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UNILEVER PLC (UNA.AS) Stock Fundamental Analysis

AMS:UNA - GB00B10RZP78 - Common Stock

54.65 EUR
+0.35 (+0.64%)
Last: 9/3/2025, 11:53:19 AM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to UNA. UNA was compared to 13 industry peers in the Personal Care Products industry. While UNA is still in line with the averages on profitability rating, there are concerns on its financial health. UNA has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

UNA had positive earnings in the past year.
UNA had a positive operating cash flow in the past year.
Each year in the past 5 years UNA has been profitable.
UNA had a positive operating cash flow in each of the past 5 years.
UNA.AS Yearly Net Income VS EBIT VS OCF VS FCFUNA.AS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

1.2 Ratios

Looking at the Return On Assets, with a value of 7.31%, UNA is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
UNA's Return On Equity of 31.22% is amongst the best of the industry. UNA outperforms 92.31% of its industry peers.
The Return On Invested Capital of UNA (15.85%) is better than 69.23% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UNA is in line with the industry average of 12.46%.
The 3 year average ROIC (14.38%) for UNA is below the current ROIC(15.85%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 7.31%
ROE 31.22%
ROIC 15.85%
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
UNA.AS Yearly ROA, ROE, ROICUNA.AS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

1.3 Margins

With a decent Profit Margin value of 9.29%, UNA is doing good in the industry, outperforming 69.23% of the companies in the same industry.
In the last couple of years the Profit Margin of UNA has declined.
The Operating Margin of UNA (18.21%) is better than 69.23% of its industry peers.
In the last couple of years the Operating Margin of UNA has remained more or less at the same level.
Looking at the Gross Margin, with a value of 45.79%, UNA is doing worse than 69.23% of the companies in the same industry.
UNA's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 18.21%
PM (TTM) 9.29%
GM 45.79%
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
UNA.AS Yearly Profit, Operating, Gross MarginsUNA.AS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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3

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), UNA is creating value.
The number of shares outstanding for UNA has been reduced compared to 1 year ago.
Compared to 5 years ago, UNA has less shares outstanding
UNA has a worse debt/assets ratio than last year.
UNA.AS Yearly Shares OutstandingUNA.AS Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B
UNA.AS Yearly Total Debt VS Total AssetsUNA.AS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20B 40B 60B

2.2 Solvency

UNA has an Altman-Z score of 1.89. This is not the best score and indicates that UNA is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 1.89, UNA is doing worse than 69.23% of the companies in the same industry.
UNA has a debt to FCF ratio of 4.98. This is a neutral value as UNA would need 4.98 years to pay back of all of its debts.
The Debt to FCF ratio of UNA (4.98) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.40 is on the high side and indicates that UNA has dependencies on debt financing.
The Debt to Equity ratio of UNA (1.40) is worse than 76.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF 4.98
Altman-Z 1.89
ROIC/WACC1.97
WACC8.05%
UNA.AS Yearly LT Debt VS Equity VS FCFUNA.AS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.3 Liquidity

UNA has a Current Ratio of 0.76. This is a bad value and indicates that UNA is not financially healthy enough and could expect problems in meeting its short term obligations.
UNA's Current ratio of 0.76 is on the low side compared to the rest of the industry. UNA is outperformed by 84.62% of its industry peers.
A Quick Ratio of 0.55 indicates that UNA may have some problems paying its short term obligations.
UNA's Quick ratio of 0.55 is on the low side compared to the rest of the industry. UNA is outperformed by 69.23% of its industry peers.
Industry RankSector Rank
Current Ratio 0.76
Quick Ratio 0.55
UNA.AS Yearly Current Assets VS Current LiabilitesUNA.AS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

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3

3. Growth

3.1 Past

UNA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.83%.
The Earnings Per Share has been growing slightly by 1.36% on average over the past years.
UNA shows a decrease in Revenue. In the last year, the revenue decreased by -0.87%.
Measured over the past years, UNA shows a small growth in Revenue. The Revenue has been growing by 3.17% on average per year.
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%

3.2 Future

UNA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.33% yearly.
Based on estimates for the next years, UNA will show a small growth in Revenue. The Revenue will grow by 2.39% on average per year.
EPS Next Y3.1%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
EPS Next 5Y5.33%
Revenue Next Year-2.8%
Revenue Next 2Y0.04%
Revenue Next 3Y1.39%
Revenue Next 5Y2.39%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
UNA.AS Yearly Revenue VS EstimatesUNA.AS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2018 2020 2022 2024 2026 2028 2030 2032 20B 40B 60B
UNA.AS Yearly EPS VS EstimatesUNA.AS Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1 2 3 4

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 24.40, which indicates a rather expensive current valuation of UNA.
Based on the Price/Earnings ratio, UNA is valued a bit cheaper than 69.23% of the companies in the same industry.
UNA is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 26.90, which is the current average of the S&P500 Index.
UNA is valuated rather expensively with a Price/Forward Earnings ratio of 17.18.
Based on the Price/Forward Earnings ratio, UNA is valued a bit cheaper than 69.23% of the companies in the same industry.
UNA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.52, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 24.4
Fwd PE 17.18
UNA.AS Price Earnings VS Forward Price EarningsUNA.AS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

UNA's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, UNA is valued a bit cheaper than 76.92% of the companies in the same industry.
Industry RankSector Rank
P/FCF 20.82
EV/EBITDA 12.52
UNA.AS Per share dataUNA.AS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of UNA may justify a higher PE ratio.
PEG (NY)7.86
PEG (5Y)17.88
EPS Next 2Y4.07%
EPS Next 3Y4.79%

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5

5. Dividend

5.1 Amount

UNA has a Yearly Dividend Yield of 3.31%.
UNA's Dividend Yield is a higher than the industry average which is at 2.43.
UNA's Dividend Yield is a higher than the S&P500 average which is at 2.32.
Industry RankSector Rank
Dividend Yield 3.31%

5.2 History

The dividend of UNA has a limited annual growth rate of 1.52%.
Dividend Growth(5Y)1.52%
Div Incr Years0
Div Non Decr Years0
UNA.AS Yearly Dividends per shareUNA.AS Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

UNA pays out 79.51% of its income as dividend. This is not a sustainable payout ratio.
The dividend of UNA is growing, but earnings are growing more, so the dividend growth is sustainable.
DP79.51%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
UNA.AS Yearly Income VS Free CF VS DividendUNA.AS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B
UNA.AS Dividend Payout.UNA.AS Dividend Payout, showing the Payout Ratio.UNA.AS Dividend Payout.PayoutRetained Earnings

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UNILEVER PLC

AMS:UNA (9/3/2025, 11:53:19 AM)

54.65

+0.35 (+0.64%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)07-31 2025-07-31/bmo
Earnings (Next)10-23 2025-10-23
Inst Owners52.78%
Inst Owner ChangeN/A
Ins Owners1.37%
Ins Owner ChangeN/A
Market Cap133.99B
Analysts72.73
Price Target58.89 (7.76%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.31%
Yearly Dividend1.74
Dividend Growth(5Y)1.52%
DP79.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.7%
PT rev (3m)-0.75%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.14%
EPS NY rev (3m)-3.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.34%
Revenue NY rev (3m)-2%
Valuation
Industry RankSector Rank
PE 24.4
Fwd PE 17.18
P/S 2.24
P/FCF 20.82
P/OCF 15.87
P/B 7.53
P/tB N/A
EV/EBITDA 12.52
EPS(TTM)2.24
EY4.1%
EPS(NY)3.18
Fwd EY5.82%
FCF(TTM)2.63
FCFY4.8%
OCF(TTM)3.44
OCFY6.3%
SpS24.38
BVpS7.26
TBVpS-8.26
PEG (NY)7.86
PEG (5Y)17.88
Profitability
Industry RankSector Rank
ROA 7.31%
ROE 31.22%
ROCE 21.39%
ROIC 15.85%
ROICexc 17.7%
ROICexgc 106.89%
OM 18.21%
PM (TTM) 9.29%
GM 45.79%
FCFM 10.77%
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
ROICexc(3y)16.3%
ROICexc(5y)16.31%
ROICexgc(3y)119.46%
ROICexgc(5y)115.26%
ROCE(3y)19.39%
ROCE(5y)19.45%
ROICexcg growth 3Y10.03%
ROICexcg growth 5Y6.64%
ROICexc growth 3Y4.04%
ROICexc growth 5Y-1.59%
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
F-Score6
Asset Turnover0.79
Health
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF 4.98
Debt/EBITDA 1.96
Cap/Depr 110.84%
Cap/Sales 3.35%
Interest Coverage 9.87
Cash Conversion 66.5%
Profit Quality 115.88%
Current Ratio 0.76
Quick Ratio 0.55
Altman-Z 1.89
F-Score6
WACC8.05%
ROIC/WACC1.97
Cap/Depr(3y)103.51%
Cap/Depr(5y)87.42%
Cap/Sales(3y)3.01%
Cap/Sales(5y)2.72%
Profit Quality(3y)107.58%
Profit Quality(5y)115.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
EPS Next Y3.1%
EPS Next 2Y4.07%
EPS Next 3Y4.79%
EPS Next 5Y5.33%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
Revenue Next Year-2.8%
Revenue Next 2Y0.04%
Revenue Next 3Y1.39%
Revenue Next 5Y2.39%
EBIT growth 1Y0.57%
EBIT growth 3Y5.08%
EBIT growth 5Y2.36%
EBIT Next Year18.25%
EBIT Next 3Y8.74%
EBIT Next 5Y6.39%
FCF growth 1Y8.46%
FCF growth 3Y4.41%
FCF growth 5Y2.77%
OCF growth 1Y11.09%
OCF growth 3Y6.09%
OCF growth 5Y3.26%