TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Fundamental Analysis & Valuation

BIT:TFIN • IT0005422768

Current stock price

0.324 EUR
-0.02 (-4.71%)
Last:

This TFIN.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. TFIN.MI Profitability Analysis

1.1 Basic Checks

  • TFIN had positive earnings in the past year.
  • TFIN had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: TFIN reported negative net income in multiple years.
  • Each year in the past 5 years TFIN had a positive operating cash flow.
TFIN.MI Yearly Net Income VS EBIT VS OCF VS FCFTFIN.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

1.2 Ratios

  • With a Return On Assets value of 1.46%, TFIN is not doing good in the industry: 78.26% of the companies in the same industry are doing better.
  • With a Return On Equity value of 7.57%, TFIN is not doing good in the industry: 80.43% of the companies in the same industry are doing better.
  • TFIN's Return On Invested Capital of 8.44% is in line compared to the rest of the industry. TFIN outperforms 50.00% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for TFIN is significantly below the industry average of 12.65%.
  • The last Return On Invested Capital (8.44%) for TFIN is above the 3 year average (5.22%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 1.46%
ROE 7.57%
ROIC 8.44%
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
TFIN.MI Yearly ROA, ROE, ROICTFIN.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 -50 100 150

1.3 Margins

  • TFIN has a worse Profit Margin (1.46%) than 80.43% of its industry peers.
  • With a Operating Margin value of 9.02%, TFIN perfoms like the industry average, outperforming 56.52% of the companies in the same industry.
  • TFIN has a Gross Margin of 64.78%. This is in the better half of the industry: TFIN outperforms 73.91% of its industry peers.
  • TFIN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 9.02%
PM (TTM) 1.46%
GM 64.78%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
TFIN.MI Yearly Profit, Operating, Gross MarginsTFIN.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 40 60

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4

2. TFIN.MI Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TFIN is creating some value.
  • The number of shares outstanding for TFIN remains at a similar level compared to 1 year ago.
  • TFIN has a better debt/assets ratio than last year.
TFIN.MI Yearly Shares OutstandingTFIN.MI Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 100M 200M 300M
TFIN.MI Yearly Total Debt VS Total AssetsTFIN.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 1.70, we must say that TFIN is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.70, TFIN is in line with its industry, outperforming 43.48% of the companies in the same industry.
  • TFIN has a debt to FCF ratio of 6.94. This is a slightly negative value and a sign of low solvency as TFIN would need 6.94 years to pay back of all of its debts.
  • TFIN has a Debt to FCF ratio of 6.94. This is comparable to the rest of the industry: TFIN outperforms 43.48% of its industry peers.
  • TFIN has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.90, TFIN is not doing good in the industry: 84.78% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 6.94
Altman-Z 1.7
ROIC/WACC1.77
WACC4.77%
TFIN.MI Yearly LT Debt VS Equity VS FCFTFIN.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 1.64 indicates that TFIN should not have too much problems paying its short term obligations.
  • TFIN has a better Current ratio (1.64) than 82.61% of its industry peers.
  • TFIN has a Quick Ratio of 1.25. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 1.25, TFIN is in the better half of the industry, outperforming 76.09% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.64
Quick Ratio 1.25
TFIN.MI Yearly Current Assets VS Current LiabilitesTFIN.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. TFIN.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 246.30% over the past year.
  • Looking at the last year, TFIN shows a very strong growth in Revenue. The Revenue has grown by 24.49%.
  • TFIN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.66% yearly.
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • TFIN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.91% yearly.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.9%
Revenue Next 2Y3.79%
Revenue Next 3Y3.6%
Revenue Next 5Y3.91%

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
TFIN.MI Yearly Revenue VS EstimatesTFIN.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
TFIN.MI Yearly EPS VS EstimatesTFIN.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2025 2026 2027 0 -2 -4 -6

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7

4. TFIN.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.80, the valuation of TFIN can be described as reasonable.
  • Based on the Price/Earnings ratio, TFIN is valued cheaply inside the industry as 80.43% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 25.60, TFIN is valued rather cheaply.
  • TFIN is valuated cheaply with a Price/Forward Earnings ratio of 6.35.
  • 93.48% of the companies in the same industry are more expensive than TFIN, based on the Price/Forward Earnings ratio.
  • TFIN is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.8
Fwd PE 6.35
TFIN.MI Price Earnings VS Forward Price EarningsTFIN.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 97.83% of the companies in the same industry are more expensive than TFIN, based on the Enterprise Value to EBITDA ratio.
  • TFIN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TFIN is cheaper than 95.65% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.34
EV/EBITDA 2.63
TFIN.MI Per share dataTFIN.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TFIN.MI Dividend Analysis

5.1 Amount

  • TFIN does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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TFIN.MI Fundamentals: All Metrics, Ratios and Statistics

TREVI FINANZIARIA INDUSTRIAL

BIT:TFIN (4/2/2026, 7:00:00 PM)

0.324

-0.02 (-4.71%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)03-18
Earnings (Next)07-27
Inst Owners27.77%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap101.18M
Revenue(TTM)701.12M
Net Income(TTM)10.24M
Analysts42.22
Price Target0.45 (38.89%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP20.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 10.8
Fwd PE 6.35
P/S 0.14
P/FCF 2.34
P/OCF 1.51
P/B 0.75
P/tB 0.85
EV/EBITDA 2.63
EPS(TTM)0.03
EY9.26%
EPS(NY)0.05
Fwd EY15.74%
FCF(TTM)0.14
FCFY42.79%
OCF(TTM)0.21
OCFY66.22%
SpS2.25
BVpS0.43
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.54
Profitability
Industry RankSector Rank
ROA 1.46%
ROE 7.57%
ROCE 15.95%
ROIC 8.44%
ROICexc 11.42%
ROICexgc 12.02%
OM 9.02%
PM (TTM) 1.46%
GM 64.78%
FCFM 6.18%
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score6
Asset Turnover1
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 6.94
Debt/EBITDA 2.72
Cap/Depr 76.07%
Cap/Sales 3.38%
Interest Coverage 4.15
Cash Conversion 70.96%
Profit Quality 422.96%
Current Ratio 1.64
Quick Ratio 1.25
Altman-Z 1.7
F-Score6
WACC4.77%
ROIC/WACC1.77
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
Revenue Next Year1.9%
Revenue Next 2Y3.79%
Revenue Next 3Y3.6%
Revenue Next 5Y3.91%
EBIT growth 1Y117.24%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year84.35%
EBIT Next 3Y25.99%
EBIT Next 5Y20.81%
FCF growth 1Y93.91%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y13.71%
OCF growth 3Y6.09%
OCF growth 5YN/A

TREVI FINANZIARIA INDUSTRIAL / TFIN.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?

ChartMill assigns a fundamental rating of 4 / 10 to TFIN.MI.


Can you provide the valuation status for TREVI FINANZIARIA INDUSTRIAL?

ChartMill assigns a valuation rating of 7 / 10 to TREVI FINANZIARIA INDUSTRIAL (TFIN.MI). This can be considered as Undervalued.


What is the profitability of TFIN stock?

TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) has a profitability rating of 3 / 10.


How financially healthy is TREVI FINANZIARIA INDUSTRIAL?

The financial health rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 4 / 10.


How sustainable is the dividend of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?

The dividend rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 0 / 10 and the dividend payout ratio is 20.24%.