UNITED NATURAL FOODS INC (UNFI) Fundamental Analysis & Valuation

NYSE:UNFI • US9111631035

Current stock price

47.44 USD
+0.41 (+0.87%)
At close:
47.44 USD
0 (0%)
After Hours:

This UNFI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. UNFI Profitability Analysis

1.1 Basic Checks

  • UNFI had positive earnings in the past year.
  • UNFI had a positive operating cash flow in the past year.
  • In multiple years UNFI reported negative net income over the last 5 years.
  • Each year in the past 5 years UNFI had a positive operating cash flow.
UNFI Yearly Net Income VS EBIT VS OCF VS FCFUNFI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

1.2 Ratios

  • UNFI has a worse Return On Assets (-1.08%) than 70.27% of its industry peers.
  • Looking at the Return On Equity, with a value of -5.03%, UNFI is doing worse than 70.27% of the companies in the same industry.
  • UNFI has a Return On Invested Capital of 3.62%. This is in the lower half of the industry: UNFI underperforms 62.16% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for UNFI is significantly below the industry average of 34.78%.
  • The 3 year average ROIC (2.42%) for UNFI is below the current ROIC(3.62%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROIC 3.62%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
UNFI Yearly ROA, ROE, ROICUNFI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 -20

1.3 Margins

  • UNFI has a Operating Margin of 0.70%. This is in the lower half of the industry: UNFI underperforms 67.57% of its industry peers.
  • In the last couple of years the Operating Margin of UNFI has declined.
  • Looking at the Gross Margin, with a value of 13.40%, UNFI is doing worse than 78.38% of the companies in the same industry.
  • UNFI's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 0.7%
PM (TTM) N/A
GM 13.4%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
UNFI Yearly Profit, Operating, Gross MarginsUNFI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15

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4

2. UNFI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UNFI is destroying value.
  • The number of shares outstanding for UNFI has been increased compared to 1 year ago.
  • Compared to 5 years ago, UNFI has more shares outstanding
  • Compared to 1 year ago, UNFI has an improved debt to assets ratio.
UNFI Yearly Shares OutstandingUNFI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
UNFI Yearly Total Debt VS Total AssetsUNFI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • UNFI has an Altman-Z score of 5.09. This indicates that UNFI is financially healthy and has little risk of bankruptcy at the moment.
  • UNFI has a Altman-Z score of 5.09. This is in the better half of the industry: UNFI outperforms 72.97% of its industry peers.
  • The Debt to FCF ratio of UNFI is 4.39, which is a neutral value as it means it would take UNFI, 4.39 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 4.39, UNFI perfoms like the industry average, outperforming 51.35% of the companies in the same industry.
  • UNFI has a Debt/Equity ratio of 1.11. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.11, UNFI is not doing good in the industry: 72.97% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Altman-Z 5.09
ROIC/WACC0.47
WACC7.67%
UNFI Yearly LT Debt VS Equity VS FCFUNFI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • UNFI has a Current Ratio of 1.33. This is a normal value and indicates that UNFI is financially healthy and should not expect problems in meeting its short term obligations.
  • UNFI has a better Current ratio (1.33) than 67.57% of its industry peers.
  • UNFI has a Quick Ratio of 1.33. This is a bad value and indicates that UNFI is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.52, UNFI perfoms like the industry average, outperforming 40.54% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.33
Quick Ratio 0.52
UNFI Yearly Current Assets VS Current LiabilitesUNFI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. UNFI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 208.16% over the past year.
  • UNFI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -24.53% yearly.
  • Looking at the last year, UNFI shows a decrease in Revenue. The Revenue has decreased by -0.44% in the last year.
  • The Revenue has been growing slightly by 3.66% on average over the past years.
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%

3.2 Future

  • The Earnings Per Share is expected to grow by 36.84% on average over the next years. This is a very strong growth
  • UNFI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.07% yearly.
EPS Next Y271.22%
EPS Next 2Y114.04%
EPS Next 3Y75.46%
EPS Next 5Y36.84%
Revenue Next Year-1.32%
Revenue Next 2Y0.41%
Revenue Next 3Y1.05%
Revenue Next 5Y2.07%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UNFI Yearly Revenue VS EstimatesUNFI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
UNFI Yearly EPS VS EstimatesUNFI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4

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6

4. UNFI Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 31.42, UNFI can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of UNFI indicates a slightly more expensive valuation: UNFI is more expensive than 62.16% of the companies listed in the same industry.
  • UNFI is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.33, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 14.58, which indicates a correct valuation of UNFI.
  • Based on the Price/Forward Earnings ratio, UNFI is valued a bit cheaper than 75.68% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.16. UNFI is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 31.42
Fwd PE 14.58
UNFI Price Earnings VS Forward Price EarningsUNFI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, UNFI is valued a bit cheaper than the industry average as 64.86% of the companies are valued more expensively.
  • 94.59% of the companies in the same industry are more expensive than UNFI, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 7.31
EV/EBITDA 8.59
UNFI Per share dataUNFI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400 500

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • UNFI's earnings are expected to grow with 75.46% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y114.04%
EPS Next 3Y75.46%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. UNFI Dividend Analysis

5.1 Amount

  • UNFI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

UNFI Fundamentals: All Metrics, Ratios and Statistics

UNITED NATURAL FOODS INC

NYSE:UNFI (4/14/2026, 8:04:00 PM)

After market: 47.44 0 (0%)

47.44

+0.41 (+0.87%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)03-10
Earnings (Next)06-08
Inst Owners96.57%
Inst Owner Change0.22%
Ins Owners2.03%
Ins Owner Change6.97%
Market Cap2.88B
Revenue(TTM)31.54B
Net Income(TTM)-78.00M
Analysts72.94
Price Target47.18 (-0.55%)
Short Float %4.2%
Short Ratio3.25
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.32%
Min EPS beat(2)20.13%
Max EPS beat(2)32.52%
EPS beat(4)4
Avg EPS beat(4)49.2%
Min EPS beat(4)20.13%
Max EPS beat(4)101.92%
EPS beat(8)8
Avg EPS beat(8)187.63%
EPS beat(12)11
Avg EPS beat(12)179.65%
EPS beat(16)12
Avg EPS beat(16)132.12%
Revenue beat(2)0
Avg Revenue beat(2)-3.37%
Min Revenue beat(2)-3.91%
Max Revenue beat(2)-2.84%
Revenue beat(4)1
Avg Revenue beat(4)-1.61%
Min Revenue beat(4)-3.91%
Max Revenue beat(4)1.51%
Revenue beat(8)4
Avg Revenue beat(8)-0.76%
Revenue beat(12)4
Avg Revenue beat(12)-1.39%
Revenue beat(16)5
Avg Revenue beat(16)-1.38%
PT rev (1m)14.99%
PT rev (3m)14.2%
EPS NQ rev (1m)31.25%
EPS NQ rev (3m)33.1%
EPS NY rev (1m)18.42%
EPS NY rev (3m)19.63%
Revenue NQ rev (1m)-1.7%
Revenue NQ rev (3m)-1.63%
Revenue NY rev (1m)-1.93%
Revenue NY rev (3m)-1.76%
Valuation
Industry RankSector Rank
PE 31.42
Fwd PE 14.58
P/S 0.09
P/FCF 7.31
P/OCF 4.99
P/B 1.86
P/tB 2.91
EV/EBITDA 8.59
EPS(TTM)1.51
EY3.18%
EPS(NY)3.25
Fwd EY6.86%
FCF(TTM)6.49
FCFY13.67%
OCF(TTM)9.51
OCFY20.06%
SpS519.21
BVpS25.53
TBVpS16.3
PEG (NY)0.12
PEG (5Y)N/A
Graham Number29.45
Profitability
Industry RankSector Rank
ROA -1.08%
ROE -5.03%
ROCE 4.58%
ROIC 3.62%
ROICexc 3.66%
ROICexgc 4.14%
OM 0.7%
PM (TTM) N/A
GM 13.4%
FCFM 1.25%
ROA(3y)-0.91%
ROA(5y)0.5%
ROE(3y)-4.35%
ROE(5y)2.13%
ROIC(3y)2.42%
ROIC(5y)3.62%
ROICexc(3y)2.44%
ROICexc(5y)3.65%
ROICexgc(3y)2.81%
ROICexgc(5y)4.33%
ROCE(3y)3.06%
ROCE(5y)4.58%
ROICexgc growth 3Y-24.92%
ROICexgc growth 5Y-15.46%
ROICexc growth 3Y-23.68%
ROICexc growth 5Y-14.02%
OM growth 3Y-27.09%
OM growth 5Y-17.78%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.78%
GM growth 5Y-1.93%
F-Score5
Asset Turnover4.35
Health
Industry RankSector Rank
Debt/Equity 1.11
Debt/FCF 4.39
Debt/EBITDA 3.24
Cap/Depr 59.16%
Cap/Sales 0.58%
Interest Coverage 1.61
Cash Conversion 108.85%
Profit Quality N/A
Current Ratio 1.33
Quick Ratio 0.52
Altman-Z 5.09
F-Score5
WACC7.67%
ROIC/WACC0.47
Cap/Depr(3y)95.45%
Cap/Depr(5y)96.64%
Cap/Sales(3y)0.97%
Cap/Sales(5y)0.99%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)208.16%
EPS 3Y-45.84%
EPS 5Y-24.53%
EPS Q2Q%181.82%
EPS Next Y271.22%
EPS Next 2Y114.04%
EPS Next 3Y75.46%
EPS Next 5Y36.84%
Revenue 1Y (TTM)-0.44%
Revenue growth 3Y3.19%
Revenue growth 5Y3.66%
Sales Q2Q%-2.59%
Revenue Next Year-1.32%
Revenue Next 2Y0.41%
Revenue Next 3Y1.05%
Revenue Next 5Y2.07%
EBIT growth 1Y20.88%
EBIT growth 3Y-24.77%
EBIT growth 5Y-14.77%
EBIT Next Year294.6%
EBIT Next 3Y64.95%
EBIT Next 5Y36.45%
FCF growth 1Y1413.33%
FCF growth 3Y44.02%
FCF growth 5Y-3.38%
OCF growth 1Y104.24%
OCF growth 3Y12.4%
OCF growth 5Y0.58%

UNITED NATURAL FOODS INC / UNFI Fundamental Analysis FAQ

What is the fundamental rating for UNFI stock?

ChartMill assigns a fundamental rating of 3 / 10 to UNFI.


What is the valuation status of UNITED NATURAL FOODS INC (UNFI) stock?

ChartMill assigns a valuation rating of 6 / 10 to UNITED NATURAL FOODS INC (UNFI). This can be considered as Fairly Valued.


What is the profitability of UNFI stock?

UNITED NATURAL FOODS INC (UNFI) has a profitability rating of 2 / 10.


What is the valuation of UNITED NATURAL FOODS INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for UNITED NATURAL FOODS INC (UNFI) is 31.42 and the Price/Book (PB) ratio is 1.86.