UNITED HOMES GROUP INC (UHG) Stock Fundamental Analysis
USA - NASDAQ:UHG - US91060H1086 - Common Stock
1.76 USD
+0.02 (+1.15%)
1.79 USD
+0.03 (+1.7%)
Taking everything into account, UHG scores 3 out of 10 in our fundamental rating. UHG was compared to 61 industry peers in the Household Durables industry. UHG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. UHG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UHG was profitable.
UHG had a positive operating cash flow in the past year.
In the past 5 years UHG has always been profitable.
In the past 5 years UHG always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.84%, UHG is doing worse than 63.93% of the companies in the same industry.
UHG's Return On Equity of 6.29% is in line compared to the rest of the industry. UHG outperforms 42.62% of its industry peers.
UHG's Return On Invested Capital of 1.97% is on the low side compared to the rest of the industry. UHG is outperformed by 72.13% of its industry peers.
UHG had an Average Return On Invested Capital over the past 3 years of 12.27%. This is in line with the industry average of 10.36%.
The 3 year average ROIC (12.27%) for UHG is well above the current ROIC(1.97%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 6.29% | ||
| ROIC | 1.97% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
1.3 Margins
The Profit Margin of UHG (1.16%) is worse than 63.93% of its industry peers.
UHG's Profit Margin has been stable in the last couple of years.
The Operating Margin of UHG (1.34%) is worse than 72.13% of its industry peers.
UHG's Operating Margin has declined in the last couple of years.
The Gross Margin of UHG (17.54%) is worse than 83.61% of its industry peers.
In the last couple of years the Gross Margin of UHG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.34% | ||
| PM (TTM) | 1.16% | ||
| GM | 17.54% |
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UHG is destroying value.
The number of shares outstanding for UHG has been increased compared to 1 year ago.
UHG has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.76 indicates that UHG is not a great score, but indicates only limited risk for bankruptcy at the moment.
UHG has a Altman-Z score (2.76) which is comparable to the rest of the industry.
UHG has a debt to FCF ratio of 3.55. This is a good value and a sign of high solvency as UHG would need 3.55 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 3.55, UHG is doing good in the industry, outperforming 63.93% of the companies in the same industry.
UHG has a Debt/Equity ratio of 1.60. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.60, UHG is doing worse than 86.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.6 | ||
| Debt/FCF | 3.55 | ||
| Altman-Z | 2.76 |
ROIC/WACC0.15
WACC13.16%
2.3 Liquidity
A Current Ratio of 4.81 indicates that UHG has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 4.81, UHG is in the better half of the industry, outperforming 73.77% of the companies in the same industry.
UHG has a Quick Ratio of 1.18. This is a normal value and indicates that UHG is financially healthy and should not expect problems in meeting its short term obligations.
UHG's Quick ratio of 1.18 is fine compared to the rest of the industry. UHG outperforms 62.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.81 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The earnings per share for UHG have decreased strongly by -96.68% in the last year.
UHG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.63% yearly.
UHG shows a small growth in Revenue. In the last year, the Revenue has grown by 7.51%.
UHG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.24% yearly.
EPS 1Y (TTM)-96.68%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-122%
Revenue 1Y (TTM)7.51%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-3.57%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 19.56, UHG is valued on the expensive side.
The rest of the industry has a similar Price/Earnings ratio as UHG.
UHG's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.56 | ||
| Fwd PE | N/A |
4.2 Price Multiples
UHG's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. UHG is more expensive than 77.05% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UHG indicates a rather cheap valuation: UHG is cheaper than 93.44% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.79 | ||
| EV/EBITDA | 34.05 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)4.22
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for UHG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
1.76
+0.02 (+1.15%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners35.82%
Inst Owner Change5.06%
Ins Owners47.29%
Ins Owner Change4.63%
Market Cap103.49M
Revenue(TTM)445.96M
Net Income(TTM)5.17M
AnalystsN/A
Price TargetN/A
Short Float %1.67%
Short Ratio0.53
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.56 | ||
| Fwd PE | N/A | ||
| P/S | 0.23 | ||
| P/FCF | 2.79 | ||
| P/OCF | 2.77 | ||
| P/B | 1.26 | ||
| P/tB | 1.42 | ||
| EV/EBITDA | 34.05 |
EPS(TTM)0.09
EY5.11%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.63
FCFY35.84%
OCF(TTM)0.64
OCFY36.11%
SpS7.58
BVpS1.4
TBVpS1.24
PEG (NY)N/A
PEG (5Y)4.22
Graham Number1.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 6.29% | ||
| ROCE | 2.5% | ||
| ROIC | 1.97% | ||
| ROICexc | 2.33% | ||
| ROICexgc | 3.17% | ||
| OM | 1.34% | ||
| PM (TTM) | 1.16% | ||
| GM | 17.54% | ||
| FCFM | 8.32% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
ROICexc(3y)13.54%
ROICexc(5y)23.79%
ROICexgc(3y)14.75%
ROICexgc(5y)25.04%
ROCE(3y)15.53%
ROCE(5y)23.47%
ROICexgc growth 3Y-60.07%
ROICexgc growth 5YN/A
ROICexc growth 3Y-63.87%
ROICexc growth 5YN/A
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
F-Score5
Asset Turnover1.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.6 | ||
| Debt/FCF | 3.55 | ||
| Debt/EBITDA | 22.56 | ||
| Cap/Depr | -160.87% | ||
| Cap/Sales | 0.06% | ||
| Interest Coverage | 0.34 | ||
| Cash Conversion | 641.09% | ||
| Profit Quality | 717.98% | ||
| Current Ratio | 4.81 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 2.76 |
F-Score5
WACC13.16%
ROIC/WACC0.15
Cap/Depr(3y)40.47%
Cap/Depr(5y)136.5%
Cap/Sales(3y)0.03%
Cap/Sales(5y)0.08%
Profit Quality(3y)34.95%
Profit Quality(5y)75.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-96.68%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-122%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.51%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-3.57%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.59%
EBIT growth 3Y-56.47%
EBIT growth 5Y-28.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-19.71%
FCF growth 3Y-35.68%
FCF growth 5Y-8.36%
OCF growth 1Y-19.38%
OCF growth 3Y-35.78%
OCF growth 5Y-8.58%
UNITED HOMES GROUP INC / UHG FAQ
What is the ChartMill fundamental rating of UNITED HOMES GROUP INC (UHG) stock?
ChartMill assigns a fundamental rating of 3 / 10 to UHG.
Can you provide the valuation status for UNITED HOMES GROUP INC?
ChartMill assigns a valuation rating of 2 / 10 to UNITED HOMES GROUP INC (UHG). This can be considered as Overvalued.
How profitable is UNITED HOMES GROUP INC (UHG) stock?
UNITED HOMES GROUP INC (UHG) has a profitability rating of 3 / 10.
How financially healthy is UNITED HOMES GROUP INC?
The financial health rating of UNITED HOMES GROUP INC (UHG) is 5 / 10.