TINC COMM VA (TINC.BR) Stock Fundamental Analysis
EBR:TINC - BE0974282148 - Common Stock
10.02 EUR
-0.02 (-0.2%)
Taking everything into account, TINC scores 5 out of 10 in our fundamental rating. TINC was compared to 112 industry peers in the Capital Markets industry. While TINC is still in line with the averages on profitability rating, there are concerns on its financial health. TINC has a correct valuation and a medium growth rate. Finally TINC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
TINC had positive earnings in the past year.
TINC had a negative operating cash flow in the past year.
TINC had positive earnings in each of the past 5 years.
In the past 5 years TINC always reported negative operating cash flow.
1.2 Ratios
TINC has a better Return On Assets (8.26%) than 85.71% of its industry peers.
TINC's Return On Equity of 8.39% is in line compared to the rest of the industry. TINC outperforms 57.14% of its industry peers.
TINC has a better Return On Invested Capital (6.43%) than 77.68% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TINC is below the industry average of 8.38%.
The last Return On Invested Capital (6.43%) for TINC is above the 3 year average (6.09%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.26% | ||
| ROE | 8.39% | ||
| ROIC | 6.43% |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
1.3 Margins
TINC's Profit Margin of 83.73% is amongst the best of the industry. TINC outperforms 95.54% of its industry peers.
In the last couple of years the Profit Margin of TINC has remained more or less at the same level.
Looking at the Operating Margin, with a value of 86.68%, TINC belongs to the top of the industry, outperforming 96.43% of the companies in the same industry.
TINC's Operating Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 86.68% | ||
| PM (TTM) | 83.73% | ||
| GM | N/A |
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
TINC has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, TINC has more shares outstanding
TINC has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 36.42 indicates that TINC is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 36.42, TINC belongs to the top of the industry, outperforming 96.43% of the companies in the same industry.
A Debt/Equity ratio of 0.01 indicates that TINC is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.01, TINC belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 36.42 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
TINC has a Current Ratio of 0.31. This is a bad value and indicates that TINC is not financially healthy enough and could expect problems in meeting its short term obligations.
TINC has a Current ratio (0.31) which is in line with its industry peers.
TINC has a Quick Ratio of 0.31. This is a bad value and indicates that TINC is not financially healthy enough and could expect problems in meeting its short term obligations.
TINC has a Quick ratio (0.31) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 |
3. Growth
3.1 Past
TINC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 41.49%, which is quite impressive.
Measured over the past years, TINC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.45% on average per year.
Looking at the last year, TINC shows a very strong growth in Revenue. The Revenue has grown by 38.23%.
The Revenue has been growing by 15.39% on average over the past years. This is quite good.
EPS 1Y (TTM)41.49%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%69.74%
Revenue 1Y (TTM)38.23%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%63.99%
3.2 Future
TINC is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.69% yearly.
The Revenue is expected to grow by 8.01% on average over the next years. This is quite good.
EPS Next Y-9.18%
EPS Next 2Y-3.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.95, which indicates a very decent valuation of TINC.
Based on the Price/Earnings ratio, TINC is valued cheaply inside the industry as 88.39% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.06. TINC is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 10.45, the valuation of TINC can be described as reasonable.
Based on the Price/Forward Earnings ratio, TINC is valued cheaper than 85.71% of the companies in the same industry.
TINC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | 10.45 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TINC's earnings are expected to decrease with -3.69% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.95
EPS Next 2Y-3.69%
EPS Next 3YN/A
5. Dividend
5.1 Amount
TINC has a Yearly Dividend Yield of 5.20%, which is a nice return.
TINC's Dividend Yield is rather good when compared to the industry average which is at 5.88. TINC pays more dividend than 84.82% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, TINC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.2% |
5.2 History
The dividend of TINC is nicely growing with an annual growth rate of 19.46%!
Dividend Growth(5Y)19.46%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TINC pays out 71.89% of its income as dividend. This is not a sustainable payout ratio.
TINC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP71.89%
EPS Next 2Y-3.69%
EPS Next 3YN/A
EBR:TINC (9/5/2025, 7:00:00 PM)
10.02
-0.02 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners0.5%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap485.77M
Analysts82.5
Price Target13.27 (32.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.2% |
Yearly Dividend0.81
Dividend Growth(5Y)19.46%
DP71.89%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-3.85%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.95 | ||
| Fwd PE | 10.45 | ||
| P/S | 9.57 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.96 | ||
| P/tB | 0.96 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.12
EY11.18%
EPS(NY)0.96
Fwd EY9.57%
FCF(TTM)-0.19
FCFYN/A
OCF(TTM)-0.19
OCFYN/A
SpS1.05
BVpS10.45
TBVpS10.45
PEG (NY)N/A
PEG (5Y)0.95
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.26% | ||
| ROE | 8.39% | ||
| ROCE | 8.69% | ||
| ROIC | 6.43% | ||
| ROICexc | 6.44% | ||
| ROICexgc | 6.44% | ||
| OM | 86.68% | ||
| PM (TTM) | 83.73% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)7.95%
ROA(5y)6.93%
ROE(3y)8.02%
ROE(5y)6.97%
ROIC(3y)6.09%
ROIC(5y)5.33%
ROICexc(3y)6.5%
ROICexc(5y)6.04%
ROICexgc(3y)6.5%
ROICexgc(5y)6.04%
ROCE(3y)8.16%
ROCE(5y)7.13%
ROICexcg growth 3Y-0.89%
ROICexcg growth 5Y1.95%
ROICexc growth 3Y-0.89%
ROICexc growth 5Y1.95%
OM growth 3Y-0.38%
OM growth 5Y0.46%
PM growth 3Y-0.57%
PM growth 5Y0.5%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 211.99 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 | ||
| Altman-Z | 36.42 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)41.49%
EPS 3Y9.64%
EPS 5Y9.45%
EPS Q2Q%69.74%
EPS Next Y-9.18%
EPS Next 2Y-3.69%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)38.23%
Revenue growth 3Y11.63%
Revenue growth 5Y15.39%
Sales Q2Q%63.99%
Revenue Next Year9.52%
Revenue Next 2Y8.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y51.12%
EBIT growth 3Y11.21%
EBIT growth 5Y15.92%
EBIT Next Year8.82%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y10.85%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y10.85%
OCF growth 3YN/A
OCF growth 5YN/A