TANDY LEATHER FACTORY INC (TLF) Stock Fundamental Analysis
USA - NASDAQ:TLF - US87538X1054 - Common Stock
3.06 USD
+0.04 (+1.32%)
We assign a fundamental rating of 5 out of 10 to TLF. TLF was compared to 121 industry peers in the Specialty Retail industry. While TLF has a great health rating, its profitability is only average at the moment. TLF is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year TLF was profitable.
In the past year TLF has reported a negative cash flow from operations.
TLF had positive earnings in 4 of the past 5 years.
TLF had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 16.56%, TLF belongs to the best of the industry, outperforming 94.21% of the companies in the same industry.
TLF has a Return On Equity of 22.15%. This is amongst the best in the industry. TLF outperforms 80.99% of its industry peers.
TLF has a worse Return On Invested Capital (0.30%) than 61.98% of its industry peers.
TLF had an Average Return On Invested Capital over the past 3 years of 2.72%. This is significantly below the industry average of 11.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROIC | 0.3% |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 16.98%, TLF belongs to the best of the industry, outperforming 98.35% of the companies in the same industry.
In the last couple of years the Profit Margin of TLF has declined.
Looking at the Operating Margin, with a value of 0.33%, TLF is doing worse than 61.16% of the companies in the same industry.
TLF's Operating Margin has declined in the last couple of years.
TLF has a better Gross Margin (56.48%) than 85.95% of its industry peers.
TLF's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% |
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so TLF is destroying value.
The number of shares outstanding for TLF has been increased compared to 1 year ago.
The number of shares outstanding for TLF has been reduced compared to 5 years ago.
There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.60 indicates that TLF is not in any danger for bankruptcy at the moment.
TLF has a Altman-Z score of 3.60. This is in the better half of the industry: TLF outperforms 79.34% of its industry peers.
There is no outstanding debt for TLF. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 3.6 |
ROIC/WACC0.03
WACC9.25%
2.3 Liquidity
A Current Ratio of 4.89 indicates that TLF has no problem at all paying its short term obligations.
With an excellent Current ratio value of 4.89, TLF belongs to the best of the industry, outperforming 98.35% of the companies in the same industry.
A Quick Ratio of 1.64 indicates that TLF should not have too much problems paying its short term obligations.
TLF's Quick ratio of 1.64 is amongst the best of the industry. TLF outperforms 86.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 |
3. Growth
3.1 Past
TLF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 283.09%, which is quite impressive.
TLF shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.19% yearly.
The Revenue has decreased by -0.41% in the past year.
TLF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.14% yearly.
EPS 1Y (TTM)283.09%
EPS 3Y-16.19%
EPS 5YN/A
EPS Q2Q%-296.64%
Revenue 1Y (TTM)-0.41%
Revenue growth 3Y-3.45%
Revenue growth 5Y-0.14%
Sales Q2Q%2.82%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 2.08 indicates a rather cheap valuation of TLF.
Based on the Price/Earnings ratio, TLF is valued cheaply inside the industry as 98.35% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.11, TLF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.08 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TLF is valued cheaper than 95.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 2.24 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 49.67%, TLF is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.50, TLF pays a better dividend. On top of this TLF pays more dividend than 100.00% of the companies listed in the same industry.
TLF's Dividend Yield is rather good when compared to the S&P500 average which is at 2.37.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 49.67% |
5.2 History
TLF does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:TLF (11/3/2025, 4:30:01 PM)
3.06
+0.04 (+1.32%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners58.4%
Inst Owner Change0.25%
Ins Owners0.45%
Ins Owner Change0%
Market Cap24.69M
Revenue(TTM)74.64M
Net Income(TTM)12.68M
Analysts80
Price TargetN/A
Short Float %0.07%
Short Ratio0.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 49.67% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.08 | ||
| Fwd PE | N/A | ||
| P/S | 0.33 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.43 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | 2.24 |
EPS(TTM)1.47
EY48.04%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.83
FCFYN/A
OCF(TTM)-0.07
OCFYN/A
SpS9.25
BVpS7.09
TBVpS7.09
PEG (NY)N/A
PEG (5Y)N/A
Graham Number15.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.56% | ||
| ROE | 22.15% | ||
| ROCE | 0.37% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.4% | ||
| ROICexgc | 0.4% | ||
| OM | 0.33% | ||
| PM (TTM) | 16.98% | ||
| GM | 56.48% | ||
| FCFM | N/A |
ROA(3y)2.71%
ROA(5y)0.7%
ROE(3y)3.51%
ROE(5y)0.75%
ROIC(3y)2.72%
ROIC(5y)N/A
ROICexc(3y)3.32%
ROICexc(5y)N/A
ROICexgc(3y)3.32%
ROICexgc(5y)N/A
ROCE(3y)3.42%
ROCE(5y)N/A
ROICexgc growth 3Y-35.57%
ROICexgc growth 5YN/A
ROICexc growth 3Y-35.57%
ROICexc growth 5YN/A
OM growth 3Y-32.81%
OM growth 5YN/A
PM growth 3Y-12.03%
PM growth 5YN/A
GM growth 3Y-0.39%
GM growth 5Y0.07%
F-Score3
Asset Turnover0.98
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 187.73% | ||
| Cap/Sales | 8.32% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.89 | ||
| Quick Ratio | 1.64 | ||
| Altman-Z | 3.6 |
F-Score3
WACC9.25%
ROIC/WACC0.03
Cap/Depr(3y)117.84%
Cap/Depr(5y)114.41%
Cap/Sales(3y)1.85%
Cap/Sales(5y)1.76%
Profit Quality(3y)111.94%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)283.09%
EPS 3Y-16.19%
EPS 5YN/A
EPS Q2Q%-296.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-0.41%
Revenue growth 3Y-3.45%
Revenue growth 5Y-0.14%
Sales Q2Q%2.82%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-92.72%
EBIT growth 3Y-35.12%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-236.38%
FCF growth 3Y-16.83%
FCF growth 5Y-31.26%
OCF growth 1Y-109.91%
OCF growth 3Y6.93%
OCF growth 5Y-15.36%
TANDY LEATHER FACTORY INC / TLF FAQ
What is the ChartMill fundamental rating of TANDY LEATHER FACTORY INC (TLF) stock?
ChartMill assigns a fundamental rating of 5 / 10 to TLF.
Can you provide the valuation status for TANDY LEATHER FACTORY INC?
ChartMill assigns a valuation rating of 3 / 10 to TANDY LEATHER FACTORY INC (TLF). This can be considered as Overvalued.
What is the profitability of TLF stock?
TANDY LEATHER FACTORY INC (TLF) has a profitability rating of 5 / 10.
What is the valuation of TANDY LEATHER FACTORY INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for TANDY LEATHER FACTORY INC (TLF) is 2.08 and the Price/Book (PB) ratio is 0.43.
Can you provide the financial health for TLF stock?
The financial health rating of TANDY LEATHER FACTORY INC (TLF) is 8 / 10.