UNITED HOMES GROUP INC (UHG) Stock Fundamental Analysis
USA - NASDAQ:UHG - US91060H1086 - Common Stock
4.23 USD
-0.18 (-4.08%)
4.31 USD
+0.08 (+1.89%)
UHG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 63 industry peers in the Household Durables industry. UHG scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. UHG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year UHG was profitable.
UHG had a positive operating cash flow in the past year.
UHG had positive earnings in each of the past 5 years.
In the past 5 years UHG always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.84%, UHG is doing worse than 60.32% of the companies in the same industry.
UHG has a Return On Equity (6.29%) which is comparable to the rest of the industry.
UHG has a worse Return On Invested Capital (1.97%) than 68.25% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UHG is in line with the industry average of 10.51%.
The 3 year average ROIC (12.27%) for UHG is well above the current ROIC(1.97%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 6.29% | ||
| ROIC | 1.97% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
1.3 Margins
UHG has a worse Profit Margin (1.16%) than 60.32% of its industry peers.
In the last couple of years the Profit Margin of UHG has remained more or less at the same level.
Looking at the Operating Margin, with a value of 1.34%, UHG is doing worse than 68.25% of the companies in the same industry.
UHG's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 17.54%, UHG is doing worse than 84.13% of the companies in the same industry.
UHG's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.34% | ||
| PM (TTM) | 1.16% | ||
| GM | 17.54% |
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so UHG is still creating some value.
UHG has more shares outstanding than it did 1 year ago.
Compared to 1 year ago, UHG has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.19 indicates that UHG is not in any danger for bankruptcy at the moment.
UHG has a Altman-Z score (3.19) which is in line with its industry peers.
UHG has a debt to FCF ratio of 3.55. This is a good value and a sign of high solvency as UHG would need 3.55 years to pay back of all of its debts.
UHG's Debt to FCF ratio of 3.55 is fine compared to the rest of the industry. UHG outperforms 68.25% of its industry peers.
UHG has a Debt/Equity ratio of 1.60. This is a high value indicating a heavy dependency on external financing.
UHG has a worse Debt to Equity ratio (1.60) than 87.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.6 | ||
| Debt/FCF | 3.55 | ||
| Altman-Z | 3.19 |
ROIC/WACC0.17
WACC11.35%
2.3 Liquidity
A Current Ratio of 4.81 indicates that UHG has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 4.81, UHG is in the better half of the industry, outperforming 74.60% of the companies in the same industry.
UHG has a Quick Ratio of 1.18. This is a normal value and indicates that UHG is financially healthy and should not expect problems in meeting its short term obligations.
UHG has a Quick ratio of 1.18. This is in the better half of the industry: UHG outperforms 61.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.81 | ||
| Quick Ratio | 1.18 |
3. Growth
3.1 Past
The earnings per share for UHG have decreased strongly by -96.68% in the last year.
UHG shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.63% yearly.
UHG shows a small growth in Revenue. In the last year, the Revenue has grown by 7.51%.
UHG shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.24% yearly.
EPS 1Y (TTM)-96.68%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-122%
Revenue 1Y (TTM)7.51%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-3.57%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 47.00, which means the current valuation is very expensive for UHG.
Based on the Price/Earnings ratio, UHG is valued a bit more expensive than 68.25% of the companies in the same industry.
UHG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47 | ||
| Fwd PE | N/A |
4.2 Price Multiples
UHG's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. UHG is more expensive than 73.02% of the companies in the same industry.
UHG's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UHG is cheaper than 90.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.71 | ||
| EV/EBITDA | 44.75 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)10.14
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UHG does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
4.23
-0.18 (-4.08%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners42.4%
Inst Owner Change-36.68%
Ins Owners47.73%
Ins Owner Change4.63%
Market Cap248.72M
AnalystsN/A
Price TargetN/A
Short Float %1.93%
Short Ratio0.85
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 47 | ||
| Fwd PE | N/A | ||
| P/S | 0.56 | ||
| P/FCF | 6.71 | ||
| P/OCF | 6.66 | ||
| P/B | 3.03 | ||
| P/tB | 3.41 | ||
| EV/EBITDA | 44.75 |
EPS(TTM)0.09
EY2.13%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.63
FCFY14.91%
OCF(TTM)0.64
OCFY15.02%
SpS7.58
BVpS1.4
TBVpS1.24
PEG (NY)N/A
PEG (5Y)10.14
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.84% | ||
| ROE | 6.29% | ||
| ROCE | 2.5% | ||
| ROIC | 1.97% | ||
| ROICexc | 2.33% | ||
| ROICexgc | 3.17% | ||
| OM | 1.34% | ||
| PM (TTM) | 1.16% | ||
| GM | 17.54% | ||
| FCFM | 8.32% |
ROA(3y)30.97%
ROA(5y)30.68%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)12.27%
ROIC(5y)18.54%
ROICexc(3y)13.54%
ROICexc(5y)23.79%
ROICexgc(3y)14.75%
ROICexgc(5y)25.04%
ROCE(3y)15.53%
ROCE(5y)23.47%
ROICexcg growth 3Y-60.07%
ROICexcg growth 5YN/A
ROICexc growth 3Y-63.87%
ROICexc growth 5YN/A
OM growth 3Y-57.46%
OM growth 5Y-36.11%
PM growth 3Y-11.14%
PM growth 5Y-0.55%
GM growth 3Y-9.52%
GM growth 5Y-3.19%
F-Score5
Asset Turnover1.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.6 | ||
| Debt/FCF | 3.55 | ||
| Debt/EBITDA | 17.12 | ||
| Cap/Depr | 16.18% | ||
| Cap/Sales | 0.06% | ||
| Interest Coverage | 0.34 | ||
| Cash Conversion | 486.53% | ||
| Profit Quality | 717.98% | ||
| Current Ratio | 4.81 | ||
| Quick Ratio | 1.18 | ||
| Altman-Z | 3.19 |
F-Score5
WACC11.35%
ROIC/WACC0.17
Cap/Depr(3y)20.38%
Cap/Depr(5y)124.45%
Cap/Sales(3y)0.03%
Cap/Sales(5y)0.08%
Profit Quality(3y)34.95%
Profit Quality(5y)75.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-96.68%
EPS 3Y-17.34%
EPS 5Y4.63%
EPS Q2Q%-122%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.51%
Revenue growth 3Y2.32%
Revenue growth 5Y11.24%
Sales Q2Q%-3.57%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y0.59%
EBIT growth 3Y-56.47%
EBIT growth 5Y-28.93%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-19.71%
FCF growth 3Y-35.68%
FCF growth 5Y-8.36%
OCF growth 1Y-19.38%
OCF growth 3Y-35.78%
OCF growth 5Y-8.58%