TITAN SA (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
TITC gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 12 industry peers in the Construction Materials industry. TITC scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TITC scores decently on growth, while it is valued quite cheap. This could make an interesting combination. TITC also has an excellent dividend rating. This makes TITC very considerable for value and dividend investing!
1. Profitability
1.1 Basic Checks
TITC had positive earnings in the past year.
TITC had a positive operating cash flow in the past year.
In the past 5 years TITC has always been profitable.
In the past 5 years TITC always reported a positive cash flow from operatings.
1.2 Ratios
TITC has a Return On Assets of 12.72%. This is amongst the best in the industry. TITC outperforms 100.00% of its industry peers.
TITC has a Return On Equity of 23.36%. This is amongst the best in the industry. TITC outperforms 100.00% of its industry peers.
With an excellent Return On Invested Capital value of 17.30%, TITC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 7.79%.
The last Return On Invested Capital (17.30%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROIC | 17.3% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC has a better Profit Margin (10.62%) than 75.00% of its industry peers.
TITC's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 15.34%, TITC belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
TITC's Operating Margin has improved in the last couple of years.
TITC's Gross Margin of 26.20% is on the low side compared to the rest of the industry. TITC is outperformed by 83.33% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
TITC has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, TITC has less shares outstanding
The number of shares outstanding for TITC has been reduced compared to 5 years ago.
TITC has a better debt/assets ratio than last year.
2.2 Solvency
TITC has an Altman-Z score of 3.52. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
TITC has a Altman-Z score of 3.52. This is amongst the best in the industry. TITC outperforms 83.33% of its industry peers.
The Debt to FCF ratio of TITC is 3.69, which is a good value as it means it would take TITC, 3.69 years of fcf income to pay off all of its debts.
TITC has a Debt to FCF ratio of 3.69. This is in the better half of the industry: TITC outperforms 66.67% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that TITC is not too dependend on debt financing.
TITC has a Debt to Equity ratio (0.37) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Altman-Z | 3.52 |
ROIC/WACC2.5
WACC6.93%
2.3 Liquidity
TITC has a Current Ratio of 1.77. This is a normal value and indicates that TITC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.77, TITC is in the better half of the industry, outperforming 66.67% of the companies in the same industry.
A Quick Ratio of 0.95 indicates that TITC may have some problems paying its short term obligations.
The Quick ratio of TITC (0.95) is comparable to the rest of the industry.
TITC does not score too well on the current and quick ratio evaluation. However, as it has excellent solvency and profitability, these ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
TITC shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.63%.
The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.87%.
Measured over the past years, TITC shows a quite strong growth in Revenue. The Revenue has been growing by 10.43% on average per year.
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
3.2 Future
The Earnings Per Share is expected to grow by 2.66% on average over the next years.
Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 3.46% on average per year.
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.85, the valuation of TITC can be described as very cheap.
Based on the Price/Earnings ratio, TITC is valued cheaply inside the industry as 91.67% of the companies are valued more expensively.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
TITC is valuated reasonably with a Price/Forward Earnings ratio of 8.02.
Based on the Price/Forward Earnings ratio, TITC is valued cheaper than 100.00% of the companies in the same industry.
TITC is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 8.02 |
4.2 Price Multiples
91.67% of the companies in the same industry are more expensive than TITC, based on the Enterprise Value to EBITDA ratio.
The rest of the industry has a similar Price/Free Cash Flow ratio as TITC.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.59 | ||
| EV/EBITDA | 4.68 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)0.61
PEG (5Y)0.16
EPS Next 2Y9.06%
EPS Next 3Y8.68%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 7.18%, which is a nice return.
Compared to an average industry Dividend Yield of 3.62, TITC pays a better dividend. On top of this TITC pays more dividend than 100.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, TITC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.18% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 15.19% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP15.19%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EBR:TITC (7/21/2025, 5:29:54 PM)
37.65
-0.3 (-0.79%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap2.95B
Analysts84.21
Price Target51.16 (35.88%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.18% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP15.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.56%
PT rev (3m)2.53%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.85 | ||
| Fwd PE | 8.02 | ||
| P/S | 0.75 | ||
| P/FCF | 14.59 | ||
| P/OCF | 6.51 | ||
| P/B | 1.65 | ||
| P/tB | 2.08 | ||
| EV/EBITDA | 4.68 |
EPS(TTM)5.5
EY14.61%
EPS(NY)4.69
Fwd EY12.46%
FCF(TTM)2.58
FCFY6.85%
OCF(TTM)5.78
OCFY15.35%
SpS50.16
BVpS22.81
TBVpS18.08
PEG (NY)0.61
PEG (5Y)0.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROCE | 21.96% | ||
| ROIC | 17.3% | ||
| ROICexc | 18.11% | ||
| ROICexgc | 21.09% | ||
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% | ||
| FCFM | 5.14% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score8
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 150.97% | ||
| Cap/Sales | 6.38% | ||
| Interest Coverage | 13.71 | ||
| Cash Conversion | 58.9% | ||
| Profit Quality | 48.42% | ||
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 3.52 |
F-Score8
WACC6.93%
ROIC/WACC2.5
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.46%
EBIT growth 1Y4.36%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y10.81%
FCF growth 1Y-10.38%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y0.71%
OCF growth 3Y27.47%
OCF growth 5Y10.54%