TAMBURI INVESTMENT PARTNERS (TIP.MI) Stock Fundamental Analysis
Europe - BIT:TIP - IT0003153621 - Common Stock
8.31 EUR
-0.14 (-1.66%)
Taking everything into account, TIP scores 4 out of 10 in our fundamental rating. TIP was compared to 117 industry peers in the Capital Markets industry. Both the profitability and the financial health of TIP get a neutral evaluation. Nothing too spectacular is happening here. TIP has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
TIP had positive earnings in the past year.
TIP had a positive operating cash flow in the past year.
TIP had positive earnings in each of the past 5 years.
In multiple years TIP reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.10%, TIP is in the better half of the industry, outperforming 69.57% of the companies in the same industry.
With a Return On Equity value of 6.07%, TIP perfoms like the industry average, outperforming 49.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROIC | N/A |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TIP's Profit Margin of 7392.40% is amongst the best of the industry. TIP outperforms 99.13% of its industry peers.
In the last couple of years the Profit Margin of TIP has grown nicely.
The Operating Margin and Gross Margin are not available for TIP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, TIP has less shares outstanding
The number of shares outstanding for TIP has been increased compared to 5 years ago.
TIP has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.17 indicates that TIP is not a great score, but indicates only limited risk for bankruptcy at the moment.
TIP has a better Altman-Z score (2.17) than 65.22% of its industry peers.
The Debt to FCF ratio of TIP is 2.68, which is a good value as it means it would take TIP, 2.68 years of fcf income to pay off all of its debts.
TIP's Debt to FCF ratio of 2.68 is amongst the best of the industry. TIP outperforms 80.87% of its industry peers.
TIP has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of TIP (0.37) is better than 62.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Altman-Z | 2.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TIP has a Current Ratio of 0.94. This is a bad value and indicates that TIP is not financially healthy enough and could expect problems in meeting its short term obligations.
TIP has a Current ratio (0.94) which is in line with its industry peers.
TIP has a Quick Ratio of 0.94. This is a bad value and indicates that TIP is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of TIP (0.94) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
TIP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.66%.
The Earnings Per Share has been growing slightly by 3.97% on average over the past years.
The Revenue for TIP has decreased by -32.94% in the past year. This is quite bad
The Revenue for TIP have been decreasing by -30.20% on average. This is quite bad
EPS 1Y (TTM)4.66%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%927.04%
Revenue 1Y (TTM)-32.94%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%18.75%
3.2 Future
Based on estimates for the next years, TIP will show a very negative growth in Earnings Per Share. The EPS will decrease by -16.26% on average per year.
The Revenue is expected to decrease by 0.00% on average over the next years.
EPS Next Y-47.62%
EPS Next 2Y-25.46%
EPS Next 3Y-16.26%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 16.62, the valuation of TIP can be described as correct.
Based on the Price/Earnings ratio, TIP is valued a bit cheaper than 68.70% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, TIP is valued a bit cheaper.
A Price/Forward Earnings ratio of 23.51 indicates a rather expensive valuation of TIP.
TIP's Price/Forward Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.59, TIP is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.62 | ||
| Fwd PE | 23.51 |
4.2 Price Multiples
90.43% of the companies in the same industry are more expensive than TIP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.2 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as TIP's earnings are expected to decrease with -16.26% in the coming years.
PEG (NY)N/A
PEG (5Y)4.19
EPS Next 2Y-25.46%
EPS Next 3Y-16.26%
5. Dividend
5.1 Amount
TIP has a Yearly Dividend Yield of 1.89%.
Compared to an average industry Dividend Yield of 5.81, TIP has a dividend in line with its industry peers.
TIP's Dividend Yield is slightly below the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.89% |
5.2 History
The dividend of TIP is nicely growing with an annual growth rate of 15.83%!
Dividend Growth(5Y)15.83%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TIP pays out 31.89% of its income as dividend. This is a sustainable payout ratio.
DP31.89%
EPS Next 2Y-25.46%
EPS Next 3Y-16.26%
BIT:TIP (11/14/2025, 7:00:00 PM)
8.31
-0.14 (-1.66%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners11.94%
Inst Owner ChangeN/A
Ins Owners23.31%
Ins Owner ChangeN/A
Market Cap1.53B
Revenue(TTM)1.11M
Net Income(TTM)82.12M
Analysts88.57
Price Target12.27 (47.65%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.89% |
Yearly Dividend0.15
Dividend Growth(5Y)15.83%
DP31.89%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.4%
PT rev (3m)1.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)50%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.62 | ||
| Fwd PE | 23.51 | ||
| P/S | 1379.24 | ||
| P/FCF | 7.2 | ||
| P/OCF | 7.2 | ||
| P/B | 1.13 | ||
| P/tB | 1.14 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.5
EY6.02%
EPS(NY)0.35
Fwd EY4.25%
FCF(TTM)1.15
FCFY13.88%
OCF(TTM)1.15
OCFY13.89%
SpS0.01
BVpS7.34
TBVpS7.29
PEG (NY)N/A
PEG (5Y)4.19
Graham Number9.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A | ||
| FCFM | 19143.1% |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 20.09% | ||
| Cap/Sales | 7.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 258.96% | ||
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 2.17 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.82%
Cap/Depr(5y)102.44%
Cap/Sales(3y)9.37%
Cap/Sales(5y)6.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.66%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%927.04%
EPS Next Y-47.62%
EPS Next 2Y-25.46%
EPS Next 3Y-16.26%
EPS Next 5YN/A
Revenue 1Y (TTM)-32.94%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%18.75%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y23.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year7.85%
EBIT Next 3Y-0.69%
EBIT Next 5YN/A
FCF growth 1Y2903.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2938.9%
OCF growth 3YN/A
OCF growth 5YN/A
TAMBURI INVESTMENT PARTNERS / TIP.MI FAQ
What is the fundamental rating for TIP stock?
ChartMill assigns a fundamental rating of 4 / 10 to TIP.MI.
What is the valuation status of TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
ChartMill assigns a valuation rating of 4 / 10 to TAMBURI INVESTMENT PARTNERS (TIP.MI). This can be considered as Fairly Valued.
How profitable is TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
TAMBURI INVESTMENT PARTNERS (TIP.MI) has a profitability rating of 4 / 10.
What is the expected EPS growth for TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
The Earnings per Share (EPS) of TAMBURI INVESTMENT PARTNERS (TIP.MI) is expected to decline by -47.62% in the next year.
Is the dividend of TAMBURI INVESTMENT PARTNERS sustainable?
The dividend rating of TAMBURI INVESTMENT PARTNERS (TIP.MI) is 4 / 10 and the dividend payout ratio is 31.89%.