TAMBURI INVESTMENT PARTNERS (TIP.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:TIP - IT0003153621 - Common Stock
9.92 EUR
-0.02 (-0.2%)
Overall TIP gets a fundamental rating of 4 out of 10. We evaluated TIP against 125 industry peers in the Capital Markets industry. TIP has only an average score on both its financial health and profitability. TIP has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- TIP had positive earnings in the past year.
- TIP had a positive operating cash flow in the past year.
- Each year in the past 5 years TIP has been profitable.
- In multiple years TIP reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of TIP (4.10%) is better than 73.60% of its industry peers.
- TIP has a Return On Equity (6.07%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROIC | N/A |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of TIP (7392.40%) is better than 99.20% of its industry peers.
- In the last couple of years the Profit Margin of TIP has grown nicely.
- The Operating Margin and Gross Margin are not available for TIP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- TIP has less shares outstanding than it did 1 year ago.
- TIP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, TIP has a worse debt to assets ratio.
2.2 Solvency
- An Altman-Z score of 2.45 indicates that TIP is not a great score, but indicates only limited risk for bankruptcy at the moment.
- TIP has a Altman-Z score of 2.45. This is in the better half of the industry: TIP outperforms 74.40% of its industry peers.
- The Debt to FCF ratio of TIP is 2.68, which is a good value as it means it would take TIP, 2.68 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of TIP (2.68) is better than 84.80% of its industry peers.
- TIP has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.37, TIP is doing good in the industry, outperforming 65.60% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Altman-Z | 2.45 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.94 indicates that TIP may have some problems paying its short term obligations.
- TIP's Current ratio of 0.94 is in line compared to the rest of the industry. TIP outperforms 55.20% of its industry peers.
- A Quick Ratio of 0.94 indicates that TIP may have some problems paying its short term obligations.
- Looking at the Quick ratio, with a value of 0.94, TIP is in line with its industry, outperforming 56.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 9.51% over the past year.
- TIP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 3.97% yearly.
- The Revenue has grown by 87.56% in the past year. This is a very strong growth!
- Measured over the past years, TIP shows a very negative growth in Revenue. The Revenue has been decreasing by -30.20% on average per year.
EPS 1Y (TTM)9.51%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%43.43%
Revenue 1Y (TTM)87.56%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%1384.74%
3.2 Future
- Based on estimates for the next years, TIP will show a very negative growth in Earnings Per Share. The EPS will decrease by -23.23% on average per year.
- Based on estimates for the next years, TIP will show a decrease in Revenue. The Revenue will decrease by 0.00% on average per year.
EPS Next Y-23.02%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
EPS Next 5YN/A
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 18.72, TIP is valued on the expensive side.
- Based on the Price/Earnings ratio, TIP is valued a bit cheaper than the industry average as 66.40% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 27.47, TIP is valued a bit cheaper.
- The Price/Forward Earnings ratio is 37.06, which means the current valuation is very expensive for TIP.
- The rest of the industry has a similar Price/Forward Earnings ratio as TIP.
- When comparing the Price/Forward Earnings ratio of TIP to the average of the S&P500 Index (24.26), we can say TIP is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.72 | ||
| Fwd PE | 37.06 |
4.2 Price Multiples
- 88.00% of the companies in the same industry are more expensive than TIP, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as TIP's earnings are expected to decrease with -23.23% in the coming years.
PEG (NY)N/A
PEG (5Y)4.72
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.69%, TIP has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 3.32, TIP has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.89, TIP has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
5.2 History
- The dividend of TIP is nicely growing with an annual growth rate of 15.83%!
Dividend Growth(5Y)15.83%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- TIP pays out 31.89% of its income as dividend. This is a sustainable payout ratio.
DP31.89%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
BIT:TIP (1/16/2026, 7:00:00 PM)
9.92
-0.02 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-14 2025-11-14
Earnings (Next)03-12 2026-03-12
Inst Owners12.59%
Inst Owner ChangeN/A
Ins Owners23.31%
Ins Owner ChangeN/A
Market Cap1.83B
Revenue(TTM)2.34M
Net Income(TTM)82.12M
Analysts90
Price Target12.83 (29.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
Yearly Dividend0.15
Dividend Growth(5Y)15.83%
DP31.89%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)5.97%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)46.97%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.72 | ||
| Fwd PE | 37.06 | ||
| P/S | 1646.46 | ||
| P/FCF | 8.6 | ||
| P/OCF | 8.6 | ||
| P/B | 1.35 | ||
| P/tB | 1.36 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.53
EY5.34%
EPS(NY)0.27
Fwd EY2.7%
FCF(TTM)1.15
FCFY11.63%
OCF(TTM)1.15
OCFY11.63%
SpS0.01
BVpS7.34
TBVpS7.29
PEG (NY)N/A
PEG (5Y)4.72
Graham Number9.36
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.1% | ||
| ROE | 6.07% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 7392.4% | ||
| GM | N/A | ||
| FCFM | 19143.1% |
ROA(3y)4.81%
ROA(5y)3.15%
ROE(3y)6.81%
ROE(5y)4.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y110.04%
PM growth 5Y49.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 2.68 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 20.09% | ||
| Cap/Sales | 7.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 258.96% | ||
| Current Ratio | 0.94 | ||
| Quick Ratio | 0.94 | ||
| Altman-Z | 2.45 |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.82%
Cap/Depr(5y)102.44%
Cap/Sales(3y)9.37%
Cap/Sales(5y)6.03%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.51%
EPS 3Y19.96%
EPS 5Y3.97%
EPS Q2Q%43.43%
EPS Next Y-23.02%
EPS Next 2Y-35.14%
EPS Next 3Y-23.23%
EPS Next 5YN/A
Revenue 1Y (TTM)87.56%
Revenue growth 3Y-43.29%
Revenue growth 5Y-30.2%
Sales Q2Q%1384.74%
Revenue Next Year0%
Revenue Next 2Y0%
Revenue Next 3Y0%
Revenue Next 5YN/A
EBIT growth 1Y23.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year2.62%
EBIT Next 3Y-0.69%
EBIT Next 5YN/A
FCF growth 1Y2903.7%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y2938.9%
OCF growth 3YN/A
OCF growth 5YN/A
TAMBURI INVESTMENT PARTNERS / TIP.MI FAQ
What is the fundamental rating for TIP stock?
ChartMill assigns a fundamental rating of 4 / 10 to TIP.MI.
What is the valuation status for TIP stock?
ChartMill assigns a valuation rating of 3 / 10 to TAMBURI INVESTMENT PARTNERS (TIP.MI). This can be considered as Overvalued.
How profitable is TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
TAMBURI INVESTMENT PARTNERS (TIP.MI) has a profitability rating of 4 / 10.
How financially healthy is TAMBURI INVESTMENT PARTNERS?
The financial health rating of TAMBURI INVESTMENT PARTNERS (TIP.MI) is 5 / 10.
How sustainable is the dividend of TAMBURI INVESTMENT PARTNERS (TIP.MI) stock?
The dividend rating of TAMBURI INVESTMENT PARTNERS (TIP.MI) is 4 / 10 and the dividend payout ratio is 31.89%.