U-HAUL HOLDING CO (UHAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:UHAL - US0235861004 - Common Stock
54.8 USD
+0.5 (+0.92%)
54.8 USD
0 (0%)
Overall UHAL gets a fundamental rating of 2 out of 10. We evaluated UHAL against 42 industry peers in the Ground Transportation industry. UHAL has a medium profitability rating, but doesn't score so well on its financial health evaluation. While showing a medium growth rate, UHAL is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year UHAL was profitable.
UHAL had a positive operating cash flow in the past year.
In the past 5 years UHAL has always been profitable.
In the past 5 years UHAL always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of 1.09%, UHAL perfoms like the industry average, outperforming 47.62% of the companies in the same industry.
The Return On Equity of UHAL (3.00%) is comparable to the rest of the industry.
With a Return On Invested Capital value of 2.60%, UHAL perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
UHAL had an Average Return On Invested Capital over the past 3 years of 4.63%. This is below the industry average of 6.93%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.09% | ||
| ROE | 3% | ||
| ROIC | 2.6% |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.63%
ROIC(5y)5.51%
1.3 Margins
The Profit Margin of UHAL (3.90%) is better than 66.67% of its industry peers.
In the last couple of years the Profit Margin of UHAL has declined.
UHAL has a better Operating Margin (11.24%) than 76.19% of its industry peers.
In the last couple of years the Operating Margin of UHAL has declined.
UHAL has a Gross Margin (36.97%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of UHAL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.24% | ||
| PM (TTM) | 3.9% | ||
| GM | 36.97% |
OM growth 3Y-24.46%
OM growth 5Y-1.89%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UHAL is destroying value.
The number of shares outstanding for UHAL remains at a similar level compared to 1 year ago.
The number of shares outstanding for UHAL has been increased compared to 5 years ago.
UHAL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.36, we must say that UHAL is in the distress zone and has some risk of bankruptcy.
UHAL has a worse Altman-Z score (1.36) than 71.43% of its industry peers.
UHAL has a Debt/Equity ratio of 0.99. This is a neutral value indicating UHAL is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.99, UHAL is doing worse than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.36 |
ROIC/WACC0.27
WACC9.7%
2.3 Liquidity
A Current Ratio of 0.79 indicates that UHAL may have some problems paying its short term obligations.
UHAL's Current ratio of 0.79 is on the low side compared to the rest of the industry. UHAL is outperformed by 73.81% of its industry peers.
A Quick Ratio of 0.69 indicates that UHAL may have some problems paying its short term obligations.
UHAL's Quick ratio of 0.69 is on the low side compared to the rest of the industry. UHAL is outperformed by 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 |
3. Growth
3.1 Past
UHAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -85.30%.
UHAL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -40.34% yearly.
UHAL shows a small growth in Revenue. In the last year, the Revenue has grown by 5.86%.
The Revenue has been growing slightly by 7.93% on average over the past years.
EPS 1Y (TTM)-85.3%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-46.15%
Revenue 1Y (TTM)5.86%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%3.73%
3.2 Future
UHAL is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.83% yearly.
Based on estimates for the next years, UHAL will show a small growth in Revenue. The Revenue will grow by 3.53% on average per year.
EPS Next Y-70.6%
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
EPS Next 5YN/A
Revenue Next Year6.53%
Revenue Next 2Y5.36%
Revenue Next 3Y3.53%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 54.26 indicates a quite expensive valuation of UHAL.
Compared to the rest of the industry, the Price/Earnings ratio of UHAL is on the same level as its industry peers.
UHAL is valuated expensively when we compare the Price/Earnings ratio to 27.19, which is the current average of the S&P500 Index.
UHAL is valuated quite expensively with a Price/Forward Earnings ratio of 44.22.
The rest of the industry has a similar Price/Forward Earnings ratio as UHAL.
When comparing the Price/Forward Earnings ratio of UHAL to the average of the S&P500 Index (23.88), we can say UHAL is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 54.26 | ||
| Fwd PE | 44.22 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UHAL is valued a bit cheaper than the industry average as 73.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.82 |
4.3 Compensation for Growth
A more expensive valuation may be justified as UHAL's earnings are expected to grow with 36.83% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
5. Dividend
5.1 Amount
UHAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
54.8
+0.5 (+0.92%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners39.31%
Inst Owner Change0%
Ins Owners6.68%
Ins Owner Change0%
Market Cap10.75B
Revenue(TTM)5.97B
Net Income(TTM)232.76M
Analysts77.78
Price Target80.61 (47.1%)
Short Float %13.88%
Short Ratio6.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.18
Dividend Growth(5Y)-34.3%
DP15.16%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-28.14%
Min EPS beat(2)-29.01%
Max EPS beat(2)-27.27%
EPS beat(4)0
Avg EPS beat(4)-65.07%
Min EPS beat(4)-165.28%
Max EPS beat(4)-27.27%
EPS beat(8)1
Avg EPS beat(8)1.76%
EPS beat(12)4
Avg EPS beat(12)137.17%
EPS beat(16)4
Avg EPS beat(16)98.59%
Revenue beat(2)0
Avg Revenue beat(2)-1.7%
Min Revenue beat(2)-2.39%
Max Revenue beat(2)-1%
Revenue beat(4)2
Avg Revenue beat(4)1.63%
Min Revenue beat(4)-2.39%
Max Revenue beat(4)9.35%
Revenue beat(8)2
Avg Revenue beat(8)-0.24%
Revenue beat(12)2
Avg Revenue beat(12)-1.64%
Revenue beat(16)4
Avg Revenue beat(16)-1.85%
PT rev (1m)-2.34%
PT rev (3m)-11.78%
EPS NQ rev (1m)0%
EPS NQ rev (3m)57.14%
EPS NY rev (1m)0%
EPS NY rev (3m)-18.33%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.03%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 54.26 | ||
| Fwd PE | 44.22 | ||
| P/S | 1.8 | ||
| P/FCF | N/A | ||
| P/OCF | 6.63 | ||
| P/B | 1.38 | ||
| P/tB | 1.38 | ||
| EV/EBITDA | 9.82 |
EPS(TTM)1.01
EY1.84%
EPS(NY)1.24
Fwd EY2.26%
FCF(TTM)-9.28
FCFYN/A
OCF(TTM)8.26
OCFY15.08%
SpS30.46
BVpS39.62
TBVpS39.62
PEG (NY)N/A
PEG (5Y)N/A
Graham Number30
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.09% | ||
| ROE | 3% | ||
| ROCE | 3.42% | ||
| ROIC | 2.6% | ||
| ROICexc | 2.75% | ||
| ROICexgc | 2.77% | ||
| OM | 11.24% | ||
| PM (TTM) | 3.9% | ||
| GM | 36.97% | ||
| FCFM | N/A |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.63%
ROIC(5y)5.51%
ROICexc(3y)5.15%
ROICexc(5y)6.27%
ROICexgc(3y)5.19%
ROICexgc(5y)6.32%
ROCE(3y)6.11%
ROCE(5y)7.27%
ROICexgc growth 3Y-31.79%
ROICexgc growth 5Y-3.29%
ROICexc growth 3Y-31.82%
ROICexc growth 5Y-3.29%
OM growth 3Y-24.46%
OM growth 5Y-1.89%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
F-Score4
Asset Turnover0.28
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.99 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.38 | ||
| Cap/Depr | 316.47% | ||
| Cap/Sales | 57.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 92.16% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.69 | ||
| Altman-Z | 1.36 |
F-Score4
WACC9.7%
ROIC/WACC0.27
Cap/Depr(3y)364.1%
Cap/Depr(5y)323.19%
Cap/Sales(3y)52.96%
Cap/Sales(5y)45.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-85.3%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-46.15%
EPS Next Y-70.6%
EPS Next 2Y-14.62%
EPS Next 3Y36.83%
EPS Next 5YN/A
Revenue 1Y (TTM)5.86%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%3.73%
Revenue Next Year6.53%
Revenue Next 2Y5.36%
Revenue Next 3Y3.53%
Revenue Next 5YN/A
EBIT growth 1Y-13.44%
EBIT growth 3Y-24.07%
EBIT growth 5Y5.9%
EBIT Next Year131.72%
EBIT Next 3Y35.31%
EBIT Next 5YN/A
FCF growth 1Y-15.62%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y9.56%
OCF growth 3Y-9.25%
OCF growth 5Y6.22%
U-HAUL HOLDING CO / UHAL FAQ
What is the ChartMill fundamental rating of U-HAUL HOLDING CO (UHAL) stock?
ChartMill assigns a fundamental rating of 2 / 10 to UHAL.
What is the valuation status of U-HAUL HOLDING CO (UHAL) stock?
ChartMill assigns a valuation rating of 2 / 10 to U-HAUL HOLDING CO (UHAL). This can be considered as Overvalued.
How profitable is U-HAUL HOLDING CO (UHAL) stock?
U-HAUL HOLDING CO (UHAL) has a profitability rating of 4 / 10.
What is the financial health of U-HAUL HOLDING CO (UHAL) stock?
The financial health rating of U-HAUL HOLDING CO (UHAL) is 0 / 10.
What is the earnings growth outlook for U-HAUL HOLDING CO?
The Earnings per Share (EPS) of U-HAUL HOLDING CO (UHAL) is expected to decline by -70.6% in the next year.