UNITED GUARDIAN INC (UG)
US9105711082 - Common Stock
UG gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 37 industry peers in the Personal Care Products industry. UG has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. UG has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year UG was profitable.
UG had a positive operating cash flow in the past year.
UG had positive earnings in each of the past 5 years.
In the past 5 years UG always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of UG (20.02%) is better than 91.89% of its industry peers.
The Return On Equity of UG (22.72%) is better than 91.89% of its industry peers.
UG has a Return On Invested Capital of 19.97%. This is amongst the best in the industry. UG outperforms 94.59% of its industry peers.
The Average Return On Invested Capital over the past 3 years for UG is significantly above the industry average of 13.68%.
The 3 year average ROIC (33.38%) for UG is well above the current ROIC(19.97%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.02% | ||
| ROE | 22.72% | ||
| ROIC | 19.97% |
ROA(3y)27.4%
ROA(5y)29.68%
ROE(3y)32.61%
ROE(5y)34.9%
ROIC(3y)33.38%
ROIC(5y)33.33%
1.3 Margins
The Profit Margin of UG (23.77%) is better than 100.00% of its industry peers.
UG's Profit Margin has declined in the last couple of years.
UG has a better Operating Margin (26.28%) than 100.00% of its industry peers.
In the last couple of years the Operating Margin of UG has declined.
UG has a Gross Margin of 49.69%. This is comparable to the rest of the industry: UG outperforms 43.24% of its industry peers.
In the last couple of years the Gross Margin of UG has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 26.28% | ||
| PM (TTM) | 23.77% | ||
| GM | 49.69% |
OM growth 3Y-7.4%
OM growth 5Y-8.71%
PM growth 3Y-7.57%
PM growth 5Y-6.02%
GM growth 3Y-3.69%
GM growth 5Y-3.78%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so UG is creating value.
The number of shares outstanding for UG remains at a similar level compared to 1 year ago.
UG has about the same amout of shares outstanding than it did 5 years ago.
UG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 18.34 indicates that UG is not in any danger for bankruptcy at the moment.
The Altman-Z score of UG (18.34) is better than 100.00% of its industry peers.
There is no outstanding debt for UG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 18.34 |
ROIC/WACC2.18
WACC9.14%
2.3 Liquidity
UG has a Current Ratio of 7.99. This indicates that UG is financially healthy and has no problem in meeting its short term obligations.
UG has a Current ratio of 7.99. This is amongst the best in the industry. UG outperforms 94.59% of its industry peers.
A Quick Ratio of 7.19 indicates that UG has no problem at all paying its short term obligations.
UG has a Quick ratio of 7.19. This is amongst the best in the industry. UG outperforms 97.30% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.99 | ||
| Quick Ratio | 7.19 |
3. Growth
3.1 Past
The earnings per share for UG have decreased by -1.66% in the last year.
Measured over the past years, UG shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.97% on average per year.
UG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.28%.
Measured over the past years, UG shows a decrease in Revenue. The Revenue has been decreasing by -4.14% on average per year.
EPS 1Y (TTM)-1.66%
EPS 3Y-7.93%
EPS 5Y-9.97%
EPS growth Q2Q7.01%
Revenue 1Y (TTM)-14.28%
Revenue growth 3Y-0.32%
Revenue growth 5Y-4.14%
Revenue growth Q2Q-5.54%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 14.46, which indicates a correct valuation of UG.
Based on the Price/Earnings ratio, UG is valued cheaply inside the industry as 83.78% of the companies are valued more expensively.
UG's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.73.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.46 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UG indicates a rather cheap valuation: UG is cheaper than 81.08% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of UG indicates a somewhat cheap valuation: UG is cheaper than 78.38% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.48 | ||
| EV/EBITDA | 9.22 |
4.3 Compensation for Growth
The excellent profitability rating of UG may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
UG has a Yearly Dividend Yield of 6.17%, which is a nice return.
Compared to an average industry Dividend Yield of 5.46, UG pays a better dividend. On top of this UG pays more dividend than 94.59% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, UG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
The dividend of UG decreases each year by -37.52%.
UG has been paying a dividend for at least 10 years, so it has a reliable track record.
The dividend of UG decreased recently.
Dividend Growth(5Y)-37.52%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
17.75% of the earnings are spent on dividend by UG. This is a low number and sustainable payout ratio.
UG's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP17.75%
EPS Next 2YN/A
EPS Next 3YN/A
UNITED GUARDIAN INC
NASDAQ:UG (5/6/2024, 11:41:04 AM)
8.1
-0.03 (-0.37%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupHousehold & Personal Products
GICS IndustryPersonal Care Products
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap37.18M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.46 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 20.02% | ||
| ROE | 22.72% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 26.28% | ||
| PM (TTM) | 23.77% | ||
| GM | 49.69% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.84
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 7.99 | ||
| Quick Ratio | 7.19 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-1.66%
EPS 3Y-7.93%
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-14.28%
Revenue growth 3Y-0.32%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y