U-HAUL HOLDING CO (UHAL)
US0235861004 - Common Stock
Taking everything into account, UHAL scores 4 out of 10 in our fundamental rating. UHAL was compared to 36 industry peers in the Ground Transportation industry. While UHAL is still in line with the averages on profitability rating, there are concerns on its financial health. UHAL has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
UHAL had positive earnings in the past year.
UHAL had a positive operating cash flow in the past year.
In the past 5 years UHAL has always been profitable.
UHAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 3.51%, UHAL perfoms like the industry average, outperforming 58.33% of the companies in the same industry.
UHAL has a Return On Equity of 9.41%. This is comparable to the rest of the industry: UHAL outperforms 58.33% of its industry peers.
UHAL's Return On Invested Capital of 4.97% is in line compared to the rest of the industry. UHAL outperforms 58.33% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UHAL is in line with the industry average of 7.75%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.51% | ||
| ROE | 9.41% | ||
| ROIC | 4.97% |
ROA(3y)5.25%
ROA(5y)4.43%
ROE(3y)15.27%
ROE(5y)13.27%
ROIC(3y)6.79%
ROIC(5y)5.68%
1.3 Margins
UHAL has a better Profit Margin (11.67%) than 77.78% of its industry peers.
In the last couple of years the Profit Margin of UHAL has declined.
UHAL has a better Operating Margin (19.87%) than 83.33% of its industry peers.
In the last couple of years the Operating Margin of UHAL has grown nicely.
UHAL has a Gross Margin (38.21%) which is in line with its industry peers.
In the last couple of years the Gross Margin of UHAL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.87% | ||
| PM (TTM) | 11.67% | ||
| GM | 38.21% |
OM growth 3Y22.18%
OM growth 5Y9.33%
PM growth 3Y12.31%
PM growth 5Y-6.44%
GM growth 3Y2.42%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so UHAL is destroying value.
The number of shares outstanding for UHAL has been increased compared to 1 year ago.
UHAL has more shares outstanding than it did 5 years ago.
UHAL has a better debt/assets ratio than last year.
2.2 Solvency
UHAL has an Altman-Z score of 1.79. This is a bad value and indicates that UHAL is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of UHAL (1.79) is worse than 63.89% of its industry peers.
UHAL has a Debt/Equity ratio of 0.91. This is a neutral value indicating UHAL is somewhat dependend on debt financing.
UHAL has a Debt to Equity ratio (0.91) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.79 |
ROIC/WACC0.58
WACC8.56%
2.3 Liquidity
A Current Ratio of 1.47 indicates that UHAL should not have too much problems paying its short term obligations.
UHAL has a better Current ratio (1.47) than 77.78% of its industry peers.
A Quick Ratio of 1.37 indicates that UHAL should not have too much problems paying its short term obligations.
UHAL has a Quick ratio of 1.37. This is in the better half of the industry: UHAL outperforms 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.47 | ||
| Quick Ratio | 1.37 |
3. Growth
3.1 Past
The earnings per share for UHAL have decreased strongly by -80.01% in the last year.
Measured over the past years, UHAL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -34.92% on average per year.
UHAL shows a decrease in Revenue. In the last year, the revenue decreased by -2.65%.
UHAL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.25% yearly.
EPS 1Y (TTM)-80.01%
EPS 3Y27.89%
EPS 5Y-34.92%
EPS growth Q2Q-50.2%
Revenue 1Y (TTM)-2.65%
Revenue growth 3Y13.8%
Revenue growth 5Y10.25%
Revenue growth Q2Q-2.6%
3.2 Future
UHAL is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -68.77% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-92.09%
EPS Next 2Y-68.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-2.82%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.93, the valuation of UHAL can be described as very cheap.
Based on the Price/Earnings ratio, UHAL is valued cheaply inside the industry as 97.22% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 28.67, UHAL is valued rather cheaply.
UHAL is valuated correctly with a Price/Forward Earnings ratio of 14.96.
Based on the Price/Forward Earnings ratio, UHAL is valued a bit cheaper than 66.67% of the companies in the same industry.
UHAL's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 20.15.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 14.96 |
4.2 Price Multiples
69.44% of the companies in the same industry are more expensive than UHAL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.38 |
4.3 Compensation for Growth
The decent profitability rating of UHAL may justify a higher PE ratio.
A cheap valuation may be justified as UHAL's earnings are expected to decrease with -68.77% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-68.77%
EPS Next 3YN/A
5. Dividend
5.1 Amount
UHAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
U-HAUL HOLDING CO
NYSE:UHAL (5/20/2024, 7:06:19 PM)
After market: 68.66 0 (0%)68.66
-0.4 (-0.58%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap13.46B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
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Div Incr Years
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Surprises & Revisions
EPS beat(2)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 14.96 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
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FCF(TTM)
FCFY
OCF(TTM)
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SpS
BVpS
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PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.51% | ||
| ROE | 9.41% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 19.87% | ||
| PM (TTM) | 11.67% | ||
| GM | 38.21% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
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ROCE(5y)
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ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.91 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.47 | ||
| Quick Ratio | 1.37 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-80.01%
EPS 3Y27.89%
EPS 5Y
EPS growth Q2Q
EPS Next Y-92.09%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-2.65%
Revenue growth 3Y13.8%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
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