TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Stock Fundamental Analysis
Europe - BIT:TFIN - IT0005422768 - Common Stock
0.523 EUR
0 (-0.76%)
We assign a fundamental rating of 4 out of 10 to TFIN. TFIN was compared to 45 industry peers in the Construction & Engineering industry. TFIN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. TFIN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year TFIN was profitable.
In the past year TFIN had a positive cash flow from operations.
In multiple years TFIN reported negative net income over the last 5 years.
Each year in the past 5 years TFIN had a positive operating cash flow.
1.2 Ratios
TFIN has a worse Return On Assets (1.46%) than 75.56% of its industry peers.
TFIN has a worse Return On Equity (7.57%) than 77.78% of its industry peers.
TFIN has a Return On Invested Capital (8.44%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for TFIN is significantly below the industry average of 10.93%.
The 3 year average ROIC (5.22%) for TFIN is below the current ROIC(8.44%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROIC | 8.44% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 1.46%, TFIN is doing worse than 82.22% of the companies in the same industry.
TFIN has a Operating Margin of 9.02%. This is comparable to the rest of the industry: TFIN outperforms 60.00% of its industry peers.
The Gross Margin of TFIN (64.78%) is better than 75.56% of its industry peers.
TFIN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TFIN is creating value.
Compared to 1 year ago, TFIN has about the same amount of shares outstanding.
The debt/assets ratio for TFIN has been reduced compared to a year ago.
2.2 Solvency
TFIN has an Altman-Z score of 1.77. This is a bad value and indicates that TFIN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.77, TFIN perfoms like the industry average, outperforming 48.89% of the companies in the same industry.
TFIN has a debt to FCF ratio of 6.94. This is a slightly negative value and a sign of low solvency as TFIN would need 6.94 years to pay back of all of its debts.
TFIN's Debt to FCF ratio of 6.94 is in line compared to the rest of the industry. TFIN outperforms 46.67% of its industry peers.
A Debt/Equity ratio of 1.90 is on the high side and indicates that TFIN has dependencies on debt financing.
With a Debt to Equity ratio value of 1.90, TFIN is not doing good in the industry: 88.89% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Altman-Z | 1.77 |
ROIC/WACC1.81
WACC4.67%
2.3 Liquidity
A Current Ratio of 1.64 indicates that TFIN should not have too much problems paying its short term obligations.
With an excellent Current ratio value of 1.64, TFIN belongs to the best of the industry, outperforming 84.44% of the companies in the same industry.
A Quick Ratio of 1.25 indicates that TFIN should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.25, TFIN is doing good in the industry, outperforming 68.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 |
3. Growth
3.1 Past
TFIN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 246.30%, which is quite impressive.
Looking at the last year, TFIN shows a very strong growth in Revenue. The Revenue has grown by 24.49%.
The Revenue has been growing by 10.66% on average over the past years. This is quite good.
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
TFIN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.91% yearly.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
TFIN is valuated rather expensively with a Price/Earnings ratio of 17.43.
Based on the Price/Earnings ratio, TFIN is valued a bit more expensive than 62.22% of the companies in the same industry.
When comparing the Price/Earnings ratio of TFIN to the average of the S&P500 Index (27.00), we can say TFIN is valued slightly cheaper.
With a Price/Forward Earnings ratio of 11.39, the valuation of TFIN can be described as very reasonable.
Based on the Price/Forward Earnings ratio, TFIN is valued a bit cheaper than the industry average as 62.22% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of TFIN to the average of the S&P500 Index (22.87), we can say TFIN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.39 |
4.2 Price Multiples
TFIN's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. TFIN is cheaper than 93.33% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, TFIN is valued cheaply inside the industry as 91.11% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.77 | ||
| EV/EBITDA | 3.3 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
TFIN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:TFIN (10/29/2025, 5:28:55 PM)
0.523
0 (-0.76%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)
Earnings (Next)
Inst Owners24.43%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap163.32M
Revenue(TTM)701.12M
Net Income(TTM)10.24M
Analysts85.71
Price Target0.43 (-17.78%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP20.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)40%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.39 | ||
| P/S | 0.23 | ||
| P/FCF | 3.77 | ||
| P/OCF | 2.44 | ||
| P/B | 1.21 | ||
| P/tB | 1.37 | ||
| EV/EBITDA | 3.3 |
EPS(TTM)0.03
EY5.74%
EPS(NY)0.05
Fwd EY8.78%
FCF(TTM)0.14
FCFY26.51%
OCF(TTM)0.21
OCFY41.03%
SpS2.25
BVpS0.43
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROCE | 15.95% | ||
| ROIC | 8.44% | ||
| ROICexc | 11.42% | ||
| ROICexgc | 12.02% | ||
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% | ||
| FCFM | 6.18% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score6
Asset Turnover1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Debt/EBITDA | 2.72 | ||
| Cap/Depr | 76.07% | ||
| Cap/Sales | 3.38% | ||
| Interest Coverage | 4.15 | ||
| Cash Conversion | 70.96% | ||
| Profit Quality | 422.96% | ||
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 | ||
| Altman-Z | 1.77 |
F-Score6
WACC4.67%
ROIC/WACC1.81
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
EBIT growth 1Y117.24%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year85.65%
EBIT Next 3Y26.2%
EBIT Next 5Y20.81%
FCF growth 1Y93.91%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y13.71%
OCF growth 3Y6.09%
OCF growth 5YN/A
TREVI FINANZIARIA INDUSTRIAL / TFIN.MI FAQ
What is the ChartMill fundamental rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to TFIN.MI.
What is the valuation status of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to TREVI FINANZIARIA INDUSTRIAL (TFIN.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for TREVI FINANZIARIA INDUSTRIAL?
TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) has a profitability rating of 3 / 10.
What is the financial health of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
The financial health rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 4 / 10.