19.87 USD
-0.28 (-1.39%)
20 USD
+0.13 (+0.65%)
Overall UPWK gets a fundamental rating of 6 out of 10. We evaluated UPWK against 88 industry peers in the Professional Services industry. UPWK gets an excellent profitability rating and is at the same time showing great financial health properties. UPWK has a decent growth rate and is not valued too expensively. These ratings would make UPWK suitable for quality investing!
1. Profitability
1.1 Basic Checks
- UPWK had positive earnings in the past year.
- In the past year UPWK had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: UPWK reported negative net income in multiple years.
- Each year in the past 5 years UPWK had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of UPWK (18.83%) is better than 95.45% of its industry peers.
- Looking at the Return On Equity, with a value of 39.32%, UPWK belongs to the top of the industry, outperforming 92.05% of the companies in the same industry.
- The Return On Invested Capital of UPWK (14.45%) is better than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 18.83% | ||
| ROE | 39.32% | ||
| ROIC | 14.45% |
ROA(3y)4.66%
ROA(5y)0.89%
ROE(3y)4.55%
ROE(5y)-3.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- UPWK has a Profit Margin of 31.63%. This is amongst the best in the industry. UPWK outperforms 98.86% of its industry peers.
- Looking at the Operating Margin, with a value of 15.24%, UPWK is in the better half of the industry, outperforming 79.55% of the companies in the same industry.
- With an excellent Gross Margin value of 77.75%, UPWK belongs to the best of the industry, outperforming 92.05% of the companies in the same industry.
- UPWK's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.24% | ||
| PM (TTM) | 31.63% | ||
| GM | 77.75% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.93%
GM growth 5Y1.83%
2. Health
2.1 Basic Checks
- UPWK has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- Compared to 1 year ago, UPWK has less shares outstanding
- Compared to 5 years ago, UPWK has more shares outstanding
- UPWK has a better debt/assets ratio than last year.
2.2 Solvency
- UPWK has an Altman-Z score of 3.46. This indicates that UPWK is financially healthy and has little risk of bankruptcy at the moment.
- UPWK has a better Altman-Z score (3.46) than 65.91% of its industry peers.
- UPWK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 2.11 | ||
| Altman-Z | 3.46 |
ROIC/WACC1.84
WACC7.83%
2.3 Liquidity
- A Current Ratio of 1.44 indicates that UPWK should not have too much problems paying its short term obligations.
- UPWK has a Current ratio (1.44) which is in line with its industry peers.
- UPWK has a Quick Ratio of 1.44. This is a normal value and indicates that UPWK is financially healthy and should not expect problems in meeting its short term obligations.
- UPWK has a Quick ratio (1.44) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 |
3. Growth
3.1 Past
- UPWK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 39.18%, which is quite impressive.
- The Revenue has been growing slightly by 2.50% in the past year.
- UPWK shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 20.68% yearly.
EPS 1Y (TTM)39.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%24.14%
Revenue 1Y (TTM)2.5%
Revenue growth 3Y15.23%
Revenue growth 5Y20.68%
Sales Q2Q%4.1%
3.2 Future
- The Earnings Per Share is expected to grow by 17.10% on average over the next years. This is quite good.
- The Revenue is expected to grow by 9.28% on average over the next years. This is quite good.
EPS Next Y28.73%
EPS Next 2Y16.28%
EPS Next 3Y15.35%
EPS Next 5Y17.1%
Revenue Next Year3.68%
Revenue Next 2Y4.96%
Revenue Next 3Y7.35%
Revenue Next 5Y9.28%
3.3 Evolution
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- UPWK is valuated correctly with a Price/Earnings ratio of 14.72.
- UPWK's Price/Earnings ratio is a bit cheaper when compared to the industry. UPWK is cheaper than 77.27% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, UPWK is valued a bit cheaper.
- With a Price/Forward Earnings ratio of 13.73, UPWK is valued correctly.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of UPWK indicates a somewhat cheap valuation: UPWK is cheaper than 76.14% of the companies listed in the same industry.
- UPWK is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.72 | ||
| Fwd PE | 13.73 |
4.2 Price Multiples
- UPWK's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. UPWK is cheaper than 65.91% of the companies in the same industry.
- 77.27% of the companies in the same industry are more expensive than UPWK, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.23 | ||
| EV/EBITDA | 13.59 |
4.3 Compensation for Growth
- UPWK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- UPWK has a very decent profitability rating, which may justify a higher PE ratio.
- UPWK's earnings are expected to grow with 15.35% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.51
PEG (5Y)N/A
EPS Next 2Y16.28%
EPS Next 3Y15.35%
5. Dividend
5.1 Amount
- No dividends for UPWK!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
19.87
-0.28 (-1.39%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)11-03 2025-11-03/amc
Earnings (Next)02-10 2026-02-10/amc
Inst Owners96.68%
Inst Owner Change-0.33%
Ins Owners5.03%
Ins Owner Change-17.07%
Market Cap2.60B
Revenue(TTM)780.86M
Net Income(TTM)246.96M
Analysts77.65
Price Target23.87 (20.13%)
Short Float %18%
Short Ratio5.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)23.88%
Min EPS beat(2)23.51%
Max EPS beat(2)24.25%
EPS beat(4)4
Avg EPS beat(4)24.64%
Min EPS beat(4)22.1%
Max EPS beat(4)28.7%
EPS beat(8)8
Avg EPS beat(8)18.49%
EPS beat(12)12
Avg EPS beat(12)230.34%
EPS beat(16)15
Avg EPS beat(16)184.58%
Revenue beat(2)2
Avg Revenue beat(2)2.06%
Min Revenue beat(2)1.83%
Max Revenue beat(2)2.29%
Revenue beat(4)4
Avg Revenue beat(4)2.05%
Min Revenue beat(4)0.32%
Max Revenue beat(4)3.76%
Revenue beat(8)7
Avg Revenue beat(8)1.3%
Revenue beat(12)9
Avg Revenue beat(12)1.09%
Revenue beat(16)12
Avg Revenue beat(16)1.21%
PT rev (1m)2.18%
PT rev (3m)17.59%
EPS NQ rev (1m)0%
EPS NQ rev (3m)11.38%
EPS NY rev (1m)0%
EPS NY rev (3m)8.71%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.69%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.72 | ||
| Fwd PE | 13.73 | ||
| P/S | 3.32 | ||
| P/FCF | 15.23 | ||
| P/OCF | 13.45 | ||
| P/B | 4.13 | ||
| P/tB | 5.93 | ||
| EV/EBITDA | 13.59 |
EPS(TTM)1.35
EY6.79%
EPS(NY)1.45
Fwd EY7.28%
FCF(TTM)1.3
FCFY6.57%
OCF(TTM)1.48
OCFY7.44%
SpS5.98
BVpS4.81
TBVpS3.35
PEG (NY)0.51
PEG (5Y)N/A
Graham Number12.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 18.83% | ||
| ROE | 39.32% | ||
| ROCE | 18.29% | ||
| ROIC | 14.45% | ||
| ROICexc | 1231.1% | ||
| ROICexgc | N/A | ||
| OM | 15.24% | ||
| PM (TTM) | 31.63% | ||
| GM | 77.75% | ||
| FCFM | 21.83% |
ROA(3y)4.66%
ROA(5y)0.89%
ROE(3y)4.55%
ROE(5y)-3.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.93%
GM growth 5Y1.83%
F-Score6
Asset Turnover0.6
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 2.11 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 97.92% | ||
| Cap/Sales | 2.89% | ||
| Interest Coverage | 65.45 | ||
| Cash Conversion | 135.9% | ||
| Profit Quality | 69.03% | ||
| Current Ratio | 1.44 | ||
| Quick Ratio | 1.44 | ||
| Altman-Z | 3.46 |
F-Score6
WACC7.83%
ROIC/WACC1.84
Cap/Depr(3y)126.29%
Cap/Depr(5y)116%
Cap/Sales(3y)1.89%
Cap/Sales(5y)2.15%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)39.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%24.14%
EPS Next Y28.73%
EPS Next 2Y16.28%
EPS Next 3Y15.35%
EPS Next 5Y17.1%
Revenue 1Y (TTM)2.5%
Revenue growth 3Y15.23%
Revenue growth 5Y20.68%
Sales Q2Q%4.1%
Revenue Next Year3.68%
Revenue Next 2Y4.96%
Revenue Next 3Y7.35%
Revenue Next 5Y9.28%
EBIT growth 1Y98.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year55.39%
EBIT Next 3Y26.27%
EBIT Next 5Y22.88%
FCF growth 1Y496.05%
FCF growth 3Y209.34%
FCF growth 5YN/A
OCF growth 1Y370.62%
OCF growth 3Y141.97%
OCF growth 5Y170.52%
UPWORK INC / UPWK FAQ
What is the ChartMill fundamental rating of UPWORK INC (UPWK) stock?
ChartMill assigns a fundamental rating of 6 / 10 to UPWK.
What is the valuation status of UPWORK INC (UPWK) stock?
ChartMill assigns a valuation rating of 6 / 10 to UPWORK INC (UPWK). This can be considered as Fairly Valued.
How profitable is UPWORK INC (UPWK) stock?
UPWORK INC (UPWK) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for UPWK stock?
The Price/Earnings (PE) ratio for UPWORK INC (UPWK) is 14.72 and the Price/Book (PB) ratio is 4.13.
What is the earnings growth outlook for UPWORK INC?
The Earnings per Share (EPS) of UPWORK INC (UPWK) is expected to grow by 28.73% in the next year.