TYLER TECHNOLOGIES INC (TYL) Fundamental Analysis & Valuation

NYSE:TYL • US9022521051

365.87 USD
-2.29 (-0.62%)
At close: Mar 5, 2026
365.87 USD
0 (0%)
After Hours: 3/5/2026, 5:24:15 PM

This TYL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

Overall TYL gets a fundamental rating of 5 out of 10. We evaluated TYL against 276 industry peers in the Software industry. TYL has only an average score on both its financial health and profitability. TYL has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. TYL Profitability Analysis

1.1 Basic Checks

  • TYL had positive earnings in the past year.
  • In the past year TYL had a positive cash flow from operations.
  • Each year in the past 5 years TYL has been profitable.
  • Each year in the past 5 years TYL had a positive operating cash flow.
TYL Yearly Net Income VS EBIT VS OCF VS FCFTYL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

1.2 Ratios

  • TYL has a Return On Assets of 5.60%. This is in the better half of the industry: TYL outperforms 75.36% of its industry peers.
  • TYL has a Return On Equity of 8.52%. This is in the better half of the industry: TYL outperforms 72.46% of its industry peers.
  • TYL has a better Return On Invested Capital (7.65%) than 79.71% of its industry peers.
  • TYL had an Average Return On Invested Capital over the past 3 years of 6.27%. This is below the industry average of 10.80%.
  • The 3 year average ROIC (6.27%) for TYL is below the current ROIC(7.65%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.6%
ROE 8.52%
ROIC 7.65%
ROA(3y)4.74%
ROA(5y)4.23%
ROE(3y)7.31%
ROE(5y)7.03%
ROIC(3y)6.27%
ROIC(5y)5.61%
TYL Yearly ROA, ROE, ROICTYL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10

1.3 Margins

  • TYL has a better Profit Margin (13.53%) than 78.62% of its industry peers.
  • TYL's Profit Margin has declined in the last couple of years.
  • The Operating Margin of TYL (15.34%) is better than 82.61% of its industry peers.
  • TYL's Operating Margin has been stable in the last couple of years.
  • TYL has a worse Gross Margin (46.46%) than 72.46% of its industry peers.
  • In the last couple of years the Gross Margin of TYL has remained more or less at the same level.
Industry RankSector Rank
OM 15.34%
PM (TTM) 13.53%
GM 46.46%
OM growth 3Y9.01%
OM growth 5Y-0.19%
PM growth 3Y15.09%
PM growth 5Y-4.95%
GM growth 3Y3.13%
GM growth 5Y-0.89%
TYL Yearly Profit, Operating, Gross MarginsTYL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

5

2. TYL Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), TYL is destroying value.
  • TYL has about the same amout of shares outstanding than it did 1 year ago.
  • TYL has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, TYL has an improved debt to assets ratio.
TYL Yearly Shares OutstandingTYL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
TYL Yearly Total Debt VS Total AssetsTYL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • TYL has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.97
Altman-Z N/A
ROIC/WACC0.7
WACC10.95%
TYL Yearly LT Debt VS Equity VS FCFTYL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.3 Liquidity

  • TYL has a Current Ratio of 1.05. This is a normal value and indicates that TYL is financially healthy and should not expect problems in meeting its short term obligations.
  • TYL's Current ratio of 1.05 is on the low side compared to the rest of the industry. TYL is outperformed by 72.10% of its industry peers.
  • A Quick Ratio of 1.05 indicates that TYL should not have too much problems paying its short term obligations.
  • TYL's Quick ratio of 1.05 is on the low side compared to the rest of the industry. TYL is outperformed by 71.38% of its industry peers.
Industry RankSector Rank
Current Ratio 1.05
Quick Ratio 1.05
TYL Yearly Current Assets VS Current LiabilitesTYL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

6

3. TYL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 18.32% over the past year.
  • TYL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.41% yearly.
  • The Revenue has grown by 9.10% in the past year. This is quite good.
  • The Revenue has been growing by 15.87% on average over the past years. This is quite good.
EPS 1Y (TTM)18.32%
EPS 3Y14.64%
EPS 5Y15.41%
EPS Q2Q%8.64%
Revenue 1Y (TTM)9.1%
Revenue growth 3Y8.02%
Revenue growth 5Y15.87%
Sales Q2Q%6.29%

3.2 Future

  • TYL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.33% yearly.
  • The Revenue is expected to grow by 9.09% on average over the next years. This is quite good.
EPS Next Y12.29%
EPS Next 2Y13.22%
EPS Next 3Y14.74%
EPS Next 5Y15.33%
Revenue Next Year8.02%
Revenue Next 2Y8.95%
Revenue Next 3Y8.72%
Revenue Next 5Y9.09%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
TYL Yearly Revenue VS EstimatesTYL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1B 2B 3B 4B
TYL Yearly EPS VS EstimatesTYL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

4

4. TYL Valuation Analysis

4.1 Price/Earnings Ratio

  • TYL is valuated quite expensively with a Price/Earnings ratio of 32.38.
  • Compared to the rest of the industry, the Price/Earnings ratio of TYL is on the same level as its industry peers.
  • Compared to an average S&P500 Price/Earnings ratio of 27.03, TYL is valued at the same level.
  • A Price/Forward Earnings ratio of 28.83 indicates a quite expensive valuation of TYL.
  • TYL's Price/Forward Earnings is on the same level as the industry average.
  • TYL's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.11.
Industry RankSector Rank
PE 32.38
Fwd PE 28.83
TYL Price Earnings VS Forward Price EarningsTYL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TYL indicates a somewhat cheap valuation: TYL is cheaper than 66.67% of the companies listed in the same industry.
  • TYL's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TYL is cheaper than 65.58% of the companies in the same industry.
Industry RankSector Rank
P/FCF 25.36
EV/EBITDA 30.77
TYL Per share dataTYL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TYL does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of TYL may justify a higher PE ratio.
  • TYL's earnings are expected to grow with 14.74% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.63
PEG (5Y)2.1
EPS Next 2Y13.22%
EPS Next 3Y14.74%

0

5. TYL Dividend Analysis

5.1 Amount

  • TYL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

TYL Fundamentals: All Metrics, Ratios and Statistics

TYLER TECHNOLOGIES INC

NYSE:TYL (3/5/2026, 5:24:15 PM)

After market: 365.87 0 (0%)

365.87

-2.29 (-0.62%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-11
Earnings (Next)04-21
Inst Owners99.01%
Inst Owner Change3.73%
Ins Owners0.33%
Ins Owner Change0.04%
Market Cap15.74B
Revenue(TTM)2.33B
Net Income(TTM)315.60M
Analysts80.74
Price Target445.75 (21.83%)
Short Float %4.14%
Short Ratio2.67
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.55%
Min EPS beat(2)-4.06%
Max EPS beat(2)2.97%
EPS beat(4)3
Avg EPS beat(4)2.66%
Min EPS beat(4)-4.06%
Max EPS beat(4)7.9%
EPS beat(8)6
Avg EPS beat(8)2.76%
EPS beat(12)10
Avg EPS beat(12)3.16%
EPS beat(16)13
Avg EPS beat(16)3.38%
Revenue beat(2)0
Avg Revenue beat(2)-2.2%
Min Revenue beat(2)-3.65%
Max Revenue beat(2)-0.75%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-3.65%
Max Revenue beat(4)0.48%
Revenue beat(8)3
Avg Revenue beat(8)-0.88%
Revenue beat(12)4
Avg Revenue beat(12)-0.78%
Revenue beat(16)6
Avg Revenue beat(16)-0.37%
PT rev (1m)-30.26%
PT rev (3m)-31.84%
EPS NQ rev (1m)-0.77%
EPS NQ rev (3m)-0.92%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.19%
Revenue NQ rev (1m)-0.75%
Revenue NQ rev (3m)-0.83%
Revenue NY rev (1m)-0.74%
Revenue NY rev (3m)-0.97%
Valuation
Industry RankSector Rank
PE 32.38
Fwd PE 28.83
P/S 6.75
P/FCF 25.36
P/OCF 24.09
P/B 4.25
P/tB 59.64
EV/EBITDA 30.77
EPS(TTM)11.3
EY3.09%
EPS(NY)12.69
Fwd EY3.47%
FCF(TTM)14.43
FCFY3.94%
OCF(TTM)15.19
OCFY4.15%
SpS54.2
BVpS86.05
TBVpS6.14
PEG (NY)2.63
PEG (5Y)2.1
Graham Number147.91
Profitability
Industry RankSector Rank
ROA 5.6%
ROE 8.52%
ROCE 9.21%
ROIC 7.65%
ROICexc 10.67%
ROICexgc N/A
OM 15.34%
PM (TTM) 13.53%
GM 46.46%
FCFM 26.61%
ROA(3y)4.74%
ROA(5y)4.23%
ROE(3y)7.31%
ROE(5y)7.03%
ROIC(3y)6.27%
ROIC(5y)5.61%
ROICexc(3y)7.82%
ROICexc(5y)6.69%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)7.54%
ROCE(5y)6.75%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y28.1%
ROICexc growth 5Y0.3%
OM growth 3Y9.01%
OM growth 5Y-0.19%
PM growth 3Y15.09%
PM growth 5Y-4.95%
GM growth 3Y3.13%
GM growth 5Y-0.89%
F-Score8
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.97
Debt/EBITDA 0
Cap/Depr 23.7%
Cap/Sales 1.41%
Interest Coverage 250
Cash Conversion 131.75%
Profit Quality 196.69%
Current Ratio 1.05
Quick Ratio 1.05
Altman-Z N/A
F-Score8
WACC10.95%
ROIC/WACC0.7
Cap/Depr(3y)30.97%
Cap/Depr(5y)33.09%
Cap/Sales(3y)2.15%
Cap/Sales(5y)2.53%
Profit Quality(3y)204.18%
Profit Quality(5y)202.01%
High Growth Momentum
Growth
EPS 1Y (TTM)18.32%
EPS 3Y14.64%
EPS 5Y15.41%
EPS Q2Q%8.64%
EPS Next Y12.29%
EPS Next 2Y13.22%
EPS Next 3Y14.74%
EPS Next 5Y15.33%
Revenue 1Y (TTM)9.1%
Revenue growth 3Y8.02%
Revenue growth 5Y15.87%
Sales Q2Q%6.29%
Revenue Next Year8.02%
Revenue Next 2Y8.95%
Revenue Next 3Y8.72%
Revenue Next 5Y9.09%
EBIT growth 1Y19.41%
EBIT growth 3Y17.76%
EBIT growth 5Y15.65%
EBIT Next Year20.25%
EBIT Next 3Y15.95%
EBIT Next 5Y11.33%
FCF growth 1Y8.01%
FCF growth 3Y23.28%
FCF growth 5Y13.71%
OCF growth 1Y4.63%
OCF growth 3Y19.66%
OCF growth 5Y12.98%

TYLER TECHNOLOGIES INC / TYL FAQ

Can you provide the ChartMill fundamental rating for TYLER TECHNOLOGIES INC?

ChartMill assigns a fundamental rating of 5 / 10 to TYL.


Can you provide the valuation status for TYLER TECHNOLOGIES INC?

ChartMill assigns a valuation rating of 4 / 10 to TYLER TECHNOLOGIES INC (TYL). This can be considered as Fairly Valued.


How profitable is TYLER TECHNOLOGIES INC (TYL) stock?

TYLER TECHNOLOGIES INC (TYL) has a profitability rating of 6 / 10.


What are the PE and PB ratios of TYLER TECHNOLOGIES INC (TYL) stock?

The Price/Earnings (PE) ratio for TYLER TECHNOLOGIES INC (TYL) is 32.38 and the Price/Book (PB) ratio is 4.25.