6.63 USD
+0.16 (+2.47%)
Taking everything into account, UG scores 6 out of 10 in our fundamental rating. UG was compared to 36 industry peers in the Personal Care Products industry. UG gets an excellent profitability rating and is at the same time showing great financial health properties. UG is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- UG had positive earnings in the past year.
- UG had a positive operating cash flow in the past year.
- UG had positive earnings in each of the past 5 years.
- UG had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- UG's Return On Assets of 16.09% is amongst the best of the industry. UG outperforms 94.44% of its industry peers.
- With an excellent Return On Equity value of 18.52%, UG belongs to the best of the industry, outperforming 86.11% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 15.56%, UG belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- UG had an Average Return On Invested Capital over the past 3 years of 26.27%. This is significantly above the industry average of 11.85%.
- The last Return On Invested Capital (15.56%) for UG is well below the 3 year average (26.27%), which needs to be investigated, but indicates that UG had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.09% | ||
| ROE | 18.52% | ||
| ROIC | 15.56% |
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
1.3 Margins
- UG's Profit Margin of 19.48% is amongst the best of the industry. UG outperforms 97.22% of its industry peers.
- UG's Profit Margin has declined in the last couple of years.
- UG has a Operating Margin of 20.65%. This is amongst the best in the industry. UG outperforms 100.00% of its industry peers.
- UG's Operating Margin has declined in the last couple of years.
- With a Gross Margin value of 50.60%, UG is not doing good in the industry: 61.11% of the companies in the same industry are doing better.
- UG's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.65% | ||
| PM (TTM) | 19.48% | ||
| GM | 50.6% |
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
- The number of shares outstanding for UG remains at a similar level compared to 1 year ago.
- The number of shares outstanding for UG remains at a similar level compared to 5 years ago.
- There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- UG has an Altman-Z score of 14.93. This indicates that UG is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 14.93, UG belongs to the top of the industry, outperforming 97.22% of the companies in the same industry.
- UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 14.93 |
ROIC/WACC1.76
WACC8.86%
2.3 Liquidity
- UG has a Current Ratio of 7.04. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 7.04, UG belongs to the best of the industry, outperforming 94.44% of the companies in the same industry.
- A Quick Ratio of 6.16 indicates that UG has no problem at all paying its short term obligations.
- The Quick ratio of UG (6.16) is better than 94.44% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.04 | ||
| Quick Ratio | 6.16 |
3. Growth
3.1 Past
- The earnings per share for UG have decreased strongly by -43.76% in the last year.
- UG shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.41% yearly.
- Looking at the last year, UG shows a very negative growth in Revenue. The Revenue has decreased by -18.29% in the last year.
- UG shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -2.18% yearly.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 15.42, which indicates a correct valuation of UG.
- Compared to the rest of the industry, the Price/Earnings ratio of UG indicates a rather cheap valuation: UG is cheaper than 80.56% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.82, UG is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.42 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, UG is valued cheaper than 83.33% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of UG indicates a somewhat cheap valuation: UG is cheaper than 72.22% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.58 | ||
| EV/EBITDA | 6.73 |
4.3 Compensation for Growth
- UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- UG has a Yearly Dividend Yield of 7.62%, which is a nice return.
- Compared to an average industry Dividend Yield of 1.90, UG pays a better dividend. On top of this UG pays more dividend than 91.67% of the companies listed in the same industry.
- UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.62% |
5.2 History
- The dividend of UG decreases each year by -11.42%.
- UG has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of UG decreased recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 141.17% of the earnings are spent on dividend by UG. This is not a sustainable payout ratio.
- The Dividend Rate of UG has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
UNITED GUARDIAN INC / UG FAQ
What is the fundamental rating for UG stock?
ChartMill assigns a fundamental rating of 6 / 10 to UG.
What is the valuation status of UNITED GUARDIAN INC (UG) stock?
ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.
Can you provide the profitability details for UNITED GUARDIAN INC?
UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.
How financially healthy is UNITED GUARDIAN INC?
The financial health rating of UNITED GUARDIAN INC (UG) is 9 / 10.