U-HAUL HOLDING CO (UHAL) Stock Fundamental Analysis
USA - NYSE:UHAL - US0235861004 - Common Stock
56.99 USD
-0.44 (-0.77%)
56.99 USD
0 (0%)
Taking everything into account, UHAL scores 2 out of 10 in our fundamental rating. UHAL was compared to 42 industry peers in the Ground Transportation industry. UHAL has a medium profitability rating, but doesn't score so well on its financial health evaluation. UHAL is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
UHAL had positive earnings in the past year.
In the past year UHAL had a positive cash flow from operations.
UHAL had positive earnings in each of the past 5 years.
In the past 5 years UHAL always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of UHAL (1.51%) is comparable to the rest of the industry.
UHAL has a Return On Equity (4.10%) which is in line with its industry peers.
UHAL has a Return On Invested Capital (2.70%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for UHAL is below the industry average of 7.92%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.51% | ||
| ROE | 4.1% | ||
| ROIC | 2.7% |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.65%
ROIC(5y)5.52%
1.3 Margins
The Profit Margin of UHAL (5.31%) is better than 76.19% of its industry peers.
In the last couple of years the Profit Margin of UHAL has declined.
With a decent Operating Margin value of 11.48%, UHAL is doing good in the industry, outperforming 78.57% of the companies in the same industry.
UHAL's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 36.78%, UHAL is in line with its industry, outperforming 50.00% of the companies in the same industry.
UHAL's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.48% | ||
| PM (TTM) | 5.31% | ||
| GM | 36.78% |
OM growth 3Y-23.98%
OM growth 5Y-1.52%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
2. Health
2.1 Basic Checks
UHAL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
UHAL has about the same amout of shares outstanding than it did 1 year ago.
UHAL has more shares outstanding than it did 5 years ago.
UHAL has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.41, we must say that UHAL is in the distress zone and has some risk of bankruptcy.
UHAL's Altman-Z score of 1.41 is on the low side compared to the rest of the industry. UHAL is outperformed by 66.67% of its industry peers.
UHAL has a Debt/Equity ratio of 0.95. This is a neutral value indicating UHAL is somewhat dependend on debt financing.
UHAL's Debt to Equity ratio of 0.95 is on the low side compared to the rest of the industry. UHAL is outperformed by 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.41 |
ROIC/WACC0.31
WACC8.78%
2.3 Liquidity
UHAL has a Current Ratio of 0.71. This is a bad value and indicates that UHAL is not financially healthy enough and could expect problems in meeting its short term obligations.
UHAL's Current ratio of 0.71 is on the low side compared to the rest of the industry. UHAL is outperformed by 85.71% of its industry peers.
UHAL has a Quick Ratio of 0.71. This is a bad value and indicates that UHAL is not financially healthy enough and could expect problems in meeting its short term obligations.
UHAL has a worse Quick ratio (0.61) than 85.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
The earnings per share for UHAL have decreased strongly by -80.93% in the last year.
The earnings per share for UHAL have been decreasing by -40.34% on average. This is quite bad
The Revenue has been growing slightly by 4.91% in the past year.
The Revenue has been growing slightly by 7.93% on average over the past years.
EPS 1Y (TTM)-80.93%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-28.42%
Revenue 1Y (TTM)4.91%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%5.29%
3.2 Future
Based on estimates for the next years, UHAL will show a very strong growth in Earnings Per Share. The EPS will grow by 36.73% on average per year.
Based on estimates for the next years, UHAL will show a small growth in Revenue. The Revenue will grow by 3.49% on average per year.
EPS Next Y-64%
EPS Next 2Y-34.27%
EPS Next 3Y36.73%
EPS Next 5YN/A
Revenue Next Year3.05%
Revenue Next 2Y3.37%
Revenue Next 3Y3.49%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 39.85 indicates a quite expensive valuation of UHAL.
UHAL's Price/Earnings ratio is in line with the industry average.
UHAL is valuated rather expensively when we compare the Price/Earnings ratio to 27.86, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 77.60, the valuation of UHAL can be described as expensive.
UHAL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. UHAL is more expensive than 64.29% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.32. UHAL is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.85 | ||
| Fwd PE | 77.6 |
4.2 Price Multiples
64.29% of the companies in the same industry are more expensive than UHAL, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.32 |
4.3 Compensation for Growth
A more expensive valuation may be justified as UHAL's earnings are expected to grow with 36.73% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-34.27%
EPS Next 3Y36.73%
5. Dividend
5.1 Amount
UHAL does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
56.99
-0.44 (-0.77%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners42.94%
Inst Owner Change10.47%
Ins Owners6.68%
Ins Owner Change0%
Market Cap11.17B
Analysts45.71
Price Target91.37 (60.33%)
Short Float %11.61%
Short Ratio6.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.18
Dividend Growth(5Y)-34.3%
DP11.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-96.28%
Min EPS beat(2)-165.28%
Max EPS beat(2)-27.27%
EPS beat(4)0
Avg EPS beat(4)-65.92%
Min EPS beat(4)-165.28%
Max EPS beat(4)-27.27%
EPS beat(8)1
Avg EPS beat(8)3.61%
EPS beat(12)3
Avg EPS beat(12)72.61%
EPS beat(16)4
Avg EPS beat(16)53.11%
Revenue beat(2)1
Avg Revenue beat(2)4.18%
Min Revenue beat(2)-1%
Max Revenue beat(2)9.35%
Revenue beat(4)2
Avg Revenue beat(4)1.32%
Min Revenue beat(4)-3.6%
Max Revenue beat(4)9.35%
Revenue beat(8)2
Avg Revenue beat(8)-0.22%
Revenue beat(12)2
Avg Revenue beat(12)-2.5%
Revenue beat(16)5
Avg Revenue beat(16)-1.46%
PT rev (1m)0%
PT rev (3m)-1.02%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-41.33%
EPS NY rev (1m)0%
EPS NY rev (3m)-73.77%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.4%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 39.85 | ||
| Fwd PE | 77.6 | ||
| P/S | 1.89 | ||
| P/FCF | N/A | ||
| P/OCF | 7.27 | ||
| P/B | 1.46 | ||
| P/tB | 1.46 | ||
| EV/EBITDA | 10.32 |
EPS(TTM)1.43
EY2.51%
EPS(NY)0.73
Fwd EY1.29%
FCF(TTM)-9.53
FCFYN/A
OCF(TTM)7.84
OCFY13.76%
SpS30.14
BVpS39.07
TBVpS39.07
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.51% | ||
| ROE | 4.1% | ||
| ROCE | 3.56% | ||
| ROIC | 2.7% | ||
| ROICexc | 2.83% | ||
| ROICexgc | 2.86% | ||
| OM | 11.48% | ||
| PM (TTM) | 5.31% | ||
| GM | 36.78% | ||
| FCFM | N/A |
ROA(3y)3.39%
ROA(5y)4.17%
ROE(3y)9.27%
ROE(5y)11.9%
ROIC(3y)4.65%
ROIC(5y)5.52%
ROICexc(3y)5.17%
ROICexc(5y)6.28%
ROICexgc(3y)5.21%
ROICexgc(5y)6.33%
ROCE(3y)6.13%
ROCE(5y)7.28%
ROICexcg growth 3Y-31.35%
ROICexcg growth 5Y-2.92%
ROICexc growth 3Y-31.38%
ROICexc growth 5Y-2.92%
OM growth 3Y-23.98%
OM growth 5Y-1.52%
PM growth 3Y-31.47%
PM growth 5Y-10.73%
GM growth 3Y-7.02%
GM growth 5Y-0.86%
F-Score3
Asset Turnover0.28
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.24 | ||
| Cap/Depr | 330.77% | ||
| Cap/Sales | 57.62% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 90.03% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.71 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 1.41 |
F-Score3
WACC8.78%
ROIC/WACC0.31
Cap/Depr(3y)364.1%
Cap/Depr(5y)323.19%
Cap/Sales(3y)52.96%
Cap/Sales(5y)45.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-80.93%
EPS 3Y-69.04%
EPS 5Y-40.34%
EPS Q2Q%-28.42%
EPS Next Y-64%
EPS Next 2Y-34.27%
EPS Next 3Y36.73%
EPS Next 5YN/A
Revenue 1Y (TTM)4.91%
Revenue growth 3Y0.51%
Revenue growth 5Y7.93%
Sales Q2Q%5.29%
Revenue Next Year3.05%
Revenue Next 2Y3.37%
Revenue Next 3Y3.49%
Revenue Next 5YN/A
EBIT growth 1Y-24.15%
EBIT growth 3Y-23.59%
EBIT growth 5Y6.3%
EBIT Next Year125.94%
EBIT Next 3Y35.31%
EBIT Next 5YN/A
FCF growth 1Y-42.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.39%
OCF growth 3Y-9.25%
OCF growth 5Y6.22%