1.1 USD
+0.02 (+1.85%)
Overall UHG gets a fundamental rating of 2 out of 10. We evaluated UHG against 61 industry peers in the Household Durables industry. UHG has a bad profitability rating. Also its financial health evaluation is rather negative. UHG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year UHG has reported negative net income.
UHG had a positive operating cash flow in the past year.
In the past 5 years UHG has always been profitable.
In the past 5 years UHG always reported a positive cash flow from operatings.
1.2 Ratios
UHG has a worse Return On Assets (-6.41%) than 78.69% of its industry peers.
UHG's Return On Equity of -35.51% is on the low side compared to the rest of the industry. UHG is outperformed by 83.61% of its industry peers.
The Return On Invested Capital of UHG (0.24%) is worse than 72.13% of its industry peers.
UHG had an Average Return On Invested Capital over the past 3 years of 12.27%. This is above the industry average of 9.75%.
The last Return On Invested Capital (0.24%) for UHG is well below the 3 year average (12.27%), which needs to be investigated, but indicates that UHG had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -6.41% | ||
| ROE | -35.51% | ||
| ROIC | 0.24% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
1.3 Margins
In the last couple of years the Profit Margin of UHG has remained more or less at the same level.
UHG has a worse Operating Margin (0.19%) than 72.13% of its industry peers.
UHG's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 17.19%, UHG is not doing good in the industry: 83.61% of the companies in the same industry are doing better.
In the last couple of years the Gross Margin of UHG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.19% | ||
| PM (TTM) | N/A | ||
| GM | 17.19% |
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
2. Health
2.1 Basic Checks
UHG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UHG has more shares outstanding
The debt/assets ratio for UHG has been reduced compared to a year ago.
2.2 Solvency
UHG has an Altman-Z score of 2.27. This is not the best score and indicates that UHG is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of UHG (2.27) is worse than 67.21% of its industry peers.
UHG has a debt to FCF ratio of 28.52. This is a negative value and a sign of low solvency as UHG would need 28.52 years to pay back of all of its debts.
The Debt to FCF ratio of UHG (28.52) is comparable to the rest of the industry.
A Debt/Equity ratio of 2.78 is on the high side and indicates that UHG has dependencies on debt financing.
UHG's Debt to Equity ratio of 2.78 is on the low side compared to the rest of the industry. UHG is outperformed by 90.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.78 | ||
| Debt/FCF | 28.52 | ||
| Altman-Z | 2.27 |
ROIC/WACC0.02
WACC13.4%
2.3 Liquidity
UHG has a Current Ratio of 5.20. This indicates that UHG is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of UHG (5.20) is better than 73.77% of its industry peers.
A Quick Ratio of 0.91 indicates that UHG may have some problems paying its short term obligations.
UHG's Quick ratio of 0.91 is in line compared to the rest of the industry. UHG outperforms 49.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.2 | ||
| Quick Ratio | 0.91 |
3. Growth
3.1 Past
UHG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -177.59%.
The Earnings Per Share has been growing slightly by 4.63% on average over the past years.
Looking at the last year, UHG shows a decrease in Revenue. The Revenue has decreased by -6.20% in the last year.
The Revenue has been growing by 11.24% on average over the past years. This is quite good.
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
UHG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UHG indicates a rather expensive valuation: UHG more expensive than 81.97% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UHG indicates a somewhat cheap valuation: UHG is cheaper than 73.77% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.55 | ||
| EV/EBITDA | 360.04 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UHG does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NASDAQ:UHG (12/4/2025, 1:59:54 PM)
1.1
+0.02 (+1.85%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners35.82%
Inst Owner Change1.68%
Ins Owners47.29%
Ins Owner Change0%
Market Cap64.69M
Revenue(TTM)418.11M
Net Income(TTM)-18.79M
AnalystsN/A
Price TargetN/A
Short Float %1.79%
Short Ratio0.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.15 | ||
| P/FCF | 12.55 | ||
| P/OCF | 10.07 | ||
| P/B | 1.22 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 360.04 |
EPS(TTM)-0.45
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.09
FCFY7.97%
OCF(TTM)0.11
OCFY9.93%
SpS7.11
BVpS0.9
TBVpS0.74
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -6.41% | ||
| ROE | -35.51% | ||
| ROCE | 0.31% | ||
| ROIC | 0.24% | ||
| ROICexc | 0.27% | ||
| ROICexgc | 0.35% | ||
| OM | 0.19% | ||
| PM (TTM) | N/A | ||
| GM | 17.19% | ||
| FCFM | 1.23% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
ROICexc(3y)13.54%
ROICexc(5y)23.79%
ROICexgc(3y)14.75%
ROICexgc(5y)25.04%
ROCE(3y)15.53%
ROCE(5y)23.47%
ROICexgc growth 3Y-60.07%
ROICexgc growth 5YN/A
ROICexc growth 3Y-63.87%
ROICexc growth 5YN/A
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
F-Score3
Asset Turnover1.43
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.78 | ||
| Debt/FCF | 28.52 | ||
| Debt/EBITDA | 286.32 | ||
| Cap/Depr | -476.33% | ||
| Cap/Sales | 0.3% | ||
| Interest Coverage | 0.05 | ||
| Cash Conversion | 1250.76% | ||
| Profit Quality | N/A | ||
| Current Ratio | 5.2 | ||
| Quick Ratio | 0.91 | ||
| Altman-Z | 2.27 |
F-Score3
WACC13.4%
ROIC/WACC0.02
Cap/Depr(3y)40.47%
Cap/Depr(5y)136.5%
Cap/Sales(3y)0.03%
Cap/Sales(5y)0.08%
Profit Quality(3y)34.95%
Profit Quality(5y)75.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-86.73%
EBIT growth 3Y-56.47%
EBIT growth 5Y-28.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-91.45%
FCF growth 3Y-35.68%
FCF growth 5Y-8.36%
OCF growth 1Y-89.37%
OCF growth 3Y-35.78%
OCF growth 5Y-8.58%
UNITED HOMES GROUP INC / UHG FAQ
What is the ChartMill fundamental rating of UNITED HOMES GROUP INC (UHG) stock?
ChartMill assigns a fundamental rating of 2 / 10 to UHG.
Can you provide the valuation status for UNITED HOMES GROUP INC?
ChartMill assigns a valuation rating of 1 / 10 to UNITED HOMES GROUP INC (UHG). This can be considered as Overvalued.
How profitable is UNITED HOMES GROUP INC (UHG) stock?
UNITED HOMES GROUP INC (UHG) has a profitability rating of 3 / 10.
How financially healthy is UNITED HOMES GROUP INC?
The financial health rating of UNITED HOMES GROUP INC (UHG) is 3 / 10.