TYL gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 278 industry peers in the Software industry. TYL has only an average score on both its financial health and profitability. TYL is not priced too expensively while it is growing strongly. Keep and eye on this one! With these ratings, TYL could be worth investigating further for growth investing!.

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1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

In the past year TYL was profitable.
In the past year TYL had a positive cash flow from operations.
TYL had positive earnings in each of the past 5 years.
Each year in the past 5 years TYL had a positive operating cash flow.

1.2 Ratios

TYL has a Return On Assets of 5.78%. This is in the better half of the industry: TYL outperforms 73.74% of its industry peers.
TYL has a better Return On Equity (8.75%) than 71.58% of its industry peers.
TYL has a Return On Invested Capital of 7.95%. This is in the better half of the industry: TYL outperforms 78.78% of its industry peers.
TYL had an Average Return On Invested Capital over the past 3 years of 5.40%. This is significantly below the industry average of 10.73%.
The last Return On Invested Capital (7.95%) for TYL is above the 3 year average (5.40%), which is a sign of increasing profitability.

		Industry Rank	Sector Rank
ROA	5.78%
ROE	8.75%
ROIC	7.95%

ROA(3y)4.04%

ROA(5y)4.6%

ROE(3y)6.56%

ROE(5y)7.28%

ROIC(3y)5.4%

ROIC(5y)5.58%

1.3 Margins

TYL's Profit Margin of 13.72% is fine compared to the rest of the industry. TYL outperforms 75.90% of its industry peers.
TYL's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 15.42%, TYL belongs to the top of the industry, outperforming 82.01% of the companies in the same industry.
TYL's Operating Margin has been stable in the last couple of years.
TYL has a Gross Margin of 46.06%. This is in the lower half of the industry: TYL underperforms 71.94% of its industry peers.
TYL's Gross Margin has declined in the last couple of years.

		Industry Rank	Sector Rank
OM	15.42%
PM (TTM)	13.72%
GM	46.06%

OM growth 3Y2.19%

OM growth 5Y-0.68%

PM growth 3Y6.66%

PM growth 5Y-1.82%

GM growth 3Y-0.6%

GM growth 5Y-1.65%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TYL is destroying value.
The number of shares outstanding for TYL has been increased compared to 1 year ago.
Compared to 5 years ago, TYL has more shares outstanding
The debt/assets ratio for TYL has been reduced compared to a year ago.

2.2 Solvency

TYL has an Altman-Z score of 6.33. This indicates that TYL is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of TYL (6.33) is better than 81.30% of its industry peers.
There is no outstanding debt for TYL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	1
Altman-Z	6.33

ROIC/WACC0.73

WACC10.9%

2.3 Liquidity

A Current Ratio of 1.03 indicates that TYL should not have too much problems paying its short term obligations.
The Current ratio of TYL (1.03) is worse than 72.30% of its industry peers.
A Quick Ratio of 1.03 indicates that TYL should not have too much problems paying its short term obligations.
TYL's Quick ratio of 1.03 is on the low side compared to the rest of the industry. TYL is outperformed by 71.58% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	1.03
Quick Ratio	1.03

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 23.09% over the past year.
The Earnings Per Share has been growing by 12.50% on average over the past years. This is quite good.
Looking at the last year, TYL shows a quite strong growth in Revenue. The Revenue has grown by 10.62% in the last year.
Measured over the past years, TYL shows a quite strong growth in Revenue. The Revenue has been growing by 14.50% on average per year.

EPS 1Y (TTM)23.09%

EPS 3Y10.8%

EPS 5Y12.5%

EPS Q2Q%17.86%

Revenue 1Y (TTM)10.62%

Revenue growth 3Y10.32%

Revenue growth 5Y14.5%

Sales Q2Q%9.67%

3.2 Future

TYL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.56% yearly.
Based on estimates for the next years, TYL will show a quite strong growth in Revenue. The Revenue will grow by 9.10% on average per year.

EPS Next Y20.71%

EPS Next 2Y15.27%

EPS Next 3Y14.89%

EPS Next 5Y15.56%

Revenue Next Year9.82%

Revenue Next 2Y9.32%

Revenue Next 3Y9.3%

Revenue Next 5Y9.1%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 33.31, TYL can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of TYL is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 28.32. TYL is around the same levels.
With a Price/Forward Earnings ratio of 29.11, TYL can be considered very expensive at the moment.
TYL's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 25.57, TYL is valued at the same level.

		Industry Rank	Sector Rank
PE	33.31
Fwd PE	29.11

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TYL indicates a somewhat cheap valuation: TYL is cheaper than 64.75% of the companies listed in the same industry.
68.70% of the companies in the same industry are more expensive than TYL, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	26.5
EV/EBITDA	31.76

4.3 Compensation for Growth

TYL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of TYL may justify a higher PE ratio.
TYL's earnings are expected to grow with 14.89% in the coming years. This may justify a more expensive valuation.