URBANA CORP (URB.CA) Stock Fundamental Analysis
Canada - TSX:URB - CA91707P1099 - Common Stock
7.62 CAD
+0.07 (+0.93%)
We assign a fundamental rating of 6 out of 10 to URB. URB was compared to 80 industry peers in the Capital Markets industry. Both the health and profitability get an excellent rating, making URB a very profitable company, without any liquidiy or solvency issues. URB has a valuation in line with the averages, but on the other hand it scores bad on growth. URB also has an excellent dividend rating. These ratings could make URB a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
In the past year URB was profitable.
In the past year URB had a positive cash flow from operations.
Each year in the past 5 years URB has been profitable.
URB had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
URB has a Return On Assets of 14.81%. This is amongst the best in the industry. URB outperforms 87.50% of its industry peers.
URB has a better Return On Equity (16.68%) than 88.75% of its industry peers.
URB has a better Return On Invested Capital (11.92%) than 88.75% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for URB is above the industry average of 8.38%.
The last Return On Invested Capital (11.92%) for URB is above the 3 year average (10.87%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.81% | ||
| ROE | 16.68% | ||
| ROIC | 11.92% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
1.3 Margins
URB's Profit Margin of 75.45% is amongst the best of the industry. URB outperforms 85.00% of its industry peers.
In the last couple of years the Profit Margin of URB has remained more or less at the same level.
With an excellent Operating Margin value of 84.16%, URB belongs to the best of the industry, outperforming 91.25% of the companies in the same industry.
In the last couple of years the Operating Margin of URB has remained more or less at the same level.
URB has a Gross Margin of 87.84%. This is amongst the best in the industry. URB outperforms 82.50% of its industry peers.
In the last couple of years the Gross Margin of URB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 84.16% | ||
| PM (TTM) | 75.45% | ||
| GM | 87.84% |
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
2. Health
2.1 Basic Checks
URB has about the same amout of shares outstanding than it did 1 year ago.
URB has less shares outstanding than it did 5 years ago.
URB has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
URB has an Altman-Z score of 4.66. This indicates that URB is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of URB (4.66) is better than 81.25% of its industry peers.
The Debt to FCF ratio of URB is 0.48, which is an excellent value as it means it would take URB, only 0.48 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.48, URB belongs to the top of the industry, outperforming 86.25% of the companies in the same industry.
A Debt/Equity ratio of 0.03 indicates that URB is not too dependend on debt financing.
URB's Debt to Equity ratio of 0.03 is fine compared to the rest of the industry. URB outperforms 78.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.48 | ||
| Altman-Z | 4.66 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
URB has a Current Ratio of 0.08. This is a bad value and indicates that URB is not financially healthy enough and could expect problems in meeting its short term obligations.
URB has a worse Current ratio (0.08) than 91.25% of its industry peers.
URB has a Quick Ratio of 0.08. This is a bad value and indicates that URB is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.08, URB is doing worse than 91.25% of the companies in the same industry.
URB does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
URB shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.00%.
The Earnings Per Share has been growing by 19.24% on average over the past years. This is quite good.
The Revenue for URB has decreased by -17.06% in the past year. This is quite bad
Measured over the past years, URB shows a quite strong growth in Revenue. The Revenue has been growing by 15.74% on average per year.
EPS 1Y (TTM)-20%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%353.11%
Revenue 1Y (TTM)-17.06%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%655.59%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 3.95, the valuation of URB can be described as very cheap.
URB's Price/Earnings ratio is rather cheap when compared to the industry. URB is cheaper than 88.75% of the companies in the same industry.
URB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.95 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, URB is valued cheaply inside the industry as 85.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.16 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The excellent profitability rating of URB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
URB has a Yearly Dividend Yield of 1.72%.
Compared to an average industry Dividend Yield of 2.96, URB pays a bit more dividend than its industry peers.
Compared to the average S&P500 Dividend Yield of 2.38, URB is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.72% |
5.2 History
The dividend of URB is nicely growing with an annual growth rate of 11.29%!
URB has paid a dividend for at least 10 years, which is a reliable track record.
URB has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)11.29%
Div Incr Years6
Div Non Decr Years11
5.3 Sustainability
URB pays out 6.75% of its income as dividend. This is a sustainable payout ratio.
The dividend of URB is growing, but earnings are growing more, so the dividend growth is sustainable.
DP6.75%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:URB (9/22/2025, 7:00:00 PM)
7.62
+0.07 (+0.93%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners10.78%
Inst Owner ChangeN/A
Ins Owners57.71%
Ins Owner ChangeN/A
Market Cap315.47M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.72% |
Yearly Dividend0.12
Dividend Growth(5Y)11.29%
DP6.75%
Div Incr Years6
Div Non Decr Years11
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.95 | ||
| Fwd PE | N/A | ||
| P/S | 2.99 | ||
| P/FCF | 10.16 | ||
| P/OCF | 10.16 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.93
EY25.33%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.75
FCFY9.84%
OCF(TTM)0.75
OCFY9.84%
SpS2.55
BVpS11.54
TBVpS11.54
PEG (NY)N/A
PEG (5Y)0.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.81% | ||
| ROE | 16.68% | ||
| ROCE | 17.03% | ||
| ROIC | 11.92% | ||
| ROICexc | 11.93% | ||
| ROICexgc | 11.93% | ||
| OM | 84.16% | ||
| PM (TTM) | 75.45% | ||
| GM | 87.84% | ||
| FCFM | 29.4% |
ROA(3y)13.43%
ROA(5y)12.41%
ROE(3y)15.42%
ROE(5y)14.29%
ROIC(3y)10.87%
ROIC(5y)10.06%
ROICexc(3y)11.07%
ROICexc(5y)10.19%
ROICexgc(3y)11.07%
ROICexgc(5y)10.19%
ROCE(3y)15.88%
ROCE(5y)14.82%
ROICexcg growth 3Y5.48%
ROICexcg growth 5Y3.15%
ROICexc growth 3Y5.48%
ROICexc growth 5Y3.15%
OM growth 3Y-0.22%
OM growth 5Y-0.64%
PM growth 3Y0.09%
PM growth 5Y-0.69%
GM growth 3Y-0.3%
GM growth 5Y-0.74%
F-Score4
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 0.48 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 53.1 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 38.96% | ||
| Current Ratio | 0.08 | ||
| Quick Ratio | 0.08 | ||
| Altman-Z | 4.66 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-20%
EPS 3Y21.53%
EPS 5Y19.24%
EPS Q2Q%353.11%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-17.06%
Revenue growth 3Y19.16%
Revenue growth 5Y15.74%
Sales Q2Q%655.59%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-20.58%
EBIT growth 3Y18.89%
EBIT growth 5Y15%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y357.64%
FCF growth 3Y113.48%
FCF growth 5YN/A
OCF growth 1Y357.64%
OCF growth 3Y113.48%
OCF growth 5YN/A