TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Stock Fundamental Analysis
Europe - BIT:TFIN - IT0005422768 - Common Stock
0.434 EUR
0 (-0.69%)
We assign a fundamental rating of 4 out of 10 to TFIN. TFIN was compared to 46 industry peers in the Construction & Engineering industry. TFIN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. TFIN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year TFIN was profitable.
In the past year TFIN had a positive cash flow from operations.
In multiple years TFIN reported negative net income over the last 5 years.
Each year in the past 5 years TFIN had a positive operating cash flow.
1.2 Ratios
TFIN's Return On Assets of 1.46% is on the low side compared to the rest of the industry. TFIN is outperformed by 76.09% of its industry peers.
The Return On Equity of TFIN (7.57%) is worse than 78.26% of its industry peers.
TFIN's Return On Invested Capital of 8.44% is in line compared to the rest of the industry. TFIN outperforms 47.83% of its industry peers.
TFIN had an Average Return On Invested Capital over the past 3 years of 5.22%. This is significantly below the industry average of 11.79%.
The last Return On Invested Capital (8.44%) for TFIN is above the 3 year average (5.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROIC | 8.44% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 1.46%, TFIN is doing worse than 80.43% of the companies in the same industry.
TFIN's Operating Margin of 9.02% is in line compared to the rest of the industry. TFIN outperforms 56.52% of its industry peers.
With a decent Gross Margin value of 64.78%, TFIN is doing good in the industry, outperforming 76.09% of the companies in the same industry.
TFIN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TFIN is creating value.
Compared to 1 year ago, TFIN has about the same amount of shares outstanding.
TFIN has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.74, we must say that TFIN is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of TFIN (1.74) is comparable to the rest of the industry.
The Debt to FCF ratio of TFIN is 6.94, which is on the high side as it means it would take TFIN, 6.94 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 6.94, TFIN is in line with its industry, outperforming 50.00% of the companies in the same industry.
A Debt/Equity ratio of 1.90 is on the high side and indicates that TFIN has dependencies on debt financing.
TFIN has a worse Debt to Equity ratio (1.90) than 86.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Altman-Z | 1.74 |
ROIC/WACC1.88
WACC4.5%
2.3 Liquidity
TFIN has a Current Ratio of 1.64. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
TFIN's Current ratio of 1.64 is amongst the best of the industry. TFIN outperforms 84.78% of its industry peers.
A Quick Ratio of 1.25 indicates that TFIN should not have too much problems paying its short term obligations.
TFIN's Quick ratio of 1.25 is fine compared to the rest of the industry. TFIN outperforms 69.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 246.30% over the past year.
Looking at the last year, TFIN shows a very strong growth in Revenue. The Revenue has grown by 24.49%.
TFIN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.66% yearly.
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue is expected to grow by 3.91% on average over the next years.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
TFIN is valuated correctly with a Price/Earnings ratio of 14.47.
TFIN's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of TFIN to the average of the S&P500 Index (26.11), we can say TFIN is valued slightly cheaper.
A Price/Forward Earnings ratio of 9.46 indicates a reasonable valuation of TFIN.
78.26% of the companies in the same industry are more expensive than TFIN, based on the Price/Forward Earnings ratio.
TFIN's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.55.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.47 | ||
| Fwd PE | 9.46 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TFIN is valued cheaply inside the industry as 97.83% of the companies are valued more expensively.
TFIN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TFIN is cheaper than 93.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.13 | ||
| EV/EBITDA | 3.01 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
TFIN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:TFIN (11/3/2025, 10:58:28 AM)
0.434
0 (-0.69%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)
Earnings (Next)
Inst Owners24.43%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap135.53M
Revenue(TTM)701.12M
Net Income(TTM)10.24M
Analysts85.71
Price Target0.43 (-0.92%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP20.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)40%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.47 | ||
| Fwd PE | 9.46 | ||
| P/S | 0.19 | ||
| P/FCF | 3.13 | ||
| P/OCF | 2.02 | ||
| P/B | 1 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | 3.01 |
EPS(TTM)0.03
EY6.91%
EPS(NY)0.05
Fwd EY10.58%
FCF(TTM)0.14
FCFY31.95%
OCF(TTM)0.21
OCFY49.44%
SpS2.25
BVpS0.43
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROCE | 15.95% | ||
| ROIC | 8.44% | ||
| ROICexc | 11.42% | ||
| ROICexgc | 12.02% | ||
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% | ||
| FCFM | 6.18% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score6
Asset Turnover1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Debt/EBITDA | 2.72 | ||
| Cap/Depr | 76.07% | ||
| Cap/Sales | 3.38% | ||
| Interest Coverage | 4.15 | ||
| Cash Conversion | 70.96% | ||
| Profit Quality | 422.96% | ||
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 | ||
| Altman-Z | 1.74 |
F-Score6
WACC4.5%
ROIC/WACC1.88
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
EBIT growth 1Y117.24%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year85.65%
EBIT Next 3Y26.2%
EBIT Next 5Y20.81%
FCF growth 1Y93.91%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y13.71%
OCF growth 3Y6.09%
OCF growth 5YN/A
TREVI FINANZIARIA INDUSTRIAL / TFIN.MI FAQ
What is the ChartMill fundamental rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to TFIN.MI.
What is the valuation status of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to TREVI FINANZIARIA INDUSTRIAL (TFIN.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for TREVI FINANZIARIA INDUSTRIAL?
TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) has a profitability rating of 4 / 10.
What is the financial health of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
The financial health rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 4 / 10.