
ROA(3y)3.65%
ROA(5y)2.53%
ROE(3y)16.55%
ROE(5y)11.56%
ROIC(3y)6.43%
ROIC(5y)9.31%
ROICexc(3y)6.58%
ROICexc(5y)9.55%
ROICexgc(3y)6.58%
ROICexgc(5y)9.55%
ROCE(3y)12.61%
ROCE(5y)18.41%
ROICexgc growth 3Y-18.95%
ROICexgc growth 5Y-11.99%
ROICexc growth 3Y-18.95%
ROICexc growth 5Y-11.99%
OM growth 3Y-11.51%
OM growth 5Y4.33%
PM growth 3Y30.1%
PM growth 5Y-12.35%
GM growth 3Y-9.99%
GM growth 5Y5.02%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 2.86
Debt/FCF 15.97
Debt/EBITDA 7.47
Cap/Depr 18.31%
Cap/Sales 1.14%
Interest Coverage 2.52
Cash Conversion 54.77%
Profit Quality 125.36%
Current Ratio 0.12
Quick Ratio 0.09
Altman-Z 0.79
F-Score6
WACC6.95%
ROIC/WACC0.8
Cap/Depr(3y)18.72%
Cap/Depr(5y)13.79%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.11%
Profit Quality(3y)78.73%
Profit Quality(5y)363.54%
High Growth Momentum
Growth
EPS 1Y (TTM)34.34%
EPS 3Y23.93%
EPS 5Y-25.09%
EPS Q2Q%25.39%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.02%
Revenue growth 3Y-5.21%
Revenue growth 5Y-15.43%
Sales Q2Q%-8.6%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y11.1%
EBIT growth 3Y-16.12%
EBIT growth 5Y-11.77%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.24%
FCF growth 3Y-41.02%
FCF growth 5Y-38.7%
OCF growth 1Y224.48%
OCF growth 3Y-40.03%
OCF growth 5Y-38.07%

WALL FINANCIAL CORP / WFC.CA Fundamental Analysis FAQ

What is the ChartMill fundamental rating of WALL FINANCIAL CORP (WFC.CA) stock?

ChartMill assigns a fundamental rating of 4 / 10 to WFC.CA.


What is the valuation status for WFC stock?

ChartMill assigns a valuation rating of 4 / 10 to WALL FINANCIAL CORP (WFC.CA). This can be considered as Fairly Valued.


What is the profitability of WFC stock?

WALL FINANCIAL CORP (WFC.CA) has a profitability rating of 6 / 10.


What are the PE and PB ratios of WALL FINANCIAL CORP (WFC.CA) stock?

The Price/Earnings (PE) ratio for WALL FINANCIAL CORP (WFC.CA) is 16.04 and the Price/Book (PB) ratio is 2.55.