TINC COMM VA (TINC.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:TINC - BE0974282148 - Common Stock
10.36 EUR
0 (0%)
TINC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 118 industry peers in the Capital Markets industry. TINC has a medium profitability rating, but doesn't score so well on its financial health evaluation. TINC has a correct valuation and a medium growth rate. TINC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TINC was profitable.
TINC had a negative operating cash flow in the past year.
TINC had positive earnings in each of the past 5 years.
TINC had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.59%, TINC is in the better half of the industry, outperforming 79.66% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.97%, TINC is in line with its industry, outperforming 51.69% of the companies in the same industry.
The Return On Invested Capital of TINC (5.30%) is better than 68.64% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TINC is below the industry average of 9.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROIC | 5.3% |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
1.3 Margins
TINC has a better Profit Margin (80.32%) than 96.61% of its industry peers.
TINC's Profit Margin has been stable in the last couple of years.
Looking at the Operating Margin, with a value of 86.00%, TINC belongs to the top of the industry, outperforming 96.61% of the companies in the same industry.
TINC's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A |
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The number of shares outstanding for TINC remains at a similar level compared to 1 year ago.
The number of shares outstanding for TINC has been increased compared to 5 years ago.
TINC has a worse debt/assets ratio than last year.
2.2 Solvency
TINC has an Altman-Z score of 9.18. This indicates that TINC is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of TINC (9.18) is better than 95.76% of its industry peers.
TINC has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
TINC has a Debt to Equity ratio of 0.06. This is amongst the best in the industry. TINC outperforms 81.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 9.18 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TINC has a Current Ratio of 0.03. This is a bad value and indicates that TINC is not financially healthy enough and could expect problems in meeting its short term obligations.
TINC has a Current ratio of 0.03. This is in the lower half of the industry: TINC underperforms 66.95% of its industry peers.
A Quick Ratio of 0.03 indicates that TINC may have some problems paying its short term obligations.
With a Quick ratio value of 0.03, TINC is not doing good in the industry: 66.95% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.31% over the past year.
TINC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.45% yearly.
TINC shows a strong growth in Revenue. In the last year, the Revenue has grown by 35.18%.
The Revenue has been growing by 15.39% on average over the past years. This is quite good.
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
3.2 Future
Based on estimates for the next years, TINC will show a small growth in Earnings Per Share. The EPS will grow by 1.74% on average per year.
TINC is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.01% yearly.
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.09, which indicates a very decent valuation of TINC.
Based on the Price/Earnings ratio, TINC is valued cheaply inside the industry as 88.14% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.34, TINC is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 10.16, the valuation of TINC can be described as reasonable.
TINC's Price/Forward Earnings ratio is rather cheap when compared to the industry. TINC is cheaper than 88.14% of the companies in the same industry.
TINC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.56.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.09 | ||
| Fwd PE | 10.16 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.96
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
5. Dividend
5.1 Amount
TINC has a Yearly Dividend Yield of 5.10%, which is a nice return.
TINC's Dividend Yield is rather good when compared to the industry average which is at 5.31. TINC pays more dividend than 83.05% of the companies in the same industry.
TINC's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
5.2 History
On average, the dividend of TINC grows each year by 19.46%, which is quite nice.
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TINC pays out 49.19% of its income as dividend. This is a bit on the high side, but may be sustainable.
TINC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP49.19%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EBR:TINC (12/8/2025, 5:08:57 PM)
10.36
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.69%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap502.25M
Revenue(TTM)53.38M
Net Income(TTM)42.88M
Analysts84.44
Price Target12.92 (24.71%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP49.19%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.65%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-2.13%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.09 | ||
| Fwd PE | 10.16 | ||
| P/S | 9.41 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.82 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.14
EY11%
EPS(NY)1.02
Fwd EY9.85%
FCF(TTM)-0.17
FCFYN/A
OCF(TTM)-0.17
OCFYN/A
SpS1.1
BVpS12.69
TBVpS12.69
PEG (NY)N/A
PEG (5Y)0.96
Graham Number18.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.59% | ||
| ROE | 6.97% | ||
| ROCE | 7.46% | ||
| ROIC | 5.3% | ||
| ROICexc | 5.31% | ||
| ROICexgc | 5.31% | ||
| OM | 86% | ||
| PM (TTM) | 80.32% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexgc growth 3Y-0.89%
ROICexgc growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 28.01 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | 9.18 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)32.31%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%2.91%
EPS Next Y-11.11%
EPS Next 2Y-1.71%
EPS Next 3Y1.74%
EPS Next 5YN/A
Revenue 1Y (TTM)35.18%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%12.03%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y42.16%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-30.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-30.99%
OCF growth 3YN/A
OCF growth 5YN/A
TINC COMM VA / TINC.BR FAQ
Can you provide the ChartMill fundamental rating for TINC COMM VA?
ChartMill assigns a fundamental rating of 4 / 10 to TINC.BR.
What is the valuation status for TINC stock?
ChartMill assigns a valuation rating of 4 / 10 to TINC COMM VA (TINC.BR). This can be considered as Fairly Valued.
Can you provide the profitability details for TINC COMM VA?
TINC COMM VA (TINC.BR) has a profitability rating of 4 / 10.
What are the PE and PB ratios of TINC COMM VA (TINC.BR) stock?
The Price/Earnings (PE) ratio for TINC COMM VA (TINC.BR) is 9.09 and the Price/Book (PB) ratio is 0.82.
Can you provide the financial health for TINC stock?
The financial health rating of TINC COMM VA (TINC.BR) is 3 / 10.