TITAN SA (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
Taking everything into account, TITC scores 7 out of 10 in our fundamental rating. TITC was compared to 14 industry peers in the Construction Materials industry. TITC has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. A decent growth rate in combination with a cheap valuation! Better keep an eye on TITC. TITC also has an excellent dividend rating. These ratings could make TITC a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
In the past year TITC had a positive cash flow from operations.
Each year in the past 5 years TITC has been profitable.
TITC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of TITC (12.72%) is better than 100.00% of its industry peers.
TITC has a better Return On Equity (23.36%) than 100.00% of its industry peers.
With an excellent Return On Invested Capital value of 17.30%, TITC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
TITC had an Average Return On Invested Capital over the past 3 years of 10.27%. This is above the industry average of 7.74%.
The last Return On Invested Capital (17.30%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROIC | 17.3% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC's Profit Margin of 10.62% is fine compared to the rest of the industry. TITC outperforms 71.43% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
TITC has a Operating Margin of 15.34%. This is in the better half of the industry: TITC outperforms 78.57% of its industry peers.
TITC's Operating Margin has improved in the last couple of years.
TITC has a Gross Margin of 26.20%. This is amonst the worse of the industry: TITC underperforms 85.71% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
The number of shares outstanding for TITC has been reduced compared to 1 year ago.
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.59 indicates that TITC is not in any danger for bankruptcy at the moment.
The Altman-Z score of TITC (3.59) is better than 85.71% of its industry peers.
The Debt to FCF ratio of TITC is 3.69, which is a good value as it means it would take TITC, 3.69 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 3.69, TITC is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
A Debt/Equity ratio of 0.37 indicates that TITC is not too dependend on debt financing.
TITC has a Debt to Equity ratio (0.37) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Altman-Z | 3.59 |
ROIC/WACC2.47
WACC7%
2.3 Liquidity
A Current Ratio of 1.77 indicates that TITC should not have too much problems paying its short term obligations.
TITC has a Current ratio of 1.77. This is comparable to the rest of the industry: TITC outperforms 57.14% of its industry peers.
A Quick Ratio of 0.95 indicates that TITC may have some problems paying its short term obligations.
TITC has a Quick ratio (0.95) which is in line with its industry peers.
TITC does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.63% over the past year.
Measured over the past years, TITC shows a very strong growth in Earnings Per Share. The EPS has been growing by 43.50% on average per year.
TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.87%.
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
3.2 Future
The Earnings Per Share is expected to grow by 2.90% on average over the next years.
The Revenue is expected to grow by 2.59% on average over the next years.
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.9%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y2.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.25, which indicates a rather cheap valuation of TITC.
Compared to the rest of the industry, the Price/Earnings ratio of TITC indicates a rather cheap valuation: TITC is cheaper than 92.86% of the companies listed in the same industry.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.82.
Based on the Price/Forward Earnings ratio of 8.49, the valuation of TITC can be described as reasonable.
Based on the Price/Forward Earnings ratio, TITC is valued cheaper than 92.86% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.76. TITC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.25 | ||
| Fwd PE | 8.49 |
4.2 Price Multiples
TITC's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. TITC is cheaper than 78.57% of the companies in the same industry.
TITC's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. TITC is cheaper than 64.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.44 | ||
| EV/EBITDA | 4.91 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)0.64
PEG (5Y)0.17
EPS Next 2Y9.06%
EPS Next 3Y8.68%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.27%, TITC is a good candidate for dividend investing.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.37. TITC pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, TITC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.27% |
5.2 History
On average, the dividend of TITC grows each year by 37.49%, which is quite nice.
Dividend Growth(5Y)37.49%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
15.19% of the earnings are spent on dividend by TITC. This is a low number and sustainable payout ratio.
The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP15.19%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EBR:TITC (5/23/2025, 7:00:00 PM)
39.85
-0.35 (-0.87%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners21.06%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.12B
Analysts84.21
Price Target50.57 (26.9%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.27% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP15.19%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.35%
PT rev (3m)11.2%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)4.14%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.23%
Revenue NY rev (3m)0.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.25 | ||
| Fwd PE | 8.49 | ||
| P/S | 0.79 | ||
| P/FCF | 15.44 | ||
| P/OCF | 6.89 | ||
| P/B | 1.75 | ||
| P/tB | 2.2 | ||
| EV/EBITDA | 4.91 |
EPS(TTM)5.5
EY13.8%
EPS(NY)4.69
Fwd EY11.77%
FCF(TTM)2.58
FCFY6.48%
OCF(TTM)5.78
OCFY14.51%
SpS50.16
BVpS22.81
TBVpS18.08
PEG (NY)0.64
PEG (5Y)0.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROCE | 21.96% | ||
| ROIC | 17.3% | ||
| ROICexc | 18.11% | ||
| ROICexgc | 21.09% | ||
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% | ||
| FCFM | 5.14% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score8
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 150.97% | ||
| Cap/Sales | 6.38% | ||
| Interest Coverage | 13.71 | ||
| Cash Conversion | 58.9% | ||
| Profit Quality | 48.42% | ||
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 3.59 |
F-Score8
WACC7%
ROIC/WACC2.47
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.9%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y2.59%
EBIT growth 1Y4.36%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year48.91%
EBIT Next 3Y18.27%
EBIT Next 5Y10.26%
FCF growth 1Y-10.38%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y0.71%
OCF growth 3Y27.47%
OCF growth 5Y10.54%