UNITED HOMES GROUP INC (UHG) Fundamental Analysis & Valuation

NASDAQ:UHG • US91060H1086

1.17 USD
0 (0%)
At close: Mar 12, 2026
1.17 USD
0 (0%)
After Hours: 3/12/2026, 5:20:02 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This UHG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

Overall UHG gets a fundamental rating of 2 out of 10. We evaluated UHG against 60 industry peers in the Household Durables industry. UHG may be in some trouble as it scores bad on both profitability and health. UHG does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

3

1. UHG Profitability Analysis

1.1 Basic Checks

  • In the past year UHG has reported negative net income.
  • UHG had a positive operating cash flow in the past year.
  • UHG had positive earnings in each of the past 5 years.
  • UHG had a positive operating cash flow in each of the past 5 years.
UHG Yearly Net Income VS EBIT VS OCF VS FCFUHG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • UHG has a Return On Assets of -6.41%. This is in the lower half of the industry: UHG underperforms 76.67% of its industry peers.
  • With a Return On Equity value of -35.51%, UHG is not doing good in the industry: 85.00% of the companies in the same industry are doing better.
  • UHG's Return On Invested Capital of 0.24% is on the low side compared to the rest of the industry. UHG is outperformed by 75.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for UHG is above the industry average of 9.06%.
  • The 3 year average ROIC (12.27%) for UHG is well above the current ROIC(0.24%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA -6.41%
ROE -35.51%
ROIC 0.24%
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
UHG Yearly ROA, ROE, ROICUHG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 100 -100 -200 -300 -400

1.3 Margins

  • UHG's Profit Margin has been stable in the last couple of years.
  • UHG has a Operating Margin of 0.19%. This is in the lower half of the industry: UHG underperforms 75.00% of its industry peers.
  • In the last couple of years the Operating Margin of UHG has declined.
  • The Gross Margin of UHG (17.19%) is worse than 85.00% of its industry peers.
  • In the last couple of years the Gross Margin of UHG has declined.
Industry RankSector Rank
OM 0.19%
PM (TTM) N/A
GM 17.19%
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
UHG Yearly Profit, Operating, Gross MarginsUHG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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3

2. UHG Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UHG is destroying value.
  • Compared to 1 year ago, UHG has more shares outstanding
  • UHG has a better debt/assets ratio than last year.
UHG Yearly Shares OutstandingUHG Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
UHG Yearly Total Debt VS Total AssetsUHG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

  • An Altman-Z score of 2.28 indicates that UHG is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of UHG (2.28) is worse than 70.00% of its industry peers.
  • The Debt to FCF ratio of UHG is 28.52, which is on the high side as it means it would take UHG, 28.52 years of fcf income to pay off all of its debts.
  • UHG has a worse Debt to FCF ratio (28.52) than 61.67% of its industry peers.
  • A Debt/Equity ratio of 2.78 is on the high side and indicates that UHG has dependencies on debt financing.
  • UHG has a worse Debt to Equity ratio (2.78) than 95.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 28.52
Altman-Z 2.28
ROIC/WACC0.02
WACC13.5%
UHG Yearly LT Debt VS Equity VS FCFUHG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • A Current Ratio of 5.20 indicates that UHG has no problem at all paying its short term obligations.
  • UHG has a better Current ratio (5.20) than 71.67% of its industry peers.
  • UHG has a Quick Ratio of 5.20. This is a bad value and indicates that UHG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • UHG has a Quick ratio (0.91) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 5.2
Quick Ratio 0.91
UHG Yearly Current Assets VS Current LiabilitesUHG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. UHG Growth Analysis

3.1 Past

  • The earnings per share for UHG have decreased strongly by -177.59% in the last year.
  • UHG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.63% yearly.
  • The Revenue has decreased by -6.20% in the past year.
  • UHG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.24% yearly.
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UHG Yearly Revenue VS EstimatesUHG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
UHG Yearly EPS VS EstimatesUHG Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

1

4. UHG Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for UHG. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
UHG Price Earnings VS Forward Price EarningsUHG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • UHG's Enterprise Value to EBITDA ratio is rather expensive when compared to the industry. UHG is more expensive than 83.33% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of UHG indicates a somewhat cheap valuation: UHG is cheaper than 70.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 13.35
EV/EBITDA 370.39
UHG Per share dataUHG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. UHG Dividend Analysis

5.1 Amount

  • UHG does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

UHG Fundamentals: All Metrics, Ratios and Statistics

UNITED HOMES GROUP INC

NASDAQ:UHG (3/12/2026, 5:20:02 PM)

After market: 1.17 0 (0%)

1.17

0 (0%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)03-12
Earnings (Next)N/A
Inst Owners31.52%
Inst Owner Change-8.62%
Ins Owners54.24%
Ins Owner Change0%
Market Cap68.83M
Revenue(TTM)418.11M
Net Income(TTM)-18.79M
AnalystsN/A
Price TargetN/A
Short Float %1.79%
Short Ratio0.34
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.16
P/FCF 13.35
P/OCF 10.71
P/B 1.3
P/tB 1.58
EV/EBITDA 370.39
EPS(TTM)-0.45
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.09
FCFY7.49%
OCF(TTM)0.11
OCFY9.33%
SpS7.11
BVpS0.9
TBVpS0.74
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -6.41%
ROE -35.51%
ROCE 0.31%
ROIC 0.24%
ROICexc 0.27%
ROICexgc 0.35%
OM 0.19%
PM (TTM) N/A
GM 17.19%
FCFM 1.23%
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
ROICexc(3y)13.54%
ROICexc(5y)23.79%
ROICexgc(3y)14.75%
ROICexgc(5y)25.04%
ROCE(3y)15.53%
ROCE(5y)23.47%
ROICexgc growth 3Y-60.07%
ROICexgc growth 5YN/A
ROICexc growth 3Y-63.87%
ROICexc growth 5YN/A
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
F-Score3
Asset Turnover1.43
Health
Industry RankSector Rank
Debt/Equity 2.78
Debt/FCF 28.52
Debt/EBITDA 286.32
Cap/Depr -476.33%
Cap/Sales 0.3%
Interest Coverage 0.05
Cash Conversion 1250.76%
Profit Quality N/A
Current Ratio 5.2
Quick Ratio 0.91
Altman-Z 2.28
F-Score3
WACC13.5%
ROIC/WACC0.02
Cap/Depr(3y)40.47%
Cap/Depr(5y)136.5%
Cap/Sales(3y)0.03%
Cap/Sales(5y)0.08%
Profit Quality(3y)34.95%
Profit Quality(5y)75.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-177.59%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-5400%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.2%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-23.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-86.73%
EBIT growth 3Y-56.47%
EBIT growth 5Y-28.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-91.45%
FCF growth 3Y-35.68%
FCF growth 5Y-8.36%
OCF growth 1Y-89.37%
OCF growth 3Y-35.78%
OCF growth 5Y-8.58%

UNITED HOMES GROUP INC / UHG FAQ

What is the ChartMill fundamental rating of UNITED HOMES GROUP INC (UHG) stock?

ChartMill assigns a fundamental rating of 2 / 10 to UHG.


What is the valuation status of UNITED HOMES GROUP INC (UHG) stock?

ChartMill assigns a valuation rating of 1 / 10 to UNITED HOMES GROUP INC (UHG). This can be considered as Overvalued.


How profitable is UNITED HOMES GROUP INC (UHG) stock?

UNITED HOMES GROUP INC (UHG) has a profitability rating of 3 / 10.