2.69 USD
-0.05 (-1.82%)
We assign a fundamental rating of 4 out of 10 to TLF. TLF was compared to 122 industry peers in the Specialty Retail industry. TLF has an excellent financial health rating, but there are some minor concerns on its profitability. TLF does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
In the past year TLF was profitable.
In the past year TLF has reported a negative cash flow from operations.
TLF had positive earnings in 4 of the past 5 years.
Of the past 5 years TLF 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 16.56%, TLF belongs to the best of the industry, outperforming 94.26% of the companies in the same industry.
TLF's Return On Equity of 22.15% is amongst the best of the industry. TLF outperforms 81.15% of its industry peers.
The Return On Invested Capital of TLF (0.30%) is worse than 61.48% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TLF is significantly below the industry average of 11.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROIC | 0.3% |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
1.3 Margins
TLF has a Profit Margin of 16.98%. This is amongst the best in the industry. TLF outperforms 98.36% of its industry peers.
In the last couple of years the Profit Margin of TLF has declined.
TLF's Operating Margin of 0.33% is in line compared to the rest of the industry. TLF outperforms 40.16% of its industry peers.
In the last couple of years the Operating Margin of TLF has declined.
TLF has a Gross Margin of 56.48%. This is amongst the best in the industry. TLF outperforms 86.07% of its industry peers.
In the last couple of years the Gross Margin of TLF has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% |
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TLF is destroying value.
TLF has more shares outstanding than it did 1 year ago.
The number of shares outstanding for TLF has been reduced compared to 5 years ago.
TLF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
TLF has an Altman-Z score of 3.53. This indicates that TLF is financially healthy and has little risk of bankruptcy at the moment.
TLF's Altman-Z score of 3.53 is amongst the best of the industry. TLF outperforms 81.15% of its industry peers.
There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.53 |
ROIC/WACC0.03
WACC9.29%
2.3 Liquidity
TLF has a Current Ratio of 4.89. This indicates that TLF is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 4.89, TLF belongs to the top of the industry, outperforming 98.36% of the companies in the same industry.
TLF has a Quick Ratio of 1.64. This is a normal value and indicates that TLF is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.64, TLF belongs to the top of the industry, outperforming 86.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 |
3. Growth
3.1 Past
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-0.52%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 3.79 indicates a rather cheap valuation of TLF.
Based on the Price/Earnings ratio, TLF is valued cheaper than 98.36% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.98. TLF is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.79 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TLF is valued cheaper than 89.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.84 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 56.18%, TLF is a good candidate for dividend investing.
TLF's Dividend Yield is rather good when compared to the industry average which is at 6.07. TLF pays more dividend than 99.18% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, TLF pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 56.18% |
5.2 History
TLF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:TLF (11/26/2025, 4:30:01 PM)
2.69
-0.05 (-1.82%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners58.4%
Inst Owner Change-0.7%
Ins Owners0.45%
Ins Owner Change0%
Market Cap21.71M
Revenue(TTM)78.28M
Net Income(TTM)12.68M
Analysts80
Price TargetN/A
Short Float %0.11%
Short Ratio0.61
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 56.18% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.79 | ||
| Fwd PE | N/A | ||
| P/S | 0.29 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.38 | ||
| P/tB | 0.38 | ||
| EV/EBITDA | 4.84 |
EPS(TTM)0.71
EY26.39%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.83
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS9.25
BVpS7.09
TBVpS7.09
PEG (NY)N/A
PEG (5Y)N/A
Graham Number10.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROCE | 0.37% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% | ||
| FCFM | N/A |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
ROICexc(3y)3.32%
ROICexc(5y)N/A
ROICexgc(3y)3.32%
ROICexgc(5y)N/A
ROCE(3y)3.42%
ROCE(5y)N/A
ROICexgc growth 3Y-35.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y-35.57%
ROICexc growth 5YN/A
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
F-Score3
Asset Turnover0.98
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 666.52% | ||
| Cap/Sales | 8.32% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 | ||
| Altman-Z | 3.53 |
F-Score3
WACC9.29%
ROIC/WACC0.03
Cap/Depr(3y)117.84%
Cap/Depr(5y)114.41%
Cap/Sales(3y)1.85%
Cap/Sales(5y)1.76%
Profit Quality(3y)111.94%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-0.52%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-92.72%
EBIT growth 3Y-35.12%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.38%
FCF growth 3Y-16.83%
FCF growth 5Y-31.26%
OCF growth 1Y-109.91%
OCF growth 3Y6.93%
OCF growth 5Y-15.36%
TANDY LEATHER FACTORY INC / TLF FAQ
What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?
ChartMill assigns a fundamental rating of 4 / 10 to TLF.
Can you provide the valuation status for TANDY LEATHER FACTORY INC?
ChartMill assigns a valuation rating of 3 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.
What is the profitability of TLF stock?
TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 5 / 10.
What is the valuation of TANDY LEATHER FACTORY INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TANDY LEATHER FACTORY INC (TLF) is 3.79 and the Price/Book (PB) ratio is 0.38.
Can you provide the financial health for TLF stock?
The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.