URBANA CORP (URB.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:URB - CA91707P1099 - Common Stock
9.29 CAD
-0.46 (-4.72%)
Taking everything into account, URB scores 6 out of 10 in our fundamental rating. URB was compared to 81 industry peers in the Capital Markets industry. URB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. URB has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- URB had positive earnings in the past year.
- In the past year URB had a positive cash flow from operations.
- URB had positive earnings in each of the past 5 years.
- Of the past 5 years URB 4 years had a positive operating cash flow.
1.2 Ratios
- URB has a better Return On Assets (16.30%) than 85.19% of its industry peers.
- URB has a Return On Equity of 18.48%. This is amongst the best in the industry. URB outperforms 81.48% of its industry peers.
- The Return On Invested Capital of URB (13.20%) is better than 88.89% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for URB is in line with the industry average of 10.38%.
- The last Return On Invested Capital (13.20%) for URB is above the 3 year average (10.87%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.3% | ||
| ROE | 18.48% | ||
| ROIC | 13.2% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
1.3 Margins
- URB has a Profit Margin of 76.92%. This is amongst the best in the industry. URB outperforms 83.95% of its industry peers.
- In the last couple of years the Profit Margin of URB has remained more or less at the same level.
- The Operating Margin of URB (86.35%) is better than 91.36% of its industry peers.
- URB's Operating Margin has been stable in the last couple of years.
- Looking at the Gross Margin, with a value of 89.70%, URB belongs to the top of the industry, outperforming 83.95% of the companies in the same industry.
- URB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86.35% | ||
| PM (TTM) | 76.92% | ||
| GM | 89.7% |
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
2. Health
2.1 Basic Checks
- URB has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, URB has less shares outstanding
- URB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 4.95 indicates that URB is not in any danger for bankruptcy at the moment.
- URB has a better Altman-Z score (4.95) than 80.25% of its industry peers.
- URB has a debt to FCF ratio of 0.65. This is a very positive value and a sign of high solvency as it would only need 0.65 years to pay back of all of its debts.
- URB has a Debt to FCF ratio of 0.65. This is amongst the best in the industry. URB outperforms 83.95% of its industry peers.
- A Debt/Equity ratio of 0.04 indicates that URB is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.04, URB is in the better half of the industry, outperforming 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.65 | ||
| Altman-Z | 4.95 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- URB has a Current Ratio of 0.05. This is a bad value and indicates that URB is not financially healthy enough and could expect problems in meeting its short term obligations.
- URB has a worse Current ratio (0.05) than 93.83% of its industry peers.
- A Quick Ratio of 0.05 indicates that URB may have some problems paying its short term obligations.
- URB has a Quick ratio of 0.05. This is amonst the worse of the industry: URB underperforms 93.83% of its industry peers.
- URB does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 40.60% over the past year.
- Measured over the past years, URB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 19.24% on average per year.
- The Revenue has grown by 35.99% in the past year. This is a very strong growth!
- Measured over the past years, URB shows a quite strong growth in Revenue. The Revenue has been growing by 15.74% on average per year.
EPS 1Y (TTM)40.6%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%66.73%
Revenue 1Y (TTM)35.99%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%60.32%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 4.02, the valuation of URB can be described as very cheap.
- URB's Price/Earnings ratio is rather cheap when compared to the industry. URB is cheaper than 88.89% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 26.94. URB is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.02 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, URB is valued cheaper than 81.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The excellent profitability rating of URB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- URB has a Yearly Dividend Yield of 1.40%.
- Compared to an average industry Dividend Yield of 3.62, URB has a dividend in line with its industry peers.
- Compared to the average S&P500 Dividend Yield of 1.83, URB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.4% |
5.2 History
- On average, the dividend of URB grows each year by 11.29%, which is quite nice.
- URB has paid a dividend for at least 10 years, which is a reliable track record.
- URB has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)11.29%
Div Incr Years6
Div Non Decr Years11
5.3 Sustainability
- URB pays out 5.63% of its income as dividend. This is a sustainable payout ratio.
- URB's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP5.63%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:URB (1/20/2026, 7:00:00 PM)
9.29
-0.46 (-4.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-12 2025-11-12
Earnings (Next)03-19 2026-03-19
Inst Owners10.78%
Inst Owner ChangeN/A
Ins Owners57.43%
Ins Owner ChangeN/A
Market Cap384.61M
Revenue(TTM)124.29M
Net Income(TTM)95.60M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.4% |
Yearly Dividend0.12
Dividend Growth(5Y)11.29%
DP5.63%
Div Incr Years6
Div Non Decr Years11
Ex-Date01-16 2026-01-16 (0.14)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.02 | ||
| Fwd PE | N/A | ||
| P/S | 3.09 | ||
| P/FCF | 13.6 | ||
| P/OCF | 13.6 | ||
| P/B | 0.74 | ||
| P/tB | 0.74 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.31
EY24.87%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.68
FCFY7.35%
OCF(TTM)0.68
OCFY7.35%
SpS3
BVpS12.5
TBVpS12.5
PEG (NY)N/A
PEG (5Y)0.21
Graham Number25.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.3% | ||
| ROE | 18.48% | ||
| ROCE | 18.93% | ||
| ROIC | 13.2% | ||
| ROICexc | 13.21% | ||
| ROICexgc | 13.21% | ||
| OM | 86.35% | ||
| PM (TTM) | 76.92% | ||
| GM | 89.7% | ||
| FCFM | 22.75% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
ROICexc(3y)11.07%
ROICexc(5y)10.19%
ROICexgc(3y)11.07%
ROICexgc(5y)10.19%
ROCE(3y)15.88%
ROCE(5y)14.82%
ROICexgc growth 3Y5.48%
ROICexgc growth 5Y3.15%
ROICexc growth 3Y5.48%
ROICexc growth 5Y3.15%
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
F-Score7
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.65 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 94.25 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 29.57% | ||
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 | ||
| Altman-Z | 4.95 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.6%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%66.73%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)35.99%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%60.32%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.67%
EBIT growth 3Y18.89%
EBIT growth 5Y15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1497.36%
FCF growth 3Y113.48%
FCF growth 5YN/A
OCF growth 1Y1497.36%
OCF growth 3Y113.48%
OCF growth 5YN/A
URBANA CORP / URB.CA FAQ
Can you provide the ChartMill fundamental rating for URBANA CORP?
ChartMill assigns a fundamental rating of 6 / 10 to URB.CA.
Can you provide the valuation status for URBANA CORP?
ChartMill assigns a valuation rating of 5 / 10 to URBANA CORP (URB.CA). This can be considered as Fairly Valued.
How profitable is URBANA CORP (URB.CA) stock?
URBANA CORP (URB.CA) has a profitability rating of 8 / 10.
What is the financial health of URBANA CORP (URB.CA) stock?
The financial health rating of URBANA CORP (URB.CA) is 7 / 10.