UNILEVER PLC (UNA.AS) Stock Fundamental Analysis
Europe - AMS:UNA - GB00B10RZP78 - Common Stock
52.53 EUR
-0.55 (-1.04%)
We assign a fundamental rating of 4 out of 10 to UNA. UNA was compared to 13 industry peers in the Personal Care Products industry. While UNA has a great profitability rating, there are quite some concerns on its financial health. UNA has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UNA was profitable.
UNA had a positive operating cash flow in the past year.
Each year in the past 5 years UNA has been profitable.
Each year in the past 5 years UNA had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.31%, UNA is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
UNA has a Return On Equity of 31.22%. This is amongst the best in the industry. UNA outperforms 92.31% of its industry peers.
UNA has a Return On Invested Capital of 15.85%. This is in the better half of the industry: UNA outperforms 69.23% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UNA is above the industry average of 12.37%.
The 3 year average ROIC (14.38%) for UNA is below the current ROIC(15.85%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.31% | ||
| ROE | 31.22% | ||
| ROIC | 15.85% |
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
1.3 Margins
UNA's Profit Margin of 9.29% is fine compared to the rest of the industry. UNA outperforms 69.23% of its industry peers.
UNA's Profit Margin has declined in the last couple of years.
The Operating Margin of UNA (18.21%) is better than 69.23% of its industry peers.
UNA's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 45.79%, UNA is doing worse than 69.23% of the companies in the same industry.
UNA's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.21% | ||
| PM (TTM) | 9.29% | ||
| GM | 45.79% |
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UNA is creating value.
UNA has less shares outstanding than it did 1 year ago.
The number of shares outstanding for UNA has been reduced compared to 5 years ago.
The debt/assets ratio for UNA is higher compared to a year ago.
2.2 Solvency
UNA has an Altman-Z score of 1.86. This is not the best score and indicates that UNA is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of UNA (1.86) is worse than 69.23% of its industry peers.
The Debt to FCF ratio of UNA is 4.98, which is a neutral value as it means it would take UNA, 4.98 years of fcf income to pay off all of its debts.
UNA has a better Debt to FCF ratio (4.98) than 61.54% of its industry peers.
UNA has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of UNA (1.40) is worse than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 4.98 | ||
| Altman-Z | 1.86 |
ROIC/WACC1.96
WACC8.1%
2.3 Liquidity
UNA has a Current Ratio of 0.76. This is a bad value and indicates that UNA is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.76, UNA is doing worse than 84.62% of the companies in the same industry.
UNA has a Quick Ratio of 0.76. This is a bad value and indicates that UNA is not financially healthy enough and could expect problems in meeting its short term obligations.
UNA has a worse Quick ratio (0.55) than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.55 |
3. Growth
3.1 Past
UNA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.83%.
Measured over the past 5 years, UNA shows a small growth in Earnings Per Share. The EPS has been growing by 1.36% on average per year.
The Revenue has decreased by -0.87% in the past year.
Measured over the past years, UNA shows a small growth in Revenue. The Revenue has been growing by 3.17% on average per year.
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
3.2 Future
The Earnings Per Share is expected to grow by 5.09% on average over the next years.
Based on estimates for the next years, UNA will show a small growth in Revenue. The Revenue will grow by 2.21% on average per year.
EPS Next Y3.15%
EPS Next 2Y4.08%
EPS Next 3Y4.79%
EPS Next 5Y5.09%
Revenue Next Year-3.11%
Revenue Next 2Y-0.65%
Revenue Next 3Y0.78%
Revenue Next 5Y2.21%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 23.45, the valuation of UNA can be described as rather expensive.
61.54% of the companies in the same industry are more expensive than UNA, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.13, UNA is valued at the same level.
Based on the Price/Forward Earnings ratio of 16.51, the valuation of UNA can be described as correct.
61.54% of the companies in the same industry are more expensive than UNA, based on the Price/Forward Earnings ratio.
UNA is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.35, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.45 | ||
| Fwd PE | 16.51 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UNA is valued a bit more expensive than the industry average as 61.54% of the companies are valued more cheaply.
76.92% of the companies in the same industry are more expensive than UNA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 20.01 | ||
| EV/EBITDA | 12.28 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates UNA does not grow enough to justify the current Price/Earnings ratio.
UNA has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)7.45
PEG (5Y)17.19
EPS Next 2Y4.08%
EPS Next 3Y4.79%
5. Dividend
5.1 Amount
UNA has a Yearly Dividend Yield of 3.37%.
Compared to an average industry Dividend Yield of 2.54, UNA pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.39, UNA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.37% |
5.2 History
The dividend of UNA has a limited annual growth rate of 1.52%.
Dividend Growth(5Y)1.52%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
79.51% of the earnings are spent on dividend by UNA. This is not a sustainable payout ratio.
UNA's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP79.51%
EPS Next 2Y4.08%
EPS Next 3Y4.79%
AMS:UNA (11/6/2025, 5:29:59 PM)
52.53
-0.55 (-1.04%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners48.04%
Inst Owner ChangeN/A
Ins Owners1.35%
Ins Owner ChangeN/A
Market Cap128.80B
Revenue(TTM)59.77B
Net Income(TTM)5.55B
Analysts74.78
Price Target58.98 (12.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.37% |
Yearly Dividend1.74
Dividend Growth(5Y)1.52%
DP79.51%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.71%
PT rev (3m)0.86%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-3.1%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.32%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.45 | ||
| Fwd PE | 16.51 | ||
| P/S | 2.15 | ||
| P/FCF | 20.01 | ||
| P/OCF | 15.26 | ||
| P/B | 7.24 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.28 |
EPS(TTM)2.24
EY4.26%
EPS(NY)3.18
Fwd EY6.06%
FCF(TTM)2.63
FCFY5%
OCF(TTM)3.44
OCFY6.55%
SpS24.38
BVpS7.26
TBVpS-8.26
PEG (NY)7.45
PEG (5Y)17.19
Graham Number19.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.31% | ||
| ROE | 31.22% | ||
| ROCE | 21.39% | ||
| ROIC | 15.85% | ||
| ROICexc | 17.7% | ||
| ROICexgc | 106.89% | ||
| OM | 18.21% | ||
| PM (TTM) | 9.29% | ||
| GM | 45.79% | ||
| FCFM | 10.77% |
ROA(3y)8.55%
ROA(5y)8.39%
ROE(3y)34.92%
ROE(5y)35.33%
ROIC(3y)14.38%
ROIC(5y)14.42%
ROICexc(3y)16.3%
ROICexc(5y)16.31%
ROICexgc(3y)119.46%
ROICexgc(5y)115.26%
ROCE(3y)19.39%
ROCE(5y)19.45%
ROICexgc growth 3Y10.03%
ROICexgc growth 5Y6.64%
ROICexc growth 3Y4.04%
ROICexc growth 5Y-1.59%
OM growth 3Y0.04%
OM growth 5Y-0.78%
PM growth 3Y-6.42%
PM growth 5Y-2.67%
GM growth 3Y2.12%
GM growth 5Y0.46%
F-Score6
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 4.98 | ||
| Debt/EBITDA | 1.96 | ||
| Cap/Depr | 110.84% | ||
| Cap/Sales | 3.35% | ||
| Interest Coverage | 9.87 | ||
| Cash Conversion | 66.5% | ||
| Profit Quality | 115.88% | ||
| Current Ratio | 0.76 | ||
| Quick Ratio | 0.55 | ||
| Altman-Z | 1.86 |
F-Score6
WACC8.1%
ROIC/WACC1.96
Cap/Depr(3y)103.51%
Cap/Depr(5y)87.42%
Cap/Sales(3y)3.01%
Cap/Sales(5y)2.72%
Profit Quality(3y)107.58%
Profit Quality(5y)115.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-14.83%
EPS 3Y-0.43%
EPS 5Y1.36%
EPS Q2Q%-3.4%
EPS Next Y3.15%
EPS Next 2Y4.08%
EPS Next 3Y4.79%
EPS Next 5Y5.09%
Revenue 1Y (TTM)-0.87%
Revenue growth 3Y5.03%
Revenue growth 5Y3.17%
Sales Q2Q%-3.18%
Revenue Next Year-3.11%
Revenue Next 2Y-0.65%
Revenue Next 3Y0.78%
Revenue Next 5Y2.21%
EBIT growth 1Y0.57%
EBIT growth 3Y5.08%
EBIT growth 5Y2.36%
EBIT Next Year17.82%
EBIT Next 3Y8.4%
EBIT Next 5Y6.14%
FCF growth 1Y8.46%
FCF growth 3Y4.41%
FCF growth 5Y2.77%
OCF growth 1Y11.09%
OCF growth 3Y6.09%
OCF growth 5Y3.26%
UNILEVER PLC / UNA.AS FAQ
What is the ChartMill fundamental rating of UNILEVER PLC (UNA.AS) stock?
ChartMill assigns a fundamental rating of 4 / 10 to UNA.AS.
What is the valuation status of UNILEVER PLC (UNA.AS) stock?
ChartMill assigns a valuation rating of 3 / 10 to UNILEVER PLC (UNA.AS). This can be considered as Overvalued.
What is the profitability of UNA stock?
UNILEVER PLC (UNA.AS) has a profitability rating of 7 / 10.
What is the valuation of UNILEVER PLC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for UNILEVER PLC (UNA.AS) is 23.45 and the Price/Book (PB) ratio is 7.24.
Can you provide the financial health for UNA stock?
The financial health rating of UNILEVER PLC (UNA.AS) is 3 / 10.