TITAN SA (TITC.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:TITC - BE0974338700 - Common Stock
45.9 EUR
+0.3 (+0.66%)
We assign a fundamental rating of 7 out of 10 to TITC. TITC was compared to 13 industry peers in the Construction Materials industry. TITC has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. TITC has a decent growth rate and is not valued too expensively. TITC also has an excellent dividend rating. These ratings could make TITC a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
In the past year TITC had a positive cash flow from operations.
TITC had positive earnings in each of the past 5 years.
Each year in the past 5 years TITC had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 9.42%, TITC belongs to the top of the industry, outperforming 84.62% of the companies in the same industry.
Looking at the Return On Equity, with a value of 18.11%, TITC belongs to the top of the industry, outperforming 92.31% of the companies in the same industry.
The Return On Invested Capital of TITC (17.01%) is better than 100.00% of its industry peers.
TITC had an Average Return On Invested Capital over the past 3 years of 10.27%. This is above the industry average of 7.63%.
The last Return On Invested Capital (17.01%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROIC | 17.01% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
With a decent Profit Margin value of 8.32%, TITC is doing good in the industry, outperforming 61.54% of the companies in the same industry.
TITC's Profit Margin has improved in the last couple of years.
TITC's Operating Margin of 15.38% is amongst the best of the industry. TITC outperforms 84.62% of its industry peers.
In the last couple of years the Operating Margin of TITC has grown nicely.
TITC's Gross Margin of 26.38% is on the low side compared to the rest of the industry. TITC is outperformed by 92.31% of its industry peers.
In the last couple of years the Gross Margin of TITC has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so TITC is creating value.
Compared to 1 year ago, TITC has less shares outstanding
Compared to 5 years ago, TITC has less shares outstanding
TITC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.59 indicates that TITC is not in any danger for bankruptcy at the moment.
TITC has a Altman-Z score of 3.59. This is in the better half of the industry: TITC outperforms 76.92% of its industry peers.
The Debt to FCF ratio of TITC is 3.74, which is a good value as it means it would take TITC, 3.74 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 3.74, TITC is doing good in the industry, outperforming 61.54% of the companies in the same industry.
A Debt/Equity ratio of 0.36 indicates that TITC is not too dependend on debt financing.
TITC's Debt to Equity ratio of 0.36 is fine compared to the rest of the industry. TITC outperforms 61.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Altman-Z | 3.59 |
ROIC/WACC2.32
WACC7.32%
2.3 Liquidity
TITC has a Current Ratio of 2.03. This indicates that TITC is financially healthy and has no problem in meeting its short term obligations.
TITC has a better Current ratio (2.03) than 76.92% of its industry peers.
A Quick Ratio of 1.43 indicates that TITC should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.43, TITC is doing good in the industry, outperforming 69.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
TITC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.35%.
The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
Looking at the last year, TITC shows a small growth in Revenue. The Revenue has grown by 1.17% in the last year.
Measured over the past years, TITC shows a quite strong growth in Revenue. The Revenue has been growing by 10.43% on average per year.
EPS 1Y (TTM)-18.35%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.84%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
3.2 Future
The Earnings Per Share is expected to grow by 2.66% on average over the next years.
TITC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.10% yearly.
EPS Next Y-4.57%
EPS Next 2Y4.26%
EPS Next 3Y5.48%
EPS Next 5Y2.66%
Revenue Next Year0.71%
Revenue Next 2Y2.48%
Revenue Next 3Y3.03%
Revenue Next 5Y3.1%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.62, the valuation of TITC can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of TITC indicates a rather cheap valuation: TITC is cheaper than 84.62% of the companies listed in the same industry.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.15.
Based on the Price/Forward Earnings ratio of 10.70, the valuation of TITC can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TITC indicates a somewhat cheap valuation: TITC is cheaper than 76.92% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of TITC to the average of the S&P500 Index (36.12), we can say TITC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.62 | ||
| Fwd PE | 10.7 |
4.2 Price Multiples
TITC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TITC is cheaper than 84.62% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TITC is valued a bit more expensive than the industry average as 61.54% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.35 | ||
| EV/EBITDA | 4.74 |
4.3 Compensation for Growth
The excellent profitability rating of TITC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y4.26%
EPS Next 3Y5.48%
5. Dividend
5.1 Amount
TITC has a Yearly Dividend Yield of 6.24%, which is a nice return.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.36. TITC pays more dividend than 92.31% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, TITC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.24% |
5.2 History
The dividend of TITC is nicely growing with an annual growth rate of 37.49%!
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 19.30% of its income as dividend. This is a sustainable payout ratio.
The dividend of TITC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP19.3%
EPS Next 2Y4.26%
EPS Next 3Y5.48%
EBR:TITC (11/28/2025, 12:52:47 PM)
45.9
+0.3 (+0.66%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.39%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.60B
Revenue(TTM)3.97B
Net Income(TTM)328.50M
Analysts85.56
Price Target51.18 (11.5%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.24% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP19.3%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.69%
EPS NY rev (3m)1.97%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.66%
Revenue NY rev (3m)-0.48%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.62 | ||
| Fwd PE | 10.7 | ||
| P/S | 0.91 | ||
| P/FCF | 19.35 | ||
| P/OCF | 7.91 | ||
| P/B | 1.98 | ||
| P/tB | 2.45 | ||
| EV/EBITDA | 4.74 |
EPS(TTM)4.77
EY10.39%
EPS(NY)4.29
Fwd EY9.34%
FCF(TTM)2.37
FCFY5.17%
OCF(TTM)5.81
OCFY12.65%
SpS50.42
BVpS23.16
TBVpS18.73
PEG (NY)N/A
PEG (5Y)0.22
Graham Number49.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.42% | ||
| ROE | 18.11% | ||
| ROCE | 21.6% | ||
| ROIC | 17.01% | ||
| ROICexc | 21.21% | ||
| ROICexgc | 25.07% | ||
| OM | 15.38% | ||
| PM (TTM) | 8.32% | ||
| GM | 26.38% | ||
| FCFM | 4.7% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexgc growth 3Y33.47%
ROICexgc growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score6
Asset Turnover1.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 3.74 | ||
| Debt/EBITDA | 0.84 | ||
| Cap/Depr | 154.12% | ||
| Cap/Sales | 6.81% | ||
| Interest Coverage | 14.13 | ||
| Cash Conversion | 58.17% | ||
| Profit Quality | 56.57% | ||
| Current Ratio | 2.03 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.59 |
F-Score6
WACC7.32%
ROIC/WACC2.32
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.35%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%34.84%
EPS Next Y-4.57%
EPS Next 2Y4.26%
EPS Next 3Y5.48%
EPS Next 5Y2.66%
Revenue 1Y (TTM)1.17%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%3.39%
Revenue Next Year0.71%
Revenue Next 2Y2.48%
Revenue Next 3Y3.03%
Revenue Next 5Y3.1%
EBIT growth 1Y-1.03%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year43.23%
EBIT Next 3Y17.16%
EBIT Next 5Y10.98%
FCF growth 1Y60.88%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y19.95%
OCF growth 3Y27.47%
OCF growth 5Y10.54%
TITAN SA / TITC.BR FAQ
Can you provide the ChartMill fundamental rating for TITAN SA?
ChartMill assigns a fundamental rating of 7 / 10 to TITC.BR.
What is the valuation status for TITC stock?
ChartMill assigns a valuation rating of 6 / 10 to TITAN SA (TITC.BR). This can be considered as Fairly Valued.
How profitable is TITAN SA (TITC.BR) stock?
TITAN SA (TITC.BR) has a profitability rating of 8 / 10.
How financially healthy is TITAN SA?
The financial health rating of TITAN SA (TITC.BR) is 8 / 10.
What is the earnings growth outlook for TITAN SA?
The Earnings per Share (EPS) of TITAN SA (TITC.BR) is expected to decline by -4.57% in the next year.