TAMBURI INVESTMENT PARTNERS (TIP.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:TIP - IT0003153621 - Common Stock
9.92 EUR
-0.02 (-0.2%)
We assign a fundamental rating of 4 out of 10 to TIP. TIP was compared to 127 industry peers in the Capital Markets industry. TIP has only an average score on both its financial health and profitability. TIP is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year TIP was profitable.
- In the past year TIP had a positive cash flow from operations.
- In the past 5 years TIP has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: TIP reported negative operating cash flow in multiple years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.10%, TIP is in the better half of the industry, outperforming 74.02% of the companies in the same industry.
- TIP has a Return On Equity (6.07%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROIC | N/A |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 7392.40%, TIP belongs to the top of the industry, outperforming 99.21% of the companies in the same industry.
- TIP's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for TIP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, TIP has less shares outstanding
- TIP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, TIP has a worse debt to assets ratio.
2.2 Solvency
- TIP has an Altman-Z score of 2.44. This is not the best score and indicates that TIP is in the grey zone with still only limited risk for bankruptcy at the moment.
- The Altman-Z score of TIP (2.44) is better than 74.02% of its industry peers.
- TIP has a debt to FCF ratio of 2.68. This is a good value and a sign of high solvency as TIP would need 2.68 years to pay back of all of its debts.
- TIP's Debt to FCF ratio of 2.68 is amongst the best of the industry. TIP outperforms 85.04% of its industry peers.
- A Debt/Equity ratio of 0.37 indicates that TIP is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.37, TIP is in the better half of the industry, outperforming 66.14% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Altman-Z | 2.44 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.94 indicates that TIP may have some problems paying its short term obligations.
- TIP has a Current ratio (0.94) which is in line with its industry peers.
- TIP has a Quick Ratio of 0.94. This is a bad value and indicates that TIP is not financially healthy enough and could expect problems in meeting its short term obligations.
- TIP has a Quick ratio (0.94) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 9.51% over the past year.
- Measured over the past 5 years, TIP shows a small growth in Earnings Per Share. The EPS has been growing by 3.97% on average per year.
- TIP shows a strong growth in Revenue. In the last year, the Revenue has grown by 87.56%.
- Measured over the past years, TIP shows a very negative growth in Revenue. The Revenue has been decreasing by -30.20% on average per year.
EPS 1Y (TTM)9.51%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%43.43%
Revenue 1Y (TTM)87.56%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%1384.74%
3.2 Future
- Based on estimates for the next years, TIP will show a very negative growth in Earnings Per Share. The EPS will decrease by -23.23% on average per year.
- Based on estimates for the next years, TIP will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y-23.02%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 18.72, TIP is valued on the expensive side.
- TIP's Price/Earnings ratio is a bit cheaper when compared to the industry. TIP is cheaper than 66.14% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.47. TIP is valued slightly cheaper when compared to this.
- TIP is valuated quite expensively with a Price/Forward Earnings ratio of 37.06.
- The rest of the industry has a similar Price/Forward Earnings ratio as TIP.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. TIP is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.72 | ||
| Fwd PE | 37.06 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, TIP is valued cheaper than 88.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- TIP's earnings are expected to decrease with -23.23% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)4.72
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
5. Dividend
5.1 Amount
- TIP has a Yearly Dividend Yield of 1.61%.
- TIP's Dividend Yield is comparable with the industry average which is at 3.01.
- TIP's Dividend Yield is comparable with the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
5.2 History
- On average, the dividend of TIP grows each year by 15.83%, which is quite nice.
Dividend Growth(5Y)15.83%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 31.89% of the earnings are spent on dividend by TIP. This is a low number and sustainable payout ratio.
DP31.89%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
BIT:TIP (1/16/2026, 7:00:00 PM)
9.92
-0.02 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-14 2025-11-14
Earnings (Next)03-12 2026-03-12
Inst Owners12.59%
Inst Owner ChangeN/A
Ins Owners23.31%
Ins Owner ChangeN/A
Market Cap1.83B
Revenue(TTM)2.34M
Net Income(TTM)82.12M
Analysts90
Price Target12.83 (29.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
Yearly Dividend0.15
Dividend Growth(5Y)15.83%
DP31.89%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.97%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)46.97%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.72 | ||
| Fwd PE | 37.06 | ||
| P/S | 1646.46 | ||
| P/FCF | 8.6 | ||
| P/OCF | 8.6 | ||
| P/B | 1.35 | ||
| P/tB | 1.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.53
EY5.34%
EPS(NY)0.27
Fwd EY2.7%
FCF(TTM)1.15
FCFY11.63%
OCF(TTM)1.15
OCFY11.63%
SpS0.01
BVpS7.34
TBVpS7.29
PEG (NY)N/A
PEG (5Y)4.72
Graham Number9.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A | ||
| FCFM | 19143.1% |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 20.09% | ||
| Cap/Sales | 7.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 258.96% | ||
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 2.44 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.82%
Cap/Depr(5y)102.44%
Cap/Sales(3y)9.37%
Cap/Sales(5y)6.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.51%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%43.43%
EPS Next Y-23.02%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
EPS Next 5YN/A
Revenue 1Y (TTM)87.56%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%1384.74%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y23.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year2.62%
EBIT Next 3Y-0.69%
EBIT Next 5YN/A
FCF growth 1Y2903.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2938.9%
OCF growth 3YN/A
OCF growth 5YN/A
TAMBURI INVESTMENT PARTNERS / TIP.MI FAQ
What is the fundamental rating for TIP stock?
ChartMill assigns a fundamental rating of 4 / 10 to TIP.MI.
What is the valuation status for TIP stock?
ChartMill assigns a valuation rating of 3 / 10 to TAMBURI INVESTMENT PARTNERS (TIP.MI). This can be considered as Overvalued.
How profitable is TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
TAMBURI INVESTMENT PARTNERS (TIP.MI) has a profitability rating of 4 / 10.
How financially healthy is TAMBURI INVESTMENT PARTNERS?
The financial health rating of TAMBURI INVESTMENT PARTNERS (TIP.MI) is 5 / 10.
How sustainable is the dividend of TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
The dividend rating of TAMBURI INVESTMENT PARTNERS (TIP.MI) is 4 / 10 and the dividend payout ratio is 31.89%.