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Urstadt Biddle Properties (UBA) Stock Fundamental Analysis

NYSE:UBA - New York Stock Exchange, Inc. - US9172862057 - REIT - Currency: USD

21.14  -0.39 (-1.81%)

After market: 21.14 0 (0%)

Fundamental Rating

6

UBA gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 129 industry peers in the Diversified REITs industry. UBA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. UBA has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

In the past year UBA was profitable.
In the past year UBA had a positive cash flow from operations.
UBA had positive earnings in each of the past 5 years.
UBA had a positive operating cash flow in each of the past 5 years.
UBA Yearly Net Income VS EBIT VS OCF VS FCFUBA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 50M -50M

1.2 Ratios

With a decent Return On Assets value of 2.59%, UBA is doing good in the industry, outperforming 71.76% of the companies in the same industry.
UBA's Return On Equity of 4.55% is fine compared to the rest of the industry. UBA outperforms 65.65% of its industry peers.
With an excellent Return On Invested Capital value of 4.39%, UBA belongs to the best of the industry, outperforming 84.73% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for UBA is in line with the industry average of 3.16%.
The 3 year average ROIC (3.98%) for UBA is below the current ROIC(4.39%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.59%
ROE 4.55%
ROIC 4.39%
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
UBA Yearly ROA, ROE, ROICUBA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2 4 6

1.3 Margins

With a decent Profit Margin value of 17.63%, UBA is doing good in the industry, outperforming 68.70% of the companies in the same industry.
In the last couple of years the Profit Margin of UBA has declined.
The Operating Margin of UBA (37.64%) is better than 81.68% of its industry peers.
In the last couple of years the Operating Margin of UBA has remained more or less at the same level.
UBA's Gross Margin of 66.50% is in line compared to the rest of the industry. UBA outperforms 45.04% of its industry peers.
UBA's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 37.64%
PM (TTM) 17.63%
GM 66.5%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
UBA Yearly Profit, Operating, Gross MarginsUBA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 20 40 60

7

2. Health

2.1 Basic Checks

UBA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UBA has less shares outstanding
The debt/assets ratio for UBA is higher compared to a year ago.
UBA Yearly Shares OutstandingUBA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 10M 20M 30M 40M
UBA Yearly Total Debt VS Total AssetsUBA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 200M 400M 600M 800M 1B

2.2 Solvency

Based on the Altman-Z score of 1.31, we must say that UBA is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.31, UBA belongs to the top of the industry, outperforming 84.73% of the companies in the same industry.
The Debt to FCF ratio of UBA is 6.04, which is on the high side as it means it would take UBA, 6.04 years of fcf income to pay off all of its debts.
UBA's Debt to FCF ratio of 6.04 is amongst the best of the industry. UBA outperforms 96.95% of its industry peers.
UBA has a Debt/Equity ratio of 0.60. This is a neutral value indicating UBA is somewhat dependend on debt financing.
UBA has a better Debt to Equity ratio (0.60) than 84.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF 6.04
Altman-Z 1.31
ROIC/WACC0.6
WACC7.3%
UBA Yearly LT Debt VS Equity VS FCFUBA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 200M 400M

2.3 Liquidity

A Current Ratio of 11.75 indicates that UBA has no problem at all paying its short term obligations.
UBA's Current ratio of 11.75 is amongst the best of the industry. UBA outperforms 98.47% of its industry peers.
UBA has a Quick Ratio of 11.75. This indicates that UBA is financially healthy and has no problem in meeting its short term obligations.
UBA has a better Quick ratio (11.75) than 98.47% of its industry peers.
Industry RankSector Rank
Current Ratio 11.75
Quick Ratio 11.75
UBA Yearly Current Assets VS Current LiabilitesUBA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M 80M 100M

4

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 18.53% over the past year.
UBA shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.58% yearly.
Looking at the last year, UBA shows a small growth in Revenue. The Revenue has grown by 3.56% in the last year.
UBA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.97% yearly.
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%

3.2 Future

The Earnings Per Share is expected to grow by 2.47% on average over the next years.
UBA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.06% yearly.
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
UBA Yearly Revenue VS EstimatesUBA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
UBA Yearly EPS VS EstimatesUBA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

6

4. Valuation

4.1 Price/Earnings Ratio

UBA is valuated rather expensively with a Price/Earnings ratio of 18.88.
Based on the Price/Earnings ratio, UBA is valued a bit cheaper than 75.57% of the companies in the same industry.
When comparing the Price/Earnings ratio of UBA to the average of the S&P500 Index (27.69), we can say UBA is valued slightly cheaper.
A Price/Forward Earnings ratio of 17.30 indicates a rather expensive valuation of UBA.
Based on the Price/Forward Earnings ratio, UBA is valued cheaper than 88.55% of the companies in the same industry.
UBA is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.36, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 18.88
Fwd PE 17.3
UBA Price Earnings VS Forward Price EarningsUBA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UBA indicates a somewhat cheap valuation: UBA is cheaper than 61.07% of the companies listed in the same industry.
UBA's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UBA is cheaper than 81.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF 14.87
EV/EBITDA 13.5
UBA Per share dataUBA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

UBA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of UBA may justify a higher PE ratio.
PEG (NY)0.72
PEG (5Y)N/A
EPS Next 2Y14.68%
EPS Next 3Y2.47%

3

5. Dividend

5.1 Amount

UBA has a Yearly Dividend Yield of 3.94%. Purely for dividend investing, there may be better candidates out there.
UBA's Dividend Yield is slightly below the industry average, which is at 6.66.
Compared to an average S&P500 Dividend Yield of 2.34, UBA pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.94%

5.2 History

The dividend of UBA decreases each year by -1.96%.
UBA has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of UBA decreased recently.
Dividend Growth(5Y)-1.96%
Div Incr Years1
Div Non Decr Years1
UBA Yearly Dividends per shareUBA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 0.2 0.4 0.6 0.8 1

5.3 Sustainability

201.13% of the earnings are spent on dividend by UBA. This is not a sustainable payout ratio.
DP201.13%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
UBA Yearly Income VS Free CF VS DividendUBA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 0 50M -50M
UBA Dividend Payout.UBA Dividend Payout, showing the Payout Ratio.UBA Dividend Payout.PayoutRetained Earnings

Urstadt Biddle Properties

NYSE:UBA (8/17/2023, 7:49:13 PM)

After market: 21.14 0 (0%)

21.14

-0.39 (-1.81%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)06-07 2023-06-07/amc
Earnings (Next)09-06 2023-09-06/amc
Inst Owners0%
Inst Owner Change0%
Ins Owners0.59%
Ins Owner Change0%
Market Cap831.45M
Analysts76.67
Price Target20.91 (-1.09%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.94%
Yearly Dividend1.28
Dividend Growth(5Y)-1.96%
DP201.13%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.69%
Min EPS beat(2)-46.69%
Max EPS beat(2)-46.69%
EPS beat(4)1
Avg EPS beat(4)-10.17%
Min EPS beat(4)-46.69%
Max EPS beat(4)56.77%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.53%
Min Revenue beat(2)-3.53%
Max Revenue beat(2)-3.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-3.53%
Max Revenue beat(4)2.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 18.88
Fwd PE 17.3
P/S 5.74
P/FCF 14.87
P/OCF 10.45
P/B 1.48
P/tB 1.48
EV/EBITDA 13.5
EPS(TTM)1.12
EY5.3%
EPS(NY)1.22
Fwd EY5.78%
FCF(TTM)1.42
FCFY6.73%
OCF(TTM)2.02
OCFY9.57%
SpS3.68
BVpS14.27
TBVpS14.27
PEG (NY)0.72
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 2.59%
ROE 4.55%
ROCE N/A
ROIC 4.39%
ROICexc 4.45%
ROICexgc 4.45%
OM 37.64%
PM (TTM) 17.63%
GM 66.5%
FCFM N/A
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
ROICexc(3y)4.09%
ROICexc(5y)4.18%
ROICexgc(3y)4.09%
ROICexgc(5y)4.18%
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0.12%
ROICexcg growth 5Y3.01%
ROICexc growth 3Y0.12%
ROICexc growth 5Y3.01%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
F-Score7
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.6
Debt/FCF 6.04
Debt/EBITDA 3.94
Cap/Depr 76.08%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 218.92%
Current Ratio 11.75
Quick Ratio 11.75
Altman-Z 1.31
F-Score7
WACC7.3%
ROIC/WACC0.6
Cap/Depr(3y)100.59%
Cap/Depr(5y)92.8%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)246.66%
Profit Quality(5y)230.74%
High Growth Momentum
Growth
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
EBIT growth 1Y2.04%
EBIT growth 3Y0.21%
EBIT growth 5Y2.7%
EBIT Next Year55.92%
EBIT Next 3Y18.53%
EBIT Next 5YN/A
FCF growth 1Y28.38%
FCF growth 3Y-14.15%
FCF growth 5Y3.13%
OCF growth 1Y20.91%
OCF growth 3Y2.44%
OCF growth 5Y4.3%