Urstadt Biddle Properties (UBA) Stock Fundamental Analysis
NYSE:UBA - New York Stock Exchange, Inc. - US9172862057 - REIT - Currency: USD
We assign a fundamental rating of 6 out of 10 to UBA. UBA was compared to 129 industry peers in the Diversified REITs industry. UBA gets an excellent profitability rating and is at the same time showing great financial health properties. UBA has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
UBA had positive earnings in the past year.
In the past year UBA had a positive cash flow from operations.
In the past 5 years UBA has always been profitable.
In the past 5 years UBA always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of UBA (2.59%) is better than 71.76% of its industry peers.
UBA has a better Return On Equity (4.55%) than 65.65% of its industry peers.
UBA's Return On Invested Capital of 4.39% is amongst the best of the industry. UBA outperforms 84.73% of its industry peers.
UBA had an Average Return On Invested Capital over the past 3 years of 3.98%. This is in line with the industry average of 3.15%.
The 3 year average ROIC (3.98%) for UBA is below the current ROIC(4.39%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.55% | ||
| ROIC | 4.39% |
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
1.3 Margins
The Profit Margin of UBA (17.63%) is better than 68.70% of its industry peers.
UBA's Profit Margin has declined in the last couple of years.
UBA has a Operating Margin of 37.64%. This is amongst the best in the industry. UBA outperforms 81.68% of its industry peers.
In the last couple of years the Operating Margin of UBA has remained more or less at the same level.
UBA's Gross Margin of 66.50% is in line compared to the rest of the industry. UBA outperforms 45.04% of its industry peers.
In the last couple of years the Gross Margin of UBA has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.64% | ||
| PM (TTM) | 17.63% | ||
| GM | 66.5% |
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), UBA is destroying value.
The number of shares outstanding for UBA has been reduced compared to 1 year ago.
The debt/assets ratio for UBA is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.31, we must say that UBA is in the distress zone and has some risk of bankruptcy.
UBA's Altman-Z score of 1.31 is amongst the best of the industry. UBA outperforms 84.73% of its industry peers.
UBA has a debt to FCF ratio of 6.04. This is a slightly negative value and a sign of low solvency as UBA would need 6.04 years to pay back of all of its debts.
UBA has a Debt to FCF ratio of 6.04. This is amongst the best in the industry. UBA outperforms 96.95% of its industry peers.
A Debt/Equity ratio of 0.60 indicates that UBA is somewhat dependend on debt financing.
The Debt to Equity ratio of UBA (0.60) is better than 84.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.04 | ||
| Altman-Z | 1.31 |
ROIC/WACC0.6
WACC7.3%
2.3 Liquidity
A Current Ratio of 11.75 indicates that UBA has no problem at all paying its short term obligations.
With an excellent Current ratio value of 11.75, UBA belongs to the best of the industry, outperforming 98.47% of the companies in the same industry.
UBA has a Quick Ratio of 11.75. This indicates that UBA is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 11.75, UBA belongs to the best of the industry, outperforming 98.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.75 | ||
| Quick Ratio | 11.75 |
3. Growth
3.1 Past
UBA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.53%, which is quite good.
The Earnings Per Share has been decreasing by -5.58% on average over the past years.
The Revenue has been growing slightly by 3.56% in the past year.
UBA shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.97% yearly.
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
3.2 Future
The Earnings Per Share is expected to grow by 2.47% on average over the next years.
The Revenue is expected to grow by 3.06% on average over the next years.
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 18.88 indicates a rather expensive valuation of UBA.
UBA's Price/Earnings ratio is a bit cheaper when compared to the industry. UBA is cheaper than 75.57% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.70, UBA is valued a bit cheaper.
Based on the Price/Forward Earnings ratio of 17.30, the valuation of UBA can be described as rather expensive.
88.55% of the companies in the same industry are more expensive than UBA, based on the Price/Forward Earnings ratio.
UBA's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.49.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.88 | ||
| Fwd PE | 17.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, UBA is valued a bit cheaper than the industry average as 61.07% of the companies are valued more expensively.
UBA's Price/Free Cash Flow ratio is rather cheap when compared to the industry. UBA is cheaper than 81.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.87 | ||
| EV/EBITDA | 13.5 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
UBA has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.72
PEG (5Y)N/A
EPS Next 2Y14.68%
EPS Next 3Y2.47%
5. Dividend
5.1 Amount
UBA has a Yearly Dividend Yield of 3.94%.
Compared to an average industry Dividend Yield of 6.62, UBA is paying slightly less dividend.
UBA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
5.2 History
The dividend of UBA decreases each year by -1.96%.
UBA has paid a dividend for at least 10 years, which is a reliable track record.
UBA has decreased its dividend recently.
Dividend Growth(5Y)-1.96%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
UBA pays out 201.13% of its income as dividend. This is not a sustainable payout ratio.
DP201.13%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
21.14
-0.39 (-1.81%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change0%
Ins Owners0.59%
Ins Owner Change0%
Market Cap831.45M
Analysts76.67
Price Target20.91 (-1.09%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.94% |
Yearly Dividend1.28
Dividend Growth(5Y)-1.96%
DP201.13%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-46.69%
Min EPS beat(2)-46.69%
Max EPS beat(2)-46.69%
EPS beat(4)1
Avg EPS beat(4)-10.17%
Min EPS beat(4)-46.69%
Max EPS beat(4)56.77%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-3.53%
Min Revenue beat(2)-3.53%
Max Revenue beat(2)-3.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.06%
Min Revenue beat(4)-3.53%
Max Revenue beat(4)2.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.24%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.88 | ||
| Fwd PE | 17.3 | ||
| P/S | 5.74 | ||
| P/FCF | 14.87 | ||
| P/OCF | 10.45 | ||
| P/B | 1.48 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 13.5 |
EPS(TTM)1.12
EY5.3%
EPS(NY)1.22
Fwd EY5.78%
FCF(TTM)1.42
FCFY6.73%
OCF(TTM)2.02
OCFY9.57%
SpS3.68
BVpS14.27
TBVpS14.27
PEG (NY)0.72
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.59% | ||
| ROE | 4.55% | ||
| ROCE | N/A | ||
| ROIC | 4.39% | ||
| ROICexc | 4.45% | ||
| ROICexgc | 4.45% | ||
| OM | 37.64% | ||
| PM (TTM) | 17.63% | ||
| GM | 66.5% | ||
| FCFM | N/A |
ROA(3y)2.3%
ROA(5y)2.29%
ROE(3y)3.96%
ROE(5y)4%
ROIC(3y)3.98%
ROIC(5y)4.03%
ROICexc(3y)4.09%
ROICexc(5y)4.18%
ROICexgc(3y)4.09%
ROICexgc(5y)4.18%
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y0.12%
ROICexcg growth 5Y3.01%
ROICexc growth 3Y0.12%
ROICexc growth 5Y3.01%
OM growth 3Y-1.26%
OM growth 5Y-0.26%
PM growth 3Y4.09%
PM growth 5Y-7.87%
GM growth 3Y-0.44%
GM growth 5Y-0.6%
F-Score7
Asset Turnover0.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.6 | ||
| Debt/FCF | 6.04 | ||
| Debt/EBITDA | 3.94 | ||
| Cap/Depr | 76.08% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 218.92% | ||
| Current Ratio | 11.75 | ||
| Quick Ratio | 11.75 | ||
| Altman-Z | 1.31 |
F-Score7
WACC7.3%
ROIC/WACC0.6
Cap/Depr(3y)100.59%
Cap/Depr(5y)92.8%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)246.66%
Profit Quality(5y)230.74%
High Growth Momentum
Growth
EPS 1Y (TTM)18.53%
EPS 3Y5.02%
EPS 5Y-5.58%
EPS Q2Q%-22.22%
EPS Next Y26.09%
EPS Next 2Y14.68%
EPS Next 3Y2.47%
EPS Next 5YN/A
Revenue 1Y (TTM)3.56%
Revenue growth 3Y1.49%
Revenue growth 5Y2.97%
Sales Q2Q%-2.58%
Revenue Next Year3.89%
Revenue Next 2Y3.35%
Revenue Next 3Y3.06%
Revenue Next 5YN/A
EBIT growth 1Y2.04%
EBIT growth 3Y0.21%
EBIT growth 5Y2.7%
EBIT Next Year55.92%
EBIT Next 3Y18.53%
EBIT Next 5YN/A
FCF growth 1Y28.38%
FCF growth 3Y-14.15%
FCF growth 5Y3.13%
OCF growth 1Y20.91%
OCF growth 3Y2.44%
OCF growth 5Y4.3%