THOR INDUSTRIES INC (THO) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:THO • US8851601018

119.98 USD
+1.48 (+1.25%)
At close: Feb 6, 2026
119.98 USD
0 (0%)
After Hours: 2/6/2026, 8:08:25 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to THO. THO was compared to 35 industry peers in the Automobiles industry. THO gets an excellent profitability rating and is at the same time showing great financial health properties. THO is not valued too expensively and it also shows a decent growth rate. With these ratings, THO could be worth investigating further for quality investing!.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year THO was profitable.
  • THO had a positive operating cash flow in the past year.
  • THO had positive earnings in each of the past 5 years.
  • In the past 5 years THO always reported a positive cash flow from operatings.
THO Yearly Net Income VS EBIT VS OCF VS FCFTHO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 4.03%, THO belongs to the top of the industry, outperforming 91.43% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 6.56%, THO belongs to the top of the industry, outperforming 88.57% of the companies in the same industry.
  • Looking at the Return On Invested Capital, with a value of 5.48%, THO belongs to the top of the industry, outperforming 94.29% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for THO is in line with the industry average of 5.26%.
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROIC 5.48%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
THO Yearly ROA, ROE, ROICTHO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • The Profit Margin of THO (2.87%) is better than 82.86% of its industry peers.
  • In the last couple of years the Profit Margin of THO has remained more or less at the same level.
  • The Operating Margin of THO (3.81%) is better than 85.71% of its industry peers.
  • THO's Operating Margin has declined in the last couple of years.
  • The Gross Margin of THO (14.05%) is better than 68.57% of its industry peers.
  • In the last couple of years the Gross Margin of THO has remained more or less at the same level.
Industry RankSector Rank
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
THO Yearly Profit, Operating, Gross MarginsTHO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), THO is destroying value.
  • Compared to 1 year ago, THO has less shares outstanding
  • THO has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for THO has been reduced compared to a year ago.
THO Yearly Shares OutstandingTHO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
THO Yearly Total Debt VS Total AssetsTHO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • THO has an Altman-Z score of 4.07. This indicates that THO is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of THO (4.07) is better than 97.14% of its industry peers.
  • The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
  • THO has a Debt to FCF ratio of 2.63. This is amongst the best in the industry. THO outperforms 91.43% of its industry peers.
  • A Debt/Equity ratio of 0.23 indicates that THO is not too dependend on debt financing.
  • THO's Debt to Equity ratio of 0.23 is fine compared to the rest of the industry. THO outperforms 71.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Altman-Z 4.07
ROIC/WACC0.58
WACC9.39%
THO Yearly LT Debt VS Equity VS FCFTHO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

  • THO has a Current Ratio of 1.81. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of THO (1.81) is better than 68.57% of its industry peers.
  • THO has a Quick Ratio of 1.81. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
  • THO has a Quick ratio of 0.83. This is comparable to the rest of the industry: THO outperforms 48.57% of its industry peers.
Industry RankSector Rank
Current Ratio 1.81
Quick Ratio 0.83
THO Yearly Current Assets VS Current LiabilitesTHO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 28.09% over the past year.
  • Measured over the past years, THO shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.12% on average per year.
  • Looking at the last year, THO shows a small growth in Revenue. The Revenue has grown by 1.45% in the last year.
  • THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%

3.2 Future

  • Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
  • THO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.77% yearly.
EPS Next Y-11.82%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
THO Yearly Revenue VS EstimatesTHO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
THO Yearly EPS VS EstimatesTHO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15 20

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 22.68, the valuation of THO can be described as rather expensive.
  • Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
  • THO is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.92, which is the current average of the S&P500 Index.
  • THO is valuated rather expensively with a Price/Forward Earnings ratio of 20.95.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of THO indicates a somewhat cheap valuation: THO is cheaper than 74.29% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.78. THO is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 22.68
Fwd PE 20.95
THO Price Earnings VS Forward Price EarningsTHO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • THO's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. THO is cheaper than 82.86% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, THO is valued cheaply inside the industry as 85.71% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 17
EV/EBITDA 10.36
THO Per share dataTHO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 50 100 150

4.3 Compensation for Growth

  • The decent profitability rating of THO may justify a higher PE ratio.
  • A more expensive valuation may be justified as THO's earnings are expected to grow with 12.69% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.66%
EPS Next 3Y12.69%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • THO has a Yearly Dividend Yield of 1.84%. Purely for dividend investing, there may be better candidates out there.
  • THO's Dividend Yield is rather good when compared to the industry average which is at 0.86. THO pays more dividend than 82.86% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.83, THO has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.84%

5.2 History

  • The dividend of THO has a limited annual growth rate of 4.66%.
  • THO has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
THO Yearly Dividends per shareTHO Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • THO pays out 37.63% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.63%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
THO Yearly Income VS Free CF VS DividendTHO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
THO Dividend Payout.THO Dividend Payout, showing the Payout Ratio.THO Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

THOR INDUSTRIES INC

NYSE:THO (2/6/2026, 8:08:25 PM)

After market: 119.98 0 (0%)

119.98

+1.48 (+1.25%)

Chartmill FA Rating
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)12-03
Earnings (Next)03-03
Inst Owners101.93%
Inst Owner Change-2.11%
Ins Owners4.64%
Ins Owner Change3.99%
Market Cap6.34B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts67.62
Price Target108.86 (-9.27%)
Short Float %5.23%
Short Ratio4.35
Dividend
Industry RankSector Rank
Dividend Yield 1.84%
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)0%
PT rev (3m)-0.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-58.04%
EPS NY rev (1m)0.28%
EPS NY rev (3m)2.22%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.19%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.52%
Valuation
Industry RankSector Rank
PE 22.68
Fwd PE 20.95
P/S 0.65
P/FCF 17
P/OCF 12.62
P/B 1.48
P/tB 3.7
EV/EBITDA 10.36
EPS(TTM)5.29
EY4.41%
EPS(NY)5.73
Fwd EY4.77%
FCF(TTM)7.06
FCFY5.88%
OCF(TTM)9.51
OCFY7.92%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
Industry RankSector Rank
ROA 4.03%
ROE 6.56%
ROCE 6.82%
ROIC 5.48%
ROICexc 6.04%
ROICexgc 12.39%
OM 3.81%
PM (TTM) 2.87%
GM 14.05%
FCFM 3.8%
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 2.63
Debt/EBITDA 1.52
Cap/Depr 47.96%
Cap/Sales 1.32%
Interest Coverage 7.01
Cash Conversion 78.05%
Profit Quality 132.25%
Current Ratio 1.81
Quick Ratio 0.83
Altman-Z 4.07
F-Score7
WACC9.39%
ROIC/WACC0.58
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-11.82%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year115.37%
EBIT Next 3Y39.15%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%

THOR INDUSTRIES INC / THO FAQ

What is the fundamental rating for THO stock?

ChartMill assigns a fundamental rating of 6 / 10 to THO.


What is the valuation status of THOR INDUSTRIES INC (THO) stock?

ChartMill assigns a valuation rating of 5 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.


What is the profitability of THO stock?

THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.


How financially healthy is THOR INDUSTRIES INC?

The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.


How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?

The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.