TINC COMM VA (TINC.BR) Stock Fundamental Analysis
Europe - EBR:TINC - BE0974282148 - Common Stock
10.3 EUR
-0.06 (-0.58%)
Taking everything into account, TINC scores 4 out of 10 in our fundamental rating. TINC was compared to 115 industry peers in the Capital Markets industry. There are concerns on the financial health of TINC while its profitability can be described as average. TINC has a correct valuation and a medium growth rate. TINC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TINC had positive earnings in the past year.
In the past year TINC has reported a negative cash flow from operations.
Each year in the past 5 years TINC has been profitable.
TINC had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
TINC's Return On Assets of 6.59% is fine compared to the rest of the industry. TINC outperforms 79.82% of its industry peers.
TINC has a Return On Equity (6.97%) which is comparable to the rest of the industry.
TINC has a better Return On Invested Capital (5.30%) than 70.18% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TINC is below the industry average of 8.46%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROIC | 5.3% |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
1.3 Margins
TINC has a better Profit Margin (80.32%) than 96.49% of its industry peers.
In the last couple of years the Profit Margin of TINC has remained more or less at the same level.
With an excellent Operating Margin value of 86.00%, TINC belongs to the best of the industry, outperforming 96.49% of the companies in the same industry.
In the last couple of years the Operating Margin of TINC has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A |
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for TINC remains at a similar level compared to 1 year ago.
The number of shares outstanding for TINC has been increased compared to 5 years ago.
TINC has a worse debt/assets ratio than last year.
2.2 Solvency
TINC has an Altman-Z score of 9.18. This indicates that TINC is financially healthy and has little risk of bankruptcy at the moment.
TINC has a better Altman-Z score (9.18) than 94.74% of its industry peers.
TINC has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
TINC has a Debt to Equity ratio of 0.06. This is amongst the best in the industry. TINC outperforms 81.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 9.18 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TINC has a Current Ratio of 0.03. This is a bad value and indicates that TINC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.03, TINC is doing worse than 67.54% of the companies in the same industry.
A Quick Ratio of 0.03 indicates that TINC may have some problems paying its short term obligations.
TINC has a worse Quick ratio (0.03) than 67.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.31% over the past year.
Measured over the past years, TINC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.45% on average per year.
Looking at the last year, TINC shows a very strong growth in Revenue. The Revenue has grown by 35.18%.
The Revenue has been growing by 15.39% on average over the past years. This is quite good.
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
3.2 Future
TINC is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.74% yearly.
TINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.01% yearly.
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.04, which indicates a very decent valuation of TINC.
Based on the Price/Earnings ratio, TINC is valued cheaper than 87.72% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.89, TINC is valued rather cheaply.
TINC is valuated reasonably with a Price/Forward Earnings ratio of 10.10.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TINC indicates a rather cheap valuation: TINC is cheaper than 88.60% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of TINC to the average of the S&P500 Index (34.59), we can say TINC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.1 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.96
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
5. Dividend
5.1 Amount
TINC has a Yearly Dividend Yield of 5.08%, which is a nice return.
TINC's Dividend Yield is rather good when compared to the industry average which is at 5.85. TINC pays more dividend than 82.46% of the companies in the same industry.
TINC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.08% |
5.2 History
The dividend of TINC is nicely growing with an annual growth rate of 19.46%!
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TINC pays out 49.19% of its income as dividend. This is a bit on the high side, but may be sustainable.
TINC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.19%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EBR:TINC (11/14/2025, 7:00:00 PM)
10.3
-0.06 (-0.58%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.67%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap499.34M
Revenue(TTM)53.38M
Net Income(TTM)42.88M
Analysts84.44
Price Target12.92 (25.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.08% |
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP49.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.04 | ||
| Fwd PE | 10.1 | ||
| P/S | 9.35 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.14
EY11.07%
EPS(NY)1.02
Fwd EY9.9%
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.17
OCFYN/A
SpS1.1
BVpS12.69
TBVpS12.69
PEG (NY)N/A
PEG (5Y)0.96
Graham Number18.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROCE | 7.46% | ||
| ROIC | 5.3% | ||
| ROICexc | 5.31% | ||
| ROICexgc | 5.31% | ||
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexgc growth 3Y-0.89%
ROICexgc growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 28.01 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | 9.18 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.16%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-30.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.99%
OCF growth 3YN/A
OCF growth 5YN/A
TINC COMM VA / TINC.BR FAQ
Can you provide the ChartMill fundamental rating for TINC COMM VA?
ChartMill assigns a fundamental rating of 4 / 10 to TINC.BR.
What is the valuation status for TINC stock?
ChartMill assigns a valuation rating of 4 / 10 to TINC COMM VA (TINC.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for TINC COMM VA?
TINC COMM VA (TINC.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of TINC COMM VA (TINC.BR) stock?
The Price/Earnings (PE) ratio for TINC COMM VA (TINC.BR) is 9.04 and the Price/Book (PB) ratio is 0.81.
Can you provide the financial health for TINC stock?
The financial health rating of TINC COMM VA (TINC.BR) is 3 / 10.