TITAN SA (TITC.BR) Stock Fundamental Analysis
EBR:TITC - Euronext Brussels - BE0974338700 - Common Stock - Currency: EUR
TITC gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 13 industry peers in the Construction Materials industry. TITC gets an excellent profitability rating and is at the same time showing great financial health properties. TITC may be a bit undervalued, certainly considering the very reasonable score on growth Finally TITC also has an excellent dividend rating. With these ratings, TITC could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year TITC was profitable.
TITC had a positive operating cash flow in the past year.
TITC had positive earnings in each of the past 5 years.
TITC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
TITC has a Return On Assets of 12.72%. This is amongst the best in the industry. TITC outperforms 100.00% of its industry peers.
The Return On Equity of TITC (23.36%) is better than 100.00% of its industry peers.
TITC's Return On Invested Capital of 17.30% is amongst the best of the industry. TITC outperforms 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TITC is above the industry average of 7.75%.
The last Return On Invested Capital (17.30%) for TITC is above the 3 year average (10.27%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROIC | 17.3% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
1.3 Margins
TITC has a Profit Margin of 10.62%. This is in the better half of the industry: TITC outperforms 76.92% of its industry peers.
TITC's Profit Margin has improved in the last couple of years.
TITC's Operating Margin of 15.34% is amongst the best of the industry. TITC outperforms 84.62% of its industry peers.
In the last couple of years the Operating Margin of TITC has grown nicely.
TITC's Gross Margin of 26.20% is on the low side compared to the rest of the industry. TITC is outperformed by 84.62% of its industry peers.
TITC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% |
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TITC is creating value.
Compared to 1 year ago, TITC has less shares outstanding
TITC has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, TITC has an improved debt to assets ratio.
2.2 Solvency
TITC has an Altman-Z score of 3.53. This indicates that TITC is financially healthy and has little risk of bankruptcy at the moment.
TITC has a better Altman-Z score (3.53) than 84.62% of its industry peers.
The Debt to FCF ratio of TITC is 3.69, which is a good value as it means it would take TITC, 3.69 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of TITC (3.69) is better than 69.23% of its industry peers.
TITC has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of TITC (0.37) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Altman-Z | 3.53 |
ROIC/WACC2.46
WACC7.04%
2.3 Liquidity
A Current Ratio of 1.77 indicates that TITC should not have too much problems paying its short term obligations.
TITC has a Current ratio of 1.77. This is in the better half of the industry: TITC outperforms 61.54% of its industry peers.
A Quick Ratio of 0.95 indicates that TITC may have some problems paying its short term obligations.
With a Quick ratio value of 0.95, TITC perfoms like the industry average, outperforming 46.15% of the companies in the same industry.
The current and quick ratio evaluation for TITC is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 0.63% over the past year.
The Earnings Per Share has been growing by 43.50% on average over the past years. This is a very strong growth
TITC shows a small growth in Revenue. In the last year, the Revenue has grown by 2.87%.
TITC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.43% yearly.
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
3.2 Future
Based on estimates for the next years, TITC will show a small growth in Earnings Per Share. The EPS will grow by 2.66% on average per year.
Based on estimates for the next years, TITC will show a small growth in Revenue. The Revenue will grow by 3.84% on average per year.
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.99, the valuation of TITC can be described as very cheap.
TITC's Price/Earnings ratio is rather cheap when compared to the industry. TITC is cheaper than 92.31% of the companies in the same industry.
TITC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.34.
Based on the Price/Forward Earnings ratio of 8.19, the valuation of TITC can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TITC indicates a rather cheap valuation: TITC is cheaper than 92.31% of the companies listed in the same industry.
TITC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.99 | ||
| Fwd PE | 8.19 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TITC is valued cheaper than 84.62% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TITC is valued a bit cheaper than 61.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.9 | ||
| EV/EBITDA | 4.72 |
4.3 Compensation for Growth
TITC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TITC has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.62
PEG (5Y)0.16
EPS Next 2Y9.06%
EPS Next 3Y8.68%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.50%, TITC is a good candidate for dividend investing.
TITC's Dividend Yield is rather good when compared to the industry average which is at 3.44. TITC pays more dividend than 100.00% of the companies in the same industry.
TITC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
5.2 History
On average, the dividend of TITC grows each year by 37.49%, which is quite nice.
Dividend Growth(5Y)37.49%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
TITC pays out 15.19% of its income as dividend. This is a sustainable payout ratio.
TITC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP15.19%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EBR:TITC (6/19/2025, 1:08:34 PM)
38.45
+0.1 (+0.26%)
Chartmill FA Rating
GICS SectorMaterials
GICS IndustryGroupMaterials
GICS IndustryConstruction Materials
Earnings (Last)
Earnings (Next)
Inst Owners16.99%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.01B
Analysts85.56
Price Target50.38 (31.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.5% |
Yearly Dividend0.85
Dividend Growth(5Y)37.49%
DP15.19%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.39%
PT rev (3m)1.27%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.22%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.99 | ||
| Fwd PE | 8.19 | ||
| P/S | 0.77 | ||
| P/FCF | 14.9 | ||
| P/OCF | 6.65 | ||
| P/B | 1.69 | ||
| P/tB | 2.13 | ||
| EV/EBITDA | 4.72 |
EPS(TTM)5.5
EY14.3%
EPS(NY)4.69
Fwd EY12.2%
FCF(TTM)2.58
FCFY6.71%
OCF(TTM)5.78
OCFY15.03%
SpS50.16
BVpS22.81
TBVpS18.08
PEG (NY)0.62
PEG (5Y)0.16
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.72% | ||
| ROE | 23.36% | ||
| ROCE | 21.96% | ||
| ROIC | 17.3% | ||
| ROICexc | 18.11% | ||
| ROICexgc | 21.09% | ||
| OM | 15.34% | ||
| PM (TTM) | 10.62% | ||
| GM | 26.2% | ||
| FCFM | 5.14% |
ROA(3y)6.95%
ROA(5y)4.86%
ROE(3y)13.78%
ROE(5y)9.68%
ROIC(3y)10.27%
ROIC(5y)8.17%
ROICexc(3y)11.21%
ROICexc(5y)9.07%
ROICexgc(3y)13.32%
ROICexgc(5y)10.89%
ROCE(3y)13.03%
ROCE(5y)10.38%
ROICexcg growth 3Y33.47%
ROICexcg growth 5Y21.12%
ROICexc growth 3Y35.25%
ROICexc growth 5Y22.43%
OM growth 3Y26.5%
OM growth 5Y13.99%
PM growth 3Y26.83%
PM growth 5Y28.17%
GM growth 3Y13.55%
GM growth 5Y7.77%
F-Score8
Asset Turnover1.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 3.69 | ||
| Debt/EBITDA | 0.86 | ||
| Cap/Depr | 150.97% | ||
| Cap/Sales | 6.38% | ||
| Interest Coverage | 13.71 | ||
| Cash Conversion | 58.9% | ||
| Profit Quality | 48.42% | ||
| Current Ratio | 1.77 | ||
| Quick Ratio | 0.95 | ||
| Altman-Z | 3.53 |
F-Score8
WACC7.04%
ROIC/WACC2.46
Cap/Depr(3y)152.8%
Cap/Depr(5y)119.18%
Cap/Sales(3y)9.62%
Cap/Sales(5y)8.29%
Profit Quality(3y)51.92%
Profit Quality(5y)3872.42%
High Growth Momentum
Growth
EPS 1Y (TTM)0.63%
EPS 3Y46.96%
EPS 5Y43.5%
EPS Q2Q%-16.44%
EPS Next Y11.25%
EPS Next 2Y9.06%
EPS Next 3Y8.68%
EPS Next 5Y2.66%
Revenue 1Y (TTM)2.87%
Revenue growth 3Y15.53%
Revenue growth 5Y10.43%
Sales Q2Q%2.36%
Revenue Next Year4.64%
Revenue Next 2Y4.45%
Revenue Next 3Y4.17%
Revenue Next 5Y3.84%
EBIT growth 1Y4.36%
EBIT growth 3Y46.14%
EBIT growth 5Y25.88%
EBIT Next Year47.16%
EBIT Next 3Y17.83%
EBIT Next 5Y11.21%
FCF growth 1Y-10.38%
FCF growth 3Y29.75%
FCF growth 5Y4.14%
OCF growth 1Y0.71%
OCF growth 3Y27.47%
OCF growth 5Y10.54%