THOR INDUSTRIES INC (THO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:THO - US8851601018 - Common Stock
114.78 USD
-0.65 (-0.56%)
101.46 USD
-13.32 (-11.6%)
We assign a fundamental rating of 6 out of 10 to THO. THO was compared to 36 industry peers in the Automobiles industry. THO has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. THO has a correct valuation and a medium growth rate. This makes THO very considerable for quality investing!
1. Profitability
1.1 Basic Checks
- THO had positive earnings in the past year.
- In the past year THO had a positive cash flow from operations.
- THO had positive earnings in each of the past 5 years.
- THO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of THO (4.03%) is better than 91.67% of its industry peers.
- THO's Return On Equity of 6.56% is amongst the best of the industry. THO outperforms 83.33% of its industry peers.
- THO has a Return On Invested Capital of 5.48%. This is amongst the best in the industry. THO outperforms 94.44% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for THO is in line with the industry average of 5.56%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROIC | 5.48% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
1.3 Margins
- THO has a better Profit Margin (2.87%) than 83.33% of its industry peers.
- THO's Profit Margin has been stable in the last couple of years.
- The Operating Margin of THO (3.81%) is better than 83.33% of its industry peers.
- THO's Operating Margin has declined in the last couple of years.
- THO has a Gross Margin of 14.05%. This is in the better half of the industry: THO outperforms 69.44% of its industry peers.
- In the last couple of years the Gross Margin of THO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% |
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
2. Health
2.1 Basic Checks
- THO has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- THO has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, THO has less shares outstanding
- The debt/assets ratio for THO has been reduced compared to a year ago.
2.2 Solvency
- THO has an Altman-Z score of 4.02. This indicates that THO is financially healthy and has little risk of bankruptcy at the moment.
- THO has a better Altman-Z score (4.02) than 91.67% of its industry peers.
- The Debt to FCF ratio of THO is 2.63, which is a good value as it means it would take THO, 2.63 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of THO (2.63) is better than 91.67% of its industry peers.
- THO has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of THO (0.23) is better than 72.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Altman-Z | 4.02 |
ROIC/WACC0.59
WACC9.27%
2.3 Liquidity
- THO has a Current Ratio of 1.81. This is a normal value and indicates that THO is financially healthy and should not expect problems in meeting its short term obligations.
- THO's Current ratio of 1.81 is fine compared to the rest of the industry. THO outperforms 69.44% of its industry peers.
- THO has a Quick Ratio of 1.81. This is a bad value and indicates that THO is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of THO (0.83) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
- THO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 28.09%, which is quite impressive.
- THO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.12% yearly.
- THO shows a small growth in Revenue. In the last year, the Revenue has grown by 1.45%.
- THO shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.24% yearly.
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
3.2 Future
- Based on estimates for the next years, THO will show a very strong growth in Earnings Per Share. The EPS will grow by 23.52% on average per year.
- THO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.77% yearly.
EPS Next Y-12.06%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 21.70, which indicates a rather expensive current valuation of THO.
- Based on the Price/Earnings ratio, THO is valued cheaply inside the industry as 86.11% of the companies are valued more expensively.
- THO is valuated rather cheaply when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 20.05, the valuation of THO can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, THO is valued a bit cheaper than 72.22% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.29, THO is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.7 | ||
| Fwd PE | 20.05 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, THO is valued cheaply inside the industry as 83.33% of the companies are valued more expensively.
- Based on the Price/Free Cash Flow ratio, THO is valued cheaper than 86.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.26 | ||
| EV/EBITDA | 10.06 |
4.3 Compensation for Growth
- The decent profitability rating of THO may justify a higher PE ratio.
- THO's earnings are expected to grow with 12.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y8.66%
EPS Next 3Y12.69%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.80%, THO has a reasonable but not impressive dividend return.
- THO's Dividend Yield is rather good when compared to the industry average which is at 0.81. THO pays more dividend than 83.33% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.84, THO has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
5.2 History
- The dividend of THO has a limited annual growth rate of 4.66%.
- THO has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)4.66%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 37.63% of the earnings are spent on dividend by THO. This is a low number and sustainable payout ratio.
- The dividend of THO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.63%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
114.78
-0.65 (-0.56%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)12-03 2025-12-03/bmo
Earnings (Next)03-03 2026-03-03
Inst Owners101.93%
Inst Owner Change0.04%
Ins Owners4.64%
Ins Owner Change3.99%
Market Cap6.06B
Revenue(TTM)9.83B
Net Income(TTM)282.06M
Analysts67.62
Price Target108.86 (-5.16%)
Short Float %5.91%
Short Ratio5.07
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
Yearly Dividend2.01
Dividend Growth(5Y)4.66%
DP37.63%
Div Incr Years0
Div Non Decr Years0
Ex-Date01-05 2026-01-05 (0.52)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)340.72%
Min EPS beat(2)88.26%
Max EPS beat(2)593.18%
EPS beat(4)3
Avg EPS beat(4)152%
Min EPS beat(4)-114.48%
Max EPS beat(4)593.18%
EPS beat(8)5
Avg EPS beat(8)62.12%
EPS beat(12)8
Avg EPS beat(12)52.59%
EPS beat(16)12
Avg EPS beat(16)48.21%
Revenue beat(2)2
Avg Revenue beat(2)11.19%
Min Revenue beat(2)7.12%
Max Revenue beat(2)15.25%
Revenue beat(4)4
Avg Revenue beat(4)8.49%
Min Revenue beat(4)1.26%
Max Revenue beat(4)15.25%
Revenue beat(8)6
Avg Revenue beat(8)3.53%
Revenue beat(12)8
Avg Revenue beat(12)2.96%
Revenue beat(16)12
Avg Revenue beat(16)3.87%
PT rev (1m)0.17%
PT rev (3m)1.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-58.04%
EPS NY rev (1m)2.16%
EPS NY rev (3m)-1.67%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)1.67%
Revenue NY rev (3m)1.27%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.7 | ||
| Fwd PE | 20.05 | ||
| P/S | 0.62 | ||
| P/FCF | 16.26 | ||
| P/OCF | 12.07 | ||
| P/B | 1.41 | ||
| P/tB | 3.54 | ||
| EV/EBITDA | 10.06 |
EPS(TTM)5.29
EY4.61%
EPS(NY)5.73
Fwd EY4.99%
FCF(TTM)7.06
FCFY6.15%
OCF(TTM)9.51
OCFY8.28%
SpS185.95
BVpS81.32
TBVpS32.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.03% | ||
| ROE | 6.56% | ||
| ROCE | 6.82% | ||
| ROIC | 5.48% | ||
| ROICexc | 6.04% | ||
| ROICexgc | 12.39% | ||
| OM | 3.81% | ||
| PM (TTM) | 2.87% | ||
| GM | 14.05% | ||
| FCFM | 3.8% |
ROA(3y)4.2%
ROA(5y)7.57%
ROE(3y)7.32%
ROE(5y)15.24%
ROIC(3y)6.72%
ROIC(5y)11.6%
ROICexc(3y)7.38%
ROICexc(5y)12.57%
ROICexgc(3y)15.82%
ROICexgc(5y)27.7%
ROCE(3y)8.35%
ROCE(5y)14.36%
ROICexgc growth 3Y-38.46%
ROICexgc growth 5Y-12.23%
ROICexc growth 3Y-37.57%
ROICexc growth 5Y-7.38%
OM growth 3Y-27.39%
OM growth 5Y-5.16%
PM growth 3Y-27.13%
PM growth 5Y-0.23%
GM growth 3Y-6.65%
GM growth 5Y0.44%
F-Score7
Asset Turnover1.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 2.63 | ||
| Debt/EBITDA | 1.52 | ||
| Cap/Depr | 47.96% | ||
| Cap/Sales | 1.32% | ||
| Interest Coverage | 7.01 | ||
| Cash Conversion | 78.05% | ||
| Profit Quality | 132.25% | ||
| Current Ratio | 1.81 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | 4.02 |
F-Score7
WACC9.27%
ROIC/WACC0.59
Cap/Depr(3y)56.97%
Cap/Depr(5y)62.4%
Cap/Sales(3y)1.52%
Cap/Sales(5y)1.42%
Profit Quality(3y)178.53%
Profit Quality(5y)132.32%
High Growth Momentum
Growth
EPS 1Y (TTM)28.09%
EPS 3Y-38.25%
EPS 5Y-0.12%
EPS Q2Q%1466.67%
EPS Next Y-12.06%
EPS Next 2Y8.66%
EPS Next 3Y12.69%
EPS Next 5Y23.52%
Revenue 1Y (TTM)1.45%
Revenue growth 3Y-16.26%
Revenue growth 5Y3.24%
Sales Q2Q%11.5%
Revenue Next Year2.7%
Revenue Next 2Y3.87%
Revenue Next 3Y5.1%
Revenue Next 5Y8.77%
EBIT growth 1Y3.82%
EBIT growth 3Y-39.2%
EBIT growth 5Y-2.09%
EBIT Next Year115.37%
EBIT Next 3Y39.15%
EBIT Next 5Y33.97%
FCF growth 1Y-50.71%
FCF growth 3Y-15.26%
FCF growth 5Y0.94%
OCF growth 1Y-46.97%
OCF growth 3Y-16.43%
OCF growth 5Y1.33%
THOR INDUSTRIES INC / THO FAQ
What is the fundamental rating for THO stock?
ChartMill assigns a fundamental rating of 6 / 10 to THO.
What is the valuation status of THOR INDUSTRIES INC (THO) stock?
ChartMill assigns a valuation rating of 5 / 10 to THOR INDUSTRIES INC (THO). This can be considered as Fairly Valued.
What is the profitability of THO stock?
THOR INDUSTRIES INC (THO) has a profitability rating of 7 / 10.
How financially healthy is THOR INDUSTRIES INC?
The financial health rating of THOR INDUSTRIES INC (THO) is 7 / 10.
How sustainable is the dividend of THOR INDUSTRIES INC (THO) stock?
The dividend rating of THOR INDUSTRIES INC (THO) is 6 / 10 and the dividend payout ratio is 37.63%.