TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:TITC - BE0974338700 - Common Stock
54.2 EUR
-1.1 (-1.99%)
Taking everything into account, TITC scores 6 out of 10 in our fundamental rating. TITC was compared to 16 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TITC has a decent growth rate and is not valued too expensively. Finally TITC also has an excellent dividend rating. These ratings could make TITC a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
- TITC had positive earnings in the past year.
- In the past year TITC had a positive cash flow from operations.
- In the past 5 years TITC has always been profitable.
- In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 9.41%, TITC is doing good in the industry, outperforming 75.00% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 18.09%, TITC belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
- The Return On Invested Capital of TITC (17.00%) is better than 100.00% of its industry peers.
- TITC had an Average Return On Invested Capital over the past 3 years of 10.27%. This is above the industry average of 7.89%.
- The last Return On Invested Capital (17.00%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.41% | ||
| ROE | 18.09% | ||
| ROIC | 17% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
- Looking at the Profit Margin, with a value of 8.31%, TITC is in line with its industry, outperforming 56.25% of the companies in the same industry.
- In the last couple of years the Profit Margin of TITC has grown nicely.
- TITC has a better Operating Margin (15.36%) than 75.00% of its industry peers.
- In the last couple of years the Operating Margin of TITC has grown nicely.
- TITC has a worse Gross Margin (26.38%) than 93.75% of its industry peers.
- TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.36% | ||
| PM (TTM) | 8.31% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
- TITC has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- The number of shares outstanding for TITC has been reduced compared to 1 year ago.
- The number of shares outstanding for TITC has been reduced compared to 5 years ago.
- The debt/assets ratio for TITC has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.86 indicates that TITC is not in any danger for bankruptcy at the moment.
- The Altman-Z score of TITC (3.86) is better than 68.75% of its industry peers.
- TITC has a debt to FCF ratio of 3.73. This is a good value and a sign of high solvency as TITC would need 3.73 years to pay back of all of its debts.
- TITC has a Debt to FCF ratio (3.73) which is in line with its industry peers.
- A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.36, TITC is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.73 | ||
| Altman-Z | 3.86 |
ROIC/WACC2.27
WACC7.49%
2.3 Liquidity
- A Current Ratio of 2.03 indicates that TITC has no problem at all paying its short term obligations.
- TITC has a Current ratio of 2.03. This is in the better half of the industry: TITC outperforms 75.00% of its industry peers.
- A Quick Ratio of 1.43 indicates that TITC should not have too much problems paying its short term obligations.
- The Quick ratio of TITC (1.43) is better than 68.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
- TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.37%.
- Measured over the past years, TITC shows a very strong growth in Earnings Per Share. The EPS has been growing by 43.50% on average per year.
- The Revenue has been growing slightly by 1.17% in the past year.
- Measured over the past years, TITC shows a quite strong growth in Revenue. The Revenue has been growing by 10.43% on average per year.
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
3.2 Future
- The Earnings Per Share is expected to grow by 6.95% on average over the next years.
- Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 5.33% on average per year.
EPS Next Y-0.98%
EPS Next 2Y6.4%
EPS Next 3Y7.73%
EPS Next 5Y6.95%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.33%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 11.36, which indicates a very decent valuation of TITC.
- Based on the Price/Earnings ratio, TITC is valued a bit cheaper than the industry average as 68.75% of the companies are valued more expensively.
- TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
- With a Price/Forward Earnings ratio of 12.13, TITC is valued correctly.
- The rest of the industry has a similar Price/Forward Earnings ratio as TITC.
- TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.36 | ||
| Fwd PE | 12.13 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaper than 87.50% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of TITC indicates a rather expensive valuation: TITC more expensive than 87.50% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.78 | ||
| EV/EBITDA | 5.71 |
4.3 Compensation for Growth
- TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.26
EPS Next 2Y6.4%
EPS Next 3Y7.73%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.02%, TITC is a good candidate for dividend investing.
- TITC's Dividend Yield is rather good when compared to the industry average which is at 2.82. TITC pays more dividend than 93.75% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, TITC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
5.2 History
- The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 19.19% of the earnings are spent on dividend by TITC. This is a low number and sustainable payout ratio.
- The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP19.19%
EPS Next 2Y6.4%
EPS Next 3Y7.73%
EBR:TITC (1/16/2026, 3:56:21 PM)
54.2
-1.1 (-1.99%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-19 2026-03-19/amc
Inst Owners14.84%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.25B
Revenue(TTM)3.97B
Net Income(TTM)328.14M
Analysts85.88
Price Target55.09 (1.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.02% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.39%
PT rev (3m)7.64%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)13.06%
EPS NY rev (3m)5.52%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.36%
Revenue NY rev (3m)0.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.36 | ||
| Fwd PE | 12.13 | ||
| P/S | 1.07 | ||
| P/FCF | 22.78 | ||
| P/OCF | 9.32 | ||
| P/B | 2.34 | ||
| P/tB | 2.89 | ||
| EV/EBITDA | 5.71 |
EPS(TTM)4.77
EY8.8%
EPS(NY)4.47
Fwd EY8.24%
FCF(TTM)2.38
FCFY4.39%
OCF(TTM)5.81
OCFY10.73%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.26
Graham Number49.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.41% | ||
| ROE | 18.09% | ||
| ROCE | 21.58% | ||
| ROIC | 17% | ||
| ROICexc | 21.2% | ||
| ROICexgc | 25.05% | ||
| OM | 15.36% | ||
| PM (TTM) | 8.31% | ||
| GM | 26.38% | ||
| FCFM | 4.72% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexgc growth 3Y33.47%
ROICexgc growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.73 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 153.49% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.1 | ||
| Cash Conversion | 58.24% | ||
| Profit Quality | 56.79% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.86 |
F-Score6
WACC7.49%
ROIC/WACC2.27
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
EPS Next Y-0.98%
EPS Next 2Y6.4%
EPS Next 3Y7.73%
EPS Next 5Y6.95%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.33%
EBIT growth 1Y-1.12%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.71%
EBIT Next 3Y20.73%
EBIT Next 5Y15.94%
FCF growth 1Y61.36%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y20.13%
OCF growth 3Y27.47%
OCF growth 5Y10.54%
TITAN SA / TITC.BR FAQ
Can you provide the ChartMill fundamental rating for TITAN SA?
ChartMill assigns a fundamental rating of 6 / 10 to TITC.BR.
What is the valuation status of TITAN SA (TITC.BR) stock?
ChartMill assigns a valuation rating of 5 / 10 to TITAN SA (TITC.BR). This can be considered as Fairly Valued.
How profitable is TITAN SA (TITC.BR) stock?
TITAN SA (TITC.BR) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TITC stock?
The Price/Earnings (PE) ratio for TITAN SA (TITC.BR) is 11.36 and the Price/Book (PB) ratio is 2.34.
What is the expected EPS growth for TITAN SA (TITC.BR) stock?
The Earnings per Share (EPS) of TITAN SA (TITC.BR) is expected to decline by -0.98% in the next year.