TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Stock Fundamental Analysis

BIT:TFIN • IT0005422768

0.788 EUR
+0.04 (+4.93%)
Last: Feb 24, 2026, 05:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

Overall TFIN gets a fundamental rating of 3 out of 10. We evaluated TFIN against 44 industry peers in the Construction & Engineering industry. The financial health of TFIN is average, but there are quite some concerns on its profitability. TFIN has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • TFIN had positive earnings in the past year.
  • TFIN had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: TFIN reported negative net income in multiple years.
  • In the past 5 years TFIN always reported a positive cash flow from operatings.
TFIN.MI Yearly Net Income VS EBIT VS OCF VS FCFTFIN.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

1.2 Ratios

  • TFIN has a worse Return On Assets (1.46%) than 81.82% of its industry peers.
  • Looking at the Return On Equity, with a value of 7.57%, TFIN is doing worse than 84.09% of the companies in the same industry.
  • With a Return On Invested Capital value of 8.44%, TFIN perfoms like the industry average, outperforming 47.73% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TFIN is significantly below the industry average of 11.83%.
  • The last Return On Invested Capital (8.44%) for TFIN is above the 3 year average (5.22%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.46%
ROE 7.57%
ROIC 8.44%
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
TFIN.MI Yearly ROA, ROE, ROICTFIN.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100 150

1.3 Margins

  • The Profit Margin of TFIN (1.46%) is worse than 84.09% of its industry peers.
  • TFIN has a Operating Margin (9.02%) which is in line with its industry peers.
  • With a decent Gross Margin value of 64.78%, TFIN is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • In the last couple of years the Gross Margin of TFIN has remained more or less at the same level.
Industry RankSector Rank
OM 9.02%
PM (TTM) 1.46%
GM 64.78%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
TFIN.MI Yearly Profit, Operating, Gross MarginsTFIN.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TFIN is creating some value.
  • The number of shares outstanding for TFIN remains at a similar level compared to 1 year ago.
  • Compared to 1 year ago, TFIN has an improved debt to assets ratio.
TFIN.MI Yearly Shares OutstandingTFIN.MI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 100M 200M 300M
TFIN.MI Yearly Total Debt VS Total AssetsTFIN.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • TFIN has an Altman-Z score of 1.84. This is not the best score and indicates that TFIN is in the grey zone with still only limited risk for bankruptcy at the moment.
  • TFIN has a Altman-Z score of 1.84. This is comparable to the rest of the industry: TFIN outperforms 40.91% of its industry peers.
  • TFIN has a debt to FCF ratio of 6.94. This is a slightly negative value and a sign of low solvency as TFIN would need 6.94 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 6.94, TFIN is in line with its industry, outperforming 45.45% of the companies in the same industry.
  • TFIN has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of TFIN (1.90) is worse than 81.82% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 6.94
Altman-Z 1.84
ROIC/WACC1.62
WACC5.22%
TFIN.MI Yearly LT Debt VS Equity VS FCFTFIN.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 1.64 indicates that TFIN should not have too much problems paying its short term obligations.
  • TFIN's Current ratio of 1.64 is amongst the best of the industry. TFIN outperforms 86.36% of its industry peers.
  • A Quick Ratio of 1.25 indicates that TFIN should not have too much problems paying its short term obligations.
  • The Quick ratio of TFIN (1.25) is better than 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.64
Quick Ratio 1.25
TFIN.MI Yearly Current Assets VS Current LiabilitesTFIN.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • TFIN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 246.30%, which is quite impressive.
  • Looking at the last year, TFIN shows a very strong growth in Revenue. The Revenue has grown by 24.49%.
  • Measured over the past years, TFIN shows a quite strong growth in Revenue. The Revenue has been growing by 10.66% on average per year.
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • Based on estimates for the next years, TFIN will show a small growth in Revenue. The Revenue will grow by 3.91% on average per year.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.9%
Revenue Next 2Y3.79%
Revenue Next 3Y3.6%
Revenue Next 5Y3.91%

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
TFIN.MI Yearly Revenue VS EstimatesTFIN.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
TFIN.MI Yearly EPS VS EstimatesTFIN.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2025 2026 2027 0 -2 -4 -6

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 26.27, which means the current valuation is very expensive for TFIN.
  • TFIN's Price/Earnings ratio is a bit more expensive when compared to the industry. TFIN is more expensive than 75.00% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of TFIN to the average of the S&P500 Index (26.64), we can say TFIN is valued inline with the index average.
  • A Price/Forward Earnings ratio of 15.45 indicates a correct valuation of TFIN.
  • The rest of the industry has a similar Price/Forward Earnings ratio as TFIN.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 27.75, TFIN is valued a bit cheaper.
Industry RankSector Rank
PE 26.27
Fwd PE 15.45
TFIN.MI Price Earnings VS Forward Price EarningsTFIN.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, TFIN is valued cheaper than 88.64% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, TFIN is valued cheaper than 95.45% of the companies in the same industry.
Industry RankSector Rank
P/FCF 5.68
EV/EBITDA 4.04
TFIN.MI Per share dataTFIN.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • TFIN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

TREVI FINANZIARIA INDUSTRIAL

BIT:TFIN (2/24/2026, 5:29:55 PM)

0.788

+0.04 (+4.93%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)N/A
Earnings (Next)03-18
Inst Owners24.85%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap246.08M
Revenue(TTM)701.12M
Net Income(TTM)10.24M
Analysts42.22
Price Target0.45 (-42.89%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP20.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)33.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-3.42%
Valuation
Industry RankSector Rank
PE 26.27
Fwd PE 15.45
P/S 0.35
P/FCF 5.68
P/OCF 3.67
P/B 1.82
P/tB 2.06
EV/EBITDA 4.04
EPS(TTM)0.03
EY3.81%
EPS(NY)0.05
Fwd EY6.47%
FCF(TTM)0.14
FCFY17.6%
OCF(TTM)0.21
OCFY27.23%
SpS2.25
BVpS0.43
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.54
Profitability
Industry RankSector Rank
ROA 1.46%
ROE 7.57%
ROCE 15.95%
ROIC 8.44%
ROICexc 11.42%
ROICexgc 12.02%
OM 9.02%
PM (TTM) 1.46%
GM 64.78%
FCFM 6.18%
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score6
Asset Turnover1
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 6.94
Debt/EBITDA 2.72
Cap/Depr 76.07%
Cap/Sales 3.38%
Interest Coverage 4.15
Cash Conversion 70.96%
Profit Quality 422.96%
Current Ratio 1.64
Quick Ratio 1.25
Altman-Z 1.84
F-Score6
WACC5.22%
ROIC/WACC1.62
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
Revenue Next Year1.9%
Revenue Next 2Y3.79%
Revenue Next 3Y3.6%
Revenue Next 5Y3.91%
EBIT growth 1Y117.24%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year84.35%
EBIT Next 3Y25.99%
EBIT Next 5Y20.81%
FCF growth 1Y93.91%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y13.71%
OCF growth 3Y6.09%
OCF growth 5YN/A

TREVI FINANZIARIA INDUSTRIAL / TFIN.MI FAQ

What is the ChartMill fundamental rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to TFIN.MI.


What is the valuation status for TFIN stock?

ChartMill assigns a valuation rating of 4 / 10 to TREVI FINANZIARIA INDUSTRIAL (TFIN.MI). This can be considered as Fairly Valued.


Can you provide the profitability details for TREVI FINANZIARIA INDUSTRIAL?

TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for TFIN stock?

The Price/Earnings (PE) ratio for TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 26.27 and the Price/Book (PB) ratio is 1.82.