TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - EBR:TITC - BE0974338700 - Common Stock
34.7 EUR
+0.35 (+1.02%)
Overall TITC gets a fundamental rating of 7 out of 10. We evaluated TITC against 13 industry peers in the Construction Materials industry. TITC gets an excellent profitability rating and is at the same time showing great financial health properties. A decent growth rate in combination with a cheap valuation! Better keep an eye on TITC. TITC also has an excellent dividend rating. This makes TITC very considerable for value and dividend investing!
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
TITC had a positive operating cash flow in the past year.
In the past 5 years TITC has always been profitable.
TITC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
TITC has a Return On Assets of 9.42%. This is amongst the best in the industry. TITC outperforms 84.62% of its industry peers.
The Return On Equity of TITC (18.11%) is better than 92.31% of its industry peers.
TITC has a Return On Invested Capital of 17.01%. This is amongst the best in the industry. TITC outperforms 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 8.09%.
The 3 year average ROIC (10.27%) for TITC is below the current ROIC(17.01%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
The Profit Margin of TITC (8.32%) is better than 61.54% of its industry peers.
In the last couple of years the Profit Margin of TITC has grown nicely.
With an excellent Operating Margin value of 15.38%, TITC belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
TITC's Operating Margin has improved in the last couple of years.
TITC's Gross Margin of 26.38% is on the low side compared to the rest of the industry. TITC is outperformed by 84.62% of its industry peers.
TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
TITC has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
TITC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, TITC has less shares outstanding
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
An Altman-Z score of 3.28 indicates that TITC is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.28, TITC is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
TITC has a debt to FCF ratio of 3.74. This is a good value and a sign of high solvency as TITC would need 3.74 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 3.74, TITC is doing good in the industry, outperforming 69.23% of the companies in the same industry.
TITC has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of TITC (0.36) is better than 69.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.28 |
ROIC/WACC2.38
WACC7.15%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of TITC (2.03) is better than 76.92% of its industry peers.
TITC has a Quick Ratio of 1.43. This is a normal value and indicates that TITC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.43, TITC is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -26.20%.
TITC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 43.50% yearly.
TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 0.55%.
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
3.2 Future
Based on estimates for the next years, TITC will show a small growth in Earnings Per Share. The EPS will grow by 2.66% on average per year.
The Revenue is expected to grow by 2.80% on average over the next years.
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.87, the valuation of TITC can be described as very cheap.
Based on the Price/Earnings ratio, TITC is valued cheaply inside the industry as 84.62% of the companies are valued more expensively.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.32.
TITC is valuated cheaply with a Price/Forward Earnings ratio of 7.97.
Based on the Price/Forward Earnings ratio, TITC is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.89. TITC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 7.97 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaper than 92.31% of the companies in the same industry.
TITC's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.63 | ||
| EV/EBITDA | 3.62 |
4.3 Compensation for Growth
The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.18
EPS Next 2Y5.07%
EPS Next 3Y5.99%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.48%, TITC is a good candidate for dividend investing.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.53. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
5.2 History
On average, the dividend of TITC grows each year by 37.49%, which is quite nice.
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 19.30% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EBR:TITC (9/26/2025, 7:00:00 PM)
34.7
+0.35 (+1.02%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.72B
Analysts84.44
Price Target51.18 (47.49%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.48% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)1.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-15.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.18%
Revenue NY rev (3m)-3.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 7.97 | ||
| P/S | 0.69 | ||
| P/FCF | 14.63 | ||
| P/OCF | 5.98 | ||
| P/B | 1.5 | ||
| P/tB | 1.85 | ||
| EV/EBITDA | 3.62 |
EPS(TTM)4.41
EY12.71%
EPS(NY)4.36
Fwd EY12.55%
FCF(TTM)2.37
FCFY6.84%
OCF(TTM)5.81
OCFY16.73%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.28 |
F-Score6
WACC7.15%
ROIC/WACC2.38
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-26.2%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-54.31%
EPS Next Y-6.42%
EPS Next 2Y5.07%
EPS Next 3Y5.99%
EPS Next 5Y2.66%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%0.42%
Revenue Next Year1.37%
Revenue Next 2Y3%
Revenue Next 3Y3.51%
Revenue Next 5Y2.8%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.66%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%