TXNM ENERGY INC (TXNM) Fundamental Analysis & Valuation

NYSE:TXNM • US69349H1077

Current stock price

59.11 USD
+0.03 (+0.05%)
At close:
59.053 USD
-0.06 (-0.1%)
After Hours:

This TXNM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. TXNM Profitability Analysis

1.1 Basic Checks

  • In the past year TXNM was profitable.
  • TXNM had a positive operating cash flow in the past year.
  • TXNM had positive earnings in each of the past 5 years.
  • TXNM had a positive operating cash flow in each of the past 5 years.
TXNM Yearly Net Income VS EBIT VS OCF VS FCFTXNM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M -400M -600M

1.2 Ratios

  • TXNM's Return On Assets of 1.26% is on the low side compared to the rest of the industry. TXNM is outperformed by 89.36% of its industry peers.
  • TXNM's Return On Equity of 4.43% is on the low side compared to the rest of the industry. TXNM is outperformed by 89.36% of its industry peers.
  • TXNM's Return On Invested Capital of 3.10% is on the low side compared to the rest of the industry. TXNM is outperformed by 78.72% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TXNM is in line with the industry average of 4.52%.
Industry RankSector Rank
ROA 1.26%
ROE 4.43%
ROIC 3.1%
ROA(3y)1.42%
ROA(5y)1.67%
ROE(3y)5.89%
ROE(5y)6.87%
ROIC(3y)3.11%
ROIC(5y)3.19%
TXNM Yearly ROA, ROE, ROICTXNM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • Looking at the Profit Margin, with a value of 6.99%, TXNM is doing worse than 80.85% of the companies in the same industry.
  • In the last couple of years the Profit Margin of TXNM has declined.
  • TXNM has a Operating Margin (20.34%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of TXNM has grown nicely.
Industry RankSector Rank
OM 20.34%
PM (TTM) 6.99%
GM N/A
OM growth 3Y5.06%
OM growth 5Y1.58%
PM growth 3Y-2.48%
PM growth 5Y-9.23%
GM growth 3YN/A
GM growth 5YN/A
TXNM Yearly Profit, Operating, Gross MarginsTXNM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. TXNM Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TXNM is destroying value.
  • The number of shares outstanding for TXNM has been increased compared to 1 year ago.
  • TXNM has more shares outstanding than it did 5 years ago.
  • TXNM has a better debt/assets ratio than last year.
TXNM Yearly Shares OutstandingTXNM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
TXNM Yearly Total Debt VS Total AssetsTXNM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • Based on the Altman-Z score of 0.80, we must say that TXNM is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of TXNM (0.80) is comparable to the rest of the industry.
  • TXNM has a Debt/Equity ratio of 1.56. This is a high value indicating a heavy dependency on external financing.
  • TXNM has a Debt to Equity ratio (1.56) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 1.56
Debt/FCF N/A
Altman-Z 0.8
ROIC/WACC0.49
WACC6.32%
TXNM Yearly LT Debt VS Equity VS FCFTXNM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B 4B 5B

2.3 Liquidity

  • A Current Ratio of 0.55 indicates that TXNM may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.55, TXNM is doing worse than 78.72% of the companies in the same industry.
  • A Quick Ratio of 0.38 indicates that TXNM may have some problems paying its short term obligations.
  • TXNM has a Quick ratio of 0.38. This is amonst the worse of the industry: TXNM underperforms 80.85% of its industry peers.
Industry RankSector Rank
Current Ratio 0.55
Quick Ratio 0.38
TXNM Yearly Current Assets VS Current LiabilitesTXNM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. TXNM Growth Analysis

3.1 Past

  • TXNM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.88%.
  • Measured over the past years, TXNM shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.26% on average per year.
  • Looking at the last year, TXNM shows a quite strong growth in Revenue. The Revenue has grown by 9.86% in the last year.
  • Measured over the past years, TXNM shows a small growth in Revenue. The Revenue has been growing by 7.29% on average per year.
EPS 1Y (TTM)-17.88%
EPS 3Y-5.66%
EPS 5Y-0.26%
EPS Q2Q%60%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y-1.26%
Revenue growth 5Y7.29%
Sales Q2Q%11.8%

3.2 Future

  • The Earnings Per Share is expected to grow by 15.09% on average over the next years. This is quite good.
  • TXNM is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.02% yearly.
EPS Next Y34.88%
EPS Next 2Y22.13%
EPS Next 3Y17.46%
EPS Next 5Y15.09%
Revenue Next Year11.65%
Revenue Next 2Y8.62%
Revenue Next 3Y7.35%
Revenue Next 5Y9.02%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
TXNM Yearly Revenue VS EstimatesTXNM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1B 2B 3B
TXNM Yearly EPS VS EstimatesTXNM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3

More info and screens

Find the best growth stocksShow best growing peers

3

4. TXNM Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 26.27, TXNM can be considered very expensive at the moment.
  • TXNM's Price/Earnings ratio is a bit more expensive when compared to the industry. TXNM is more expensive than 78.72% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of TXNM to the average of the S&P500 Index (27.33), we can say TXNM is valued inline with the index average.
  • TXNM is valuated rather expensively with a Price/Forward Earnings ratio of 19.48.
  • TXNM's Price/Forward Earnings ratio is in line with the industry average.
  • TXNM is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 38.16, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 26.27
Fwd PE 19.48
TXNM Price Earnings VS Forward Price EarningsTXNM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • TXNM's Enterprise Value to EBITDA is on the same level as the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 12.86
TXNM Per share dataTXNM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as TXNM's earnings are expected to grow with 17.46% in the coming years.
PEG (NY)0.75
PEG (5Y)N/A
EPS Next 2Y22.13%
EPS Next 3Y17.46%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. TXNM Dividend Analysis

5.1 Amount

  • TXNM has a Yearly Dividend Yield of 2.86%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 2.75, TXNM has a dividend in line with its industry peers.
  • TXNM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 2.86%

5.2 History

  • The dividend of TXNM is nicely growing with an annual growth rate of 6.37%!
  • TXNM has been paying a dividend for over 5 years, so it has already some track record.
  • TXNM has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)6.37%
Div Incr Years6
Div Non Decr Years6
TXNM Yearly Dividends per shareTXNM Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • TXNM pays out 107.94% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of TXNM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP107.94%
EPS Next 2Y22.13%
EPS Next 3Y17.46%
TXNM Yearly Income VS Free CF VS DividendTXNM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M -600M
TXNM Dividend Payout.TXNM Dividend Payout, showing the Payout Ratio.TXNM Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

TXNM Fundamentals: All Metrics, Ratios and Statistics

TXNM ENERGY INC

NYSE:TXNM (4/14/2026, 8:04:00 PM)

After market: 59.053 -0.06 (-0.1%)

59.11

+0.03 (+0.05%)

Chartmill FA Rating
GICS SectorUtilities
GICS IndustryGroupUtilities
GICS IndustryElectric Utilities
Earnings (Last)02-27
Earnings (Next)04-30
Inst Owners99.56%
Inst Owner ChangeN/A
Ins Owners0.91%
Ins Owner Change4.17%
Market Cap6.44B
Revenue(TTM)2.17B
Net Income(TTM)151.36M
Analysts73.33
Price Target61.46 (3.98%)
Short Float %7.64%
Short Ratio5.83
Dividend
Industry RankSector Rank
Dividend Yield 2.86%
Yearly Dividend1.62
Dividend Growth(5Y)6.37%
DP107.94%
Div Incr Years6
Div Non Decr Years6
Ex-Date04-27
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.24%
Min EPS beat(2)-24.74%
Max EPS beat(2)-11.74%
EPS beat(4)0
Avg EPS beat(4)-20.39%
Min EPS beat(4)-40.51%
Max EPS beat(4)-4.56%
EPS beat(8)2
Avg EPS beat(8)-10.25%
EPS beat(12)5
Avg EPS beat(12)-2.69%
EPS beat(16)8
Avg EPS beat(16)-0.15%
Revenue beat(2)1
Avg Revenue beat(2)-1.62%
Min Revenue beat(2)-6%
Max Revenue beat(2)2.76%
Revenue beat(4)3
Avg Revenue beat(4)2.81%
Min Revenue beat(4)-6%
Max Revenue beat(4)8.36%
Revenue beat(8)3
Avg Revenue beat(8)-3.53%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)23.63%
EPS NQ rev (3m)31.4%
EPS NY rev (1m)0.53%
EPS NY rev (3m)-0.2%
Revenue NQ rev (1m)3.47%
Revenue NQ rev (3m)3.47%
Revenue NY rev (1m)5.64%
Revenue NY rev (3m)4.82%
Valuation
Industry RankSector Rank
PE 26.27
Fwd PE 19.48
P/S 2.97
P/FCF N/A
P/OCF 11.02
P/B 1.88
P/tB 2.05
EV/EBITDA 12.86
EPS(TTM)2.25
EY3.81%
EPS(NY)3.03
Fwd EY5.13%
FCF(TTM)-5.61
FCFYN/A
OCF(TTM)5.37
OCFY9.08%
SpS19.88
BVpS31.36
TBVpS28.8
PEG (NY)0.75
PEG (5Y)N/A
Graham Number39.8436 (-32.59%)
Profitability
Industry RankSector Rank
ROA 1.26%
ROE 4.43%
ROCE 3.99%
ROIC 3.1%
ROICexc 3.11%
ROICexgc 3.18%
OM 20.34%
PM (TTM) 6.99%
GM N/A
FCFM N/A
ROA(3y)1.42%
ROA(5y)1.67%
ROE(3y)5.89%
ROE(5y)6.87%
ROIC(3y)3.11%
ROIC(5y)3.19%
ROICexc(3y)3.11%
ROICexc(5y)3.2%
ROICexgc(3y)3.2%
ROICexgc(5y)3.29%
ROCE(3y)4.08%
ROCE(5y)4.17%
ROICexgc growth 3Y-5.29%
ROICexgc growth 5Y-1.26%
ROICexc growth 3Y-5.04%
ROICexc growth 5Y-0.95%
OM growth 3Y5.06%
OM growth 5Y1.58%
PM growth 3Y-2.48%
PM growth 5Y-9.23%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 1.56
Debt/FCF N/A
Debt/EBITDA 5.76
Cap/Depr 247.41%
Cap/Sales 55.22%
Interest Coverage 1.88
Cash Conversion 63.27%
Profit Quality N/A
Current Ratio 0.55
Quick Ratio 0.38
Altman-Z 0.8
F-Score5
WACC6.32%
ROIC/WACC0.49
Cap/Depr(3y)282.13%
Cap/Depr(5y)281.18%
Cap/Sales(3y)57.99%
Cap/Sales(5y)53.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.88%
EPS 3Y-5.66%
EPS 5Y-0.26%
EPS Q2Q%60%
EPS Next Y34.88%
EPS Next 2Y22.13%
EPS Next 3Y17.46%
EPS Next 5Y15.09%
Revenue 1Y (TTM)9.86%
Revenue growth 3Y-1.26%
Revenue growth 5Y7.29%
Sales Q2Q%11.8%
Revenue Next Year11.65%
Revenue Next 2Y8.62%
Revenue Next 3Y7.35%
Revenue Next 5Y9.02%
EBIT growth 1Y-4.76%
EBIT growth 3Y3.73%
EBIT growth 5Y8.99%
EBIT Next Year110.55%
EBIT Next 3Y33.18%
EBIT Next 5Y30.76%
FCF growth 1Y17.25%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y15.02%
OCF growth 3Y1%
OCF growth 5Y3.77%

TXNM ENERGY INC / TXNM Fundamental Analysis FAQ

What is the fundamental rating for TXNM stock?

ChartMill assigns a fundamental rating of 3 / 10 to TXNM.


What is the valuation status of TXNM ENERGY INC (TXNM) stock?

ChartMill assigns a valuation rating of 3 / 10 to TXNM ENERGY INC (TXNM). This can be considered as Overvalued.


Can you provide the profitability details for TXNM ENERGY INC?

TXNM ENERGY INC (TXNM) has a profitability rating of 3 / 10.


What is the valuation of TXNM ENERGY INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for TXNM ENERGY INC (TXNM) is 26.27 and the Price/Book (PB) ratio is 1.88.


Is the dividend of TXNM ENERGY INC sustainable?

The dividend rating of TXNM ENERGY INC (TXNM) is 5 / 10 and the dividend payout ratio is 107.94%.