TLF Fundamental Analysis - TANDY LEATHER FACTORY INC

Fundamental Rating

TLF gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 122 industry peers in the Specialty Retail industry. TLF has an excellent financial health rating, but there are some minor concerns on its profitability. TLF does not seem to be growing, but still is valued expensively.

Quickly go to:

1. Profitability

1.1 Basic Checks

In the past year TLF was profitable.

TLF had a positive operating cash flow in the past year.

TLF had positive earnings in 4 of the past 5 years.

TLF had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

The Return On Assets of TLF (16.66%) is better than 93.44% of its industry peers.

TLF has a better Return On Equity (22.81%) than 81.15% of its industry peers.

TLF has a worse Return On Invested Capital (0.30%) than 63.11% of its industry peers.

TLF had an Average Return On Invested Capital over the past 3 years of 2.72%. This is significantly below the industry average of 12.03%.

		Industry Rank	Sector Rank
ROA	16.66%
ROE	22.81%
ROIC	0.3%

ROA(3y)2.71%

ROA(5y)0.7%

ROE(3y)3.51%

ROE(5y)0.75%

ROIC(3y)2.72%

ROIC(5y)N/A

1.3 Margins

TLF has a Profit Margin of 17.50%. This is amongst the best in the industry. TLF outperforms 98.36% of its industry peers.

In the last couple of years the Profit Margin of TLF has declined.

With a Operating Margin value of 0.33%, TLF is not doing good in the industry: 62.30% of the companies in the same industry are doing better.

In the last couple of years the Operating Margin of TLF has declined.

Looking at the Gross Margin, with a value of 56.10%, TLF belongs to the top of the industry, outperforming 84.43% of the companies in the same industry.

TLF's Gross Margin has been stable in the last couple of years.

		Industry Rank	Sector Rank
OM	0.33%
PM (TTM)	17.5%
GM	56.1%

OM growth 3Y-32.81%

OM growth 5YN/A

PM growth 3Y-12.03%

PM growth 5YN/A

GM growth 3Y-0.39%

GM growth 5Y0.07%

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

TLF has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.

Compared to 1 year ago, TLF has more shares outstanding

The number of shares outstanding for TLF has been reduced compared to 5 years ago.

There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

An Altman-Z score of 3.68 indicates that TLF is not in any danger for bankruptcy at the moment.

Looking at the Altman-Z score, with a value of 3.68, TLF belongs to the top of the industry, outperforming 80.33% of the companies in the same industry.

TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Altman-Z	3.68

ROIC/WACC0.03

WACC9.47%

2.3 Liquidity

TLF has a Current Ratio of 4.51. This indicates that TLF is financially healthy and has no problem in meeting its short term obligations.

TLF's Current ratio of 4.51 is amongst the best of the industry. TLF outperforms 96.72% of its industry peers.

A Quick Ratio of 1.90 indicates that TLF should not have too much problems paying its short term obligations.

The Quick ratio of TLF (1.90) is better than 89.34% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	4.51
Quick Ratio	1.9

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

TLF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 248.60%, which is quite impressive.

TLF shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.19% yearly.

TLF shows a decrease in Revenue. In the last year, the revenue decreased by -1.32%.

Measured over the past years, TLF shows a decrease in Revenue. The Revenue has been decreasing by -0.14% on average per year.

EPS 1Y (TTM)248.6%

EPS 3Y-16.19%

EPS 5YN/A

EPS Q2Q%2286.41%

Revenue 1Y (TTM)-1.32%

Revenue growth 3Y-3.45%

Revenue growth 5Y-0.14%

Sales Q2Q%-1.24%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

TLF is valuated cheaply with a Price/Earnings ratio of 2.31.

Based on the Price/Earnings ratio, TLF is valued cheaper than 98.36% of the companies in the same industry.

TLF is valuated cheaply when we compare the Price/Earnings ratio to 27.25, which is the current average of the S&P500 Index.

		Industry Rank	Sector Rank
PE	2.31
Fwd PE	N/A

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, TLF is valued cheaply inside the industry as 85.25% of the companies are valued more expensively.

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	4.76

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

TLF has a Yearly Dividend Yield of 43.35%, which is a nice return.

TLF's Dividend Yield is rather good when compared to the industry average which is at 4.73. TLF pays more dividend than 100.00% of the companies in the same industry.

Compared to an average S&P500 Dividend Yield of 2.34, TLF pays a better dividend.

		Industry Rank	Sector Rank
Dividend Yield	43.35%

5.2 History

TLF is new to the dividend game and has less than 3 years of track record.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

DPN/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

TANDY LEATHER FACTORY INC

NASDAQ:TLF (7/31/2025, 8:00:00 PM)

3.49

+0.04 (+1.16%)

Chartmill FA Rating

GICS SectorConsumer Discretionary

GICS IndustryGroupConsumer Discretionary Distribution & Retail

GICS IndustrySpecialty Retail

Earnings (Last)05-12 2025-05-12

Earnings (Next)08-05 2025-08-05

Inst Owners57.21%

Inst Owner Change0%

Ins Owners0.43%

Ins Owner Change0%

Market Cap29.70M

Analysts80

Price TargetN/A

Short Float %0.11%

Short Ratio0.47

Dividend

		Industry Rank	Sector Rank
Dividend Yield	43.35%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-Date02-19 2025-02-19 (1.5)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	2.31
Fwd PE	N/A
P/S	0.4
P/FCF	N/A
P/OCF	10.15
P/B	0.52
P/tB	0.52
EV/EBITDA	4.76

EPS(TTM)1.51

EY43.27%

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.02

FCFYN/A

OCF(TTM)0.34

OCFY9.85%

SpS8.71

BVpS6.68

TBVpS6.68

PEG (NY)N/A

PEG (5Y)N/A

Profitability

		Industry Rank	Sector Rank
ROA	16.66%
ROE	22.81%
ROCE	0.37%
ROIC	0.3%
ROICexc	0.46%
ROICexgc	0.46%
OM	0.33%
PM (TTM)	17.5%
GM	56.1%
FCFM	N/A

ROA(3y)2.71%

ROA(5y)0.7%

ROE(3y)3.51%

ROE(5y)0.75%

ROIC(3y)2.72%

ROIC(5y)N/A

ROICexc(3y)3.32%

ROICexc(5y)N/A

ROICexgc(3y)3.32%

ROICexgc(5y)N/A

ROCE(3y)3.42%

ROCE(5y)N/A

ROICexcg growth 3Y-35.57%

ROICexcg growth 5YN/A

ROICexc growth 3Y-35.57%

ROICexc growth 5YN/A

OM growth 3Y-32.81%

OM growth 5YN/A

PM growth 3Y-12.03%

PM growth 5YN/A

GM growth 3Y-0.39%

GM growth 5Y0.07%

F-Score4

Asset Turnover0.95

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Debt/EBITDA	0
Cap/Depr	295.97%
Cap/Sales	4.16%
Interest Coverage	250
Cash Conversion	227.88%
Profit Quality	N/A
Current Ratio	4.51
Quick Ratio	1.9
Altman-Z	3.68

F-Score4

WACC9.47%

ROIC/WACC0.03

Cap/Depr(3y)117.84%

Cap/Depr(5y)114.41%

Cap/Sales(3y)1.85%

Cap/Sales(5y)1.76%

Profit Quality(3y)111.94%

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)248.6%

EPS 3Y-16.19%

EPS 5YN/A

EPS Q2Q%2286.41%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)-1.32%

Revenue growth 3Y-3.45%

Revenue growth 5Y-0.14%

Sales Q2Q%-1.24%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-94.09%

EBIT growth 3Y-35.12%

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-114.64%

FCF growth 3Y-16.83%

FCF growth 5Y-31.26%

OCF growth 1Y75.21%

OCF growth 3Y6.93%

OCF growth 5Y-15.36%

TANDY LEATHER FACTORY INC (TLF) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens