TITAN SA (TITC.BR) Stock Fundamental Analysis

EBR:TITC • BE0974338700

53.7 EUR
-0.9 (-1.65%)
Last: Feb 17, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to TITC. TITC was compared to 14 industry peers in the Construction Materials industry. TITC has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TITC has a correct valuation and a medium growth rate. TITC also has an excellent dividend rating. These ratings would make TITC suitable for dividend investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • TITC had positive earnings in the past year.
  • TITC had a positive operating cash flow in the past year.
  • TITC had positive earnings in each of the past 5 years.
  • Each year in the past 5 years TITC had a positive operating cash flow.
TITC.BR Yearly Net Income VS EBIT VS OCF VS FCFTITC.BR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

  • TITC has a Return On Assets of 9.41%. This is in the better half of the industry: TITC outperforms 78.57% of its industry peers.
  • TITC's Return On Equity of 18.09% is amongst the best of the industry. TITC outperforms 92.86% of its industry peers.
  • TITC's Return On Invested Capital of 17.00% is amongst the best of the industry. TITC outperforms 100.00% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 7.90%.
  • The 3 year average ROIC (10.27%) for TITC is below the current ROIC(17.00%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 9.41%
ROE 18.09%
ROIC 17%
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
TITC.BR Yearly ROA, ROE, ROICTITC.BR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • TITC has a Profit Margin (8.31%) which is in line with its industry peers.
  • In the last couple of years the Profit Margin of TITC has grown nicely.
  • TITC's Operating Margin of 15.36% is fine compared to the rest of the industry. TITC outperforms 78.57% of its industry peers.
  • In the last couple of years the Operating Margin of TITC has grown nicely.
  • With a Gross Margin value of 26.38%, TITC is not doing good in the industry: 92.86% of the companies in the same industry are doing better.
  • TITC's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 15.36%
PM (TTM) 8.31%
GM 26.38%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
TITC.BR Yearly Profit, Operating, Gross MarginsTITC.BR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
  • TITC has less shares outstanding than it did 1 year ago.
  • TITC has less shares outstanding than it did 5 years ago.
  • TITC has a better debt/assets ratio than last year.
TITC.BR Yearly Shares OutstandingTITC.BR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
TITC.BR Yearly Total Debt VS Total AssetsTITC.BR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

  • TITC has an Altman-Z score of 3.84. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
  • With a decent Altman-Z score value of 3.84, TITC is doing good in the industry, outperforming 78.57% of the companies in the same industry.
  • The Debt to FCF ratio of TITC is 3.73, which is a good value as it means it would take TITC, 3.73 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 3.73, TITC perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
  • A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
  • TITC has a Debt to Equity ratio (0.36) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 3.73
Altman-Z 3.84
ROIC/WACC2.25
WACC7.55%
TITC.BR Yearly LT Debt VS Equity VS FCFTITC.BR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 2.03 indicates that TITC has no problem at all paying its short term obligations.
  • TITC has a better Current ratio (2.03) than 71.43% of its industry peers.
  • A Quick Ratio of 1.43 indicates that TITC should not have too much problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 1.43, TITC is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.03
Quick Ratio 1.43
TITC.BR Yearly Current Assets VS Current LiabilitesTITC.BR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.37%.
  • The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
  • The Revenue has been growing slightly by 1.17% in the past year.
  • The Revenue has been growing by 10.43% on average over the past years. This is quite good.
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.82% on average over the next years. This is quite good.
  • TITC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.86% yearly.
EPS Next Y-4.69%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
EPS Next 5Y8.82%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.86%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TITC.BR Yearly Revenue VS EstimatesTITC.BR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1B 2B 3B
TITC.BR Yearly EPS VS EstimatesTITC.BR Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • TITC is valuated reasonably with a Price/Earnings ratio of 11.26.
  • Based on the Price/Earnings ratio, TITC is valued a bit cheaper than the industry average as 71.43% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.16. TITC is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 11.92, the valuation of TITC can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, TITC is valued a bit cheaper than the industry average as 64.29% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.10, TITC is valued rather cheaply.
Industry RankSector Rank
PE 11.26
Fwd PE 11.92
TITC.BR Price Earnings VS Forward Price EarningsTITC.BR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaper than 85.71% of the companies in the same industry.
  • 85.71% of the companies in the same industry are cheaper than TITC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 22.57
EV/EBITDA 5.64
TITC.BR Per share dataTITC.BR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.26
EPS Next 2Y6.87%
EPS Next 3Y8.03%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. Dividend

5.1 Amount

  • TITC has a Yearly Dividend Yield of 4.82%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.75, TITC pays a better dividend. On top of this TITC pays more dividend than 92.86% of the companies listed in the same industry.
  • TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 4.82%

5.2 History

  • The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
TITC.BR Yearly Dividends per shareTITC.BR Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • TITC pays out 19.19% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP19.19%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
TITC.BR Yearly Income VS Free CF VS DividendTITC.BR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
TITC.BR Dividend Payout.TITC.BR Dividend Payout, showing the Payout Ratio.TITC.BR Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

TITAN SA

EBR:TITC (2/17/2026, 7:00:00 PM)

53.7

-0.9 (-1.65%)

Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)11-06
Earnings (Next)03-19
Inst Owners14.84%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.21B
Revenue(TTM)3.97B
Net Income(TTM)328.14M
Analysts85.88
Price Target56.33 (4.9%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.82%
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.26%
PT rev (3m)10.07%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-3.74%
EPS NY rev (3m)-0.12%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.85%
Valuation
Industry RankSector Rank
PE 11.26
Fwd PE 11.92
P/S 1.07
P/FCF 22.57
P/OCF 9.23
P/B 2.32
P/tB 2.87
EV/EBITDA 5.64
EPS(TTM)4.77
EY8.88%
EPS(NY)4.51
Fwd EY8.39%
FCF(TTM)2.38
FCFY4.43%
OCF(TTM)5.81
OCFY10.83%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.26
Graham Number49.85
Profitability
Industry RankSector Rank
ROA 9.41%
ROE 18.09%
ROCE 21.58%
ROIC 17%
ROICexc 21.2%
ROICexgc 25.05%
OM 15.36%
PM (TTM) 8.31%
GM 26.38%
FCFM 4.72%
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexgc growth 3Y33.47%
ROICexgc growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
Industry RankSector Rank
Debt/Equity 0.36
Debt/FCF 3.73
Debt/EBITDA 0.84
Cap/Depr 153.49%
Cap/Sales 6.81%
Interest Coverage 14.1
Cash Conversion 58.24%
Profit Quality 56.79%
Current Ratio 2.03
Quick Ratio 1.43
Altman-Z 3.84
F-Score6
WACC7.55%
ROIC/WACC2.25
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.37%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.88%
EPS Next Y-4.69%
EPS Next 2Y6.87%
EPS Next 3Y8.03%
EPS Next 5Y8.82%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
Revenue Next Year1.56%
Revenue Next 2Y3.81%
Revenue Next 3Y4.58%
Revenue Next 5Y5.86%
EBIT growth 1Y-1.12%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.71%
EBIT Next 3Y20.73%
EBIT Next 5Y16.76%
FCF growth 1Y61.36%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y20.13%
OCF growth 3Y27.47%
OCF growth 5Y10.54%

TITAN SA / TITC.BR FAQ

Can you provide the ChartMill fundamental rating for TITAN SA?

ChartMill assigns a fundamental rating of 6 / 10 to TITC.BR.


What is the valuation status of TITAN SA (TITC.BR) stock?

ChartMill assigns a valuation rating of 5 / 10 to TITAN SA (TITC.BR). This can be considered as Fairly Valued.


How profitable is TITAN SA (TITC.BR) stock?

TITAN SA (TITC.BR) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for TITC stock?

The Price/Earnings (PE) ratio for TITAN SA (TITC.BR) is 11.26 and the Price/Book (PB) ratio is 2.32.


What is the expected EPS growth for TITAN SA (TITC.BR) stock?

The Earnings per Share (EPS) of TITAN SA (TITC.BR) is expected to decline by -4.69% in the next year.