TANDY LEATHER FACTORY INC (TLF) Fundamental Analysis & Valuation

NASDAQ:TLF • US87538X1054

Current stock price

2.34 USD
0 (0%)
Last:

This TLF fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. TLF Profitability Analysis

1.1 Basic Checks

  • In the past year TLF was profitable.
  • TLF had a negative operating cash flow in the past year.
  • Each year in the past 5 years TLF has been profitable.
  • TLF had a positive operating cash flow in 4 of the past 5 years.
TLF Yearly Net Income VS EBIT VS OCF VS FCFTLF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M

1.2 Ratios

  • TLF has a Return On Assets of 11.77%. This is amongst the best in the industry. TLF outperforms 86.99% of its industry peers.
  • Looking at the Return On Equity, with a value of 19.39%, TLF is in the better half of the industry, outperforming 78.86% of the companies in the same industry.
Industry RankSector Rank
ROA 11.77%
ROE 19.39%
ROIC N/A
ROA(3y)5.61%
ROA(5y)4.09%
ROE(3y)8.48%
ROE(5y)6.09%
ROIC(3y)N/A
ROIC(5y)N/A
TLF Yearly ROA, ROE, ROICTLF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 13.36%, TLF belongs to the best of the industry, outperforming 95.94% of the companies in the same industry.
  • TLF's Profit Margin has improved in the last couple of years.
  • TLF has a better Gross Margin (57.05%) than 84.55% of its industry peers.
  • TLF's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM N/A
PM (TTM) 13.36%
GM 57.05%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y98.23%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y0.27%
TLF Yearly Profit, Operating, Gross MarginsTLF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60

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8

2. TLF Health Analysis

2.1 Basic Checks

  • TLF does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for TLF has been reduced compared to 1 year ago.
  • TLF has less shares outstanding than it did 5 years ago.
  • TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
TLF Yearly Shares OutstandingTLF Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M
TLF Yearly Total Debt VS Total AssetsTLF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M

2.2 Solvency

  • TLF has an Altman-Z score of 2.73. This is not the best score and indicates that TLF is in the grey zone with still only limited risk for bankruptcy at the moment.
  • The Altman-Z score of TLF (2.73) is comparable to the rest of the industry.
  • TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 2.73
ROIC/WACCN/A
WACC9.03%
TLF Yearly LT Debt VS Equity VS FCFTLF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M

2.3 Liquidity

  • A Current Ratio of 5.16 indicates that TLF has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 5.16, TLF belongs to the best of the industry, outperforming 97.56% of the companies in the same industry.
  • TLF has a Quick Ratio of 1.77. This is a normal value and indicates that TLF is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Quick ratio value of 1.77, TLF belongs to the best of the industry, outperforming 86.18% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 5.16
Quick Ratio 1.77
TLF Yearly Current Assets VS Current LiabilitesTLF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

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1

3. TLF Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 1293.31% over the past year.
  • Looking at the last year, TLF shows a small growth in Revenue. The Revenue has grown by 2.60% in the last year.
EPS 1Y (TTM)1293.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-497.33%
Revenue 1Y (TTM)2.6%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.65%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TLF Yearly Revenue VS EstimatesTLF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
TLF Yearly EPS VS EstimatesTLF Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 0.05 0.1 0.15 0.2 0.25

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2

4. TLF Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 3.30, the valuation of TLF can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of TLF indicates a rather cheap valuation: TLF is cheaper than 99.19% of the companies listed in the same industry.
  • TLF is valuated cheaply when we compare the Price/Earnings ratio to 26.51, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 3.3
Fwd PE N/A
TLF Price Earnings VS Forward Price EarningsTLF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TLF Per share dataTLF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. TLF Dividend Analysis

5.1 Amount

  • TLF has a Yearly Dividend Yield of 32.05%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.95, TLF pays a better dividend. On top of this TLF pays more dividend than 98.37% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.80, TLF pays a better dividend.
Industry RankSector Rank
Dividend Yield 32.05%

5.2 History

  • On average, the dividend of TLF grows each year by 43.82%, which is quite nice.
  • TLF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)43.82%
Div Incr Years0
Div Non Decr Years0
TLF Yearly Dividends per shareTLF Yearly Dividends per shareYearly Dividends per share 2025 2026 0.5 1

5.3 Sustainability

  • 125.01% of the earnings are spent on dividend by TLF. This is not a sustainable payout ratio.
DP125.01%
EPS Next 2YN/A
EPS Next 3YN/A
TLF Yearly Income VS Free CF VS DividendTLF Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M -5M 10M -10M
TLF Dividend Payout.TLF Dividend Payout, showing the Payout Ratio.TLF Dividend Payout.PayoutRetained Earnings

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TLF Fundamentals: All Metrics, Ratios and Statistics

TANDY LEATHER FACTORY INC

NASDAQ:TLF (5/1/2026, 8:00:01 PM)

2.34

0 (0%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Industry Strength70.81
Industry Growth51.55
Earnings (Last)02-24
Earnings (Next)05-11
Inst Owners62.31%
Inst Owner Change0.3%
Ins Owners0.45%
Ins Owner Change0%
Market Cap18.88M
Revenue(TTM)76.33M
Net Income(TTM)10.20M
Analysts80
Price TargetN/A
Short Float %0.25%
Short Ratio0.48
Dividend
Industry RankSector Rank
Dividend Yield 32.05%
Yearly Dividend1.54
Dividend Growth(5Y)43.82%
DP125.01%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-25
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 3.3
Fwd PE N/A
P/S 0.25
P/FCF N/A
P/OCF N/A
P/B 0.36
P/tB 0.36
EV/EBITDA N/A
EPS(TTM)0.71
EY30.34%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS9.46
BVpS6.52
TBVpS6.52
PEG (NY)N/A
PEG (5Y)N/A
Graham Number10.2033 (336.04%)
Profitability
Industry RankSector Rank
ROA 11.77%
ROE 19.39%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 13.36%
GM 57.05%
FCFM N/A
ROA(3y)5.61%
ROA(5y)4.09%
ROE(3y)8.48%
ROE(5y)6.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y98.23%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y0.27%
F-Score6
Asset Turnover0.88
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 878.44%
Cap/Sales 9.87%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 5.16
Quick Ratio 1.77
Altman-Z 2.73
F-Score6
WACC9.03%
ROIC/WACCN/A
Cap/Depr(3y)392.88%
Cap/Depr(5y)264.41%
Cap/Sales(3y)4.88%
Cap/Sales(5y)3.33%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1293.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-497.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)2.6%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%8.65%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-254.66%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-617.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-112.22%
OCF growth 3YN/A
OCF growth 5YN/A

TANDY LEATHER FACTORY INC / TLF Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?

ChartMill assigns a fundamental rating of 5 / 10 to TLF.


What is the valuation status for TLF stock?

ChartMill assigns a valuation rating of 2 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.


How profitable is TANDY LEATHER FACTORY INC (TLF) stock?

TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 5 / 10.


Can you provide the financial health for TLF stock?

The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.