TITAN SA (TITC.BR) Stock Fundamental Analysis
EBR:TITC - BE0974338700 - Common Stock
36 EUR
-0.5 (-1.37%)
Overall TITC gets a fundamental rating of 7 out of 10. We evaluated TITC against 13 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TITC has a decent growth rate and is not valued too expensively. TITC also has an excellent dividend rating. These ratings could make TITC a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
TITC had positive earnings in the past year.
TITC had a positive operating cash flow in the past year.
TITC had positive earnings in each of the past 5 years.
In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 9.42%, TITC belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
TITC's Return On Equity of 18.11% is amongst the best of the industry. TITC outperforms 92.31% of its industry peers.
The Return On Invested Capital of TITC (17.01%) is better than 100.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TITC is above the industry average of 8.11%.
The last Return On Invested Capital (17.01%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC's Profit Margin of 8.32% is fine compared to the rest of the industry. TITC outperforms 61.54% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
TITC has a Operating Margin of 15.38%. This is in the better half of the industry: TITC outperforms 76.92% of its industry peers.
In the last couple of years the Operating Margin of TITC has grown nicely.
TITC's Gross Margin of 26.38% is on the low side compared to the rest of the industry. TITC is outperformed by 84.62% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TITC is creating value.
Compared to 1 year ago, TITC has less shares outstanding
Compared to 5 years ago, TITC has less shares outstanding
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
TITC has an Altman-Z score of 3.32. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
TITC's Altman-Z score of 3.32 is fine compared to the rest of the industry. TITC outperforms 76.92% of its industry peers.
TITC has a debt to FCF ratio of 3.74. This is a good value and a sign of high solvency as TITC would need 3.74 years to pay back of all of its debts.
TITC's Debt to FCF ratio of 3.74 is fine compared to the rest of the industry. TITC outperforms 69.23% of its industry peers.
A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.36, TITC is in the better half of the industry, outperforming 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.32 |
ROIC/WACC2.43
WACC6.99%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
TITC has a Current ratio of 2.03. This is in the better half of the industry: TITC outperforms 69.23% of its industry peers.
TITC has a Quick Ratio of 1.43. This is a normal value and indicates that TITC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.43, TITC is in the better half of the industry, outperforming 69.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.20%.
TITC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 43.50% yearly.
Looking at the last year, TITC shows a small growth in Revenue. The Revenue has grown by 0.55% in the last year.
The Revenue has been growing by 10.43% on average over the past years. This is quite good.
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
3.2 Future
The Earnings Per Share is expected to grow by 2.66% on average over the next years.
Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 2.80% on average per year.
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue Next Year1.19%
Revenue Next 2Y2.91%
Revenue Next 3Y3.44%
Revenue Next 5Y2.8%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.16, the valuation of TITC can be described as reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of TITC indicates a rather cheap valuation: TITC is cheaper than 84.62% of the companies listed in the same industry.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.06.
With a Price/Forward Earnings ratio of 8.27, the valuation of TITC can be described as very reasonable.
Based on the Price/Forward Earnings ratio, TITC is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 8.27 |
4.2 Price Multiples
92.31% of the companies in the same industry are more expensive than TITC, based on the Enterprise Value to EBITDA ratio.
TITC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.18 | ||
| EV/EBITDA | 3.78 |
4.3 Compensation for Growth
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.19
EPS Next 2Y5.07%
EPS Next 3Y5.99%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 7.40%, which is a nice return.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.66. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.4% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
19.30% of the earnings are spent on dividend by TITC. This is a low number and sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EBR:TITC (9/5/2025, 7:00:00 PM)
36
-0.5 (-1.37%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.82B
Analysts84.44
Price Target51.18 (42.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.4% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.04%
PT rev (3m)1.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-15.88%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.59%
Revenue NY rev (3m)-3.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.16 | ||
| Fwd PE | 8.27 | ||
| P/S | 0.71 | ||
| P/FCF | 15.18 | ||
| P/OCF | 6.2 | ||
| P/B | 1.55 | ||
| P/tB | 1.92 | ||
| EV/EBITDA | 3.78 |
EPS(TTM)4.41
EY12.25%
EPS(NY)4.36
Fwd EY12.1%
FCF(TTM)2.37
FCFY6.59%
OCF(TTM)5.81
OCFY16.13%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.32 |
F-Score6
WACC6.99%
ROIC/WACC2.43
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
Revenue Next Year1.19%
Revenue Next 2Y2.91%
Revenue Next 3Y3.44%
Revenue Next 5Y2.8%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.66%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%