TREVI FINANZIARIA INDUSTRIAL (TFIN.MI) Stock Fundamental Analysis
Europe - BIT:TFIN - IT0005422768 - Common Stock
0.5 EUR
+0 (+0.91%)
Overall TFIN gets a fundamental rating of 3 out of 10. We evaluated TFIN against 41 industry peers in the Construction & Engineering industry. TFIN has a bad profitability rating. Also its financial health evaluation is rather negative. TFIN has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year TFIN has reported negative net income.
TFIN had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: TFIN reported negative net income in multiple years.
Each year in the past 5 years TFIN had a positive operating cash flow.
1.2 Ratios
TFIN has a Return On Assets of 0.20%. This is amonst the worse of the industry: TFIN underperforms 80.49% of its industry peers.
The Return On Equity of TFIN (0.94%) is worse than 80.49% of its industry peers.
TFIN's Return On Invested Capital of 5.41% is on the low side compared to the rest of the industry. TFIN is outperformed by 63.41% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for TFIN is significantly below the industry average of 11.06%.
The last Return On Invested Capital (5.41%) for TFIN is above the 3 year average (5.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.2% | ||
| ROE | 0.94% | ||
| ROIC | 5.41% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 0.23%, TFIN is doing worse than 80.49% of the companies in the same industry.
Looking at the Operating Margin, with a value of 6.67%, TFIN is in line with its industry, outperforming 53.66% of the companies in the same industry.
TFIN's Gross Margin of 64.08% is fine compared to the rest of the industry. TFIN outperforms 75.61% of its industry peers.
In the last couple of years the Gross Margin of TFIN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.67% | ||
| PM (TTM) | 0.23% | ||
| GM | 64.08% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), TFIN is creating some value.
The number of shares outstanding for TFIN remains at a similar level compared to 1 year ago.
The debt/assets ratio for TFIN has been reduced compared to a year ago.
2.2 Solvency
TFIN has an Altman-Z score of 1.60. This is a bad value and indicates that TFIN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of TFIN (1.60) is worse than 60.98% of its industry peers.
The Debt to FCF ratio of TFIN is 14.07, which is on the high side as it means it would take TFIN, 14.07 years of fcf income to pay off all of its debts.
TFIN has a Debt to FCF ratio of 14.07. This is in the lower half of the industry: TFIN underperforms 63.41% of its industry peers.
A Debt/Equity ratio of 1.57 is on the high side and indicates that TFIN has dependencies on debt financing.
TFIN has a worse Debt to Equity ratio (1.57) than 75.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.57 | ||
| Debt/FCF | 14.07 | ||
| Altman-Z | 1.6 |
ROIC/WACC1.18
WACC4.57%
2.3 Liquidity
TFIN has a Current Ratio of 1.67. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.67, TFIN belongs to the top of the industry, outperforming 80.49% of the companies in the same industry.
TFIN has a Quick Ratio of 1.28. This is a normal value and indicates that TFIN is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.28, TFIN is doing good in the industry, outperforming 75.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.67 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
The earnings per share for TFIN have decreased strongly by -94.31% in the last year.
The Revenue has grown by 11.77% in the past year. This is quite good.
Measured over the past years, TFIN shows a quite strong growth in Revenue. The Revenue has been growing by 10.66% on average per year.
EPS 1Y (TTM)-94.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%191.67%
Revenue 1Y (TTM)11.77%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%28.32%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue is expected to grow by 3.91% on average over the next years.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Forward Earnings ratio of 16.34, the valuation of TFIN can be described as correct.
TFIN's Price/Forward Earnings ratio is in line with the industry average.
TFIN's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.34 |
4.2 Price Multiples
90.24% of the companies in the same industry are more expensive than TFIN, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TFIN indicates a rather cheap valuation: TFIN is cheaper than 82.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.04 | ||
| EV/EBITDA | 4.23 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
TFIN does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BIT:TFIN (9/19/2025, 7:00:00 PM)
0.5
+0 (+0.91%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryConstruction & Engineering
Earnings (Last)
Earnings (Next)
Inst Owners25.47%
Inst Owner ChangeN/A
Ins Owners4.4%
Ins Owner ChangeN/A
Market Cap156.14M
Analysts85.71
Price Target0.43 (-14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.01
Dividend Growth(5Y)N/A
DP215.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)40%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-25%
EPS NY rev (3m)-25%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 16.34 | ||
| P/S | 0.24 | ||
| P/FCF | 7.04 | ||
| P/OCF | 2.79 | ||
| P/B | 0.96 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 4.23 |
EPS(TTM)0
EYN/A
EPS(NY)0.03
Fwd EY6.12%
FCF(TTM)0.07
FCFY14.2%
OCF(TTM)0.18
OCFY35.86%
SpS2.08
BVpS0.52
TBVpS0.47
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.2% | ||
| ROE | 0.94% | ||
| ROCE | 10.01% | ||
| ROIC | 5.41% | ||
| ROICexc | 7.21% | ||
| ROICexgc | 7.58% | ||
| OM | 6.67% | ||
| PM (TTM) | 0.23% | ||
| GM | 64.08% | ||
| FCFM | 3.41% |
ROA(3y)0.12%
ROA(5y)5.58%
ROE(3y)-2.51%
ROE(5y)26.07%
ROIC(3y)5.22%
ROIC(5y)N/A
ROICexc(3y)7.76%
ROICexc(5y)N/A
ROICexgc(3y)8.49%
ROICexgc(5y)N/A
ROCE(3y)9.7%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.16%
GM growth 5YN/A
F-Score5
Asset Turnover0.87
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.57 | ||
| Debt/FCF | 14.07 | ||
| Debt/EBITDA | 3.39 | ||
| Cap/Depr | 107.14% | ||
| Cap/Sales | 5.2% | ||
| Interest Coverage | 3.78 | ||
| Cash Conversion | 74.7% | ||
| Profit Quality | 1451.74% | ||
| Current Ratio | 1.67 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 1.6 |
F-Score5
WACC4.57%
ROIC/WACC1.18
Cap/Depr(3y)106.64%
Cap/Depr(5y)80.24%
Cap/Sales(3y)5.74%
Cap/Sales(5y)4.64%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-94.31%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%191.67%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.77%
Revenue growth 3Y10.66%
Revenue growth 5YN/A
Sales Q2Q%28.32%
Revenue Next Year5.51%
Revenue Next 2Y4.16%
Revenue Next 3Y3.85%
Revenue Next 5Y3.91%
EBIT growth 1Y2.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year85.65%
EBIT Next 3Y26.2%
EBIT Next 5Y20.81%
FCF growth 1Y1478.61%
FCF growth 3Y-3.39%
FCF growth 5YN/A
OCF growth 1Y24.43%
OCF growth 3Y6.09%
OCF growth 5YN/A