UNITED NATURAL FOODS INC (UNFI) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:UNFI - US9111631035 - Common Stock
33.4796 USD
-2.47 (-6.87%)
Overall UNFI gets a fundamental rating of 3 out of 10. We evaluated UNFI against 39 industry peers in the Consumer Staples Distribution & Retail industry. UNFI has a bad profitability rating. Also its financial health evaluation is rather negative. UNFI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
UNFI had positive earnings in the past year.
In the past year UNFI had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: UNFI reported negative net income in multiple years.
Each year in the past 5 years UNFI had a positive operating cash flow.
1.2 Ratios
UNFI has a Return On Assets of -1.55%. This is in the lower half of the industry: UNFI underperforms 71.79% of its industry peers.
UNFI has a worse Return On Equity (-7.61%) than 69.23% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.40%, UNFI is doing worse than 61.54% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for UNFI is significantly below the industry average of 8.81%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.55% | ||
| ROE | -7.61% | ||
| ROIC | 2.4% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
1.3 Margins
UNFI has a Operating Margin of 0.48%. This is in the lower half of the industry: UNFI underperforms 66.67% of its industry peers.
In the last couple of years the Operating Margin of UNFI has declined.
The Gross Margin of UNFI (13.28%) is worse than 79.49% of its industry peers.
UNFI's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.48% | ||
| PM (TTM) | N/A | ||
| GM | 13.28% |
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
2. Health
2.1 Basic Checks
UNFI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UNFI has more shares outstanding
Compared to 5 years ago, UNFI has more shares outstanding
UNFI has a better debt/assets ratio than last year.
2.2 Solvency
UNFI has an Altman-Z score of 4.79. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
UNFI's Altman-Z score of 4.79 is fine compared to the rest of the industry. UNFI outperforms 71.79% of its industry peers.
UNFI has a debt to FCF ratio of 7.86. This is a slightly negative value and a sign of low solvency as UNFI would need 7.86 years to pay back of all of its debts.
UNFI has a Debt to FCF ratio (7.86) which is in line with its industry peers.
UNFI has a Debt/Equity ratio of 1.21. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.21, UNFI is not doing good in the industry: 74.36% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 7.86 | ||
| Altman-Z | 4.79 |
ROIC/WACC0.3
WACC8.02%
2.3 Liquidity
A Current Ratio of 1.32 indicates that UNFI should not have too much problems paying its short term obligations.
UNFI's Current ratio of 1.32 is fine compared to the rest of the industry. UNFI outperforms 71.79% of its industry peers.
A Quick Ratio of 0.51 indicates that UNFI may have some problems paying its short term obligations.
UNFI has a worse Quick ratio (0.51) than 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.51 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 226.47% over the past year.
Measured over the past years, UNFI shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -24.53% on average per year.
UNFI shows a small growth in Revenue. In the last year, the Revenue has grown by 2.60%.
UNFI shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.66% yearly.
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
3.2 Future
Based on estimates for the next years, UNFI will show a very strong growth in Earnings Per Share. The EPS will grow by 32.85% on average per year.
The Revenue is expected to grow by 2.22% on average over the next years.
EPS Next Y191.63%
EPS Next 2Y93.93%
EPS Next 3Y65.01%
EPS Next 5Y32.85%
Revenue Next Year0.71%
Revenue Next 2Y1.32%
Revenue Next 3Y1.58%
Revenue Next 5Y2.22%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 30.16 indicates a quite expensive valuation of UNFI.
Compared to the rest of the industry, the Price/Earnings ratio of UNFI is on the same level as its industry peers.
UNFI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 12.54 indicates a correct valuation of UNFI.
Based on the Price/Forward Earnings ratio, UNFI is valued a bit cheaper than the industry average as 74.36% of the companies are valued more expensively.
UNFI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.22.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.16 | ||
| Fwd PE | 12.54 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UNFI indicates a somewhat cheap valuation: UNFI is cheaper than 71.79% of the companies listed in the same industry.
UNFI's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UNFI is cheaper than 82.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.54 | ||
| EV/EBITDA | 8.51 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as UNFI's earnings are expected to grow with 65.01% in the coming years.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y93.93%
EPS Next 3Y65.01%
5. Dividend
5.1 Amount
UNFI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:UNFI (12/3/2025, 11:04:02 AM)
33.4796
-2.47 (-6.87%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners99.41%
Inst Owner Change-1.29%
Ins Owners1.74%
Ins Owner Change2.2%
Market Cap2.04B
Revenue(TTM)31.78B
Net Income(TTM)-118.00M
Analysts73.75
Price Target41.57 (24.17%)
Short Float %5.85%
Short Ratio3.36
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)72.07%
Min EPS beat(2)42.23%
Max EPS beat(2)101.92%
EPS beat(4)4
Avg EPS beat(4)282.96%
Min EPS beat(4)16.24%
Max EPS beat(4)971.46%
EPS beat(8)8
Avg EPS beat(8)263.87%
EPS beat(12)9
Avg EPS beat(12)170.98%
EPS beat(16)11
Avg EPS beat(16)132.95%
Revenue beat(2)1
Avg Revenue beat(2)0.15%
Min Revenue beat(2)-1.22%
Max Revenue beat(2)1.51%
Revenue beat(4)3
Avg Revenue beat(4)0.55%
Min Revenue beat(4)-1.22%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.66%
Revenue beat(12)4
Avg Revenue beat(12)-1.04%
Revenue beat(16)7
Avg Revenue beat(16)-0.8%
PT rev (1m)35.27%
PT rev (3m)41.74%
EPS NQ rev (1m)1.05%
EPS NQ rev (3m)60.37%
EPS NY rev (1m)0%
EPS NY rev (3m)41.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.07%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.16 | ||
| Fwd PE | 12.54 | ||
| P/S | 0.06 | ||
| P/FCF | 8.54 | ||
| P/OCF | 4.34 | ||
| P/B | 1.32 | ||
| P/tB | 2.13 | ||
| EV/EBITDA | 8.51 |
EPS(TTM)1.11
EY3.32%
EPS(NY)2.67
Fwd EY7.98%
FCF(TTM)3.92
FCFY11.72%
OCF(TTM)7.71
OCFY23.04%
SpS521.65
BVpS25.46
TBVpS15.69
PEG (NY)0.16
PEG (5Y)N/A
Graham Number25.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.55% | ||
| ROE | -7.61% | ||
| ROCE | 3.04% | ||
| ROIC | 2.4% | ||
| ROICexc | 2.43% | ||
| ROICexgc | 2.76% | ||
| OM | 0.48% | ||
| PM (TTM) | N/A | ||
| GM | 13.28% | ||
| FCFM | 0.75% |
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score4
Asset Turnover4.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.21 | ||
| Debt/FCF | 7.86 | ||
| Debt/EBITDA | 3.95 | ||
| Cap/Depr | 71.96% | ||
| Cap/Sales | 0.73% | ||
| Interest Coverage | 1.03 | ||
| Cash Conversion | 99.37% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.51 | ||
| Altman-Z | 4.79 |
F-Score4
WACC8.02%
ROIC/WACC0.3
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)226.47%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%250%
EPS Next Y191.63%
EPS Next 2Y93.93%
EPS Next 3Y65.01%
EPS Next 5Y32.85%
Revenue 1Y (TTM)2.6%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-0.39%
Revenue Next Year0.71%
Revenue Next 2Y1.32%
Revenue Next 3Y1.58%
Revenue Next 5Y2.22%
EBIT growth 1Y-0.65%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year252.84%
EBIT Next 3Y62.78%
EBIT Next 5Y35.95%
FCF growth 1Y359.78%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y85.77%
OCF growth 3Y12.4%
OCF growth 5Y0.58%
UNITED NATURAL FOODS INC / UNFI FAQ
What is the fundamental rating for UNFI stock?
ChartMill assigns a fundamental rating of 3 / 10 to UNFI.
Can you provide the valuation status for UNITED NATURAL FOODS INC?
ChartMill assigns a valuation rating of 5 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED NATURAL FOODS INC?
UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.
What is the financial health of UNITED NATURAL FOODS INC (UNFI) stock?
The financial health rating of UNITED NATURAL FOODS INC (UNFI) is 3 / 10.