TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:TFIN - IT0005422768 - Common Stock
0.486 EUR
+0.01 (+2.75%)
We assign a fundamental rating of 4 out of 10 to TFIN. TFIN was compared to 44 industry peers in the Construction & Engineering industry. TFIN has only an average score on both its financial health and profitability. TFIN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
TFIN had positive earnings in the past year.
In the past year TFIN had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: TFIN reported negative net income in multiple years.
TFIN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 1.46%, TFIN is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
TFIN has a worse Return On Equity (7.57%) than 77.27% of its industry peers.
Looking at the Return On Invested Capital, with a value of 8.44%, TFIN is in line with its industry, outperforming 52.27% of the companies in the same industry.
TFIN had an Average Return On Invested Capital over the past 3 years of 5.22%. This is significantly below the industry average of 10.86%.
The 3 year average ROIC (5.22%) for TFIN is below the current ROIC(8.44%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROIC | 8.44% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 1.46%, TFIN is doing worse than 79.55% of the companies in the same industry.
The Operating Margin of TFIN (9.02%) is better than 61.36% of its industry peers.
TFIN's Gross Margin of 64.78% is fine compared to the rest of the industry. TFIN outperforms 75.00% of its industry peers.
In the last couple of years the Gross Margin of TFIN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
2. Health
2.1 Basic Checks
TFIN has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for TFIN remains at a similar level compared to 1 year ago.
The debt/assets ratio for TFIN has been reduced compared to a year ago.
2.2 Solvency
TFIN has an Altman-Z score of 1.75. This is a bad value and indicates that TFIN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.75, TFIN perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
The Debt to FCF ratio of TFIN is 6.94, which is on the high side as it means it would take TFIN, 6.94 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 6.94, TFIN perfoms like the industry average, outperforming 45.45% of the companies in the same industry.
A Debt/Equity ratio of 1.90 is on the high side and indicates that TFIN has dependencies on debt financing.
TFIN has a Debt to Equity ratio of 1.90. This is amonst the worse of the industry: TFIN underperforms 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Altman-Z | 1.75 |
ROIC/WACC1.79
WACC4.72%
2.3 Liquidity
TFIN has a Current Ratio of 1.64. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
TFIN's Current ratio of 1.64 is amongst the best of the industry. TFIN outperforms 84.09% of its industry peers.
TFIN has a Quick Ratio of 1.25. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
TFIN's Quick ratio of 1.25 is fine compared to the rest of the industry. TFIN outperforms 70.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 246.30% over the past year.
Looking at the last year, TFIN shows a very strong growth in Revenue. The Revenue has grown by 24.49%.
The Revenue has been growing by 10.66% on average over the past years. This is quite good.
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue is expected to grow by 3.91% on average over the next years.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 16.20, the valuation of TFIN can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of TFIN is on the same level as its industry peers.
TFIN is valuated rather cheaply when we compare the Price/Earnings ratio to 26.31, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.53, the valuation of TFIN can be described as very reasonable.
TFIN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. TFIN is cheaper than 72.73% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.59, TFIN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.2 | ||
| Fwd PE | 9.53 |
4.2 Price Multiples
97.73% of the companies in the same industry are more expensive than TFIN, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TFIN indicates a rather cheap valuation: TFIN is cheaper than 93.18% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.51 | ||
| EV/EBITDA | 3.12 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
TFIN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:TFIN (11/28/2025, 5:20:11 PM)
0.486
+0.01 (+2.75%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)
Earnings (Next)
Inst Owners24.43%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap151.77M
Revenue(TTM)701.12M
Net Income(TTM)10.24M
Analysts37.78
Price Target0.45 (-7.41%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP20.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.76%
PT rev (3m)4.76%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.2 | ||
| Fwd PE | 9.53 | ||
| P/S | 0.22 | ||
| P/FCF | 3.51 | ||
| P/OCF | 2.27 | ||
| P/B | 1.12 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 3.12 |
EPS(TTM)0.03
EY6.17%
EPS(NY)0.05
Fwd EY10.49%
FCF(TTM)0.14
FCFY28.53%
OCF(TTM)0.21
OCFY44.15%
SpS2.25
BVpS0.43
TBVpS0.38
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.46% | ||
| ROE | 7.57% | ||
| ROCE | 15.95% | ||
| ROIC | 8.44% | ||
| ROICexc | 11.42% | ||
| ROICexgc | 12.02% | ||
| OM | 9.02% | ||
| PM (TTM) | 1.46% | ||
| GM | 64.78% | ||
| FCFM | 6.18% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score6
Asset Turnover1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.9 | ||
| Debt/FCF | 6.94 | ||
| Debt/EBITDA | 2.72 | ||
| Cap/Depr | 76.07% | ||
| Cap/Sales | 3.38% | ||
| Interest Coverage | 4.15 | ||
| Cash Conversion | 70.96% | ||
| Profit Quality | 422.96% | ||
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.25 | ||
| Altman-Z | 1.75 |
F-Score6
WACC4.72%
ROIC/WACC1.79
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)246.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%332.14%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)24.49%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%19.89%
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
EBIT growth 1Y117.24%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year85.65%
EBIT Next 3Y26.2%
EBIT Next 5Y20.81%
FCF growth 1Y93.91%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y13.71%
OCF growth 3Y6.09%
OCF growth 5YN/A
TREVI FINANZIARIA INDUSTRIAL / TFIN.MI FAQ
What is the ChartMill fundamental rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to TFIN.MI.
What is the valuation status of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
ChartMill assigns a valuation rating of 5 / 10 to TREVI FINANZIARIA INDUSTRIAL (TFIN.MI). This can be considered as Fairly Valued.
Can you provide the profitability details for TREVI FINANZIARIA INDUSTRIAL?
TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) has a profitability rating of 4 / 10.
What is the financial health of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) stock?
The financial health rating of TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) is 4 / 10.