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ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) Stock Fundamental Analysis

USA - NYSE:UZF - US9116848840

18.36 USD
+0.11 (+0.6%)
Last: 11/7/2025, 8:24:19 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to UZF. UZF was compared to 22 industry peers in the Wireless Telecommunication Services industry. The financial health of UZF is average, but there are quite some concerns on its profitability. UZF has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

In the past year UZF was profitable.
In the past year UZF had a positive cash flow from operations.
UZF had positive earnings in 4 of the past 5 years.
Each year in the past 5 years UZF had a positive operating cash flow.
UZF Yearly Net Income VS EBIT VS OCF VS FCFUZF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B -1B

1.2 Ratios

The Return On Assets of UZF (-0.24%) is worse than 63.64% of its industry peers.
The Return On Equity of UZF (-0.54%) is worse than 63.64% of its industry peers.
UZF has a Return On Invested Capital of 0.97%. This is in the lower half of the industry: UZF underperforms 63.64% of its industry peers.
UZF had an Average Return On Invested Capital over the past 3 years of 1.05%. This is below the industry average of 5.80%.
Industry RankSector Rank
ROA -0.24%
ROE -0.54%
ROIC 0.97%
ROA(3y)0.13%
ROA(5y)0.85%
ROE(3y)0.32%
ROE(5y)1.91%
ROIC(3y)1.05%
ROIC(5y)1.3%
UZF Yearly ROA, ROE, ROICUZF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6

1.3 Margins

The Operating Margin of UZF (3.16%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of UZF has grown nicely.
With a decent Gross Margin value of 57.11%, UZF is doing good in the industry, outperforming 63.64% of the companies in the same industry.
UZF's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 3.16%
PM (TTM) N/A
GM 57.11%
OM growth 3Y-6.02%
OM growth 5Y3.54%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.86%
GM growth 5Y0.4%
UZF Yearly Profit, Operating, Gross MarginsUZF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40 50

5

2. Health

2.1 Basic Checks

UZF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UZF has about the same amount of shares outstanding.
UZF has less shares outstanding than it did 5 years ago.
UZF has a better debt/assets ratio than last year.
UZF Yearly Shares OutstandingUZF Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
UZF Yearly Total Debt VS Total AssetsUZF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

UZF has an Altman-Z score of 1.02. This is a bad value and indicates that UZF is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.02, UZF perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
The Debt to FCF ratio of UZF is 6.64, which is on the high side as it means it would take UZF, 6.64 years of fcf income to pay off all of its debts.
UZF has a Debt to FCF ratio (6.64) which is in line with its industry peers.
A Debt/Equity ratio of 0.61 indicates that UZF is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.61, UZF is in the better half of the industry, outperforming 68.18% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 6.64
Altman-Z 1.02
ROIC/WACC0.12
WACC8.17%
UZF Yearly LT Debt VS Equity VS FCFUZF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B

2.3 Liquidity

UZF has a Current Ratio of 1.87. This is a normal value and indicates that UZF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.87, UZF belongs to the top of the industry, outperforming 95.45% of the companies in the same industry.
UZF has a Quick Ratio of 1.71. This is a normal value and indicates that UZF is financially healthy and should not expect problems in meeting its short term obligations.
The Quick ratio of UZF (1.71) is better than 95.45% of its industry peers.
Industry RankSector Rank
Current Ratio 1.87
Quick Ratio 1.71
UZF Yearly Current Assets VS Current LiabilitesUZF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

1

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 7.32% over the past year.
The earnings per share for UZF have been decreasing by -13.19% on average. This is quite bad
UZF shows a decrease in Revenue. In the last year, the revenue decreased by -3.65%.
UZF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -1.29% yearly.
EPS 1Y (TTM)7.32%
EPS 3Y-26.25%
EPS 5Y-13.19%
EPS Q2Q%80%
Revenue 1Y (TTM)-3.65%
Revenue growth 3Y-2.93%
Revenue growth 5Y-1.29%
Sales Q2Q%-1.19%

3.2 Future

UZF is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.59% yearly.
Based on estimates for the next years, UZF will show a very negative growth in Revenue. The Revenue will decrease by -42.64% on average per year.
EPS Next Y52.32%
EPS Next 2Y30.28%
EPS Next 3Y26.34%
EPS Next 5Y0.59%
Revenue Next Year-2.47%
Revenue Next 2Y-1.9%
Revenue Next 3Y-1.55%
Revenue Next 5Y-42.64%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UZF Yearly Revenue VS EstimatesUZF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B 4B
UZF Yearly EPS VS EstimatesUZF Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 2 -2

6

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 20.86, UZF is valued on the expensive side.
UZF's Price/Earnings is on the same level as the industry average.
UZF's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.06.
A Price/Forward Earnings ratio of 15.24 indicates a correct valuation of UZF.
The rest of the industry has a similar Price/Forward Earnings ratio as UZF.
UZF's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.73.
Industry RankSector Rank
PE 20.86
Fwd PE 15.24
UZF Price Earnings VS Forward Price EarningsUZF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, UZF is valued a bit cheaper than the industry average as 72.73% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UZF indicates a rather cheap valuation: UZF is cheaper than 86.36% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.68
EV/EBITDA 5.19
UZF Per share dataUZF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
UZF's earnings are expected to grow with 26.34% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y30.28%
EPS Next 3Y26.34%

5

5. Dividend

5.1 Amount

UZF has a Yearly Dividend Yield of 7.49%, which is a nice return.
UZF's Dividend Yield is a higher than the industry average which is at 8.92.
UZF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
Industry RankSector Rank
Dividend Yield 7.49%

5.2 History

UZF has been paying a dividend for over 5 years, so it has already some track record.
UZF has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years3
UZF Yearly Dividends per shareUZF Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

DP0%
EPS Next 2Y30.28%
EPS Next 3Y26.34%
UZF Yearly Income VS Free CF VS DividendUZF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -500M -1B

ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70

NYSE:UZF (11/7/2025, 8:24:19 PM)

18.36

+0.11 (+0.6%)

Chartmill FA Rating
GICS IndustryGroupTelecommunication Services
GICS IndustryWireless Telecommunication Services
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)N/A N/A
Inst Owners30.54%
Inst Owner ChangeN/A
Ins Owners0.23%
Ins Owner ChangeN/A
Market Cap1.58B
Revenue(TTM)3.70B
Net Income(TTM)-25.00M
Analysts80
Price Target28.26 (53.92%)
Short Float %0.09%
Short Ratio0.17
Dividend
Industry RankSector Rank
Dividend Yield 7.49%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years3
Ex-Date11-28 2025-11-28 (0.34375)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-11.07%
Min EPS beat(2)-40.62%
Max EPS beat(2)18.48%
EPS beat(4)3
Avg EPS beat(4)65.21%
Min EPS beat(4)-40.62%
Max EPS beat(4)191.03%
EPS beat(8)6
Avg EPS beat(8)121.86%
EPS beat(12)7
Avg EPS beat(12)57.43%
EPS beat(16)9
Avg EPS beat(16)46.9%
Revenue beat(2)0
Avg Revenue beat(2)-4.8%
Min Revenue beat(2)-7.23%
Max Revenue beat(2)-2.36%
Revenue beat(4)0
Avg Revenue beat(4)-4.21%
Min Revenue beat(4)-7.23%
Max Revenue beat(4)-2.36%
Revenue beat(8)0
Avg Revenue beat(8)-3.9%
Revenue beat(12)1
Avg Revenue beat(12)-3.96%
Revenue beat(16)1
Avg Revenue beat(16)-3.97%
PT rev (1m)-6.58%
PT rev (3m)20.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.58%
EPS NY rev (1m)0%
EPS NY rev (3m)31.39%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.38%
Valuation
Industry RankSector Rank
PE 20.86
Fwd PE 15.24
P/S 0.43
P/FCF 3.68
P/OCF 1.85
P/B 0.34
P/tB 92.88
EV/EBITDA 5.19
EPS(TTM)0.88
EY4.79%
EPS(NY)1.21
Fwd EY6.56%
FCF(TTM)4.99
FCFY27.17%
OCF(TTM)9.91
OCFY53.96%
SpS43.02
BVpS53.49
TBVpS0.2
PEG (NY)0.4
PEG (5Y)N/A
Graham Number32.54
Profitability
Industry RankSector Rank
ROA -0.24%
ROE -0.54%
ROCE 1.22%
ROIC 0.97%
ROICexc 1.01%
ROICexgc 2.01%
OM 3.16%
PM (TTM) N/A
GM 57.11%
FCFM 11.59%
ROA(3y)0.13%
ROA(5y)0.85%
ROE(3y)0.32%
ROE(5y)1.91%
ROIC(3y)1.05%
ROIC(5y)1.3%
ROICexc(3y)1.07%
ROICexc(5y)1.37%
ROICexgc(3y)2.08%
ROICexgc(5y)2.45%
ROCE(3y)1.33%
ROCE(5y)1.64%
ROICexgc growth 3Y-6.62%
ROICexgc growth 5Y1.42%
ROICexc growth 3Y-9.23%
ROICexc growth 5Y-3.33%
OM growth 3Y-6.02%
OM growth 5Y3.54%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.86%
GM growth 5Y0.4%
F-Score5
Asset Turnover0.36
Health
Industry RankSector Rank
Debt/Equity 0.61
Debt/FCF 6.64
Debt/EBITDA 3.62
Cap/Depr 63.99%
Cap/Sales 11.43%
Interest Coverage 250
Cash Conversion 109.51%
Profit Quality N/A
Current Ratio 1.87
Quick Ratio 1.71
Altman-Z 1.02
F-Score5
WACC8.17%
ROIC/WACC0.12
Cap/Depr(3y)121.94%
Cap/Depr(5y)166.9%
Cap/Sales(3y)20.71%
Cap/Sales(5y)28.01%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)7.32%
EPS 3Y-26.25%
EPS 5Y-13.19%
EPS Q2Q%80%
EPS Next Y52.32%
EPS Next 2Y30.28%
EPS Next 3Y26.34%
EPS Next 5Y0.59%
Revenue 1Y (TTM)-3.65%
Revenue growth 3Y-2.93%
Revenue growth 5Y-1.29%
Sales Q2Q%-1.19%
Revenue Next Year-2.47%
Revenue Next 2Y-1.9%
Revenue Next 3Y-1.55%
Revenue Next 5Y-42.64%
EBIT growth 1Y-37.1%
EBIT growth 3Y-8.78%
EBIT growth 5Y2.21%
EBIT Next Year19968%
EBIT Next 3Y476.79%
EBIT Next 5Y95.74%
FCF growth 1Y941.18%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.3%
OCF growth 3Y3.26%
OCF growth 5Y4.05%

ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 / UZF FAQ

What is the ChartMill fundamental rating of ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) stock?

ChartMill assigns a fundamental rating of 4 / 10 to UZF.


What is the valuation status of ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) stock?

ChartMill assigns a valuation rating of 6 / 10 to ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF). This can be considered as Fairly Valued.


How profitable is ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) stock?

ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) has a profitability rating of 3 / 10.


What is the financial health of ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) stock?

The financial health rating of ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) is 5 / 10.


Can you provide the dividend sustainability for UZF stock?

The dividend rating of ARRAY DIGITAL INFRA INC - AD 5 1/2 06/01/70 (UZF) is 5 / 10 and the dividend payout ratio is 0%.