TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - EBR:TITC - BE0974338700 - Common Stock
39.85 EUR
-0.8 (-1.97%)
We assign a fundamental rating of 7 out of 10 to TITC. TITC was compared to 13 industry peers in the Construction Materials industry. TITC has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TITC is not valued too expensively and it also shows a decent growth rate. Finally TITC also has an excellent dividend rating. This makes TITC very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
TITC had a positive operating cash flow in the past year.
In the past 5 years TITC has always been profitable.
Each year in the past 5 years TITC had a positive operating cash flow.
1.2 Ratios
The Return On Assets of TITC (9.42%) is better than 84.62% of its industry peers.
TITC's Return On Equity of 18.11% is amongst the best of the industry. TITC outperforms 92.31% of its industry peers.
Looking at the Return On Invested Capital, with a value of 17.01%, TITC belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TITC is above the industry average of 7.98%.
The 3 year average ROIC (10.27%) for TITC is below the current ROIC(17.01%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
Looking at the Profit Margin, with a value of 8.32%, TITC is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
In the last couple of years the Profit Margin of TITC has grown nicely.
TITC's Operating Margin of 15.38% is amongst the best of the industry. TITC outperforms 84.62% of its industry peers.
TITC's Operating Margin has improved in the last couple of years.
The Gross Margin of TITC (26.38%) is worse than 84.62% of its industry peers.
TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
TITC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
TITC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.45 indicates that TITC is not in any danger for bankruptcy at the moment.
TITC has a better Altman-Z score (3.45) than 76.92% of its industry peers.
The Debt to FCF ratio of TITC is 3.74, which is a good value as it means it would take TITC, 3.74 years of fcf income to pay off all of its debts.
TITC's Debt to FCF ratio of 3.74 is fine compared to the rest of the industry. TITC outperforms 69.23% of its industry peers.
A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
The Debt to Equity ratio of TITC (0.36) is better than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.45 |
ROIC/WACC2.39
WACC7.11%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
TITC's Current ratio of 2.03 is fine compared to the rest of the industry. TITC outperforms 76.92% of its industry peers.
TITC has a Quick Ratio of 1.43. This is a normal value and indicates that TITC is financially healthy and should not expect problems in meeting its short term obligations.
TITC's Quick ratio of 1.43 is fine compared to the rest of the industry. TITC outperforms 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
The earnings per share for TITC have decreased strongly by -26.20% in the last year.
Measured over the past years, TITC shows a very strong growth in Earnings Per Share. The EPS has been growing by 43.50% on average per year.
Looking at the last year, TITC shows a small growth in Revenue. The Revenue has grown by 0.55% in the last year.
The Revenue has been growing by 10.43% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
3.2 Future
The Earnings Per Share is expected to grow by 2.66% on average over the next years.
The Revenue is expected to grow by 2.70% on average over the next years.
EPS Next Y-6.16%
EPS Next 2Y5.19%
EPS Next 3Y6.07%
EPS Next 5Y2.66%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.7%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.04, the valuation of TITC can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of TITC indicates a rather cheap valuation: TITC is cheaper than 84.62% of the companies listed in the same industry.
TITC is valuated cheaply when we compare the Price/Earnings ratio to 25.83, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 9.13, the valuation of TITC can be described as reasonable.
TITC's Price/Forward Earnings ratio is rather cheap when compared to the industry. TITC is cheaper than 92.31% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of TITC to the average of the S&P500 Index (32.68), we can say TITC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 9.13 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaply inside the industry as 92.31% of the companies are valued more expensively.
The rest of the industry has a similar Price/Free Cash Flow ratio as TITC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.8 | ||
| EV/EBITDA | 4.25 |
4.3 Compensation for Growth
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y5.19%
EPS Next 3Y6.07%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.98%, TITC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.45, TITC pays a better dividend. On top of this TITC pays more dividend than 100.00% of the companies listed in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.98% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 19.30% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y5.19%
EPS Next 3Y6.07%
EBR:TITC (11/7/2025, 7:00:00 PM)
39.85
-0.8 (-1.97%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.39%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.12B
Revenue(TTM)3.95B
Net Income(TTM)328.50M
Analysts84.44
Price Target51.18 (28.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.98% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-15.65%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 9.13 | ||
| P/S | 0.79 | ||
| P/FCF | 16.8 | ||
| P/OCF | 6.86 | ||
| P/B | 1.72 | ||
| P/tB | 2.13 | ||
| EV/EBITDA | 4.25 |
EPS(TTM)4.41
EY11.07%
EPS(NY)4.37
Fwd EY10.96%
FCF(TTM)2.37
FCFY5.95%
OCF(TTM)5.81
OCFY14.57%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.21
Graham Number47.93
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexgc growth 3Y33.47%
ROICexgc growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.45 |
F-Score6
WACC7.11%
ROIC/WACC2.39
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
EPS Next Y-6.16%
EPS Next 2Y5.19%
EPS Next 3Y6.07%
EPS Next 5Y2.66%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.7%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year43.23%
EBIT Next 3Y17.16%
EBIT Next 5Y10.56%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%
TITAN SA / TITC.BR FAQ
Can you provide the ChartMill fundamental rating for TITAN SA?
ChartMill assigns a fundamental rating of 7 / 10 to TITC.BR.
What is the valuation status for TITC stock?
ChartMill assigns a valuation rating of 6 / 10 to TITAN SA (TITC.BR). This can be considered as Fairly Valued.
How profitable is TITAN SA (TITC.BR) stock?
TITAN SA (TITC.BR) has a profitability rating of 8 / 10.
How financially healthy is TITAN SA?
The financial health rating of TITAN SA (TITC.BR) is 8 / 10.
What is the earnings growth outlook for TITAN SA?
The Earnings per Share (EPS) of TITAN SA (TITC.BR) is expected to decline by -6.16% in the next year.