UNITED HOMES GROUP INC (UHG) Stock Fundamental Analysis

NASDAQ:UHG • US91060H1086

2.58 USD
+0.18 (+7.5%)
Last: Feb 13, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

UHG gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. Both the profitability and financial health of UHG have multiple concerns. UHG does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • UHG had negative earnings in the past year.
  • In the past year UHG had a positive cash flow from operations.
  • UHG had positive earnings in each of the past 5 years.
  • Each year in the past 5 years UHG had a positive operating cash flow.
UHG Yearly Net Income VS EBIT VS OCF VS FCFUHG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • With a Return On Assets value of -6.41%, UHG is not doing good in the industry: 76.67% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -35.51%, UHG is doing worse than 85.00% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 0.24%, UHG is doing worse than 75.00% of the companies in the same industry.
  • UHG had an Average Return On Invested Capital over the past 3 years of 12.27%. This is above the industry average of 9.16%.
  • The last Return On Invested Capital (0.24%) for UHG is well below the 3 year average (12.27%), which needs to be investigated, but indicates that UHG had better years and this may not be a problem.
Industry RankSector Rank
ROA -6.41%
ROE -35.51%
ROIC 0.24%
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
UHG Yearly ROA, ROE, ROICUHG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 100 -100 -200 -300 -400

1.3 Margins

  • UHG's Profit Margin has been stable in the last couple of years.
  • Looking at the Operating Margin, with a value of 0.19%, UHG is doing worse than 75.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of UHG has declined.
  • UHG's Gross Margin of 17.19% is on the low side compared to the rest of the industry. UHG is outperformed by 85.00% of its industry peers.
  • In the last couple of years the Gross Margin of UHG has declined.
Industry RankSector Rank
OM 0.19%
PM (TTM) N/A
GM 17.19%
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
UHG Yearly Profit, Operating, Gross MarginsUHG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 5 10 15 20 25

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • UHG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, UHG has more shares outstanding
  • Compared to 1 year ago, UHG has an improved debt to assets ratio.
UHG Yearly Shares OutstandingUHG Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
UHG Yearly Total Debt VS Total AssetsUHG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • UHG has an Altman-Z score of 2.49. This is not the best score and indicates that UHG is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of UHG (2.49) is worse than 65.00% of its industry peers.
  • UHG has a debt to FCF ratio of 28.52. This is a negative value and a sign of low solvency as UHG would need 28.52 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 28.52, UHG is doing worse than 61.67% of the companies in the same industry.
  • UHG has a Debt/Equity ratio of 2.78. This is a high value indicating a heavy dependency on external financing.
  • UHG's Debt to Equity ratio of 2.78 is on the low side compared to the rest of the industry. UHG is outperformed by 95.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 28.52
Altman-Z 2.49
ROIC/WACC0.02
WACC12.7%
UHG Yearly LT Debt VS Equity VS FCFUHG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 5.20 indicates that UHG has no problem at all paying its short term obligations.
  • With a decent Current ratio value of 5.20, UHG is doing good in the industry, outperforming 71.67% of the companies in the same industry.
  • A Quick Ratio of 0.91 indicates that UHG may have some problems paying its short term obligations.
  • UHG's Quick ratio of 0.91 is in line compared to the rest of the industry. UHG outperforms 45.00% of its industry peers.
Industry RankSector Rank
Current Ratio 5.2
Quick Ratio 0.91
UHG Yearly Current Assets VS Current LiabilitesUHG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • UHG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -177.59%.
  • UHG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.63% yearly.
  • The Revenue has decreased by -6.20% in the past year.
  • The Revenue has been growing by 11.24% on average over the past years. This is quite good.
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UHG Yearly Revenue VS EstimatesUHG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
UHG Yearly EPS VS EstimatesUHG Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 0.2 0.4 0.6

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • UHG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
UHG Price Earnings VS Forward Price EarningsUHG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UHG indicates a rather expensive valuation: UHG more expensive than 83.33% of the companies listed in the same industry.
  • UHG's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 29.43
EV/EBITDA 531.8
UHG Per share dataUHG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for UHG!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

UNITED HOMES GROUP INC

NASDAQ:UHG (2/13/2026, 8:00:01 PM)

2.58

+0.18 (+7.5%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)11-06
Earnings (Next)03-12
Inst Owners34.96%
Inst Owner Change-6.83%
Ins Owners47.26%
Ins Owner Change0%
Market Cap151.73M
Revenue(TTM)418.11M
Net Income(TTM)-18.79M
AnalystsN/A
Price TargetN/A
Short Float %1.71%
Short Ratio0.64
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.36
P/FCF 29.43
P/OCF 23.62
P/B 2.87
P/tB 3.48
EV/EBITDA 531.8
EPS(TTM)-0.45
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.09
FCFY3.4%
OCF(TTM)0.11
OCFY4.23%
SpS7.11
BVpS0.9
TBVpS0.74
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -6.41%
ROE -35.51%
ROCE 0.31%
ROIC 0.24%
ROICexc 0.27%
ROICexgc 0.35%
OM 0.19%
PM (TTM) N/A
GM 17.19%
FCFM 1.23%
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
ROICexc(3y)13.54%
ROICexc(5y)23.79%
ROICexgc(3y)14.75%
ROICexgc(5y)25.04%
ROCE(3y)15.53%
ROCE(5y)23.47%
ROICexgc growth 3Y-60.07%
ROICexgc growth 5YN/A
ROICexc growth 3Y-63.87%
ROICexc growth 5YN/A
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
F-Score3
Asset Turnover1.43
Health
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 28.52
Debt/EBITDA 286.32
Cap/Depr -476.33%
Cap/Sales 0.3%
Interest Coverage 0.05
Cash Conversion 1250.76%
Profit Quality N/A
Current Ratio 5.2
Quick Ratio 0.91
Altman-Z 2.49
F-Score3
WACC12.7%
ROIC/WACC0.02
Cap/Depr(3y)40.47%
Cap/Depr(5y)136.5%
Cap/Sales(3y)0.03%
Cap/Sales(5y)0.08%
Profit Quality(3y)34.95%
Profit Quality(5y)75.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-86.73%
EBIT growth 3Y-56.47%
EBIT growth 5Y-28.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-91.45%
FCF growth 3Y-35.68%
FCF growth 5Y-8.36%
OCF growth 1Y-89.37%
OCF growth 3Y-35.78%
OCF growth 5Y-8.58%

UNITED HOMES GROUP INC / UHG FAQ

What is the ChartMill fundamental rating of UNITED HOMES GROUP INC (UHG) stock?

ChartMill assigns a fundamental rating of 2 / 10 to UHG.


What is the valuation status of UNITED HOMES GROUP INC (UHG) stock?

ChartMill assigns a valuation rating of 1 / 10 to UNITED HOMES GROUP INC (UHG). This can be considered as Overvalued.


How profitable is UNITED HOMES GROUP INC (UHG) stock?

UNITED HOMES GROUP INC (UHG) has a profitability rating of 3 / 10.