UNITED GUARDIAN INC (UG) Stock Fundamental Analysis
USA - NASDAQ:UG - US9105711082 - Common Stock
7.0699 USD
-0.01 (-0.07%)
We assign a fundamental rating of 6 out of 10 to UG. UG was compared to 34 industry peers in the Personal Care Products industry. Both the health and profitability get an excellent rating, making UG a very profitable company, without any liquidiy or solvency issues. UG has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
UG had positive earnings in the past year.
In the past year UG had a positive cash flow from operations.
UG had positive earnings in each of the past 5 years.
UG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
UG's Return On Assets of 19.09% is amongst the best of the industry. UG outperforms 97.06% of its industry peers.
Looking at the Return On Equity, with a value of 22.31%, UG belongs to the top of the industry, outperforming 91.18% of the companies in the same industry.
UG has a Return On Invested Capital of 19.31%. This is amongst the best in the industry. UG outperforms 88.24% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for UG is significantly above the industry average of 12.80%.
The 3 year average ROIC (26.27%) for UG is well above the current ROIC(19.31%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.09% | ||
| ROE | 22.31% | ||
| ROIC | 19.31% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
The Profit Margin of UG (23.55%) is better than 100.00% of its industry peers.
In the last couple of years the Profit Margin of UG has declined.
The Operating Margin of UG (25.90%) is better than 100.00% of its industry peers.
In the last couple of years the Operating Margin of UG has declined.
UG has a Gross Margin of 53.32%. This is in the lower half of the industry: UG underperforms 67.65% of its industry peers.
In the last couple of years the Gross Margin of UG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 25.9% | ||
| PM (TTM) | 23.55% | ||
| GM | 53.32% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
UG has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
The number of shares outstanding for UG remains at a similar level compared to 1 year ago.
UG has about the same amout of shares outstanding than it did 5 years ago.
There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 13.68 indicates that UG is not in any danger for bankruptcy at the moment.
UG has a Altman-Z score of 13.68. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 13.68 |
ROIC/WACC2.2
WACC8.77%
2.3 Liquidity
UG has a Current Ratio of 6.73. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
UG has a Current ratio of 6.73. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
UG has a Quick Ratio of 5.90. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of UG (5.90) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.73 | ||
| Quick Ratio | 5.9 |
3. Growth
3.1 Past
UG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.62%.
The Earnings Per Share has been decreasing by -7.41% on average over the past years.
Looking at the last year, UG shows a very negative growth in Revenue. The Revenue has decreased by -11.83% in the last year.
The Revenue has been decreasing by -2.18% on average over the past years.
EPS 1Y (TTM)-21.62%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-33.33%
Revenue 1Y (TTM)-11.83%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-16.22%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.62, UG is valued correctly.
Based on the Price/Earnings ratio, UG is valued cheaper than 82.35% of the companies in the same industry.
UG is valuated cheaply when we compare the Price/Earnings ratio to 26.03, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.62 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UG is valued cheaply inside the industry as 82.35% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, UG is valued a bit cheaper than the industry average as 73.53% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.48 | ||
| EV/EBITDA | 5.97 |
4.3 Compensation for Growth
UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.85%, UG is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.96, UG pays a better dividend. On top of this UG pays more dividend than 91.18% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, UG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.85% |
5.2 History
The dividend of UG decreases each year by -11.42%.
UG has paid a dividend for at least 10 years, which is a reliable track record.
UG has decreased its dividend recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
UG pays out 126.17% of its income as dividend. This is not a sustainable payout ratio.
UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP126.17%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:UG (11/4/2025, 8:00:02 PM)
7.0699
-0.01 (-0.07%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners22.91%
Inst Owner Change-0.1%
Ins Owners7.12%
Ins Owner Change0%
Market Cap32.45M
Revenue(TTM)10.86M
Net Income(TTM)2.56M
Analysts0
Price TargetN/A
Short Float %0.24%
Short Ratio1.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.85% |
Yearly Dividend0.6
Dividend Growth(5Y)-11.42%
DP126.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.62 | ||
| Fwd PE | N/A | ||
| P/S | 2.99 | ||
| P/FCF | 18.48 | ||
| P/OCF | 15.28 | ||
| P/B | 2.83 | ||
| P/tB | 2.83 | ||
| EV/EBITDA | 5.97 |
EPS(TTM)0.56
EY7.92%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.38
FCFY5.41%
OCF(TTM)0.46
OCFY6.54%
SpS2.37
BVpS2.5
TBVpS2.5
PEG (NY)N/A
PEG (5Y)N/A
Graham Number5.61
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 19.09% | ||
| ROE | 22.31% | ||
| ROCE | 24.36% | ||
| ROIC | 19.31% | ||
| ROICexc | 71.44% | ||
| ROICexgc | 71.44% | ||
| OM | 25.9% | ||
| PM (TTM) | 23.55% | ||
| GM | 53.32% | ||
| FCFM | 16.18% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
ROICexc(3y)110.02%
ROICexc(5y)142.74%
ROICexgc(3y)110.02%
ROICexgc(5y)142.74%
ROCE(3y)33.14%
ROCE(5y)38.26%
ROICexgc growth 3Y-23.49%
ROICexgc growth 5Y-3.37%
ROICexc growth 3Y-23.49%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
F-Score4
Asset Turnover0.81
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 373.35% | ||
| Cap/Sales | 3.38% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 72.96% | ||
| Profit Quality | 68.69% | ||
| Current Ratio | 6.73 | ||
| Quick Ratio | 5.9 | ||
| Altman-Z | 13.68 |
F-Score4
WACC8.77%
ROIC/WACC2.2
Cap/Depr(3y)221.84%
Cap/Depr(5y)153.81%
Cap/Sales(3y)1.9%
Cap/Sales(5y)1.39%
Profit Quality(3y)101.34%
Profit Quality(5y)104.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.62%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-33.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-11.83%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-16.22%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-23.02%
EBIT growth 3Y-13.68%
EBIT growth 5Y-7.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.31%
FCF growth 3Y-16.39%
FCF growth 5Y-7.04%
OCF growth 1Y-4.36%
OCF growth 3Y-13.25%
OCF growth 5Y-5%
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
Can you provide the valuation status for UNITED GUARDIAN INC?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.
What is the financial health of UNITED GUARDIAN INC (UG) stock?
The financial health rating of UNITED GUARDIAN INC (UG) is 9 / 10.