TYLER TECHNOLOGIES INC (TYL) Fundamental Analysis & Valuation

NYSE:TYL • US9022521051

Current stock price

338.03 USD
+4.54 (+1.36%)
At close:
338.03 USD
0 (0%)
After Hours:

This TYL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. TYL Profitability Analysis

1.1 Basic Checks

  • TYL had positive earnings in the past year.
  • TYL had a positive operating cash flow in the past year.
  • TYL had positive earnings in each of the past 5 years.
  • In the past 5 years TYL always reported a positive cash flow from operatings.
TYL Yearly Net Income VS EBIT VS OCF VS FCFTYL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

1.2 Ratios

  • With a decent Return On Assets value of 5.60%, TYL is doing good in the industry, outperforming 75.27% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 8.52%, TYL is in the better half of the industry, outperforming 73.09% of the companies in the same industry.
  • TYL has a Return On Invested Capital of 7.65%. This is in the better half of the industry: TYL outperforms 79.27% of its industry peers.
  • TYL had an Average Return On Invested Capital over the past 3 years of 6.27%. This is below the industry average of 10.93%.
  • The 3 year average ROIC (6.27%) for TYL is below the current ROIC(7.65%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.6%
ROE 8.52%
ROIC 7.65%
ROA(3y)4.74%
ROA(5y)4.23%
ROE(3y)7.31%
ROE(5y)7.03%
ROIC(3y)6.27%
ROIC(5y)5.61%
TYL Yearly ROA, ROE, ROICTYL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10

1.3 Margins

  • The Profit Margin of TYL (13.53%) is better than 79.64% of its industry peers.
  • In the last couple of years the Profit Margin of TYL has declined.
  • TYL has a better Operating Margin (15.34%) than 82.55% of its industry peers.
  • In the last couple of years the Operating Margin of TYL has remained more or less at the same level.
  • Looking at the Gross Margin, with a value of 46.46%, TYL is doing worse than 72.36% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TYL has remained more or less at the same level.
Industry RankSector Rank
OM 15.34%
PM (TTM) 13.53%
GM 46.46%
OM growth 3Y9.08%
OM growth 5Y-0.15%
PM growth 3Y15.09%
PM growth 5Y-4.95%
GM growth 3Y3.13%
GM growth 5Y-0.89%
TYL Yearly Profit, Operating, Gross MarginsTYL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40

6

2. TYL Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TYL is destroying value.
  • Compared to 1 year ago, TYL has more shares outstanding
  • Compared to 5 years ago, TYL has more shares outstanding
  • Compared to 1 year ago, TYL has an improved debt to assets ratio.
TYL Yearly Shares OutstandingTYL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M
TYL Yearly Total Debt VS Total AssetsTYL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • TYL has an Altman-Z score of 5.69. This indicates that TYL is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of TYL (5.69) is better than 79.27% of its industry peers.
  • There is no outstanding debt for TYL. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.97
Altman-Z 5.69
ROIC/WACC0.71
WACC10.83%
TYL Yearly LT Debt VS Equity VS FCFTYL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.3 Liquidity

  • TYL has a Current Ratio of 1.05. This is a normal value and indicates that TYL is financially healthy and should not expect problems in meeting its short term obligations.
  • TYL has a worse Current ratio (1.05) than 72.00% of its industry peers.
  • A Quick Ratio of 1.05 indicates that TYL should not have too much problems paying its short term obligations.
  • TYL has a worse Quick ratio (1.05) than 71.64% of its industry peers.
Industry RankSector Rank
Current Ratio 1.05
Quick Ratio 1.05
TYL Yearly Current Assets VS Current LiabilitesTYL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

5

3. TYL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 18.32% over the past year.
  • TYL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 15.41% yearly.
  • Looking at the last year, TYL shows a quite strong growth in Revenue. The Revenue has grown by 9.10% in the last year.
  • Measured over the past years, TYL shows a quite strong growth in Revenue. The Revenue has been growing by 15.87% on average per year.
EPS 1Y (TTM)18.32%
EPS 3Y14.64%
EPS 5Y15.41%
EPS Q2Q%8.64%
Revenue 1Y (TTM)9.1%
Revenue growth 3Y8.02%
Revenue growth 5Y15.87%
Sales Q2Q%6.29%

3.2 Future

  • TYL is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.46% yearly.
  • The Revenue is expected to grow by 7.94% on average over the next years.
EPS Next Y12.06%
EPS Next 2Y12.65%
EPS Next 3Y13%
EPS Next 5Y13.46%
Revenue Next Year7.89%
Revenue Next 2Y8.77%
Revenue Next 3Y8.74%
Revenue Next 5Y7.94%

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TYL Yearly Revenue VS EstimatesTYL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 1B 2B 3B 4B
TYL Yearly EPS VS EstimatesTYL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 10 20 30

4

4. TYL Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 29.91, TYL can be considered very expensive at the moment.
  • Compared to the rest of the industry, the Price/Earnings ratio of TYL is on the same level as its industry peers.
  • TYL is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 26.69 indicates a quite expensive valuation of TYL.
  • TYL's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.84, TYL is valued at the same level.
Industry RankSector Rank
PE 29.91
Fwd PE 26.69
TYL Price Earnings VS Forward Price EarningsTYL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TYL indicates a somewhat cheap valuation: TYL is cheaper than 67.27% of the companies listed in the same industry.
  • 68.00% of the companies in the same industry are more expensive than TYL, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 23.41
EV/EBITDA 28.13
TYL Per share dataTYL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TYL does not grow enough to justify the current Price/Earnings ratio.
  • TYL has a very decent profitability rating, which may justify a higher PE ratio.
  • TYL's earnings are expected to grow with 12.99% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.48
PEG (5Y)1.94
EPS Next 2Y12.65%
EPS Next 3Y13%

0

5. TYL Dividend Analysis

5.1 Amount

  • TYL does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

TYL Fundamentals: All Metrics, Ratios and Statistics

TYLER TECHNOLOGIES INC

NYSE:TYL (4/2/2026, 8:04:00 PM)

After market: 338.03 0 (0%)

338.03

+4.54 (+1.36%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-11
Earnings (Next)04-29
Inst Owners101.19%
Inst Owner Change3.7%
Ins Owners0.33%
Ins Owner Change6%
Market Cap14.53B
Revenue(TTM)2.33B
Net Income(TTM)315.60M
Analysts82.22
Price Target445.75 (31.87%)
Short Float %4.25%
Short Ratio2.51
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.55%
Min EPS beat(2)-4.06%
Max EPS beat(2)2.97%
EPS beat(4)3
Avg EPS beat(4)2.66%
Min EPS beat(4)-4.06%
Max EPS beat(4)7.9%
EPS beat(8)6
Avg EPS beat(8)2.76%
EPS beat(12)10
Avg EPS beat(12)3.16%
EPS beat(16)13
Avg EPS beat(16)3.38%
Revenue beat(2)0
Avg Revenue beat(2)-2.2%
Min Revenue beat(2)-3.65%
Max Revenue beat(2)-0.75%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-3.65%
Max Revenue beat(4)0.48%
Revenue beat(8)3
Avg Revenue beat(8)-0.88%
Revenue beat(12)4
Avg Revenue beat(12)-0.78%
Revenue beat(16)6
Avg Revenue beat(16)-0.37%
PT rev (1m)0%
PT rev (3m)-31.26%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.59%
EPS NY rev (1m)-0.2%
EPS NY rev (3m)0.04%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.74%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)-0.89%
Valuation
Industry RankSector Rank
PE 29.91
Fwd PE 26.69
P/S 6.23
P/FCF 23.41
P/OCF 22.24
P/B 3.92
P/tB 55.05
EV/EBITDA 28.13
EPS(TTM)11.3
EY3.34%
EPS(NY)12.66
Fwd EY3.75%
FCF(TTM)14.44
FCFY4.27%
OCF(TTM)15.2
OCFY4.5%
SpS54.25
BVpS86.13
TBVpS6.14
PEG (NY)2.48
PEG (5Y)1.94
Graham Number147.98
Profitability
Industry RankSector Rank
ROA 5.6%
ROE 8.52%
ROCE 9.21%
ROIC 7.65%
ROICexc 10.67%
ROICexgc N/A
OM 15.34%
PM (TTM) 13.53%
GM 46.46%
FCFM 26.61%
ROA(3y)4.74%
ROA(5y)4.23%
ROE(3y)7.31%
ROE(5y)7.03%
ROIC(3y)6.27%
ROIC(5y)5.61%
ROICexc(3y)7.83%
ROICexc(5y)6.69%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)7.55%
ROCE(5y)6.75%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y28.18%
ROICexc growth 5Y0.34%
OM growth 3Y9.08%
OM growth 5Y-0.15%
PM growth 3Y15.09%
PM growth 5Y-4.95%
GM growth 3Y3.13%
GM growth 5Y-0.89%
F-Score8
Asset Turnover0.41
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0.97
Debt/EBITDA 0
Cap/Depr 23.7%
Cap/Sales 1.41%
Interest Coverage 165.29
Cash Conversion 131.75%
Profit Quality 196.69%
Current Ratio 1.05
Quick Ratio 1.05
Altman-Z 5.69
F-Score8
WACC10.83%
ROIC/WACC0.71
Cap/Depr(3y)30.97%
Cap/Depr(5y)33.09%
Cap/Sales(3y)2.15%
Cap/Sales(5y)2.53%
Profit Quality(3y)204.18%
Profit Quality(5y)202.01%
High Growth Momentum
Growth
EPS 1Y (TTM)18.32%
EPS 3Y14.64%
EPS 5Y15.41%
EPS Q2Q%8.64%
EPS Next Y12.06%
EPS Next 2Y12.65%
EPS Next 3Y13%
EPS Next 5Y13.46%
Revenue 1Y (TTM)9.1%
Revenue growth 3Y8.02%
Revenue growth 5Y15.87%
Sales Q2Q%6.29%
Revenue Next Year7.89%
Revenue Next 2Y8.77%
Revenue Next 3Y8.74%
Revenue Next 5Y7.94%
EBIT growth 1Y19.41%
EBIT growth 3Y17.83%
EBIT growth 5Y15.69%
EBIT Next Year20.25%
EBIT Next 3Y15.95%
EBIT Next 5Y11.33%
FCF growth 1Y8.01%
FCF growth 3Y23.28%
FCF growth 5Y13.71%
OCF growth 1Y4.63%
OCF growth 3Y19.66%
OCF growth 5Y12.98%

TYLER TECHNOLOGIES INC / TYL Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for TYLER TECHNOLOGIES INC?

ChartMill assigns a fundamental rating of 5 / 10 to TYL.


Can you provide the valuation status for TYLER TECHNOLOGIES INC?

ChartMill assigns a valuation rating of 4 / 10 to TYLER TECHNOLOGIES INC (TYL). This can be considered as Fairly Valued.


Can you provide the profitability details for TYLER TECHNOLOGIES INC?

TYLER TECHNOLOGIES INC (TYL) has a profitability rating of 6 / 10.


Can you provide the financial health for TYL stock?

The financial health rating of TYLER TECHNOLOGIES INC (TYL) is 6 / 10.