Urstadt Biddle Properties (UBA) Stock Fundamental Analysis
NYSE:UBA - New York Stock Exchange, Inc. - US9172862057 - REIT - Currency: USD
UBA gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 129 industry peers in the Diversified REITs industry. UBA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. UBA has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year UBA was profitable.
In the past year UBA had a positive cash flow from operations.
UBA had positive earnings in each of the past 5 years.
UBA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 2.59%, UBA is doing good in the industry, outperforming 71.76% of the companies in the same industry.
UBA's Return On Equity of 4.55% is fine compared to the rest of the industry. UBA outperforms 65.65% of its industry peers.
With an excellent Return On Invested Capital value of 4.39%, UBA belongs to the best of the industry, outperforming 84.73% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for UBA is in line with the industry average of 3.16%.
The 3 year average ROIC (3.98%) for UBA is below the current ROIC(4.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.55% | ||
| ROIC | 4.39% |
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
1.3 Margins
With a decent Profit Margin value of 17.63%, UBA is doing good in the industry, outperforming 68.70% of the companies in the same industry.
In the last couple of years the Profit Margin of UBA has declined.
The Operating Margin of UBA (37.64%) is better than 81.68% of its industry peers.
In the last couple of years the Operating Margin of UBA has remained more or less at the same level.
UBA's Gross Margin of 66.50% is in line compared to the rest of the industry. UBA outperforms 45.04% of its industry peers.
UBA's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.64% | ||
| PM (TTM) | 17.63% | ||
| GM | 66.5% |
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
2. Health
2.1 Basic Checks
UBA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, UBA has less shares outstanding
The debt/assets ratio for UBA is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.31, we must say that UBA is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.31, UBA belongs to the top of the industry, outperforming 84.73% of the companies in the same industry.
The Debt to FCF ratio of UBA is 6.04, which is on the high side as it means it would take UBA, 6.04 years of fcf income to pay off all of its debts.
UBA's Debt to FCF ratio of 6.04 is amongst the best of the industry. UBA outperforms 96.95% of its industry peers.
UBA has a Debt/Equity ratio of 0.60. This is a neutral value indicating UBA is somewhat dependend on debt financing.
UBA has a better Debt to Equity ratio (0.60) than 84.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.04 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.6
WACC7.3%
2.3 Liquidity
A Current Ratio of 11.75 indicates that UBA has no problem at all paying its short term obligations.
UBA's Current ratio of 11.75 is amongst the best of the industry. UBA outperforms 98.47% of its industry peers.
UBA has a Quick Ratio of 11.75. This indicates that UBA is financially healthy and has no problem in meeting its short term obligations.
UBA has a better Quick ratio (11.75) than 98.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.75 | ||
| Quick Ratio | 11.75 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.53% over the past year.
UBA shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.58% yearly.
Looking at the last year, UBA shows a small growth in Revenue. The Revenue has grown by 3.56% in the last year.
UBA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.97% yearly.
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
3.2 Future
The Earnings Per Share is expected to grow by 2.47% on average over the next years.
UBA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.06% yearly.
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
UBA is valuated rather expensively with a Price/Earnings ratio of 18.88.
Based on the Price/Earnings ratio, UBA is valued a bit cheaper than 75.57% of the companies in the same industry.
When comparing the Price/Earnings ratio of UBA to the average of the S&P500 Index (27.69), we can say UBA is valued slightly cheaper.
A Price/Forward Earnings ratio of 17.30 indicates a rather expensive valuation of UBA.
Based on the Price/Forward Earnings ratio, UBA is valued cheaper than 88.55% of the companies in the same industry.
UBA is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.36, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.88 | ||
| Fwd PE | 17.3 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of UBA indicates a somewhat cheap valuation: UBA is cheaper than 61.07% of the companies listed in the same industry.
UBA's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UBA is cheaper than 81.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.87 | ||
| EV/EBITDA | 13.5 |
4.3 Compensation for Growth
UBA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of UBA may justify a higher PE ratio.
PEG (NY)0.72
PEG (5Y)N/A
EPS Next 2Y14.68%
EPS Next 3Y2.47%
5. Dividend
5.1 Amount
UBA has a Yearly Dividend Yield of 3.94%. Purely for dividend investing, there may be better candidates out there.
UBA's Dividend Yield is slightly below the industry average, which is at 6.66.
Compared to an average S&P500 Dividend Yield of 2.34, UBA pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
5.2 History
The dividend of UBA decreases each year by -1.96%.
UBA has paid a dividend for at least 10 years, which is a reliable track record.
The dividend of UBA decreased recently.
Dividend Growth(5Y)-1.96%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
201.13% of the earnings are spent on dividend by UBA. This is not a sustainable payout ratio.
DP201.13%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
21.14
-0.39 (-1.81%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change0%
Ins Owners0.59%
Ins Owner Change0%
Market Cap831.45M
Analysts76.67
Price Target20.91 (-1.09%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
Yearly Dividend1.28
Dividend Growth(5Y)-1.96%
DP201.13%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.69%
Min EPS beat(2)-46.69%
Max EPS beat(2)-46.69%
EPS beat(4)1
Avg EPS beat(4)-10.17%
Min EPS beat(4)-46.69%
Max EPS beat(4)56.77%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.53%
Min Revenue beat(2)-3.53%
Max Revenue beat(2)-3.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-3.53%
Max Revenue beat(4)2.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.88 | ||
| Fwd PE | 17.3 | ||
| P/S | 5.74 | ||
| P/FCF | 14.87 | ||
| P/OCF | 10.45 | ||
| P/B | 1.48 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 13.5 |
EPS(TTM)1.12
EY5.3%
EPS(NY)1.22
Fwd EY5.78%
FCF(TTM)1.42
FCFY6.73%
OCF(TTM)2.02
OCFY9.57%
SpS3.68
BVpS14.27
TBVpS14.27
PEG (NY)0.72
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.55% | ||
| ROCE | N/A | ||
| ROIC | 4.39% | ||
| ROICexc | 4.45% | ||
| ROICexgc | 4.45% | ||
| OM | 37.64% | ||
| PM (TTM) | 17.63% | ||
| GM | 66.5% | ||
| FCFM | N/A |
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
ROICexc(3y)4.09%
ROICexc(5y)4.18%
ROICexgc(3y)4.09%
ROICexgc(5y)4.18%
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0.12%
ROICexcg growth 5Y3.01%
ROICexc growth 3Y0.12%
ROICexc growth 5Y3.01%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
F-Score7
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.04 | ||
| Debt/EBITDA | 3.94 | ||
| Cap/Depr | 76.08% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 218.92% | ||
| Current Ratio | 11.75 | ||
| Quick Ratio | 11.75 | ||
| Altman-Z | 1.31 |
F-Score7
WACC7.3%
ROIC/WACC0.6
Cap/Depr(3y)100.59%
Cap/Depr(5y)92.8%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)246.66%
Profit Quality(5y)230.74%
High Growth Momentum
Growth
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
EBIT growth 1Y2.04%
EBIT growth 3Y0.21%
EBIT growth 5Y2.7%
EBIT Next Year55.92%
EBIT Next 3Y18.53%
EBIT Next 5YN/A
FCF growth 1Y28.38%
FCF growth 3Y-14.15%
FCF growth 5Y3.13%
OCF growth 1Y20.91%
OCF growth 3Y2.44%
OCF growth 5Y4.3%