UNITED GUARDIAN INC (UG) Fundamental Analysis & Valuation

NASDAQ:UG • US9105711082

Current stock price

6.21 USD
-0.01 (-0.16%)
Last:

This UG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. UG Profitability Analysis

1.1 Basic Checks

  • In the past year UG was profitable.
  • In the past year UG had a positive cash flow from operations.
  • UG had positive earnings in each of the past 5 years.
  • In the past 5 years UG always reported a positive cash flow from operatings.
UG Yearly Net Income VS EBIT VS OCF VS FCFUG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M 5M

1.2 Ratios

  • With an excellent Return On Assets value of 16.09%, UG belongs to the best of the industry, outperforming 94.59% of the companies in the same industry.
  • With an excellent Return On Equity value of 18.52%, UG belongs to the best of the industry, outperforming 83.78% of the companies in the same industry.
  • The Return On Invested Capital of UG (15.56%) is better than 89.19% of its industry peers.
  • UG had an Average Return On Invested Capital over the past 3 years of 26.27%. This is significantly above the industry average of 11.42%.
  • The last Return On Invested Capital (15.56%) for UG is well below the 3 year average (26.27%), which needs to be investigated, but indicates that UG had better years and this may not be a problem.
Industry RankSector Rank
ROA 16.09%
ROE 18.52%
ROIC 15.56%
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
UG Yearly ROA, ROE, ROICUG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

1.3 Margins

  • UG's Profit Margin of 19.48% is amongst the best of the industry. UG outperforms 100.00% of its industry peers.
  • UG's Profit Margin has declined in the last couple of years.
  • With an excellent Operating Margin value of 20.65%, UG belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of UG has declined.
  • UG's Gross Margin of 50.60% is on the low side compared to the rest of the industry. UG is outperformed by 62.16% of its industry peers.
  • UG's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 20.65%
PM (TTM) 19.48%
GM 50.6%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
UG Yearly Profit, Operating, Gross MarginsUG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

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9

2. UG Health Analysis

2.1 Basic Checks

  • UG has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • The number of shares outstanding for UG remains at a similar level compared to 1 year ago.
  • UG has about the same amout of shares outstanding than it did 5 years ago.
  • There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
UG Yearly Shares OutstandingUG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M
UG Yearly Total Debt VS Total AssetsUG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M

2.2 Solvency

  • UG has an Altman-Z score of 14.22. This indicates that UG is financially healthy and has little risk of bankruptcy at the moment.
  • UG's Altman-Z score of 14.22 is amongst the best of the industry. UG outperforms 100.00% of its industry peers.
  • UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 14.22
ROIC/WACC1.73
WACC8.98%
UG Yearly LT Debt VS Equity VS FCFUG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

2.3 Liquidity

  • UG has a Current Ratio of 7.04. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
  • UG has a Current ratio of 7.04. This is amongst the best in the industry. UG outperforms 97.30% of its industry peers.
  • A Quick Ratio of 6.16 indicates that UG has no problem at all paying its short term obligations.
  • With an excellent Quick ratio value of 6.16, UG belongs to the best of the industry, outperforming 97.30% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 7.04
Quick Ratio 6.16
UG Yearly Current Assets VS Current LiabilitesUG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. UG Growth Analysis

3.1 Past

  • The earnings per share for UG have decreased strongly by -43.76% in the last year.
  • Measured over the past years, UG shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.41% on average per year.
  • The Revenue for UG has decreased by -18.29% in the past year. This is quite bad
  • The Revenue has been decreasing by -2.18% on average over the past years.
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UG Yearly Revenue VS EstimatesUG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M

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4

4. UG Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 14.44 indicates a correct valuation of UG.
  • Compared to the rest of the industry, the Price/Earnings ratio of UG indicates a somewhat cheap valuation: UG is cheaper than 72.97% of the companies listed in the same industry.
  • UG is valuated rather cheaply when we compare the Price/Earnings ratio to 25.50, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 14.44
Fwd PE N/A
UG Price Earnings VS Forward Price EarningsUG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 86.49% of the companies in the same industry are more expensive than UG, based on the Enterprise Value to EBITDA ratio.
  • 67.57% of the companies in the same industry are more expensive than UG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 18.34
EV/EBITDA 5.87
UG Per share dataUG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • UG has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. UG Dividend Analysis

5.1 Amount

  • UG has a Yearly Dividend Yield of 7.94%, which is a nice return.
  • UG's Dividend Yield is rather good when compared to the industry average which is at 1.74. UG pays more dividend than 91.89% of the companies in the same industry.
  • UG's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 7.94%

5.2 History

  • The dividend of UG decreases each year by -11.42%.
  • UG has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of UG decreased recently.
Dividend Growth(5Y)-11.42%
Div Incr Years1
Div Non Decr Years1
UG Yearly Dividends per shareUG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • UG pays out 141.17% of its income as dividend. This is not a sustainable payout ratio.
  • UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP141.17%
EPS Next 2YN/A
EPS Next 3YN/A
UG Yearly Income VS Free CF VS DividendUG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
UG Dividend Payout.UG Dividend Payout, showing the Payout Ratio.UG Dividend Payout.PayoutRetained Earnings

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UG Fundamentals: All Metrics, Ratios and Statistics

UNITED GUARDIAN INC

NASDAQ:UG (3/25/2026, 2:57:04 PM)

6.21

-0.01 (-0.16%)

Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)03-13
Earnings (Next)05-06
Inst Owners21.58%
Inst Owner Change-4.26%
Ins Owners7.12%
Ins Owner Change0%
Market Cap28.50M
Revenue(TTM)10.06M
Net Income(TTM)1.96M
Analysts0
Price TargetN/A
Short Float %0.22%
Short Ratio0.72
Dividend
Industry RankSector Rank
Dividend Yield 7.94%
Yearly Dividend0.6
Dividend Growth(5Y)-11.42%
DP141.17%
Div Incr Years1
Div Non Decr Years1
Ex-Date02-09
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 14.44
Fwd PE N/A
P/S 2.83
P/FCF 18.34
P/OCF 14.96
P/B 2.69
P/tB 2.69
EV/EBITDA 5.87
EPS(TTM)0.43
EY6.92%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.34
FCFY5.45%
OCF(TTM)0.42
OCFY6.69%
SpS2.19
BVpS2.31
TBVpS2.31
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.72
Profitability
Industry RankSector Rank
ROA 16.09%
ROE 18.52%
ROCE 19.64%
ROIC 15.56%
ROICexc 72.31%
ROICexgc 72.31%
OM 20.65%
PM (TTM) 19.48%
GM 50.6%
FCFM 15.45%
ROA(3y)22.56%
ROA(5y)26.69%
ROE(3y)25.92%
ROE(5y)31.42%
ROIC(3y)26.27%
ROIC(5y)30.33%
ROICexc(3y)110.02%
ROICexc(5y)142.74%
ROICexgc(3y)110.02%
ROICexgc(5y)142.74%
ROCE(3y)33.14%
ROCE(5y)38.26%
ROICexgc growth 3Y-23.49%
ROICexgc growth 5Y-3.37%
ROICexc growth 3Y-23.49%
ROICexc growth 5Y-3.37%
OM growth 3Y-9.73%
OM growth 5Y-5.49%
PM growth 3Y-7.26%
PM growth 5Y-5.28%
GM growth 3Y-3.34%
GM growth 5Y-1.9%
F-Score4
Asset Turnover0.83
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 338.83%
Cap/Sales 3.5%
Interest Coverage 250
Cash Conversion 87.34%
Profit Quality 79.29%
Current Ratio 7.04
Quick Ratio 6.16
Altman-Z 14.22
F-Score4
WACC8.98%
ROIC/WACC1.73
Cap/Depr(3y)221.84%
Cap/Depr(5y)153.81%
Cap/Sales(3y)1.9%
Cap/Sales(5y)1.39%
Profit Quality(3y)101.34%
Profit Quality(5y)104.6%
High Growth Momentum
Growth
EPS 1Y (TTM)-43.76%
EPS 3Y-11.18%
EPS 5Y-7.41%
EPS Q2Q%-69%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-18.29%
Revenue growth 3Y-4.37%
Revenue growth 5Y-2.18%
Sales Q2Q%-26.01%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-46.47%
EBIT growth 3Y-13.68%
EBIT growth 5Y-7.55%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-39.3%
FCF growth 3Y-16.39%
FCF growth 5Y-7.04%
OCF growth 1Y-28.09%
OCF growth 3Y-13.25%
OCF growth 5Y-5%

UNITED GUARDIAN INC / UG Fundamental Analysis FAQ

What is the fundamental rating for UG stock?

ChartMill assigns a fundamental rating of 6 / 10 to UG.


What is the valuation status of UNITED GUARDIAN INC (UG) stock?

ChartMill assigns a valuation rating of 4 / 10 to UNITED GUARDIAN INC (UG). This can be considered as Fairly Valued.


Can you provide the profitability details for UNITED GUARDIAN INC?

UNITED GUARDIAN INC (UG) has a profitability rating of 7 / 10.


How financially healthy is UNITED GUARDIAN INC?

The financial health rating of UNITED GUARDIAN INC (UG) is 9 / 10.