TXT E-SOLUTIONS SPA (TXT.MI) Stock Fundamental Analysis

BIT:TXT • IT0001454435

24.1 EUR
+0.1 (+0.42%)
Last: Feb 18, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Taking everything into account, TXT scores 5 out of 10 in our fundamental rating. TXT was compared to 117 industry peers in the Software industry. There are concerns on the financial health of TXT while its profitability can be described as average. TXT is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • TXT had positive earnings in the past year.
  • In the past year TXT had a positive cash flow from operations.
  • Each year in the past 5 years TXT has been profitable.
  • Of the past 5 years TXT 4 years had a positive operating cash flow.
TXT.MI Yearly Net Income VS EBIT VS OCF VS FCFTXT.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 5.37%, TXT is in line with its industry, outperforming 54.70% of the companies in the same industry.
  • With a decent Return On Equity value of 16.28%, TXT is doing good in the industry, outperforming 65.81% of the companies in the same industry.
  • TXT has a better Return On Invested Capital (9.58%) than 68.38% of its industry peers.
  • TXT had an Average Return On Invested Capital over the past 3 years of 6.81%. This is significantly below the industry average of 13.32%.
  • The last Return On Invested Capital (9.58%) for TXT is above the 3 year average (6.81%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.37%
ROE 16.28%
ROIC 9.58%
ROA(3y)4.22%
ROA(5y)3.74%
ROE(3y)11.73%
ROE(5y)9.79%
ROIC(3y)6.81%
ROIC(5y)5.41%
TXT.MI Yearly ROA, ROE, ROICTXT.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

1.3 Margins

  • TXT's Profit Margin of 5.22% is in line compared to the rest of the industry. TXT outperforms 50.43% of its industry peers.
  • In the last couple of years the Profit Margin of TXT has grown nicely.
  • TXT has a Operating Margin (8.89%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of TXT has grown nicely.
  • TXT has a worse Gross Margin (60.58%) than 62.39% of its industry peers.
  • TXT's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 8.89%
PM (TTM) 5.22%
GM 60.58%
OM growth 3Y-3.82%
OM growth 5Y8.08%
PM growth 3Y-13.88%
PM growth 5Y57.89%
GM growth 3Y-7.56%
GM growth 5Y-5.53%
TXT.MI Yearly Profit, Operating, Gross MarginsTXT.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 50 100 150

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TXT is creating some value.
  • TXT has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, TXT has more shares outstanding
  • TXT has a worse debt/assets ratio than last year.
TXT.MI Yearly Shares OutstandingTXT.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
TXT.MI Yearly Total Debt VS Total AssetsTXT.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

  • TXT has an Altman-Z score of 2.51. This is not the best score and indicates that TXT is in the grey zone with still only limited risk for bankruptcy at the moment.
  • TXT has a Altman-Z score (2.51) which is in line with its industry peers.
  • The Debt to FCF ratio of TXT is 7.16, which is on the high side as it means it would take TXT, 7.16 years of fcf income to pay off all of its debts.
  • TXT's Debt to FCF ratio of 7.16 is in line compared to the rest of the industry. TXT outperforms 41.88% of its industry peers.
  • A Debt/Equity ratio of 0.86 indicates that TXT is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.86, TXT is doing worse than 78.63% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 7.16
Altman-Z 2.51
ROIC/WACC1.23
WACC7.81%
TXT.MI Yearly LT Debt VS Equity VS FCFTXT.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

2.3 Liquidity

  • TXT has a Current Ratio of 1.52. This is a normal value and indicates that TXT is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of TXT (1.52) is comparable to the rest of the industry.
  • TXT has a Quick Ratio of 1.36. This is a normal value and indicates that TXT is financially healthy and should not expect problems in meeting its short term obligations.
  • TXT has a Quick ratio of 1.36. This is comparable to the rest of the industry: TXT outperforms 48.72% of its industry peers.
Industry RankSector Rank
Current Ratio 1.52
Quick Ratio 1.36
TXT.MI Yearly Current Assets VS Current LiabilitesTXT.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • TXT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.95%.
  • TXT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 115.26% yearly.
  • Looking at the last year, TXT shows a quite strong growth in Revenue. The Revenue has grown by 16.65% in the last year.
  • Measured over the past years, TXT shows a very strong growth in Revenue. The Revenue has been growing by 38.81% on average per year.
EPS 1Y (TTM)-15.95%
EPS 3Y22.63%
EPS 5Y115.26%
EPS Q2Q%-37.68%
Revenue 1Y (TTM)16.65%
Revenue growth 3Y46.75%
Revenue growth 5Y38.81%
Sales Q2Q%-29.85%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.38% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 13.60% on average over the next years. This is quite good.
EPS Next Y5.77%
EPS Next 2Y13.91%
EPS Next 3Y14.38%
EPS Next 5YN/A
Revenue Next Year29.48%
Revenue Next 2Y19.74%
Revenue Next 3Y16.17%
Revenue Next 5Y13.6%

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
TXT.MI Yearly Revenue VS EstimatesTXT.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 200M 400M 600M
TXT.MI Yearly EPS VS EstimatesTXT.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.18, the valuation of TXT can be described as correct.
  • Based on the Price/Earnings ratio, TXT is valued cheaper than 85.47% of the companies in the same industry.
  • TXT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.27.
  • The Price/Forward Earnings ratio is 9.82, which indicates a very decent valuation of TXT.
  • Based on the Price/Forward Earnings ratio, TXT is valued cheaply inside the industry as 91.45% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.16, TXT is valued rather cheaply.
Industry RankSector Rank
PE 14.18
Fwd PE 9.82
TXT.MI Price Earnings VS Forward Price EarningsTXT.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TXT is valued cheaper than 88.03% of the companies in the same industry.
  • 86.32% of the companies in the same industry are more expensive than TXT, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 12.91
EV/EBITDA 6.76
TXT.MI Per share dataTXT.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates TXT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as TXT's earnings are expected to grow with 14.38% in the coming years.
PEG (NY)2.46
PEG (5Y)0.12
EPS Next 2Y13.91%
EPS Next 3Y14.38%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • TXT has a Yearly Dividend Yield of 1.02%. Purely for dividend investing, there may be better candidates out there.
  • TXT's Dividend Yield is a higher than the industry average which is at 0.69.
  • With a Dividend Yield of 1.02, TXT pays less dividend than the S&P500 average, which is at 1.85.
Industry RankSector Rank
Dividend Yield 1.02%

5.2 History

  • The dividend of TXT decreases each year by -13.34%.
Dividend Growth(5Y)-13.34%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • TXT pays out 11.78% of its income as dividend. This is a sustainable payout ratio.
DP11.78%
EPS Next 2Y13.91%
EPS Next 3Y14.38%
TXT.MI Yearly Income VS Free CF VS DividendTXT.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M
TXT.MI Dividend Payout.TXT.MI Dividend Payout, showing the Payout Ratio.TXT.MI Dividend Payout.PayoutRetained Earnings

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TXT E-SOLUTIONS SPA

BIT:TXT (2/18/2026, 7:00:00 PM)

24.1

+0.1 (+0.42%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-13
Earnings (Next)03-12
Inst Owners15.88%
Inst Owner ChangeN/A
Ins Owners30.25%
Ins Owner ChangeN/A
Market Cap313.54M
Revenue(TTM)436.82M
Net Income(TTM)24.97M
Analysts83.33
Price Target44.57 (84.94%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.02%
Yearly Dividend0.24
Dividend Growth(5Y)-13.34%
DP11.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-9.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 14.18
Fwd PE 9.82
P/S 0.66
P/FCF 12.91
P/OCF 11.53
P/B 2.04
P/tB N/A
EV/EBITDA 6.76
EPS(TTM)1.7
EY7.05%
EPS(NY)2.45
Fwd EY10.19%
FCF(TTM)1.87
FCFY7.74%
OCF(TTM)2.09
OCFY8.67%
SpS36.75
BVpS11.79
TBVpS-0.41
PEG (NY)2.46
PEG (5Y)0.12
Graham Number21.24
Profitability
Industry RankSector Rank
ROA 5.37%
ROE 16.28%
ROCE 14.15%
ROIC 9.58%
ROICexc 13.24%
ROICexgc 42.04%
OM 8.89%
PM (TTM) 5.22%
GM 60.58%
FCFM 5.08%
ROA(3y)4.22%
ROA(5y)3.74%
ROE(3y)11.73%
ROE(5y)9.79%
ROIC(3y)6.81%
ROIC(5y)5.41%
ROICexc(3y)9.67%
ROICexc(5y)9.18%
ROICexgc(3y)33.06%
ROICexgc(5y)80.72%
ROCE(3y)9.63%
ROCE(5y)7.61%
ROICexgc growth 3Y-23.28%
ROICexgc growth 5YN/A
ROICexc growth 3Y-5.19%
ROICexc growth 5Y-5.55%
OM growth 3Y-3.82%
OM growth 5Y8.08%
PM growth 3Y-13.88%
PM growth 5Y57.89%
GM growth 3Y-7.56%
GM growth 5Y-5.53%
F-Score5
Asset Turnover1.03
Health
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 7.16
Debt/EBITDA 2.39
Cap/Depr 22.92%
Cap/Sales 0.61%
Interest Coverage 10.47
Cash Conversion 49.25%
Profit Quality 97.25%
Current Ratio 1.52
Quick Ratio 1.36
Altman-Z 2.51
F-Score5
WACC7.81%
ROIC/WACC1.23
Cap/Depr(3y)26.41%
Cap/Depr(5y)25.59%
Cap/Sales(3y)1.18%
Cap/Sales(5y)1.17%
Profit Quality(3y)135.77%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.95%
EPS 3Y22.63%
EPS 5Y115.26%
EPS Q2Q%-37.68%
EPS Next Y5.77%
EPS Next 2Y13.91%
EPS Next 3Y14.38%
EPS Next 5YN/A
Revenue 1Y (TTM)16.65%
Revenue growth 3Y46.75%
Revenue growth 5Y38.81%
Sales Q2Q%-29.85%
Revenue Next Year29.48%
Revenue Next 2Y19.74%
Revenue Next 3Y16.17%
Revenue Next 5Y13.6%
EBIT growth 1Y35.31%
EBIT growth 3Y41.15%
EBIT growth 5Y50.03%
EBIT Next Year106.58%
EBIT Next 3Y37.76%
EBIT Next 5YN/A
FCF growth 1Y1.24%
FCF growth 3Y44.99%
FCF growth 5YN/A
OCF growth 1Y4.92%
OCF growth 3Y46.37%
OCF growth 5YN/A

TXT E-SOLUTIONS SPA / TXT.MI FAQ

Can you provide the ChartMill fundamental rating for TXT E-SOLUTIONS SPA?

ChartMill assigns a fundamental rating of 5 / 10 to TXT.MI.


Can you provide the valuation status for TXT E-SOLUTIONS SPA?

ChartMill assigns a valuation rating of 6 / 10 to TXT E-SOLUTIONS SPA (TXT.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for TXT E-SOLUTIONS SPA?

TXT E-SOLUTIONS SPA (TXT.MI) has a profitability rating of 5 / 10.


What are the PE and PB ratios of TXT E-SOLUTIONS SPA (TXT.MI) stock?

The Price/Earnings (PE) ratio for TXT E-SOLUTIONS SPA (TXT.MI) is 14.18 and the Price/Book (PB) ratio is 2.04.


Can you provide the financial health for TXT stock?

The financial health rating of TXT E-SOLUTIONS SPA (TXT.MI) is 3 / 10.